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State markets/Oklahoma/Tulsa County

COUNTY MORTGAGE MARKET · FIPS 40143

Tulsa County, Oklahoma

Who lends in Tulsa County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$3.52B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

13,497

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

14.5%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

478

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 478 lenders that originated in Tulsa County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

281

unconcentrated

Top-5 lender share

30.2%

of originations

Purchase

71.8%

7,941 loans

Refinance

28.2%

3,126 loans

Origination trend

Annual mortgage origination volume and loan count in Tulsa County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Tulsa County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Tulsa County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR TULSA COUNTY →

TOP TEN LENDERS IN TULSA COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,088$312.2M$312.2M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
945$219.9M$219.9M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,052$214.1M$214.1M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
571$166.1M$166.1M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
743$148.2M$148.2M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
541$137.6M$137.6M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
7$129.6M$129.6M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
397$110.2M$110.2M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
541$71.1M$71.1M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
205$70.9M$70.9M originated in Tulsa County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Tulsa County

All 43 ZIP Code Tabulation Areas that touch Tulsa County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
43 OF 43 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
2121 of the 27 Tulsa County tracts this ZIP area touches sit mostly inside it.60,85537.7%15,745——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 17 Tulsa County tracts this ZIP area touches sit mostly inside it.45,70542.3%9,525——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 13 Tulsa County tracts this ZIP area touches sit mostly inside it.35,57829.7%9,779——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Tulsa County tracts this ZIP area touches sit mostly inside it.35,05233.7%8,527——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 15 Tulsa County tracts this ZIP area touches sit mostly inside it.32,38146.9%5,062——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 9 Tulsa County tracts this ZIP area touches sit mostly inside it.28,68629.8%7,463——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Tulsa County tracts this ZIP area touches sit mostly inside it.27,23234.3%6,530——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Tulsa County tracts this ZIP area touches sit mostly inside it.26,79435.2%6,343——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 17 Tulsa County tracts this ZIP area touches sit mostly inside it.24,27331.0%6,211——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 13 Tulsa County tracts this ZIP area touches sit mostly inside it.24,04170.5%4,607——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Tulsa County tracts this ZIP area touches sit mostly inside it.23,48657.2%4,885——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Tulsa County tracts this ZIP area touches sit mostly inside it.23,48028.7%7,365——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Tulsa County tracts this ZIP area touches sit mostly inside it.22,03047.8%5,106——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 8 Tulsa County tracts this ZIP area touches sit mostly inside it.21,07443.3%4,569——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Tulsa County tracts this ZIP area touches sit mostly inside it.20,10070.4%2,433——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Tulsa County tracts this ZIP area touches sit mostly inside it.19,55435.1%4,683——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Tulsa County tracts this ZIP area touches sit mostly inside it.18,60964.9%3,307——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Tulsa County tracts this ZIP area touches sit mostly inside it.18,26952.2%4,014——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Tulsa County tracts this ZIP area touches sit mostly inside it.16,50087.2%3,268——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Tulsa County tracts this ZIP area touches sit mostly inside it.16,27525.9%5,336——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Tulsa County tracts this ZIP area touches sit mostly inside it.16,15834.6%4,338——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Tulsa County tracts this ZIP area touches sit mostly inside it.15,27676.1%2,241——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Tulsa County tracts this ZIP area touches sit mostly inside it.13,63641.8%3,263——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Tulsa County tracts this ZIP area touches sit mostly inside it.13,29434.6%2,605——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Tulsa County tracts this ZIP area touches sit mostly inside it.12,78568.2%2,453——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Tulsa County tracts this ZIP area touches sit mostly inside it.9,38840.5%2,114——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Tulsa County tracts this ZIP area touches sit mostly inside it.7,81536.9%1,391——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Tulsa County tracts this ZIP area touches sit mostly inside it.7,14484.9%1,303——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Tulsa County tracts this ZIP area touches sit mostly inside it.6,24556.0%1,519——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Tulsa County tracts this ZIP area touches sit mostly inside it.4,98441.5%144——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Tulsa County tracts this ZIP area touches sit mostly inside it.4,91942.3%1,172——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 7 Tulsa County tracts this ZIP area touches sit mostly inside it.3,83542.1%895——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Tulsa County tracts this ZIP area touches sit mostly inside it.3,56428.8%975——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Tulsa County tracts this ZIP area touches sit mostly inside it.2,87231.2%764——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Tulsa County tracts this ZIP area touches sit mostly inside it.2,69368.7%278——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Tulsa County tracts this ZIP area touches sit mostly inside it.2,46827.5%396——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Tulsa County tracts this ZIP area touches sit mostly inside it.2,22988.9%553——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Tulsa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Tulsa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Tulsa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Tulsa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Tulsa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Tulsa County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

208 of Tulsa County’s 208 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Tulsa County

All 208 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

208 OF 208 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate67.0%1,38093.4%OPEN →
Moderate56.3%3,98681.7%OPEN →
Low44.6%4,34078.5%OPEN →
Low32.9%2,33191.9%OPEN →
Moderate77.2%1,34280.2%OPEN →
Middle104.3%1,20567.5%OPEN →
Moderate62.4%1,36689.8%OPEN →
Moderate52.3%1,73080.7%OPEN →
Moderate55.5%2,17272.8%OPEN →
Moderate60.1%5,40973.4%OPEN →
Low48.0%4,24159.9%OPEN →
Low47.1%5,42471.8%OPEN →
Moderate76.5%2,52139.3%OPEN →
Middle89.1%1,91841.2%OPEN →
Middle82.8%1,60034.8%OPEN →
Middle80.2%1,79244.6%OPEN →
—0.0%3,13044.8%OPEN →
Low43.3%2,35653.5%OPEN →
Middle102.0%4,98441.5%OPEN →
Moderate63.4%2,83646.1%OPEN →
Moderate71.8%2,68935.6%OPEN →
Moderate53.5%1,81839.2%OPEN →
Upper130.5%2,46827.5%OPEN →
Upper225.4%1,47923.9%OPEN →
Upper172.5%1,97824.5%OPEN →
Middle83.4%2,30937.5%OPEN →
Upper129.5%2,04428.5%OPEN →
Upper135.5%2,04122.8%OPEN →
Middle104.1%2,52727.4%OPEN →
Middle95.6%1,85438.1%OPEN →
Middle89.2%4,04032.9%OPEN →
Middle116.1%4,20928.9%OPEN →
Upper321.3%2,29217.4%OPEN →
Upper180.7%2,87918.8%OPEN →
Upper346.2%2,21414.6%OPEN →
Upper226.6%3,41417.1%OPEN →
Middle100.2%2,10225.3%OPEN →
Upper227.9%2,52417.8%OPEN →
Low28.6%3,19065.8%OPEN →
Middle82.1%1,96236.6%OPEN →
Moderate63.6%4,38438.7%OPEN →
Moderate63.5%1,66646.2%OPEN →
Moderate76.9%1,89930.9%OPEN →
Middle92.1%3,47532.7%OPEN →
Upper189.3%1,95225.1%OPEN →
Upper162.2%2,98431.8%OPEN →
Middle104.2%4,61834.0%OPEN →
Upper152.9%3,52035.1%OPEN →
Middle89.2%4,14332.7%OPEN →
Upper121.9%4,83534.7%OPEN →
Middle91.1%3,56428.8%OPEN →
Middle83.5%2,47935.1%OPEN →
Moderate58.7%2,22988.9%OPEN →
Moderate75.8%4,11438.1%OPEN →
Middle85.4%7,36935.6%OPEN →
Upper149.6%4,15432.8%OPEN →
Upper129.9%8,36231.1%OPEN →
Upper121.3%3,66036.2%OPEN →
Upper136.6%4,66834.8%OPEN →
Upper162.9%3,43927.6%OPEN →
Moderate62.0%2,94637.0%OPEN →
Moderate55.5%2,69368.7%OPEN →
Moderate62.6%5,16771.7%OPEN →
Moderate50.3%2,68790.6%OPEN →
Upper127.9%2,39127.3%OPEN →
Middle119.7%1,69831.7%OPEN →
Middle98.1%2,69432.3%OPEN →
Moderate57.5%3,08958.0%OPEN →
Moderate76.0%4,58737.5%OPEN →
Upper162.4%9,43027.8%OPEN →
Upper157.8%8,24437.6%OPEN →
Upper147.6%4,53343.7%OPEN →
Middle99.9%3,45045.0%OPEN →
Upper291.6%1,87727.1%OPEN →
Middle92.7%2,48833.0%OPEN →
Moderate57.1%3,10657.9%OPEN →
Moderate64.2%3,06849.9%OPEN →
Moderate68.5%2,70851.9%OPEN →
Upper138.8%4,14427.5%OPEN →
Upper170.9%1,55923.4%OPEN →
Middle111.6%3,79036.6%OPEN →
Moderate66.0%4,54365.0%OPEN →
Moderate69.6%1,95660.0%OPEN →
Middle102.7%3,12654.0%OPEN →
Moderate54.5%2,83545.3%OPEN →
Moderate71.5%3,60855.2%OPEN →
Moderate60.2%2,49363.7%OPEN →
Moderate68.3%4,09357.5%OPEN →
Moderate59.6%3,58865.0%OPEN →
Moderate64.8%6,03778.1%OPEN →
Moderate75.3%3,36043.5%OPEN →
Middle80.9%1,65762.6%OPEN →
Moderate77.1%3,96172.0%OPEN →
Moderate55.0%2,88570.5%OPEN →
Moderate62.2%4,98069.8%OPEN →
Middle103.0%2,56572.3%OPEN →
Moderate65.2%3,75866.3%OPEN →
Moderate76.9%2,68931.5%OPEN →
Low40.0%1,30435.0%OPEN →
Upper120.4%4,30253.8%OPEN →
Moderate76.4%2,95462.9%OPEN →
Moderate67.4%3,79153.1%OPEN →
Upper170.2%3,74842.2%OPEN →
Middle102.1%3,92635.9%OPEN →
Moderate77.7%2,76341.2%OPEN →
Middle105.3%1,71138.7%OPEN →
Upper136.1%1,65730.8%OPEN →
Upper145.7%1,35738.2%OPEN →
Middle89.4%2,62833.2%OPEN →
Middle96.3%3,80636.3%OPEN →
Middle97.1%5,46336.0%OPEN →
Middle104.4%3,30836.1%OPEN →
Middle91.9%4,44531.5%OPEN →
Upper153.5%3,64243.0%OPEN →
Upper135.4%3,69837.9%OPEN →
Upper144.1%4,34727.3%OPEN →
Middle119.7%2,45634.7%OPEN →
Upper140.9%2,62227.4%OPEN →
Moderate71.9%1,93133.8%OPEN →
Upper148.0%1,98232.3%OPEN →
Upper131.8%1,29132.6%OPEN →
Upper136.4%2,13439.5%OPEN →
Upper135.7%4,06831.7%OPEN →
Upper160.1%2,56034.3%OPEN →
Upper143.2%3,85927.4%OPEN →
Upper144.6%3,55628.8%OPEN →
Upper149.6%2,77226.0%OPEN →
Upper144.1%2,74030.6%OPEN →
Upper124.7%2,60930.9%OPEN →
Upper164.8%2,86427.4%OPEN →
Low34.5%2,42566.9%OPEN →
Upper164.6%1,25231.9%OPEN →
Upper151.4%3,86740.5%OPEN →
Upper161.7%3,26030.4%OPEN →
Upper184.1%2,47927.2%OPEN →
Moderate78.5%2,33230.3%OPEN →
Upper176.7%3,47831.8%OPEN →
Moderate59.1%3,89952.5%OPEN →
Middle110.6%3,94535.5%OPEN →
Middle119.8%3,72836.5%OPEN →
Upper128.9%4,98342.8%OPEN →
Upper163.5%3,24023.7%OPEN →
Upper184.4%3,02729.4%OPEN →
Upper145.6%2,75428.8%OPEN →
Upper122.2%3,88135.5%OPEN →
Upper162.5%4,31326.5%OPEN →
Upper264.2%4,71323.3%OPEN →
Upper149.6%4,90234.1%OPEN →
Low48.9%4,58469.5%OPEN →
Moderate62.3%1,99661.8%OPEN →
Moderate61.0%1,07153.3%OPEN →
Moderate67.8%3,60860.1%OPEN →
Middle109.9%4,00347.6%OPEN →
Moderate75.4%3,05855.0%OPEN →
Upper161.7%2,78432.4%OPEN →
Middle96.8%2,72342.6%OPEN →
Upper153.4%2,23329.0%OPEN →
Moderate61.9%3,08257.1%OPEN →
Upper137.1%2,71823.0%OPEN →
Upper206.7%3,53925.1%OPEN →
Upper227.8%2,04217.2%OPEN →
Upper259.2%3,71423.3%OPEN →
Middle107.2%3,32137.5%OPEN →
Upper141.4%3,64233.5%OPEN →
Upper146.4%2,87231.2%OPEN →
Moderate79.5%4,42549.6%OPEN →
Upper133.3%2,57938.1%OPEN →
Middle107.2%3,21238.1%OPEN →
Middle89.2%3,42038.0%OPEN →
Middle88.5%3,18737.6%OPEN →
Upper169.8%4,38830.8%OPEN →
Upper137.4%2,70427.9%OPEN →
Moderate56.0%4,64990.1%OPEN →
Low13.7%1,97569.7%OPEN →
Moderate54.1%2,72488.5%OPEN →
Moderate69.5%2,48873.1%OPEN →
Moderate73.8%1,41660.2%OPEN →
Middle86.8%3,47743.4%OPEN →
Moderate66.3%2,77254.2%OPEN →
Middle95.6%4,85448.0%OPEN →
Moderate77.4%3,82349.7%OPEN →
Upper165.2%3,21627.2%OPEN →
Moderate55.7%2,04540.5%OPEN →
Moderate64.3%3,57969.7%OPEN →
Moderate74.8%7,01074.7%OPEN →
Low48.5%3,83677.5%OPEN →
Middle82.8%3,93073.6%OPEN →
Low48.6%2,23574.6%OPEN →
Moderate57.1%3,21182.7%OPEN →
Moderate78.6%2,27258.3%OPEN →
Upper126.4%1,92465.3%OPEN →
Upper143.6%4,26841.9%OPEN →
Upper234.3%3,69528.8%OPEN →
Middle100.7%2,41767.1%OPEN →
Upper174.3%1,98234.0%OPEN →
Middle93.7%3,80842.5%OPEN →
Upper126.1%2,96337.7%OPEN →
Middle117.8%2,67540.5%OPEN →
Low47.5%2,49575.2%OPEN →
Moderate75.0%2,44049.6%OPEN →
Middle91.0%3,53029.3%OPEN →
Moderate75.7%3,82130.3%OPEN →
Middle109.2%4,95927.6%OPEN →
Middle92.8%3,56629.4%OPEN →
Middle89.1%2,46427.3%OPEN →
Middle117.9%5,14028.2%OPEN →
Moderate73.6%2,73563.6%OPEN →
Moderate55.7%3,11592.5%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

680,794

Median household income

$69,009

Median home value

$230,400

Median gross rent

$1,110

per month

Owner-occupied

59.7%

of occupied units

Housing units

297,882

8.5% vacant

Poverty rate

14.7%

Unemployment

5.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 97.9

Social vulnerability

Relatively Moderate

Community resilience

Relatively Moderate

ELEVATED PERILS

Inland flooding Relatively High · Tornado Very High · Hail Relatively High · Strong wind Very High · Heat wave Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

89

Declarations recorded

40

Incident types on record: Biological, Fire, Flood, Hurricane, Severe Ice Storm, Severe Storm, Tornado.

Everything we hold on Tulsa County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Tulsa County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Tulsa County →Every reported application and origination in FIPS 40143, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Tulsa County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

940

—

Purchase share

49.9%

469 loans

IRRRL refinances

341

Cash-out refinances

130

2026940—469341130
2025961—589200172
2024765—52492149
2023681—5188155
2022——697219287
20212,166—8341,111221
20201,607—720707180
2019931—67470187
20181,024—72772225
20171,132—658228246
20161,045—624219202
2015967—583184200

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Tulsa County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Tulsa County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

2,153

−3.2% vs 2024

Multifamily · 2025

1,031

+73.6% vs 2024

Total authorized · 2025

3,184

+13.0% vs 2024

Permit valuation · 2025

$718.5M

authorized construction value

Units authorized by year

Tulsa County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420253,184 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Tulsa County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS1,7513,166$129.2M
outflow2223Wagoner County, OK1,7213,439$121.6M
inflow2223Other flows - South, DS1,7103,071$104.5M
outflow2223Rogers County, OK1,4302,872$95.7M
inflow2223Wagoner County, OK1,3912,580$79.5M
inflow2223Rogers County, OK1,2632,250$74.0M
outflow2223Creek County, OK1,1602,322$89.6M
inflow2223Other flows - Midwest, DS1,0951,875$66.1M
inflow2223Creek County, OK1,0641,965$60.4M
outflow2223Other flows - Midwest, DS1,0351,844$62.3M
inflow2223Other flows - West, DS7931,505$60.1M
outflow2223Oklahoma County, OK7411,221$42.9M
outflow2223Osage County, OK7021,463$39.4M
inflow2223Oklahoma County, OK6811,146$37.8M
outflow2223Other flows - West, DS6261,116$41.5M
inflow2223Osage County, OK5401,039$25.0M
inflow2223Other flows - Northeast, DS361617$22.9M
outflow2223Other flows - Northeast, DS325512$23.6M
inflow2223Muskogee County, OK286497$11.7M
inflow2223Okmulgee County, OK281527$14.6M
outflow2223Okmulgee County, OK276554$14.1M
outflow2223Washington County, OK270516$16.3M
inflow2223Payne County, OK268408$12.3M
outflow2223Muskogee County, OK253495$13.0M
inflow2223Washington County, OK249432$13.6M
outflow2223Cleveland County, OK247377$11.1M
inflow2223Cleveland County, OK242362$13.9M
outflow2223Dallas County, TX226333$15.5M
inflow2223Dallas County, TX209329$15.7M
inflow2223Tarrant County, TX200354$12.5M
outflow2223Payne County, OK197305$8.5M
outflow2223Harris County, TX196351$17.0M
inflow2223Cherokee County, OK183292$9.2M
inflow2223Harris County, TX174325$18.1M
inflow2223Los Angeles County, CA174325$11.9M
outflow2223Mayes County, OK169336$10.6M
outflow2223Tarrant County, TX163269$10.6M
outflow2223Pawnee County, OK163362$6.9M
inflow2223Maricopa County, AZ152275$8.2M
outflow2223Collin County, TX148266$13.1M
inflow2223Mayes County, OK146245$6.3M
inflow2223Pawnee County, OK142280$6.3M
outflow2223Cherokee County, OK138238$6.5M
inflow2223Collin County, TX119215$10.7M
outflow2223Benton County, AR113195$7.9M
inflow2223Washington County, AR111189$5.5M
outflow2223Maricopa County, AZ109187$6.9M
outflow2223Denton County, TX108192$7.7M
inflow2223San Diego County, CA106190$6.6M
inflow2223Travis County, TX106173$8.7M
inflow2223Sedgwick County, KS104186$6.0M
outflow2223Delaware County, OK100176$7.6M
outflow2223Los Angeles County, CA100167$6.3M
inflow2223Denton County, TX96163$6.0M
outflow2223Washington County, AR91134$5.1M
inflow2223Benton County, AR90155$5.5M
outflow2223Canadian County, OK89155$5.1M
outflow2223Cook County, IL86111$5.9M
outflow2223Sedgwick County, KS80118$4.2M
outflow2223Johnson County, KS78134$7.1M
outflow2223Travis County, TX7699$5.5M
inflow2223Cook County, IL76131$5.4M
inflow2223Canadian County, OK75149$4.4M
outflow2223Clark County, NV71116$3.8M
outflow2223Foreign - Overseas, FR70117$6.5M
inflow2223Clark County, NV69122$3.4M
inflow2223Orange County, CA69123$7.0M
inflow2223Bexar County, TX68128$6.3M
outflow2223Denver County, CO6887$4.8M
inflow2223Sebastian County, AR67106$3.0M
outflow2223Jackson County, MO6495$3.7M
inflow2223Pittsburg County, OK64115$3.0M
inflow2223El Paso County, CO63101$3.9M
inflow2223Riverside County, CA62119$2.9M
outflow2223El Paso County, CO61113$4.6M
inflow2223San Bernardino County, CA59117$3.6M
inflow2223Arapahoe County, CO58107$4.8M
inflow2223Denver County, CO5886$3.7M
inflow2223Delaware County, OK5687$3.4M
outflow2223Bexar County, TX55103$5.6M
inflow2223Johnson County, KS55108$6.5M
inflow2223Jackson County, MO5586$2.8M
inflow2223Sequoyah County, OK5395$2.8M
inflow2223Garfield County, OK5395$2.0M
inflow2223Ottawa County, OK5177$2.1M
outflow2223King County, WA5171$3.9M
inflow2223Comanche County, OK5094$2.5M
inflow2223McIntosh County, OK4984$2.3M
inflow2223Miami-Dade County, FL4979$2.0M
outflow2223San Diego County, CA4875$4.8M
inflow2223King County, WA4889$5.1M
inflow2223Sacramento County, CA4798$2.2M
inflow2223Pottawatomie County, OK4689$1.9M
inflow2223Montgomery County, TX4697$5.6M
outflow2223Montgomery County, TX4295$4.6M
outflow2223Miami-Dade County, FL4169$1.8M
inflow2223Pulaski County, AR4169$2.2M
outflow2223Orange County, CA4057$2.5M
inflow2223Hillsborough County, FL4071$1.7M
inflow2223Orange County, FL4061$2.0M
inflow2223Greene County, MO4053$1.3M
inflow2223Salt Lake County, UT3967$2.1M
outflow2223Jasper County, MO3973$1.7M
outflow2223Pulaski County, AR3964$2.0M
outflow2223Pittsburg County, OK3875$3.3M
outflow2223Davidson County, TN3855$2.7M
outflow2223Garfield County, OK3764$2.1M
outflow2223Greene County, MO3755$1.6M
inflow2223Fort Bend County, TX3761$3.7M
outflow2223Nowata County, OK3673$1.4M
inflow2223Kern County, CA3677$1.7M
inflow2223Fresno County, CA3669$1.7M
outflow2223McIntosh County, OK3668$932K
outflow2223Williamson County, TX3667$2.9M
outflow2223Comanche County, OK3571$1.7M
outflow2223Sequoyah County, OK3561$2.0M
outflow2223Arapahoe County, CO3566$2.7M
inflow2223St. Louis County, MO3550$3.3M
inflow2223Bernalillo County, NM3559$4.5M
inflow2223Kay County, OK3565$1.4M
inflow2223Logan County, OK3566$2.6M
outflow2223Ottawa County, OK3465$2.9M
inflow2223Lincoln County, OK3464$1.7M
inflow2223Jasper County, MO3455$2.3M
outflow2223Orange County, FL3446$2.2M
outflow2223New York County, NY3438$2.5M
outflow2223Sebastian County, AR3355$1.8M
inflow2223Shelby County, TN3374$2.1M
inflow2223Douglas County, NE3355$2.3M
inflow2223Honolulu County, HI3273$1.1M
outflow2223Craig County, OK3257$1.9M
outflow2223Jefferson County, CO3250$4.5M
inflow2223Williamson County, TX3157$2.6M
inflow2223Foreign - Overseas, FR3067$1.5M
inflow2223Marion County, IN3054$1.1M
inflow2223Adams County, CO3046$1.6M
inflow2223Santa Clara County, CA2951$1.7M
inflow2223Bryan County, OK2948$1.2M
outflow2223Kings County, NY2931$1.8M
outflow2223Pottawatomie County, OK2954$1.4M
inflow2223Lee County, FL2951$1.6M
outflow2223Kay County, OK2843$1.1M
outflow2223Bernalillo County, NM2850$1.6M
inflow2223Okfuskee County, OK2846$1.5M
outflow2223Mecklenburg County, NC2851$2.2M
inflow2223Pima County, AZ2748$2.1M
outflow2223Le Flore County, OK2739$1.1M
inflow2223El Paso County, TX2752$1.1M
outflow2223Foreign - Other flows, FR2646$1.3M
inflow2223Bell County, TX2641$1.2M
inflow2223Foreign - Other flows, FR2652$1.3M
inflow2223Broward County, FL2638$1.6M
outflow2223Hillsborough County, FL2635$1.9M
outflow2223Larimer County, CO2539$2.2M
outflow2223Riverside County, CA2550$760K
outflow2223Fulton County, GA2538$2.1M
inflow2223Pontotoc County, OK2541$1.4M
outflow2223Fort Bend County, TX2565$2.3M
inflow2223Custer County, OK2543$971K
outflow2223Palm Beach County, FL2551$1.8M
outflow2223Okfuskee County, OK2435$589K
outflow2223Lincoln County, OK2445$846K
outflow2223Pinellas County, FL2440$2.3M
outflow2223Adams County, CO2437$1.1M
outflow2223San Bernardino County, CA2436$763K
inflow2223Duval County, FL2445$1.4M
inflow2223Montgomery County, KS2441$1.2M
inflow2223Hennepin County, MN2440$1.8M
inflow2223Craig County, OK2453$1.1M
inflow2223Multnomah County, OR2441$1.5M
inflow2223Lubbock County, TX2448$1.2M
inflow2223Pierce County, WA2454$1.7M
inflow2223Davidson County, TN2333$1.7M
outflow2223Broward County, FL2329$1.7M
outflow2223Bell County, TX2338$767K
inflow2223Douglas County, CO2340$2.0M
inflow2223Palm Beach County, FL2353$1.6M
inflow2223Stephens County, OK2332$1.2M
inflow2223Parker County, TX2234$1.4M
outflow2223Salt Lake County, UT2233$1.1M
outflow2223Sacramento County, CA2241$877K
outflow2223Douglas County, CO2244$2.3M
inflow2223Anchorage Municipality, AK2251$1.6M
inflow2223Garland County, AR2233$1.2M
inflow2223Alameda County, CA2236$1.3M
inflow2223Weld County, CO2250$1.8M
inflow2223Kings County, NY2234$1.4M
inflow2223Mecklenburg County, NC2127$1.4M
inflow2223Grayson County, TX2139$1.9M
outflow2223Nueces County, TX2147$1.3M
outflow2223Multnomah County, OR2130$1.4M
outflow2223Adair County, OK2142$728K
outflow2223Montgomery County, KS2137$683K
outflow2223Alameda County, CA2125$1.4M
inflow2223San Joaquin County, CA2135$1.0M
inflow2223New York County, NY2130$2.3M
inflow2223Grady County, OK2128$825K
outflow2223Philadelphia County, PA2023$909K
outflow2223Honolulu County, HI2033$1.1M
outflow2223Weld County, CO2040$1.4M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Tulsa County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals4,837.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals1,306.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals6,143.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals250,000.0
2023BothNo CharacteristicAll Appraisals270,000.0
2023PurchaseNo CharacteristicAll Appraisals275,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals263,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals275,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals2,464.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals240,000.0
2022BothNo CharacteristicAll Appraisals8,974.0
2022PurchaseNo CharacteristicAll Appraisals6,510.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals230,000.0
2021BothNo CharacteristicAll Appraisals13,261.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals8,173.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals5,088.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals240,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals246,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals12,662.0
2020PurchaseNo CharacteristicAll Appraisals7,051.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals230,000.0
2020RefinanceNo CharacteristicAll Appraisals240,000.0
2020RefinanceNo CharacteristicAll Appraisals5,611.0
2020PurchaseNo CharacteristicAll Appraisals225,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals205,000.0
2019PurchaseNo CharacteristicAll Appraisals5,807.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals213,500.0
2019BothNo CharacteristicAll Appraisals8,447.0
2019RefinanceNo CharacteristicAll Appraisals2,640.0
2019PurchaseNo CharacteristicAll Appraisals203,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals180,000.0
2018BothNo CharacteristicAll Appraisals7,534.0
2018PurchaseNo CharacteristicAll Appraisals5,588.0
2018RefinanceNo CharacteristicAll Appraisals1,946.0
2018BothNo CharacteristicAll Appraisals191,000.0
2018PurchaseNo CharacteristicAll Appraisals195,000.0
2018PurchaseNo CharacteristicAll Appraisals0.8
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals180,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals7,748.0
2017PurchaseNo CharacteristicAll Appraisals5,126.0
2017PurchaseNo CharacteristicAll Appraisals197,500.0
2017RefinanceNo CharacteristicAll Appraisals2,622.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals192,000.0
2016PurchaseNo CharacteristicAll Appraisals5,306.0
2016RefinanceNo CharacteristicAll Appraisals194,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals188,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals190,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals8,880.0
2016RefinanceNo CharacteristicAll Appraisals3,574.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals184,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals185,000.0
2015BothNo CharacteristicAll Appraisals8,383.0
2015RefinanceNo CharacteristicAll Appraisals3,167.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals5,216.0
2015BothNo CharacteristicAll Appraisals184,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals179,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Tulsa County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05355,232339,30415,9284.5%
2026-04349,949336,46013,4893.9%
2026-03353,434340,80612,6283.6%
2026-02353,453338,89414,5594.1%
2026-01357,516342,45115,0654.2%
2025-12354,835341,72613,1093.7%
2025-11357,801343,44214,3594.0%
2025-09361,072348,43312,6393.5%
2025-08359,587347,12112,4663.5%
2025-07360,889349,01311,8763.3%
2025-06362,322350,32311,9993.3%
2025-05356,748345,88610,8623.0%
2025-04356,681347,4919,1902.6%
2025-03358,003347,56410,4392.9%
2025-02353,589341,90011,6893.3%
2025-01354,998343,64711,3513.2%
2024-12352,774342,7919,9832.8%
2024-11353,605342,91410,6913.0%
2024-10353,877343,21410,6633.0%
2024-09353,802343,16110,6413.0%
2024-08352,803341,23911,5643.3%
2024-07355,646343,70211,9443.4%
2024-06354,160342,01612,1443.4%
2024-05350,970339,78311,1873.2%
2024-04350,972341,3919,5812.7%
2024-03354,817343,86510,9523.1%
2024-02352,578339,42213,1563.7%
2024-01351,151338,12113,0303.7%
2023-12348,947337,82511,1223.2%
2023-11351,234339,94711,2873.2%
2023-10349,318337,58211,7363.4%
2023-09349,649338,03911,6103.3%
2023-08348,775336,92711,8483.4%
2023-07349,466338,57610,8903.1%
2023-06349,612338,32111,2913.2%
2023-05344,515333,94710,5683.1%
2023-04342,515334,2878,2282.4%
2023-03343,849333,9119,9382.9%
2023-02340,011328,98711,0243.2%
2023-01338,899328,21910,6803.2%
2022-12336,361327,3359,0262.7%
2022-11336,815327,0959,7202.9%
2022-10335,516325,29910,2173.0%
2022-09336,743326,56210,1813.0%
2022-08335,443324,26811,1753.3%
2022-07336,303325,91410,3893.1%
2022-06336,599325,44611,1533.3%
2022-05332,569322,6529,9173.0%
2022-04329,391320,9188,4732.6%
2022-03333,288323,6759,6132.9%
2022-02329,723319,00710,7163.3%
2022-01328,544317,77110,7733.3%
2021-12329,150320,6388,5122.6%
2021-11329,147320,0109,1372.8%
2021-10328,473318,05910,4143.2%
2021-09329,802319,33110,4713.2%
2021-08329,749316,96512,7843.9%
2021-07334,075319,56914,5064.3%
2021-06336,141318,74317,3985.2%
2021-05330,457315,21715,2404.6%
2021-04328,738313,16515,5734.7%
2021-03330,157315,28114,8764.5%
2021-02327,924309,98217,9425.5%
2021-01328,567309,98518,5825.7%
2020-12329,406311,55717,8495.4%
2020-11329,764311,74418,0205.5%
2020-10330,103311,73718,3665.6%
2020-09330,280309,67420,6066.2%
2020-08329,699307,95921,7406.6%
2020-07331,728304,26727,4618.3%
2020-06331,053300,63230,4219.2%
2020-05325,466290,97934,48710.6%
2020-04320,538278,66141,87713.1%
2020-03326,346315,20011,1463.4%
2020-02328,140318,2089,9323.0%
2020-01327,855317,52610,3293.2%
2019-12329,796321,0388,7582.7%
2019-11329,664320,2219,4432.9%
2019-10330,393319,78110,6123.2%
2019-09329,350320,0989,2522.8%
2019-08327,994318,2009,7943.0%
2019-07332,321322,06110,2603.1%
2019-06332,057321,56910,4883.2%
2019-05327,286317,7549,5322.9%
2019-04325,254316,9648,2902.5%
2019-03327,774317,8309,9443.0%
2019-02325,782314,94210,8403.3%
2019-01323,877312,13911,7383.6%
2018-12326,061316,3799,6823.0%
2018-11325,406316,1299,2772.9%
2018-10324,755315,1659,5903.0%
2018-09321,786312,7609,0262.8%
2018-08322,741313,0009,7413.0%
2018-07328,977318,64510,3323.1%
2018-06329,729318,41011,3193.4%
2018-05325,405315,02510,3803.2%
2018-04323,731313,7569,9753.1%
2018-03326,831315,59611,2353.4%
2018-02325,618313,24612,3723.8%
2018-01324,164311,29812,8664.0%

BEA Personal Income

2024$58.15B693,514$84K
2023$54.90B686,411$80K
2022$51.06B679,212$75K
2021$45.26B674,123$67K
2020$41.23B670,708$61K
2019$41.25B663,934$62K
2018$40.21B658,993$61K
2017$37.07B656,099$57K
2016$33.97B654,282$52K
2015$39.96B647,529$62K
2014$44.80B636,648$70K
2013$41.86B628,113$67K
2012$37.00B618,240$60K
2011$32.73B610,911$54K
2010$28.65B605,341$47K
2009$27.23B597,748$46K
2008$32.73B588,510$56K
2007$27.95B582,094$48K
2006$27.58B575,014$48K
2005$23.80B568,199$42K
2004$20.74B566,140$37K
2003$17.83B568,406$31K
2002$17.36B569,170$31K
2001$17.23B566,175$30K
2000$17.39B563,748$31K
1999$16.03B561,682$29K
1998$15.93B554,563$29K
1997$14.69B546,009$27K
1996$13.66B537,887$25K
1995$12.79B531,124$24K
1994$12.09B529,054$23K
1993$11.60B526,344$22K
1992$11.21B521,681$21K
1991——$21K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Tulsa County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-07-11$0——No
2026-06-27$0$0$0Yes
2026-06-24$40K$40K$0No
2026-06-24$0——Yes
2026-06-24$0——Yes
2026-06-24$0——No
2026-06-22$0——Yes
2026-06-03$0$0$0No
2026-06-02$0$0$0Yes
2025-06-29$31K$31K$0Yes
2025-06-28$86K$78K$7KYes
2025-06-28$114K$91K$24KYes
2025-06-28$160K$146K$14KYes
2025-06-28$55K$55K$0No
2025-06-18$22K$21K$965.73Yes
2025-05-25$253K$253K$0No
2024-09-27$3K$3K$0Yes
2022-05-05$43K$30K$13KYes
2022-05-05$0——Yes
2022-05-05$50K$50K$0Yes
2022-05-05$42K$42K$0Yes
2022-05-05$3K$2K$2KNo
2022-05-05$18K$18K$0Yes
2022-05-05$81K$66K$15KYes
2022-05-05$2K$2K$0Yes
2022-05-05$45K$45K$0Yes
2022-05-05$123K$81K$42KYes
2022-05-05$79K$54K$25KYes
2022-05-05$30K$30K$0Yes
2022-05-05$105K$90K$15KYes
2022-05-05$110K$80K$30KYes
2022-05-05$47K$47K$0Yes
2022-05-05$12K$12K$0Yes
2022-05-05$15K$15K$0Yes
2022-05-05$63K$52K$11KYes
2022-05-05$22K$18K$4KYes
2022-05-05$62K$62K$0Yes
2021-10-02$6K$6K$0Yes
2021-06-27$3K$3K$0Yes
2021-06-07$23K$11K$12KYes
2021-06-07$10K$10K$0Yes
2021-06-07$22K$14K$8KYes
2021-06-07$5K$5K$0Yes
2021-06-07$52K$34K$18KYes
2021-05-27$19K$19K$0No
2020-07-11$0——No
2019-06-22$0$0$0Yes
2019-06-06$16K$8K$8KYes
2019-06-06$15K$15K$0No
2019-06-06$84K$60K$9KYes
2019-06-01$2K$2K$0Yes
2019-05-31$68K$53K$15KNo
2019-05-30$8K$8K$0Yes
2019-05-29$0——No
2019-05-29$0$0$0No
2019-05-29$677.68$677.68$0Yes
2019-05-29$0——No
2019-05-29$45K$45K$0No
2019-05-29$6K$6K$0Yes
2019-05-29$0——No
2019-05-29$6K$6K$0No
2019-05-29$0——No
2019-05-29$373$373$0No
2019-05-28$56K$48K$8KYes
2019-05-28$92K$81K$11KYes
2019-05-28$0——Yes
2019-05-28$87K$87K$0Yes
2019-05-28$7K$7K$0Yes
2019-05-28$41K$39K$2KYes
2019-05-28$26K$20K$6KYes
2019-05-28$0——Yes
2019-05-28$32K$32K$0No
2019-05-28$143K$143K$0Yes
2019-05-28$117K$81K$36KYes
2019-05-28$67K$50K$17KYes
2019-05-27$2K$2K$0Yes
2019-05-27$228K$175K$53KNo
2019-05-27$706.93$19.02$687.91Yes
2019-05-27$30K$30K$0No
2019-05-27$10K$10K$0No
2019-05-27$69K$59K$10KYes
2019-05-27$97K$65K$32KYes
2019-05-27$15K$13K$1KYes
2019-05-27$160K$110K$50KNo
2019-05-27$116K$95K$21KNo
2019-05-27$5K$2K$3KYes
2019-05-27$3K$3K$0Yes
2019-05-27$5K$5K$0No
2019-05-27$0——Yes
2019-05-27$61K$61K$0Yes
2019-05-27$5K$5K$0No
2019-05-27$1K$1K$0No
2019-05-26$1K$0$1KYes
2019-05-26$21K$16K$5KYes
2019-05-26$131K$112K$19KNo
2019-05-26$154K$100K$54KYes
2019-05-26$244K$212K$32KNo
2019-05-26$57K$57K$0No
2019-05-25$138K$128K$10KYes
2019-05-25$4K$4K$0Yes

ALSO CHECKED

18 more data areas were checked for Tulsa County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the OK state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN TULSA COUNTY →Opens the loan explorer already filtered to county FIPS 40143.

See the Oklahoma state market profile for the statewide picture, the Oklahoma state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.