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State markets/Illinois/Champaign County

COUNTY MORTGAGE MARKET · FIPS 17019

Champaign County, Illinois

Who lends in Champaign County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$2.22B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

3,187

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

12.6%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

276

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 276 lenders that originated in Champaign County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

3,467

highly concentrated

Top-5 lender share

68.5%

of originations

Purchase

71.8%

2,016 loans

Refinance

28.2%

790 loans

Origination trend

Annual mortgage origination volume and loan count in Champaign County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Champaign County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Champaign County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR CHAMPAIGN COUNTY →

TOP TEN LENDERS IN CHAMPAIGN COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

2$1.30B$1.30B originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
274$65.5M$65.5M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
315$63.0M$63.0M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
68$51.7M$51.7M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
160$43.0M$43.0M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2$41.2M$41.2M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
158$37.7M$37.7M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1$37.0M$37.0M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
50$31.7M$31.7M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
88$29.3M$29.3M originated in Champaign County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Champaign County

All 35 ZIP Code Tabulation Areas that touch Champaign County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
35 OF 35 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1010 of the 16 Champaign County tracts this ZIP area touches sit mostly inside it.40,28953.8%3,067——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Champaign County tracts this ZIP area touches sit mostly inside it.29,43742.5%7,882——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 16 Champaign County tracts this ZIP area touches sit mostly inside it.27,94641.7%7,220——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 14 Champaign County tracts this ZIP area touches sit mostly inside it.26,29647.6%5,734——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Champaign County tracts this ZIP area touches sit mostly inside it.19,59453.0%2,486——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Champaign County tracts this ZIP area touches sit mostly inside it.16,89838.8%4,054——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Champaign County tracts this ZIP area touches sit mostly inside it.13,72111.1%3,918——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Champaign County tracts this ZIP area touches sit mostly inside it.7,6426.6%2,490——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Champaign County tracts this ZIP area touches sit mostly inside it.6,02914.6%1,567——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Champaign County tracts this ZIP area touches sit mostly inside it.4,89227.0%1,581——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Champaign County tract this ZIP area touches sit mostly inside it.4,5936.7%1,427——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Champaign County tracts this ZIP area touches sit mostly inside it.4,3137.2%1,530——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Champaign County tract this ZIP area touches sit mostly inside it.4,21510.5%1,132——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Champaign County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

48 of Champaign County’s 48 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Champaign County

All 48 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

48 OF 48 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Low35.8%2,26690.3%OPEN →
Low31.9%6,59364.1%OPEN →
Middle83.3%3,83075.9%OPEN →
—0.0%5,12542.0%OPEN →
Low20.3%4,00147.8%OPEN →
Upper137.3%3,60829.1%OPEN →
Moderate50.5%3,29073.8%OPEN →
Middle81.7%6,05258.7%OPEN →
Moderate53.2%4,73174.5%OPEN →
Middle105.5%6,83346.7%OPEN →
Middle96.5%4,36638.0%OPEN →
Upper132.0%3,51921.6%OPEN →
Moderate69.8%6,61155.1%OPEN →
Middle104.1%4,41430.2%OPEN →
Upper154.1%3,45333.6%OPEN →
Upper161.4%7,27141.4%OPEN →
Upper145.6%1,88617.7%OPEN →
Middle100.5%5,79627.5%OPEN →
Upper171.1%4,89227.0%OPEN →
Upper133.4%7,61648.6%OPEN →
Low45.9%3,80078.1%OPEN →
Low46.0%4,53155.6%OPEN →
Moderate67.1%3,17034.0%OPEN →
Moderate78.2%5,28941.7%OPEN →
Moderate74.9%6,08851.9%OPEN →
Upper165.2%2,44139.2%OPEN →
Middle90.6%5,03040.2%OPEN →
Upper148.3%1,55921.3%OPEN →
Upper145.1%3,47932.9%OPEN →
Upper218.1%2,72250.8%OPEN →
—0.0%2,40262.4%OPEN →
—0.0%3,21870.0%OPEN →
Moderate60.5%4,52942.7%OPEN →
Moderate71.3%4,37745.8%OPEN →
Low42.2%3,49458.6%OPEN →
Middle109.2%4,49812.9%OPEN →
Upper127.7%4,5936.7%OPEN →
Upper126.3%5,74910.6%OPEN →
Upper135.5%7,97211.6%OPEN →
Middle102.9%2,45116.3%OPEN →
Upper130.2%3,8758.6%OPEN →
Upper126.3%3,7674.6%OPEN →
Middle116.7%4,3137.2%OPEN →
Upper123.3%6,02914.6%OPEN →
Middle110.1%4,21510.5%OPEN →
—0.0%2,07230.7%OPEN →
Upper126.3%1,88833.3%OPEN →
—0.0%2,16163.4%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

208,741

Median household income

$63,683

Median home value

$211,500

Median gross rent

$1,051

per month

Owner-occupied

54.0%

of occupied units

Housing units

95,115

10.1% vacant

Poverty rate

19.1%

Unemployment

4.3%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 90.5

Social vulnerability

Relatively Low

Community resilience

Very High

ELEVATED PERILS

Tornado Relatively High · Strong wind Relatively High · Winter weather Relatively High · Drought Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

56

Declarations recorded

12

Incident types on record: Biological, Hurricane, Severe Ice Storm, Severe Storm, Snowstorm, Tornado.

Everything we hold on Champaign County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Champaign County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Champaign County →Every reported application and origination in FIPS 17019, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Champaign County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

165

—

Purchase share

46.7%

77 loans

IRRRL refinances

64

Cash-out refinances

24

2026165—776424
2025155—1032527
2024120—822216
2023119—98120
2022——1403443
2021338—11719328
2020304—12815521
2019171—1232424
2018187—130948
2017198—1124541
2016223—1365037
2015173—915230

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Champaign County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Champaign County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

267

+36.2% vs 2024

Multifamily · 2025

593

+60.7% vs 2024

Total authorized · 2025

860

+52.2% vs 2024

Permit valuation · 2025

$174.3M

authorized construction value

Units authorized by year

Champaign County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
06251.3K1.9K2.5K1990199219941996199820002002200420062008201020122014201620182020202220242025860 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Champaign County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS9521,601$97.9M
inflow2223Other flows - South, DS8451,291$45.2M
outflow2223Cook County, IL8051,047$39.7M
outflow2223Other flows - Midwest, DS6291,022$41.6M
inflow2223Other flows - Midwest, DS611885$30.7M
inflow2223Cook County, IL543786$24.5M
outflow2223Other flows - West, DS355520$23.6M
inflow2223Other flows - West, DS326487$21.5M
inflow2223Other flows - Northeast, DS282391$19.2M
outflow2223Other flows - Northeast, DS246344$17.9M
outflow2223Vermilion County, IL222422$9.4M
inflow2223Vermilion County, IL210356$8.8M
inflow2223McLean County, IL174244$9.7M
outflow2223Piatt County, IL162297$11.7M
outflow2223Santa Clara County, CA152173$14.3M
outflow2223McLean County, IL145226$8.2M
outflow2223Foreign - Other flows, FR121162$5.0M
outflow2223Douglas County, IL121211$6.5M
outflow2223Ford County, IL116211$4.7M
inflow2223Ford County, IL108187$5.6M
inflow2223Piatt County, IL107153$5.9M
inflow2223Douglas County, IL107163$5.2M
outflow2223King County, WA105123$11.0M
outflow2223DuPage County, IL97142$6.5M
inflow2223DuPage County, IL84118$4.7M
outflow2223Sangamon County, IL79121$4.0M
inflow2223Macon County, IL77116$5.3M
inflow2223Coles County, IL74127$3.6M
outflow2223Los Angeles County, CA7393$5.4M
inflow2223Iroquois County, IL7196$4.3M
inflow2223Will County, IL69100$3.9M
inflow2223Sangamon County, IL6992$4.6M
outflow2223Macon County, IL68118$4.6M
outflow2223Coles County, IL6693$3.2M
inflow2223Foreign - Other flows, FR6286$2.0M
outflow2223Marion County, IN61107$2.8M
outflow2223Peoria County, IL5999$3.1M
outflow2223Maricopa County, AZ5788$3.3M
inflow2223Lake County, IL5674$3.6M
outflow2223Will County, IL5692$3.8M
inflow2223Maricopa County, AZ53100$3.9M
outflow2223Alameda County, CA4755$3.1M
outflow2223St. Louis County, MO4679$4.4M
inflow2223Los Angeles County, CA4562$3.9M
outflow2223Harris County, TX4587$2.9M
outflow2223San Diego County, CA4565$3.1M
outflow2223Middlesex County, MA4461$3.9M
inflow2223Kankakee County, IL4388$1.2M
outflow2223Lake County, IL4356$2.7M
inflow2223Peoria County, IL4355$2.2M
inflow2223King County, WA4362$3.5M
inflow2223De Witt County, IL4160$2.5M
outflow2223San Francisco County, CA4041$3.1M
outflow2223Hudson County, NJ3941$2.5M
inflow2223Marion County, IN3955$2.1M
outflow2223New York County, NY3940$2.8M
outflow2223Dane County, WI3947$1.7M
outflow2223De Witt County, IL3760$2.1M
outflow2223Iroquois County, IL3757$1.4M
outflow2223Travis County, TX3746$2.8M
inflow2223Tippecanoe County, IN3746$2.1M
inflow2223Tazewell County, IL3649$1.8M
inflow2223Kane County, IL3442$1.6M
outflow2223Dallas County, TX3343$1.7M
outflow2223Kankakee County, IL3353$1.2M
inflow2223Travis County, TX3239$1.7M
outflow2223Fulton County, GA3239$1.5M
inflow2223San Diego County, CA3141$1.3M
outflow2223Hennepin County, MN3038$1.6M
outflow2223Kane County, IL2955$3.0M
outflow2223Tarrant County, TX2852$1.2M
inflow2223Santa Clara County, CA2842$2.7M
outflow2223Clark County, NV2844$1.4M
inflow2223Winnebago County, IL2848$1.0M
outflow2223Collin County, TX2851$2.4M
outflow2223Hamilton County, IN2756$2.8M
outflow2223St. Louis city, MO2731$1.3M
outflow2223Madison County, IL2741$2.2M
inflow2223Jackson County, IL2635$1.1M
outflow2223San Mateo County, CA2632$3.8M
outflow2223Tazewell County, IL2630$1.8M
outflow2223Allegheny County, PA2530$1.4M
inflow2223St. Louis County, MO2540$1.4M
inflow2223Franklin County, OH2433$1.7M
inflow2223Dane County, WI2437$2.7M
outflow2223McHenry County, IL2432$2.1M
outflow2223Tippecanoe County, IN2350$4.0M
inflow2223St. Clair County, IL2330$1.1M
outflow2223District of Columbia, DC2327$1.4M
outflow2223Washtenaw County, MI2227$974K
outflow2223Suffolk County, MA2225$1.5M
outflow2223Davidson County, TN2229$1.6M
outflow2223Philadelphia County, PA2225$866K
outflow2223Wake County, NC2237$2.1M
outflow2223DeKalb County, GA2136$1.4M
outflow2223Kings County, NY2121$1.4M
inflow2223Lake County, IN2137$515K
inflow2223Allegheny County, PA2127$1.2M
outflow2223Winnebago County, IL2131$1.4M
outflow2223Franklin County, OH2026$996K
outflow2223Milwaukee County, WI2030$653K
inflow2223Alameda County, CA2023$1.2M
inflow2223Orange County, CA2031$921K
inflow2223Madison County, IL2029$1.2M
outflow2223Orange County, CA2025$1.0M
outflow2223Pima County, AZ2031$1.5M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS9761,724$92.3M
inflow2122Other flows - South, DS7661,224$44.6M
outflow2122Cook County, IL7441,004$37.2M
inflow2122Other flows - Midwest, DS6561,088$36.4M
outflow2122Other flows - Midwest, DS6061,008$38.1M
inflow2122Cook County, IL563870$25.6M
outflow2122Other flows - West, DS371556$24.2M
inflow2122Other flows - West, DS345531$25.2M
outflow2122Other flows - Northeast, DS295404$20.4M
inflow2122Vermilion County, IL243436$8.8M
inflow2122Other flows - Northeast, DS231313$18.6M
outflow2122Vermilion County, IL209405$9.9M
outflow2122McLean County, IL184284$10.7M
outflow2122Piatt County, IL183350$14.4M
outflow2122Santa Clara County, CA172206$17.6M
inflow2122McLean County, IL155229$8.1M
outflow2122Douglas County, IL150252$7.6M
inflow2122Piatt County, IL132234$7.7M
outflow2122King County, WA117141$10.4M
inflow2122Ford County, IL109184$4.4M
outflow2122Ford County, IL103177$4.4M
inflow2122Douglas County, IL102153$4.7M
inflow2122Coles County, IL100142$4.9M
outflow2122DuPage County, IL96132$6.1M
inflow2122DuPage County, IL92139$7.0M
inflow2122Sangamon County, IL85120$4.3M
inflow2122Macon County, IL85131$4.0M
outflow2122Macon County, IL85151$4.5M
outflow2122Los Angeles County, CA7094$4.0M
outflow2122Coles County, IL6897$2.7M
outflow2122Will County, IL66120$6.4M
outflow2122Maricopa County, AZ66109$5.9M
outflow2122San Diego County, CA64106$4.9M
outflow2122Marion County, IN6286$2.4M
inflow2122Will County, IL6093$2.5M
outflow2122Sangamon County, IL6085$3.1M
outflow2122Travis County, TX5971$4.5M
inflow2122Lake County, IL5477$3.1M
inflow2122Iroquois County, IL5378$2.2M
outflow2122Peoria County, IL5280$2.6M
inflow2122Los Angeles County, CA5165$2.7M
outflow2122Harris County, TX5092$3.1M
outflow2122De Witt County, IL4982$3.4M
inflow2122Peoria County, IL4978$3.3M
inflow2122Kankakee County, IL4874$1.4M
inflow2122Marion County, IN4779$1.7M
outflow2122Alameda County, CA4662$2.2M
outflow2122Lake County, IL4682$2.7M
outflow2122Middlesex County, MA4559$2.8M
outflow2122Kankakee County, IL4370$1.7M
inflow2122De Witt County, IL4373$2.0M
outflow2122Dane County, WI4259$3.3M
inflow2122Tippecanoe County, IN4065$2.8M
outflow2122New York County, NY3939$2.1M
outflow2122Clark County, NV3767$1.8M
outflow2122Iroquois County, IL3757$2.2M
outflow2122Allegheny County, PA3647$3.2M
outflow2122Dallas County, TX3653$2.2M
outflow2122St. Louis County, MO3567$3.0M
outflow2122Hennepin County, MN3448$2.3M
inflow2122Maricopa County, AZ3453$1.7M
outflow2122Fulton County, GA3446$1.9M
outflow2122Kane County, IL3355$1.9M
outflow2122Collin County, TX3361$3.5M
outflow2122Hamilton County, IN3259$2.5M
outflow2122Hudson County, NJ3132$2.3M
outflow2122San Mateo County, CA3138$4.0M
outflow2122San Francisco County, CA3033$2.3M
inflow2122Kane County, IL2941$1.5M
outflow2122Madison County, IL2846$1.6M
inflow2122San Diego County, CA2839$2.5M
inflow2122Winnebago County, IL2839$852K
outflow2122Milwaukee County, WI2731$1.0M
outflow2122Wake County, NC2646$1.4M
outflow2122St. Louis city, MO2631$1.1M
inflow2122Dane County, WI2637$1.3M
outflow2122Philadelphia County, PA2537$1.0M
inflow2122Madison County, IL2439$942K
outflow2122Washtenaw County, MI2439$1.6M
outflow2122Davidson County, TN2429$1.0M
inflow2122McHenry County, IL2431$874K
inflow2122Harris County, TX2343$1.2M
inflow2122New York County, NY2327$1.6M
outflow2122Williamson County, TX2337$2.3M
inflow2122Livingston County, IL2338$1.1M
outflow2122Orange County, CA2235$2.4M
inflow2122Santa Clara County, CA2227$1.6M
inflow2122King County, WA2227$1.2M
outflow2122Tazewell County, IL2235$1.5M
inflow2122Shelby County, TN2146$1.4M
outflow2122Mecklenburg County, NC2136$1.4M
outflow2122Queens County, NY2123$1.2M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Champaign County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals1,226.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals251.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals1,477.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals200,000.0
2023BothNo CharacteristicAll Appraisals224,000.0
2023PurchaseNo CharacteristicAll Appraisals225,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals215,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals219,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals573.0
2022PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals200,000.0
2022BothNo CharacteristicAll Appraisals2,174.0
2022PurchaseNo CharacteristicAll Appraisals1,601.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals205,000.0
2021BothNo CharacteristicAll Appraisals3,410.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals2,047.0
2021PurchaseNo CharacteristicAll Appraisals0.4
2021RefinanceNo CharacteristicAll Appraisals1,363.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals200,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals195,700.0
2020PurchaseNo CharacteristicAll Appraisals0.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals3,615.0
2020PurchaseNo CharacteristicAll Appraisals1,843.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals200,000.0
2020RefinanceNo CharacteristicAll Appraisals217,500.0
2020RefinanceNo CharacteristicAll Appraisals1,772.0
2020PurchaseNo CharacteristicAll Appraisals185,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals183,000.0
2019PurchaseNo CharacteristicAll Appraisals1,591.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals203,500.0
2019BothNo CharacteristicAll Appraisals2,571.0
2019RefinanceNo CharacteristicAll Appraisals980.0
2019PurchaseNo CharacteristicAll Appraisals173,400.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals177,500.0
2018BothNo CharacteristicAll Appraisals2,201.0
2018PurchaseNo CharacteristicAll Appraisals1,621.0
2018RefinanceNo CharacteristicAll Appraisals580.0
2018BothNo CharacteristicAll Appraisals175,000.0
2018PurchaseNo CharacteristicAll Appraisals175,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals180,500.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals2,541.0
2017PurchaseNo CharacteristicAll Appraisals1,787.0
2017PurchaseNo CharacteristicAll Appraisals170,000.0
2017RefinanceNo CharacteristicAll Appraisals754.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals175,000.0
2016PurchaseNo CharacteristicAll Appraisals1,680.0
2016RefinanceNo CharacteristicAll Appraisals215,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals173,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals189,500.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals3,142.0
2016RefinanceNo CharacteristicAll Appraisals1,462.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals178,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals187,800.0
2015BothNo CharacteristicAll Appraisals2,723.0
2015RefinanceNo CharacteristicAll Appraisals1,188.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals1,535.0
2015BothNo CharacteristicAll Appraisals180,000.0
2015PurchaseNo CharacteristicAll Appraisals1.2
2014BothNo CharacteristicAll Appraisals168,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Champaign County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05107,316103,0264,2904.0%
2026-04109,865105,6124,2533.9%
2026-03111,608106,4675,1414.6%
2026-02110,662105,3655,2974.8%
2026-01105,297100,2145,0834.8%
2025-12109,161103,8675,2944.8%
2025-11110,536105,3575,1794.7%
2025-09110,149105,5164,6334.2%
2025-08103,27198,2295,0424.9%
2025-07106,566101,5025,0644.8%
2025-06104,685100,2694,4164.2%
2025-05108,922105,2483,6743.4%
2025-04111,942108,4243,5183.1%
2025-03110,497106,5863,9113.5%
2025-02109,765105,5364,2293.9%
2025-01104,151100,0264,1254.0%
2024-12110,377106,6623,7153.4%
2024-11111,177107,1803,9973.6%
2024-10111,833107,7054,1283.7%
2024-09110,961106,5524,4094.0%
2024-08103,93098,6385,2925.1%
2024-07107,662102,1015,5615.2%
2024-06106,082100,7435,3395.0%
2024-05110,270105,6334,6374.2%
2024-04111,950107,6084,3423.9%
2024-03111,231106,2834,9484.4%
2024-02111,287106,0805,2074.7%
2024-01107,993102,8505,1434.8%
2023-12108,282103,5914,6914.3%
2023-11112,553108,1704,3833.9%
2023-10112,280107,5944,6864.2%
2023-09112,541107,4415,1004.5%
2023-08105,705100,1435,5625.3%
2023-07108,015102,8165,1994.8%
2023-06105,855100,8375,0184.7%
2023-05105,843101,6104,2334.0%
2023-04109,660105,6584,0023.6%
2023-03109,602105,4184,1843.8%
2023-02108,555103,9344,6214.3%
2023-01105,941101,3894,5524.3%
2022-12106,739102,9253,8143.6%
2022-11109,558105,5873,9713.6%
2022-10109,313105,1944,1193.8%
2022-09108,748104,7264,0223.7%
2022-08103,13498,6244,5104.4%
2022-07106,184101,6474,5374.3%
2022-06104,40199,9284,4734.3%
2022-05108,342104,2734,0693.8%
2022-04109,320105,2034,1173.8%
2022-03109,498105,2184,2803.9%
2022-02109,103104,6304,4734.1%
2022-01108,359103,4914,8684.5%
2021-12108,456104,3444,1123.8%
2021-11110,092105,9494,1433.8%
2021-10108,662104,0614,6014.2%
2021-09108,434103,5464,8884.5%
2021-08101,42495,6705,7545.7%
2021-07103,91998,0105,9095.7%
2021-06102,64096,4716,1696.0%
2021-05105,707100,6015,1064.8%
2021-04108,412102,9245,4885.1%
2021-03107,545101,8455,7005.3%
2021-02107,545101,5895,9565.5%
2021-01105,97699,4586,5186.2%
2020-12107,834101,3176,5176.0%
2020-11108,877103,0195,8585.4%
2020-10109,609103,5896,0205.5%
2020-09107,451100,6376,8146.3%
2020-08101,05193,7427,3097.2%
2020-07101,67292,6079,0658.9%
2020-06100,81091,0829,7289.6%
2020-05100,12890,2299,8999.9%
2020-0498,00486,94511,05911.3%
2020-03102,26699,1033,1633.1%
2020-02107,752104,9122,8402.6%
2020-01107,159103,9233,2363.0%
2019-12107,893104,8923,0012.8%
2019-11110,002106,9573,0452.8%
2019-10110,228106,7793,4493.1%
2019-09108,747105,2513,4963.2%
2019-08101,45297,7853,6673.6%
2019-07104,295100,1084,1874.0%
2019-06102,95699,1083,8483.7%
2019-05107,000103,5393,4613.2%
2019-04108,889104,9343,9553.6%
2019-03107,939103,2694,6704.3%
2019-02108,862103,9714,8914.5%
2019-01102,60797,0875,5205.4%
2018-12107,597103,0634,5344.2%
2018-11108,791104,4594,3324.0%
2018-10109,901105,0974,8044.4%
2018-09107,776103,2394,5374.2%
2018-08100,34195,4964,8454.8%
2018-07103,60298,4755,1274.9%
2018-06102,43197,1665,2655.1%
2018-05106,672102,2354,4374.2%
2018-04108,578104,4004,1783.8%
2018-03107,638103,0044,6344.3%
2018-02107,185102,6244,5614.3%
2018-01100,92396,1474,7764.7%

BEA Personal Income

2024$12.71B212,374$60K
2023$12.18B209,813$58K
2022$11.45B208,033$55K
2021$11.22B207,232$54K
2020$10.33B206,252$50K
2019$9.55B206,272$46K
2018$9.21B207,226$44K
2017$9.04B208,011$43K
2016$8.94B208,131$43K
2015$9.06B207,638$44K
2014$8.74B206,533$42K
2013$8.44B205,353$41K
2012$8.09B203,884$40K
2011$7.94B202,788$39K
2010$7.63B201,468$38K
2009$7.35B199,968$37K
2008$6.92B197,570$35K
2007$6.50B196,621$33K
2006$6.13B193,844$32K
2005$5.84B190,659$31K
2004$5.78B188,617$31K
2003$5.53B187,013$30K
2002$5.33B184,198$29K
2001$5.18B181,956$28K
2000$4.84B180,041$27K
1999$4.49B178,652$25K
1998$4.28B177,004$24K
1997$4.08B176,626$23K
1996$3.88B175,018$22K
1995$3.67B172,859$21K
1994$3.52B172,731$20K
1993$3.41B174,600$20K
1992$3.41B178,175$19K
1991——$18K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Champaign County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-03-05$4K$4K$0Yes
2025-04-05$6K$6K$0Yes
2025-03-05$0——Yes
2021-08-13$38K$32K$7KYes
2021-08-12$48K$48K$0Yes
2018-02-22$14K$14K$0No
2018-02-22$12K$12K$0Yes
2018-02-21$36K$36K$0Yes
2018-02-21$23K$23K$0Yes
2018-02-20$0——Yes
2016-08-15$3K$3K$0Yes
2015-12-30$22K$22K$0No
2015-12-29$7K$7K$0Yes
2015-12-28$21K$21K$0Yes
2015-12-28$16K$16K$0No
2015-12-28$10K$10K$0Yes
2015-12-28$1K$1K$0Yes
2015-06-07$25K$25K$0No
2014-07-12$34K$34K$0Yes
2014-07-12$2K$2K$0Yes
2014-07-12$7K$7K$75.45Yes
2014-07-12$72K$72K$0No
2013-04-20$0——Yes
2013-04-19$16K$16K$0No
2013-04-18$5K$5K$0No
2013-02-26$0——Yes
2012-05-29$816.87$816.87$0Yes
2011-05-17$995.84$995.84$0Yes
2009-08-27$5K$5K$0No
2009-08-27$0——No
2009-05-15$6K$6K$0Yes
2009-05-15$0——No
2009-05-14$2K$2K$0Yes
2009-05-13$1K$1K$0Yes
2009-05-13$18K$0$18KNo
2009-05-13$10K$10K$0Yes
2009-05-13$3K$3K$0No
2009-03-15$0——Yes
2008-12-27$484.15$484.15$0Yes
2008-09-14$674.85$674.85$0Yes
2008-09-14$6K$6K$0Yes
2008-09-14$0——Yes
2008-07-08$7K$7K$0Yes
2008-06-09$13K$13K$0Yes
2008-06-03$0——Yes
2008-06-03$4K$4K$0Yes
2008-06-03$7K$7K$463.78Yes
2008-02-07$24K$22K$2KYes
2008-02-06$5K$5K$0Yes
2008-02-06$40K$40K$0Yes
2008-02-06$0——No
2008-02-06$15K$15K$0Yes
2008-02-06$7K$7K$0Yes
2008-02-05$22K$22K$0No
2008-02-05$9K$9K$0No
2008-02-05$45K$45K$0No
2008-02-05$52K$52K$460.86No
2008-02-05$42K$42K$0Yes
2008-02-05$7K$7K$0No
2008-02-05$8K$8K$0Yes
2008-02-05$5K$5K$0Yes
2008-02-05$21K$21K$0No
2008-02-05$0——Yes
2008-02-05$3K$3K$0Yes
2008-01-07$18K$18K$0Yes
2006-05-31$11K$0$11KNo
2006-03-11$0——Yes
2005-01-13$16K$16K$0Yes
2004-03-24$0——Yes
2003-08-31$3K$3K$0No
2003-08-31$3K$3K$0No
2003-08-31$3K$3K$0No
2003-07-14$1K$1K$0Yes
2003-07-09$6K$6K$0Yes
2002-05-13$28K$18K$10KYes
2002-05-13$0——Yes
2002-05-13$6K$6K$0Yes
2002-05-12$28K$28K$0Yes
2002-05-12$17K$17K$0Yes
2002-05-12$11K$3K$8KYes
2002-05-01$0——Yes
2002-02-03$0——Yes
2001-03-22$0——Yes
1999-06-13$20K$20K$0No
1999-04-16$0——No
1998-08-05$8K$0$8KNo
1998-06-08$0——No
1998-06-08$0——No
1998-05-19$7K$0$7KNo
1998-05-19$24K$2K$22KYes
1998-05-19$13K$0$13KYes
1996-05-11$9K$9K$0Yes
1996-05-10$6K$2K$4KNo
1996-05-10$816.51$816.51$0Yes
1996-05-10$10K$10K$0No
1996-05-10$0——No
1996-05-10$3K$3K$0No
1995-05-22$6K$0$6KNo
1995-05-17$21K$21K$0No
1995-05-17$21K$21K$0No

ALSO CHECKED

18 more data areas were checked for Champaign County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the IL state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN CHAMPAIGN COUNTY →Opens the loan explorer already filtered to county FIPS 17019.

See the Illinois state market profile for the statewide picture, the Illinois state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.