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MortRadarTERMINAL
State markets/Minnesota/Hennepin County

COUNTY MORTGAGE MARKET · FIPS 27053

Hennepin County, Minnesota

Who lends in Hennepin County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$9.74B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

25,784

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

13.0%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

578

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 578 lenders that originated in Hennepin County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

204

unconcentrated

Top-5 lender share

22.8%

of originations

Purchase

72.6%

15,041 loans

Refinance

27.4%

5,685 loans

Origination trend

Annual mortgage origination volume and loan count in Hennepin County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Hennepin County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Hennepin County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR HENNEPIN COUNTY →

TOP TEN LENDERS IN HENNEPIN COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,846$694.1M$694.1M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,412$514.5M$514.5M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,142$399.3M$399.3M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,056$307.0M$307.0M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
809$302.4M$302.4M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
10$267.6M$267.6M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,489$259.1M$259.1M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
112$236.2M$236.2M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
652$221.9M$221.9M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
260$206.7M$206.7M originated in Hennepin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Hennepin County

All 74 ZIP Code Tabulation Areas that touch Hennepin County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
74 OF 74 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1212 of the 17 Hennepin County tracts this ZIP area touches sit mostly inside it.43,45559.0%9,151——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 14 Hennepin County tracts this ZIP area touches sit mostly inside it.36,99441.0%9,571——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 Hennepin County tracts this ZIP area touches sit mostly inside it.36,89323.0%12,538——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 13 Hennepin County tracts this ZIP area touches sit mostly inside it.36,53329.6%11,443——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Hennepin County tracts this ZIP area touches sit mostly inside it.36,04822.2%11,789——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Hennepin County tracts this ZIP area touches sit mostly inside it.33,69755.3%7,933——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Hennepin County tracts this ZIP area touches sit mostly inside it.32,76868.1%6,189——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 8 Hennepin County tracts this ZIP area touches sit mostly inside it.32,23927.6%10,504——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Hennepin County tracts this ZIP area touches sit mostly inside it.31,90528.8%8,883——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 16 Hennepin County tracts this ZIP area touches sit mostly inside it.31,76883.2%4,947——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Hennepin County tracts this ZIP area touches sit mostly inside it.31,32222.6%9,848——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 16 Hennepin County tracts this ZIP area touches sit mostly inside it.30,78344.1%2,870——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Hennepin County tracts this ZIP area touches sit mostly inside it.30,72425.3%8,741——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 17 Hennepin County tracts this ZIP area touches sit mostly inside it.30,71117.8%7,782——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Hennepin County tracts this ZIP area touches sit mostly inside it.30,15448.8%6,350——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Hennepin County tracts this ZIP area touches sit mostly inside it.29,25936.3%1,501——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Hennepin County tracts this ZIP area touches sit mostly inside it.28,04332.6%7,993——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Hennepin County tracts this ZIP area touches sit mostly inside it.27,52428.5%8,152——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Hennepin County tracts this ZIP area touches sit mostly inside it.27,24228.0%8,159——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 17 Hennepin County tracts this ZIP area touches sit mostly inside it.25,42958.6%1,406——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Hennepin County tracts this ZIP area touches sit mostly inside it.24,84140.9%6,054——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Hennepin County tracts this ZIP area touches sit mostly inside it.23,98533.7%4,729——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.23,91921.9%8,085——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 7 Hennepin County tracts this ZIP area touches sit mostly inside it.23,48913.6%7,747——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Hennepin County tracts this ZIP area touches sit mostly inside it.23,29767.3%4,524——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Hennepin County tracts this ZIP area touches sit mostly inside it.22,76963.5%5,676——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Hennepin County tracts this ZIP area touches sit mostly inside it.22,60523.8%7,589——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Hennepin County tracts this ZIP area touches sit mostly inside it.22,15323.6%6,266——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Hennepin County tracts this ZIP area touches sit mostly inside it.21,63027.3%4,165——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Hennepin County tracts this ZIP area touches sit mostly inside it.21,56622.6%6,065——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Hennepin County tracts this ZIP area touches sit mostly inside it.21,07823.8%5,899——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Hennepin County tracts this ZIP area touches sit mostly inside it.20,70426.5%5,849——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Hennepin County tracts this ZIP area touches sit mostly inside it.20,25335.6%2,782——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Hennepin County tracts this ZIP area touches sit mostly inside it.19,26510.1%5,920——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Hennepin County tracts this ZIP area touches sit mostly inside it.18,86315.2%5,828——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Hennepin County tracts this ZIP area touches sit mostly inside it.18,85728.5%2,948——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Hennepin County tracts this ZIP area touches sit mostly inside it.18,30125.3%4,618——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Hennepin County tracts this ZIP area touches sit mostly inside it.16,91622.8%5,409——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Hennepin County tracts this ZIP area touches sit mostly inside it.16,21063.2%4,140——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.15,92759.0%3,591——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.15,66416.4%4,770——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Hennepin County tracts this ZIP area touches sit mostly inside it.15,04344.9%2,638——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Hennepin County tracts this ZIP area touches sit mostly inside it.14,79620.3%4,810——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Hennepin County tracts this ZIP area touches sit mostly inside it.14,18532.3%3,037——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.13,96111.0%3,857——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Hennepin County tracts this ZIP area touches sit mostly inside it.13,66818.7%4,506——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Hennepin County tracts this ZIP area touches sit mostly inside it.13,18710.9%4,578——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Hennepin County tracts this ZIP area touches sit mostly inside it.12,86618.3%4,152——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Hennepin County tracts this ZIP area touches sit mostly inside it.12,30210.6%4,040——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Hennepin County tracts this ZIP area touches sit mostly inside it.9,74935.1%2,337——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.9,33913.8%3,098——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Hennepin County tracts this ZIP area touches sit mostly inside it.9,29922.2%3,120——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.8,56859.3%1,144——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Hennepin County tracts this ZIP area touches sit mostly inside it.7,21220.7%2,127——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 5 Hennepin County tracts this ZIP area touches sit mostly inside it.7,13323.7%1,760——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.6,90029.4%10——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.6,86734.2%785——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 2 Hennepin County tracts this ZIP area touches sit mostly inside it.6,7809.8%2,171——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.5,6089.7%1,764——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 5 Hennepin County tracts this ZIP area touches sit mostly inside it.5,4988.4%1,459——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 3 Hennepin County tracts this ZIP area touches sit mostly inside it.4,70950.1%389——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Hennepin County tracts this ZIP area touches sit mostly inside it.3,3589.7%1,106——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Hennepin County tracts this ZIP area touches sit mostly inside it.850.0%0——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Hennepin County tracts this ZIP area touches sit mostly inside it.—————OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Hennepin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

329 of Hennepin County’s 329 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Hennepin County

All 329 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

329 OF 329 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate79.0%3,35167.3%OPEN →
Low46.4%5,17865.0%OPEN →
Middle85.5%3,26435.3%OPEN →
Middle81.7%4,76026.5%OPEN →
Upper136.6%2,95520.3%OPEN →
Moderate67.0%2,21931.9%OPEN →
Moderate65.8%2,48248.4%OPEN →
Low45.8%1,69588.1%OPEN →
Moderate79.5%2,74628.3%OPEN →
Moderate62.9%2,81682.5%OPEN →
Moderate58.4%1,84471.4%OPEN →
Low36.9%2,63391.8%OPEN →
Moderate64.1%3,08534.8%OPEN →
—0.0%3,46223.6%OPEN →
Low32.4%3,06961.8%OPEN →
Low39.1%3,61980.0%OPEN →
Low15.8%4,21141.4%OPEN →
—0.0%5,71041.5%OPEN →
Low43.2%1,97270.9%OPEN →
Moderate66.9%3,49719.3%OPEN →
Moderate54.9%4,27756.6%OPEN →
Low45.8%2,10671.8%OPEN →
Moderate71.9%2,89672.0%OPEN →
Moderate50.3%4,06959.5%OPEN →
Moderate70.3%2,86558.7%OPEN →
Middle88.3%3,32137.5%OPEN →
Upper137.4%2,84412.5%OPEN →
Upper161.2%2,49112.7%OPEN →
Upper122.2%3,53923.4%OPEN →
Upper149.4%4,27413.8%OPEN →
Upper146.9%3,37921.1%OPEN →
Upper131.3%4,72117.3%OPEN →
Middle95.3%4,29221.5%OPEN →
Upper131.9%6,33119.0%OPEN →
Middle90.4%5,29044.8%OPEN →
Middle89.6%3,00449.3%OPEN →
Middle98.8%2,93529.7%OPEN →
Upper131.6%3,38616.4%OPEN →
Middle92.0%2,22615.4%OPEN →
Moderate72.9%2,99674.2%OPEN →
Low49.6%5,27872.9%OPEN →
Moderate68.5%2,97363.6%OPEN →
Low50.0%2,67069.0%OPEN →
Moderate78.1%4,36165.9%OPEN →
Moderate58.6%3,84174.3%OPEN →
Moderate64.3%5,16961.2%OPEN →
Moderate69.9%4,09062.2%OPEN →
Moderate73.2%2,40460.1%OPEN →
Middle83.6%4,34238.5%OPEN →
Moderate74.0%2,16736.1%OPEN →
Middle87.8%3,03739.6%OPEN →
Middle102.1%2,31426.7%OPEN →
Middle91.8%3,26327.9%OPEN →
Moderate76.5%5,83531.1%OPEN →
Middle85.4%2,10434.7%OPEN →
Moderate76.1%1,95732.5%OPEN →
Middle92.5%4,53224.7%OPEN →
Moderate79.8%4,85339.6%OPEN →
Middle85.7%3,30434.8%OPEN →
Middle98.0%4,55039.2%OPEN →
Low45.5%3,96558.8%OPEN →
Moderate74.3%5,20338.7%OPEN →
Moderate71.3%3,71730.6%OPEN →
Middle97.1%4,81934.6%OPEN →
Middle85.1%4,57321.8%OPEN →
Upper122.8%5,98423.4%OPEN →
Upper149.3%5,16018.9%OPEN →
Upper162.8%2,35116.3%OPEN →
Upper140.3%4,48416.8%OPEN →
Upper123.6%2,11919.2%OPEN →
Middle106.2%2,99030.7%OPEN →
Middle106.1%2,64727.1%OPEN →
Middle102.5%4,88820.3%OPEN →
Upper136.3%2,50616.6%OPEN →
Moderate61.3%3,31543.4%OPEN →
Middle90.0%3,86327.1%OPEN →
Middle94.6%3,63225.4%OPEN →
Upper158.8%2,2358.9%OPEN →
Upper142.2%3,70321.6%OPEN →
Upper144.1%5,63518.3%OPEN →
Upper151.1%1,83710.0%OPEN →
Middle113.7%4,60918.9%OPEN →
Upper191.9%1,94313.8%OPEN →
Middle118.7%2,35729.3%OPEN →
Moderate58.5%3,92653.9%OPEN →
Middle97.3%6,36229.8%OPEN →
Moderate57.6%4,52137.1%OPEN →
Moderate67.1%1,91345.2%OPEN →
Middle112.4%3,86420.6%OPEN →
Upper132.0%6,43416.8%OPEN →
Upper240.4%3,90010.7%OPEN →
Upper198.2%5,36613.0%OPEN →
Upper207.3%5,43915.9%OPEN →
Upper143.8%3,06418.3%OPEN →
Upper145.6%3,71517.6%OPEN →
Upper192.5%2,07123.8%OPEN →
Upper131.6%3,51326.1%OPEN →
Middle111.4%4,88643.3%OPEN →
Moderate57.8%4,47330.1%OPEN →
Middle106.9%2,74829.7%OPEN →
Upper187.9%2,07814.7%OPEN →
Middle83.7%3,43231.3%OPEN →
Middle111.5%3,19021.1%OPEN →
Middle84.3%4,51042.5%OPEN →
Moderate69.1%4,33533.5%OPEN →
Middle97.9%2,32827.6%OPEN →
Middle92.2%4,06937.9%OPEN →
Middle81.5%3,43335.8%OPEN →
Moderate70.2%2,57649.3%OPEN →
Moderate59.0%3,10662.0%OPEN →
Moderate64.1%2,37866.7%OPEN →
Moderate77.1%3,63750.8%OPEN →
Middle83.1%3,34346.8%OPEN →
Moderate69.0%5,22567.3%OPEN →
Middle80.9%5,23442.7%OPEN →
Middle111.3%3,20818.8%OPEN →
Moderate71.2%4,43842.0%OPEN →
Moderate77.2%4,16547.5%OPEN →
Moderate57.1%4,08945.4%OPEN →
Middle96.8%2,67933.7%OPEN →
Middle97.2%3,84921.8%OPEN →
Middle86.2%3,87425.1%OPEN →
Middle112.1%4,98924.7%OPEN →
Upper125.4%2,32922.6%OPEN →
Middle98.5%4,89431.1%OPEN →
Middle87.0%3,44832.8%OPEN →
Middle110.0%2,44317.0%OPEN →
Middle80.7%3,29629.2%OPEN →
Middle109.3%2,93117.6%OPEN →
Upper125.6%3,74512.0%OPEN →
Middle97.3%6,09927.1%OPEN →
Upper122.0%4,95218.3%OPEN →
Upper133.3%4,02616.9%OPEN →
Middle111.0%3,02426.8%OPEN →
Middle96.2%4,00527.1%OPEN →
Middle100.5%3,12631.4%OPEN →
Upper134.5%5,07230.6%OPEN →
Upper148.7%4,57117.9%OPEN →
Upper127.8%5,21418.5%OPEN →
Upper128.1%5,54827.9%OPEN →
Moderate73.6%5,12367.5%OPEN →
Middle94.9%4,84835.9%OPEN →
Upper190.7%4,13619.2%OPEN →
Middle114.5%3,81035.3%OPEN →
Upper124.3%3,64418.7%OPEN →
Upper196.7%2,80022.9%OPEN →
Upper236.8%4,86833.8%OPEN →
Upper157.9%4,26719.2%OPEN →
Upper170.4%3,16645.0%OPEN →
Middle99.9%3,48714.5%OPEN →
Upper125.3%2,83012.2%OPEN →
Middle83.7%4,43326.8%OPEN →
Upper145.9%3,24011.8%OPEN →
Upper159.6%2,93612.8%OPEN →
Upper147.9%3,29513.3%OPEN →
Upper143.7%3,32010.4%OPEN →
Upper124.3%4,14022.9%OPEN →
Upper136.1%3,14111.2%OPEN →
Upper196.7%3,82012.9%OPEN →
Middle119.4%3,4179.9%OPEN →
Middle92.2%3,55133.9%OPEN →
Upper145.0%5,59813.9%OPEN →
Middle106.3%2,50125.8%OPEN →
Moderate64.3%4,07225.9%OPEN →
Upper127.9%3,58119.6%OPEN →
Middle110.4%5,18524.6%OPEN →
Upper132.0%4,93018.6%OPEN →
Upper148.8%4,49714.1%OPEN →
Middle98.4%3,43923.4%OPEN →
Moderate66.7%3,53240.8%OPEN →
Middle91.3%4,80138.9%OPEN →
Middle104.8%2,07220.1%OPEN →
Middle109.7%3,93120.1%OPEN →
Upper145.8%4,20722.8%OPEN →
Upper141.1%5,03017.2%OPEN →
Upper126.4%3,00913.4%OPEN →
Upper175.0%4,41116.3%OPEN →
Upper136.5%4,90227.9%OPEN →
Upper162.4%3,92519.5%OPEN →
Upper158.8%7,80631.9%OPEN →
Upper195.2%9,81844.3%OPEN →
Upper133.9%2,28726.0%OPEN →
Moderate69.5%2,68820.6%OPEN →
Middle115.5%3,36015.6%OPEN →
Middle103.3%5,18818.8%OPEN →
Middle106.9%5,39917.6%OPEN →
Middle98.8%3,06819.9%OPEN →
Middle88.5%3,23327.6%OPEN →
Upper122.7%4,19019.4%OPEN →
Upper126.1%6,40829.7%OPEN →
Upper127.3%3,72521.7%OPEN →
Upper157.1%5,78316.1%OPEN →
Upper146.9%5,14322.0%OPEN →
Middle110.5%2,83312.7%OPEN →
Upper178.4%5,28632.6%OPEN →
Upper191.5%4,64722.3%OPEN →
Upper136.3%4,13431.2%OPEN →
Middle101.4%3,59123.6%OPEN →
Middle119.0%4,26527.5%OPEN →
Moderate70.1%5,97748.3%OPEN →
Moderate51.1%4,83485.6%OPEN →
Moderate72.8%6,39869.7%OPEN →
Middle98.0%8,84049.3%OPEN →
Middle86.2%7,22569.6%OPEN →
Middle84.7%5,64859.0%OPEN →
Middle83.5%7,08771.1%OPEN →
Moderate67.9%5,25570.5%OPEN →
Low43.4%4,57884.8%OPEN →
Middle100.6%5,15839.5%OPEN →
Upper126.3%5,13351.1%OPEN →
Upper131.9%6,02341.4%OPEN →
Middle118.3%3,33756.2%OPEN →
Upper158.1%4,45245.1%OPEN →
Low30.9%2,07876.4%OPEN →
Moderate52.9%4,45577.2%OPEN →
Middle85.8%4,69619.3%OPEN →
Middle93.5%7,58024.2%OPEN →
Upper133.2%5,59619.1%OPEN →
Middle101.1%6,04723.7%OPEN →
Upper121.3%7,21220.7%OPEN →
Upper126.5%5,25014.2%OPEN →
Upper146.7%8,7119.1%OPEN →
Upper128.0%3,3589.7%OPEN →
Upper131.2%5,4988.4%OPEN →
Upper168.8%7,48318.1%OPEN →
Upper141.7%6,18519.5%OPEN →
Middle114.8%1,74113.2%OPEN →
Upper124.8%3,6918.6%OPEN →
Upper195.5%3,8678.1%OPEN →
Upper230.9%3,0378.5%OPEN →
Upper124.6%4,43413.0%OPEN →
Upper158.4%4,2836.9%OPEN →
Upper139.8%4,52312.0%OPEN →
Upper172.2%4,3769.4%OPEN →
Upper170.4%3,40310.2%OPEN →
Middle108.9%4,05712.9%OPEN →
Middle114.0%5,34111.6%OPEN →
Upper178.6%3,7897.6%OPEN →
Middle110.6%2,3079.8%OPEN →
Upper139.2%4,4739.8%OPEN →
Moderate68.1%3,76455.0%OPEN →
Low35.9%3,38875.3%OPEN →
Moderate65.3%1,97830.9%OPEN →
Moderate65.1%3,13954.1%OPEN →
Moderate69.5%4,20973.2%OPEN →
Moderate58.7%5,00578.2%OPEN →
Middle102.9%4,91321.6%OPEN →
Moderate57.3%1,88783.9%OPEN →
Low42.9%3,17483.6%OPEN →
Moderate59.8%4,15347.3%OPEN →
Middle100.6%2,83330.6%OPEN →
Moderate69.0%2,31772.1%OPEN →
Low32.5%2,80984.8%OPEN →
—0.0%2,74629.6%OPEN →
Moderate79.6%2,02337.8%OPEN →
Low43.7%2,99983.8%OPEN →
Upper136.0%1,77922.6%OPEN →
Middle87.2%2,16131.6%OPEN →
Low34.1%3,06391.6%OPEN →
Upper138.8%3,09316.2%OPEN →
Upper123.3%4,28227.4%OPEN →
—0.0%4,32027.6%OPEN →
—0.0%2,75635.2%OPEN →
Moderate67.8%4,30933.4%OPEN →
Low46.6%3,24565.2%OPEN →
Upper120.3%2,57649.6%OPEN →
Low20.9%——OPEN →
Low39.2%4,70950.1%OPEN →
—0.0%6,90029.4%OPEN →
Low46.4%6,12153.5%OPEN →
Upper126.6%2,76815.5%OPEN →
Middle105.5%3,00826.2%OPEN →
Upper142.0%2,86540.2%OPEN →
Middle112.7%4,44041.0%OPEN →
Upper209.8%3,82217.0%OPEN →
Moderate79.3%4,92038.5%OPEN →
Middle99.8%3,06247.6%OPEN →
Low32.1%3,43182.9%OPEN →
Moderate51.8%3,81766.7%OPEN →
Upper165.2%1,81753.9%OPEN →
Upper240.4%4,87214.6%OPEN →
Upper130.2%2,51716.3%OPEN →
Middle104.0%5,07523.6%OPEN →
Moderate64.9%2,84240.5%OPEN →
Moderate63.9%3,97151.6%OPEN →
Moderate65.4%1,79943.4%OPEN →
Middle89.7%1,88222.3%OPEN →
Middle97.7%3,56617.9%OPEN →
Upper187.7%3,58519.3%OPEN →
Moderate53.0%2,94459.5%OPEN →
Middle82.0%4,01345.2%OPEN →
Moderate55.7%3,69843.8%OPEN →
Middle83.2%2,31020.7%OPEN →
Upper151.0%1,80514.5%OPEN →
Upper127.2%4,99815.9%OPEN →
Middle107.0%3,47322.6%OPEN →
Middle98.4%4,03232.8%OPEN →
Moderate63.7%2,19276.3%OPEN →
Middle91.2%2,31144.4%OPEN →
Upper166.7%4,41217.3%OPEN →
Middle116.9%4,03422.4%OPEN →
Moderate63.9%1,68370.9%OPEN →
Middle101.2%2,84530.4%OPEN →
Middle88.4%3,66723.1%OPEN →
Middle86.2%3,35137.1%OPEN →
Middle98.0%5,25018.9%OPEN →
Middle99.2%4,33120.8%OPEN →
Middle110.6%3,49741.4%OPEN →
Middle120.0%3,37521.4%OPEN →
Upper151.5%3,33312.8%OPEN →
Upper179.5%5,21014.6%OPEN →
Upper182.5%4,01414.2%OPEN →
Upper155.1%5,65119.9%OPEN →
Upper144.2%3,21418.4%OPEN →
Middle95.8%3,58428.6%OPEN →
Upper121.7%2,44719.1%OPEN →
Moderate71.5%3,70743.8%OPEN →
Upper125.3%5,23340.8%OPEN →
Low49.2%3,85281.9%OPEN →
Moderate50.9%5,20878.9%OPEN →
Low49.9%4,90484.6%OPEN →
Low44.6%5,05679.4%OPEN →
Middle102.8%2,74635.2%OPEN →
Upper179.6%6,86734.2%OPEN →
Upper177.0%3,15333.1%OPEN →
Upper126.6%4,38716.6%OPEN →
Middle89.7%2,67978.6%OPEN →
—0.0%850.0%OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

1,269,496

Median household income

$97,653

Median home value

$392,900

Median gross rent

$1,487

per month

Owner-occupied

62.7%

of occupied units

Housing units

571,527

5.6% vacant

Poverty rate

10.0%

Unemployment

4.5%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 98.3

Social vulnerability

Relatively Low

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Very High · Hail Very High · Strong wind Very High · Heat wave Relatively High · Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

74

Declarations recorded

18

Incident types on record: Biological, Drought, Flood, Hurricane, Other, Severe Storm, Tornado.

Everything we hold on Hennepin County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Hennepin County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Hennepin County →Every reported application and origination in FIPS 27053, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Hennepin County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

668

—

Purchase share

51.9%

347 loans

IRRRL refinances

225

Cash-out refinances

96

2026668—34722596
2025664—410149105
2024488—3576269
2023467—3771080
2022——497187223
20212,363—5301,503330
20202,198—5501,302346
20191,074—606157311
20181,031—576103352
20171,351—658278415
20161,318—637339342
20151,182—628288266

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Hennepin County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Hennepin County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

1,523

−25.9% vs 2024

Multifamily · 2025

1,968

+5.5% vs 2024

Total authorized · 2025

3,491

−10.9% vs 2024

Permit valuation · 2025

$1.2B

authorized construction value

Units authorized by year

Hennepin County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420253,491 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Hennepin County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Ramsey County, MN6,0208,910$364.0M
inflow2223Ramsey County, MN5,8448,655$349.4M
outflow2223Anoka County, MN4,0726,868$245.3M
outflow2223Dakota County, MN3,8366,338$364.0M
inflow2223Anoka County, MN3,3205,394$195.6M
inflow2223Dakota County, MN3,2174,745$202.7M
outflow2223Wright County, MN1,6183,026$148.6M
inflow2223Other flows - South, DS1,5942,504$118.3M
outflow2223Carver County, MN1,5532,806$190.7M
outflow2223Other flows - South, DS1,5092,652$148.8M
inflow2223Other flows - Midwest, DS1,4601,999$97.4M
outflow2223Other flows - Midwest, DS1,3652,090$110.1M
outflow2223Scott County, MN1,3482,255$110.4M
outflow2223Washington County, MN1,1451,770$98.9M
inflow2223Carver County, MN1,1431,715$101.5M
inflow2223Washington County, MN1,1111,545$83.5M
inflow2223Scott County, MN1,0961,573$85.5M
inflow2223Wright County, MN1,0271,601$76.6M
outflow2223Cook County, IL8641,048$63.5M
outflow2223Other flows - West, DS7541,101$78.8M
inflow2223Other flows - West, DS7521,137$59.3M
inflow2223Cook County, IL623894$56.0M
inflow2223Other flows - Northeast, DS619908$52.1M
outflow2223Maricopa County, AZ604960$137.3M
outflow2223Other flows - Northeast, DS597900$53.3M
inflow2223Stearns County, MN573811$36.1M
outflow2223Sherburne County, MN565968$40.7M
inflow2223Sherburne County, MN494735$32.8M
inflow2223St. Louis County, MN460596$22.5M
inflow2223Olmsted County, MN437585$29.9M
inflow2223Maricopa County, AZ422615$41.2M
outflow2223Foreign - Overseas, FR403667$44.2M
outflow2223Stearns County, MN365604$23.3M
inflow2223Dane County, WI361448$23.3M
outflow2223King County, WA359468$52.9M
outflow2223St. Louis County, MN359482$25.1M
outflow2223Los Angeles County, CA337451$52.1M
inflow2223Cass County, ND321477$19.2M
outflow2223Denver County, CO308357$27.0M
inflow2223Blue Earth County, MN307383$12.9M
inflow2223Los Angeles County, CA298434$26.8M
inflow2223King County, WA285426$37.6M
outflow2223Olmsted County, MN283406$21.8M
outflow2223New York County, NY268297$31.1M
outflow2223Dane County, WI232282$15.5M
inflow2223Milwaukee County, WI231297$15.9M
outflow2223Dallas County, TX226308$21.2M
outflow2223San Diego County, CA221303$24.5M
inflow2223Rice County, MN218279$10.3M
outflow2223Lee County, FL215375$119.3M
outflow2223Travis County, TX212279$28.0M
inflow2223Denver County, CO202253$19.3M
outflow2223Harris County, TX195355$17.5M
inflow2223Foreign - Overseas, FR195336$21.6M
outflow2223Kings County, NY192216$14.4M
inflow2223San Diego County, CA188290$15.3M
outflow2223St. Croix County, WI182273$16.5M
inflow2223St. Croix County, WI176200$9.8M
outflow2223Clark County, NV171288$17.0M
inflow2223Polk County, IA171246$10.5M
outflow2223Crow Wing County, MN164251$21.9M
outflow2223Cass County, ND162228$11.2M
outflow2223Milwaukee County, WI161208$11.0M
outflow2223Rice County, MN159263$10.3M
inflow2223Eau Claire County, WI150167$8.5M
inflow2223Crow Wing County, MN147193$10.3M
outflow2223Collin County, TX144321$22.9M
inflow2223Harris County, TX143241$14.8M
outflow2223Multnomah County, OR143174$11.5M
outflow2223Isanti County, MN141218$10.4M
outflow2223Chisago County, MN138200$9.0M
outflow2223Mecklenburg County, NC135221$19.9M
outflow2223District of Columbia, DC134156$9.4M
outflow2223Collier County, FL134235$94.8M
outflow2223Santa Clara County, CA131178$20.5M
inflow2223Clark County, NV129229$9.2M
inflow2223Chisago County, MN128161$6.2M
inflow2223Minnehaha County, SD127181$7.9M
inflow2223Waukesha County, WI125158$10.0M
inflow2223Kings County, NY125166$12.7M
inflow2223Travis County, TX125180$13.9M
inflow2223Benton County, MN124165$5.9M
outflow2223Orange County, CA124190$22.0M
outflow2223Middlesex County, MA123179$12.9M
outflow2223Tarrant County, TX123207$12.6M
inflow2223Kandiyohi County, MN123196$9.4M
outflow2223San Francisco County, CA121139$15.9M
inflow2223New York County, NY120157$21.5M
outflow2223Blue Earth County, MN118172$5.3M
inflow2223Isanti County, MN116176$8.5M
inflow2223La Crosse County, WI115144$6.4M
inflow2223Lee County, FL114169$10.1M
inflow2223Dallas County, TX114202$12.0M
outflow2223Fulton County, GA113170$12.4M
outflow2223Polk County, IA112157$9.4M
inflow2223Franklin County, OH111201$5.2M
inflow2223Johnson County, IA107143$8.1M
inflow2223Douglas County, NE107162$7.6M
outflow2223McLeod County, MN107164$7.2M
inflow2223Multnomah County, OR106148$9.5M
inflow2223Nicollet County, MN105182$4.5M
inflow2223District of Columbia, DC105132$11.7M
inflow2223Grand Forks County, ND104139$7.8M
inflow2223Tarrant County, TX104163$7.2M
outflow2223Wake County, NC103214$15.2M
outflow2223Suffolk County, MA103111$7.0M
outflow2223Hillsborough County, FL103151$9.6M
inflow2223McLeod County, MN100145$5.3M
outflow2223Salt Lake County, UT100134$8.6M
outflow2223Davidson County, TN100127$12.3M
outflow2223Pinellas County, FL99146$15.9M
inflow2223Middlesex County, MA98134$9.6M
outflow2223Pima County, AZ97143$19.4M
inflow2223Orange County, CA96149$7.4M
outflow2223Minnehaha County, SD96139$11.3M
outflow2223Jefferson County, CO96118$8.8M
outflow2223Denton County, TX95195$17.5M
outflow2223Eau Claire County, WI93123$5.2M
inflow2223DuPage County, IL91125$7.8M
inflow2223Miami-Dade County, FL90139$9.3M
outflow2223Goodhue County, MN88125$6.8M
inflow2223Winona County, MN87102$4.9M
inflow2223Otter Tail County, MN86118$5.0M
inflow2223Brown County, WI86126$3.6M
inflow2223Clay County, MN83121$3.7M
outflow2223Mille Lacs County, MN83141$6.0M
outflow2223Miami-Dade County, FL83121$18.9M
inflow2223Pima County, AZ81115$7.1M
inflow2223Queens County, NY79125$5.8M
inflow2223Fulton County, GA78111$7.4M
inflow2223Beltrami County, MN78109$4.0M
inflow2223Douglas County, MN78117$6.8M
outflow2223Alameda County, CA78124$8.7M
inflow2223Santa Clara County, CA78123$10.7M
inflow2223Arapahoe County, CO78117$4.9M
inflow2223Salt Lake County, UT78133$6.9M
inflow2223Davidson County, TN77104$5.6M
inflow2223Goodhue County, MN7798$4.7M
inflow2223Suffolk County, MA77119$8.8M
inflow2223San Francisco County, CA76107$18.5M
inflow2223Alameda County, CA76111$12.1M
inflow2223El Paso County, CO7599$7.4M
inflow2223Oakland County, MI75104$8.0M
inflow2223Lake County, IL7597$8.5M
inflow2223Steele County, MN75104$4.3M
inflow2223Broward County, FL72108$4.7M
inflow2223Washtenaw County, MI71111$5.9M
outflow2223Franklin County, OH71103$4.6M
outflow2223Cass County, MN71105$18.8M
outflow2223Palm Beach County, FL70124$15.1M
outflow2223Arapahoe County, CO70102$5.0M
inflow2223Cass County, MN6998$8.0M
outflow2223Pierce County, WI6997$9.0M
outflow2223Bexar County, TX69104$6.0M
outflow2223Douglas County, MN69123$6.6M
outflow2223Benton County, MN69109$3.6M
inflow2223Jefferson County, CO6790$5.9M
inflow2223St. Louis County, MO6795$5.0M
outflow2223Douglas County, NE6795$5.0M
outflow2223Williamson County, TX66126$13.0M
inflow2223Hillsborough County, FL65105$5.2M
inflow2223Itasca County, MN6586$4.3M
outflow2223Otter Tail County, MN6594$5.9M
outflow2223DuPage County, IL6597$6.3M
outflow2223El Paso County, CO6592$4.4M
outflow2223Riverside County, CA6590$7.8M
outflow2223Polk County, WI64102$7.6M
outflow2223Fairfax County, VA6498$5.9M
outflow2223Broward County, FL64106$9.8M
inflow2223Collier County, FL6389$27.3M
inflow2223Bexar County, TX63108$4.5M
outflow2223Pine County, MN63111$5.4M
outflow2223Pinal County, AZ63111$5.6M
inflow2223Orange County, FL62103$4.4M
inflow2223Wake County, NC6278$4.4M
inflow2223Le Sueur County, MN6182$3.9M
inflow2223Collin County, TX61100$4.3M
inflow2223Linn County, IA6177$5.1M
inflow2223Marathon County, WI6172$2.7M
outflow2223Sarasota County, FL61106$16.1M
inflow2223Philadelphia County, PA6086$4.1M
inflow2223Marion County, IN6094$3.2M
outflow2223Brown County, WI6099$5.2M
inflow2223Jackson County, MO5985$3.4M
inflow2223Fairfax County, VA5991$4.8M
outflow2223Philadelphia County, PA5969$4.0M
outflow2223Le Sueur County, MN5890$4.0M
inflow2223Mecklenburg County, NC5781$5.0M
outflow2223Queens County, NY5769$3.1M
outflow2223Larimer County, CO5769$4.1M
outflow2223Boulder County, CO5765$4.5M
inflow2223Pierce County, WI5668$2.6M
inflow2223Meeker County, MN5669$2.1M
outflow2223Aitkin County, MN5699$5.3M
outflow2223Waukesha County, WI5579$4.2M
outflow2223Nicollet County, MN5492$2.4M
outflow2223Itasca County, MN5498$5.6M
inflow2223Mower County, MN5469$2.7M
inflow2223Denton County, TX5497$4.4M
outflow2223Lake County, IL5379$4.8M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Hennepin County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals9,406.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals1,632.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals11,038.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals412,000.0
2023BothNo CharacteristicAll Appraisals392,000.0
2023PurchaseNo CharacteristicAll Appraisals390,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals395,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals397,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals3,991.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals390,000.0
2022BothNo CharacteristicAll Appraisals16,927.0
2022PurchaseNo CharacteristicAll Appraisals12,936.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals407,000.0
2021BothNo CharacteristicAll Appraisals31,280.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals16,949.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals14,331.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals386,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals372,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals35,433.0
2020PurchaseNo CharacteristicAll Appraisals15,977.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals363,000.0
2020RefinanceNo CharacteristicAll Appraisals385,000.0
2020RefinanceNo CharacteristicAll Appraisals19,456.0
2020PurchaseNo CharacteristicAll Appraisals342,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals332,000.0
2019PurchaseNo CharacteristicAll Appraisals14,381.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals350,000.0
2019BothNo CharacteristicAll Appraisals26,175.0
2019RefinanceNo CharacteristicAll Appraisals11,794.0
2019PurchaseNo CharacteristicAll Appraisals322,500.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals300,000.0
2018BothNo CharacteristicAll Appraisals19,993.0
2018PurchaseNo CharacteristicAll Appraisals13,823.0
2018RefinanceNo CharacteristicAll Appraisals6,170.0
2018BothNo CharacteristicAll Appraisals310,000.0
2018PurchaseNo CharacteristicAll Appraisals312,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals291,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals22,242.0
2017PurchaseNo CharacteristicAll Appraisals13,971.0
2017PurchaseNo CharacteristicAll Appraisals300,000.0
2017RefinanceNo CharacteristicAll Appraisals8,271.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals295,000.0
2016PurchaseNo CharacteristicAll Appraisals13,512.0
2016RefinanceNo CharacteristicAll Appraisals319,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals278,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals297,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals27,855.0
2016RefinanceNo CharacteristicAll Appraisals14,343.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals270,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals300,000.0
2015BothNo CharacteristicAll Appraisals24,467.0
2015RefinanceNo CharacteristicAll Appraisals11,662.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals12,805.0
2015BothNo CharacteristicAll Appraisals281,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals275,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Hennepin County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05718,990690,49228,4984.0%
2026-04715,192689,26025,9323.6%
2026-03710,187680,84729,3404.1%
2026-02712,299680,66331,6364.4%
2026-01715,220683,97531,2454.4%
2025-12722,311695,73826,5733.7%
2025-11725,688696,85428,8344.0%
2025-09729,734701,94127,7933.8%
2025-08726,969698,19528,7744.0%
2025-07730,452702,61127,8413.8%
2025-06731,657703,58728,0703.8%
2025-05730,998705,46625,5323.5%
2025-04729,481706,66322,8183.1%
2025-03721,228696,76024,4683.4%
2025-02719,464695,37624,0883.3%
2025-01718,962696,49522,4673.1%
2024-12718,336699,94218,3942.6%
2024-11716,823697,43619,3872.7%
2024-10718,136698,60719,5292.7%
2024-09719,320698,54620,7742.9%
2024-08717,864694,14123,7233.3%
2024-07724,686700,68324,0033.3%
2024-06723,649699,63024,0193.3%
2024-05721,554701,29520,2592.8%
2024-04716,400698,20118,1992.5%
2024-03712,686692,89019,7962.8%
2024-02711,912690,91820,9942.9%
2024-01709,773690,39119,3822.7%
2023-12708,403692,65715,7462.2%
2023-11711,192697,26713,9252.0%
2023-10713,346695,97417,3722.4%
2023-09717,380699,12018,2602.5%
2023-08718,680698,54120,1392.8%
2023-07724,742705,20119,5412.7%
2023-06724,306702,94521,3612.9%
2023-05719,477700,53718,9402.6%
2023-04714,133697,72116,4122.3%
2023-03710,216692,27817,9382.5%
2023-02708,411689,81818,5932.6%
2023-01705,025687,61317,4122.5%
2022-12705,405690,43014,9752.1%
2022-11706,036692,24513,7912.0%
2022-10707,056693,17713,8792.0%
2022-09711,996697,68014,3162.0%
2022-08715,832698,39117,4412.4%
2022-07715,409698,98016,4292.3%
2022-06712,714694,84917,8652.5%
2022-05711,755698,41013,3451.9%
2022-04707,401695,06412,3371.7%
2022-03703,842687,29916,5432.4%
2022-02703,506686,41617,0902.4%
2022-01701,806682,65419,1522.7%
2021-12707,048691,14515,9032.2%
2021-11710,366694,16716,1992.3%
2021-10707,402688,47118,9312.7%
2021-09706,299684,06322,2363.1%
2021-08710,377684,36026,0173.7%
2021-07714,415687,06727,3483.8%
2021-06711,289679,11432,1754.5%
2021-05708,690681,30927,3813.9%
2021-04707,826678,85028,9764.1%
2021-03703,642673,71729,9254.3%
2021-02703,454672,89330,5614.3%
2021-01702,756669,32233,4344.8%
2020-12710,696677,70932,9874.6%
2020-11726,567694,10432,4634.5%
2020-10733,531693,51840,0135.5%
2020-09740,376689,49750,8796.9%
2020-08750,244693,59756,6477.6%
2020-07750,913680,97869,9359.3%
2020-06744,413668,09876,31510.3%
2020-05711,957626,32685,63112.0%
2020-04695,078634,12460,9548.8%
2020-03727,363701,16926,1943.6%
2020-02731,347711,68019,6672.7%
2020-01727,203708,27918,9242.6%
2019-12728,268710,00318,2652.5%
2019-11729,386711,14218,2442.5%
2019-10728,287709,35418,9332.6%
2019-09729,265710,53118,7342.6%
2019-08732,977710,85422,1233.0%
2019-07734,356711,57222,7843.1%
2019-06729,992706,42023,5723.2%
2019-05721,152701,93319,2192.7%
2019-04717,537700,00117,5362.4%
2019-03718,809697,82920,9802.9%
2019-02720,494700,18420,3102.8%
2019-01717,507696,39921,1082.9%
2018-12719,613701,24018,3732.6%
2018-11719,285704,06615,2192.1%
2018-10718,601702,43416,1672.2%
2018-09718,387701,44916,9382.4%
2018-08721,400702,26919,1312.7%
2018-07726,761706,97019,7912.7%
2018-06722,766701,56221,2042.9%
2018-05715,482699,35816,1242.3%
2018-04712,376695,62716,7492.4%
2018-03712,925693,76719,1582.7%
2018-02716,569696,74519,8242.8%
2018-01711,081691,80519,2762.7%

BEA Personal Income

2024$127.78B1,273,334$100K
2023$121.77B1,263,210$96K
2022$114.38B1,258,981$91K
2021$111.49B1,270,232$88K
2020$99.94B1,281,722$78K
2019$96.82B1,277,450$76K
2018$92.98B1,268,983$73K
2017$87.25B1,258,341$69K
2016$83.67B1,244,490$67K
2015$81.49B1,229,843$66K
2014$77.14B1,217,282$63K
2013$72.35B1,202,850$60K
2012$72.79B1,187,536$61K
2011$67.15B1,171,240$57K
2010$62.98B1,154,654$55K
2009$60.25B1,146,721$53K
2008$64.68B1,135,173$57K
2007$63.07B1,126,585$56K
2006$59.74B1,119,507$53K
2005$56.24B1,117,015$50K
2004$54.57B1,118,756$49K
2003$51.14B1,119,458$46K
2002$49.29B1,120,730$44K
2001$49.31B1,123,375$44K
2000$49.01B1,117,775$44K
1999$45.04B1,109,634$41K
1998$42.77B1,099,002$39K
1997$39.28B1,089,694$36K
1996$36.23B1,083,757$33K
1995$34.31B1,076,932$32K
1994$31.97B1,069,030$30K
1993$30.34B1,059,615$29K
1992$29.42B1,050,216$28K
1991——$26K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Hennepin County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-09-20$0——Yes
2025-06-24$0——Yes
2024-09-26$0——Yes
2023-10-12$0$0$0Yes
2023-04-19$94K$94K$0Yes
2023-04-17$54K$54K$0No
2023-04-16$0$0$0Yes
2023-04-16$0$0$0No
2023-04-14$552.2$552.2$0Yes
2022-03-05$0——Yes
2021-08-27$0——Yes
2020-07-20$0——Yes
2019-08-18$361.64$361.64$0Yes
2019-08-17$0——Yes
2019-07-16$3K$3K$0Yes
2019-07-01$0$0$0Yes
2019-06-15$0——No
2019-05-27$856.96$856.96$0Yes
2019-05-27$0——Yes
2019-05-27$4K$4K$0Yes
2019-05-27$2K$2K$0Yes
2019-05-20$0——Yes
2019-05-09$0——Yes
2019-05-09$0——Yes
2019-04-26$0——Yes
2019-04-01$646.94$646.94$0Yes
2019-03-16$61K$37K$23KYes
2019-03-15$0——Yes
2019-03-14$4K$4K$0Yes
2019-03-14$4K$4K$0Yes
2019-03-14$3K$3K$0Yes
2019-03-14$30K$18K$12KYes
2019-03-14$0——Yes
2019-03-14$8K$8K$0Yes
2019-03-14$0——Yes
2019-03-14$52K$43K$9KYes
2019-03-14$0——Yes
2019-03-14$33K$33K$0Yes
2019-03-14$2K$2K$0Yes
2019-03-13$2K$2K$0No
2019-03-13$2K$2K$0Yes
2019-03-13$1K$1K$0Yes
2019-03-13$5K$5K$0Yes
2019-03-13$22K$21K$1KYes
2018-09-20$3K$3K$0Yes
2018-08-05$0——Yes
2018-05-30$0——Yes
2017-08-16$223.08$223.08$0No
2017-02-21$0——Yes
2016-10-11$0——Yes
2016-10-01$0——Yes
2016-09-22$3K$3K$0Yes
2016-09-21$2K$2K$0Yes
2016-09-21$0——Yes
2016-05-01$0——Yes
2015-09-24$0——Yes
2015-08-16$12K$12K$0No
2015-07-31$0——No
2015-07-08$0——Yes
2015-07-07$0——Yes
2015-07-06$0——No
2015-05-29$0——Yes
2014-08-20$0——Yes
2014-07-23$0——Yes
2014-07-23$6K$6K$0Yes
2014-07-20$5K$5K$0No
2014-06-26$19K$19K$0Yes
2014-06-26$26K$26K$0Yes
2014-06-25$0——Yes
2014-06-24$373.71$373.71$0Yes
2014-06-23$0——Yes
2014-06-23$12K$12K$0Yes
2014-06-22$0——No
2014-06-21$358.59$358.59$0Yes
2014-06-20$3K$3K$0Yes
2014-06-20$2K$2K$0Yes
2014-06-19$50K$45K$5KYes
2014-06-19$11K$11K$0Yes
2014-06-19$551.76$551.76$0Yes
2014-06-19$5K$5K$0No
2014-06-19$12K$12K$0Yes
2014-06-19$0——No
2014-06-19$2K$2K$0Yes
2014-06-19$49K$49K$0Yes
2014-06-19$19K$19K$0Yes
2014-06-19$10K$10K$0Yes
2014-06-19$4K$4K$0Yes
2014-06-19$43K$43K$0No
2014-06-19$0——Yes
2014-06-19$48K$47K$787.54Yes
2014-06-19$4K$4K$0Yes
2014-06-19$3K$3K$0No
2014-06-19$5K$5K$0Yes
2014-06-19$0——Yes
2014-06-19$7K$7K$0Yes
2014-06-19$2K$2K$0No
2014-06-19$305.48$305.48$0Yes
2014-06-19$3K$3K$0Yes
2014-06-19$186K$169K$17KYes
2014-06-19$0——Yes

ALSO CHECKED

18 more data areas were checked for Hennepin County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the MN state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN HENNEPIN COUNTY →Opens the loan explorer already filtered to county FIPS 27053.

See the Minnesota state market profile for the statewide picture, the Minnesota state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.