COUNTY MORTGAGE MARKET · FIPS 04013
Maricopa County, Arizona
Who lends in Maricopa County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.
Origination volume · 2025
$44.80B
Origination volumeSum of loan amount over HMDA records with action taken = 1.Originations · 2025
111,793
OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.Denial rate · 2025
16.1%
Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).Lenders active · 2025
958
Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.Market structure
How spread out lending is across the 958 lenders that originated in Maricopa County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.
Concentration (HHI)
255
unconcentrated
Top-5 lender share
26.0%
of originations
Purchase
61.9%
55,262 loans
Refinance
38.1%
33,966 loans
Origination trend
Annual mortgage origination volume and loan count in Maricopa County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.
Lenders in Maricopa County
Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Maricopa County loan records. The panel states which source answered and exactly which lenders that source covers.
Enter a ORIGINATIONS minimum and maximum in loans; leave blank for no bound.
ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.TOP TEN LENDERS IN MARICOPA COUNTY · 10
The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.
1–10 OF 10 LENDERS
Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.
12,924$5.53B$5.53B originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
8,327$2.58B$2.58B originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
9,267$1.33B$1.33B originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,910$1.15B$1.15B originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2,689$1.06B$1.06B originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2,022$886.7M$886.7M originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2,031$814.8M$814.8M originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,572$758.5M$758.5M originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,479$653.9M$653.9M originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,938$642.0M$642.0M originated in Maricopa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).
ZIP areas in Maricopa County
All 140 ZIP Code Tabulation Areas that touch Maricopa County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.
Enter a POPULATION minimum and maximum in people; leave blank for no bound.
Enter a TRACTS minimum and maximum in tracts; leave blank for no bound.
TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.140 OF 140 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1212 of the 16 Maricopa County tracts this ZIP area touches sit mostly inside it.73,55959.3%12,588——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 18 Maricopa County tracts this ZIP area touches sit mostly inside it.73,33957.0%15,005——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 16 Maricopa County tracts this ZIP area touches sit mostly inside it.72,44650.2%5,536——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 19 Maricopa County tracts this ZIP area touches sit mostly inside it.71,44025.3%17,715——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 17 Maricopa County tracts this ZIP area touches sit mostly inside it.68,21457.7%13,644——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 26 Maricopa County tracts this ZIP area touches sit mostly inside it.66,63641.9%16,099——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 20 Maricopa County tracts this ZIP area touches sit mostly inside it.62,81078.5%7,972——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 15 Maricopa County tracts this ZIP area touches sit mostly inside it.61,74728.8%13,814——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 23 Maricopa County tracts this ZIP area touches sit mostly inside it.59,81029.4%16,237——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 16 Maricopa County tracts this ZIP area touches sit mostly inside it.58,60554.1%12,299——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 17 Maricopa County tracts this ZIP area touches sit mostly inside it.58,21651.3%12,944——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 19 Maricopa County tracts this ZIP area touches sit mostly inside it.58,02375.2%6,463——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 17 Maricopa County tracts this ZIP area touches sit mostly inside it.55,78189.9%7,859——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 20 Maricopa County tracts this ZIP area touches sit mostly inside it.54,79286.3%10,259——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 17 Maricopa County tracts this ZIP area touches sit mostly inside it.53,05556.3%7,721——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 Maricopa County tracts this ZIP area touches sit mostly inside it.52,49232.8%11,367——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 14 Maricopa County tracts this ZIP area touches sit mostly inside it.52,36376.8%10,763——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 Maricopa County tracts this ZIP area touches sit mostly inside it.51,95230.4%10,942——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 10 Maricopa County tracts this ZIP area touches sit mostly inside it.51,91047.4%10,279——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.51,84291.6%6,624——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 14 Maricopa County tracts this ZIP area touches sit mostly inside it.51,80979.9%10,497——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.51,16283.5%8,859——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 19 Maricopa County tracts this ZIP area touches sit mostly inside it.50,55945.1%10,564——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 14 Maricopa County tracts this ZIP area touches sit mostly inside it.50,47022.8%15,075——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 14 Maricopa County tracts this ZIP area touches sit mostly inside it.50,40830.2%14,289——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 19 Maricopa County tracts this ZIP area touches sit mostly inside it.50,37985.9%6,430——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 14 Maricopa County tracts this ZIP area touches sit mostly inside it.50,22235.4%10,447——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 14 Maricopa County tracts this ZIP area touches sit mostly inside it.49,87426.2%14,717——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 8 Maricopa County tracts this ZIP area touches sit mostly inside it.49,44139.2%10,097——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 17 Maricopa County tracts this ZIP area touches sit mostly inside it.48,40538.8%11,106——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.47,91551.6%9,548——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.47,76032.0%9,971——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.46,70235.2%12,682——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.46,44780.7%7,708——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 16 Maricopa County tracts this ZIP area touches sit mostly inside it.45,29144.6%9,569——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 Maricopa County tracts this ZIP area touches sit mostly inside it.44,81071.0%5,816——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.44,00165.0%8,549——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 15 Maricopa County tracts this ZIP area touches sit mostly inside it.43,43450.3%7,772——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 15 Maricopa County tracts this ZIP area touches sit mostly inside it.43,05151.6%9,285——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Maricopa County tracts this ZIP area touches sit mostly inside it.42,37628.1%12,429——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 15 Maricopa County tracts this ZIP area touches sit mostly inside it.41,83979.6%4,676——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 17 Maricopa County tracts this ZIP area touches sit mostly inside it.41,39627.0%11,197——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.41,31687.7%6,815——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.41,31287.1%6,757——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 9 Maricopa County tracts this ZIP area touches sit mostly inside it.41,22578.0%6,289——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 14 Maricopa County tracts this ZIP area touches sit mostly inside it.40,97816.8%12,138——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.40,68543.7%9,236——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 17 Maricopa County tracts this ZIP area touches sit mostly inside it.40,27756.8%6,268——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.39,75837.1%9,470——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.39,50253.4%7,083——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.39,23664.8%7,739——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Maricopa County tracts this ZIP area touches sit mostly inside it.39,21442.2%8,953——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.38,96029.8%9,909——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.38,84728.8%11,508——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Maricopa County tracts this ZIP area touches sit mostly inside it.38,80334.3%10,779——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.38,66821.8%12,063——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.37,92233.4%7,500——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Maricopa County tracts this ZIP area touches sit mostly inside it.37,90337.9%8,504——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.37,83222.4%13,276——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Maricopa County tracts this ZIP area touches sit mostly inside it.37,49244.6%9,639——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.37,04230.4%9,799——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.36,87319.3%11,178——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.36,66627.4%13,444——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.36,47826.4%10,668——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Maricopa County tracts this ZIP area touches sit mostly inside it.36,18739.1%9,766——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 10 Maricopa County tracts this ZIP area touches sit mostly inside it.35,80563.8%6,983——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 18 Maricopa County tracts this ZIP area touches sit mostly inside it.35,78842.8%8,521——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.35,62714.4%12,921——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 17 Maricopa County tracts this ZIP area touches sit mostly inside it.35,47627.9%9,101——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.35,04525.1%8,963——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Maricopa County tracts this ZIP area touches sit mostly inside it.33,70439.2%8,867——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.33,35287.8%5,048——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 16 Maricopa County tracts this ZIP area touches sit mostly inside it.33,18345.9%6,443——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 18 Maricopa County tracts this ZIP area touches sit mostly inside it.32,44259.1%5,671——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Maricopa County tracts this ZIP area touches sit mostly inside it.32,12933.6%9,159——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Maricopa County tracts this ZIP area touches sit mostly inside it.31,62011.3%15,079——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.31,42736.5%7,870——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.31,25831.6%10,470——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Maricopa County tracts this ZIP area touches sit mostly inside it.31,03342.4%7,390——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Maricopa County tracts this ZIP area touches sit mostly inside it.30,23531.9%6,777——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.30,07884.8%4,069——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Maricopa County tracts this ZIP area touches sit mostly inside it.29,97890.5%5,035——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Maricopa County tracts this ZIP area touches sit mostly inside it.29,80340.1%6,766——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Maricopa County tracts this ZIP area touches sit mostly inside it.29,72241.0%7,234——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 5 Maricopa County tracts this ZIP area touches sit mostly inside it.28,25429.2%7,006——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Maricopa County tracts this ZIP area touches sit mostly inside it.27,8525.9%14,753——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Maricopa County tracts this ZIP area touches sit mostly inside it.26,89317.8%9,668——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.26,64145.0%4,682——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Maricopa County tracts this ZIP area touches sit mostly inside it.26,63816.0%9,794——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Maricopa County tracts this ZIP area touches sit mostly inside it.25,33123.3%8,080——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Maricopa County tracts this ZIP area touches sit mostly inside it.25,17132.8%5,422——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.24,10430.3%5,921——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.23,82012.4%9,260——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Maricopa County tracts this ZIP area touches sit mostly inside it.23,35871.8%3,633——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Maricopa County tracts this ZIP area touches sit mostly inside it.23,02821.7%7,828——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.22,90643.7%4,301——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.22,50420.6%6,926——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 12 Maricopa County tracts this ZIP area touches sit mostly inside it.18,97029.7%4,981——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Maricopa County tracts this ZIP area touches sit mostly inside it.18,65733.3%6,051——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Maricopa County tracts this ZIP area touches sit mostly inside it.18,37763.5%3,605——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.17,86043.6%2,337——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Maricopa County tracts this ZIP area touches sit mostly inside it.16,99918.1%6,942——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Maricopa County tracts this ZIP area touches sit mostly inside it.15,83135.4%3,551——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.14,98018.9%5,559——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.14,76828.0%4,399——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Maricopa County tracts this ZIP area touches sit mostly inside it.14,64370.3%1,984——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 13 Maricopa County tracts this ZIP area touches sit mostly inside it.13,44645.2%3,015——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 15 Maricopa County tracts this ZIP area touches sit mostly inside it.13,08318.3%5,636——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Maricopa County tracts this ZIP area touches sit mostly inside it.11,73621.2%4,128——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Maricopa County tracts this ZIP area touches sit mostly inside it.9,77226.7%2,593——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Maricopa County tracts this ZIP area touches sit mostly inside it.9,69327.6%1,590——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Maricopa County tracts this ZIP area touches sit mostly inside it.9,29436.8%2,361——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Maricopa County tracts this ZIP area touches sit mostly inside it.9,09911.3%3,638——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Maricopa County tracts this ZIP area touches sit mostly inside it.9,00924.6%3,331——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Maricopa County tracts this ZIP area touches sit mostly inside it.8,79265.6%2,149——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.7,84170.7%600——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.7,3419.1%3,557——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Maricopa County tracts this ZIP area touches sit mostly inside it.7,20151.0%1,315——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Maricopa County tracts this ZIP area touches sit mostly inside it.6,74422.8%2,812——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.6,58128.8%2,297——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Maricopa County tracts this ZIP area touches sit mostly inside it.6,35625.5%2,130——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Maricopa County tract this ZIP area touches sit mostly inside it.6,33487.2%2,108——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Maricopa County tracts this ZIP area touches sit mostly inside it.5,60334.9%1,621——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.5,28273.8%1,089——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Maricopa County tracts this ZIP area touches sit mostly inside it.4,8828.9%2,226——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Maricopa County tracts this ZIP area touches sit mostly inside it.4,59243.5%1,556——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Maricopa County tracts this ZIP area touches sit mostly inside it.3,87152.6%909——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Maricopa County tracts this ZIP area touches sit mostly inside it.2,9894.6%1,351——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Maricopa County tract this ZIP area touches sit mostly inside it.2,86493.3%596——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 6 Maricopa County tracts this ZIP area touches sit mostly inside it.2,77191.3%216——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Maricopa County tract this ZIP area touches sit mostly inside it.2,65945.7%0——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Maricopa County tracts this ZIP area touches sit mostly inside it.2,48783.5%403——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Maricopa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Maricopa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Maricopa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Maricopa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Maricopa County tract this ZIP area touches sit mostly inside it.—————OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Maricopa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Maricopa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Maricopa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1,009 of Maricopa County’s 1,009 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.
Census tracts in Maricopa County
All 1,009 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.
Enter a POPULATION minimum and maximum in people; leave blank for no bound.
Enter a MINORITY % minimum and maximum in %; leave blank for no bound.
Enter a % OF MSA INCOME minimum and maximum in %; leave blank for no bound.
1,009 OF 1,009 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.
Housing & households
U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.
Population
4,559,748
Median household income
$89,300
Median home value
$452,800
Median gross rent
$1,708
per month
Owner-occupied
65.2%
of occupied units
Housing units
1,884,334
8.2% vacant
Poverty rate
11.0%
Unemployment
4.5%
Natural-hazard exposure
FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.
Overall risk
Very High
score 99.9
Social vulnerability
Relatively Low
Community resilience
Very Low
ELEVATED PERILS
Inland flooding Very High · Wildfire Relatively High · Hail Very High · Strong wind Very High · Heat wave Very High · Drought Relatively High
Federal disaster history
Months in which a FEMA disaster declaration was active in this county, from the declarations series.
Months with an active declaration
69
Declarations recorded
27
Incident types on record: Biological, Fire, Flood, Hurricane, Severe Storm.
Everything we hold on Maricopa County
12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.
LOAN-LEVEL
The individual HMDA application and origination records behind every figure on this page, pre-filtered to Maricopa County.
HMDA loan-level (hmda_loan_wide, county_code)
VA
VA-guaranteed lending in Maricopa County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.
VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year
VA loans · FY2026
7,458
—
Purchase share
46.4%
3,460 loans
IRRRL refinances
2,902
Cash-out refinances
1,096
20267,458—3,4602,9021,096
20257,583—4,4441,7811,358
20245,792—3,9027811,109
20236,021—4,611911,319
2022——5,7422,1296,491
202131,823—7,03819,4145,371
202030,747—7,98918,1064,652
201914,123—7,2763,0283,819
201813,323—7,5471,7054,071
201716,346—7,5744,4254,347
201615,994—6,8625,5423,590
201513,837—6,4524,3193,066
The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.
BUILDING PERMITS
New residential units authorised in Maricopa County — the supply-side leading indicator that runs ahead of purchase originations.
Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')
HOUSING SUPPLY · CENSUS BUILDING PERMITS
Maricopa County building permits
New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.
Single-family · 2025
17,244
−20.4% vs 2024
Multifamily · 2025
14,407
−2.1% vs 2024
Total authorized · 2025
31,651
−13.0% vs 2024
Permit valuation · 2025
$8.5B
authorized construction value
Units authorized by year
Maricopa County · total permitted units · hover for the single-family split
UNITS · SF IN TOOLTIP
Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.
MIGRATION & WEALTH
IRS county-to-county migration flows for Maricopa County, showing population movement and wealth transfer.
IRS county-to-county migration flows (irs_county_migration, self_geoid)
outflow2223Pinal County, AZ10,80520,751$714.7M
inflow2223Pinal County, AZ6,54911,753$371.4M
outflow2223Other flows - South, DS3,6776,846$252.3M
inflow2223Los Angeles County, CA3,5625,844$282.3M
inflow2223Pima County, AZ3,2625,043$213.3M
outflow2223Other flows - Midwest, DS3,1935,490$224.8M
inflow2223Other flows - Midwest, DS3,1904,965$232.4M
inflow2223Other flows - South, DS3,1195,207$198.0M
outflow2223Pima County, AZ2,7204,305$179.9M
inflow2223San Diego County, CA2,4103,877$236.5M
outflow2223Yavapai County, AZ2,2973,909$207.2M
outflow2223Los Angeles County, CA2,1813,155$174.7M
inflow2223Orange County, CA1,8582,978$197.5M
inflow2223Yavapai County, AZ1,8172,783$133.3M
outflow2223San Diego County, CA1,7062,636$136.6M
inflow2223Cook County, IL1,6982,643$223.8M
inflow2223Riverside County, CA1,5502,705$103.0M
inflow2223Coconino County, AZ1,5412,233$96.0M
inflow2223King County, WA1,5022,460$301.3M
inflow2223Clark County, NV1,4882,505$129.9M
outflow2223Clark County, NV1,3382,195$92.4M
outflow2223Other flows - West, DS1,3262,220$101.6M
outflow2223King County, WA1,3221,817$151.0M
outflow2223Coconino County, AZ1,2971,952$88.4M
inflow2223Other flows - West, DS1,2672,110$107.7M
outflow2223Cook County, IL1,1601,678$88.3M
inflow2223San Bernardino County, CA1,0491,865$60.7M
outflow2223Navajo County, AZ1,0171,980$69.4M
outflow2223Other flows - Northeast, DS9451,483$69.7M
outflow2223Orange County, CA9441,482$91.1M
inflow2223Yuma County, AZ9361,606$46.5M
inflow2223Navajo County, AZ8701,564$47.2M
inflow2223Other flows - Northeast, DS8471,250$63.5M
outflow2223Riverside County, CA8101,419$49.8M
outflow2223Foreign - Overseas, FR7911,241$65.8M
inflow2223Pierce County, WA7231,276$72.6M
outflow2223Dallas County, TX6891,041$57.1M
outflow2223Harris County, TX6851,182$92.9M
inflow2223Santa Clara County, CA6681,128$116.4M
inflow2223Salt Lake County, UT6651,187$69.8M
inflow2223Harris County, TX6591,147$68.2M
inflow2223Bernalillo County, NM6511,014$52.1M
outflow2223Gila County, AZ6271,086$48.5M
inflow2223Snohomish County, WA6241,066$70.9M
inflow2223Hennepin County, MN604960$137.3M
outflow2223Utah County, UT5951,155$38.3M
outflow2223Denver County, CO571737$48.2M
outflow2223Salt Lake County, UT567948$41.3M
outflow2223Yuma County, AZ5661,064$26.6M
outflow2223San Bernardino County, CA566992$31.2M
outflow2223Santa Clara County, CA545776$63.8M
outflow2223Travis County, TX543729$54.7M
outflow2223El Paso County, CO541924$39.5M
inflow2223El Paso County, CO538915$40.9M
inflow2223El Paso County, TX518905$26.1M
outflow2223Tarrant County, TX511895$42.3M
inflow2223Mohave County, AZ506786$23.2M
inflow2223Dallas County, TX490733$60.4M
inflow2223Denver County, CO488680$52.9M
inflow2223Utah County, UT488975$34.1M
inflow2223Washington County, OR481814$62.6M
inflow2223Gila County, AZ476830$29.5M
inflow2223Ventura County, CA469773$40.5M
outflow2223Bexar County, TX458861$29.0M
inflow2223Tarrant County, TX454785$35.0M
outflow2223Bernalillo County, NM450670$28.7M
inflow2223Alameda County, CA448693$52.1M
inflow2223Sacramento County, CA447720$27.8M
inflow2223Milwaukee County, WI440783$26.0M
outflow2223Cochise County, AZ437835$25.6M
inflow2223DuPage County, IL432691$73.7M
inflow2223Arapahoe County, CO431693$43.2M
inflow2223Clark County, WA424709$45.7M
outflow2223Hennepin County, MN422615$41.2M
outflow2223Collin County, TX422781$43.9M
outflow2223Mohave County, AZ421693$22.7M
inflow2223Foreign - Overseas, FR417740$42.7M
outflow2223El Paso County, TX412732$19.3M
inflow2223Multnomah County, OR410589$40.0M
outflow2223Pierce County, WA409695$48.3M
inflow2223Apache County, AZ401747$16.2M
inflow2223Contra Costa County, CA391683$78.8M
inflow2223Cochise County, AZ388697$19.4M
outflow2223New York County, NY387469$39.7M
outflow2223Multnomah County, OR384535$24.8M
inflow2223Bexar County, TX381669$29.6M
inflow2223Honolulu County, HI377637$23.5M
inflow2223Travis County, TX365490$69.7M
outflow2223Washington County, OR358570$29.9M
outflow2223Arapahoe County, CO357536$37.0M
outflow2223Snohomish County, WA354573$26.5M
inflow2223Foreign - APO/FPO ZIPs, FR350682$21.3M
outflow2223Ada County, ID347590$31.7M
outflow2223Denton County, TX347625$42.1M
outflow2223Apache County, AZ341664$14.3M
inflow2223Ada County, ID334549$28.3M
inflow2223Spokane County, WA331519$26.9M
inflow2223Jefferson County, CO327477$36.0M
inflow2223Wayne County, MI323545$24.9M
inflow2223Douglas County, CO322565$55.4M
inflow2223Miami-Dade County, FL322493$41.7M
outflow2223Sacramento County, CA320588$23.6M
outflow2223Foreign - APO/FPO ZIPs, FR315596$18.3M
outflow2223Douglas County, CO314547$36.3M
inflow2223Washoe County, NV313510$40.3M
inflow2223Lake County, IL313518$47.5M
outflow2223Mecklenburg County, NC311491$33.0M
outflow2223Honolulu County, HI310527$25.4M
inflow2223Clackamas County, OR308554$56.4M
inflow2223Will County, IL300469$37.1M
inflow2223Franklin County, OH296481$25.3M
outflow2223Davidson County, TN290386$23.6M
outflow2223Alameda County, CA289424$26.2M
inflow2223Collin County, TX287501$29.7M
outflow2223Wake County, NC287532$27.6M
outflow2223Clark County, WA285512$29.8M
outflow2223Milwaukee County, WI284487$16.3M
inflow2223Cuyahoga County, OH282472$26.5M
inflow2223Oakland County, MI274459$32.3M
outflow2223Wayne County, MI269457$14.6M
outflow2223Oakland County, MI267455$30.2M
outflow2223Williamson County, TX267465$28.7M
inflow2223Douglas County, NE265420$27.8M
outflow2223Kings County, NY263310$18.9M
outflow2223Franklin County, OH261421$18.1M
inflow2223Kern County, CA260465$15.7M
inflow2223Denton County, TX255452$33.1M
inflow2223Anchorage Municipality, AK251464$20.1M
outflow2223San Francisco County, CA250302$28.9M
outflow2223Larimer County, CO250398$21.6M
outflow2223Washoe County, NV246392$27.5M
outflow2223Jefferson County, CO244339$21.8M
outflow2223Hillsborough County, FL243380$17.7M
inflow2223Broward County, FL240399$28.9M
inflow2223Hillsborough County, FL239390$17.5M
inflow2223Adams County, CO237372$16.4M
outflow2223Adams County, CO237379$16.7M
outflow2223Spokane County, WA237390$17.9M
inflow2223St. Louis County, MO232377$23.3M
outflow2223Fulton County, GA230372$23.4M
inflow2223San Joaquin County, CA228417$18.3M
outflow2223Miami-Dade County, FL228327$31.4M
outflow2223Orange County, FL228367$21.6M
inflow2223Imperial County, CA225419$9.4M
inflow2223San Francisco County, CA224288$35.4M
inflow2223Marion County, IN219321$14.9M
inflow2223Fresno County, CA217330$15.4M
inflow2223Johnson County, KS217360$31.7M
inflow2223Larimer County, CO217335$19.7M
inflow2223San Mateo County, CA216327$40.5M
inflow2223Kane County, IL215358$27.2M
inflow2223Santa Cruz County, AZ213392$8.5M
inflow2223Allegheny County, PA213314$28.1M
inflow2223Do�a Ana County, NM211337$10.2M
inflow2223New York County, NY209318$39.8M
inflow2223Jackson County, MO208318$16.9M
inflow2223Fulton County, GA205335$25.2M
outflow2223Douglas County, NE205353$15.9M
inflow2223Orange County, FL205309$16.6M
outflow2223Oklahoma County, OK204387$14.0M
inflow2223Davidson County, TN202302$23.9M
outflow2223Broward County, FL199284$23.2M
inflow2223Kings County, NY199299$18.5M
outflow2223DuPage County, IL198299$15.3M
outflow2223Ventura County, CA194288$13.3M
outflow2223Cuyahoga County, OH193302$17.5M
inflow2223Middlesex County, MA193287$27.8M
inflow2223Thurston County, WA193356$13.5M
outflow2223Palm Beach County, FL192327$24.5M
inflow2223Santa Barbara County, CA192286$17.6M
inflow2223Polk County, IA192282$14.0M
outflow2223Fairfax County, VA191347$19.9M
inflow2223Dakota County, MN191291$20.3M
inflow2223Kitsap County, WA190310$15.7M
outflow2223Montgomery County, TX187342$16.4M
inflow2223Palm Beach County, FL187283$22.3M
outflow2223Contra Costa County, CA184309$21.3M
inflow2223Philadelphia County, PA184268$16.1M
outflow2223District of Columbia, DC183201$13.7M
inflow2223Queens County, NY182270$12.6M
outflow2223Pinellas County, FL180265$29.5M
inflow2223Placer County, CA176310$26.7M
outflow2223Johnson County, KS176287$20.6M
inflow2223Dane County, WI174250$14.0M
inflow2223Ramsey County, MN171262$22.0M
outflow2223Allegheny County, PA170248$17.2M
inflow2223Lane County, OR170257$11.0M
outflow2223Jackson County, MO169287$9.9M
inflow2223Fairfax County, VA169301$27.3M
outflow2223Duval County, FL168258$16.6M
inflow2223Mecklenburg County, NC166247$16.4M
outflow2223Marion County, IN166288$7.2M
outflow2223St. Louis County, MO166274$13.0M
inflow2223Solano County, CA166280$12.7M
inflow2223Pinellas County, FL166242$13.1M
outflow2223Will County, IL164304$11.6M
outflow2223Philadelphia County, PA163225$9.2M
outflow2223Kitsap County, WA163277$14.8M
outflow2223Lane County, OR161238$14.5M
inflow2223Kent County, MI161258$10.8M
UAD APPRAISALS
FHFA Uniform Appraisal Dataset aggregates for Maricopa County.
FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)
2023PurchaseNo CharacteristicAll Appraisals35,818.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals11,136.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals46,954.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals480,000.0
2023BothNo CharacteristicAll Appraisals496,700.0
2023PurchaseNo CharacteristicAll Appraisals500,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals511,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals525,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals29,285.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals490,000.0
2022BothNo CharacteristicAll Appraisals76,095.0
2022PurchaseNo CharacteristicAll Appraisals46,810.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals439,000.0
2021BothNo CharacteristicAll Appraisals143,653.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals62,812.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals80,841.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals440,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals445,000.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals146,123.0
2020PurchaseNo CharacteristicAll Appraisals62,744.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals365,000.0
2020RefinanceNo CharacteristicAll Appraisals370,000.0
2020RefinanceNo CharacteristicAll Appraisals83,379.0
2020PurchaseNo CharacteristicAll Appraisals360,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals325,000.0
2019PurchaseNo CharacteristicAll Appraisals59,827.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals328,000.0
2019BothNo CharacteristicAll Appraisals117,635.0
2019RefinanceNo CharacteristicAll Appraisals57,808.0
2019PurchaseNo CharacteristicAll Appraisals325,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals285,000.0
2018BothNo CharacteristicAll Appraisals90,420.0
2018PurchaseNo CharacteristicAll Appraisals57,767.0
2018RefinanceNo CharacteristicAll Appraisals32,653.0
2018BothNo CharacteristicAll Appraisals300,000.0
2018PurchaseNo CharacteristicAll Appraisals306,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals275,500.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals97,673.0
2017PurchaseNo CharacteristicAll Appraisals56,430.0
2017PurchaseNo CharacteristicAll Appraisals295,000.0
2017RefinanceNo CharacteristicAll Appraisals41,243.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals287,000.0
2016PurchaseNo CharacteristicAll Appraisals49,482.0
2016RefinanceNo CharacteristicAll Appraisals290,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals285,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals288,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals108,573.0
2016RefinanceNo CharacteristicAll Appraisals59,091.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals275,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals275,000.0
2015BothNo CharacteristicAll Appraisals84,765.0
2015RefinanceNo CharacteristicAll Appraisals44,345.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.6
2015PurchaseNo CharacteristicAll Appraisals40,420.0
2015BothNo CharacteristicAll Appraisals275,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals258,000.0
ECONOMY & INCOME
Local economy indicators — BLS unemployment rates and BEA personal income for Maricopa County.
BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)
BLS Local Area Unemployment
2026-052,474,9112,374,372100,5394.1%
2026-042,443,4872,351,95191,5363.7%
2026-032,479,8282,382,95696,8723.9%
2026-022,483,3592,379,492103,8674.2%
2026-012,521,3122,413,108108,2044.3%
2025-122,523,0792,435,53187,5483.5%
2025-112,536,3202,441,39494,9263.7%
2025-092,538,8602,434,562104,2984.1%
2025-082,513,7492,407,518106,2314.2%
2025-072,522,0532,415,660106,3934.2%
2025-062,521,8672,421,147100,7204.0%
2025-052,513,8822,421,33792,5453.7%
2025-042,505,7362,421,82583,9113.3%
2025-032,507,8012,420,64187,1603.5%
2025-022,503,2502,413,14590,1053.6%
2025-012,503,7082,413,65290,0563.6%
2024-122,489,4032,408,98380,4203.2%
2024-112,495,3412,409,97085,3713.4%
2024-102,490,3332,404,14286,1913.5%
2024-092,498,3252,412,44285,8833.4%
2024-082,478,3082,387,76190,5473.7%
2024-072,495,3102,399,68295,6283.8%
2024-062,483,6102,395,56588,0453.5%
2024-052,471,2732,397,73473,5393.0%
2024-042,465,3902,402,60262,7882.5%
2024-032,471,1302,404,18566,9452.7%
2024-022,463,8022,390,82272,9803.0%
2024-012,455,9422,382,22973,7133.0%
2023-122,447,7132,377,98069,7332.8%
2023-112,468,0892,394,57573,5143.0%
2023-102,454,9662,372,13782,8293.4%
2023-092,470,7802,385,80884,9723.4%
2023-082,448,7152,360,47888,2373.6%
2023-072,456,9132,368,33088,5833.6%
2023-062,446,9502,359,35087,6003.6%
2023-052,435,8822,357,15578,7273.2%
2023-042,422,2802,352,60569,6752.9%
2023-032,422,0082,349,44172,5673.0%
2023-022,408,7792,334,53274,2473.1%
2023-012,399,2582,325,41273,8463.1%
2022-122,385,9092,318,62267,2872.8%
2022-112,387,4152,315,15372,2623.0%
2022-102,390,7922,311,05679,7363.3%
2022-092,395,2242,313,15882,0663.4%
2022-082,384,0522,296,35887,6943.7%
2022-072,387,6172,300,54987,0683.6%
2022-062,386,5052,297,92588,5803.7%
2022-052,379,8482,303,31076,5383.2%
2022-042,360,0592,288,99571,0643.0%
2022-032,356,1032,287,48168,6222.9%
2022-022,350,3972,275,23075,1673.2%
2022-012,342,9652,264,29878,6673.4%
2021-122,328,7862,264,14864,6382.8%
2021-112,337,5722,267,46370,1093.0%
2021-102,324,1002,246,49477,6063.3%
2021-092,330,0652,240,50689,5593.8%
2021-082,317,0522,217,015100,0374.3%
2021-072,334,0802,221,403112,6774.8%
2021-062,335,4792,208,155127,3245.5%
2021-052,324,8622,207,806117,0565.0%
2021-042,313,3622,193,281120,0815.2%
2021-032,315,4302,191,424124,0065.4%
2021-022,315,9792,181,030134,9495.8%
2021-012,307,7982,167,932139,8666.1%
2020-122,313,5852,174,845138,7406.0%
2020-112,315,4112,176,718138,6936.0%
2020-102,308,4782,164,799143,6796.2%
2020-092,297,6372,137,260160,3777.0%
2020-082,290,4852,117,698172,7877.5%
2020-072,289,7182,076,672213,0469.3%
2020-062,274,7552,056,756217,9999.6%
2020-052,241,6822,004,230237,45210.6%
2020-042,214,4421,936,681277,76112.5%
2020-032,283,0002,177,424105,5764.6%
2020-022,296,3512,207,41888,9333.9%
2020-012,290,6452,198,01192,6344.0%
2019-122,279,9832,196,56683,4173.7%
2019-112,285,5712,200,14085,4313.7%
2019-102,271,2372,183,73987,4983.9%
2019-092,266,6082,180,84785,7613.8%
2019-082,255,3932,159,13796,2564.3%
2019-072,263,4102,160,309103,1014.6%
2019-062,253,6952,153,123100,5724.5%
2019-052,237,4622,147,00190,4614.0%
2019-042,225,4622,139,37186,0913.9%
2019-032,229,6432,137,60192,0424.1%
2019-022,228,3282,135,17993,1494.2%
2019-012,223,2412,121,399101,8424.6%
2018-122,210,2702,117,60792,6634.2%
2018-112,213,8632,127,18186,6823.9%
2018-102,194,2332,107,08087,1534.0%
2018-092,192,9232,103,88789,0364.1%
2018-082,174,4652,081,10893,3574.3%
2018-072,188,7652,093,35295,4134.4%
2018-062,175,0902,079,67895,4124.4%
2018-052,162,0112,081,96580,0463.7%
2018-042,156,1022,073,77582,3273.8%
2018-032,159,3252,075,19584,1303.9%
2018-022,157,8042,068,00689,7984.2%
2018-012,140,3782,048,39791,9814.3%
BEA Personal Income
2024$337.28B4,673,096$72K
2023$317.71B4,615,625$69K
2022$293.48B4,564,457$64K
2021$278.26B4,500,147$62K
2020$249.06B4,445,415$56K
2019$225.19B4,363,090$52K
2018$209.38B4,290,093$49K
2017$196.35B4,227,971$46K
2016$185.00B4,170,720$44K
2015$176.33B4,101,119$43K
2014$166.30B4,035,496$41K
2013$157.51B3,973,267$40K
2012$153.93B3,916,733$39K
2011$146.12B3,857,934$38K
2010$138.36B3,821,703$36K
2009$135.97B3,803,779$36K
2008$145.07B3,771,061$38K
2007$146.22B3,711,954$39K
2006$139.38B3,642,884$38K
2005$125.24B3,538,988$35K
2004$113.16B3,417,860$33K
2003$103.23B3,328,468$31K
2002$97.73B3,255,388$30K
2001$94.36B3,175,989$30K
2000$91.43B3,092,197$30K
1999$83.43B3,004,985$28K
1998$78.42B2,909,040$27K
1997$71.32B2,805,009$25K
1996$65.06B2,703,078$24K
1995$59.45B2,598,183$23K
1994$53.89B2,475,159$22K
1993$48.82B2,359,883$21K
1992$45.62B2,272,582$20K
1991——$19K
NFIP FLOOD CLAIMS
FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Maricopa County.
FEMA NFIP redacted claims (nfip_claim, county_code)
2026-06-20$0——Yes
2026-06-03$0$0$0Yes
2025-11-05$0$0$0No
2025-10-13$42K$42K$0Yes
2025-10-12$2K$2K$0Yes
2025-10-12$3K$3K$0Yes
2025-10-12$238K$178K$60KNo
2025-10-12$0——Yes
2025-10-12$204K$204K$0Yes
2025-10-12$13K$13K$0No
2025-10-12$0——Yes
2025-09-29$0$0$0No
2025-09-27$111K$109K$2KYes
2025-09-27$212K$206K$6KNo
2025-09-27$0$0$0Yes
2025-09-26$599.31$599.31$0Yes
2025-09-26$0$0$0Yes
2025-09-26$0$0$0Yes
2025-09-26$11K$11K$0Yes
2025-09-26$0$0$0No
2025-09-26$6K$6K$0Yes
2025-09-26$39K$38K$1KYes
2025-09-26$0$0$0No
2025-09-26$32K$32K$0Yes
2025-06-02$0$0$0No
2025-06-02$0$0$0No
2024-08-13$0——Yes
2024-02-24$0$0$0Yes
2024-02-23$0$0$0Yes
2024-02-16$0——Yes
2023-09-12$0——Yes
2023-09-12$0——No
2023-06-01$5K$5K$0Yes
2023-05-01$0——No
2023-03-15$27K$6K$21KNo
2023-03-15$0——Yes
2023-01-06$0$0$0Yes
2022-12-16$9K$9K$0No
2022-12-03$42K$42K$0Yes
2022-09-12$128K$124K$4KYes
2022-09-11$68K$66K$2KYes
2022-09-11$17K$17K$0Yes
2022-09-11$0$0$0Yes
2022-08-22$0——Yes
2022-08-22$0——Yes
2022-08-19$4K$4K$0Yes
2022-08-15$0$0$0No
2022-08-13$0$0$0No
2022-08-13$22K$16K$6KYes
2022-08-12$66K$66K$0No
2022-08-12$0$0$0Yes
2022-08-12$0$0$0Yes
2022-08-12$9K$9K$0Yes
2022-08-12$112K$109K$4KYes
2022-08-12$14K$14K$0Yes
2022-08-12$60K$60K$0Yes
2022-08-12$13K$13K$0Yes
2022-08-12$9K$9K$0Yes
2022-08-12$17K$15K$3KYes
2022-08-12$20K$20K$0Yes
2022-08-12$27K$27K$0Yes
2022-08-12$0$0$0Yes
2022-08-12$4K$4K$0Yes
2022-08-04$0$0$0Yes
2022-07-30$65K$59K$6KYes
2022-07-30$104K$104K$0No
2022-07-30$124K$104K$20KYes
2022-07-30$0——Yes
2022-07-30$0——Yes
2022-07-30$298.45$298.45$0Yes
2022-07-30$0——Yes
2022-07-24$0$0$0Yes
2022-07-01$0$0$0Yes
2022-06-01$50K$40K$10KYes
2022-04-14$34K$34K$0Yes
2021-12-25$0$0$0Yes
2021-11-15$0——Yes
2021-08-30$0——Yes
2021-08-29$0——Yes
2021-08-20$102K$102K$0No
2021-08-18$0——Yes
2021-08-18$0——No
2021-08-15$15K$15K$0Yes
2021-08-14$28K$28K$0Yes
2021-08-14$529.02$529.02$0Yes
2021-08-14$67K$67K$0Yes
2021-08-14$971.65$971.65$0Yes
2021-08-14$23K$23K$0Yes
2021-08-14$156K$106K$50KNo
2021-08-14$41K$40K$2KYes
2021-08-13$14K$14K$0Yes
2021-08-13$0——Yes
2021-08-13$91K$83K$9KYes
2021-08-13$35K$35K$0Yes
2021-08-13$0$0$0Yes
2021-08-11$2K$2K$0Yes
2021-08-10$0——Yes
2021-08-06$0——Yes
2021-08-05$0——Yes
2021-07-27$0——Yes
ALSO CHECKED
18 more data areas were checked for Maricopa County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.
- WRONG GRAINFHA
FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists
- WRONG GRAINFannie / Freddie
the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line
- WRONG GRAINGSE credit-risk transfer
CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county
- WRONG GRAINGinnie Mae
Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages
- WRONG GRAINHousing finance agency
a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from
- WRONG GRAINCUSO network
the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name
- WRONG GRAINSubservicing map
the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain
- WRONG GRAINCo-issue MSR
the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all
- WRONG GRAINMSR transfer graph
the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file
- WRONG GRAINBuilder & realtor JV
the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent
- WRONG GRAINNon-QM deal calendar
the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close
- WRONG GRAINAgency-MBS demand
the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here
- WRONG GRAINComplaints-rate stack
the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain
- WRONG GRAINNMLS licensing
NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to
- WRONG GRAINCFPB complaints
the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line
- WRONG GRAINState enforcement
enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county
- WRONG GRAINWARN notices
a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states
- WRONG GRAINMortgage employment
the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly
Several of the areas above are published only at state grain. They are all on the AZ state hub, which carries the same registry at the grain those sources actually have.
Go deeper
EVERY HMDA RECORD IN MARICOPA COUNTY →Opens the loan explorer already filtered to county FIPS 04013.
See the Arizona state market profile for the statewide picture, the Arizona state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.
Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.
Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.