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State markets/New Jersey/Atlantic County

COUNTY MORTGAGE MARKET · FIPS 34001

Atlantic County, New Jersey

Who lends in Atlantic County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$2.08B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

6,225

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

18.8%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

425

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 425 lenders that originated in Atlantic County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

206

unconcentrated

Top-5 lender share

23.2%

of originations

Purchase

62.0%

3,062 loans

Refinance

38.0%

1,877 loans

Origination trend

Annual mortgage origination volume and loan count in Atlantic County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Atlantic County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Atlantic County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR ATLANTIC COUNTY →

TOP TEN LENDERS IN ATLANTIC COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

381$117.2M$117.2M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1$101.7M$101.7M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
298$88.8M$88.8M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
242$87.3M$87.3M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
401$86.5M$86.5M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
235$85.1M$85.1M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
214$61.5M$61.5M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
157$53.4M$53.4M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
67$49.8M$49.8M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
154$48.0M$48.0M originated in Atlantic County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Atlantic County

All 30 ZIP Code Tabulation Areas that touch Atlantic County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
30 OF 30 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
99 of the 9 Atlantic County tracts this ZIP area touches sit mostly inside it.46,90643.4%12,160——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 15 Atlantic County tracts this ZIP area touches sit mostly inside it.38,49783.8%4,454——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Atlantic County tracts this ZIP area touches sit mostly inside it.32,23739.4%8,970——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Atlantic County tracts this ZIP area touches sit mostly inside it.30,64142.0%8,704——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Atlantic County tracts this ZIP area touches sit mostly inside it.22,33828.0%6,172——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 5 Atlantic County tracts this ZIP area touches sit mostly inside it.21,41789.0%3,169——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Atlantic County tracts this ZIP area touches sit mostly inside it.11,00720.2%3,517——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Atlantic County tracts this ZIP area touches sit mostly inside it.10,46927.5%2,458——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Atlantic County tracts this ZIP area touches sit mostly inside it.10,17536.6%2,404——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Atlantic County tracts this ZIP area touches sit mostly inside it.9,21029.7%3,000——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Atlantic County tracts this ZIP area touches sit mostly inside it.9,13735.1%2,451——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Atlantic County tracts this ZIP area touches sit mostly inside it.7,71616.4%2,931——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Atlantic County tracts this ZIP area touches sit mostly inside it.7,03329.0%2,193——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
33 of the 4 Atlantic County tracts this ZIP area touches sit mostly inside it.5,43916.0%1,678——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Atlantic County tracts this ZIP area touches sit mostly inside it.5,3177.0%2,421——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Atlantic County tracts this ZIP area touches sit mostly inside it.4,50144.3%965——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Atlantic County tract this ZIP area touches sit mostly inside it.2,49434.0%10——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Atlantic County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

73 of Atlantic County’s 74 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Atlantic County

All 74 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

74 OF 74 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Low47.2%2,33477.3%OPEN →
Middle88.0%2,89760.2%OPEN →
Low45.0%4,02788.5%OPEN →
Moderate50.8%3,24361.9%OPEN →
Moderate54.3%3,01290.9%OPEN →
—0.0%2,02196.4%OPEN →
Moderate63.0%2,83495.5%OPEN →
Moderate56.5%1,90192.4%OPEN →
Low23.2%3,88794.1%OPEN →
Low38.5%1,91293.6%OPEN →
Moderate50.3%1,32479.0%OPEN →
Low36.0%2,75892.0%OPEN →
Low45.4%2,42077.2%OPEN →
Low34.3%3,92779.2%OPEN →
Upper131.2%2,9779.7%OPEN →
Upper125.6%1,3419.7%OPEN →
Middle114.6%1,19814.9%OPEN →
Middle101.0%2,20030.4%OPEN →
Middle98.0%6,60624.8%OPEN →
Moderate75.7%2,53161.9%OPEN →
Middle108.3%5,77922.6%OPEN →
Upper130.8%7,31356.2%OPEN →
Upper125.1%7,54018.5%OPEN →
Moderate79.4%7,54961.2%OPEN →
Middle95.5%2,98628.6%OPEN →
Middle113.0%5,25336.3%OPEN →
Moderate54.3%4,39655.0%OPEN →
Middle105.9%5,81625.7%OPEN →
Middle92.9%3,09125.7%OPEN →
Middle106.0%5,86831.4%OPEN →
Middle113.1%2,64524.9%OPEN →
Middle113.1%3,10737.1%OPEN →
Upper135.7%1,81116.9%OPEN →
Middle103.2%7,03329.0%OPEN →
Middle109.7%4,50144.3%OPEN →
Middle110.9%4,72923.1%OPEN →
Middle111.8%6,32564.8%OPEN →
Middle111.2%9,97645.1%OPEN →
Middle119.9%6,45437.4%OPEN →
Middle104.6%4,75312.5%OPEN →
Middle80.3%3,66065.4%OPEN →
Moderate79.4%5,39261.8%OPEN →
Moderate65.8%4,73763.7%OPEN →
Upper128.9%5,69144.6%OPEN →
Middle109.5%7,28924.1%OPEN →
Upper122.0%2,26819.1%OPEN →
Upper153.4%7,94730.5%OPEN →
Upper146.7%5,78743.4%OPEN →
Middle89.2%4,13547.1%OPEN →
Low49.3%3,39396.0%OPEN →
Moderate53.1%4,80785.0%OPEN →
Moderate61.1%4,44484.4%OPEN →
Moderate52.7%3,04486.7%OPEN →
Moderate64.2%5,72993.1%OPEN →
Upper128.3%3,32224.9%OPEN →
Middle116.5%2,98924.6%OPEN →
Upper128.7%2,12318.9%OPEN →
Upper176.6%2,29017.4%OPEN →
Upper141.4%1,67515.6%OPEN →
Upper201.2%1,47414.4%OPEN →
Middle105.7%3,32628.2%OPEN →
Middle87.8%1,71929.3%OPEN →
Moderate76.4%3,70632.8%OPEN →
Middle99.7%1,71813.2%OPEN →
Upper141.5%3,1526.7%OPEN →
Upper235.8%9935.7%OPEN →
Upper163.8%1,1728.7%OPEN →
Middle90.7%2,22443.7%OPEN →
Middle91.6%2,28730.1%OPEN →
Middle97.6%2,18522.8%OPEN →
Middle113.4%2,51422.8%OPEN →
Upper185.5%2,5739.8%OPEN →
Middle91.0%2,49434.0%OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

276,270

Median household income

$78,050

Median home value

$295,000

Median gross rent

$1,376

per month

Owner-occupied

68.7%

of occupied units

Housing units

132,199

17.1% vacant

Poverty rate

13.2%

Unemployment

8.8%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 93.0

Social vulnerability

Relatively Moderate

Community resilience

Very High

ELEVATED PERILS

Coastal flooding Very High · Hurricane Relatively High · Strong wind Very High · Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

91

Declarations recorded

36

Incident types on record: Biological, Coastal Storm, Drought, Fire, Flood, Hurricane, Other, Severe Ice Storm, Severe Storm, Snowstorm.

Everything we hold on Atlantic County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Atlantic County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Atlantic County →Every reported application and origination in FIPS 34001, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Atlantic County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

246

—

Purchase share

43.1%

106 loans

IRRRL refinances

85

Cash-out refinances

55

2026246—1068555
2025256—1475059
2024221—1362659
2023209—161246
2022——24859123
2021699—25336680
2020567—21929949
2019288—2023056
2018280—1912960
2017311—1748156
2016299—1498070
2015259—1168162

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Atlantic County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Atlantic County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

676

+76.5% vs 2024

Multifamily · 2025

83

−68.6% vs 2024

Total authorized · 2025

759

+17.3% vs 2024

Permit valuation · 2025

$230.1M

authorized construction value

Units authorized by year

Atlantic County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
06251.3K1.9K2.5K1990199219941996199820002002200420062008201020122014201620182020202220242025759 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Atlantic County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS1,0161,729$70.7M
inflow2223Other flows - South, DS7381,227$53.1M
outflow2223Camden County, NJ493779$37.1M
inflow2223Camden County, NJ487820$40.3M
outflow2223Cumberland County, NJ368649$17.2M
outflow2223Other flows - Northeast, DS358545$23.1M
inflow2223Cape May County, NJ353588$26.1M
inflow2223Ocean County, NJ341528$23.5M
outflow2223Gloucester County, NJ313497$21.5M
inflow2223Other flows - Northeast, DS311461$22.5M
inflow2223Cumberland County, NJ310513$17.5M
inflow2223Philadelphia County, PA295429$40.1M
outflow2223Philadelphia County, PA283360$25.4M
inflow2223Gloucester County, NJ281458$22.1M
inflow2223Burlington County, NJ268423$26.3M
outflow2223Cape May County, NJ235396$21.2M
outflow2223Burlington County, NJ221363$20.3M
inflow2223Other flows - West, DS211317$12.5M
outflow2223Ocean County, NJ206303$12.1M
outflow2223Other flows - West, DS204304$14.3M
outflow2223Other flows - Midwest, DS171288$11.0M
inflow2223Montgomery County, PA132205$20.6M
inflow2223Other flows - Midwest, DS119220$9.7M
outflow2223Middlesex County, NJ94136$6.0M
inflow2223Middlesex County, NJ88145$7.3M
outflow2223Palm Beach County, FL87140$16.4M
outflow2223Montgomery County, PA82118$9.2M
inflow2223Bucks County, PA79125$7.5M
inflow2223Monmouth County, NJ74127$6.5M
inflow2223Delaware County, PA72106$8.6M
outflow2223Broward County, FL68114$10.0M
inflow2223Queens County, NY6595$2.9M
inflow2223Kings County, NY6198$3.8M
outflow2223Hudson County, NJ6072$4.1M
outflow2223Delaware County, PA5987$14.6M
inflow2223Essex County, NJ5898$5.1M
outflow2223Essex County, NJ5684$3.9M
outflow2223Salem County, NJ5593$2.6M
outflow2223Monmouth County, NJ5378$4.5M
outflow2223New York County, NY5367$9.0M
inflow2223Hudson County, NJ5278$3.8M
outflow2223Lee County, FL51104$10.1M
inflow2223Bergen County, NJ5176$4.3M
inflow2223Palm Beach County, FL5076$6.5M
outflow2223New Castle County, DE4972$3.8M
outflow2223Kings County, NY4977$3.1M
inflow2223Salem County, NJ4876$2.9M
outflow2223Bucks County, PA4667$3.6M
outflow2223Horry County, SC4579$2.9M
outflow2223Queens County, NY4467$1.5M
inflow2223Bronx County, NY4379$1.2M
inflow2223Mercer County, NJ4369$3.3M
inflow2223Chester County, PA4161$5.9M
outflow2223Los Angeles County, CA4165$3.0M
outflow2223Hillsborough County, FL4070$6.2M
outflow2223Orange County, FL4061$1.8M
inflow2223New York County, NY4059$5.0M
inflow2223New Castle County, DE3856$2.7M
inflow2223Morris County, NJ3860$4.7M
outflow2223Clark County, NV3655$1.2M
outflow2223Foreign - Other flows, FR3551$2.2M
outflow2223Chester County, PA3448$3.0M
outflow2223Polk County, FL3469$2.2M
outflow2223Miami-Dade County, FL3448$2.8M
inflow2223Union County, NJ3450$4.3M
inflow2223Lee County, FL3349$2.3M
inflow2223Foreign - Other flows, FR3250$1.0M
outflow2223Pinellas County, FL3249$3.1M
outflow2223Bergen County, NJ3242$3.3M
inflow2223Broward County, FL3148$3.8M
outflow2223Union County, NJ3039$4.9M
outflow2223Somerset County, NJ2943$2.0M
outflow2223San Diego County, CA2939$1.8M
outflow2223Mercer County, NJ2840$2.2M
outflow2223Morris County, NJ2836$2.4M
outflow2223Foreign - Puerto Rico, FR2740$696K
inflow2223Somerset County, NJ2640$2.2M
inflow2223Passaic County, NJ2641$1.9M
inflow2223Westchester County, NY2536$2.8M
inflow2223Suffolk County, NY2328$1.0M
inflow2223Clark County, NV2339$1.6M
outflow2223St. Lucie County, FL2339$1.3M
outflow2223Maricopa County, AZ2339$1.6M
outflow2223Bronx County, NY2337$829K
outflow2223Sarasota County, FL2236$2.3M
inflow2223Hillsborough County, FL2236$877K
outflow2223Osceola County, FL2142$753K
outflow2223Fulton County, GA2130$2.2M
outflow2223Berks County, PA2042$1.2M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS9451,658$62.2M
inflow2122Other flows - South, DS7011,179$49.2M
outflow2122Camden County, NJ514822$34.1M
inflow2122Camden County, NJ510853$47.3M
inflow2122Cape May County, NJ445766$43.5M
outflow2122Cumberland County, NJ392698$18.7M
inflow2122Ocean County, NJ391665$25.5M
outflow2122Other flows - Northeast, DS352526$19.9M
inflow2122Other flows - Northeast, DS349534$23.6M
inflow2122Cumberland County, NJ324554$17.2M
inflow2122Gloucester County, NJ322554$30.2M
inflow2122Philadelphia County, PA316477$42.1M
outflow2122Cape May County, NJ305525$24.6M
outflow2122Gloucester County, NJ284433$17.8M
outflow2122Philadelphia County, PA245328$28.9M
inflow2122Burlington County, NJ234401$23.4M
inflow2122Other flows - West, DS202324$12.0M
outflow2122Other flows - West, DS198306$16.8M
outflow2122Burlington County, NJ195315$14.5M
outflow2122Ocean County, NJ192304$13.9M
outflow2122Other flows - Midwest, DS150244$8.9M
inflow2122Montgomery County, PA141207$22.3M
inflow2122Other flows - Midwest, DS117199$9.7M
outflow2122Palm Beach County, FL111181$28.1M
inflow2122Monmouth County, NJ89150$10.6M
outflow2122Montgomery County, PA87129$12.3M
inflow2122Bucks County, PA76120$9.6M
inflow2122Delaware County, PA74124$7.1M
inflow2122Middlesex County, NJ74126$5.8M
outflow2122Middlesex County, NJ70105$4.1M
outflow2122New York County, NY6987$7.6M
outflow2122Broward County, FL68115$6.0M
inflow2122Kings County, NY66100$4.8M
inflow2122Essex County, NJ65122$4.5M
inflow2122Queens County, NY64114$5.0M
outflow2122Hillsborough County, FL6293$3.4M
outflow2122Hudson County, NJ6179$4.6M
outflow2122Lee County, FL6098$6.7M
outflow2122Monmouth County, NJ6083$4.0M
outflow2122Polk County, FL56108$3.5M
outflow2122New Castle County, DE5578$3.6M
inflow2122Hudson County, NJ5284$5.4M
inflow2122Palm Beach County, FL5184$5.0M
outflow2122Delaware County, PA5183$6.0M
outflow2122Orange County, FL4987$2.1M
inflow2122Bergen County, NJ4869$4.1M
inflow2122Mercer County, NJ4876$3.2M
outflow2122Kings County, NY4759$3.8M
outflow2122Clark County, NV4770$5.2M
inflow2122Somerset County, NJ4370$8.2M
outflow2122Pinellas County, FL4367$5.0M
inflow2122Union County, NJ4275$3.5M
outflow2122Bergen County, NJ4254$2.3M
outflow2122Queens County, NY4158$3.3M
outflow2122Mercer County, NJ4058$3.7M
inflow2122Bronx County, NY4083$1.7M
outflow2122Bucks County, PA4061$4.1M
inflow2122Salem County, NJ3867$2.6M
inflow2122New York County, NY3856$7.0M
outflow2122Essex County, NJ3752$2.1M
outflow2122Salem County, NJ3760$1.9M
inflow2122Chester County, PA3673$6.7M
outflow2122Chester County, PA3655$3.4M
outflow2122Miami-Dade County, FL3655$5.0M
outflow2122Los Angeles County, CA3649$1.8M
outflow2122Horry County, SC3662$4.8M
outflow2122Collier County, FL3466$9.8M
inflow2122Lee County, FL3350$3.1M
inflow2122Broward County, FL3346$3.3M
outflow2122Somerset County, NJ3247$3.2M
inflow2122Morris County, NJ3251$5.4M
inflow2122New Castle County, DE3144$2.2M
outflow2122Osceola County, FL3157$2.6M
outflow2122Sarasota County, FL3055$4.0M
inflow2122Passaic County, NJ2944$1.5M
outflow2122Morris County, NJ2842$3.1M
inflow2122Richmond County, NY2644$2.2M
inflow2122Clark County, NV2638$1.2M
outflow2122Union County, NJ2547$1.5M
outflow2122San Diego County, CA2541$1.1M
outflow2122Manatee County, FL2536$2.4M
outflow2122St. Lucie County, FL2433$1.7M
outflow2122Brevard County, FL2442$1.8M
inflow2122Baltimore County, MD2443$1.7M
outflow2122Mecklenburg County, NC2341$1.2M
outflow2122Gwinnett County, GA2343$1.0M
outflow2122Maricopa County, AZ2334$2.7M
outflow2122Sussex County, DE2233$2.6M
outflow2122Foreign - Puerto Rico, FR2243$619K
inflow2122Los Angeles County, CA2249$2.4M
inflow2122Miami-Dade County, FL2126$1.5M
outflow2122Pasco County, FL2040$1.8M
outflow2021Foreign - Other flows, FR———
inflow2021Foreign - Other flows, FR———
outflow2021Other flows - South, DS9571,732$54.8M
inflow2021Other flows - South, DS7181,216$40.6M
inflow2021Camden County, NJ6051,019$63.0M
outflow2021Camden County, NJ519859$28.6M
inflow2021Cape May County, NJ510847$31.0M
inflow2021Ocean County, NJ407686$25.7M
outflow2021Cumberland County, NJ372647$15.9M
inflow2021Other flows - Northeast, DS358553$26.3M
outflow2021Other flows - Northeast, DS352565$20.0M
inflow2021Cumberland County, NJ346619$20.9M
inflow2021Philadelphia County, PA337521$38.3M
inflow2021Gloucester County, NJ335589$24.7M
outflow2021Gloucester County, NJ307458$17.3M
inflow2021Burlington County, NJ289476$25.9M
outflow2021Cape May County, NJ283459$22.0M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Atlantic County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals1,506.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals683.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,189.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals356,000.0
2023BothNo CharacteristicAll Appraisals360,000.0
2023PurchaseNo CharacteristicAll Appraisals365,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals335,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals339,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,109.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals325,000.0
2022BothNo CharacteristicAll Appraisals3,262.0
2022PurchaseNo CharacteristicAll Appraisals2,153.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals305,000.0
2021BothNo CharacteristicAll Appraisals5,914.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals2,866.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals3,048.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals310,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals315,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals5,393.0
2020PurchaseNo CharacteristicAll Appraisals2,725.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals285,000.0
2020RefinanceNo CharacteristicAll Appraisals292,000.0
2020RefinanceNo CharacteristicAll Appraisals2,668.0
2020PurchaseNo CharacteristicAll Appraisals273,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals250,000.0
2019PurchaseNo CharacteristicAll Appraisals2,294.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals275,000.0
2019BothNo CharacteristicAll Appraisals3,799.0
2019RefinanceNo CharacteristicAll Appraisals1,505.0
2019PurchaseNo CharacteristicAll Appraisals230,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals244,000.0
2018BothNo CharacteristicAll Appraisals2,998.0
2018PurchaseNo CharacteristicAll Appraisals2,125.0
2018RefinanceNo CharacteristicAll Appraisals873.0
2018BothNo CharacteristicAll Appraisals230,000.0
2018PurchaseNo CharacteristicAll Appraisals225,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals240,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.1
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals3,098.0
2017PurchaseNo CharacteristicAll Appraisals2,040.0
2017PurchaseNo CharacteristicAll Appraisals219,000.0
2017RefinanceNo CharacteristicAll Appraisals1,058.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals227,000.0
2016PurchaseNo CharacteristicAll Appraisals1,683.0
2016RefinanceNo CharacteristicAll Appraisals260,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals218,000.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals237,000.0
2016PurchaseNo CharacteristicAll Appraisals1.1
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals3,077.0
2016RefinanceNo CharacteristicAll Appraisals1,394.0
2015PurchaseNo CharacteristicAll Appraisals1.1
2015PurchaseNo CharacteristicAll Appraisals219,500.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals257,000.0
2015BothNo CharacteristicAll Appraisals2,943.0
2015RefinanceNo CharacteristicAll Appraisals1,449.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.8
2015PurchaseNo CharacteristicAll Appraisals1,494.0
2015BothNo CharacteristicAll Appraisals237,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals239,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Atlantic County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05137,806130,7277,0795.1%
2026-04133,562126,5027,0605.3%
2026-03133,128124,6078,5216.4%
2026-02132,019122,3379,6827.3%
2026-01130,802121,9318,8716.8%
2025-12133,159125,0508,1096.1%
2025-11134,089125,8858,2046.1%
2025-09138,873129,4289,4456.8%
2025-08146,957137,3439,6146.5%
2025-07149,014139,2189,7966.6%
2025-06145,314136,4188,8966.1%
2025-05136,424127,9068,5186.2%
2025-04131,524122,9688,5566.5%
2025-03128,910119,4899,4217.3%
2025-02128,118118,1369,9827.8%
2025-01126,822117,2229,6007.6%
2024-12130,306122,2708,0366.2%
2024-11130,287122,4677,8206.0%
2024-10133,384126,0817,3035.5%
2024-09138,555131,5487,0075.1%
2024-08147,154138,8918,2635.6%
2024-07149,575140,8418,7345.8%
2024-06145,675138,0317,6445.2%
2024-05134,998127,9357,0635.2%
2024-04130,666123,7666,9005.3%
2024-03129,005121,0567,9496.2%
2024-02128,277119,5798,6986.8%
2024-01126,803118,2268,5776.8%
2023-12130,462123,1167,3465.6%
2023-11130,821124,0176,8045.2%
2023-10133,047126,1786,8695.2%
2023-09138,344131,5896,7554.9%
2023-08147,479139,9947,4855.1%
2023-07148,825141,4087,4175.0%
2023-06145,870138,7367,1344.9%
2023-05134,866128,0326,8345.1%
2023-04130,664124,4916,1734.7%
2023-03128,657121,5297,1285.5%
2023-02127,736119,8197,9176.2%
2023-01125,852118,1267,7266.1%
2022-12129,716123,5196,1974.8%
2022-11130,315124,7305,5854.3%
2022-10132,937127,6075,3304.0%
2022-09137,435132,5444,8913.6%
2022-08145,442139,8315,6113.9%
2022-07145,955139,7956,1604.2%
2022-06142,247136,1136,1344.3%
2022-05132,839126,7996,0404.5%
2022-04128,218121,7516,4675.0%
2022-03126,704118,9827,7226.1%
2022-02125,642116,4869,1567.3%
2022-01124,546114,17910,3678.3%
2021-12128,156118,9899,1677.2%
2021-11128,577119,6628,9156.9%
2021-10130,700121,0909,6107.4%
2021-09136,982126,38210,6007.7%
2021-08144,769132,58712,1828.4%
2021-07147,320133,94113,3799.1%
2021-06144,016130,20213,8149.6%
2021-05134,422121,93512,4879.3%
2021-04129,979116,80813,17110.1%
2021-03126,549112,74213,80710.9%
2021-02125,257110,66914,58811.6%
2021-01124,026109,06414,96212.1%
2020-12126,409113,41412,99510.3%
2020-11127,414114,82712,5879.9%
2020-10129,485117,42812,0579.3%
2020-09133,191119,82913,36210.0%
2020-08148,034121,19126,84318.1%
2020-07149,794116,46833,32622.2%
2020-06139,30299,79639,50628.4%
2020-05129,86488,68541,17931.7%
2020-04126,74389,60237,14129.3%
2020-03132,412122,9259,4877.2%
2020-02131,210122,9668,2446.3%
2020-01129,384120,9418,4436.5%
2019-12132,035125,1916,8445.2%
2019-11132,055125,8746,1814.7%
2019-10135,734129,8005,9344.4%
2019-09139,876134,2235,6534.0%
2019-08147,841141,7336,1084.1%
2019-07149,695143,2286,4674.3%
2019-06144,399138,7975,6023.9%
2019-05134,425129,3025,1233.8%
2019-04129,543124,4515,0923.9%
2019-03128,279121,7746,5055.1%
2019-02127,637120,3447,2935.7%
2019-01126,555118,6437,9126.3%
2018-12128,041121,8496,1924.8%
2018-11128,138122,8205,3184.2%
2018-10131,850126,4695,3814.1%
2018-09137,671132,0185,6534.1%
2018-08146,247139,8576,3904.4%
2018-07148,761141,4947,2674.9%
2018-06144,061136,8547,2075.0%
2018-05131,214124,6926,5225.0%
2018-04126,684119,6237,0615.6%
2018-03125,060116,5418,5196.8%
2018-02124,605115,3019,3047.5%
2018-01122,910113,4329,4787.7%

BEA Personal Income

2024$17.64B279,114$63K
2023$16.69B276,937$60K
2022$15.77B276,111$57K
2021$15.88B274,991$58K
2020$14.97B274,196$55K
2019$13.47B274,011$49K
2018$12.62B273,233$46K
2017$12.14B273,567$44K
2016$11.83B274,213$43K
2015$11.74B276,085$43K
2014$11.63B277,393$42K
2013$11.41B278,000$41K
2012$11.26B277,178$41K
2011$11.07B276,033$40K
2010$10.61B274,933$39K
2009$10.45B274,049$38K
2008$10.69B273,014$39K
2007$10.35B272,303$38K
2006$9.88B271,759$36K
2005$9.02B270,332$33K
2004$8.56B267,723$32K
2003$8.04B263,285$31K
2002$7.74B259,263$30K
2001$7.46B255,737$29K
2000$8.03B253,674$32K
1999$7.58B250,432$30K
1998$7.36B247,863$30K
1997$7.04B244,771$29K
1996$6.67B242,152$28K
1995$6.26B239,212$26K
1994$5.80B236,589$25K
1993$5.66B234,288$24K
1992$5.39B231,612$23K
1991——$21K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Atlantic County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-03-24$36K$36K$0No
2026-03-24$0$0$0Yes
2026-03-19$0——Yes
2026-02-10$0$0$0No
2026-02-09$0$0$0Yes
2025-10-13$0$0$0Yes
2025-10-13$2K$2K$0Yes
2025-10-13$10K$10K$0No
2025-10-13$4K$4K$0No
2025-10-13$49K$49K$0Yes
2025-10-13$26K$26K$0No
2025-10-13$1K$1K$0No
2025-10-13$7K$7K$0No
2025-10-13$898.2$898.2$0Yes
2025-10-13$1K$1K$0Yes
2025-10-13$0——Yes
2025-10-13$2K$2K$0Yes
2025-10-13$2K$2K$0No
2025-10-13$10K$10K$0No
2025-10-13$286.19$286.19$0Yes
2025-10-12$572.99$572.99$0Yes
2025-10-12$0——Yes
2025-10-12$0$0$0No
2025-08-22$17K$17K$0Yes
2025-08-22$8K$8K$0Yes
2025-08-22$33K$33K$0Yes
2025-08-22$0——Yes
2025-08-22$10K$10K$0Yes
2025-08-21$11K$0$11KNo
2025-08-21$0$0$0No
2025-08-21$0——Yes
2025-08-21$66K$66K$0Yes
2025-08-21$837.36$837.36$0Yes
2025-08-21$28K$28K$0Yes
2025-08-21$2K$2K$0No
2025-08-21$67K$67K$0No
2025-08-21$7K$7K$0Yes
2025-08-21$15K$15K$0Yes
2025-08-21$8K$8K$0No
2025-08-21$13K$13K$0Yes
2025-08-21$4K$4K$0Yes
2025-08-21$201K$201K$0No
2025-08-21$83K$83K$0No
2025-08-21$0$0$0No
2025-08-21$191K$191K$0No
2025-08-21$102K$102K$0No
2025-08-21$10K$10K$0No
2025-08-21$44K$44K$0No
2025-08-21$199K$199K$0No
2025-08-21$23K$23K$0Yes
2025-08-21$29K$29K$0No
2025-08-21$8K$8K$0Yes
2025-08-01$0$0$0Yes
2025-07-10$54K$54K$0No
2025-07-07$0$0$0No
2025-05-25$0$0$0Yes
2025-04-19$0$0$0Yes
2025-03-28$0$0$0Yes
2024-09-26$0$0$0No
2024-09-24$0$0$0No
2024-09-21$13K$13K$0No
2024-06-30$0$0$0No
2024-04-03$5K$5K$0Yes
2024-03-21$30K$30K$0No
2024-03-13$1K$1K$0Yes
2024-03-11$3K$3K$0Yes
2024-02-07$0$0$0No
2024-01-13$25K$25K$0No
2024-01-13$46K$46K$0No
2024-01-13$240K$225K$15KNo
2024-01-13$11K$11K$0No
2024-01-13$9K$9K$0No
2024-01-13$22K$22K$0No
2024-01-13$206K$193K$12KNo
2024-01-10$912.73$912.73$0Yes
2024-01-10$61K$61K$0No
2024-01-09$24K$24K$0No
2024-01-09$31K$31K$0Yes
2024-01-09$0$0$0Yes
2024-01-06$0$0$0No
2023-12-18$95K$95K$0Yes
2023-09-30$2K$2K$0Yes
2023-09-25$0——Yes
2023-09-25$39K$39K$0No
2023-09-23$0——Yes
2023-09-23$13K$13K$0No
2023-09-23$20K$20K$0No
2023-08-14$0$0$0No
2023-08-04$0$0$0Yes
2023-06-03$0$0$0No
2023-06-03$22K$22K$0No
2023-06-03$13K$13K$0No
2023-05-29$3K$3K$0No
2023-04-29$19K$18K$1KYes
2023-04-29$0——Yes
2023-04-05$0$0$0Yes
2023-01-23$5K$5K$0No
2023-01-12$0$0$0Yes
2022-12-23$48K$48K$0No
2022-12-23$11K$11K$0Yes

ALSO CHECKED

18 more data areas were checked for Atlantic County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the NJ state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN ATLANTIC COUNTY →Opens the loan explorer already filtered to county FIPS 34001.

See the New Jersey state market profile for the statewide picture, the New Jersey state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.