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State markets/New Hampshire/Grafton County

COUNTY MORTGAGE MARKET · FIPS 33009

Grafton County, New Hampshire

Who lends in Grafton County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$639.6M

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

1,984

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

17.8%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

264

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 264 lenders that originated in Grafton County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

312

unconcentrated

Top-5 lender share

31.8%

of originations

Purchase

61.6%

943 loans

Refinance

38.4%

589 loans

Origination trend

Annual mortgage origination volume and loan count in Grafton County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Grafton County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Grafton County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR GRAFTON COUNTY →

TOP TEN LENDERS IN GRAFTON COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

131$54.4M$54.4M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
188$46.8M$46.8M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
99$38.0M$38.0M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
159$34.7M$34.7M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
83$29.5M$29.5M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
88$28.9M$28.9M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
116$28.2M$28.2M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
60$20.3M$20.3M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
31$18.8M$18.8M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
65$12.1M$12.1M originated in Grafton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Grafton County

All 37 ZIP Code Tabulation Areas that touch Grafton County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
37 OF 37 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
33 of the 4 Grafton County tracts this ZIP area touches sit mostly inside it.11,87021.5%1,853——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Grafton County tracts this ZIP area touches sit mostly inside it.10,68620.0%2,312——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Grafton County tracts this ZIP area touches sit mostly inside it.7,8427.7%2,484——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Grafton County tracts this ZIP area touches sit mostly inside it.6,68212.9%1,332——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Grafton County tracts this ZIP area touches sit mostly inside it.6,0059.3%1,694——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Grafton County tract this ZIP area touches sit mostly inside it.4,8856.3%1,612——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 3 Grafton County tracts this ZIP area touches sit mostly inside it.4,8767.4%1,650——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Grafton County tract this ZIP area touches sit mostly inside it.4,5856.1%1,296——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Grafton County tracts this ZIP area touches sit mostly inside it.4,4658.2%1,634——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Grafton County tract this ZIP area touches sit mostly inside it.4,2147.9%1,474——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Grafton County tracts this ZIP area touches sit mostly inside it.3,7949.3%1,237——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Grafton County tracts this ZIP area touches sit mostly inside it.3,59619.3%690——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Grafton County tracts this ZIP area touches sit mostly inside it.3,3438.9%1,044——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Grafton County tract this ZIP area touches sit mostly inside it.2,8516.1%1,015——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Grafton County tract this ZIP area touches sit mostly inside it.2,7087.2%835——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Grafton County tract this ZIP area touches sit mostly inside it.2,6337.5%819——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Grafton County tract this ZIP area touches sit mostly inside it.2,1419.4%504——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Grafton County tracts this ZIP area touches sit mostly inside it.2,0046.6%602——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Grafton County tract this ZIP area touches sit mostly inside it.1,9387.3%469——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Grafton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

28 of Grafton County’s 28 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Grafton County

All 28 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

28 OF 28 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate54.4%2,91210.4%OPEN →
Middle97.3%3,0938.3%OPEN →
Middle97.8%4,2147.9%OPEN →
Middle83.9%4,8856.3%OPEN →
Middle97.5%2,7087.2%OPEN →
Moderate67.9%2,1419.4%OPEN →
Moderate76.9%2,6337.5%OPEN →
Middle82.1%4,5856.1%OPEN →
Middle111.2%2,8516.1%OPEN →
Upper121.6%3,3438.9%OPEN →
Middle85.5%1,5917.4%OPEN →
Middle116.2%3,2857.4%OPEN →
Moderate79.2%3,33813.8%OPEN →
Moderate69.5%3,34412.0%OPEN →
Moderate69.3%1,9387.3%OPEN →
Middle115.7%2,0046.6%OPEN →
Middle95.1%2,9398.4%OPEN →
Middle109.1%1,4655.7%OPEN →
Middle86.2%3,4387.8%OPEN →
Middle105.4%3,7949.3%OPEN →
Middle111.0%4,4658.2%OPEN →
Upper203.3%2,79218.8%OPEN →
Upper216.1%5,89620.9%OPEN →
Upper247.7%3,18225.1%OPEN →
Middle100.7%4,67226.5%OPEN →
Middle109.3%3,59619.3%OPEN →
Middle110.0%2,10212.5%OPEN →
Upper129.3%3,91216.2%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

92,120

Median household income

$88,261

Median home value

$344,500

Median gross rent

$1,301

per month

Owner-occupied

71.3%

of occupied units

Housing units

51,920

28.5% vacant

Poverty rate

10.4%

Unemployment

3.2%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 81.8

Social vulnerability

Relatively Low

Community resilience

Relatively High

ELEVATED PERILS

Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

100

Declarations recorded

40

Incident types on record: Biological, Flood, Hurricane, Severe Ice Storm, Severe Storm, Snowstorm, Winter Storm.

Everything we hold on Grafton County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Grafton County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Grafton County →Every reported application and origination in FIPS 33009, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Grafton County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

102

—

Purchase share

39.2%

40 loans

IRRRL refinances

45

Cash-out refinances

17

2026102—404517
2025112—552433
202478—46923
202377—53024
2022——423248
2021207—5812029
2020199—719632
2019100—64828
201898—60731
2017109—631828
2016125—623825
201587—422619

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Grafton County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Grafton County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

277

−10.4% vs 2024

Multifamily · 2025

131

−19.6% vs 2024

Total authorized · 2025

408

−13.6% vs 2024

Permit valuation · 2025

$152.1M

authorized construction value

Units authorized by year

Grafton County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02505007501K1990199219941996199820002002200420062008201020122014201620182020202220242025408 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Grafton County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Other flows - Northeast, DS571874$67.9M
outflow2223Other flows - South, DS524860$45.7M
outflow2223Other flows - Northeast, DS498743$42.5M
inflow2223Other flows - South, DS498787$40.6M
inflow2223Other flows - West, DS256380$23.1M
outflow2223Other flows - West, DS226306$19.5M
inflow2223Merrimack County, NH208301$15.4M
inflow2223Windsor County, VT205286$15.2M
outflow2223Merrimack County, NH205309$16.8M
outflow2223Windsor County, VT191277$11.6M
inflow2223Middlesex County, MA182283$41.0M
outflow2223Sullivan County, NH178277$17.6M
inflow2223Belknap County, NH157228$10.3M
outflow2223Belknap County, NH151253$9.3M
inflow2223Other flows - Midwest, DS148207$13.0M
outflow2223Hillsborough County, NH143193$9.3M
inflow2223Hillsborough County, NH140200$15.2M
outflow2223Middlesex County, MA131189$16.3M
outflow2223Other flows - Midwest, DS126190$9.9M
inflow2223Sullivan County, NH124173$10.7M
outflow2223Coos County, NH98178$6.5M
inflow2223Coos County, NH97133$4.3M
inflow2223Rockingham County, NH92137$8.6M
outflow2223New York County, NY92100$7.7M
outflow2223Suffolk County, MA85102$13.1M
inflow2223Orange County, VT82114$3.7M
inflow2223Suffolk County, MA79113$22.4M
outflow2223Orange County, VT79112$5.5M
outflow2223Rockingham County, NH73109$8.5M
outflow2223Foreign - Other flows, FR71107$5.6M
inflow2223Essex County, MA6193$10.3M
outflow2223Caledonia County, VT5891$2.5M
inflow2223Norfolk County, MA55100$11.7M
outflow2223Chittenden County, VT5485$5.5M
outflow2223Cumberland County, ME5474$5.5M
inflow2223New York County, NY4771$8.4M
inflow2223Carroll County, NH4669$2.8M
inflow2223Foreign - Other flows, FR4574$2.5M
inflow2223Caledonia County, VT4474$2.5M
inflow2223Worcester County, MA4468$4.3M
outflow2223Carroll County, NH4157$2.4M
outflow2223Norfolk County, MA3764$5.0M
inflow2223Plymouth County, MA3558$5.6M
inflow2223Providence County, RI3350$4.5M
inflow2223Bristol County, MA3249$3.9M
outflow2223Kings County, NY3238$2.7M
inflow2223Cook County, IL3141$2.2M
outflow2223Essex County, MA3147$3.6M
outflow2223Worcester County, MA3142$1.6M
inflow2223Chittenden County, VT3134$2.1M
outflow2223York County, ME3038$2.2M
inflow2223Los Angeles County, CA2835$2.8M
inflow2223Washington County, VT2837$1.5M
outflow2223King County, WA2736$2.2M
inflow2223Capitol Planning Region, CT2740$3.1M
inflow2223Cumberland County, ME2731$2.1M
inflow2223Kings County, NY2739$3.0M
outflow2223Santa Clara County, CA2435$2.9M
outflow2223Los Angeles County, CA2432$2.2M
outflow2223San Francisco County, CA2328$2.4M
outflow2223Cook County, IL2224$2.1M
outflow2223District of Columbia, DC2122$1.8M
inflow2223District of Columbia, DC2031$2.2M
outflow2223Plymouth County, MA2035$2.6M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
inflow2122Other flows - Northeast, DS547826$67.2M
outflow2122Other flows - South, DS515873$105.8M
outflow2122Other flows - Northeast, DS503749$74.0M
inflow2122Other flows - South, DS468712$42.4M
inflow2122Other flows - West, DS275437$26.8M
outflow2122Other flows - West, DS263398$21.3M
outflow2122Windsor County, VT194304$12.4M
outflow2122Merrimack County, NH190278$12.9M
inflow2122Windsor County, VT190277$15.1M
inflow2122Merrimack County, NH178310$13.4M
inflow2122Hillsborough County, NH177283$14.8M
inflow2122Belknap County, NH163284$10.1M
outflow2122Sullivan County, NH162259$11.4M
outflow2122Belknap County, NH158231$8.8M
inflow2122Sullivan County, NH145211$10.2M
inflow2122Middlesex County, MA145233$28.3M
inflow2122Other flows - Midwest, DS142226$20.4M
outflow2122Hillsborough County, NH135199$10.2M
outflow2122Other flows - Midwest, DS132219$10.8M
outflow2122Middlesex County, MA120155$10.8M
inflow2122Rockingham County, NH113185$24.3M
outflow2122Coos County, NH99164$4.7M
inflow2122Coos County, NH87142$4.5M
inflow2122Suffolk County, MA77110$14.0M
outflow2122Suffolk County, MA7492$8.9M
outflow2122New York County, NY7284$8.1M
outflow2122Rockingham County, NH72111$10.6M
outflow2122Orange County, VT71106$5.0M
inflow2122Orange County, VT6993$4.2M
inflow2122Worcester County, MA62104$6.9M
inflow2122Essex County, MA5992$7.7M
inflow2122Caledonia County, VT5587$2.9M
outflow2122Carroll County, NH5284$5.1M
outflow2122Caledonia County, VT5089$3.2M
inflow2122Norfolk County, MA4976$6.6M
inflow2122New York County, NY4451$8.2M
inflow2122Strafford County, NH4460$1.9M
outflow2122King County, WA4360$3.9M
outflow2122Cumberland County, ME4360$3.7M
inflow2122Plymouth County, MA4083$7.0M
inflow2122Providence County, RI3755$3.4M
outflow2122Norfolk County, MA3444$3.4M
inflow2122Cumberland County, ME3444$2.6M
outflow2122Essex County, MA3442$3.0M
outflow2122Strafford County, NH3343$2.2M
outflow2122Chittenden County, VT3348$5.8M
inflow2122Carroll County, NH3343$1.1M
outflow2122Los Angeles County, CA3240$2.4M
inflow2122Los Angeles County, CA3143$5.5M
inflow2122Capitol Planning Region, CT2937$3.2M
outflow2122York County, ME2938$1.8M
inflow2122South Central Connecticut Plannin, CT2840$3.1M
outflow2122Worcester County, MA2744$1.7M
inflow2122Chittenden County, VT2633$1.5M
outflow2122Kings County, NY2628$2.2M
outflow2122San Francisco County, CA2526$3.0M
inflow2122Bristol County, MA2546$2.0M
inflow2122Cheshire County, NH2438$915K
outflow2122Cheshire County, NH2434$1.2M
outflow2122Santa Clara County, CA2333$3.7M
outflow2122District of Columbia, DC2328$2.7M
inflow2122San Diego County, CA2241$2.4M
outflow2122Cook County, IL2227$1.7M
inflow2122Naugatuck Valley Planning Region, CT2227$1.6M
inflow2122Washington County, VT2136$1.1M
outflow2021Foreign - Other flows, FR———
inflow2021Foreign - Other flows, FR———
outflow2021Other flows - South, DS556922$43.1M
outflow2021Other flows - Northeast, DS500764$43.8M
inflow2021Other flows - South, DS469784$45.9M
inflow2021Other flows - Northeast, DS466730$52.6M
inflow2021Other flows - West, DS295502$43.4M
outflow2021Other flows - West, DS268393$21.5M
outflow2021Merrimack County, NH226357$15.1M
outflow2021Windsor County, VT207309$12.7M
inflow2021Middlesex County, MA204318$40.5M
inflow2021Windsor County, VT199319$13.3M
inflow2021Merrimack County, NH195316$13.6M
outflow2021Sullivan County, NH183297$13.5M
inflow2021Belknap County, NH180308$9.1M
inflow2021Hillsborough County, NH172289$14.9M
outflow2021Belknap County, NH145220$7.5M
inflow2021Other flows - Midwest, DS143225$12.9M
inflow2021Sullivan County, NH143218$7.6M
outflow2021Coos County, NH127197$5.7M
outflow2021Hillsborough County, NH125181$7.8M
outflow2021Middlesex County, MA123174$12.0M
inflow2021Rockingham County, NH110196$11.5M
outflow2021Other flows - Midwest, DS102166$9.0M
inflow2021Coos County, NH101173$4.0M
inflow2021Suffolk County, MA95141$35.3M
outflow2021Orange County, VT92162$5.0M
outflow2021Rockingham County, NH75114$6.8M
inflow2021Orange County, VT68115$4.3M
outflow2021Suffolk County, MA6378$5.1M
inflow2021Essex County, MA58106$11.0M
inflow2021Worcester County, MA5889$5.3M
outflow2021New York County, NY5562$8.0M
inflow2021Norfolk County, MA5299$7.3M
inflow2021New York County, NY5159$7.3M
inflow2021Strafford County, NH5172$3.4M
outflow2021Strafford County, NH5073$2.7M
inflow2021Carroll County, NH4781$2.9M
inflow2021Plymouth County, MA4778$8.2M
outflow2021Caledonia County, VT4586$2.7M
inflow2021Caledonia County, VT4567$3.9M
outflow2021Cumberland County, ME3942$1.9M
outflow2021Chittenden County, VT3750$2.1M
inflow2021Los Angeles County, CA3552$3.0M
outflow2021Essex County, MA3457$3.1M
inflow2021Kings County, NY3347$3.2M
inflow2021Bristol County, MA3255$4.4M
inflow2021New Haven County, CT3151$5.0M
inflow2021Providence County, RI3142$1.8M
inflow2021Washington County, VT2941$3.2M
outflow2021Cheshire County, NH2737$1.3M
outflow2021Cook County, IL2736$2.3M
outflow2021Norfolk County, MA2742$2.8M
outflow2021King County, WA2733$2.2M
inflow2021Hartford County, CT2751$4.1M
inflow2021Cumberland County, ME2746$3.0M
outflow2021Carroll County, NH2747$2.0M
inflow2021Barnstable County, MA2633$2.0M
inflow2021Chittenden County, VT2529$1.8M
inflow2021Cook County, IL2541$2.6M
outflow2021San Francisco County, CA2331$1.9M
inflow2021Cheshire County, NH2334$1.3M
inflow2021York County, ME2332$1.4M
inflow2021King County, WA2329$2.9M
outflow2021Washington County, VT2232$1.0M
inflow2021District of Columbia, DC2229$1.5M
outflow1920Foreign - Other flows, FR———
inflow1920Foreign - Other flows, FR———
outflow1920Other flows - South, DS517887$35.5M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Grafton County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals396.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals180.0
2023PurchaseNo CharacteristicAll Appraisals1.1
2023BothNo CharacteristicAll Appraisals576.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals376,000.0
2023BothNo CharacteristicAll Appraisals390,000.0
2023PurchaseNo CharacteristicAll Appraisals394,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals359,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals363,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals345.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals352,000.0
2022BothNo CharacteristicAll Appraisals783.0
2022PurchaseNo CharacteristicAll Appraisals438.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals325,000.0
2021BothNo CharacteristicAll Appraisals1,451.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals642.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals809.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals325,000.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021PurchaseNo CharacteristicAll Appraisals325,500.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals1,328.0
2020PurchaseNo CharacteristicAll Appraisals658.0
2020PurchaseNo CharacteristicAll Appraisals0.8
2020BothNo CharacteristicAll Appraisals289,000.0
2020RefinanceNo CharacteristicAll Appraisals297,000.0
2020RefinanceNo CharacteristicAll Appraisals670.0
2020PurchaseNo CharacteristicAll Appraisals280,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals255,000.0
2019PurchaseNo CharacteristicAll Appraisals508.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals262,800.0
2019BothNo CharacteristicAll Appraisals902.0
2019RefinanceNo CharacteristicAll Appraisals394.0
2019PurchaseNo CharacteristicAll Appraisals250,000.0
2019PurchaseNo CharacteristicAll Appraisals0.8
2018RefinanceNo CharacteristicAll Appraisals230,000.0
2018BothNo CharacteristicAll Appraisals761.0
2018PurchaseNo CharacteristicAll Appraisals486.0
2018RefinanceNo CharacteristicAll Appraisals275.0
2018BothNo CharacteristicAll Appraisals232,000.0
2018PurchaseNo CharacteristicAll Appraisals235,000.0
2018PurchaseNo CharacteristicAll Appraisals0.8
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals223,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.1
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals801.0
2017PurchaseNo CharacteristicAll Appraisals499.0
2017PurchaseNo CharacteristicAll Appraisals231,000.0
2017RefinanceNo CharacteristicAll Appraisals302.0
2017PurchaseNo CharacteristicAll Appraisals0.8
2017BothNo CharacteristicAll Appraisals228,000.0
2016PurchaseNo CharacteristicAll Appraisals427.0
2016RefinanceNo CharacteristicAll Appraisals252,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals230,000.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals240,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals820.0
2016RefinanceNo CharacteristicAll Appraisals393.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals224,500.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals242,000.0
2015BothNo CharacteristicAll Appraisals781.0
2015RefinanceNo CharacteristicAll Appraisals383.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.8
2015PurchaseNo CharacteristicAll Appraisals398.0
2015BothNo CharacteristicAll Appraisals235,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals216,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Grafton County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-0548,46747,3401,1272.3%
2026-0449,00347,7621,2412.5%
2026-0350,10148,8881,2132.4%
2026-0249,85248,5171,3352.7%
2026-0149,66348,3161,3472.7%
2025-1249,35348,1901,1632.4%
2025-1149,48148,0391,4422.9%
2025-0949,04347,6541,3892.8%
2025-0849,51448,0691,4452.9%
2025-0749,76448,3631,4012.8%
2025-0649,13847,7651,3732.8%
2025-0547,77346,5181,2552.6%
2025-0448,54647,3111,2352.5%
2025-0349,51448,1611,3532.7%
2025-0249,30747,9821,3252.7%
2025-0149,32548,0941,2312.5%
2024-1248,92447,8461,0782.2%
2024-1148,86147,7111,1502.4%
2024-1048,86947,7701,0992.2%
2024-0948,81447,7511,0632.2%
2024-0849,20847,9121,2962.6%
2024-0749,38448,0521,3322.7%
2024-0648,46347,3201,1432.4%
2024-0547,57746,7228551.8%
2024-0447,96447,0609041.9%
2024-0348,62547,6031,0222.1%
2024-0248,55147,5361,0152.1%
2024-0148,29947,3059942.1%
2023-1247,83347,0108231.7%
2023-1147,73046,8528781.8%
2023-1047,75146,8469051.9%
2023-0947,62746,5651,0622.2%
2023-0847,75646,6551,1012.3%
2023-0747,91746,8691,0482.2%
2023-0647,31046,3051,0052.1%
2023-0546,71545,8358801.9%
2023-0446,61745,8667511.6%
2023-0347,61846,6489702.0%
2023-0248,04746,9891,0582.2%
2023-0147,94146,7561,1852.5%
2022-1247,54446,6069382.0%
2022-1147,20446,1491,0552.2%
2022-1047,54246,4451,0972.3%
2022-0947,66746,5301,1372.4%
2022-0848,26847,0891,1792.4%
2022-0748,52347,3701,1532.4%
2022-0647,48446,3331,1512.4%
2022-0547,09346,1279662.1%
2022-0446,97845,9969822.1%
2022-0348,09147,0071,0842.3%
2022-0248,32847,2081,1202.3%
2022-0147,99446,6881,3062.7%
2021-1247,09746,1649332.0%
2021-1146,87145,8151,0562.3%
2021-1046,86945,7411,1282.4%
2021-0947,10645,7701,3362.8%
2021-0848,02246,5351,4873.1%
2021-0748,60346,9261,6773.5%
2021-0647,45945,6721,7873.8%
2021-0546,79745,1921,6053.4%
2021-0446,77944,9681,8113.9%
2021-0347,45145,5631,8884.0%
2021-0247,33245,3851,9474.1%
2021-0147,49845,4912,0074.2%
2020-1246,57244,7001,8724.0%
2020-1147,07945,1501,9294.1%
2020-1047,15445,2391,9154.1%
2020-0946,99044,6312,3595.0%
2020-0847,83945,2662,5735.4%
2020-0747,94844,4003,5487.4%
2020-0647,64243,4784,1648.7%
2020-0546,42541,4754,95010.7%
2020-0445,51738,9046,61314.5%
2020-0347,96146,6291,3322.8%
2020-0249,17247,9671,2052.5%
2020-0148,49147,2351,2562.6%
2019-1248,98648,0309562.0%
2019-1148,78547,8159702.0%
2019-1049,31048,3529581.9%
2019-0948,86147,8061,0552.2%
2019-0849,34748,2151,1322.3%
2019-0749,55948,4591,1002.2%
2019-0648,35547,2671,0882.3%
2019-0548,06647,0231,0432.2%
2019-0448,22547,1421,0832.2%
2019-0349,16947,8971,2722.6%
2019-0249,46948,1811,2882.6%
2019-0148,77047,4701,3002.7%
2018-1248,80847,8139952.0%
2018-1148,43447,5209141.9%
2018-1048,51947,6818381.7%
2018-0948,06847,1209482.0%
2018-0848,61747,5641,0532.2%
2018-0749,28148,2081,0732.2%
2018-0648,08546,9381,1472.4%
2018-0547,90046,8451,0552.2%
2018-0447,97046,8611,1092.3%
2018-0349,18747,9001,2872.6%
2018-0249,33748,0401,2972.6%
2018-0148,44447,1971,2472.6%

BEA Personal Income

2024$7.99B93,045$86K
2023$7.60B92,909$82K
2022$7.00B92,943$75K
2021$6.78B90,508$75K
2020$6.25B91,197$69K
2019$5.87B90,790$65K
2018$5.43B90,582$60K
2017$5.12B90,506$57K
2016$5.00B90,497$55K
2015$4.89B89,805$54K
2014$4.63B90,235$51K
2013$4.35B90,123$48K
2012$4.37B89,776$49K
2011$4.18B89,360$47K
2010$4.06B89,144$46K
2009$3.84B88,926$43K
2008$3.86B88,745$44K
2007$3.73B87,764$43K
2006$3.62B87,236$42K
2005$3.41B86,287$40K
2004$3.27B85,312$38K
2003$3.09B84,211$37K
2002$2.98B83,152$36K
2001$2.91B82,233$35K
2000$2.71B81,868$33K
1999$2.48B81,387$30K
1998$2.40B81,028$30K
1997$2.11B79,942$26K
1996$1.98B79,555$25K
1995$1.92B78,941$24K
1994$1.85B78,126$24K
1993$1.70B77,080$22K
1992$1.65B76,448$22K
1991——$21K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Grafton County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-03-12$0$0$0Yes
2025-05-05$0$0$0No
2025-01-30$0$0$0No
2024-07-31$56K$56K$0No
2023-12-19$0——Yes
2023-12-19$8K$8K$0Yes
2023-12-19$5K$5K$0Yes
2023-12-18$52K$2K$50KNo
2023-12-18$18K$18K$0Yes
2023-12-18$0$0$0Yes
2023-12-18$11K$11K$0Yes
2023-12-18$0$0$0Yes
2023-12-18$12K$12K$0No
2023-12-18$15K$15K$0No
2023-12-18$9K$9K$0No
2023-12-18$808.92$808.92$0Yes
2023-07-10$8K$8K$0Yes
2023-07-10$0$0$0Yes
2023-07-10$13K$13K$0No
2023-07-09$42K$42K$413.32Yes
2023-06-26$0$0$0Yes
2021-07-20$6K$6K$0Yes
2020-11-02$0——No
2019-04-08$0——Yes
2018-01-13$7K$7K$0Yes
2018-01-12$47K$47K$0No
2018-01-12$0——No
2017-11-04$0——Yes
2017-10-30$108K$108K$0No
2017-10-30$15K$15K$0No
2017-10-30$67K$67K$0No
2017-10-30$0——No
2017-10-30$18K$18K$0No
2017-10-30$38K$38K$0Yes
2017-10-30$15K$15K$0No
2017-10-30$0——No
2017-10-30$20K$20K$0No
2017-10-30$10K$10K$0No
2017-10-30$12K$12K$0No
2017-10-30$20K$20K$0No
2017-10-30$17K$17K$0No
2017-10-30$20K$20K$0No
2017-10-30$187K$182K$6KNo
2017-10-29$7K$7K$0Yes
2017-10-29$81K$3K$78KNo
2017-10-29$3K$3K$0No
2017-07-02$4K$4K$0No
2017-07-01$13K$13K$0Yes
2017-07-01$5K$5K$0Yes
2017-07-01$10K$10K$0Yes
2017-07-01$0——Yes
2017-07-01$311.77$311.77$0Yes
2017-07-01$0——Yes
2017-07-01$48K$48K$0Yes
2016-09-21$0——No
2016-02-25$2K$2K$0Yes
2016-02-22$0——No
2015-06-28$985.73$985.73$0Yes
2014-06-26$0$0$0No
2014-06-06$11K$11K$0No
2014-05-16$0——No
2014-04-23$1K$1K$0No
2014-01-11$749.14$749.14$0No
2013-09-12$0——Yes
2013-07-05$0——Yes
2013-07-02$0——Yes
2013-07-02$653.82$653.82$0No
2013-07-01$14K$14K$0No
2013-07-01$5K$5K$0Yes
2013-01-31$3K$3K$0Yes
2011-09-03$21K$21K$0No
2011-09-01$47K$47K$0No
2011-08-29$5K$5K$0Yes
2011-08-29$27K$27K$0No
2011-08-29$1K$1K$0No
2011-08-29$0——No
2011-08-28$0——Yes
2011-08-28$5K$5K$0No
2011-08-28$0——Yes
2011-08-28$0——Yes
2011-08-28$0——No
2011-08-28$14K$14K$0No
2011-08-28$0——Yes
2011-08-28$55K$54K$362.34Yes
2011-08-28$4K$4K$0Yes
2011-08-28$17K$17K$0Yes
2011-08-28$19K$19K$0No
2011-08-28$1K$1K$0No
2011-08-28$23K$22K$2KYes
2011-08-28$4K$4K$0Yes
2011-08-28$24K$24K$0No
2011-08-28$10K$10K$0No
2011-08-28$500K$500K$0No
2011-08-28$10K$10K$0No
2011-08-28$8K$8K$0Yes
2011-08-28$3K$3K$0No
2011-08-28$3K$3K$0No
2011-08-28$3K$3K$0No
2011-08-28$3K$3K$0No
2011-08-28$0——Yes

ALSO CHECKED

18 more data areas were checked for Grafton County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the NH state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN GRAFTON COUNTY →Opens the loan explorer already filtered to county FIPS 33009.

See the New Hampshire state market profile for the statewide picture, the New Hampshire state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.