MORTGAGE MARKET INTELLIGENCE · EARLY ACCESS
Company-centric dossiers across HMDA and Ginnie Mae public data. See any lender's origination footprint, issuer activity, and market position in one place — without stitching government files together yourself.
FREE COMPANY LOOKUP · NO ACCOUNT, NO CARD · HMDA ORIGINATION HISTORY FOR EVERY U.S. FILER
Company profiles, market benchmarks and the rate lock-in view are free to read with no account at all. An account — also free, no card — adds the Ginnie Mae issuer directory, the watchlist, the AI assistant and the full origination history behind each profile.
THE MARKET RIGHT NOW · READ LIVE FROM THE LOADED DATA
Origination volume · 2025
$2.41T
Origination volumeSum of loan amount over HMDA records with action taken = 1.Every HMDA-reporting lender, summedOriginations · 2025
6,827,891
OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.$2.41T of volumeHMDA reporters · 2025
4,782
HMDA reportersDistinct LEIs that filed a HMDA LAR for the activity year. 2024 = 4,908.6,827,891 originated loansOutstanding book below today's rate · 2026Q1
77.9%
Outstanding book below today's rateShare of outstanding mortgages whose published rate bin lies ENTIRELY below the current Freddie Mac PMMS 30-year rate — a floor on the locked-in population, exact up to the bin edge.bins ending below the 6.58% PMMS 30-year rateSOURCES: HMDA PUBLIC DATA (CFPB/FFIEC), ACTIVITY YEAR 2025 · FHFA NATIONAL MORTGAGE DATABASE 2026Q1 (A ~5% SAMPLE OF CLOSED-END FIRST-LIEN 1-4 FAMILY MORTGAGES, NOT A CENSUS) · FREDDIE MAC PMMS VIA FRED
TWO WAYS IN
Both doors open without an account. Signing in adds the assistant, the watchlist and the Ginnie Mae issuer directory — and makes whichever door you pick your home page.
ASK IT IN PLAIN ENGLISH
Every answer is run against the verified HMDA and Ginnie Mae tables and names its source. It never invents a figure. These are the questions it is asked from the home page:
DATA SOURCES & FRESHNESS
50 public datasets, each on its publisher’s own schedule. Click a source to open the screen it feeds. Exact per-source detail — data vintage, cadence thresholds and provenance — is on the status board.
METHODOLOGY & FRESHNESS
MortRadar is a research terminal over periodic public data — not a realtime feed. These are the six that do the most work; the board above lists every source we load, with the date each was last refreshed.
WHAT EACH TIER INCLUDES
The free Aggregate tier is a real product, not a locked demo. Paid tiers add depth, history, and loan-level exploration.
| FEATURE | Aggregate · Free | Solo · $59 | Drill-down · $149 | Loan-level · $449 |
|---|---|---|---|---|
| Company dossiers & profiles | ||||
| Market benchmarks | ||||
| Ginnie issuer aggregate views | ||||
| AI assistant · natural-language search | ||||
| Vintage / geo / product drill-downs + peer compare | ||||
| Market Explorer & Compare tools | ||||
| Ginnie issuer intelligence · roster + DQ trends | ||||
| Ginnie pool explorer · CPR & prepay analytics | ||||
| Servicing / MSR & transfer analytics | ||||
| FHA compare-ratio scorecard | ||||
| Fair-lending analytics | ||||
| Watched-entity alerts & digests | ||||
| AI insights, narrative generation & AI exports | ||||
| CSV / XLSX export | Capped | Capped | High volume | |
| HMDA loan-level explorer | ||||
| Ginnie loan-level explorer & per-loan history |
Export row caps and saved-search/alert counts are quantitative limits enforced per tier. Fair-lending analytics are statistical observations on public data, not legal determinations.
STRAIGHT ANSWERS
No hype, no fabricated logos. Here is exactly what MortRadar is — and what it isn’t.
THE PLATFORM, END TO END
Every surface below is a real screen in the product, grouped by the desk it belongs to. The badge says what it costs to open it.
Sources: HMDA public data (CFPB/FFIEC), Ginnie Mae disclosure data, and the other public datasets listed above. See our data attribution page for details.
WEEKLY SIGNAL · FREE
A short weekly read on mortgage rates and the origination market — built from public HMDA and Ginnie Mae data. Unsubscribe anytime.
Search any HMDA-reporting lender above — no account needed. Create a free account for the full history, the watchlist and the AI. No card required.