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State markets/Illinois/Winnebago County

COUNTY MORTGAGE MARKET · FIPS 17201

Winnebago County, Illinois

Who lends in Winnebago County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$1.03B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

6,133

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

17.0%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

324

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 324 lenders that originated in Winnebago County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

315

unconcentrated

Top-5 lender share

29.6%

of originations

Purchase

65.3%

3,283 loans

Refinance

34.7%

1,743 loans

Origination trend

Annual mortgage origination volume and loan count in Winnebago County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Winnebago County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Winnebago County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR WINNEBAGO COUNTY →

TOP TEN LENDERS IN WINNEBAGO COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

701$122.6M$122.6M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
409$64.9M$64.9M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
348$48.9M$48.9M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
188$34.3M$34.3M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
200$33.7M$33.7M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
160$31.6M$31.6M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
217$29.4M$29.4M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
226$24.7M$24.7M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
118$24.5M$24.5M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
165$23.7M$23.7M originated in Winnebago County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Winnebago County

All 26 ZIP Code Tabulation Areas that touch Winnebago County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
26 OF 26 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
99 of the 11 Winnebago County tracts this ZIP area touches sit mostly inside it.31,42332.6%8,844——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Winnebago County tracts this ZIP area touches sit mostly inside it.30,29542.9%7,880——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Winnebago County tracts this ZIP area touches sit mostly inside it.25,68522.4%7,241——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 Winnebago County tracts this ZIP area touches sit mostly inside it.24,88250.4%5,152——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Winnebago County tracts this ZIP area touches sit mostly inside it.23,42645.4%5,486——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Winnebago County tracts this ZIP area touches sit mostly inside it.20,09249.8%4,755——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Winnebago County tracts this ZIP area touches sit mostly inside it.19,10214.4%6,049——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Winnebago County tracts this ZIP area touches sit mostly inside it.18,90117.6%5,663——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Winnebago County tracts this ZIP area touches sit mostly inside it.18,30666.0%4,170——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Winnebago County tracts this ZIP area touches sit mostly inside it.18,27363.9%3,142——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Winnebago County tracts this ZIP area touches sit mostly inside it.14,39128.6%4,394——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Winnebago County tracts this ZIP area touches sit mostly inside it.11,59613.7%3,477——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Winnebago County tracts this ZIP area touches sit mostly inside it.7,97225.8%2,215——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Winnebago County tracts this ZIP area touches sit mostly inside it.6,09510.3%2,180——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Winnebago County tracts this ZIP area touches sit mostly inside it.5,1537.2%1,667——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Winnebago County tracts this ZIP area touches sit mostly inside it.5,0078.3%1,712——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Winnebago County tracts this ZIP area touches sit mostly inside it.4,74918.9%1,850——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Winnebago County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

80 of Winnebago County’s 80 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Winnebago County

All 80 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

80 OF 80 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle100.0%4,72719.1%OPEN →
Moderate79.0%2,72918.1%OPEN →
Moderate63.9%2,66520.6%OPEN →
Middle113.0%4,16119.8%OPEN →
Moderate76.7%3,15219.3%OPEN →
Moderate78.8%3,78619.0%OPEN →
Middle105.3%2,19124.6%OPEN →
Middle108.3%3,00925.5%OPEN →
Middle95.6%4,43830.7%OPEN →
Middle119.0%4,91642.4%OPEN →
Moderate79.4%3,86249.1%OPEN →
Upper146.9%4,16624.4%OPEN →
Middle85.1%3,99641.9%OPEN →
Upper174.8%3,15529.1%OPEN →
Upper151.8%2,51138.3%OPEN →
Upper130.1%5,36629.4%OPEN →
Middle98.9%4,02228.6%OPEN →
Upper141.0%3,36825.1%OPEN →
Upper135.1%2,72730.7%OPEN →
Upper162.6%4,07124.4%OPEN →
Middle91.8%4,25932.9%OPEN →
Middle112.3%3,06524.7%OPEN →
Moderate66.6%2,86054.1%OPEN →
Low17.5%2,06574.4%OPEN →
Moderate66.6%1,24351.6%OPEN →
Low24.1%2,19172.7%OPEN →
Low32.4%2,11065.7%OPEN →
Moderate64.1%4,12255.4%OPEN →
Middle81.3%5,45446.5%OPEN →
Moderate61.3%5,55653.0%OPEN →
Middle98.5%3,11749.8%OPEN →
Moderate56.4%4,76263.3%OPEN →
Moderate69.6%3,46348.1%OPEN →
Low48.2%2,36646.8%OPEN →
Low37.3%1,78068.9%OPEN →
Moderate66.8%3,50869.8%OPEN →
Moderate75.5%2,41057.8%OPEN →
Middle90.3%1,24937.9%OPEN →
Low36.4%2,46482.8%OPEN →
Low49.7%2,62685.2%OPEN →
—0.0%2,73681.8%OPEN →
Moderate66.4%2,99390.6%OPEN →
Moderate54.1%1,38891.9%OPEN →
—0.0%1,11740.6%OPEN →
Upper130.6%1,68927.4%OPEN →
Low29.4%3,78864.5%OPEN →
Moderate51.6%3,09285.0%OPEN →
Moderate62.1%3,54266.7%OPEN →
Moderate60.1%4,57953.9%OPEN →
Upper145.2%2,32325.4%OPEN →
Upper129.1%1,56522.7%OPEN →
Moderate77.5%3,96347.9%OPEN →
Moderate65.2%3,08054.7%OPEN →
Moderate58.4%1,96345.4%OPEN →
Moderate76.8%2,67054.9%OPEN →
Upper134.2%4,74918.9%OPEN →
Middle117.6%6,47436.6%OPEN →
Middle100.3%3,57945.0%OPEN →
Moderate76.3%3,08662.5%OPEN →
Moderate65.0%1,90761.8%OPEN →
Middle118.0%2,55130.5%OPEN →
Middle118.8%4,07822.1%OPEN →
Upper133.4%6,45718.9%OPEN →
Upper123.3%7,28415.2%OPEN →
Upper173.8%5,09019.5%OPEN →
Middle108.4%3,57818.4%OPEN →
Middle86.2%4,64926.1%OPEN →
Middle108.0%6,49526.4%OPEN →
Upper190.2%1,36021.3%OPEN →
Upper178.9%4,98314.6%OPEN →
Upper161.4%6,09511.3%OPEN →
Middle108.2%4,76214.5%OPEN →
Middle111.1%6,61313.1%OPEN →
Moderate71.3%2,10233.3%OPEN →
Middle94.7%5,87023.2%OPEN →
Upper154.2%3,15512.1%OPEN →
Upper122.3%5,1537.2%OPEN →
Upper126.0%6,09510.3%OPEN →
Upper137.6%5,0078.3%OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

283,292

Median household income

$65,837

Median home value

$164,500

Median gross rent

$1,021

per month

Owner-occupied

65.9%

of occupied units

Housing units

125,002

7.2% vacant

Poverty rate

15.6%

Unemployment

7.3%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 92.4

Social vulnerability

Relatively Low

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Relatively High · Hail Relatively High · Strong wind Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

76

Declarations recorded

19

Incident types on record: Biological, Flood, Hurricane, Severe Storm, Snowstorm, Tornado.

Everything we hold on Winnebago County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Winnebago County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Winnebago County →Every reported application and origination in FIPS 17201, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Winnebago County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

291

—

Purchase share

43.3%

126 loans

IRRRL refinances

117

Cash-out refinances

48

2026291—12611748
2025280—1357570
2024236—1563050
2023193—154336
2022——20273103
2021528—18827763
2020470—18121970
2019254—1702163
2018293—1704281
2017321—1668372
2016272—1537247
2015237—1197543

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Winnebago County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Winnebago County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

309

+24.6% vs 2024

Multifamily · 2025

0

−100.0% vs 2024

Total authorized · 2025

309

+8.8% vs 2024

Permit valuation · 2025

$87M

authorized construction value

Units authorized by year

Winnebago County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
06251.3K1.9K2.5K1990199219941996199820002002200420062008201020122014201620182020202220242025309 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Winnebago County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS9401,689$66.8M
outflow2223Other flows - Midwest, DS7841,355$61.9M
inflow2223Cook County, IL6631,269$29.0M
inflow2223Other flows - South, DS6461,146$36.9M
inflow2223Boone County, IL6291,068$30.6M
inflow2223Other flows - Midwest, DS6221,090$30.1M
outflow2223Cook County, IL511830$26.7M
outflow2223Boone County, IL446849$33.6M
outflow2223Rock County, WI424681$21.2M
inflow2223Rock County, WI400717$19.4M
outflow2223Other flows - West, DS317475$18.9M
inflow2223Other flows - West, DS289466$18.0M
inflow2223Ogle County, IL228408$11.0M
outflow2223Ogle County, IL215390$12.7M
inflow2223Kane County, IL214433$12.1M
inflow2223McHenry County, IL182323$10.7M
inflow2223DuPage County, IL164296$8.3M
outflow2223Stephenson County, IL161319$7.2M
inflow2223DeKalb County, IL144226$6.2M
inflow2223Stephenson County, IL142261$7.7M
outflow2223Dane County, WI135196$6.6M
outflow2223Kane County, IL134233$7.3M
outflow2223McHenry County, IL132207$8.3M
outflow2223Other flows - Northeast, DS130195$7.0M
outflow2223Milwaukee County, WI115153$5.0M
outflow2223Maricopa County, AZ112180$6.6M
outflow2223DeKalb County, IL112175$4.1M
inflow2223Other flows - Northeast, DS99178$4.8M
outflow2223DuPage County, IL99191$8.0M
inflow2223Lake County, IL92162$5.9M
inflow2223Dane County, WI90132$5.3M
inflow2223Milwaukee County, WI82124$3.7M
inflow2223Maricopa County, AZ81141$4.3M
outflow2223Lake County, IL68100$3.9M
inflow2223Will County, IL63108$3.0M
inflow2223Walworth County, WI5692$2.9M
outflow2223Walworth County, WI5584$3.1M
outflow2223Lucas County, OH54128$3.3M
outflow2223Harris County, TX4176$1.5M
outflow2223Lee County, FL4175$3.5M
outflow2223Clark County, NV4178$3.0M
outflow2223Will County, IL4082$1.9M
outflow2223Foreign - Other flows, FR3767$2.4M
inflow2223Harris County, TX3461$1.1M
inflow2223Los Angeles County, CA3154$1.3M
inflow2223Lee County, IL3154$1.3M
inflow2223Clark County, NV3061$1.0M
inflow2223Kendall County, IL3047$1.2M
outflow2223Champaign County, IL2848$1.0M
outflow2223Whiteside County, IL2846$1.1M
outflow2223Tarrant County, TX2752$997K
outflow2223Lee County, IL2741$1.1M
outflow2223Dallas County, TX2649$2.1M
inflow2223Foreign - Other flows, FR2453$719K
outflow2223Davidson County, TN2442$1.7M
outflow2223Los Angeles County, CA2435$1.0M
outflow2223Waukesha County, WI2436$1.4M
outflow2223Green County, WI2447$1.4M
inflow2223Kenosha County, WI2235$787K
outflow2223Johnson County, IA2224$717K
inflow2223Lee County, FL2242$1.7M
outflow2223Pinellas County, FL2136$1.7M
outflow2223Pinal County, AZ2139$1.4M
outflow2223Oakland County, MI2145$1.9M
inflow2223Champaign County, IL2131$1.4M
inflow2223Tarrant County, TX2034$569K
inflow2223Jefferson County, WI2035$1.2M
outflow2223Bexar County, TX2038$693K
outflow2223Jefferson County, WI2030$1.8M
outflow2223Macomb County, MI2048$1.0M
outflow2223Pasco County, FL2035$1.2M
outflow2223Hillsborough County, FL2028$1.4M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS1,0591,954$92.8M
outflow2122Other flows - Midwest, DS7541,331$32.4M
inflow2122Cook County, IL6791,322$33.0M
inflow2122Other flows - South, DS6411,092$32.4M
inflow2122Boone County, IL6271,126$33.0M
inflow2122Other flows - Midwest, DS5791,007$29.7M
outflow2122Boone County, IL505969$36.6M
outflow2122Cook County, IL470813$22.8M
outflow2122Rock County, WI436712$19.1M
inflow2122Rock County, WI413764$22.8M
outflow2122Other flows - West, DS319502$20.9M
inflow2122Other flows - West, DS279533$15.0M
inflow2122Kane County, IL258514$11.1M
outflow2122Ogle County, IL254455$14.5M
inflow2122Ogle County, IL215360$11.2M
inflow2122Stephenson County, IL200352$8.7M
inflow2122McHenry County, IL198353$11.1M
outflow2122Stephenson County, IL168315$8.1M
outflow2122Maricopa County, AZ149261$14.9M
outflow2122Kane County, IL148264$8.1M
inflow2122DuPage County, IL142278$7.9M
outflow2122Dane County, WI139214$5.4M
inflow2122DeKalb County, IL136234$5.7M
inflow2122Other flows - Northeast, DS122198$7.3M
outflow2122McHenry County, IL119186$9.9M
outflow2122Other flows - Northeast, DS115190$8.2M
outflow2122DuPage County, IL108191$7.7M
inflow2122Maricopa County, AZ97165$5.5M
inflow2122Lake County, IL92157$4.1M
inflow2122Dane County, WI91158$5.1M
outflow2122Milwaukee County, WI88133$4.0M
outflow2122DeKalb County, IL77127$3.3M
outflow2122Lake County, IL60104$3.6M
outflow2122Lucas County, OH58127$3.3M
inflow2122Will County, IL58100$2.3M
outflow2122Harris County, TX55100$2.6M
outflow2122Walworth County, WI4676$3.2M
outflow2122Will County, IL4680$3.6M
inflow2122Walworth County, WI4673$1.9M
outflow2122Lee County, FL4475$5.8M
outflow2122Macomb County, MI4383$2.7M
inflow2122Milwaukee County, WI4268$2.0M
inflow2122Clark County, NV3877$1.4M
outflow2122Tarrant County, TX3778$2.0M
outflow2122Lee County, IL3759$1.8M
outflow2122Waukesha County, WI3247$2.7M
outflow2122Los Angeles County, CA3043$1.5M
outflow2122Clark County, NV3050$969K
outflow2122Bexar County, TX2845$1.1M
outflow2122Champaign County, IL2839$852K
outflow2122Oakland County, MI2758$2.1M
outflow2122Dallas County, TX2749$880K
inflow2122Whiteside County, IL2633$1.1M
inflow2122Harris County, TX2647$1.6M
inflow2122Lee County, FL2642$1.8M
outflow2122Polk County, FL2554$1.4M
outflow2122Hennepin County, MN2438$1.3M
outflow2122Green County, WI2437$1.1M
inflow2122LaSalle County, IL2438$555K
inflow2122Los Angeles County, CA2338$1.2M
inflow2122Lee County, IL2326$1.0M
outflow2122Pinellas County, FL2237$1.6M
inflow2122San Diego County, CA2236$1.9M
outflow2122Hillsborough County, FL2238$1.5M
outflow2122Polk County, IA2130$735K
outflow2122Whiteside County, IL2140$947K
outflow2122Scott County, IA2139$800K
outflow2122LaSalle County, IL2034$1.1M
inflow2122Pima County, AZ2028$1.0M
inflow2122Lake County, IN2043$565K
outflow2122Pinal County, AZ2040$1.3M
outflow2122Kendall County, IL2037$977K
outflow2122Manatee County, FL2036$3.7M
outflow2122Charlotte County, FL2031$2.4M
outflow2122Collin County, TX2040$1.8M
outflow2021Foreign - Other flows, FR———
inflow2021Foreign - Other flows, FR———
outflow2021Other flows - South, DS1,0401,949$73.3M
outflow2021Other flows - Midwest, DS7731,282$42.9M
inflow2021Cook County, IL7011,411$34.1M
inflow2021Other flows - South, DS6831,244$37.7M
inflow2021Boone County, IL6251,064$34.3M
inflow2021Other flows - Midwest, DS6011,070$27.0M
outflow2021Boone County, IL5851,129$45.8M
outflow2021Rock County, WI430760$23.7M
outflow2021Cook County, IL427757$18.0M
inflow2021Rock County, WI406750$18.1M
outflow2021Other flows - West, DS347615$23.0M
inflow2021Other flows - West, DS327639$22.1M
inflow2021Ogle County, IL264426$12.2M
outflow2021Ogle County, IL251466$13.3M
inflow2021Kane County, IL242478$10.9M
inflow2021Stephenson County, IL210356$9.5M
inflow2021McHenry County, IL203356$9.4M
outflow2021Stephenson County, IL185335$8.3M
inflow2021DuPage County, IL174310$8.6M
outflow2021Maricopa County, AZ140265$9.2M
outflow2021McHenry County, IL129232$8.3M
inflow2021DeKalb County, IL127199$6.1M
outflow2021Dane County, WI126197$7.4M
outflow2021Kane County, IL119225$7.3M
inflow2021Other flows - Northeast, DS104191$6.6M
outflow2021Other flows - Northeast, DS97147$7.2M
outflow2021DuPage County, IL96151$5.1M
inflow2021Dane County, WI89146$5.3M
outflow2021DeKalb County, IL88157$3.5M
inflow2021Lake County, IL77133$3.8M
outflow2021Milwaukee County, WI72105$3.0M
outflow2021Macomb County, MI68139$3.5M
outflow2021Lake County, IL66128$5.3M
inflow2021Maricopa County, AZ57103$3.8M
outflow2021Harris County, TX55111$2.4M
inflow2021Will County, IL5287$2.4M
outflow2021Will County, IL5283$2.0M
inflow2021Milwaukee County, WI4991$2.4M
outflow2021Lucas County, OH4793$1.9M
outflow2021Lee County, FL4576$4.5M
outflow2021Walworth County, WI4059$2.9M
outflow2021Lee County, IL3757$1.3M
outflow2021Clark County, NV3768$1.6M
inflow2021Walworth County, WI3746$1.4M
outflow2021LaSalle County, IL3453$1.1M
inflow2021Los Angeles County, CA3248$1.9M
inflow2021Clark County, NV3263$861K
inflow2021Lee County, IL3245$1.9M
outflow2021Pinellas County, FL3048$1.9M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Winnebago County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals2,171.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals600.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,771.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals195,000.0
2023BothNo CharacteristicAll Appraisals176,000.0
2023PurchaseNo CharacteristicAll Appraisals173,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals165,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals160,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,054.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals176,000.0
2022BothNo CharacteristicAll Appraisals3,494.0
2022PurchaseNo CharacteristicAll Appraisals2,440.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals170,000.0
2021BothNo CharacteristicAll Appraisals5,311.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,031.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals2,280.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals162,900.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals155,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals5,239.0
2020PurchaseNo CharacteristicAll Appraisals2,855.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals155,000.0
2020RefinanceNo CharacteristicAll Appraisals168,000.0
2020RefinanceNo CharacteristicAll Appraisals2,384.0
2020PurchaseNo CharacteristicAll Appraisals145,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals143,000.0
2019PurchaseNo CharacteristicAll Appraisals2,601.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals155,000.0
2019BothNo CharacteristicAll Appraisals3,924.0
2019RefinanceNo CharacteristicAll Appraisals1,323.0
2019PurchaseNo CharacteristicAll Appraisals137,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals136,000.0
2018BothNo CharacteristicAll Appraisals3,370.0
2018PurchaseNo CharacteristicAll Appraisals2,559.0
2018RefinanceNo CharacteristicAll Appraisals811.0
2018BothNo CharacteristicAll Appraisals132,000.0
2018PurchaseNo CharacteristicAll Appraisals130,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals135,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals3,554.0
2017PurchaseNo CharacteristicAll Appraisals2,389.0
2017PurchaseNo CharacteristicAll Appraisals130,000.0
2017RefinanceNo CharacteristicAll Appraisals1,165.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals132,000.0
2016PurchaseNo CharacteristicAll Appraisals2,095.0
2016RefinanceNo CharacteristicAll Appraisals142,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals127,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals135,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals3,653.0
2016RefinanceNo CharacteristicAll Appraisals1,558.0
2015PurchaseNo CharacteristicAll Appraisals1.1
2015PurchaseNo CharacteristicAll Appraisals124,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals137,500.0
2015BothNo CharacteristicAll Appraisals3,209.0
2015RefinanceNo CharacteristicAll Appraisals1,376.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals1,833.0
2015BothNo CharacteristicAll Appraisals129,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals121,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Winnebago County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05126,262119,9096,3535.0%
2026-04126,693120,0776,6165.2%
2026-03129,567121,2428,3256.4%
2026-02128,803120,3568,4476.6%
2026-01129,598121,0858,5136.6%
2025-12127,831119,8347,9976.3%
2025-11128,926121,2247,7026.0%
2025-09129,937122,9606,9775.4%
2025-08130,596123,2577,3395.6%
2025-07132,313125,0547,2595.5%
2025-06131,078124,4656,6135.0%
2025-05129,615123,5316,0844.7%
2025-04130,962124,7856,1774.7%
2025-03130,476123,6016,8755.3%
2025-02130,658123,4517,2075.5%
2025-01131,544124,2277,3175.6%
2024-12132,389126,1236,2664.7%
2024-11131,870125,6126,2584.7%
2024-10132,561126,2566,3054.8%
2024-09133,264126,6796,5854.9%
2024-08134,298126,7237,5755.6%
2024-07135,874127,8488,0265.9%
2024-06134,296126,5757,7215.7%
2024-05133,649126,6586,9915.2%
2024-04132,222124,9337,2895.5%
2024-03133,484125,0698,4156.3%
2024-02132,458123,7848,6746.5%
2024-01133,032123,8869,1466.9%
2023-12133,362125,3398,0236.0%
2023-11133,814126,5077,3075.5%
2023-10133,614125,7667,8485.9%
2023-09134,794126,3398,4556.3%
2023-08136,379127,2009,1796.7%
2023-07136,077127,4508,6276.3%
2023-06135,256127,1098,1476.0%
2023-05132,270124,3347,9366.0%
2023-04131,511123,6777,8346.0%
2023-03131,894122,9508,9446.8%
2023-02130,945122,9178,0286.1%
2023-01130,909122,8188,0916.2%
2022-12132,327125,6036,7245.1%
2022-11131,805125,0596,7465.1%
2022-10131,432124,5626,8705.2%
2022-09132,438125,5646,8745.2%
2022-08133,824126,1947,6305.7%
2022-07136,068128,6517,4175.5%
2022-06133,809126,4407,3695.5%
2022-05132,770124,5658,2056.2%
2022-04131,689123,5568,1336.2%
2022-03135,003124,92010,0837.5%
2022-02134,642125,4169,2266.9%
2022-01135,521124,54910,9728.1%
2021-12133,764124,8458,9196.7%
2021-11134,953125,9938,9606.6%
2021-10133,309123,25210,0577.5%
2021-09134,139123,59110,5487.9%
2021-08133,621122,86310,7588.1%
2021-07136,045123,81112,2349.0%
2021-06135,857123,20712,6509.3%
2021-05133,842122,21411,6288.7%
2021-04134,127121,66612,4619.3%
2021-03133,673122,78610,8878.1%
2021-02135,183122,03113,1529.7%
2021-01135,678121,60414,07410.4%
2020-12135,321123,86311,4588.5%
2020-11135,332124,25111,0818.2%
2020-10135,421124,18811,2338.3%
2020-09137,655123,62914,02610.2%
2020-08138,099123,00915,09010.9%
2020-07141,022119,94221,08014.9%
2020-06138,023117,69920,32414.7%
2020-05134,521109,65924,86218.5%
2020-04132,255103,08229,17322.1%
2020-03128,781121,8096,9725.4%
2020-02136,406130,0786,3284.6%
2020-01137,800128,0109,7907.1%
2019-12138,316131,3626,9545.0%
2019-11139,785133,2176,5684.7%
2019-10139,861133,3246,5374.7%
2019-09140,301133,1577,1445.1%
2019-08141,463133,6097,8545.6%
2019-07144,498135,3509,1486.3%
2019-06141,797134,4177,3805.2%
2019-05138,953131,8297,1245.1%
2019-04139,978133,0536,9254.9%
2019-03141,128132,6038,5256.0%
2019-02141,966133,2078,7596.2%
2019-01142,400132,6249,7766.9%
2018-12142,548133,9228,6266.1%
2018-11144,786131,92612,8608.9%
2018-10142,854135,1527,7025.4%
2018-09142,822135,4727,3505.1%
2018-08142,431134,4547,9775.6%
2018-07144,796136,9677,8295.4%
2018-06144,514136,5537,9615.5%
2018-05142,439135,4087,0314.9%
2018-04141,506134,5366,9704.9%
2018-03142,286134,3077,9795.6%
2018-02141,258133,4737,7855.5%
2018-01140,968133,0737,8955.6%

BEA Personal Income

2024$15.66B283,790$55K
2023$15.02B282,214$53K
2022$14.36B282,081$51K
2021$14.33B283,413$51K
2020$13.34B284,963$47K
2019$12.36B285,791$43K
2018$12.20B286,555$43K
2017$11.74B287,266$41K
2016$11.29B288,419$39K
2015$11.32B289,125$39K
2014$10.88B290,299$37K
2013$10.65B292,174$36K
2012$10.41B292,938$36K
2011$10.21B294,116$35K
2010$9.89B295,179$34K
2009$9.69B295,612$33K
2008$9.98B295,726$34K
2007$9.77B293,991$33K
2006$9.25B289,405$32K
2005$8.62B286,178$30K
2004$8.34B284,337$29K
2003$8.15B283,230$29K
2002$7.96B281,162$28K
2001$7.77B280,009$28K
2000$7.67B278,981$27K
1999$7.32B276,752$26K
1998$7.13B275,161$26K
1997$6.80B273,489$25K
1996$6.52B271,688$24K
1995$6.24B269,020$23K
1994$5.85B266,904$22K
1993$5.47B264,649$21K
1992$5.28B261,397$20K
1991——$19K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Winnebago County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-04-17$0$0$0Yes
2025-07-10$3K$3K$0Yes
2024-07-14$13K$13K$0No
2024-07-14$71K$71K$0No
2024-07-14$10K$10K$0No
2024-07-14$71K$71K$0No
2024-07-14$71K$71K$0No
2024-07-14$10K$10K$0No
2024-07-14$71K$71K$0No
2024-07-14$195K$195K$0No
2024-07-14$41K$41K$0No
2024-07-14$11K$11K$0No
2024-07-14$0$0$0No
2024-07-14$14K$14K$0No
2024-07-14$5K$5K$0No
2024-07-14$11K$11K$0No
2024-07-14$16K$12K$3KYes
2024-07-14$25K$25K$0Yes
2024-07-14$4K$4K$0Yes
2024-07-14$32K$32K$0No
2024-07-14$0——Yes
2024-07-14$11K$11K$0No
2024-07-14$71K$71K$0No
2024-07-14$43K$37K$6KYes
2024-07-14$71K$71K$0No
2024-07-14$11K$11K$0No
2024-07-14$25K$25K$0Yes
2024-07-14$11K$11K$0No
2024-07-14$8K$8K$0Yes
2024-07-13$14K$14K$0Yes
2024-07-13$15K$15K$0No
2024-07-13$24K$24K$0Yes
2024-07-13$34K$34K$0Yes
2024-07-13$72K$71K$1KYes
2024-07-13$63K$63K$0No
2024-07-13$17K$17K$0No
2024-07-13$20K$20K$0Yes
2024-07-13$10K$10K$0Yes
2024-07-13$0$0$0Yes
2024-07-13$9K$9K$0Yes
2024-07-13$37K$37K$0No
2024-07-13$26K$26K$0No
2024-07-13$13K$13K$0Yes
2024-07-13$37K$37K$0No
2024-07-13$24K$20K$3KYes
2024-07-13$150K$150K$0No
2024-07-13$12K$12K$0No
2024-07-13$25K$25K$0Yes
2024-07-13$9K$9K$0No
2024-07-13$23K$23K$0No
2024-07-13$5K$5K$0Yes
2024-07-13$0$0$0No
2022-08-28$25K$25K$0No
2022-07-04$0$0$0Yes
2021-08-09$0——Yes
2021-06-25$0$0$0Yes
2020-05-20$48.66$48.66$0Yes
2019-10-11$0——Yes
2019-10-08$2K$2K$0Yes
2019-10-06$10K$10K$0Yes
2019-10-03$3K$3K$0Yes
2019-09-30$856.83$856.83$0Yes
2019-09-22$0——Yes
2019-09-13$7K$6K$437.35Yes
2019-09-13$4K$4K$0Yes
2019-09-12$0——Yes
2019-05-24$0——Yes
2019-04-20$0——Yes
2019-04-10$48K$15K$33KYes
2019-04-01$18K$18K$0Yes
2019-04-01$0——Yes
2019-03-22$52K$52K$0Yes
2019-03-21$0——Yes
2019-03-20$38K$38K$0Yes
2019-03-20$22K$22K$0Yes
2019-03-20$6K$6K$0No
2019-03-20$26K$20K$6KNo
2019-03-20$46K$27K$20KYes
2019-03-19$23K$23K$0No
2019-03-18$23K$23K$0Yes
2019-03-18$48K$40K$8KYes
2019-03-18$50K$0$50KYes
2019-03-18$12K$12K$0Yes
2019-03-18$3K$3K$0Yes
2019-03-18$50K$50K$0Yes
2019-03-18$1K$1K$0Yes
2019-03-18$82K$82K$0No
2019-03-18$95K$76K$19KYes
2019-03-18$21K$21K$0Yes
2019-03-18$60K$60K$0Yes
2019-03-18$40K$40K$0No
2019-03-18$13K$13K$0Yes
2019-03-18$105K$94K$12KYes
2019-03-17$78K$78K$0Yes
2019-03-17$90K$90K$0Yes
2019-03-17$22K$22K$0Yes
2019-03-17$101K$71K$0Yes
2019-03-17$12K$12K$0Yes
2019-03-17$0——Yes
2019-03-17$72K$72K$0No

ALSO CHECKED

18 more data areas were checked for Winnebago County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the IL state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN WINNEBAGO COUNTY →Opens the loan explorer already filtered to county FIPS 17201.

See the Illinois state market profile for the statewide picture, the Illinois state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.