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State markets/Nebraska/Lancaster County

COUNTY MORTGAGE MARKET · FIPS 31109

Lancaster County, Nebraska

Who lends in Lancaster County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$2.12B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

7,840

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

9.3%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

286

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 286 lenders that originated in Lancaster County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

415

unconcentrated

Top-5 lender share

38.5%

of originations

Purchase

67.4%

4,626 loans

Refinance

32.6%

2,242 loans

Origination trend

Annual mortgage origination volume and loan count in Lancaster County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Lancaster County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Lancaster County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR LANCASTER COUNTY →

TOP TEN LENDERS IN LANCASTER COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

751$217.7M$217.7M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
613$204.4M$204.4M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
806$188.6M$188.6M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
335$102.4M$102.4M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
338$102.3M$102.3M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
365$83.9M$83.9M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
333$66.6M$66.6M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
300$54.4M$54.4M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
212$54.1M$54.1M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
126$53.5M$53.5M originated in Lancaster County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Lancaster County

All 44 ZIP Code Tabulation Areas that touch Lancaster County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
44 OF 44 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1212 of the 13 Lancaster County tracts this ZIP area touches sit mostly inside it.49,55514.3%12,707——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Lancaster County tracts this ZIP area touches sit mostly inside it.35,65731.4%7,922——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Lancaster County tracts this ZIP area touches sit mostly inside it.26,85815.5%7,573——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Lancaster County tracts this ZIP area touches sit mostly inside it.25,57728.9%5,709——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 13 Lancaster County tracts this ZIP area touches sit mostly inside it.19,44720.0%5,342——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Lancaster County tracts this ZIP area touches sit mostly inside it.18,41731.3%805——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Lancaster County tracts this ZIP area touches sit mostly inside it.17,15116.5%4,658——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Lancaster County tracts this ZIP area touches sit mostly inside it.16,86620.2%4,067——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 10 Lancaster County tracts this ZIP area touches sit mostly inside it.15,00228.3%2,139——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Lancaster County tracts this ZIP area touches sit mostly inside it.14,82140.5%2,262——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Lancaster County tracts this ZIP area touches sit mostly inside it.13,19731.2%3,089——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Lancaster County tracts this ZIP area touches sit mostly inside it.12,14718.0%3,245——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Lancaster County tracts this ZIP area touches sit mostly inside it.9,29328.3%2,168——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Lancaster County tracts this ZIP area touches sit mostly inside it.7,1766.6%2,037——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Lancaster County tracts this ZIP area touches sit mostly inside it.6,13513.5%1,474——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lancaster County tract this ZIP area touches sit mostly inside it.5,2398.3%1,612——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Lancaster County tracts this ZIP area touches sit mostly inside it.4,8305.9%1,347——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lancaster County tract this ZIP area touches sit mostly inside it.4,8217.7%1,357——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Lancaster County tracts this ZIP area touches sit mostly inside it.4,5817.1%1,602——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Lancaster County tract this ZIP area touches sit mostly inside it.3,70210.7%1,038——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Lancaster County tracts this ZIP area touches sit mostly inside it.3,1429.9%1,176——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 5 Lancaster County tracts this ZIP area touches sit mostly inside it.3,06232.3%279——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Lancaster County tracts this ZIP area touches sit mostly inside it.2,65115.1%804——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Lancaster County tracts this ZIP area touches sit mostly inside it.1,71611.5%525——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lancaster County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

81 of Lancaster County’s 81 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Lancaster County

All 81 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

81 OF 81 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate69.9%3,41019.7%OPEN →
Moderate74.9%4,67016.5%OPEN →
Low48.2%4,25027.2%OPEN →
Low44.5%3,49129.3%OPEN →
Moderate52.1%4,99141.6%OPEN →
—0.0%2,29229.1%OPEN →
—0.0%6,82821.1%OPEN →
Moderate56.0%2,49854.0%OPEN →
Moderate55.7%3,59745.0%OPEN →
Middle91.2%3,73525.6%OPEN →
Middle102.1%3,31321.5%OPEN →
Moderate76.8%1,65827.6%OPEN →
Moderate69.5%3,59027.2%OPEN →
Middle113.2%4,67414.8%OPEN →
Middle81.2%3,41714.7%OPEN →
Middle90.2%6,54618.4%OPEN →
Upper132.3%3,66511.7%OPEN →
Middle119.6%3,06012.4%OPEN →
Middle93.9%4,83318.7%OPEN →
Middle88.4%4,45818.8%OPEN →
Middle82.3%5,60320.5%OPEN →
Low41.9%5,20747.1%OPEN →
Low46.4%2,13646.7%OPEN →
Upper171.6%1,84117.5%OPEN →
Low39.6%2,47342.6%OPEN →
Low31.4%2,40547.4%OPEN →
Moderate63.0%2,57844.2%OPEN →
Moderate73.4%5,55035.9%OPEN →
Middle87.9%6,05325.5%OPEN →
Upper145.8%3,54113.4%OPEN →
Middle85.4%5,41715.3%OPEN →
Moderate72.6%3,01723.4%OPEN →
Middle84.7%5,71415.9%OPEN →
Middle99.6%5,22617.7%OPEN →
Moderate64.2%5,60328.6%OPEN →
Moderate79.2%3,26430.1%OPEN →
Moderate75.4%5,18537.8%OPEN →
Middle102.3%2,95826.1%OPEN →
Middle89.1%4,80932.6%OPEN →
Upper124.3%6,05117.5%OPEN →
Moderate54.2%2,73042.6%OPEN →
Moderate62.5%6,09339.3%OPEN →
Moderate63.1%3,05432.3%OPEN →
Middle94.4%4,23726.8%OPEN →
Middle118.9%5,05629.6%OPEN →
Middle118.1%6,49929.4%OPEN →
Middle80.8%6,69832.9%OPEN →
—0.0%——OPEN →
—0.0%——OPEN →
Upper158.3%3,70210.7%OPEN →
Middle109.5%3,64418.4%OPEN →
Middle109.8%4,58521.4%OPEN →
Middle106.7%1,38915.1%OPEN →
Upper162.3%2,52912.6%OPEN →
Moderate72.8%5,23319.6%OPEN →
Middle118.4%4,24813.1%OPEN →
Upper123.1%4,91012.5%OPEN →
Upper159.4%2,92913.7%OPEN →
Upper147.4%5,11111.8%OPEN →
Upper154.3%2,36812.1%OPEN →
Upper125.5%5,01116.8%OPEN →
Upper153.0%3,1429.9%OPEN →
Upper158.4%6,13513.5%OPEN →
Upper136.7%4,24513.8%OPEN →
Middle82.3%1,86413.0%OPEN →
Upper121.1%3,54512.8%OPEN →
Upper121.0%4,27512.5%OPEN →
Upper148.9%3,39212.9%OPEN →
Upper190.2%2,81915.4%OPEN →
Upper138.4%2,65115.1%OPEN →
Upper120.8%4,39715.7%OPEN →
Upper124.9%4,79712.0%OPEN →
Middle96.4%3,21013.0%OPEN →
Upper130.9%7,1766.6%OPEN →
Upper126.3%4,8217.7%OPEN →
Upper147.4%1,71611.5%OPEN →
Upper127.2%4,56728.2%OPEN →
Middle115.2%4,5817.1%OPEN →
Upper129.5%4,8305.9%OPEN →
Upper134.3%5,2398.3%OPEN →
—0.0%837.5%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

326,696

Median household income

$74,793

Median home value

$275,200

Median gross rent

$1,085

per month

Owner-occupied

58.9%

of occupied units

Housing units

140,324

4.4% vacant

Poverty rate

11.9%

Unemployment

3.2%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 90.7

Social vulnerability

Very Low

Community resilience

Very High

ELEVATED PERILS

Tornado Relatively High · Hail Relatively High · Strong wind Very High · Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

73

Declarations recorded

16

Incident types on record: Biological, Flood, Hurricane, Severe Storm, Winter Storm.

Everything we hold on Lancaster County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Lancaster County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Lancaster County →Every reported application and origination in FIPS 31109, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Lancaster County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

452

—

Purchase share

50.2%

227 loans

IRRRL refinances

169

Cash-out refinances

56

2026452—22716956
2025454—26311081
2024354—2523666
2023328—265360
2022——355101158
20211,210—325702183
20201,097—361561175
2019514—30268144
2018542—32043179
2017635—334136165
2016624—333145146
2015612—354156102

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Lancaster County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Lancaster County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

970

−5.3% vs 2024

Multifamily · 2025

1,376

+51.0% vs 2024

Total authorized · 2025

2,346

+21.2% vs 2024

Permit valuation · 2025

$519.9M

authorized construction value

Units authorized by year

Lancaster County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420252,346 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Lancaster County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Douglas County, NE1,0381,401$59.4M
outflow2223Other flows - South, DS9221,620$59.6M
outflow2223Other flows - Midwest, DS9021,433$52.7M
inflow2223Other flows - South, DS9011,524$59.6M
inflow2223Other flows - Midwest, DS8341,297$46.4M
inflow2223Douglas County, NE693981$34.9M
inflow2223Other flows - West, DS536924$36.3M
outflow2223Other flows - West, DS492778$28.4M
outflow2223Sarpy County, NE350503$23.1M
inflow2223Sarpy County, NE268371$14.5M
outflow2223Other flows - Northeast, DS212319$14.9M
inflow2223Other flows - Northeast, DS201312$11.1M
inflow2223Hall County, NE189276$8.8M
outflow2223Seward County, NE177319$11.2M
inflow2223Seward County, NE160244$9.3M
inflow2223Gage County, NE155264$7.5M
inflow2223Saline County, NE153255$8.6M
outflow2223Saunders County, NE150272$15.6M
outflow2223Gage County, NE149302$10.2M
inflow2223Buffalo County, NE138214$9.6M
outflow2223Maricopa County, AZ135224$9.9M
inflow2223Saunders County, NE133228$7.7M
outflow2223Cass County, NE123216$8.0M
inflow2223Otoe County, NE117194$6.9M
outflow2223Otoe County, NE115189$6.6M
inflow2223Cass County, NE115187$7.8M
outflow2223Saline County, NE110201$6.3M
inflow2223Platte County, NE108140$5.0M
inflow2223Maricopa County, AZ100170$5.6M
outflow2223Hall County, NE94141$4.5M
inflow2223Adams County, NE92128$4.0M
outflow2223Buffalo County, NE90129$4.2M
inflow2223Dodge County, NE87117$4.1M
outflow2223Cook County, IL8396$5.7M
inflow2223Lincoln County, NE80121$4.2M
inflow2223York County, NE77125$3.8M
inflow2223Madison County, NE76104$2.2M
outflow2223Johnson County, KS6697$6.2M
outflow2223Foreign - Other flows, FR5789$3.6M
outflow2223Platte County, NE5790$2.8M
outflow2223Adams County, NE5476$2.8M
outflow2223Dodge County, NE5495$3.1M
inflow2223Los Angeles County, CA5397$2.6M
inflow2223Harris County, TX5276$2.7M
inflow2223Scotts Bluff County, NE5288$2.1M
inflow2223Johnson County, KS5169$2.3M
outflow2223Harris County, TX5085$2.7M
outflow2223York County, NE5079$2.1M
outflow2223Hennepin County, MN4959$3.1M
outflow2223Los Angeles County, CA4967$2.6M
outflow2223Larimer County, CO4877$3.6M
outflow2223Jackson County, MO4868$2.2M
outflow2223Madison County, NE4771$2.0M
outflow2223Denver County, CO4757$2.9M
inflow2223Dawson County, NE4676$2.4M
inflow2223Larimer County, CO4269$3.8M
inflow2223Jackson County, MO4259$2.6M
inflow2223Foreign - Other flows, FR4172$1.9M
outflow2223Lincoln County, NE4162$2.4M
outflow2223El Paso County, CO4152$1.4M
inflow2223San Diego County, CA4082$2.5M
inflow2223El Paso County, CO4062$1.9M
outflow2223King County, WA3950$2.5M
inflow2223Cook County, IL3968$3.2M
inflow2223Polk County, IA3962$2.2M
inflow2223Hamilton County, NE3950$2.6M
inflow2223Butler County, NE3854$1.9M
inflow2223Nemaha County, NE3748$1.5M
outflow2223San Diego County, CA3780$1.4M
outflow2223Dawson County, NE3655$1.5M
inflow2223Johnson County, NE3643$2.0M
outflow2223Travis County, TX3649$2.3M
inflow2223Clark County, NV3567$1.6M
outflow2223Scotts Bluff County, NE3360$1.1M
inflow2223Pottawattamie County, IA3353$1.5M
outflow2223Pottawattamie County, IA3253$1.8M
outflow2223Clark County, NV3141$1.8M
inflow2223Minnehaha County, SD3150$1.9M
outflow2223Butler County, NE3158$3.4M
inflow2223Jefferson County, NE3045$1.2M
outflow2223Arapahoe County, CO3039$1.4M
inflow2223Denver County, CO3039$2.5M
inflow2223Jefferson County, CO3043$1.7M
outflow2223Polk County, IA2940$2.2M
inflow2223Woodbury County, IA2736$1.2M
inflow2223Arapahoe County, CO2736$1.4M
outflow2223Jefferson County, CO2727$1.4M
inflow2223Red Willow County, NE2738$903K
outflow2223Pima County, AZ2642$4.6M
inflow2223Dallas County, TX2643$1.9M
inflow2223Sedgwick County, KS2640$1.5M
outflow2223Johnson County, NE2543$1.6M
outflow2223Dallas County, TX2427$1.3M
inflow2223Miami-Dade County, FL2445$648K
inflow2223King County, WA2454$2.9M
inflow2223Riverside County, CA2334$1.3M
outflow2223Orange County, CA2339$1.7M
outflow2223Collin County, TX2351$3.2M
outflow2223New York County, NY2324$1.1M
inflow2223Orange County, CA2346$2.5M
inflow2223Hennepin County, MN2336$2.0M
outflow2223Nemaha County, NE2237$1.0M
outflow2223Tarrant County, TX2238$1.7M
inflow2223Cuming County, NE2231$1.2M
outflow2223Pennington County, SD2233$1.0M
outflow2223Minnehaha County, SD2241$2.0M
outflow2223Jefferson County, NE2252$1.1M
outflow2223Clay County, MO2227$1.1M
outflow2223Salt Lake County, UT2131$1.1M
inflow2223Washington County, NE2127$859K
inflow2223Keith County, NE2029$1.0M
inflow2223Phelps County, NE2029$1.1M
inflow2223Cheyenne County, NE2036$1.3M
outflow2223Bexar County, TX2033$1.2M
outflow2223Douglas County, CO2031$1.9M
outflow2223Hillsborough County, FL2036$1.1M
inflow2223Custer County, NE2027$983K
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
outflow2122Douglas County, NE1,0531,437$54.3M
outflow2122Other flows - South, DS9491,608$61.2M
outflow2122Other flows - Midwest, DS8931,506$51.8M
inflow2122Other flows - Midwest, DS8841,486$69.3M
inflow2122Other flows - South, DS7931,397$45.9M
inflow2122Douglas County, NE6901,002$41.1M
outflow2122Other flows - West, DS540866$36.8M
inflow2122Other flows - West, DS440857$27.8M
outflow2122Sarpy County, NE311463$17.9M
outflow2122Other flows - Northeast, DS231343$14.3M
inflow2122Sarpy County, NE222335$12.4M
inflow2122Other flows - Northeast, DS181273$12.1M
inflow2122Seward County, NE180296$9.6M
inflow2122Hall County, NE174255$9.6M
outflow2122Seward County, NE172312$10.3M
outflow2122Saunders County, NE165300$14.5M
inflow2122Saline County, NE158285$7.9M
inflow2122Buffalo County, NE153223$9.9M
outflow2122Gage County, NE151286$7.6M
inflow2122Gage County, NE144224$9.0M
outflow2122Maricopa County, AZ143217$12.1M
inflow2122Saunders County, NE140220$8.1M
outflow2122Otoe County, NE127234$7.8M
outflow2122Cass County, NE123241$7.2M
outflow2122Saline County, NE120232$6.2M
inflow2122Lincoln County, NE107173$4.3M
inflow2122Cass County, NE104190$6.4M
inflow2122Maricopa County, AZ100175$5.4M
inflow2122Adams County, NE94138$4.4M
outflow2122Buffalo County, NE91129$4.2M
inflow2122Madison County, NE88116$3.9M
outflow2122Hall County, NE87131$3.5M
inflow2122Otoe County, NE86152$4.2M
inflow2122Platte County, NE74103$4.3M
outflow2122York County, NE68101$2.8M
outflow2122Platte County, NE65105$3.4M
inflow2122York County, NE6493$2.3M
inflow2122San Diego County, CA62122$3.3M
inflow2122Dodge County, NE6186$2.7M
outflow2122Cook County, IL6083$2.7M
outflow2122Johnson County, KS60100$3.6M
outflow2122Dodge County, NE5498$2.5M
inflow2122Los Angeles County, CA5491$3.9M
outflow2122Madison County, NE5178$2.6M
outflow2122Adams County, NE5074$870K
outflow2122Jackson County, MO4974$2.6M
inflow2122Johnson County, KS4877$4.0M
outflow2122King County, WA4764$3.2M
outflow2122Harris County, TX4677$2.8M
inflow2122Harris County, TX4584$2.9M
outflow2122Larimer County, CO4568$4.1M
outflow2122Lincoln County, NE4572$2.3M
outflow2122Los Angeles County, CA4565$2.4M
inflow2122El Paso County, CO4491$2.7M
inflow2122Pottawattamie County, IA4456$1.9M
outflow2122San Diego County, CA4395$2.1M
outflow2122Polk County, IA4270$3.7M
inflow2122Dawson County, NE4165$1.8M
outflow2122Johnson County, NE4157$2.0M
inflow2122Cook County, IL4164$2.3M
inflow2122Clark County, NV4079$2.7M
inflow2122Scotts Bluff County, NE3963$1.6M
outflow2122Dallas County, TX3958$2.3M
inflow2122Johnson County, NE3860$1.3M
outflow2122Minnehaha County, SD3856$2.5M
inflow2122Larimer County, CO3758$1.7M
outflow2122Denver County, CO3642$2.4M
outflow2122El Paso County, CO3659$1.4M
outflow2122Hennepin County, MN3542$1.9M
outflow2122Arapahoe County, CO3552$1.3M
outflow2122Tarrant County, TX3560$2.6M
outflow2122Nemaha County, NE3466$1.4M
inflow2122Red Willow County, NE3349$1.2M
outflow2122Clark County, NV3343$1.3M
outflow2122Jefferson County, CO3347$2.6M
inflow2122Arapahoe County, CO3255$2.2M
outflow2122Dawson County, NE3148$1.6M
outflow2122Collin County, TX3065$1.5M
inflow2122Jefferson County, NE3045$1.3M
inflow2122Polk County, IA3046$1.9M
outflow2122Pottawattamie County, IA3051$1.6M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Lancaster County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals2,306.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals603.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,909.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals300,000.0
2023BothNo CharacteristicAll Appraisals295,000.0
2023PurchaseNo CharacteristicAll Appraisals295,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals288,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals290,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,103.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals280,000.0
2022BothNo CharacteristicAll Appraisals4,169.0
2022PurchaseNo CharacteristicAll Appraisals3,066.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals258,000.0
2021BothNo CharacteristicAll Appraisals6,770.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,724.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals3,046.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals259,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals260,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals8,288.0
2020PurchaseNo CharacteristicAll Appraisals3,830.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals250,000.0
2020RefinanceNo CharacteristicAll Appraisals273,000.0
2020RefinanceNo CharacteristicAll Appraisals4,458.0
2020PurchaseNo CharacteristicAll Appraisals230,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals232,000.0
2019PurchaseNo CharacteristicAll Appraisals3,571.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals250,800.0
2019BothNo CharacteristicAll Appraisals6,165.0
2019RefinanceNo CharacteristicAll Appraisals2,594.0
2019PurchaseNo CharacteristicAll Appraisals217,500.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals215,000.0
2018BothNo CharacteristicAll Appraisals5,012.0
2018PurchaseNo CharacteristicAll Appraisals3,550.0
2018RefinanceNo CharacteristicAll Appraisals1,462.0
2018BothNo CharacteristicAll Appraisals212,000.0
2018PurchaseNo CharacteristicAll Appraisals210,300.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals210,500.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals5,490.0
2017PurchaseNo CharacteristicAll Appraisals3,518.0
2017PurchaseNo CharacteristicAll Appraisals193,000.0
2017RefinanceNo CharacteristicAll Appraisals1,972.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals200,000.0
2016PurchaseNo CharacteristicAll Appraisals3,367.0
2016RefinanceNo CharacteristicAll Appraisals221,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals189,000.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals204,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals6,519.0
2016RefinanceNo CharacteristicAll Appraisals3,152.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals177,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals205,000.0
2015BothNo CharacteristicAll Appraisals5,743.0
2015RefinanceNo CharacteristicAll Appraisals2,549.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.8
2015PurchaseNo CharacteristicAll Appraisals3,194.0
2015BothNo CharacteristicAll Appraisals190,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals174,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Lancaster County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05192,807187,7515,0562.6%
2026-04192,460187,8384,6222.4%
2026-03191,245186,0025,2432.7%
2026-02191,110184,9176,1933.2%
2026-01188,570182,6795,8913.1%
2025-12191,981186,5265,4552.8%
2025-11193,482187,7835,6992.9%
2025-09191,482186,3745,1082.7%
2025-08189,946184,6955,2512.8%
2025-07190,589185,0805,5092.9%
2025-06188,895183,1735,7223.0%
2025-05191,684186,3445,3402.8%
2025-04190,910185,7685,1422.7%
2025-03189,303184,2415,0622.7%
2025-02189,058183,1785,8803.1%
2025-01186,015180,4535,5623.0%
2024-12186,583182,0794,5042.4%
2024-11187,616182,8374,7792.5%
2024-10188,048183,2934,7552.5%
2024-09186,552182,2394,3132.3%
2024-08185,143180,2064,9372.7%
2024-07185,404180,5844,8202.6%
2024-06183,614178,2585,3562.9%
2024-05186,559181,9904,5692.4%
2024-04185,183181,2053,9782.1%
2024-03185,262180,8124,4502.4%
2024-02184,247179,2944,9532.7%
2024-01180,284175,7904,4942.5%
2023-12182,553178,5743,9792.2%
2023-11184,889181,1573,7322.0%
2023-10183,553179,2204,3332.4%
2023-09183,249179,3823,8672.1%
2023-08182,009178,2293,7802.1%
2023-07182,609178,6763,9332.2%
2023-06183,159178,6594,5002.5%
2023-05184,826180,8923,9342.1%
2023-04183,490180,0803,4101.9%
2023-03184,212180,4163,7962.1%
2023-02182,074177,9584,1162.3%
2023-01178,361174,5153,8462.2%
2022-12180,604177,0763,5282.0%
2022-11181,525177,8613,6642.0%
2022-10181,611177,9493,6622.0%
2022-09180,987177,5053,4821.9%
2022-08180,353176,5803,7732.1%
2022-07180,236176,3863,8502.1%
2022-06180,337176,0104,3272.4%
2022-05180,395176,9283,4671.9%
2022-04179,653176,3973,2561.8%
2022-03180,179176,5123,6672.0%
2022-02178,636174,8253,8112.1%
2022-01176,324172,2454,0792.3%
2021-12178,375175,3553,0201.7%
2021-11180,066176,9163,1501.7%
2021-10180,027176,3253,7022.1%
2021-09178,519174,7883,7312.1%
2021-08177,461173,2624,1992.4%
2021-07177,956173,5064,4502.5%
2021-06176,913171,5515,3623.0%
2021-05177,904173,3624,5422.6%
2021-04176,614171,9484,6662.6%
2021-03177,972172,2885,6843.2%
2021-02177,535171,3746,1613.5%
2021-01174,319168,2496,0703.5%
2020-12175,224170,0925,1322.9%
2020-11176,955172,4434,5122.5%
2020-10177,939173,5354,4042.5%
2020-09176,803171,1585,6453.2%
2020-08178,421172,1326,2893.5%
2020-07178,580169,6348,9465.0%
2020-06177,383167,06010,3235.8%
2020-05177,147165,42011,7276.6%
2020-04177,150161,64415,5068.8%
2020-03180,329172,2048,1254.5%
2020-02180,922175,9654,9572.7%
2020-01179,101173,9945,1072.9%
2019-12179,334175,0274,3072.4%
2019-11180,854176,1744,6802.6%
2019-10181,388176,5664,8222.7%
2019-09179,692175,1754,5172.5%
2019-08179,197174,1495,0482.8%
2019-07179,898174,4685,4303.0%
2019-06176,968171,1835,7853.3%
2019-05178,653173,6275,0262.8%
2019-04178,759174,0684,6912.6%
2019-03178,856173,4735,3833.0%
2019-02179,355174,0515,3043.0%
2019-01176,464171,1115,3533.0%
2018-12177,096172,6324,4642.5%
2018-11177,497173,4514,0462.3%
2018-10178,857174,2914,5662.6%
2018-09176,689172,3684,3212.4%
2018-08175,978171,3404,6382.6%
2018-07176,871171,9104,9612.8%
2018-06174,602169,4375,1653.0%
2018-05175,911171,5484,3632.5%
2018-04176,040171,5024,5382.6%
2018-03175,975171,1924,7832.7%
2018-02176,288171,2535,0352.9%
2018-01172,119167,3824,7372.8%

BEA Personal Income

2024$22.73B332,857$68K
2023$21.50B328,794$65K
2022$20.08B325,252$62K
2021$19.26B323,407$60K
2020$17.28B323,171$53K
2019$16.16B320,605$50K
2018$15.43B318,332$48K
2017$14.68B315,613$47K
2016$13.97B312,040$45K
2015$13.68B307,544$44K
2014$12.96B303,787$43K
2013$12.37B298,003$42K
2012$12.34B294,051$42K
2011$11.69B290,260$40K
2010$11.09B286,234$39K
2009$10.73B283,097$38K
2008$10.87B279,605$39K
2007$10.34B276,012$37K
2006$9.81B272,286$36K
2005$9.28B268,868$35K
2004$8.94B265,087$34K
2003$8.62B262,667$33K
2002$8.28B258,398$32K
2001$7.91B254,630$31K
2000$7.73B251,523$31K
1999$7.10B247,442$29K
1998$6.73B244,592$28K
1997$6.19B241,146$26K
1996$5.90B237,609$25K
1995$5.55B234,282$24K
1994$5.15B229,962$22K
1993$4.78B226,868$21K
1992$4.54B222,120$20K
1991——$20K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Lancaster County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2024-07-02$12K$8K$3KYes
2023-12-29$0$0$0Yes
2021-11-01$0——Yes
2021-03-14$0——Yes
2020-07-29$61K$61K$0No
2020-07-29$38K$38K$0No
2020-06-30$0$0$0Yes
2019-05-27$0——Yes
2018-06-30$2K$2K$0No
2018-04-03$0——Yes
2017-05-20$3K$3K$0No
2016-07-07$2K$2K$0No
2016-05-26$0——Yes
2016-05-26$2K$2K$0No
2016-05-10$4K$4K$0Yes
2016-05-09$34K$34K$0Yes
2016-05-09$0——Yes
2016-05-09$0——Yes
2016-05-09$10K$10K$0No
2016-05-09$3K$3K$0Yes
2016-05-09$0——Yes
2015-09-06$2K$2K$0No
2015-06-15$2K$2K$0Yes
2015-06-11$855.47$855.47$0No
2015-06-11$13K$13K$267.93Yes
2015-06-10$30.61$30.61$0Yes
2015-05-28$10K$10K$0Yes
2015-05-08$0——No
2015-05-07$0——No
2015-05-07$0——Yes
2015-05-07$1.0M$500K$500KNo
2015-05-07$0——Yes
2015-05-07$11K$11K$0No
2015-05-07$455.71$455.71$0No
2015-05-07$9K$9K$0No
2015-05-07$2K$2K$0Yes
2015-05-07$500K$500K$0No
2015-05-07$834.76$834.76$0Yes
2015-05-07$8K$8K$0Yes
2015-05-07$2K$2K$0No
2015-05-07$0——No
2015-05-07$0——No
2015-05-07$1K$1K$0No
2015-05-07$0——No
2015-05-07$64K$38K$25KYes
2015-05-07$0——Yes
2015-05-07$266K$82K$184KNo
2015-05-07$0——No
2015-05-07$3K$3K$0No
2015-05-07$2K$2K$0No
2015-05-07$2K$2K$0No
2015-05-07$11K$9K$2KNo
2015-05-07$0——Yes
2015-05-07$0——No
2015-05-07$1K$1K$0No
2015-05-07$0——Yes
2015-05-07$6K$6K$0No
2015-05-07$3K$3K$0Yes
2015-05-07$2K$2K$0No
2015-05-07$7K$7K$0No
2015-05-07$0——No
2015-05-07$0——No
2015-05-07$812.54$812.54$0Yes
2015-05-07$978.62$978.62$0Yes
2015-05-07$1K$1K$0Yes
2015-05-07$2K$2K$0Yes
2015-05-07$4K$4K$0No
2015-05-07$317.51$317.51$0Yes
2015-05-07$59K$59K$0Yes
2015-05-07$5K$5K$0No
2015-05-07$2K$2K$0Yes
2015-05-07$1K$1K$0No
2015-05-06$5K$5K$0No
2015-05-06$812.43$812.43$0Yes
2015-05-06$22K$22K$0No
2015-05-06$499.45$499.45$0Yes
2015-05-06$0——Yes
2015-05-06$1K$1K$0No
2015-05-06$0——Yes
2015-05-06$2K$2K$0Yes
2015-05-06$0——Yes
2015-05-06$16K$16K$0No
2015-05-06$14K$14K$0Yes
2015-05-06$12K$0$12KNo
2015-05-06$597.61$597.61$0Yes
2015-05-06$0——Yes
2015-05-06$0——Yes
2015-05-06$0——Yes
2015-05-06$2K$2K$0Yes
2015-05-06$13K$13K$0No
2015-05-06$13K$13K$0No
2015-05-06$0——Yes
2015-05-06$3K$3K$0No
2015-05-06$16K$16K$0No
2015-05-06$4K$4K$0Yes
2015-05-06$0——No
2015-05-06$0——No
2015-05-06$4K$4K$0No
2015-05-06$6K$6K$0No
2015-05-06$0——Yes

ALSO CHECKED

18 more data areas were checked for Lancaster County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the NE state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN LANCASTER COUNTY →Opens the loan explorer already filtered to county FIPS 31109.

See the Nebraska state market profile for the statewide picture, the Nebraska state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.