COUNTY MORTGAGE MARKET · FIPS 17031
Cook County, Illinois
Who lends in Cook County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.
Origination volume · 2025
$30.96B
Origination volumeSum of loan amount over HMDA records with action taken = 1.Originations · 2025
81,305
OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.Denial rate · 2025
18.5%
Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).Lenders active · 2025
802
Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.Market structure
How spread out lending is across the 802 lenders that originated in Cook County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.
Concentration (HHI)
227
unconcentrated
Top-5 lender share
27.0%
of originations
Purchase
65.4%
45,513 loans
Refinance
34.6%
24,114 loans
Origination trend
Annual mortgage origination volume and loan count in Cook County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.
Lenders in Cook County
Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Cook County loan records. The panel states which source answered and exactly which lenders that source covers.
Enter a ORIGINATIONS minimum and maximum in loans; leave blank for no bound.
ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.TOP TEN LENDERS IN COOK COUNTY · 10
The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.
1–10 OF 10 LENDERS
Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.
5,040$2.72B$2.72B originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
5,271$2.01B$2.01B originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
4,805$1.54B$1.54B originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2,880$1.09B$1.09B originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
3,955$995.5M$995.5M originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2,711$835.0M$835.0M originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
874$589.3M$589.3M originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,227$578.2M$578.2M originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,621$563.8M$563.8M originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,631$553.2M$553.2M originated in Cook County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).
ZIP areas in Cook County
All 178 ZIP Code Tabulation Areas that touch Cook County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.
Enter a POPULATION minimum and maximum in people; leave blank for no bound.
Enter a TRACTS minimum and maximum in tracts; leave blank for no bound.
TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.178 OF 178 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
2222 of the 27 Cook County tracts this ZIP area touches sit mostly inside it.115,09494.5%17,612——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1717 of the 18 Cook County tracts this ZIP area touches sit mostly inside it.92,37891.9%13,616——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2323 of the 31 Cook County tracts this ZIP area touches sit mostly inside it.91,42393.3%13,575——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2626 of the 38 Cook County tracts this ZIP area touches sit mostly inside it.89,33852.7%17,479——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2121 of the 38 Cook County tracts this ZIP area touches sit mostly inside it.88,28594.0%13,004——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2525 of the 27 Cook County tracts this ZIP area touches sit mostly inside it.85,33297.9%8,960——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2020 of the 21 Cook County tracts this ZIP area touches sit mostly inside it.82,39955.2%12,701——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
3333 of the 53 Cook County tracts this ZIP area touches sit mostly inside it.81,90652.0%13,283——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2424 of the 33 Cook County tracts this ZIP area touches sit mostly inside it.78,31782.2%10,315——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1919 of the 26 Cook County tracts this ZIP area touches sit mostly inside it.77,03463.2%14,397——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1818 of the 29 Cook County tracts this ZIP area touches sit mostly inside it.75,96651.4%19,980——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2626 of the 28 Cook County tracts this ZIP area touches sit mostly inside it.74,36223.3%14,042——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2121 of the 31 Cook County tracts this ZIP area touches sit mostly inside it.72,54623.1%14,915——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2121 of the 25 Cook County tracts this ZIP area touches sit mostly inside it.71,11595.0%15,553——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2222 of the 31 Cook County tracts this ZIP area touches sit mostly inside it.66,22698.7%13,602——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2222 of the 27 Cook County tracts this ZIP area touches sit mostly inside it.65,83399.6%11,836——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 22 Cook County tracts this ZIP area touches sit mostly inside it.63,20794.9%8,706——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 20 Cook County tracts this ZIP area touches sit mostly inside it.62,97159.3%17,300——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2525 of the 38 Cook County tracts this ZIP area touches sit mostly inside it.60,95887.4%7,776——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2020 of the 27 Cook County tracts this ZIP area touches sit mostly inside it.60,43399.4%11,711——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 20 Cook County tracts this ZIP area touches sit mostly inside it.60,05046.1%10,390——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 16 Cook County tracts this ZIP area touches sit mostly inside it.59,71435.5%17,070——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 19 Cook County tracts this ZIP area touches sit mostly inside it.57,38781.5%13,608——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Cook County tracts this ZIP area touches sit mostly inside it.57,25076.6%10,796——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 19 Cook County tracts this ZIP area touches sit mostly inside it.56,89942.8%15,280——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 22 Cook County tracts this ZIP area touches sit mostly inside it.56,47032.5%11,793——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1818 of the 24 Cook County tracts this ZIP area touches sit mostly inside it.54,99677.4%9,408——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1919 of the 29 Cook County tracts this ZIP area touches sit mostly inside it.54,49237.2%9,645——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2323 of the 26 Cook County tracts this ZIP area touches sit mostly inside it.54,19287.3%5,389——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 17 Cook County tracts this ZIP area touches sit mostly inside it.53,66038.6%12,649——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 20 Cook County tracts this ZIP area touches sit mostly inside it.52,63797.9%6,000——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Cook County tracts this ZIP area touches sit mostly inside it.50,93560.8%8,662——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 16 Cook County tracts this ZIP area touches sit mostly inside it.49,67430.2%14,901——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 13 Cook County tracts this ZIP area touches sit mostly inside it.48,68957.4%5,712——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 19 Cook County tracts this ZIP area touches sit mostly inside it.47,67026.6%13,105——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 12 Cook County tracts this ZIP area touches sit mostly inside it.47,56398.1%5,202——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 21 Cook County tracts this ZIP area touches sit mostly inside it.46,61879.0%12,868——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 21 Cook County tracts this ZIP area touches sit mostly inside it.46,47946.9%11,972——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Cook County tracts this ZIP area touches sit mostly inside it.45,74337.8%12,906——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 10 Cook County tracts this ZIP area touches sit mostly inside it.45,66456.3%10,249——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.45,49991.2%12,210——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1818 of the 23 Cook County tracts this ZIP area touches sit mostly inside it.43,77077.3%6,288——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Cook County tracts this ZIP area touches sit mostly inside it.43,70227.0%12,759——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 15 Cook County tracts this ZIP area touches sit mostly inside it.43,63831.2%12,831——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 18 Cook County tracts this ZIP area touches sit mostly inside it.43,55149.3%7,329——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Cook County tracts this ZIP area touches sit mostly inside it.43,42319.6%12,817——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 14 Cook County tracts this ZIP area touches sit mostly inside it.42,33120.8%13,214——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.41,40636.5%10,922——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Cook County tracts this ZIP area touches sit mostly inside it.41,24925.7%13,776——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 16 Cook County tracts this ZIP area touches sit mostly inside it.40,89430.5%8,584——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Cook County tracts this ZIP area touches sit mostly inside it.40,17154.3%10,171——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 11 Cook County tracts this ZIP area touches sit mostly inside it.39,38439.0%8,437——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.39,29730.2%10,212——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 15 Cook County tracts this ZIP area touches sit mostly inside it.38,92665.7%5,601——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2121 of the 24 Cook County tracts this ZIP area touches sit mostly inside it.38,14478.9%4,266——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Cook County tracts this ZIP area touches sit mostly inside it.37,96421.9%11,655——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 Cook County tracts this ZIP area touches sit mostly inside it.37,91755.3%8,074——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Cook County tracts this ZIP area touches sit mostly inside it.36,96260.0%10,248——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.36,78092.5%8,312——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Cook County tracts this ZIP area touches sit mostly inside it.36,52825.8%9,735——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.35,08946.5%8,645——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.34,63851.1%8,187——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1717 of the 25 Cook County tracts this ZIP area touches sit mostly inside it.34,20097.9%2,963——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.33,24547.2%7,102——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 20 Cook County tracts this ZIP area touches sit mostly inside it.33,05296.5%4,404——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.32,41123.5%8,819——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
2020 of the 31 Cook County tracts this ZIP area touches sit mostly inside it.31,72399.4%4,561——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Cook County tracts this ZIP area touches sit mostly inside it.31,56440.5%7,561——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 17 Cook County tracts this ZIP area touches sit mostly inside it.31,41699.2%2,582——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Cook County tracts this ZIP area touches sit mostly inside it.30,92448.4%5,575——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Cook County tracts this ZIP area touches sit mostly inside it.29,31048.8%7,279——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.28,05420.2%8,784——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.28,05122.2%9,007——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Cook County tracts this ZIP area touches sit mostly inside it.27,98366.7%6,846——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Cook County tracts this ZIP area touches sit mostly inside it.27,95152.3%6,240——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Cook County tracts this ZIP area touches sit mostly inside it.27,66332.3%8,415——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Cook County tracts this ZIP area touches sit mostly inside it.27,20947.6%8,209——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Cook County tracts this ZIP area touches sit mostly inside it.27,17630.4%8,194——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 10 Cook County tracts this ZIP area touches sit mostly inside it.27,01447.8%6,462——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Cook County tracts this ZIP area touches sit mostly inside it.26,73335.2%7,306——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.26,31233.0%7,851——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.26,02439.1%4,420——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.25,89282.1%4,406——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Cook County tracts this ZIP area touches sit mostly inside it.25,57996.0%4,620——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Cook County tracts this ZIP area touches sit mostly inside it.25,12746.9%6,348——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.24,57423.1%6,687——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.24,13371.3%5,793——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Cook County tracts this ZIP area touches sit mostly inside it.24,09891.3%7,184——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cook County tracts this ZIP area touches sit mostly inside it.24,05833.0%6,342——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.23,51296.9%4,780——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.22,64512.5%6,340——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.22,37429.1%6,112——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.22,11692.3%6,011——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 13 Cook County tracts this ZIP area touches sit mostly inside it.21,40448.4%5,028——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.21,08014.9%6,757——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.21,07825.3%4,547——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.21,00997.3%5,147——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.20,96751.4%5,717——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.20,77317.2%7,525——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.20,57221.5%6,857——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.20,31183.4%3,871——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 10 Cook County tracts this ZIP area touches sit mostly inside it.20,12786.9%6,093——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.19,94545.4%5,716——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.19,47634.3%5,513——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.19,22282.4%4,418——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.19,05961.1%4,115——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cook County tracts this ZIP area touches sit mostly inside it.18,79297.1%4,450——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.18,52372.7%4,112——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cook County tracts this ZIP area touches sit mostly inside it.18,19740.8%4,691——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.18,04138.5%4,688——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Cook County tracts this ZIP area touches sit mostly inside it.17,92297.2%3,949——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.17,70946.8%5,225——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.17,38520.8%4,953——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.17,13678.4%3,981——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.17,04966.1%3,183——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.16,59659.3%2,625——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.16,15056.3%4,513——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.16,11731.1%3,743——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.16,02448.1%5,718——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 11 Cook County tracts this ZIP area touches sit mostly inside it.15,47045.3%4,089——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.15,03433.5%3,826——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.14,45241.1%2,611——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.14,37839.7%2,793——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.14,35721.2%3,707——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.14,33952.9%3,299——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.14,08592.2%3,176——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.14,04513.9%5,125——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.13,74244.3%2,373——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.13,62749.1%4,412——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.13,46342.9%3,578——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.12,63031.5%2,760——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.12,58391.0%3,093——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.12,10439.7%2,775——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Cook County tracts this ZIP area touches sit mostly inside it.12,09478.2%1,946——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.12,01365.3%3,369——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.12,00425.1%3,038——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Cook County tracts this ZIP area touches sit mostly inside it.11,72914.1%3,898——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.11,71729.1%3,498——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.11,71441.2%2,629——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.11,6198.7%3,531——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.11,39492.5%2,521——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.11,19335.9%2,807——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 8 Cook County tracts this ZIP area touches sit mostly inside it.10,84126.2%3,623——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.10,75458.5%2,376——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.9,96083.0%2,488——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.9,53577.5%2,457——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.8,86113.7%3,127——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 7 Cook County tracts this ZIP area touches sit mostly inside it.8,85725.1%2,308——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.8,52285.5%2,059——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.8,23447.1%1,280——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.8,21630.6%2,670——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.7,17885.0%1,661——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.6,52094.6%1,205——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.5,76572.7%1,614——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Cook County tract this ZIP area touches sit mostly inside it.5,48146.3%289——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.4,97840.4%806——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.4,52293.8%656——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.4,48631.6%1,514——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Cook County tract this ZIP area touches sit mostly inside it.4,34331.4%1,282——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.4,03820.5%1,170——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Cook County tracts this ZIP area touches sit mostly inside it.3,86625.1%1,192——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Cook County tracts this ZIP area touches sit mostly inside it.3,76885.1%1,415——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Cook County tract this ZIP area touches sit mostly inside it.3,36356.9%1,161——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Cook County tracts this ZIP area touches sit mostly inside it.3,03549.9%963——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.2,42912.0%659——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Cook County tracts this ZIP area touches sit mostly inside it.2,23028.9%530——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 7 tracts of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cook County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1,331 of Cook County’s 1,332 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.
Census tracts in Cook County
All 1,332 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.
Enter a POPULATION minimum and maximum in people; leave blank for no bound.
Enter a MINORITY % minimum and maximum in %; leave blank for no bound.
Enter a % OF MSA INCOME minimum and maximum in %; leave blank for no bound.
1,332 OF 1,332 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.
Housing & households
U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.
Population
5,182,090
Median household income
$83,498
Median home value
$324,500
Median gross rent
$1,435
per month
Owner-occupied
57.7%
of occupied units
Housing units
2,276,493
7.7% vacant
Poverty rate
13.5%
Unemployment
7.0%
Natural-hazard exposure
FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.
Overall risk
Very High
score 100.0
Social vulnerability
Relatively High
Community resilience
Relatively High
ELEVATED PERILS
Inland flooding Very High · Tornado Very High · Earthquake Relatively High · Hail Relatively High · Strong wind Very High · Heat wave Very High · Winter weather Very High
Federal disaster history
Months in which a FEMA disaster declaration was active in this county, from the declarations series.
Months with an active declaration
85
Declarations recorded
24
Incident types on record: Biological, Flood, Hurricane, Severe Storm, Snowstorm, Tornado.
Everything we hold on Cook County
12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.
LOAN-LEVEL
The individual HMDA application and origination records behind every figure on this page, pre-filtered to Cook County.
HMDA loan-level (hmda_loan_wide, county_code)
VA
VA-guaranteed lending in Cook County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.
VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year
VA loans · FY2026
2,156
—
Purchase share
42.6%
918 loans
IRRRL refinances
882
Cash-out refinances
356
20262,156—918882356
20252,245—1,264584397
20241,686—1,170238278
20231,676—1,32831317
2022——1,553655732
20215,542—1,7013,281560
20204,982—1,6142,840528
20192,411—1,381426604
20182,470—1,452269749
20172,807—1,407669731
20162,589—1,320775494
20152,223—1,166616441
The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.
BUILDING PERMITS
New residential units authorised in Cook County — the supply-side leading indicator that runs ahead of purchase originations.
Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')
HOUSING SUPPLY · CENSUS BUILDING PERMITS
Cook County building permits
New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.
Single-family · 2025
1,191
+4.3% vs 2024
Multifamily · 2025
3,778
−29.6% vs 2024
Total authorized · 2025
4,969
−23.6% vs 2024
Permit valuation · 2025
$1.5B
authorized construction value
Units authorized by year
Cook County · total permitted units · hover for the single-family split
UNITS · SF IN TOOLTIP
Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.
MIGRATION & WEALTH
IRS county-to-county migration flows for Cook County, showing population movement and wealth transfer.
IRS county-to-county migration flows (irs_county_migration, self_geoid)
outflow2223DuPage County, IL11,14319,059$1.24B
inflow2223DuPage County, IL8,37412,399$716.7M
outflow2223Will County, IL6,97212,890$633.1M
outflow2223Lake County, IL6,44711,713$1.23B
inflow2223Lake County, IL4,9597,323$620.8M
inflow2223Will County, IL4,8247,548$311.1M
outflow2223Lake County, IN4,2268,061$239.8M
outflow2223Kane County, IL3,8207,041$299.0M
inflow2223Kane County, IL2,7544,235$178.7M
outflow2223Other flows - South, DS2,6804,497$245.6M
inflow2223Lake County, IN2,6654,730$117.2M
inflow2223Other flows - South, DS2,4193,441$139.8M
outflow2223McHenry County, IL2,3054,112$184.0M
inflow2223Other flows - Midwest, DS2,0542,763$109.7M
outflow2223Los Angeles County, CA1,9822,538$226.6M
outflow2223Other flows - Midwest, DS1,9603,025$154.5M
outflow2223New York County, NY1,7551,926$299.4M
outflow2223Maricopa County, AZ1,6982,643$223.8M
inflow2223Los Angeles County, CA1,5702,059$150.4M
outflow2223Foreign - Overseas, FR1,5082,309$181.7M
inflow2223McHenry County, IL1,3071,846$89.1M
inflow2223Maricopa County, AZ1,1601,678$88.3M
outflow2223Harris County, TX9911,673$79.3M
outflow2223Milwaukee County, WI9691,387$65.5M
outflow2223Dallas County, TX9561,492$187.3M
outflow2223King County, WA9541,209$120.7M
outflow2223Kings County, NY879991$92.4M
inflow2223New York County, NY8781,054$279.9M
inflow2223Oakland County, MI8761,007$69.7M
inflow2223Hennepin County, MN8641,048$63.5M
inflow2223Milwaukee County, WI8551,073$60.0M
outflow2223Denver County, CO835990$98.6M
outflow2223San Diego County, CA8131,201$97.7M
inflow2223Harris County, TX8131,211$89.1M
inflow2223Champaign County, IL8051,047$39.7M
outflow2223Other flows - West, DS8021,198$77.3M
inflow2223Other flows - West, DS7731,052$51.4M
outflow2223Travis County, TX7671,037$102.8M
inflow2223Dane County, WI761916$54.0M
outflow2223Other flows - Northeast, DS7521,136$72.7M
inflow2223King County, WA750981$90.5M
outflow2223Clark County, NV7491,185$74.8M
outflow2223Miami-Dade County, FL7391,086$525.5M
outflow2223Dane County, WI7381,046$62.1M
inflow2223Marion County, IN707956$48.0M
inflow2223Other flows - Northeast, DS692877$54.3M
inflow2223Dallas County, TX671964$118.4M
inflow2223Kings County, NY665963$77.9M
outflow2223Winnebago County, IL6631,269$29.0M
outflow2223Kendall County, IL6591,172$48.4M
inflow2223Foreign - Overseas, FR635946$73.9M
outflow2223Hennepin County, MN623894$56.0M
inflow2223San Diego County, CA619828$59.0M
outflow2223San Francisco County, CA602680$85.2M
inflow2223Travis County, TX590735$82.1M
outflow2223Marion County, IN567899$36.7M
outflow2223District of Columbia, DC565654$55.7M
outflow2223Fulton County, GA564839$62.1M
inflow2223Wayne County, MI552668$38.2M
inflow2223Franklin County, OH548669$35.7M
outflow2223Champaign County, IL543786$24.5M
outflow2223Santa Clara County, CA537717$76.6M
inflow2223District of Columbia, DC526595$54.6M
inflow2223Middlesex County, MA524659$68.0M
inflow2223Miami-Dade County, FL521725$53.1M
inflow2223Denver County, CO520626$71.4M
inflow2223Washtenaw County, MI516590$38.4M
inflow2223St. Louis County, MO512620$43.6M
inflow2223Winnebago County, IL511830$26.7M
inflow2223Cuyahoga County, OH503620$36.7M
inflow2223Fulton County, GA500646$40.9M
outflow2223Kankakee County, IL497882$25.6M
inflow2223Suffolk County, MA494576$53.2M
outflow2223Hillsborough County, FL493786$53.6M
inflow2223Clark County, NV482771$24.5M
outflow2223Broward County, FL476710$125.0M
outflow2223Oakland County, MI474711$73.8M
outflow2223Porter County, IN469857$45.0M
outflow2223DeKalb County, IL466792$21.3M
outflow2223Palm Beach County, FL461748$244.4M
outflow2223Davidson County, TN450587$55.7M
inflow2223Kendall County, IL440641$31.9M
inflow2223San Francisco County, CA427546$115.8M
inflow2223Hamilton County, OH425499$33.2M
outflow2223Middlesex County, MA419574$54.2M
outflow2223Collin County, TX418843$53.0M
outflow2223Pinellas County, FL408585$74.8M
outflow2223Orange County, CA407618$50.8M
outflow2223Suffolk County, MA406464$46.4M
inflow2223Santa Clara County, CA404545$79.7M
outflow2223Mecklenburg County, NC403615$58.7M
inflow2223DeKalb County, IL399653$15.3M
inflow2223Broward County, FL398565$37.9M
inflow2223Orange County, CA398532$37.3M
inflow2223Kent County, MI390471$34.5M
outflow2223Franklin County, OH383571$35.6M
outflow2223Tarrant County, TX380680$31.7M
inflow2223Davidson County, TN379473$28.6M
outflow2223Orange County, FL370573$42.2M
outflow2223Lee County, FL368547$107.5M
outflow2223Collier County, FL367639$261.5M
outflow2223Alameda County, CA365505$39.5M
outflow2223Cuyahoga County, OH362501$38.7M
inflow2223Queens County, NY362519$28.1M
inflow2223McLean County, IL356504$18.3M
inflow2223Alameda County, CA351451$39.7M
inflow2223Orange County, FL346475$24.8M
outflow2223Wayne County, MI344496$40.5M
inflow2223Kankakee County, IL342543$16.4M
outflow2223McLean County, IL338482$16.6M
inflow2223Palm Beach County, FL335442$139.0M
outflow2223Kent County, MI331515$36.4M
inflow2223Philadelphia County, PA330434$30.6M
inflow2223St. Joseph County, IN324461$19.8M
inflow2223Tarrant County, TX322498$25.9M
inflow2223Hillsborough County, FL316468$27.7M
inflow2223Allegheny County, PA316421$33.2M
outflow2223St. Louis County, MO316500$44.7M
inflow2223St. Louis city, MO313374$27.0M
outflow2223Philadelphia County, PA312385$33.1M
inflow2223Porter County, IN307455$22.7M
outflow2223Kenosha County, WI306487$22.1M
outflow2223Queens County, NY295387$28.4M
outflow2223Washtenaw County, MI288413$31.4M
outflow2223Hamilton County, OH286396$35.8M
outflow2223Hudson County, NJ284372$42.4M
outflow2223Denton County, TX281539$50.0M
outflow2223Bexar County, TX277499$20.5M
inflow2223Hamilton County, IN276353$23.3M
inflow2223Mecklenburg County, NC270355$26.4M
outflow2223St. Louis city, MO269328$20.3M
inflow2223Collin County, TX267401$20.6M
inflow2223Jackson County, MO261291$17.7M
outflow2223DeKalb County, GA261409$19.7M
inflow2223Montgomery County, MD259329$19.9M
inflow2223Waukesha County, WI258304$17.3M
inflow2223Multnomah County, OR258308$22.0M
outflow2223Wake County, NC256417$30.3M
inflow2223Monroe County, IN255299$11.9M
outflow2223Jefferson County, CO251340$34.8M
outflow2223Sarasota County, FL250454$71.5M
outflow2223Hamilton County, IN247394$32.3M
inflow2223Peoria County, IL247358$14.8M
inflow2223Sangamon County, IL246366$13.9M
inflow2223Tippecanoe County, IN245371$10.9M
outflow2223Walworth County, WI244396$57.8M
outflow2223Allegheny County, PA240318$28.9M
inflow2223Jefferson County, KY237321$19.0M
inflow2223Fairfax County, VA235312$20.2M
outflow2223Berrien County, MI233398$52.7M
outflow2223Pima County, AZ233334$24.1M
outflow2223St. Joseph County, IN233379$16.2M
inflow2223DeKalb County, GA231299$14.7M
inflow2223Johnson County, IA228294$12.3M
inflow2223Polk County, IA228287$14.1M
outflow2223Peoria County, IL227366$17.5M
outflow2223Riverside County, CA224351$29.8M
outflow2223Multnomah County, OR223265$21.7M
inflow2223Bexar County, TX223381$17.8M
inflow2223Shelby County, TN221353$15.8M
inflow2223Kenosha County, WI219334$12.8M
inflow2223Wake County, NC216278$17.8M
outflow2223Sangamon County, IL215366$10.2M
inflow2223Pinellas County, FL215275$15.2M
inflow2223Kalamazoo County, MI212297$14.0M
inflow2223Hudson County, NJ212290$27.7M
outflow2223Cobb County, GA211361$14.5M
inflow2223Ramsey County, MN211307$11.8M
outflow2223Gwinnett County, GA208381$15.2M
outflow2223Waukesha County, WI208333$24.1M
outflow2223LaPorte County, IN205343$22.2M
outflow2223Montgomery County, MD204309$25.9M
outflow2223Manatee County, FL203361$50.7M
outflow2223Fort Bend County, TX202439$22.3M
outflow2223Fairfax County, VA202329$27.6M
inflow2223Douglas County, NE201259$15.3M
outflow2223San Mateo County, CA200277$33.7M
inflow2223Lee County, FL200293$19.2M
outflow2223Shelby County, TN194345$13.5M
inflow2223Johnson County, KS191223$13.9M
inflow2223Riverside County, CA189290$22.0M
outflow2223Tippecanoe County, IN187317$11.2M
outflow2223Boulder County, CO183274$38.8M
outflow2223El Paso County, CO181272$16.8M
outflow2223Racine County, WI180292$14.0M
inflow2223Denton County, TX179263$12.3M
outflow2223Williamson County, TX178322$19.1M
outflow2223Ramsey County, MN178273$10.3M
inflow2223Gwinnett County, GA178280$9.8M
inflow2223Allen County, IN176245$9.4M
outflow2223Polk County, IA174262$11.7M
outflow2223Duval County, FL172285$22.5M
outflow2223Arapahoe County, CO171247$15.4M
inflow2223Collier County, FL171224$33.3M
outflow2223LaSalle County, IL170257$10.0M
inflow2223Pima County, AZ170240$14.2M
outflow2223Jackson County, MO169237$14.9M
outflow2223Salt Lake County, UT169228$15.1M
inflow2223San Mateo County, CA167221$32.1M
inflow2223Ingham County, MI167212$10.1M
UAD APPRAISALS
FHFA Uniform Appraisal Dataset aggregates for Cook County.
FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)
2023PurchaseNo CharacteristicAll Appraisals24,963.0
2023PurchaseNo CharacteristicAll Appraisals0.4
2023RefinanceNo CharacteristicAll Appraisals6,320.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals31,283.0
2023PurchaseNo CharacteristicAll Appraisals0.5
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals305,000.0
2023BothNo CharacteristicAll Appraisals335,000.0
2023PurchaseNo CharacteristicAll Appraisals340,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals335,000.0
2022PurchaseNo CharacteristicAll Appraisals0.4
2022PurchaseNo CharacteristicAll Appraisals349,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals14,045.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.5
2022RefinanceNo CharacteristicAll Appraisals310,000.0
2022BothNo CharacteristicAll Appraisals46,692.0
2022PurchaseNo CharacteristicAll Appraisals32,647.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals360,000.0
2021BothNo CharacteristicAll Appraisals84,856.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals42,263.0
2021PurchaseNo CharacteristicAll Appraisals0.4
2021RefinanceNo CharacteristicAll Appraisals42,593.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals348,000.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals335,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals86,207.0
2020PurchaseNo CharacteristicAll Appraisals37,646.0
2020PurchaseNo CharacteristicAll Appraisals0.5
2020BothNo CharacteristicAll Appraisals340,000.0
2020RefinanceNo CharacteristicAll Appraisals378,000.0
2020RefinanceNo CharacteristicAll Appraisals48,561.0
2020PurchaseNo CharacteristicAll Appraisals305,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.4
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals320,000.0
2019PurchaseNo CharacteristicAll Appraisals31,296.0
2019PurchaseNo CharacteristicAll Appraisals0.4
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals355,000.0
2019BothNo CharacteristicAll Appraisals63,278.0
2019RefinanceNo CharacteristicAll Appraisals31,982.0
2019PurchaseNo CharacteristicAll Appraisals290,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals300,000.0
2018BothNo CharacteristicAll Appraisals45,752.0
2018PurchaseNo CharacteristicAll Appraisals28,340.0
2018RefinanceNo CharacteristicAll Appraisals17,412.0
2018BothNo CharacteristicAll Appraisals294,000.0
2018PurchaseNo CharacteristicAll Appraisals290,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.4
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals312,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.4
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals51,345.0
2017PurchaseNo CharacteristicAll Appraisals28,034.0
2017PurchaseNo CharacteristicAll Appraisals295,000.0
2017RefinanceNo CharacteristicAll Appraisals23,311.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals301,000.0
2016PurchaseNo CharacteristicAll Appraisals26,882.0
2016RefinanceNo CharacteristicAll Appraisals352,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals284,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals325,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.4
2016BothNo CharacteristicAll Appraisals65,745.0
2016RefinanceNo CharacteristicAll Appraisals38,863.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals269,000.0
2015PurchaseNo CharacteristicAll Appraisals0.4
2015RefinanceNo CharacteristicAll Appraisals340,000.0
2015BothNo CharacteristicAll Appraisals56,614.0
2015RefinanceNo CharacteristicAll Appraisals30,647.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.6
2015PurchaseNo CharacteristicAll Appraisals25,967.0
2015BothNo CharacteristicAll Appraisals305,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals290,000.0
ECONOMY & INCOME
Local economy indicators — BLS unemployment rates and BEA personal income for Cook County.
BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)
BLS Local Area Unemployment
2026-052,733,8722,589,655144,2175.3%
2026-042,720,2242,577,087143,1375.3%
2026-032,755,3502,613,478141,8725.1%
2026-022,779,7612,626,145153,6165.5%
2026-012,740,9542,594,779146,1755.3%
2025-122,758,8572,632,686126,1714.6%
2025-112,775,8322,639,718136,1144.9%
2025-092,772,7902,652,270120,5204.3%
2025-082,778,8922,647,544131,3484.7%
2025-072,799,4972,660,745138,7525.0%
2025-062,808,8102,668,019140,7915.0%
2025-052,774,2022,646,564127,6384.6%
2025-042,783,3482,651,249132,0994.7%
2025-032,803,9182,663,248140,6705.0%
2025-022,790,6912,643,411147,2805.3%
2025-012,786,3862,643,345143,0415.1%
2024-122,778,9042,652,476126,4284.5%
2024-112,809,1902,666,762142,4285.1%
2024-102,808,3642,656,582151,7825.4%
2024-092,792,9452,643,180149,7655.4%
2024-082,810,5582,642,614167,9446.0%
2024-072,830,8282,652,363178,4656.3%
2024-062,816,7292,635,586181,1436.4%
2024-052,763,6552,619,037144,6185.2%
2024-042,767,6262,634,748132,8784.8%
2024-032,765,5252,629,076136,4494.9%
2024-022,740,6652,596,993143,6725.2%
2024-012,721,0952,590,730130,3654.8%
2023-122,714,0852,602,198111,8874.1%
2023-112,745,7872,623,797121,9904.4%
2023-102,734,8912,604,413130,4784.8%
2023-092,712,1382,580,751131,3874.8%
2023-082,733,8952,589,938143,9575.3%
2023-072,734,7442,608,993125,7514.6%
2023-062,736,0552,601,734134,3214.9%
2023-052,685,1402,580,707104,4333.9%
2023-042,682,9632,586,68496,2793.6%
2023-032,697,3272,587,150110,1774.1%
2023-022,691,1552,575,430115,7254.3%
2023-012,675,7652,559,004116,7614.4%
2022-122,681,0182,573,042107,9764.0%
2022-112,699,5162,577,383122,1334.5%
2022-102,706,8402,577,247129,5934.8%
2022-092,698,4622,565,058133,4044.9%
2022-082,727,5782,575,478152,1005.6%
2022-072,718,7652,572,624146,1415.4%
2022-062,743,0142,586,959156,0555.7%
2022-052,704,2912,573,713130,5784.8%
2022-042,683,9332,561,133122,8004.6%
2022-032,699,2882,573,173126,1154.7%
2022-022,697,3972,557,883139,5145.2%
2022-012,677,9782,538,329139,6495.2%
2021-122,677,3042,563,621113,6834.2%
2021-112,670,9562,544,548126,4084.7%
2021-102,663,3962,518,562144,8345.4%
2021-092,647,3302,490,919156,4115.9%
2021-082,661,8932,474,301187,5927.0%
2021-072,680,3902,471,934208,4567.8%
2021-062,690,3892,455,325235,0648.7%
2021-052,630,0372,431,481198,5567.5%
2021-042,620,3772,422,752197,6257.5%
2021-032,601,2992,406,602194,6977.5%
2021-022,587,5442,375,750211,7948.2%
2021-012,567,1492,341,195225,9548.8%
2020-122,568,2662,340,770227,4968.9%
2020-112,585,0192,358,876226,1438.7%
2020-102,563,7932,330,791233,0029.1%
2020-092,571,0292,292,710278,31910.8%
2020-082,577,3432,278,685298,65811.6%
2020-072,624,6092,259,264365,34513.9%
2020-062,645,1402,249,022396,11815.0%
2020-052,594,8412,167,028427,81316.5%
2020-042,651,7672,126,651525,11619.8%
2020-032,755,0602,572,317182,7436.6%
2020-022,700,5902,594,176106,4143.9%
2020-012,668,0112,563,234104,7773.9%
2019-122,672,8772,591,81581,0623.0%
2019-112,683,9082,596,91986,9893.2%
2019-102,683,3852,588,03195,3543.6%
2019-092,669,6992,575,22694,4733.5%
2019-082,704,2282,597,109107,1194.0%
2019-072,720,8362,605,199115,6374.3%
2019-062,726,9312,607,423119,5084.4%
2019-052,670,0632,571,84198,2223.7%
2019-042,686,7002,584,791101,9093.8%
2019-032,703,2122,594,504108,7084.0%
2019-022,698,0202,582,712115,3084.3%
2019-012,688,7012,563,762124,9394.6%
2018-122,682,5532,582,227100,3263.7%
2018-112,699,4012,599,65999,7423.7%
2018-102,693,2612,585,430107,8314.0%
2018-092,667,6102,564,314103,2963.9%
2018-082,692,6252,579,228113,3974.2%
2018-072,729,0802,610,812118,2684.3%
2018-062,724,2522,597,243127,0094.7%
2018-052,665,2102,571,01194,1993.5%
2018-042,660,5182,565,14595,3733.6%
2018-032,679,0652,573,945105,1203.9%
2018-022,698,8972,571,218127,6794.7%
2018-012,669,9372,536,300133,6375.0%
BEA Personal Income
2024$414.43B5,182,617$80K
2023$396.07B5,142,522$77K
2022$374.46B5,133,106$73K
2021$376.37B5,185,134$73K
2020$353.75B5,267,072$67K
2019$333.18B5,287,983$63K
2018$324.90B5,298,250$61K
2017$303.99B5,311,411$57K
2016$293.98B5,319,801$55K
2015$291.46B5,324,328$55K
2014$276.78B5,319,651$52K
2013$259.94B5,302,642$49K
2012$254.18B5,273,820$48K
2011$238.63B5,238,894$46K
2010$228.94B5,202,820$44K
2009$224.77B5,181,728$43K
2008$241.45B5,161,831$47K
2007$238.08B5,154,235$46K
2006$222.42B5,165,495$43K
2005$210.11B5,207,615$40K
2004$201.02B5,252,021$38K
2003$195.47B5,294,739$37K
2002$195.27B5,328,775$37K
2001$194.21B5,360,562$36K
2000$188.92B5,373,418$35K
1999$175.34B5,365,344$33K
1998$169.16B5,345,537$32K
1997$158.74B5,322,117$30K
1996$149.82B5,306,511$28K
1995$142.11B5,283,463$27K
1994$133.76B5,262,162$25K
1993$127.94B5,235,344$24K
1992$124.30B5,199,839$24K
1991——$23K
NFIP FLOOD CLAIMS
FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Cook County.
FEMA NFIP redacted claims (nfip_claim, county_code)
2026-07-07$0——Yes
2026-07-04$0——Yes
2026-07-04$0$0$0Yes
2026-07-04$0$0$0Yes
2026-07-04$0$0$0Yes
2026-07-04$0——No
2026-07-04$0——Yes
2026-07-04$0——Yes
2026-07-03$0$0$0No
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$0——No
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$0——Yes
2026-07-03$14K$14K$0Yes
2026-07-02$0——Yes
2026-06-21$0——Yes
2026-06-19$0——Yes
2026-06-14$23K$23K$0Yes
2026-06-10$0$0$0Yes
2026-06-10$0$0$0Yes
2026-04-15$0——Yes
2026-04-15$0——Yes
2026-04-15$0$0$0Yes
2026-04-15$3K$3K$0Yes
2026-04-15$15K$15K$0No
2026-04-14$0$0$0No
2026-04-06$0——Yes
2026-04-04$7K$7K$0Yes
2026-04-04$0——No
2026-04-03$0$0$0Yes
2026-03-29$376.33$376.33$0Yes
2026-03-26$4K$4K$0No
2026-03-16$0$0$0Yes
2026-03-15$6K$6K$0Yes
2026-03-15$5K$5K$0Yes
2026-03-15$824.33$824.33$0Yes
2026-03-14$6K$6K$0Yes
2026-03-14$0——Yes
2026-03-02$4K$4K$0Yes
2026-01-14$0——No
2026-01-09$6K$6K$0Yes
2026-01-09$2K$2K$0Yes
2026-01-08$0$0$0Yes
2025-10-07$0——Yes
2025-08-19$18K$17K$1KNo
2025-08-19$0——Yes
2025-08-19$8K$8K$0Yes
2025-08-18$29K$29K$0Yes
2025-08-18$2K$2K$0Yes
2025-08-18$7K$7K$0No
2025-08-18$0——Yes
2025-08-18$324.96$324.96$0Yes
2025-08-18$9K$9K$0No
2025-08-17$0$0$0Yes
2025-08-17$0——Yes
2025-08-17$0$0$0Yes
2025-08-17$0——Yes
2025-08-17$62K$62K$0No
2025-08-16$5K$5K$0No
2025-08-16$24K$24K$68Yes
2025-08-16$15K$15K$240.97Yes
2025-08-16$0——Yes
2025-08-15$0——Yes
2025-08-12$0——Yes
2025-08-11$0$0$0Yes
2025-07-27$0——Yes
2025-07-26$0——Yes
2025-07-25$10K$10K$0Yes
2025-07-25$9K$9K$0Yes
2025-07-25$14K$14K$0Yes
2025-07-25$0——Yes
2025-07-25$56K$0$56KNo
2025-07-25$2K$2K$0Yes
2025-07-24$0——Yes
2025-07-24$0$0$0Yes
2025-07-24$17K$17K$0Yes
2025-06-06$0$0$0No
2025-04-02$0——No
2025-04-02$0——Yes
2025-04-02$3K$3K$0Yes
2025-03-12$0——Yes
2025-03-05$0$0$0Yes
2025-03-04$6K$6K$372.9No
2025-02-14$0——No
2025-01-31$886.09$886.09$0Yes
2025-01-31$30K$30K$0No
2024-11-05$0——No
2024-10-20$4K$4K$0Yes
2024-09-01$0——Yes
2024-08-27$0$0$0Yes
2024-08-27$0——No
2024-08-22$6K$6K$0Yes
ALSO CHECKED
18 more data areas were checked for Cook County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.
- WRONG GRAINFHA
FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists
- WRONG GRAINFannie / Freddie
the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line
- WRONG GRAINGSE credit-risk transfer
CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county
- WRONG GRAINGinnie Mae
Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages
- WRONG GRAINHousing finance agency
a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from
- WRONG GRAINCUSO network
the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name
- WRONG GRAINSubservicing map
the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain
- WRONG GRAINCo-issue MSR
the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all
- WRONG GRAINMSR transfer graph
the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file
- WRONG GRAINBuilder & realtor JV
the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent
- WRONG GRAINNon-QM deal calendar
the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close
- WRONG GRAINAgency-MBS demand
the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here
- WRONG GRAINComplaints-rate stack
the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain
- WRONG GRAINNMLS licensing
NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to
- WRONG GRAINCFPB complaints
the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line
- WRONG GRAINState enforcement
enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county
- WRONG GRAINWARN notices
a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states
- WRONG GRAINMortgage employment
the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly
Several of the areas above are published only at state grain. They are all on the IL state hub, which carries the same registry at the grain those sources actually have.
Go deeper
EVERY HMDA RECORD IN COOK COUNTY →Opens the loan explorer already filtered to county FIPS 17031.
See the Illinois state market profile for the statewide picture, the Illinois state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.
Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.
Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.