ORIGINATION SCOPE
All HMDA originations: Every HMDA record with action taken = 1. Includes home-equity lines of credit, reverse mortgages, business- and commercial-purpose loans, junior liens and 5+ unit multifamily.
MARKET INTELLIGENCE
U.S. Mortgage Origination Market
HMDA public data · activity years 2018–2025
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MARKET BREADTH
Mix, denials, pricing, concentration, and the year's biggest movers — each panel drills into its deep surface.
Purpose mix trend
Purchase share of ORIGINATED LOANS vs refinance (incl. cash-out) · 2020–2025 · a unit mix — no source publishes purpose-level dollars
HOUSING SUPPLY · CENSUS BUILDING PERMITS
United States building permits
New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.
Single-family · 2025
911,903
−7.1% vs 2024
Multifamily · 2025
519,713
+4.8% vs 2024
Total authorized · 2025
1,431,616
−3.1% vs 2024
Permit valuation · 2025
$379.1B
authorized construction value
Units authorized by year
United States · total permitted units · hover for the single-family split
State / region drill — lender share
Select one or more states to compare lender share of origination volume across a region
REGION VIEW
Add states above to build a region and rank its largest originators by share of the region's total origination volume. Combine several states to compare a footprint; every bar and row opens the unified company view.
LENDER DIRECTORY
Filter the full HMDA reporter universe in place — by state, volume, denial rate, growth, type, or name. Click any lender for its unified company view.
4,782 lenders match · 2025
BUILD A LIST · PLAIN ENGLISH
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