Skip to main content
MortRadarTERMINAL
State markets/Colorado/Weld County

COUNTY MORTGAGE MARKET · FIPS 08123

Weld County, Colorado

Who lends in Weld County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$4.43B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

11,307

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

17.1%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

449

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 449 lenders that originated in Weld County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

306

unconcentrated

Top-5 lender share

30.0%

of originations

Purchase

66.0%

6,270 loans

Refinance

34.0%

3,226 loans

Origination trend

Annual mortgage origination volume and loan count in Weld County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Weld County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Weld County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR WELD COUNTY →

TOP TEN LENDERS IN WELD COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,135$494.8M$494.8M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1$400.0M$400.0M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
574$165.8M$165.8M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
314$136.7M$136.7M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
240$132.2M$132.2M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
346$130.0M$130.0M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
336$114.0M$114.0M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
250$105.2M$105.2M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
163$87.6M$87.6M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
195$86.8M$86.8M originated in Weld County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Weld County

All 43 ZIP Code Tabulation Areas that touch Weld County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
43 OF 43 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1717 of the 24 Weld County tracts this ZIP area touches sit mostly inside it.63,04037.3%15,667——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 27 Weld County tracts this ZIP area touches sit mostly inside it.53,72361.3%7,689——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Weld County tracts this ZIP area touches sit mostly inside it.34,87218.0%7,500——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Weld County tracts this ZIP area touches sit mostly inside it.29,15828.4%6,938——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Weld County tracts this ZIP area touches sit mostly inside it.21,09122.2%5,256——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 14 Weld County tracts this ZIP area touches sit mostly inside it.18,92647.9%4,692——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Weld County tracts this ZIP area touches sit mostly inside it.17,55558.6%3,434——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Weld County tracts this ZIP area touches sit mostly inside it.13,26822.9%3,298——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Weld County tracts this ZIP area touches sit mostly inside it.12,32934.5%3,118——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 6 Weld County tracts this ZIP area touches sit mostly inside it.9,79929.5%2,868——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 7 Weld County tracts this ZIP area touches sit mostly inside it.9,33350.2%2,398——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 5 Weld County tracts this ZIP area touches sit mostly inside it.8,19723.3%2,369——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 5 Weld County tracts this ZIP area touches sit mostly inside it.6,43142.7%1,486——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Weld County tract this ZIP area touches sit mostly inside it.6,39124.7%1,902——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Weld County tract this ZIP area touches sit mostly inside it.5,88918.5%1,700——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Weld County tracts this ZIP area touches sit mostly inside it.5,86725.4%1,803——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Weld County tracts this ZIP area touches sit mostly inside it.5,04942.1%1,634——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Weld County tracts this ZIP area touches sit mostly inside it.4,48630.2%1,127——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Weld County tracts this ZIP area touches sit mostly inside it.2,42430.7%573——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Weld County tracts this ZIP area touches sit mostly inside it.1,68912.8%597——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Weld County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

83 of Weld County’s 83 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Weld County

All 83 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

83 OF 83 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Low47.3%2,65356.0%OPEN →
Moderate59.2%3,19339.9%OPEN →
—0.0%2,08325.6%OPEN →
Moderate79.1%3,56232.5%OPEN →
Moderate71.9%3,60551.2%OPEN →
Low48.3%3,33086.4%OPEN →
Moderate51.6%3,57773.5%OPEN →
Low49.6%1,78463.6%OPEN →
Moderate62.6%1,66377.7%OPEN →
Moderate67.7%7,24577.5%OPEN →
Middle103.8%1,06966.8%OPEN →
Moderate64.1%1,48138.8%OPEN →
Moderate57.4%3,26753.6%OPEN →
Moderate76.8%3,05746.0%OPEN →
Low44.8%4,77876.7%OPEN →
Moderate60.4%4,64665.2%OPEN →
Middle88.4%7,97557.0%OPEN →
Moderate76.7%4,93455.0%OPEN →
Moderate79.3%5,03343.1%OPEN →
Moderate59.5%4,58452.3%OPEN →
Middle93.9%3,05239.5%OPEN →
Moderate55.0%7,37667.5%OPEN →
Middle88.1%2,96542.9%OPEN →
Middle109.4%5,22941.7%OPEN →
Middle96.3%7,47238.4%OPEN →
Upper127.1%4,32033.8%OPEN →
Upper126.7%1,99123.3%OPEN →
Middle98.1%3,75741.5%OPEN →
Upper130.8%3,35222.6%OPEN →
Upper128.5%2,69026.9%OPEN →
Middle115.0%3,43028.6%OPEN →
Moderate75.2%2,85941.0%OPEN →
Middle113.1%2,27235.6%OPEN →
Upper124.0%3,58932.2%OPEN →
Upper133.9%3,28224.8%OPEN →
Middle88.2%3,16348.5%OPEN →
Middle107.8%8,19723.3%OPEN →
Middle99.2%4,48630.2%OPEN →
Middle92.7%5,04942.1%OPEN →
Middle96.7%4,95540.7%OPEN →
Moderate74.4%4,71263.6%OPEN →
Middle82.4%1,57852.5%OPEN →
Middle88.9%49558.4%OPEN →
Moderate79.9%2,05953.3%OPEN →
Moderate72.3%1,05548.5%OPEN →
Middle109.6%1,97646.9%OPEN →
Middle87.0%8,92751.5%OPEN →
Upper132.9%1,81242.3%OPEN →
Moderate79.3%4,95346.3%OPEN →
Upper153.4%1,47830.6%OPEN →
Upper215.8%40620.7%OPEN →
Upper138.3%6,71222.2%OPEN →
Upper163.1%6,14821.0%OPEN →
Upper176.8%5,95421.3%OPEN →
Middle87.8%2,17048.0%OPEN →
Upper135.8%2,27727.4%OPEN →
Upper154.1%1,30622.4%OPEN →
Upper143.9%3,43726.4%OPEN →
Middle112.1%2,42430.7%OPEN →
Upper130.0%1,37523.3%OPEN →
Middle89.8%3,86434.4%OPEN →
Upper180.0%75315.3%OPEN →
Upper155.5%1,95420.3%OPEN →
Middle116.8%7,06329.5%OPEN →
Upper136.8%6,13627.9%OPEN →
Upper123.6%79620.7%OPEN →
Middle95.2%12,32934.5%OPEN →
Upper172.6%1,68912.8%OPEN →
Middle106.8%5,54328.1%OPEN →
Upper124.2%4,84418.1%OPEN →
Upper138.1%6,57019.5%OPEN →
Upper137.7%6,69826.2%OPEN →
Upper141.3%3,34015.7%OPEN →
Upper130.9%2,06914.3%OPEN →
Middle97.4%4,81223.1%OPEN →
Middle105.3%3,68016.4%OPEN →
Middle115.0%4,08417.3%OPEN →
Upper130.9%10,61819.6%OPEN →
Upper155.6%3,67614.7%OPEN →
Upper134.1%2,59315.5%OPEN →
Middle93.7%5,86725.4%OPEN →
Middle94.6%5,88918.5%OPEN →
Middle83.4%6,39124.7%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

350,396

Median household income

$97,097

Median home value

$471,700

Median gross rent

$1,539

per month

Owner-occupied

76.0%

of occupied units

Housing units

129,637

4.1% vacant

Poverty rate

9.6%

Unemployment

4.8%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 89.2

Social vulnerability

Very Low

Community resilience

Relatively Moderate

ELEVATED PERILS

Tornado Relatively High · Hail Relatively High · Strong wind Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

63

Declarations recorded

16

Incident types on record: Biological, Coastal Storm, Dam/Levee Break, Fire, Flood, Severe Storm, Snowstorm, Tornado.

Everything we hold on Weld County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Weld County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Weld County →Every reported application and origination in FIPS 08123, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Weld County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

804

—

Purchase share

43.2%

347 loans

IRRRL refinances

344

Cash-out refinances

113

2026804—347344113
2025870—536211123
2024661—4947691
2023634—5281195
2022——750249429
20212,975—8361,760379
20202,751—7111,606434
20191,395—662312421
20181,318—701147470
20171,705—685486534
20161,640—722495423
20151,346—716331299

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Weld County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Weld County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

2,011

−29.8% vs 2024

Multifamily · 2025

982

+63.1% vs 2024

Total authorized · 2025

2,993

−13.7% vs 2024

Permit valuation · 2025

$933.3M

authorized construction value

Units authorized by year

Weld County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420252,993 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Weld County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Larimer County, CO2,7304,567$206.1M
inflow2223Adams County, CO2,0583,846$150.0M
outflow2223Larimer County, CO2,0213,184$146.3M
inflow2223Boulder County, CO1,5342,735$126.1M
outflow2223Other flows - South, DS1,4092,697$121.4M
inflow2223Other flows - South, DS1,1422,056$74.0M
outflow2223Adams County, CO1,1231,964$68.5M
outflow2223Other flows - Midwest, DS1,0521,957$66.3M
inflow2223Other flows - Midwest, DS9061,572$63.1M
outflow2223Boulder County, CO8481,446$55.4M
outflow2223Other flows - West, DS8021,442$55.2M
inflow2223Other flows - West, DS7681,397$55.4M
inflow2223Jefferson County, CO6031,027$51.2M
inflow2223Denver County, CO543877$36.6M
inflow2223Arapahoe County, CO467789$30.3M
outflow2223Denver County, CO415565$23.0M
outflow2223Jefferson County, CO373559$29.9M
inflow2223Broomfield County, CO372679$35.6M
outflow2223Arapahoe County, CO312459$18.0M
inflow2223Other flows - Northeast, DS261428$21.7M
outflow2223El Paso County, CO215385$13.2M
outflow2223Other flows - Northeast, DS210321$15.1M
inflow2223El Paso County, CO199338$11.5M
inflow2223Douglas County, CO180297$14.5M
outflow2223Laramie County, WY166331$11.8M
outflow2223Broomfield County, CO157272$15.0M
inflow2223Maricopa County, AZ152291$11.1M
outflow2223Maricopa County, AZ147252$9.2M
outflow2223Douglas County, CO147269$16.7M
inflow2223Morgan County, CO128217$6.4M
outflow2223Morgan County, CO115227$6.6M
inflow2223Laramie County, WY106176$5.3M
inflow2223Los Angeles County, CA87151$6.4M
inflow2223San Diego County, CA79155$7.0M
inflow2223Mesa County, CO74112$4.1M
outflow2223Mesa County, CO73119$4.4M
inflow2223Harris County, TX62118$4.2M
inflow2223Pueblo County, CO5595$2.7M
inflow2223Clark County, NV55113$3.0M
outflow2223Logan County, CO55119$3.4M
outflow2223Foreign - Other flows, FR5384$3.7M
inflow2223Orange County, CA5082$4.5M
outflow2223Clark County, NV5081$2.8M
outflow2223Albany County, WY4978$3.0M
inflow2223Tarrant County, TX4794$3.7M
outflow2223Los Angeles County, CA4668$2.5M
outflow2223Harris County, TX4580$3.2M
inflow2223Logan County, CO4466$2.7M
inflow2223Riverside County, CA4181$2.2M
outflow2223Salt Lake County, UT4081$2.1M
outflow2223San Diego County, CA3963$3.0M
outflow2223Natrona County, WY3869$2.7M
inflow2223San Bernardino County, CA3762$1.9M
inflow2223El Paso County, TX3773$2.2M
inflow2223Dallas County, TX3571$2.5M
outflow2223Douglas County, NE3370$3.9M
outflow2223Midland County, TX3379$3.2M
inflow2223Travis County, TX3361$4.2M
inflow2223Cook County, IL3265$2.8M
inflow2223Salt Lake County, UT3267$2.4M
inflow2223King County, WA3244$3.0M
inflow2223Bexar County, TX3163$2.1M
outflow2223Pinal County, AZ3161$3.2M
inflow2223Pima County, AZ3053$1.8M
outflow2223Pima County, AZ2942$1.7M
outflow2223Bexar County, TX2960$1.8M
outflow2223El Paso County, TX2859$1.2M
outflow2223Hennepin County, MN2852$1.5M
outflow2223Pueblo County, CO2844$962K
outflow2223Hillsborough County, FL2742$1.7M
outflow2223King County, WA2740$2.1M
outflow2223Bernalillo County, NM2739$1.5M
inflow2223Garfield County, CO2762$1.5M
inflow2223Denton County, TX2641$1.7M
outflow2223Cook County, IL2638$1.2M
inflow2223Douglas County, NE2649$2.7M
inflow2223Natrona County, WY2539$1.3M
outflow2223Travis County, TX2540$1.7M
inflow2223Alameda County, CA2539$2.7M
outflow2223Collin County, TX2441$1.9M
inflow2223Albany County, WY2451$1.6M
inflow2223Honolulu County, HI2460$1.3M
outflow2223Oklahoma County, OK2445$1.2M
inflow2223Sedgwick County, KS2342$1.2M
inflow2223Fremont County, CO2340$1.3M
outflow2223Tarrant County, TX2346$1.5M
inflow2223Bernalillo County, NM2340$1.2M
inflow2223Collin County, TX2346$2.6M
outflow2223Tulsa County, OK2250$1.8M
outflow2223Utah County, UT2248$1.1M
outflow2223Sedgwick County, KS2241$1.4M
inflow2223Foreign - Other flows, FR2244$1.8M
inflow2223Santa Clara County, CA2232$4.0M
inflow2223Foreign - APO/FPO ZIPs, FR2243$1.9M
inflow2223Campbell County, WY2133$1.1M
outflow2223Brevard County, FL2138$2.1M
outflow2223Denton County, TX2127$868K
outflow2223Garfield County, CO2140$1.2M
inflow2223Tulsa County, OK2040$1.4M
outflow2223Lee County, FL2047$3.3M
outflow2223Dallas County, TX2033$731K
outflow2223Pennington County, SD2034$1.3M
outflow2223Do�a Ana County, NM2037$820K
inflow2223Pinal County, AZ2042$839K
inflow2223Palm Beach County, FL2027$1.1M
inflow2223Oklahoma County, OK2028$831K
inflow2122Foreign - Other flows, FR———
inflow2122Larimer County, CO3,1455,422$224.7M
inflow2122Adams County, CO2,1514,145$153.7M
outflow2122Larimer County, CO2,0393,426$144.5M
outflow2122Other flows - South, DS1,6083,378$131.2M
inflow2122Boulder County, CO1,5622,909$118.9M
outflow2122Other flows - Midwest, DS1,1902,353$87.8M
outflow2122Adams County, CO1,1672,095$74.0M
inflow2122Other flows - South, DS1,1032,060$90.0M
inflow2122Other flows - Midwest, DS9901,713$68.9M
outflow2122Boulder County, CO8991,589$74.0M
outflow2122Other flows - West, DS8971,653$64.5M
inflow2122Other flows - West, DS8151,489$51.9M
inflow2122Jefferson County, CO7561,323$60.6M
inflow2122Denver County, CO6441,096$44.6M
inflow2122Arapahoe County, CO535981$38.0M
outflow2122Denver County, CO404550$23.0M
inflow2122Broomfield County, CO394771$46.4M
outflow2122Jefferson County, CO360559$26.5M
outflow2122Arapahoe County, CO311476$15.3M
inflow2122Other flows - Northeast, DS262446$25.4M
inflow2122Douglas County, CO218381$16.9M
inflow2122El Paso County, CO202351$11.9M
outflow2122El Paso County, CO202360$12.2M
outflow2122Other flows - Northeast, DS194331$15.4M
outflow2122Maricopa County, AZ173309$10.8M
outflow2122Laramie County, WY170328$11.5M
inflow2122Maricopa County, AZ163296$11.9M
outflow2122Broomfield County, CO159277$12.6M
outflow2122Morgan County, CO136257$8.2M
inflow2122Morgan County, CO130209$6.6M
outflow2122Douglas County, CO111161$9.9M
inflow2122Laramie County, WY97168$4.9M
inflow2122Los Angeles County, CA95153$10.2M
inflow2122Mesa County, CO89156$5.1M
outflow2122Mesa County, CO72124$4.5M
inflow2122San Diego County, CA68109$4.0M
outflow2122Clark County, NV5493$4.2M
inflow2122Clark County, NV5392$3.6M
inflow2122Logan County, CO5078$3.2M
inflow2122Harris County, TX4898$4.7M
outflow2122Harris County, TX48112$3.8M
outflow2122Logan County, CO47100$5.2M
inflow2122Orange County, CA4679$6.3M
outflow2122El Paso County, TX4697$1.7M
outflow2122Los Angeles County, CA4676$2.2M
inflow2122Riverside County, CA4593$3.5M
inflow2122Tarrant County, TX43104$3.0M
outflow2122Bexar County, TX4286$2.3M
outflow2122Pueblo County, CO4270$2.6M
outflow2122Tarrant County, TX4170$2.2M
outflow2122Natrona County, WY4186$2.8M
inflow2122Pima County, AZ3982$3.0M
inflow2122Albany County, WY3861$1.6M
outflow2122King County, WA3748$2.7M
outflow2122Salt Lake County, UT3664$1.6M
inflow2122Natrona County, WY3681$2.5M
outflow2122San Diego County, CA3666$2.0M
outflow2122Albany County, WY3453$2.0M
inflow2122Pueblo County, CO3456$1.5M
inflow2122Salt Lake County, UT3379$3.0M
inflow2122Cook County, IL3346$2.8M
inflow2122El Paso County, TX3267$1.4M
outflow2122Bernalillo County, NM3264$1.7M
outflow2122Pinal County, AZ3264$2.6M
inflow2122King County, WA3256$4.8M
inflow2122Pierce County, WA3165$1.7M
inflow2122San Bernardino County, CA3053$2.7M
inflow2122Garfield County, CO3048$1.6M
inflow2122Bernalillo County, NM2947$2.5M
outflow2122Pima County, AZ2959$3.7M
inflow2122Eagle County, CO2841$1.8M
outflow2122Orange County, CA2846$1.5M
inflow2122Dallas County, TX2751$1.6M
outflow2122Pennington County, SD2754$1.9M
outflow2122Dallas County, TX2641$1.2M
inflow2122Bexar County, TX2656$1.4M
outflow2122Lee County, FL2641$1.8M
inflow2122Travis County, TX2540$1.9M
outflow2122Tulsa County, OK2553$1.9M
outflow2122Oklahoma County, OK2554$1.9M
inflow2122Douglas County, NE2533$1.3M
inflow2122Orange County, FL2439$1.6M
outflow2122Travis County, TX2438$1.4M
outflow2122Douglas County, NE2344$2.2M
outflow2122Collin County, TX2342$1.9M
outflow2122Scotts Bluff County, NE2342$872K
inflow2122Sedgwick County, KS2347$1.8M
outflow2122Garfield County, CO2243$825K
outflow2122Routt County, CO2241$2.8M
inflow2122Alameda County, CA2235$3.3M
inflow2122Tulsa County, OK2235$1.5M
outflow2122San Bernardino County, CA2237$1.2M
inflow2122Summit County, CO2137$1.6M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Weld County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals3,757.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals868.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals4,625.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals509,000.0
2023BothNo CharacteristicAll Appraisals505,000.0
2023PurchaseNo CharacteristicAll Appraisals503,200.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals505,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals508,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals2,216.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals500,000.0
2022BothNo CharacteristicAll Appraisals7,595.0
2022PurchaseNo CharacteristicAll Appraisals5,379.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals445,000.0
2021BothNo CharacteristicAll Appraisals13,264.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals7,039.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals6,225.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals450,000.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021PurchaseNo CharacteristicAll Appraisals455,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals13,614.0
2020PurchaseNo CharacteristicAll Appraisals5,857.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals400,000.0
2020RefinanceNo CharacteristicAll Appraisals400,000.0
2020RefinanceNo CharacteristicAll Appraisals7,757.0
2020PurchaseNo CharacteristicAll Appraisals400,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals375,000.0
2019PurchaseNo CharacteristicAll Appraisals5,728.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals374,000.0
2019BothNo CharacteristicAll Appraisals11,473.0
2019RefinanceNo CharacteristicAll Appraisals5,745.0
2019PurchaseNo CharacteristicAll Appraisals375,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals336,000.0
2018BothNo CharacteristicAll Appraisals8,606.0
2018PurchaseNo CharacteristicAll Appraisals5,299.0
2018RefinanceNo CharacteristicAll Appraisals3,307.0
2018BothNo CharacteristicAll Appraisals354,000.0
2018PurchaseNo CharacteristicAll Appraisals364,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals320,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals9,395.0
2017PurchaseNo CharacteristicAll Appraisals4,891.0
2017PurchaseNo CharacteristicAll Appraisals351,000.0
2017RefinanceNo CharacteristicAll Appraisals4,504.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals337,000.0
2016PurchaseNo CharacteristicAll Appraisals4,907.0
2016RefinanceNo CharacteristicAll Appraisals308,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals320,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals312,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals11,344.0
2016RefinanceNo CharacteristicAll Appraisals6,437.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals295,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals275,000.0
2015BothNo CharacteristicAll Appraisals9,345.0
2015RefinanceNo CharacteristicAll Appraisals4,835.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals4,510.0
2015BothNo CharacteristicAll Appraisals285,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals253,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Weld County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05177,539170,4817,0584.0%
2026-04176,895170,1746,7213.8%
2026-03177,171169,8917,2804.1%
2026-02177,051168,5008,5514.8%
2026-01176,447168,0538,3944.8%
2025-12178,361171,4326,9293.9%
2025-11179,511172,2087,3034.1%
2025-09182,058174,5427,5164.1%
2025-08180,316172,7697,5474.2%
2025-07180,112172,2237,8894.4%
2025-06179,770171,9307,8404.4%
2025-05180,874173,3457,5294.2%
2025-04180,998173,5467,4524.1%
2025-03180,594172,5858,0094.4%
2025-02179,926171,1538,7734.9%
2025-01178,332169,9658,3674.7%
2024-12178,849171,0937,7564.3%
2024-11179,237170,9068,3314.6%
2024-10181,882173,9007,9824.4%
2024-09181,032173,0987,9344.4%
2024-08180,478171,9158,5634.7%
2024-07180,299171,8118,4884.7%
2024-06179,607171,3078,3004.6%
2024-05179,183171,8737,3104.1%
2024-04177,015170,2346,7813.8%
2024-03176,721169,6517,0704.0%
2024-02176,815168,9177,8984.5%
2024-01173,896166,3277,5694.4%
2023-12175,152168,5996,5533.7%
2023-11176,330170,0686,2623.6%
2023-10177,789171,5836,2063.5%
2023-09177,007170,9166,0913.4%
2023-08176,470170,0706,4003.6%
2023-07174,750168,7306,0203.4%
2023-06174,659168,0016,6583.8%
2023-05173,938168,5385,4003.1%
2023-04172,537167,8444,6932.7%
2023-03172,465167,0025,4633.2%
2023-02172,297165,9436,3543.7%
2023-01169,333163,5685,7653.4%
2022-12170,930165,9814,9492.9%
2022-11170,378165,2775,1013.0%
2022-10172,875167,8355,0402.9%
2022-09170,722165,9214,8012.8%
2022-08171,063165,8615,2023.0%
2022-07170,096164,5735,5233.2%
2022-06169,368163,8405,5283.3%
2022-05169,646164,6035,0433.0%
2022-04167,619162,3515,2683.1%
2022-03169,145162,9436,2023.7%
2022-02169,772162,5137,2594.3%
2022-01168,826161,1037,7234.6%
2021-12169,011162,1066,9054.1%
2021-11168,991161,7117,2804.3%
2021-10172,026163,7018,3254.8%
2021-09168,638160,0178,6215.1%
2021-08167,929158,3869,5435.7%
2021-07167,487157,23010,2576.1%
2021-06167,185155,96011,2256.7%
2021-05166,462156,29110,1716.1%
2021-04166,131155,56310,5686.4%
2021-03165,060153,98111,0796.7%
2021-02165,048153,93011,1186.7%
2021-01164,761153,36211,3996.9%
2020-12164,877153,96310,9146.6%
2020-11165,564155,15110,4136.3%
2020-10167,572157,48410,0886.0%
2020-09163,911153,42210,4896.4%
2020-08161,651151,7129,9396.1%
2020-07158,946148,21410,7326.8%
2020-06166,079148,14117,93810.8%
2020-05164,285147,58216,70310.2%
2020-04161,497147,17114,3268.9%
2020-03167,433161,0876,3463.8%
2020-02170,472164,9315,5413.3%
2020-01168,845163,6805,1653.1%
2019-12170,036165,8464,1902.5%
2019-11171,766167,6784,0882.4%
2019-10173,121169,1463,9752.3%
2019-09171,547167,8113,7362.2%
2019-08168,790164,6194,1712.5%
2019-07168,887164,5694,3182.6%
2019-06167,428163,0664,3622.6%
2019-05167,980164,4503,5302.1%
2019-04166,674162,9093,7652.3%
2019-03165,479161,1284,3512.6%
2019-02166,378161,5664,8122.9%
2019-01164,710159,8154,8953.0%
2018-12165,597161,1564,4412.7%
2018-11167,655163,2834,3722.6%
2018-10168,056163,5814,4752.7%
2018-09167,028162,6284,4002.6%
2018-08164,000159,1464,8543.0%
2018-07164,435159,3235,1123.1%
2018-06164,174159,1834,9913.0%
2018-05164,524160,4384,0862.5%
2018-04162,543158,3644,1792.6%
2018-03161,247156,7244,5232.8%
2018-02161,894156,8925,0023.1%
2018-01159,774155,1864,5882.9%

BEA Personal Income

2024$23.54B369,745$64K
2023$22.19B360,216$62K
2022$20.75B350,610$59K
2021$19.16B339,942$56K
2020$17.26B331,467$52K
2019$16.03B322,116$50K
2018$14.98B313,052$48K
2017$13.52B304,543$44K
2016$12.94B294,582$44K
2015$12.52B285,025$44K
2014$11.73B276,291$42K
2013$10.48B269,196$39K
2012$9.80B263,395$37K
2011$9.19B258,518$36K
2010$8.50B254,155$33K
2009$8.14B248,193$33K
2008$8.28B243,442$34K
2007$7.67B237,692$32K
2006$6.92B230,703$30K
2005$6.39B222,879$29K
2004$5.83B215,322$27K
2003$5.27B208,858$25K
2002$5.02B202,234$25K
2001$5.00B192,360$26K
2000$4.64B182,861$25K
1999$4.21B174,342$24K
1998$3.84B166,547$23K
1997$3.46B161,525$21K
1996$3.20B156,140$21K
1995$2.94B152,140$19K
1994$2.76B147,328$19K
1993$2.59B142,586$18K
1992$2.33B137,560$17K
1991——$16K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Weld County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2024-05-28$12K$11K$1KYes
2024-05-28$4K$4K$0Yes
2023-06-11$0$0$0Yes
2023-05-09$0$0$0Yes
2021-07-30$0——Yes
2021-07-01$10K$10K$0Yes
2021-07-01$28K$17K$11KYes
2019-07-01$64K$64K$0No
2018-06-24$10K$10K$0Yes
2017-05-18$0——No
2017-05-17$0——No
2017-05-08$8K$8K$0Yes
2016-09-04$4K$4K$0Yes
2016-06-12$352.36$352.36$0Yes
2016-01-08$0——Yes
2015-06-06$47K$43K$4KYes
2015-06-05$0——No
2015-05-27$0——No
2015-05-15$8K$8K$0Yes
2015-05-10$27K$24K$3KYes
2015-05-05$644.28$644.28$0Yes
2014-06-24$0——Yes
2014-06-06$6K$6K$0Yes
2014-06-04$1K$1K$0Yes
2014-06-04$4K$4K$0Yes
2014-06-02$0——No
2014-06-02$0——Yes
2014-05-31$11K$8K$3KYes
2013-12-02$0——Yes
2013-09-22$5K$5K$0No
2013-09-18$72K$72K$0No
2013-09-18$58K$58K$0Yes
2013-09-16$53K$53K$0Yes
2013-09-15$13K$13K$0Yes
2013-09-15$147K$102K$45KYes
2013-09-15$9K$9K$0Yes
2013-09-14$0——Yes
2013-09-14$9K$9K$0No
2013-09-14$12K$820$11KYes
2013-09-14$3K$3K$0No
2013-09-14$5K$5K$0Yes
2013-09-14$73K$73K$0No
2013-09-14$10K$10K$0Yes
2013-09-14$233K$157K$77KYes
2013-09-14$11K$11K$0No
2013-09-14$54K$53K$1KNo
2013-09-14$11K$11K$0No
2013-09-13$178K$78K$100KYes
2013-09-13$17K$12K$5KYes
2013-09-13$29K$29K$95.47Yes
2013-09-13$230K$230K$0Yes
2013-09-13$175K$120K$25KYes
2013-09-13$146K$146K$0Yes
2013-09-13$84K$84K$0No
2013-09-13$17K$17K$0Yes
2013-09-13$64K$54K$0Yes
2013-09-13$94K$64K$0No
2013-09-13$71K$58K$12KYes
2013-09-13$25K$25K$0No
2013-09-13$6K$6K$0Yes
2013-09-13$120K$99K$0Yes
2013-09-13$11K$9K$2KYes
2013-09-13$51K$51K$0No
2013-09-13$2K$2K$0Yes
2013-09-13$176K$136K$57KYes
2013-09-13$18K$18K$0Yes
2013-09-13$16K$3K$14KNo
2013-09-13$0——Yes
2013-09-13$6K$6K$0Yes
2013-09-13$179K$145K$34KYes
2013-09-13$17K$17K$0Yes
2013-09-13$3K$3K$0No
2013-09-13$114K$100K$14KYes
2013-09-13$18K$18K$0No
2013-09-13$54K$54K$0No
2013-09-13$12K$0$12KYes
2013-09-13$41K$35K$5KNo
2013-09-13$8K$3K$4KYes
2013-09-13$10K$10K$0Yes
2013-09-13$0——No
2013-09-12$38K$38K$0Yes
2013-09-12$31K$31K$0No
2013-09-12$11K$10K$1KYes
2013-09-12$32K$19K$13KNo
2013-09-12$47K$21K$26KYes
2013-09-12$0——No
2013-09-12$0——No
2013-09-12$0——Yes
2013-09-12$26K$26K$0Yes
2013-09-12$203K$185K$0Yes
2013-09-12$11K$11K$0Yes
2013-09-12$65K$65K$0Yes
2013-09-12$0——Yes
2013-09-12$30K$30K$0Yes
2013-09-12$8K$8K$0Yes
2013-09-12$679K$492K$187KNo
2013-09-12$9K$9K$0Yes
2013-09-12$58K$58K$0Yes
2013-09-12$22K$22K$0Yes
2013-09-12$18K$18K$0Yes

ALSO CHECKED

18 more data areas were checked for Weld County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the CO state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN WELD COUNTY →Opens the loan explorer already filtered to county FIPS 08123.

See the Colorado state market profile for the statewide picture, the Colorado state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.