All HMDA originations: Every HMDA record with action taken = 1. Includes home-equity lines of credit, reverse mortgages, business- and commercial-purpose loans, junior liens and 5+ unit multifamily.

Every rung below is a strict subset of the one above it, for the United States in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.