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State markets/Georgia/DeKalb County

COUNTY MORTGAGE MARKET · FIPS 13089

DeKalb County, Georgia

Who lends in DeKalb County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$5.52B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

14,507

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

20.5%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

577

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 577 lenders that originated in DeKalb County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

171

unconcentrated

Top-5 lender share

22.0%

of originations

Purchase

65.4%

7,951 loans

Refinance

34.6%

4,212 loans

Origination trend

Annual mortgage origination volume and loan count in DeKalb County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in DeKalb County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its DeKalb County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR DEKALB COUNTY →

TOP TEN LENDERS IN DEKALB COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

958$337.1M$337.1M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,167$287.6M$287.6M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
595$224.2M$224.2M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
433$188.8M$188.8M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
363$176.9M$176.9M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
6$147.9M$147.9M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
3$143.0M$143.0M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
136$123.0M$123.0M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
267$103.4M$103.4M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2$101.7M$101.7M originated in DeKalb County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in DeKalb County

All 36 ZIP Code Tabulation Areas that touch DeKalb County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
36 OF 36 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1515 of the 19 DeKalb County tracts this ZIP area touches sit mostly inside it.61,06097.1%12,661——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 22 DeKalb County tracts this ZIP area touches sit mostly inside it.59,10890.9%9,678——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 12 DeKalb County tracts this ZIP area touches sit mostly inside it.46,29997.4%7,936——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 19 DeKalb County tracts this ZIP area touches sit mostly inside it.43,79183.8%8,815——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 DeKalb County tracts this ZIP area touches sit mostly inside it.40,02297.2%9,689——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 20 DeKalb County tracts this ZIP area touches sit mostly inside it.34,31559.6%6,273——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 DeKalb County tracts this ZIP area touches sit mostly inside it.32,56537.8%8,137——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 DeKalb County tracts this ZIP area touches sit mostly inside it.32,24852.6%6,692——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 15 DeKalb County tracts this ZIP area touches sit mostly inside it.32,04151.4%8,877——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 16 DeKalb County tracts this ZIP area touches sit mostly inside it.31,81642.9%7,280——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 15 DeKalb County tracts this ZIP area touches sit mostly inside it.31,66733.5%8,410——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 DeKalb County tracts this ZIP area touches sit mostly inside it.30,78535.4%7,368——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 DeKalb County tracts this ZIP area touches sit mostly inside it.28,84986.2%7,572——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 DeKalb County tracts this ZIP area touches sit mostly inside it.27,57877.0%4,269——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 DeKalb County tracts this ZIP area touches sit mostly inside it.26,56198.1%7,157——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 14 DeKalb County tracts this ZIP area touches sit mostly inside it.26,24596.1%5,448——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 DeKalb County tracts this ZIP area touches sit mostly inside it.26,20269.6%6,402——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 17 DeKalb County tracts this ZIP area touches sit mostly inside it.24,63460.7%2,722——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 DeKalb County tracts this ZIP area touches sit mostly inside it.22,42791.2%1,019——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 10 DeKalb County tracts this ZIP area touches sit mostly inside it.19,94996.6%3,674——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 DeKalb County tracts this ZIP area touches sit mostly inside it.16,49964.4%3,294——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 DeKalb County tracts this ZIP area touches sit mostly inside it.15,75526.5%4,669——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 DeKalb County tracts this ZIP area touches sit mostly inside it.12,81946.7%3,788——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 DeKalb County tracts this ZIP area touches sit mostly inside it.9,67843.1%1,730——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 DeKalb County tracts this ZIP area touches sit mostly inside it.7,71568.0%681——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 DeKalb County tracts this ZIP area touches sit mostly inside it.6,63824.2%1,711——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 DeKalb County tracts this ZIP area touches sit mostly inside it.5,16743.8%1,073——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 5 DeKalb County tracts this ZIP area touches sit mostly inside it.4,17678.3%613——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 DeKalb County tracts this ZIP area touches sit mostly inside it.4,10863.7%0——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 DeKalb County tracts this ZIP area touches sit mostly inside it.2,27096.4%464——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of DeKalb County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of DeKalb County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of DeKalb County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of DeKalb County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of DeKalb County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of DeKalb County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

203 of DeKalb County’s 203 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in DeKalb County

All 203 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

203 OF 203 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper288.0%2,14024.1%OPEN →
Upper242.5%2,20221.6%OPEN →
Upper230.9%4,03618.7%OPEN →
Upper236.4%2,55520.7%OPEN →
Upper143.9%3,38446.8%OPEN →
Middle95.9%2,84359.4%OPEN →
Upper148.5%2,53641.8%OPEN →
Upper158.9%2,67336.7%OPEN →
Upper159.4%4,22655.8%OPEN →
Upper157.3%3,45641.7%OPEN →
Middle109.3%2,75255.0%OPEN →
Upper305.1%3,99023.8%OPEN →
Upper204.8%5,10633.6%OPEN →
Upper147.6%2,13833.4%OPEN →
Low35.5%4,20596.2%OPEN →
Middle104.0%4,34945.1%OPEN →
Upper222.4%6,10920.9%OPEN →
Upper148.6%4,89724.1%OPEN →
Upper232.3%3,52913.8%OPEN →
Upper147.2%2,70146.8%OPEN →
Upper212.4%4,30827.6%OPEN →
Upper184.7%3,25835.5%OPEN →
Upper163.6%2,61331.5%OPEN →
Upper127.3%4,32539.2%OPEN →
Upper158.8%2,40568.4%OPEN →
Middle82.6%3,82455.9%OPEN →
Middle98.0%2,13168.7%OPEN →
Upper124.0%3,26764.7%OPEN →
Upper169.2%5,76652.2%OPEN →
Upper305.1%3,09419.0%OPEN →
Upper213.5%3,00614.8%OPEN →
Upper127.1%4,44870.4%OPEN →
Moderate67.8%4,10178.2%OPEN →
Middle82.1%5,52679.3%OPEN →
Moderate66.9%6,07683.3%OPEN →
Middle90.0%3,95175.8%OPEN →
Moderate63.3%4,38078.6%OPEN →
Low38.8%2,09996.5%OPEN →
Low48.3%4,27288.8%OPEN →
Upper227.0%4,94925.4%OPEN →
Middle97.2%3,46486.5%OPEN →
Middle82.5%5,20471.9%OPEN →
Upper249.1%3,76821.5%OPEN →
Upper260.6%4,05026.9%OPEN →
Upper269.6%4,17543.5%OPEN →
Upper131.4%2,27855.0%OPEN →
—0.0%4,31078.2%OPEN →
Low34.4%2,47789.5%OPEN →
Upper130.9%2,42080.8%OPEN →
Moderate54.0%2,16392.8%OPEN →
—0.0%2,51775.0%OPEN →
Upper143.1%5,50342.7%OPEN →
Middle101.0%4,30841.9%OPEN →
Upper125.1%3,39435.1%OPEN →
Upper128.3%3,26435.5%OPEN →
Upper183.9%4,14725.7%OPEN →
Upper235.1%3,40024.8%OPEN →
Upper198.6%3,61538.6%OPEN →
Upper132.9%1,94752.2%OPEN →
Middle93.3%4,34264.3%OPEN →
Upper275.7%2,21240.1%OPEN →
Upper212.5%4,83422.2%OPEN →
Upper172.6%2,95329.6%OPEN →
Upper143.3%3,58455.7%OPEN →
Upper153.0%3,28653.4%OPEN →
Upper188.6%3,13938.2%OPEN →
—0.0%2,90369.3%OPEN →
Middle80.6%2,74467.7%OPEN →
Upper127.7%5,06952.1%OPEN →
Middle111.4%2,47760.5%OPEN →
Moderate55.2%2,77192.1%OPEN →
Low40.0%4,09590.9%OPEN →
Upper125.2%2,84471.2%OPEN →
Upper151.1%2,09772.1%OPEN →
Upper128.9%4,78154.8%OPEN →
Upper139.0%3,52335.6%OPEN →
Moderate78.0%2,36770.8%OPEN →
Upper153.2%3,20331.2%OPEN →
Upper129.5%3,83737.0%OPEN →
Upper123.9%3,63360.9%OPEN →
Moderate65.3%2,81286.6%OPEN →
Moderate60.7%5,62889.8%OPEN →
Moderate61.0%5,52893.5%OPEN →
Moderate67.2%5,84188.6%OPEN →
Low35.0%2,38297.7%OPEN →
Upper202.9%3,61349.6%OPEN →
Low42.0%4,85495.0%OPEN →
Moderate56.8%4,34381.8%OPEN →
Upper130.3%4,86983.7%OPEN →
Moderate59.5%3,61688.0%OPEN →
Low44.4%3,64388.8%OPEN →
Upper128.5%4,57144.2%OPEN →
Moderate60.6%5,04788.7%OPEN →
Low46.6%4,43191.4%OPEN →
Moderate78.1%2,48580.7%OPEN →
Low45.5%4,74490.5%OPEN →
Low35.9%4,31092.1%OPEN →
Moderate59.8%3,79094.0%OPEN →
Low31.5%2,66796.3%OPEN →
Middle99.7%2,10983.9%OPEN →
Moderate73.0%3,61293.2%OPEN →
Moderate57.8%4,17678.3%OPEN →
Middle100.5%2,43556.4%OPEN →
Middle103.1%3,57957.2%OPEN →
Moderate78.7%4,09769.7%OPEN →
Upper155.0%4,53837.5%OPEN →
Upper163.8%3,23631.6%OPEN →
Upper130.5%3,21435.4%OPEN →
Upper247.3%4,49824.3%OPEN →
Upper286.3%4,11917.6%OPEN →
—0.0%4,10863.7%OPEN →
Upper147.2%2,78863.7%OPEN →
Middle115.1%3,96042.8%OPEN →
Upper275.8%2,86121.2%OPEN →
Upper163.5%4,78830.8%OPEN →
Upper224.9%2,47529.6%OPEN →
Upper190.4%5,42532.7%OPEN →
Upper199.7%4,29733.7%OPEN →
Upper154.0%4,54439.5%OPEN →
Upper141.0%2,18220.8%OPEN →
Moderate78.3%4,28172.3%OPEN →
Moderate70.7%3,28960.6%OPEN →
Middle82.5%4,48276.1%OPEN →
Low42.3%4,42991.7%OPEN →
Moderate63.8%1,87092.1%OPEN →
Low48.4%3,48093.9%OPEN →
Low50.0%2,98560.6%OPEN →
Middle84.3%2,94886.4%OPEN →
—0.0%——OPEN →
Middle86.2%5,58295.4%OPEN →
Middle101.2%3,32497.3%OPEN →
Middle108.6%3,76696.9%OPEN →
Moderate69.6%5,75497.4%OPEN →
Moderate70.0%6,32698.3%OPEN →
Low49.9%4,63894.1%OPEN →
Middle81.0%3,47394.0%OPEN →
Middle82.1%3,90796.8%OPEN →
Moderate50.7%3,01198.1%OPEN →
Moderate74.2%3,68990.1%OPEN →
Middle101.6%3,70391.2%OPEN →
Moderate69.1%3,06493.2%OPEN →
Moderate50.0%3,59195.2%OPEN →
Middle90.1%4,30095.4%OPEN →
Moderate77.3%4,93398.1%OPEN →
Middle96.7%6,55994.2%OPEN →
Low42.2%3,84492.3%OPEN →
Upper122.6%3,87095.5%OPEN →
Moderate77.2%3,29698.9%OPEN →
—0.0%3,55898.3%OPEN →
Moderate62.8%4,14198.4%OPEN →
Moderate53.5%3,00495.9%OPEN →
Middle103.1%3,79296.3%OPEN →
Middle98.8%3,39198.0%OPEN →
Upper121.9%4,92897.5%OPEN →
Middle110.2%3,29298.4%OPEN →
Moderate61.3%6,02498.8%OPEN →
Moderate78.7%4,64198.2%OPEN →
Middle91.0%4,31897.4%OPEN →
Middle98.8%2,91897.5%OPEN →
Moderate54.1%3,57796.9%OPEN →
Moderate78.1%2,69896.6%OPEN →
Moderate56.1%5,13598.2%OPEN →
Moderate78.5%3,85695.2%OPEN →
Middle98.3%3,48295.3%OPEN →
Moderate77.5%5,78698.2%OPEN →
Middle97.7%5,36697.3%OPEN →
Middle105.3%6,14297.5%OPEN →
Middle87.0%4,60498.3%OPEN →
Middle91.8%2,94796.9%OPEN →
Low38.9%3,74597.9%OPEN →
Low47.1%5,54398.0%OPEN →
Moderate58.6%2,03298.4%OPEN →
Middle99.8%4,09298.2%OPEN →
Middle100.2%4,18697.6%OPEN →
Upper129.6%4,62196.3%OPEN →
—0.0%1,97396.7%OPEN →
Middle80.4%3,16698.9%OPEN →
Middle98.6%6,52798.8%OPEN →
Moderate65.5%5,50898.4%OPEN →
Low39.8%3,33498.8%OPEN →
Moderate79.5%4,89796.0%OPEN →
Middle84.4%3,71397.5%OPEN →
Middle116.0%3,94697.0%OPEN →
Middle114.5%5,71697.5%OPEN →
Middle87.0%2,27096.4%OPEN →
Moderate73.8%4,21896.5%OPEN →
Low45.5%1,88896.7%OPEN →
Moderate73.6%2,64397.0%OPEN →
Middle106.0%3,81697.5%OPEN →
Low43.1%3,25987.1%OPEN →
Moderate50.8%3,34994.0%OPEN →
Low47.8%2,62791.6%OPEN →
Middle84.7%6,17093.3%OPEN →
Moderate61.5%4,39695.4%OPEN →
Middle89.3%2,75665.3%OPEN →
Moderate64.1%2,35280.1%OPEN →
Low47.3%3,31790.7%OPEN →
Moderate61.7%2,64065.7%OPEN →
—0.0%3,81188.1%OPEN →
Upper126.7%4,51066.7%OPEN →
Middle119.2%4,04577.5%OPEN →
Moderate75.7%4,98881.2%OPEN →
—0.0%00.0%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

765,351

Median household income

$80,644

Median home value

$357,800

Median gross rent

$1,692

per month

Owner-occupied

58.8%

of occupied units

Housing units

330,830

13.2% vacant

Poverty rate

13.7%

Unemployment

6.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 94.3

Social vulnerability

Relatively Low

Community resilience

Relatively Low

ELEVATED PERILS

Inland flooding Relatively High · Tornado Relatively High · Hail Relatively High · Strong wind Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

64

Declarations recorded

17

Incident types on record: Biological, Drought, Hurricane, Severe Ice Storm, Severe Storm, Snowstorm, Tornado, Tropical Storm, Winter Storm.

Everything we hold on DeKalb County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to DeKalb County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for DeKalb County →Every reported application and origination in FIPS 13089, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in DeKalb County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

785

—

Purchase share

41.8%

328 loans

IRRRL refinances

308

Cash-out refinances

149

2026785—328308149
2025906—434236236
2024687—356101230
2023718—42016282
2022——468204596
20212,040—5311,210299
20201,858—557996305
20191,019—526138355
20181,009—522129358
20171,153—530313310
20161,003—468318217
2015761—323293145

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in DeKalb County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

DeKalb County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

805

−5.6% vs 2024

Multifamily · 2025

516

+34.0% vs 2024

Total authorized · 2025

1,321

+6.7% vs 2024

Permit valuation · 2025

$420.5M

authorized construction value

Units authorized by year

DeKalb County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420251,321 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for DeKalb County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Fulton County, GA7,98911,968$724.0M
outflow2223Fulton County, GA7,88812,335$709.1M
outflow2223Gwinnett County, GA5,1639,843$291.6M
inflow2223Gwinnett County, GA4,2277,162$221.0M
outflow2223Cobb County, GA2,0903,337$177.3M
inflow2223Other flows - South, DS1,8302,816$100.9M
inflow2223Cobb County, GA1,7132,488$125.9M
outflow2223Clayton County, GA1,6773,085$55.9M
outflow2223Other flows - South, DS1,5542,644$110.9M
inflow2223Clayton County, GA1,3982,655$48.7M
outflow2223Henry County, GA1,0501,955$45.4M
outflow2223Rockdale County, GA9881,957$42.3M
inflow2223Other flows - Midwest, DS8011,303$53.9M
outflow2223Newton County, GA7681,471$33.0M
outflow2223Other flows - Midwest, DS7251,258$39.2M
inflow2223Henry County, GA7111,217$28.4M
inflow2223Rockdale County, GA6861,261$25.2M
inflow2223Other flows - Northeast, DS598972$44.2M
outflow2223Other flows - Northeast, DS502804$40.8M
outflow2223Other flows - West, DS433691$36.2M
inflow2223Other flows - West, DS429639$31.6M
inflow2223Newton County, GA411715$15.3M
outflow2223Forsyth County, GA384859$50.0M
outflow2223Cherokee County, GA346627$40.0M
outflow2223Douglas County, GA327609$12.6M
inflow2223Los Angeles County, CA277421$22.4M
inflow2223Cook County, IL261409$19.7M
inflow2223Douglas County, GA257446$11.8M
inflow2223Kings County, NY253383$20.5M
outflow2223Walton County, GA250510$14.7M
inflow2223Forsyth County, GA249363$24.4M
inflow2223Miami-Dade County, FL246400$14.5M
inflow2223Broward County, FL246420$27.9M
outflow2223Los Angeles County, CA235308$19.5M
outflow2223Cook County, IL231299$14.7M
outflow2223Harris County, TX207352$13.7M
inflow2223Clarke County, GA206271$10.6M
outflow2223Mecklenburg County, NC198301$14.9M
inflow2223Cherokee County, GA196262$12.0M
outflow2223Hall County, GA196333$18.6M
inflow2223Harris County, TX174272$11.5M
outflow2223New York County, NY172201$14.4M
inflow2223Fayette County, GA169258$10.5M
inflow2223Chatham County, GA168243$9.6M
outflow2223Kings County, NY168225$11.9M
outflow2223Foreign - Overseas, FR166238$20.0M
inflow2223Orange County, FL162228$8.5M
outflow2223Fayette County, GA161277$15.3M
inflow2223Mecklenburg County, NC160240$13.1M
outflow2223Chatham County, GA160235$12.5M
outflow2223Clarke County, GA158218$7.4M
outflow2223Paulding County, GA153260$9.2M
inflow2223Duval County, FL152253$9.4M
outflow2223Miami-Dade County, FL149239$17.2M
outflow2223Dallas County, TX147207$8.6M
outflow2223Broward County, FL147230$17.9M
outflow2223Coweta County, GA146246$12.2M
inflow2223Coweta County, GA140223$7.7M
outflow2223Duval County, FL135223$7.3M
inflow2223Hall County, GA135200$9.3M
inflow2223Paulding County, GA133213$5.8M
outflow2223King County, WA132185$13.3M
inflow2223Queens County, NY132236$8.3M
inflow2223Palm Beach County, FL132219$9.3M
outflow2223Hillsborough County, FL129190$11.2M
inflow2223Bibb County, GA127199$5.6M
outflow2223Bibb County, GA124215$7.2M
outflow2223District of Columbia, DC123156$10.9M
outflow2223Davidson County, TN122164$9.7M
inflow2223Hillsborough County, FL122174$9.5M
inflow2223Maricopa County, AZ119186$8.2M
inflow2223Jefferson County, AL117170$7.6M
outflow2223Orange County, FL117181$7.0M
inflow2223Walton County, GA115218$5.6M
inflow2223Davidson County, TN114166$10.5M
inflow2223New York County, NY112159$14.4M
outflow2223Wake County, NC112172$7.9M
inflow2223Muscogee County, GA111165$4.7M
inflow2223Philadelphia County, PA110166$6.4M
outflow2223Richmond County, GA110188$3.9M
outflow2223Clark County, NV109185$5.0M
inflow2223Dallas County, TX109159$8.7M
outflow2223Barrow County, GA109223$5.9M
inflow2223Richmond County, GA106170$4.8M
outflow2223Muscogee County, GA103192$4.0M
outflow2223Maricopa County, AZ94166$5.7M
inflow2223Foreign - Overseas, FR90153$7.9M
outflow2223Denver County, CO90135$11.1M
outflow2223San Diego County, CA89164$7.0M
outflow2223Montgomery County, MD88141$9.2M
inflow2223King County, WA88153$9.5M
inflow2223Wake County, NC85124$6.1M
outflow2223Charleston County, SC85132$10.8M
outflow2223Jefferson County, AL85142$5.2M
outflow2223Hamilton County, TN84110$6.3M
inflow2223Shelby County, TN84134$4.4M
inflow2223District of Columbia, DC83123$9.5M
outflow2223Palm Beach County, FL83125$5.9M
outflow2223Spalding County, GA82145$3.6M
inflow2223Bronx County, NY82138$3.7M
inflow2223Wayne County, MI82120$3.9M
inflow2223Middlesex County, MA82115$8.7M
inflow2223Pinellas County, FL82119$5.2M
outflow2223Jackson County, GA81134$5.2M
inflow2223Richland County, SC78123$3.1M
inflow2223Marion County, IN78141$4.1M
inflow2223Tarrant County, TX78129$4.8M
outflow2223Pinellas County, FL76115$6.2M
inflow2223Cuyahoga County, OH75123$5.9M
outflow2223Carroll County, GA75115$3.4M
inflow2223Travis County, TX75108$7.0M
inflow2223Hamilton County, OH75115$4.4M
inflow2223Franklin County, OH74115$3.9M
inflow2223Houston County, GA73113$3.1M
inflow2223Clark County, NV73120$5.0M
outflow2223Travis County, TX7392$6.2M
inflow2223Prince George's County, MD73107$4.1M
outflow2223Greenville County, SC73124$6.4M
outflow2223Houston County, GA71116$3.2M
inflow2223Fairfax County, VA69106$6.7M
outflow2223Queens County, NY6998$3.9M
inflow2223Leon County, FL6994$4.2M
outflow2223Tarrant County, TX67113$4.0M
outflow2223Foreign - Other flows, FR67128$6.0M
inflow2223Carroll County, GA6794$2.9M
outflow2223Madison County, AL6580$3.8M
outflow2223Wayne County, MI64111$3.0M
inflow2223San Diego County, CA64103$3.9M
inflow2223Nassau County, NY63105$3.7M
outflow2223Prince George's County, MD6388$2.8M
inflow2223Essex County, NJ6294$2.7M
outflow2223Franklin County, OH62119$5.2M
outflow2223Suffolk County, MA6282$5.6M
inflow2223Barrow County, GA6293$3.4M
inflow2223Hamilton County, TN6286$3.8M
outflow2223Shelby County, TN61103$3.2M
outflow2223Philadelphia County, PA6191$4.0M
inflow2223Greenville County, SC6079$4.0M
outflow2223Collin County, TX60106$6.6M
outflow2223Knox County, TN5991$4.2M
inflow2223Columbia County, GA5986$4.3M
outflow2223Santa Clara County, CA5883$7.4M
outflow2223Jefferson County, KY5789$2.7M
inflow2223Alachua County, FL5783$4.2M
inflow2223Allegheny County, PA5796$4.0M
inflow2223Charleston County, SC5786$4.8M
inflow2223Santa Clara County, CA5681$7.0M
outflow2223Marion County, IN5699$3.2M
inflow2223Montgomery County, AL5590$2.2M
outflow2223Middlesex County, MA5573$3.8M
outflow2223Glynn County, GA5486$8.3M
outflow2223Columbia County, GA5498$3.8M
inflow2223Alameda County, CA5477$6.2M
inflow2223Bartow County, GA5481$2.3M
outflow2223Richland County, SC5489$2.8M
inflow2223Baltimore city, MD5499$3.4M
inflow2223Montgomery County, MD5373$3.5M
inflow2223Denver County, CO5276$5.1M
outflow2223Bartow County, GA5295$2.4M
inflow2223Westchester County, NY5293$5.7M
outflow2223Fairfax County, VA5267$3.4M
inflow2223Durham County, NC5173$4.0M
inflow2223Jefferson County, KY5189$2.9M
inflow2223Orleans Parish, LA5088$2.6M
outflow2223Hamilton County, OH5075$2.9M
inflow2223Madison County, AL5078$4.1M
inflow2223Bulloch County, GA5062$1.8M
inflow2223Dougherty County, GA5072$2.5M
inflow2223Guilford County, NC5072$2.4M
inflow2223Suffolk County, MA4971$5.1M
inflow2223Foreign - Other flows, FR4984$3.0M
outflow2223Cuyahoga County, OH4979$2.5M
outflow2223Alameda County, CA4975$3.9M
outflow2223Polk County, FL4769$2.1M
inflow2223Lowndes County, GA4760$2.0M
outflow2223St. Louis County, MO4665$4.2M
outflow2223Buncombe County, NC4668$4.5M
inflow2223Lee County, FL4677$2.4M
inflow2223Suffolk County, NY4567$2.6M
outflow2223Dougherty County, GA4582$1.4M
outflow2223Denton County, TX4476$6.3M
inflow2223Lee County, AL4455$2.0M
outflow2223Essex County, NJ4482$2.8M
inflow2223Seminole County, FL4463$2.9M
inflow2223Monroe County, NY4468$3.4M
inflow2223Jackson County, GA4357$2.0M
outflow2223Delaware County, IN4384$807K
outflow2223Orange County, CA4371$4.8M
inflow2223Polk County, FL4378$1.7M
outflow2223Durham County, NC4362$3.1M
inflow2223Bexar County, TX4370$2.1M
outflow2223Allegheny County, PA4262$3.1M
outflow2223Baltimore County, MD4269$1.4M
outflow2223Hennepin County, MN4277$1.7M
outflow2223Erie County, NY4276$1.9M
outflow2223Monroe County, NY4276$1.4M
inflow2223Spalding County, GA4267$1.5M
outflow2223Arlington County, VA4253$3.8M
inflow2223St. Louis County, MO4290$27.5M
outflow2223Baltimore city, MD4161$2.4M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for DeKalb County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals5,793.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals2,335.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals8,128.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals320,000.0
2023BothNo CharacteristicAll Appraisals360,000.0
2023PurchaseNo CharacteristicAll Appraisals390,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals370,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals421,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals4,515.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals315,000.0
2022BothNo CharacteristicAll Appraisals11,685.0
2022PurchaseNo CharacteristicAll Appraisals7,170.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals335,000.0
2021BothNo CharacteristicAll Appraisals17,975.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals8,996.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals8,979.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals365,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals395,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals17,885.0
2020PurchaseNo CharacteristicAll Appraisals8,664.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals371,000.0
2020RefinanceNo CharacteristicAll Appraisals395,000.0
2020RefinanceNo CharacteristicAll Appraisals9,221.0
2020PurchaseNo CharacteristicAll Appraisals346,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals329,000.0
2019PurchaseNo CharacteristicAll Appraisals7,679.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals329,000.0
2019BothNo CharacteristicAll Appraisals13,463.0
2019RefinanceNo CharacteristicAll Appraisals5,784.0
2019PurchaseNo CharacteristicAll Appraisals329,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals245,000.0
2018BothNo CharacteristicAll Appraisals11,567.0
2018PurchaseNo CharacteristicAll Appraisals7,709.0
2018RefinanceNo CharacteristicAll Appraisals3,858.0
2018BothNo CharacteristicAll Appraisals303,000.0
2018PurchaseNo CharacteristicAll Appraisals327,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals280,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals11,356.0
2017PurchaseNo CharacteristicAll Appraisals7,076.0
2017PurchaseNo CharacteristicAll Appraisals330,000.0
2017RefinanceNo CharacteristicAll Appraisals4,280.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals310,000.0
2016PurchaseNo CharacteristicAll Appraisals6,498.0
2016RefinanceNo CharacteristicAll Appraisals360,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals317,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals338,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals12,741.0
2016RefinanceNo CharacteristicAll Appraisals6,243.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals300,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals330,000.0
2015BothNo CharacteristicAll Appraisals10,878.0
2015RefinanceNo CharacteristicAll Appraisals4,766.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals6,112.0
2015BothNo CharacteristicAll Appraisals315,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals306,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for DeKalb County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05407,403393,86113,5423.3%
2026-04406,492394,26712,2253.0%
2026-03407,228393,22714,0013.4%
2026-02404,774389,49815,2763.8%
2026-01401,641386,22715,4143.8%
2025-12404,211389,82414,3873.6%
2025-11403,511388,17315,3383.8%
2025-09402,802388,29914,5033.6%
2025-08400,844385,73015,1143.8%
2025-07403,280389,03214,2483.5%
2025-06403,390388,75314,6373.6%
2025-05401,619388,01713,6023.4%
2025-04401,715389,04112,6743.2%
2025-03403,564389,48814,0763.5%
2025-02402,832388,31114,5213.6%
2025-01402,995388,49414,5013.6%
2024-12402,191388,45513,7363.4%
2024-11401,748386,96914,7793.7%
2024-10402,240387,65114,5893.6%
2024-09402,793388,34314,4503.6%
2024-08401,385385,36416,0214.0%
2024-07405,594389,88115,7133.9%
2024-06404,732388,94915,7833.9%
2024-05402,975388,91614,0593.5%
2024-04402,635389,74712,8883.2%
2024-03405,185391,33513,8503.4%
2024-02403,547389,42714,1203.5%
2024-01402,317388,67513,6423.4%
2023-12404,184391,01713,1673.3%
2023-11404,850391,29813,5523.3%
2023-10403,948389,61114,3373.5%
2023-09404,544390,22714,3173.5%
2023-08403,404387,99015,4143.8%
2023-07404,584390,55414,0303.5%
2023-06403,514388,76214,7523.7%
2023-05401,481387,70113,7803.4%
2023-04400,053388,29311,7602.9%
2023-03402,518388,76213,7563.4%
2023-02400,987386,77514,2123.5%
2023-01397,997384,33913,6583.4%
2022-12400,310388,06512,2453.1%
2022-11398,329385,46912,8603.2%
2022-10397,919384,75113,1683.3%
2022-09396,649383,94212,7073.2%
2022-08395,694381,40114,2933.6%
2022-07397,352383,78913,5633.4%
2022-06397,969383,72114,2483.6%
2022-05395,460383,25112,2093.1%
2022-04393,645382,37311,2722.9%
2022-03398,601385,59213,0093.3%
2022-02397,313383,50713,8063.5%
2022-01395,248380,78514,4633.7%
2021-12395,611383,78011,8313.0%
2021-11395,305381,98013,3253.4%
2021-10393,432379,16214,2703.6%
2021-09392,987377,91215,0753.8%
2021-08391,181373,27617,9054.6%
2021-07394,903376,21118,6924.7%
2021-06395,099373,82521,2745.4%
2021-05391,955372,80719,1484.9%
2021-04391,782372,17319,6095.0%
2021-03392,600371,59821,0025.3%
2021-02393,068370,60422,4645.7%
2021-01391,714367,04324,6716.3%
2020-12397,389372,28325,1066.3%
2020-11398,432372,28126,1516.6%
2020-10400,667372,47328,1947.0%
2020-09381,822348,66833,1548.7%
2020-08381,710346,80934,9019.1%
2020-07385,958345,67740,28110.4%
2020-06387,703344,29743,40611.2%
2020-05388,653340,62148,03212.4%
2020-04379,146328,72550,42113.3%
2020-03397,840379,23018,6104.7%
2020-02399,039384,57414,4653.6%
2020-01397,176381,99015,1863.8%
2019-12399,713386,55413,1593.3%
2019-11398,129385,42912,7003.2%
2019-10397,751384,35013,4013.4%
2019-09395,893382,78913,1043.3%
2019-08393,161377,56215,5994.0%
2019-07396,275381,28514,9903.8%
2019-06395,547379,92115,6264.0%
2019-05393,169378,43514,7343.7%
2019-04390,183377,31412,8693.3%
2019-03393,909378,63815,2713.9%
2019-02393,971378,82515,1463.8%
2019-01392,722375,62717,0954.4%
2018-12396,296380,58415,7124.0%
2018-11394,322380,18614,1363.6%
2018-10394,736379,59415,1423.8%
2018-09392,461377,86414,5973.7%
2018-08391,674374,82316,8514.3%
2018-07396,443380,09116,3524.1%
2018-06395,697377,96517,7324.5%
2018-05394,235378,13316,1024.1%
2018-04393,502378,13515,3673.9%
2018-03396,620379,30617,3144.4%
2018-02396,882379,09917,7834.5%
2018-01393,650375,18418,4664.7%

BEA Personal Income

2024$54.98B770,307$71K
2023$52.20B768,047$68K
2022$49.53B764,440$65K
2021$47.40B759,333$62K
2020$42.98B764,630$56K
2019$40.08B762,092$53K
2018$38.83B757,440$51K
2017$36.69B753,372$49K
2016$33.88B748,758$45K
2015$32.46B736,072$44K
2014$30.21B726,239$42K
2013$28.28B718,784$39K
2012$27.82B711,309$39K
2011$27.61B698,788$40K
2010$25.67B692,594$37K
2009$25.17B690,658$36K
2008$25.66B685,646$37K
2007$25.32B680,962$37K
2006$24.56B676,687$36K
2005$23.52B668,998$35K
2004$22.71B666,204$34K
2003$22.30B668,148$33K
2002$21.81B669,789$33K
2001$21.72B670,900$32K
2000$21.77B668,271$33K
1999$19.86B656,625$30K
1998$18.71B644,562$29K
1997$17.17B635,792$27K
1996$16.40B626,374$26K
1995$15.17B615,181$25K
1994$14.23B602,181$24K
1993$13.35B587,684$23K
1992$12.71B574,838$22K
1991——$21K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in DeKalb County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-07-02$31K$30K$2KYes
2025-06-27$50K$50K$0Yes
2025-05-28$11K$11K$0No
2025-05-21$0——Yes
2025-02-16$20K$20K$0Yes
2025-02-13$4K$4K$0Yes
2025-02-13$0$0$0Yes
2024-10-10$0——Yes
2024-09-29$32K$32K$0Yes
2024-09-28$0——No
2024-09-27$42K$42K$0Yes
2024-09-27$0——Yes
2024-09-27$26K$26K$0Yes
2024-09-27$35K$35K$0Yes
2024-09-27$0——Yes
2024-09-27$0——Yes
2024-09-27$6K$6K$0Yes
2024-09-27$19K$19K$0Yes
2024-09-27$684.23$684.23$0Yes
2024-09-27$2K$2K$0Yes
2024-09-27$0——No
2024-09-27$246K$246K$0Yes
2024-09-27$7K$7K$0Yes
2024-09-27$41K$41K$0Yes
2024-09-27$1K$1K$0Yes
2024-09-27$78K$69K$9KYes
2024-09-27$31K$31K$0Yes
2024-09-27$2K$2K$0Yes
2024-09-27$8K$8K$0Yes
2024-09-27$11K$11K$0Yes
2024-09-27$6K$6K$0Yes
2024-09-27$2K$2K$0Yes
2024-09-27$12K$12K$0Yes
2024-09-27$21K$21K$0Yes
2024-09-27$6K$5K$1KYes
2024-09-27$0——Yes
2024-09-27$17K$13K$3KYes
2024-09-27$31K$31K$0Yes
2024-09-27$5K$5K$0Yes
2024-09-27$0——No
2024-09-27$58K$58K$0Yes
2024-09-27$14K$14K$0Yes
2024-09-27$23K$23K$0Yes
2024-09-27$24K$24K$0Yes
2024-09-27$14K$14K$0Yes
2024-09-27$23K$23K$0Yes
2024-09-27$76K$76K$0Yes
2024-09-27$96K$71K$26KYes
2024-09-27$0——Yes
2024-09-27$36K$29K$7KYes
2024-09-27$20K$20K$0Yes
2024-09-27$7K$7K$0Yes
2024-09-27$5K$5K$0Yes
2024-09-27$3K$3K$0Yes
2024-09-27$0——Yes
2024-09-27$31K$31K$0No
2024-09-27$5K$5K$0Yes
2024-09-27$214K$197K$17KYes
2024-09-27$0$0$0Yes
2024-09-26$46K$46K$0Yes
2024-09-26$26K$26K$0Yes
2024-09-26$8K$8K$581.63Yes
2024-09-26$0——Yes
2024-09-26$13K$13K$0Yes
2024-09-26$5K$5K$0Yes
2024-09-26$2K$2K$0Yes
2024-09-26$3K$3K$0Yes
2024-09-26$2K$2K$0Yes
2024-09-26$289K$215K$75KYes
2024-09-26$12K$12K$303.02Yes
2024-09-26$43K$41K$2KYes
2024-09-26$0$0$0Yes
2024-09-26$14K$14K$0No
2024-09-26$8K$8K$0Yes
2024-09-26$11K$10K$2KYes
2024-09-26$0——Yes
2024-09-26$0$0$0Yes
2024-09-26$5K$5K$0Yes
2024-09-26$18K$15K$3KNo
2024-09-26$38K$29K$9KYes
2024-09-26$17K$17K$0Yes
2024-09-26$300K$250K$50KYes
2024-09-26$0$0$0Yes
2024-09-26$3K$3K$0Yes
2024-09-26$39K$39K$0Yes
2024-09-26$0——Yes
2024-09-26$18K$18K$0Yes
2024-09-26$25K$25K$0Yes
2024-09-26$0——Yes
2024-09-26$0——Yes
2024-09-26$0$0$0Yes
2024-09-26$7K$7K$0Yes
2024-07-24$222K$222K$0No
2024-07-24$32K$26K$6KYes
2024-07-18$2K$2K$457.13Yes
2024-07-08$0——Yes
2024-07-07$14K$14K$0No
2024-07-07$15K$15K$0Yes
2024-07-07$0$0$0Yes
2024-06-09$0——Yes

ALSO CHECKED

18 more data areas were checked for DeKalb County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the GA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN DEKALB COUNTY →Opens the loan explorer already filtered to county FIPS 13089.

See the Georgia state market profile for the statewide picture, the Georgia state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.