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State markets/Michigan/Kent County

COUNTY MORTGAGE MARKET · FIPS 26081

Kent County, Michigan

Who lends in Kent County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$4.29B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

16,640

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.2%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

412

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 412 lenders that originated in Kent County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

761

unconcentrated

Top-5 lender share

43.2%

of originations

Purchase

58.6%

7,408 loans

Refinance

41.4%

5,239 loans

Origination trend

Annual mortgage origination volume and loan count in Kent County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Kent County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Kent County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR KENT COUNTY →

TOP TEN LENDERS IN KENT COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

4,249$1.06B$1.06B originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
881$262.9M$262.9M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
839$187.7M$187.7M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
992$176.2M$176.2M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
915$169.9M$169.9M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
489$152.1M$152.1M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
411$120.4M$120.4M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
333$111.8M$111.8M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
480$109.2M$109.2M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
213$81.4M$81.4M originated in Kent County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Kent County

All 39 ZIP Code Tabulation Areas that touch Kent County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
39 OF 39 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
99 of the 17 Kent County tracts this ZIP area touches sit mostly inside it.42,09249.4%8,812——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Kent County tracts this ZIP area touches sit mostly inside it.41,4719.6%14,029——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 14 Kent County tracts this ZIP area touches sit mostly inside it.41,14631.2%9,175——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 14 Kent County tracts this ZIP area touches sit mostly inside it.40,44872.4%7,897——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 21 Kent County tracts this ZIP area touches sit mostly inside it.37,85543.9%6,022——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Kent County tracts this ZIP area touches sit mostly inside it.35,12146.6%8,564——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Kent County tracts this ZIP area touches sit mostly inside it.32,71821.0%9,388——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Kent County tracts this ZIP area touches sit mostly inside it.31,06617.1%9,961——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Kent County tracts this ZIP area touches sit mostly inside it.29,70427.0%8,359——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Kent County tracts this ZIP area touches sit mostly inside it.29,64224.9%6,471——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Kent County tracts this ZIP area touches sit mostly inside it.29,53949.7%7,519——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Kent County tracts this ZIP area touches sit mostly inside it.28,71637.1%6,014——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Kent County tracts this ZIP area touches sit mostly inside it.23,98017.3%6,548——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Kent County tracts this ZIP area touches sit mostly inside it.23,23618.7%7,053——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Kent County tracts this ZIP area touches sit mostly inside it.22,09513.1%6,265——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 13 Kent County tracts this ZIP area touches sit mostly inside it.21,82837.7%4,875——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Kent County tracts this ZIP area touches sit mostly inside it.21,53412.9%7,233——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Kent County tracts this ZIP area touches sit mostly inside it.17,83314.4%4,741——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 10 Kent County tracts this ZIP area touches sit mostly inside it.16,28510.6%5,638——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Kent County tracts this ZIP area touches sit mostly inside it.15,48724.8%3,973——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Kent County tracts this ZIP area touches sit mostly inside it.14,01712.1%4,357——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Kent County tracts this ZIP area touches sit mostly inside it.12,4438.6%4,244——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Kent County tracts this ZIP area touches sit mostly inside it.12,06110.1%3,720——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Kent County tracts this ZIP area touches sit mostly inside it.10,38322.5%2,355——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Kent County tracts this ZIP area touches sit mostly inside it.9,3889.8%3,286——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Kent County tracts this ZIP area touches sit mostly inside it.6,1239.1%2,130——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Kent County tracts this ZIP area touches sit mostly inside it.5,40116.1%1,367——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Kent County tracts this ZIP area touches sit mostly inside it.3,8468.6%1,372——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Kent County tracts this ZIP area touches sit mostly inside it.2,5166.6%854——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kent County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

145 of Kent County’s 145 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Kent County

All 145 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

145 OF 145 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
—0.0%2,36520.4%OPEN →
Middle90.3%1,64016.0%OPEN →
Middle109.0%5,29719.8%OPEN →
Middle90.6%3,13616.3%OPEN →
Middle92.2%3,97111.7%OPEN →
Middle119.1%4,66012.8%OPEN →
Middle85.2%3,16425.8%OPEN →
Moderate66.0%3,17250.4%OPEN →
Moderate60.9%3,04431.3%OPEN →
Middle84.2%4,47835.5%OPEN →
Middle88.9%4,35235.0%OPEN →
Middle81.7%3,78643.9%OPEN →
Middle98.9%1,89947.2%OPEN →
Moderate76.8%3,27227.5%OPEN →
Low49.5%3,60150.0%OPEN →
Middle91.0%2,64830.6%OPEN →
Moderate70.6%3,75156.4%OPEN →
Moderate60.0%5,90542.1%OPEN →
Middle87.6%4,43415.5%OPEN →
Upper124.2%4,77014.9%OPEN →
Middle117.8%1,6099.1%OPEN →
Moderate64.5%5,68238.0%OPEN →
Upper179.7%3,21135.4%OPEN →
Middle92.0%3,07629.8%OPEN →
Middle81.8%5,36829.9%OPEN →
Upper128.5%4,10614.7%OPEN →
Upper121.5%2,94017.5%OPEN →
Middle102.4%4,84326.7%OPEN →
Moderate61.2%4,04783.6%OPEN →
Moderate66.0%3,99938.4%OPEN →
Low32.7%2,01882.8%OPEN →
Middle103.3%1,52639.5%OPEN →
Moderate54.8%1,72552.4%OPEN →
Low45.1%3,57987.1%OPEN →
Low45.5%5,18079.6%OPEN →
Middle99.9%3,64732.5%OPEN →
Middle117.5%5,12629.6%OPEN →
Moderate56.1%5,48967.5%OPEN →
Low26.4%2,36088.6%OPEN →
Low43.5%4,48680.2%OPEN →
Moderate52.0%4,78589.9%OPEN →
Low30.8%3,37690.5%OPEN →
Moderate57.4%3,71188.9%OPEN →
Middle91.4%4,96340.7%OPEN →
Middle98.8%3,87735.0%OPEN →
Upper123.4%3,88828.3%OPEN →
Upper128.0%7,49122.9%OPEN →
Middle114.0%3,73347.0%OPEN →
Middle114.7%4,33843.1%OPEN →
Moderate65.1%6,09867.9%OPEN →
Middle108.7%6,0279.2%OPEN →
Moderate77.6%2,5166.6%OPEN →
Moderate72.5%4,33414.7%OPEN →
Middle80.0%5,40116.1%OPEN →
Upper122.2%5,9249.2%OPEN →
Middle103.1%5,30914.0%OPEN →
Moderate76.7%4,08613.3%OPEN →
Upper136.3%4,6228.8%OPEN →
Upper127.9%8,31210.1%OPEN →
Middle119.0%5,26810.7%OPEN →
Middle102.5%6,1239.1%OPEN →
Upper164.6%6,3618.5%OPEN →
Middle106.3%2,6239.9%OPEN →
Upper132.2%3,8468.6%OPEN →
Upper131.6%7,1559.0%OPEN →
Upper151.0%7,1879.1%OPEN →
Upper127.1%4,1128.6%OPEN →
Upper123.0%4,56510.1%OPEN →
Middle103.4%4,4929.8%OPEN →
Upper151.3%5,27610.8%OPEN →
Moderate78.7%4,11316.2%OPEN →
Middle96.0%4,65815.0%OPEN →
Middle116.0%6,53014.3%OPEN →
Middle108.9%2,34714.4%OPEN →
Middle113.5%3,08419.5%OPEN →
Middle114.9%3,13915.5%OPEN →
Moderate55.5%5,50946.7%OPEN →
Middle99.4%2,01329.9%OPEN →
Middle110.2%5,28621.4%OPEN →
Middle119.7%4,37816.1%OPEN →
Middle97.2%3,26310.9%OPEN →
Middle91.9%5,76815.4%OPEN →
Middle114.6%4,42414.2%OPEN →
Upper148.0%8,27016.4%OPEN →
Upper242.3%5,13022.8%OPEN →
Upper145.8%5,16614.9%OPEN →
Upper207.8%6,98210.4%OPEN →
Upper143.2%7,40616.1%OPEN →
Upper141.2%6,3878.9%OPEN →
Middle116.7%7,0769.2%OPEN →
Middle87.0%4,98511.5%OPEN →
Upper158.4%7,23615.7%OPEN →
Upper195.6%7,14612.1%OPEN →
Upper137.6%5,28512.9%OPEN →
Upper180.4%3,4109.9%OPEN →
Upper193.8%3,95610.6%OPEN →
Upper213.7%4,90810.4%OPEN →
Upper136.4%6,73943.5%OPEN →
Upper157.5%4,21524.3%OPEN →
Moderate79.6%4,05741.8%OPEN →
Moderate60.1%2,97557.0%OPEN →
Middle90.3%2,55940.6%OPEN →
Moderate74.8%2,29051.9%OPEN →
Moderate52.0%3,45749.9%OPEN →
Middle104.6%5,02539.1%OPEN →
Middle85.1%5,05746.8%OPEN →
Low48.2%2,35571.0%OPEN →
Middle80.4%4,61653.8%OPEN →
Middle84.7%4,52941.9%OPEN →
Moderate77.3%5,68257.3%OPEN →
Moderate68.6%5,26843.5%OPEN →
Moderate73.9%3,80122.4%OPEN →
Middle96.5%5,20219.6%OPEN →
Middle100.7%7,08015.5%OPEN →
Moderate76.1%5,35669.0%OPEN →
Middle91.6%5,75139.5%OPEN →
Moderate58.8%4,95058.0%OPEN →
Moderate65.8%2,07550.5%OPEN →
Moderate77.4%7,37150.1%OPEN →
Moderate56.2%1,63037.2%OPEN →
—0.0%3,31065.3%OPEN →
Middle88.9%3,64046.4%OPEN →
Middle98.2%6,37632.1%OPEN →
Middle82.6%6,77339.9%OPEN →
Middle85.6%1,98645.5%OPEN →
Moderate66.7%3,93854.4%OPEN →
Moderate60.4%3,12541.5%OPEN →
Upper163.9%7,15319.3%OPEN →
Middle98.2%5,28824.4%OPEN →
Middle83.9%5,08933.7%OPEN →
Middle94.4%2,72121.6%OPEN →
Upper152.2%4,79813.4%OPEN →
Middle109.0%4,77515.0%OPEN →
Middle110.3%6,62213.7%OPEN →
Upper121.0%5,90010.8%OPEN →
Moderate50.3%4,80143.4%OPEN →
Moderate67.5%5,21051.1%OPEN →
Middle90.8%3,03622.6%OPEN →
Middle101.1%3,69111.5%OPEN →
Upper130.9%8,22023.0%OPEN →
Upper134.8%6,0568.2%OPEN →
Middle96.8%2,31420.4%OPEN →
Middle89.8%6,34141.9%OPEN →
Upper131.4%5,72110.7%OPEN →
Middle105.4%4,03418.9%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

663,150

Median household income

$82,631

Median home value

$289,900

Median gross rent

$1,243

per month

Owner-occupied

70.3%

of occupied units

Housing units

269,136

4.6% vacant

Poverty rate

10.1%

Unemployment

4.2%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 92.2

Social vulnerability

Very Low

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Relatively High · Strong wind Very High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

61

Declarations recorded

13

Incident types on record: Biological, Flood, Hurricane, Severe Storm, Snowstorm, Tornado.

Everything we hold on Kent County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Kent County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Kent County →Every reported application and origination in FIPS 26081, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Kent County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

467

—

Purchase share

39.8%

186 loans

IRRRL refinances

175

Cash-out refinances

106

2026467—186175106
2025514—264134116
2024363—2047584
2023356—2386112
2022——314132221
20211,249—348728173
20201,143—344594205
2019588—31274202
2018671—37360238
2017781—387179215
2016737—395175167
2015669—359164146

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Kent County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Kent County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

1,242

+8.9% vs 2024

Multifamily · 2025

1,156

+21.8% vs 2024

Total authorized · 2025

2,398

+14.7% vs 2024

Permit valuation · 2025

$781.4M

authorized construction value

Units authorized by year

Kent County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420252,398 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Kent County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Ottawa County, MI2,8114,720$197.7M
inflow2223Ottawa County, MI2,4653,694$138.9M
inflow2223Other flows - South, DS1,2362,133$75.2M
outflow2223Other flows - South, DS1,2302,152$83.7M
inflow2223Other flows - Midwest, DS7701,232$51.9M
outflow2223Other flows - Midwest, DS7491,228$48.2M
outflow2223Allegan County, MI6751,226$53.6M
outflow2223Montcalm County, MI6341,080$36.2M
inflow2223Allegan County, MI570909$35.7M
outflow2223Muskegon County, MI569920$29.7M
inflow2223Other flows - West, DS563907$42.5M
outflow2223Other flows - West, DS529828$55.2M
outflow2223Barry County, MI516960$40.9M
inflow2223Oakland County, MI505683$38.1M
inflow2223Muskegon County, MI505798$20.5M
outflow2223Ionia County, MI497887$26.7M
inflow2223Montcalm County, MI492810$23.0M
inflow2223Kalamazoo County, MI473691$29.6M
outflow2223Oakland County, MI415595$28.6M
inflow2223Other flows - Northeast, DS410660$31.3M
outflow2223Newaygo County, MI410690$22.0M
outflow2223Cook County, IL390471$34.5M
inflow2223Ionia County, MI375593$21.9M
inflow2223Ingham County, MI372521$19.6M
outflow2223Kalamazoo County, MI365506$19.3M
inflow2223Barry County, MI358615$21.9M
outflow2223Other flows - Northeast, DS345549$22.4M
inflow2223Cook County, IL331515$36.4M
inflow2223Wayne County, MI329466$19.1M
inflow2223Newaygo County, MI321523$14.8M
outflow2223Wayne County, MI273413$17.9M
outflow2223Ingham County, MI254352$10.4M
outflow2223Mecosta County, MI196330$11.8M
inflow2223Washtenaw County, MI195259$13.9M
inflow2223Macomb County, MI181212$10.6M
inflow2223Mecosta County, MI181262$8.1M
outflow2223Washtenaw County, MI164209$9.4M
outflow2223Maricopa County, AZ161258$10.8M
inflow2223Genesee County, MI158236$8.1M
inflow2223Berrien County, MI152224$7.1M
inflow2223Eaton County, MI148208$8.2M
inflow2223Grand Traverse County, MI142200$8.7M
outflow2223Macomb County, MI136200$8.0M
inflow2223Saginaw County, MI132197$6.2M
inflow2223Livingston County, MI124153$7.5M
inflow2223Maricopa County, AZ118219$7.6M
outflow2223Genesee County, MI117201$5.4M
inflow2223Calhoun County, MI111173$5.3M
outflow2223Grand Traverse County, MI107178$8.8M
outflow2223Eaton County, MI106156$5.7M
outflow2223Los Angeles County, CA102144$8.2M
outflow2223Saginaw County, MI100168$4.5M
outflow2223Berrien County, MI99135$5.4M
inflow2223Clinton County, MI98136$6.2M
outflow2223Calhoun County, MI91141$3.8M
inflow2223Jackson County, MI87113$5.4M
inflow2223Isabella County, MI85106$3.8M
inflow2223Los Angeles County, CA85125$7.6M
outflow2223Foreign - Overseas, FR81150$6.9M
inflow2223Midland County, MI78104$3.8M
outflow2223Isabella County, MI74102$3.0M
outflow2223Harris County, TX73116$2.9M
inflow2223Van Buren County, MI7095$4.5M
inflow2223Franklin County, OH67119$4.7M
inflow2223Mason County, MI67114$4.9M
inflow2223DuPage County, IL66104$5.8M
outflow2223King County, WA6578$6.1M
outflow2223Livingston County, MI6379$3.0M
outflow2223Dallas County, TX6394$4.4M
inflow2223Harris County, TX62103$4.2M
outflow2223Van Buren County, MI6296$3.1M
outflow2223Clinton County, MI6194$3.8M
inflow2223Bay County, MI6081$2.8M
outflow2223Mason County, MI5997$3.9M
outflow2223Davidson County, TN5769$4.4M
outflow2223Lake County, MI57112$4.6M
inflow2223St. Clair County, MI5765$2.4M
inflow2223Oceana County, MI5577$2.7M
outflow2223Jackson County, MI5388$3.1M
outflow2223Denver County, CO5363$3.5M
inflow2223Emmet County, MI5365$2.7M
outflow2223Mecklenburg County, NC5381$3.7M
outflow2223Wexford County, MI5189$3.1M
outflow2223San Diego County, CA5172$3.5M
inflow2223Wexford County, MI5172$1.8M
inflow2223Foreign - Overseas, FR5092$3.0M
outflow2223Marion County, IN5080$3.0M
outflow2223Clark County, NV4974$2.8M
outflow2223Hillsborough County, FL4983$3.5M
inflow2223King County, WA4969$5.0M
inflow2223Marion County, IN4879$3.2M
inflow2223Denver County, CO4866$3.9M
outflow2223Travis County, TX4857$2.6M
outflow2223Franklin County, OH4859$2.6M
inflow2223Clark County, NV4887$3.4M
inflow2223San Diego County, CA4775$2.7M
outflow2223Lee County, FL4685$8.7M
inflow2223Lake County, MI4680$2.1M
outflow2223Osceola County, MI4686$3.1M
outflow2223St. Joseph County, IN4568$2.5M
outflow2223Oceana County, MI4583$3.2M
outflow2223Tarrant County, TX4576$1.4M
inflow2223Miami-Dade County, FL4561$2.4M
inflow2223Orange County, CA4463$4.8M
inflow2223St. Joseph County, IN4468$4.8M
inflow2223Leelanau County, MI4467$2.8M
outflow2223Hennepin County, MN4356$4.1M
inflow2223Marquette County, MI4356$1.9M
outflow2223DuPage County, IL4360$3.4M
outflow2223Polk County, FL4293$2.4M
outflow2223Salt Lake County, UT4251$2.4M
inflow2223Will County, IL4154$2.2M
inflow2223Lapeer County, MI4047$2.0M
outflow2223Pinellas County, FL4058$4.6M
inflow2223Charlevoix County, MI4050$2.5M
outflow2223Marquette County, MI4051$1.4M
inflow2223Shiawassee County, MI3955$1.9M
outflow2223Sarasota County, FL3966$6.3M
inflow2223Dallas County, TX3864$2.9M
outflow2223Dane County, WI3848$1.8M
outflow2223Wake County, NC3872$3.4M
outflow2223Foreign - Other flows, FR3862$1.4M
inflow2223Lee County, FL3758$3.0M
inflow2223Lake County, IL3756$3.0M
inflow2223Davidson County, TN3753$3.1M
outflow2223Fulton County, GA3755$2.2M
outflow2223Cuyahoga County, OH3762$2.7M
inflow2223Hillsborough County, FL3661$2.4M
inflow2223Osceola County, MI3643$1.2M
outflow2223Manistee County, MI3663$2.6M
outflow2223Collin County, TX3676$3.2M
outflow2223Palm Beach County, FL3552$4.3M
outflow2223Midland County, MI3556$2.5M
outflow2223New York County, NY3537$2.9M
inflow2223Allen County, IN3449$2.0M
outflow2223Milwaukee County, WI3443$1.9M
outflow2223Orange County, CA3457$2.3M
outflow2223Multnomah County, OR3338$1.4M
outflow2223Bay County, MI3347$1.9M
outflow2223Jefferson County, KY3356$2.0M
inflow2223Kane County, IL3242$1.5M
outflow2223Manatee County, FL3258$2.3M
outflow2223Bexar County, TX3156$1.8M
outflow2223Orange County, FL3147$2.3M
inflow2223Orange County, FL3162$2.2M
inflow2223St. Joseph County, MI3144$1.2M
inflow2223Mecklenburg County, NC3049$3.3M
inflow2223Chippewa County, MI3033$966K
inflow2223Antrim County, MI3039$1.8M
inflow2223Pinellas County, FL3044$1.8M
inflow2223El Paso County, CO3043$1.8M
outflow2223Emmet County, MI3047$6.3M
outflow2223St. Clair County, MI2942$2.9M
outflow2223Allegheny County, PA2944$2.1M
inflow2223Gratiot County, MI2942$1.1M
inflow2223Hamilton County, OH2938$3.4M
outflow2223Hamilton County, OH2942$2.6M
outflow2223Duval County, FL2839$1.8M
inflow2223Foreign - Other flows, FR2859$1.5M
outflow2223Allen County, IN2846$2.1M
outflow2223Miami-Dade County, FL2834$2.3M
outflow2223Collier County, FL2848$7.5M
outflow2223District of Columbia, DC2831$1.5M
outflow2223El Paso County, CO2839$1.0M
inflow2223Jefferson County, KY2850$1.5M
inflow2223Otsego County, MI2838$1.2M
inflow2223Kings County, NY2852$4.0M
inflow2223Milwaukee County, WI2836$1.6M
inflow2223Travis County, TX2737$2.9M
outflow2223Kings County, NY2731$1.5M
inflow2223Lenawee County, MI2734$1.1M
outflow2223Cobb County, GA2641$1.3M
outflow2223Greenville County, SC2648$1.9M
inflow2223Tarrant County, TX2644$863K
inflow2223Monroe County, MI2633$1.0M
outflow2223Brevard County, FL2657$1.4M
outflow2223Pasco County, FL2636$2.4M
inflow2223Salt Lake County, UT2544$1.8M
inflow2223District of Columbia, DC2541$3.6M
outflow2223DeKalb County, GA2543$1.3M
inflow2223Pasco County, FL2550$1.2M
inflow2223Cuyahoga County, OH2538$1.8M
inflow2223Broward County, FL2532$1.3M
inflow2223Hidalgo County, TX2547$762K
inflow2223Multnomah County, OR2436$1.6M
outflow2223Leelanau County, MI2439$4.3M
outflow2223Jefferson County, CO2434$1.8M
inflow2223San Bernardino County, CA2448$1.2M
inflow2223Polk County, FL2453$793K
inflow2223Fulton County, GA2428$1.1M
inflow2223Elkhart County, IN2445$2.3M
inflow2223Hamilton County, IN2435$1.7M
inflow2223Lake County, IN2437$1.5M
inflow2223Manistee County, MI2428$1.0M
outflow2223Santa Clara County, CA2334$2.1M
outflow2223St. Joseph County, MI2340$1.3M
outflow2223Denton County, TX2350$2.0M
inflow2223Pima County, AZ2334$1.4M
inflow2223Manatee County, FL2339$2.1M
inflow2223Hennepin County, MN2338$2.6M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Kent County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals4,437.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals1,473.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals5,910.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals305,000.0
2023BothNo CharacteristicAll Appraisals310,000.0
2023PurchaseNo CharacteristicAll Appraisals314,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals295,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals299,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals2,800.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals286,000.0
2022BothNo CharacteristicAll Appraisals8,396.0
2022PurchaseNo CharacteristicAll Appraisals5,596.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals275,000.0
2021BothNo CharacteristicAll Appraisals14,094.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals6,966.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals7,128.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals268,300.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals265,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals15,327.0
2020PurchaseNo CharacteristicAll Appraisals7,221.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals245,000.0
2020RefinanceNo CharacteristicAll Appraisals263,000.0
2020RefinanceNo CharacteristicAll Appraisals8,106.0
2020PurchaseNo CharacteristicAll Appraisals230,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals220,000.0
2019PurchaseNo CharacteristicAll Appraisals7,111.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals232,000.0
2019BothNo CharacteristicAll Appraisals12,804.0
2019RefinanceNo CharacteristicAll Appraisals5,693.0
2019PurchaseNo CharacteristicAll Appraisals210,500.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals205,500.0
2018BothNo CharacteristicAll Appraisals11,005.0
2018PurchaseNo CharacteristicAll Appraisals7,191.0
2018RefinanceNo CharacteristicAll Appraisals3,814.0
2018BothNo CharacteristicAll Appraisals200,500.0
2018PurchaseNo CharacteristicAll Appraisals200,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals196,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals11,843.0
2017PurchaseNo CharacteristicAll Appraisals7,081.0
2017PurchaseNo CharacteristicAll Appraisals185,000.0
2017RefinanceNo CharacteristicAll Appraisals4,762.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals189,000.0
2016PurchaseNo CharacteristicAll Appraisals6,927.0
2016RefinanceNo CharacteristicAll Appraisals205,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals178,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals190,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals13,493.0
2016RefinanceNo CharacteristicAll Appraisals6,566.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals165,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals190,000.0
2015BothNo CharacteristicAll Appraisals11,827.0
2015RefinanceNo CharacteristicAll Appraisals5,099.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals6,728.0
2015BothNo CharacteristicAll Appraisals175,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals166,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Kent County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05345,371330,29115,0804.4%
2026-04343,496330,96412,5323.6%
2026-03351,007337,21713,7903.9%
2026-02352,334338,61313,7213.9%
2026-01354,401338,82015,5814.4%
2025-12352,165338,43213,7333.9%
2025-11359,164345,25913,9053.9%
2025-09364,924350,66214,2623.9%
2025-08363,417347,19516,2224.5%
2025-07365,508347,13118,3775.0%
2025-06368,247350,56517,6824.8%
2025-05371,230354,44316,7874.5%
2025-04367,678352,26415,4144.2%
2025-03368,650352,13216,5184.5%
2025-02366,802349,90716,8954.6%
2025-01368,913352,83816,0754.4%
2024-12367,998352,62515,3734.2%
2024-11372,474358,01714,4573.9%
2024-10369,046354,67614,3703.9%
2024-09370,002355,55814,4443.9%
2024-08368,313351,76716,5464.5%
2024-07369,888351,80918,0794.9%
2024-06371,845355,02716,8184.5%
2024-05372,708358,42114,2873.8%
2024-04367,989355,76112,2283.3%
2024-03367,804354,87012,9343.5%
2024-02365,464352,76112,7033.5%
2024-01364,972353,33011,6423.2%
2023-12363,123352,50710,6162.9%
2023-11369,817359,8579,9602.7%
2023-10366,246354,69411,5523.2%
2023-09365,345353,34611,9993.3%
2023-08365,673352,31013,3633.7%
2023-07366,143351,97014,1733.9%
2023-06366,975353,39413,5813.7%
2023-05370,041357,43612,6053.4%
2023-04363,666353,8139,8532.7%
2023-03361,518349,21912,2993.4%
2023-02359,568346,81612,7523.5%
2023-01358,311345,87312,4383.5%
2022-12356,469345,63810,8313.0%
2022-11357,535347,00310,5322.9%
2022-10352,053340,82111,2323.2%
2022-09352,168340,91711,2513.2%
2022-08352,171338,93413,2373.8%
2022-07352,539338,48514,0544.0%
2022-06354,906340,62114,2854.0%
2022-05356,826343,96012,8663.6%
2022-04350,536339,19411,3423.2%
2022-03350,746338,43612,3103.5%
2022-02346,996334,42512,5713.6%
2022-01345,461332,27013,1913.8%
2021-12344,314333,29711,0173.2%
2021-11346,313336,03010,2833.0%
2021-10341,733329,80411,9293.5%
2021-09339,558326,14713,4113.9%
2021-08341,302324,91116,3914.8%
2021-07341,675323,31518,3605.4%
2021-06342,508323,33319,1755.6%
2021-05341,821323,96017,8615.2%
2021-04339,021322,61016,4114.8%
2021-03340,932323,01017,9225.3%
2021-02340,913322,56818,3455.4%
2021-01340,994321,72419,2705.7%
2020-12341,657322,64819,0095.6%
2020-11348,066330,70717,3595.0%
2020-10347,840329,50818,3325.3%
2020-09349,196325,06224,1346.9%
2020-08356,047327,14228,9058.1%
2020-07359,889321,01838,87110.8%
2020-06372,280327,69344,58712.0%
2020-05342,717291,08551,63215.1%
2020-04329,659263,04466,61520.2%
2020-03353,119341,51711,6023.3%
2020-02358,056348,7819,2752.6%
2020-01356,060346,1609,9002.8%
2019-12356,216347,5488,6682.4%
2019-11358,316350,0728,2442.3%
2019-10352,261343,6398,6222.4%
2019-09350,454340,5819,8732.8%
2019-08352,810341,28011,5303.3%
2019-07353,834340,01013,8243.9%
2019-06358,251346,19612,0553.4%
2019-05356,879346,28310,5963.0%
2019-04353,089343,5929,4972.7%
2019-03354,629342,78411,8453.3%
2019-02353,805342,71811,0873.1%
2019-01352,106341,01711,0893.1%
2018-12352,810342,9149,8962.8%
2018-11354,965346,3748,5912.4%
2018-10351,541342,2339,3082.6%
2018-09348,549338,8529,6972.8%
2018-08349,026338,73410,2922.9%
2018-07353,390340,74312,6473.6%
2018-06357,503345,69311,8103.3%
2018-05355,726345,63510,0912.8%
2018-04353,025342,83710,1882.9%
2018-03353,008341,41411,5943.3%
2018-02351,701339,17512,5263.6%
2018-01348,103335,51812,5853.6%

BEA Personal Income

2024$49.46B673,002$73K
2023$47.09B665,109$71K
2022$44.72B660,134$68K
2021$43.68B658,979$66K
2020$38.89B658,524$59K
2019$35.32B656,297$54K
2018$34.01B653,187$52K
2017$32.49B649,328$50K
2016$32.11B643,879$50K
2015$31.27B637,047$49K
2014$29.37B631,233$47K
2013$28.06B624,233$45K
2012$28.01B615,749$45K
2011$25.95B608,475$43K
2010$23.57B602,980$39K
2009$22.26B601,437$37K
2008$24.58B599,234$41K
2007$23.04B598,077$39K
2006$22.16B595,191$37K
2005$20.89B592,210$35K
2004$20.38B589,554$35K
2003$19.00B587,790$32K
2002$18.35B584,940$31K
2001$18.43B581,224$32K
2000$18.28B576,178$32K
1999$16.84B568,731$30K
1998$16.07B561,205$29K
1997$14.89B555,383$27K
1996$14.02B548,556$26K
1995$13.25B540,982$25K
1994$12.44B533,246$23K
1993$11.45B525,628$22K
1992$10.95B518,714$21K
1991——$20K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Kent County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-04-19$0——Yes
2026-04-17$6K$6K$0Yes
2026-04-16$0$0$0Yes
2026-04-15$6K$6K$0Yes
2026-04-15$4K$4K$0Yes
2026-04-14$0$0$0Yes
2026-04-13$4K$4K$0Yes
2026-04-13$4K$4K$0Yes
2026-04-08$4K$4K$0Yes
2026-04-07$10K$10K$0Yes
2026-04-07$10K$10K$0Yes
2026-04-06$21K$859.86$20KYes
2026-04-06$2K$2K$0Yes
2026-04-05$5K$5K$0No
2026-04-02$35K$35K$0Yes
2026-03-10$0$0$0No
2025-12-30$6K$6K$0Yes
2024-10-18$0$0$0Yes
2023-08-15$0——Yes
2023-07-29$6K$6K$0Yes
2023-07-16$4K$4K$0Yes
2023-04-13$0——Yes
2023-04-10$0$0$0Yes
2023-04-09$7K$7K$0Yes
2023-04-08$70K$70K$0Yes
2023-04-08$18K$18K$0No
2023-04-08$7K$7K$0Yes
2023-04-07$75K$60K$15KYes
2023-04-06$0——Yes
2023-04-06$13K$13K$0Yes
2023-04-05$22K$22K$0No
2023-04-05$8K$8K$0Yes
2023-04-05$0$0$0Yes
2023-04-05$33K$33K$0Yes
2023-04-01$453.16$453.16$0Yes
2022-09-05$0——Yes
2022-03-02$0$0$0Yes
2022-02-17$3K$3K$0Yes
2021-06-26$81K$68K$13KYes
2021-06-26$45K$45K$0No
2021-06-26$3K$3K$0Yes
2020-05-21$3K$3K$0Yes
2020-05-21$2K$2K$0Yes
2020-05-21$26K$26K$0No
2020-05-21$6K$6K$0Yes
2020-05-21$0$0$0No
2020-05-21$0$0$0No
2020-05-20$7K$7K$0No
2020-05-19$76K$56K$20KYes
2020-05-18$9K$9K$0Yes
2020-05-16$65K$65K$0Yes
2020-05-13$9K$9K$0Yes
2019-06-22$2K$2K$0Yes
2018-07-15$0——Yes
2018-02-28$0——Yes
2018-02-26$54K$54K$0Yes
2018-02-26$3K$3K$0Yes
2018-02-25$103K$103K$0Yes
2018-02-25$18K$18K$0No
2018-02-25$19K$19K$0No
2018-02-25$26K$26K$0Yes
2018-02-25$21K$21K$0No
2018-02-24$33K$33K$0No
2018-02-24$29K$28K$2KYes
2018-02-24$233K$233K$0No
2018-02-24$8K$8K$0Yes
2018-02-24$6K$6K$0Yes
2018-02-24$9K$9K$0Yes
2018-02-24$0——No
2018-02-24$6K$6K$0Yes
2018-02-23$260K$110K$150KNo
2018-02-23$37K$37K$0Yes
2018-02-23$15K$15K$0Yes
2018-02-23$52K$48K$3KYes
2018-02-23$10K$10K$0Yes
2018-02-23$5K$5K$0Yes
2018-02-23$2K$2K$0No
2018-02-23$39K$31K$8KYes
2018-02-23$34K$34K$0No
2018-02-23$17K$17K$0Yes
2018-02-23$43K$43K$0Yes
2018-02-23$5K$5K$0Yes
2018-02-23$9K$9K$0Yes
2018-02-23$14K$14K$0Yes
2018-02-22$17K$17K$0Yes
2018-02-22$15K$15K$0Yes
2018-02-22$7K$7K$0Yes
2018-02-22$9K$9K$0Yes
2018-02-21$4K$4K$0Yes
2018-02-21$0——Yes
2018-02-21$32K$25K$7KYes
2018-02-21$2K$2K$0Yes
2018-02-21$4K$4K$0Yes
2018-02-21$91K$83K$8KYes
2018-02-20$102K$79K$23KNo
2018-02-19$20K$20K$0Yes
2017-07-05$0——Yes
2017-04-13$0——Yes
2017-04-10$0——Yes
2017-04-08$2K$2K$0No

ALSO CHECKED

18 more data areas were checked for Kent County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the MI state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN KENT COUNTY →Opens the loan explorer already filtered to county FIPS 26081.

See the Michigan state market profile for the statewide picture, the Michigan state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.