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State markets/Pennsylvania/Dauphin County

COUNTY MORTGAGE MARKET · FIPS 42043

Dauphin County, Pennsylvania

Who lends in Dauphin County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$1.39B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

6,555

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

19.0%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

366

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 366 lenders that originated in Dauphin County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

253

unconcentrated

Top-5 lender share

27.2%

of originations

Purchase

61.1%

3,003 loans

Refinance

38.9%

1,914 loans

Origination trend

Annual mortgage origination volume and loan count in Dauphin County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Dauphin County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Dauphin County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR DAUPHIN COUNTY →

TOP TEN LENDERS IN DAUPHIN COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

809$108.4M$108.4M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
650$82.0M$82.0M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
390$79.6M$79.6M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
257$61.2M$61.2M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
195$47.1M$47.1M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
181$45.4M$45.4M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
171$45.1M$45.1M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
176$44.8M$44.8M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
174$42.3M$42.3M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1$37.0M$37.0M originated in Dauphin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Dauphin County

All 31 ZIP Code Tabulation Areas that touch Dauphin County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
31 OF 31 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
88 of the 10 Dauphin County tracts this ZIP area touches sit mostly inside it.47,89023.1%14,953——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 16 Dauphin County tracts this ZIP area touches sit mostly inside it.40,47947.9%9,055——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Dauphin County tracts this ZIP area touches sit mostly inside it.30,80959.7%6,952——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Dauphin County tracts this ZIP area touches sit mostly inside it.25,10123.7%7,634——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 12 Dauphin County tracts this ZIP area touches sit mostly inside it.23,84520.3%6,387——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Dauphin County tracts this ZIP area touches sit mostly inside it.20,71486.4%2,954——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Dauphin County tracts this ZIP area touches sit mostly inside it.15,71751.4%3,452——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Dauphin County tracts this ZIP area touches sit mostly inside it.12,62327.6%3,152——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Dauphin County tracts this ZIP area touches sit mostly inside it.11,71658.2%2,409——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 10 Dauphin County tracts this ZIP area touches sit mostly inside it.8,48378.8%1,157——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Dauphin County tracts this ZIP area touches sit mostly inside it.7,8285.6%2,730——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Dauphin County tracts this ZIP area touches sit mostly inside it.6,7686.4%1,805——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Dauphin County tracts this ZIP area touches sit mostly inside it.6,5557.6%2,117——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Dauphin County tracts this ZIP area touches sit mostly inside it.6,50747.8%1,167——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Dauphin County tract this ZIP area touches sit mostly inside it.6,0717.0%2,424——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Dauphin County tracts this ZIP area touches sit mostly inside it.3,74651.6%321——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Dauphin County tracts this ZIP area touches sit mostly inside it.3,4866.4%1,145——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Dauphin County tracts this ZIP area touches sit mostly inside it.2,9527.6%1,046——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Dauphin County tracts this ZIP area touches sit mostly inside it.2,74139.7%568——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Dauphin County tracts this ZIP area touches sit mostly inside it.2,3709.8%645——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Dauphin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

67 of Dauphin County’s 67 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Dauphin County

All 67 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

67 OF 67 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate54.9%3,74651.6%OPEN →
Low44.8%1,89563.4%OPEN →
Moderate71.5%1,62531.3%OPEN →
Middle116.1%2,98746.9%OPEN →
Middle84.2%2,80972.3%OPEN →
Moderate75.7%3,70768.8%OPEN →
Low35.2%3,25291.9%OPEN →
Low46.7%2,58689.8%OPEN →
Low41.9%6,03087.7%OPEN →
Low20.6%4,91593.1%OPEN →
Low45.4%3,74589.2%OPEN →
Moderate55.4%2,62388.4%OPEN →
Moderate70.6%6,02478.0%OPEN →
Upper121.3%2,28240.3%OPEN →
Upper158.7%4,77830.5%OPEN →
Moderate79.8%3,70353.8%OPEN →
Upper123.1%6,12347.4%OPEN →
Moderate77.6%5,31860.3%OPEN →
Middle96.8%4,53245.8%OPEN →
Moderate64.9%3,27462.4%OPEN →
Moderate67.5%5,86747.8%OPEN →
Upper132.1%4,73229.4%OPEN →
Moderate76.8%7,10843.9%OPEN →
Upper143.8%6,30820.1%OPEN →
Middle96.3%5,65816.5%OPEN →
Upper125.9%7,36827.6%OPEN →
Upper140.9%7,44331.7%OPEN →
Middle93.4%5,51954.9%OPEN →
Middle112.5%3,49865.2%OPEN →
Middle97.9%4,35257.1%OPEN →
Middle101.5%5,83947.5%OPEN →
Middle106.9%6,48440.7%OPEN →
Middle89.0%3,78966.0%OPEN →
Middle82.6%5,45350.3%OPEN →
Middle102.8%1,90736.2%OPEN →
Middle92.3%1,64839.4%OPEN →
Moderate68.6%4,43569.1%OPEN →
Moderate58.4%1,82855.6%OPEN →
Moderate61.9%2,74139.7%OPEN →
Upper128.7%2,88118.1%OPEN →
Middle103.3%6,65028.5%OPEN →
Low41.3%1,45940.4%OPEN →
Moderate77.2%4,10332.8%OPEN →
Middle112.5%3,97124.5%OPEN →
Middle87.2%6,03710.5%OPEN →
Upper120.6%2,9527.6%OPEN →
Moderate71.9%2,06843.3%OPEN →
Middle84.0%4,41732.8%OPEN →
Upper148.3%6,19428.3%OPEN →
Upper137.6%5,82623.0%OPEN →
Middle82.4%2,66224.3%OPEN →
Upper138.9%3,47614.3%OPEN →
Upper121.2%4,61613.4%OPEN →
Middle108.9%6,01913.7%OPEN →
Upper137.3%7,20915.7%OPEN →
Upper150.9%4,93314.3%OPEN →
Middle108.1%5,76413.8%OPEN →
Middle99.1%6,0717.0%OPEN →
Middle116.4%3,6084.1%OPEN →
Middle84.8%4,2206.8%OPEN →
Moderate70.2%2,3709.8%OPEN →
Moderate62.2%3,0328.5%OPEN →
Moderate76.0%3,7364.7%OPEN →
Middle94.5%3,4866.4%OPEN →
Middle85.8%4,0106.0%OPEN →
Middle84.3%2,54510.0%OPEN →
Low45.4%4,15585.2%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

289,593

Median household income

$76,242

Median home value

$236,400

Median gross rent

$1,217

per month

Owner-occupied

63.1%

of occupied units

Housing units

127,828

5.1% vacant

Poverty rate

12.9%

Unemployment

4.5%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 91.1

Social vulnerability

Relatively Low

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Strong wind Relatively High · Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

69

Declarations recorded

22

Incident types on record: Biological, Flood, Hurricane, Severe Storm, Snowstorm.

Everything we hold on Dauphin County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Dauphin County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Dauphin County →Every reported application and origination in FIPS 42043, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Dauphin County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

357

—

Purchase share

45.1%

161 loans

IRRRL refinances

125

Cash-out refinances

71

2026357—16112571
2025353—1759187
2024301—1774975
2023290—194591
2022——222100147
2021910—26255197
2020730—24140188
2019410—2715188
2018404—25150103
2017535—273138124
2016512—24017993
2015446—23612486

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Dauphin County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Dauphin County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

180

−37.3% vs 2024

Multifamily · 2025

149

−29.7% vs 2024

Total authorized · 2025

329

−34.1% vs 2024

Permit valuation · 2025

$78M

authorized construction value

Units authorized by year

Dauphin County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05001K1.5K2K1990199219941996199820002002200420062008201020122014201620182020202220242025329 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Dauphin County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Cumberland County, PA1,7323,109$98.8M
inflow2223Cumberland County, PA1,1941,910$69.1M
outflow2223Other flows - South, DS1,0731,906$84.0M
inflow2223Other flows - South, DS9571,659$56.3M
outflow2223York County, PA6311,137$35.0M
inflow2223Lancaster County, PA6251,000$34.7M
outflow2223Lancaster County, PA565848$33.6M
outflow2223Lebanon County, PA536852$32.6M
inflow2223Lebanon County, PA522812$29.4M
inflow2223York County, PA496807$25.0M
outflow2223Other flows - Northeast, DS422659$26.1M
inflow2223Other flows - Northeast, DS420691$26.7M
inflow2223Other flows - Midwest, DS328650$20.8M
outflow2223Other flows - West, DS282407$22.0M
outflow2223Other flows - Midwest, DS282444$17.5M
inflow2223Other flows - West, DS258509$18.5M
outflow2223Perry County, PA208355$12.2M
outflow2223Philadelphia County, PA199276$10.2M
inflow2223Philadelphia County, PA187287$10.5M
inflow2223Perry County, PA176279$7.7M
inflow2223Schuylkill County, PA145203$8.2M
outflow2223Allegheny County, PA123174$7.8M
inflow2223Berks County, PA123189$6.7M
inflow2223Bronx County, NY120254$4.1M
outflow2223Schuylkill County, PA119185$5.1M
outflow2223Northumberland County, PA85148$3.8M
inflow2223Montgomery County, PA83128$5.8M
inflow2223Kings County, NY81157$3.2M
outflow2223Montgomery County, PA79112$5.0M
inflow2223Allegheny County, PA77117$3.4M
outflow2223Berks County, PA74122$5.6M
inflow2223Queens County, NY73142$3.4M
inflow2223Northumberland County, PA71110$2.9M
outflow2223New York County, NY71101$13.3M
inflow2223Lehigh County, PA6997$3.7M
inflow2223Chester County, PA65108$5.1M
outflow2223Franklin County, PA60118$2.6M
inflow2223Franklin County, PA5890$2.9M
outflow2223Chester County, PA5781$4.7M
inflow2223New York County, NY5785$2.5M
inflow2223Luzerne County, PA5270$2.4M
inflow2223Bucks County, PA5282$4.3M
outflow2223Adams County, PA5078$3.1M
inflow2223Franklin County, OH4997$2.2M
outflow2223Baltimore city, MD4769$1.9M
inflow2223Centre County, PA4659$2.0M
outflow2223Centre County, PA4655$2.1M
inflow2223Northampton County, PA4569$3.3M
inflow2223Adams County, PA4558$2.1M
inflow2223Lycoming County, PA4356$1.4M
outflow2223Kings County, NY4267$1.8M
outflow2223Bronx County, NY4268$844K
inflow2223Baltimore County, MD4277$2.9M
outflow2223Lehigh County, PA4278$3.3M
outflow2223Foreign - Other flows, FR4170$3.0M
inflow2223Los Angeles County, CA4063$3.1M
outflow2223Luzerne County, PA4060$2.0M
inflow2223Delaware County, PA4058$1.7M
outflow2223Montgomery County, MD3967$2.9M
outflow2223Northampton County, PA3862$2.3M
outflow2223Baltimore County, MD3860$2.5M
inflow2223Foreign - Other flows, FR3761$1.8M
outflow2223District of Columbia, DC3745$2.5M
outflow2223Mecklenburg County, NC3758$2.3M
outflow2223Maricopa County, AZ3660$3.3M
outflow2223Delaware County, PA3556$1.9M
outflow2223Hillsborough County, FL3552$2.5M
inflow2223Baltimore city, MD3453$2.8M
outflow2223Queens County, NY3456$1.3M
inflow2223Westchester County, NY3464$1.3M
inflow2223Mecklenburg County, NC3378$1.5M
inflow2223Maricopa County, AZ3264$3.2M
outflow2223Pinellas County, FL3250$3.0M
outflow2223Sussex County, DE3248$3.0M
outflow2223Harris County, TX3259$2.5M
outflow2223Foreign - Puerto Rico, FR3144$454K
inflow2223Harris County, TX3157$1.6M
outflow2223Orange County, FL3160$1.8M
outflow2223Polk County, FL3063$1.1M
outflow2223Los Angeles County, CA3039$2.0M
outflow2223Lackawanna County, PA3048$883K
inflow2223Summit County, OH3080$1.4M
inflow2223DeKalb County, GA3076$886K
inflow2223Monroe County, PA3043$1.1M
inflow2223Foreign - Puerto Rico, FR3072$526K
inflow2223Middlesex County, NJ2959$2.0M
inflow2223Montgomery County, MD2944$3.6M
outflow2223Duval County, FL2842$1.4M
outflow2223Mifflin County, PA2854$953K
outflow2223Blair County, PA2842$1.1M
inflow2223Suffolk County, NY2743$1.4M
outflow2223Lycoming County, PA2640$1.2M
outflow2223Prince George's County, MD2641$1.7M
outflow2223Fairfax County, VA2635$2.9M
inflow2223Broward County, FL2647$1.0M
inflow2223Lackawanna County, PA2633$1.5M
outflow2223Tarrant County, TX2539$1.0M
inflow2223Orange County, FL2544$808K
inflow2223Essex County, NJ2548$804K
outflow2223New Castle County, DE2535$1.4M
inflow2223Hamilton County, OH2449$897K
inflow2223Dallas County, TX2443$1.5M
outflow2223Franklin County, OH2436$1.2M
outflow2223Bucks County, PA2439$1.7M
outflow2223Juniata County, PA2437$1.6M
inflow2223New Castle County, DE2436$1.3M
inflow2223Miami-Dade County, FL2334$691K
inflow2223Prince George's County, MD2331$894K
outflow2223Cook County, IL2343$1.4M
outflow2223Wake County, NC2232$1.1M
outflow2223Palm Beach County, FL2243$1.9M
outflow2223Fulton County, GA2226$1.0M
outflow2223King County, WA2231$3.5M
outflow2223Horry County, SC2235$1.9M
outflow2223Snyder County, PA2235$1.0M
inflow2223Hampden County, MA2253$908K
inflow2223Worcester County, MA2239$666K
inflow2223Clark County, NV2237$1.3M
inflow2223Hudson County, NJ2238$1.7M
inflow2223Nassau County, NY2230$1.9M
inflow2223Erie County, PA2227$854K
inflow2223Snyder County, PA2229$1.1M
inflow2223Fairfax County, VA2239$1.7M
inflow2223Westmoreland County, PA2131$1.2M
inflow2223Palm Beach County, FL2132$1.2M
inflow2223Passaic County, NJ2150$573K
outflow2223Broward County, FL2133$4.8M
outflow2223Suffolk County, MA2122$956K
inflow2223Monroe County, NY2148$810K
inflow2223Juniata County, PA2132$1.4M
inflow2223Hillsborough County, FL2135$1.3M
outflow2223Cuyahoga County, OH2140$1.7M
outflow2223Arlington County, VA2028$1.6M
outflow2223San Diego County, CA2038$2.2M
outflow2223Cambria County, PA2039$1.0M
inflow2223Frederick County, MD2026$1.3M
inflow2223Essex County, MA2034$732K
outflow2223Harford County, MD2030$1.0M
outflow2122Foreign - Other flows, FR———
outflow2122Cumberland County, PA1,7413,136$100.2M
inflow2122Cumberland County, PA1,1521,741$61.2M
outflow2122Other flows - South, DS1,1352,013$100.1M
inflow2122Other flows - South, DS9701,740$58.7M
inflow2122Lancaster County, PA6711,046$41.6M
outflow2122York County, PA6671,150$36.4M
outflow2122Lancaster County, PA6511,015$40.0M
inflow2122Lebanon County, PA568929$28.7M
outflow2122Lebanon County, PA526882$31.5M
inflow2122York County, PA449696$25.9M
inflow2122Other flows - Northeast, DS447759$26.4M
outflow2122Other flows - Northeast, DS370632$26.7M
inflow2122Other flows - West, DS305545$18.3M
inflow2122Other flows - Midwest, DS304603$18.2M
outflow2122Other flows - West, DS276454$21.6M
outflow2122Other flows - Midwest, DS260449$16.7M
outflow2122Philadelphia County, PA228294$12.3M
outflow2122Perry County, PA228356$11.1M
inflow2122Philadelphia County, PA204347$9.6M
inflow2122Schuylkill County, PA164245$9.1M
outflow2122Schuylkill County, PA158245$10.3M
inflow2122Perry County, PA152292$7.4M
inflow2122Berks County, PA130202$11.2M
inflow2122Bronx County, NY121228$3.9M
inflow2122Allegheny County, PA106190$8.5M
inflow2122Northumberland County, PA102154$3.8M
outflow2122Allegheny County, PA99129$5.4M
outflow2122Montgomery County, PA86130$5.9M
outflow2122Chester County, PA77106$6.1M
outflow2122Northumberland County, PA76170$3.7M
inflow2122Montgomery County, PA75111$5.8M
outflow2122Franklin County, PA74146$3.7M
outflow2122Berks County, PA72105$3.2M
inflow2122Kings County, NY70135$3.7M
inflow2122Queens County, NY68117$3.0M
inflow2122Lehigh County, PA6097$2.8M
inflow2122Luzerne County, PA5781$2.4M
inflow2122Maricopa County, AZ56121$3.9M
inflow2122Franklin County, PA5687$2.7M
outflow2122Foreign - Puerto Rico, FR5375$739K
outflow2122Kings County, NY5278$2.6M
inflow2122Centre County, PA5269$2.8M
inflow2122New York County, NY5190$2.9M
inflow2122Adams County, PA4972$2.3M
inflow2122Chester County, PA4862$4.0M
outflow2122Lehigh County, PA4565$2.6M
outflow2122Adams County, PA4572$2.8M
inflow2122Northampton County, PA4562$3.5M
inflow2122Franklin County, OH4597$2.1M
inflow2122Delaware County, PA4467$2.2M
outflow2122Delaware County, PA4355$2.3M
outflow2122Mecklenburg County, NC4277$2.6M
outflow2122Hillsborough County, FL4264$2.3M
outflow2122Centre County, PA4263$3.4M
outflow2122Baltimore city, MD4055$2.5M
inflow2122Snyder County, PA4071$2.4M
outflow2122Los Angeles County, CA3955$3.9M
outflow2122Bucks County, PA3861$4.4M
outflow2122Snyder County, PA3882$2.5M
outflow2122Horry County, SC3858$3.7M
inflow2122Hamilton County, OH3883$1.8M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Dauphin County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals1,978.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals546.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,524.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals226,000.0
2023BothNo CharacteristicAll Appraisals245,000.0
2023PurchaseNo CharacteristicAll Appraisals252,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals237,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals240,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals979.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals232,000.0
2022BothNo CharacteristicAll Appraisals3,708.0
2022PurchaseNo CharacteristicAll Appraisals2,729.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals232,000.0
2021BothNo CharacteristicAll Appraisals5,141.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,090.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals2,051.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals227,000.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021PurchaseNo CharacteristicAll Appraisals225,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals4,522.0
2020PurchaseNo CharacteristicAll Appraisals2,627.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals221,000.0
2020RefinanceNo CharacteristicAll Appraisals240,000.0
2020RefinanceNo CharacteristicAll Appraisals1,895.0
2020PurchaseNo CharacteristicAll Appraisals207,500.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals202,000.0
2019PurchaseNo CharacteristicAll Appraisals2,464.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals216,000.0
2019BothNo CharacteristicAll Appraisals3,561.0
2019RefinanceNo CharacteristicAll Appraisals1,097.0
2019PurchaseNo CharacteristicAll Appraisals195,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals181,300.0
2018BothNo CharacteristicAll Appraisals3,033.0
2018PurchaseNo CharacteristicAll Appraisals2,195.0
2018RefinanceNo CharacteristicAll Appraisals838.0
2018BothNo CharacteristicAll Appraisals183,000.0
2018PurchaseNo CharacteristicAll Appraisals185,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals186,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals3,233.0
2017PurchaseNo CharacteristicAll Appraisals2,100.0
2017PurchaseNo CharacteristicAll Appraisals186,000.0
2017RefinanceNo CharacteristicAll Appraisals1,133.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals186,000.0
2016PurchaseNo CharacteristicAll Appraisals1,815.0
2016RefinanceNo CharacteristicAll Appraisals195,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals186,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals190,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals3,366.0
2016RefinanceNo CharacteristicAll Appraisals1,551.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals174,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals190,000.0
2015BothNo CharacteristicAll Appraisals3,144.0
2015RefinanceNo CharacteristicAll Appraisals1,413.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.8
2015PurchaseNo CharacteristicAll Appraisals1,731.0
2015BothNo CharacteristicAll Appraisals180,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals173,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Dauphin County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05150,715144,6246,0914.0%
2026-04149,722143,9715,7513.8%
2026-03148,509142,4926,0174.1%
2026-02147,227140,5736,6544.5%
2026-01147,725141,4226,3034.3%
2025-12148,636143,0705,5663.7%
2025-11149,357143,3086,0494.1%
2025-09148,354141,5046,8504.6%
2025-08150,098141,9588,1405.4%
2025-07150,705143,0807,6255.1%
2025-06148,837141,8826,9554.7%
2025-05147,032140,9696,0634.1%
2025-04146,819141,3185,5013.7%
2025-03147,067141,1195,9484.0%
2025-02146,296139,8626,4344.4%
2025-01146,834140,5726,2624.3%
2024-12147,057141,9595,0983.5%
2024-11147,971142,8285,1433.5%
2024-10148,963143,5005,4633.7%
2024-09148,608143,4025,2063.5%
2024-08151,215144,3546,8614.5%
2024-07151,726145,0226,7044.4%
2024-06150,039143,8986,1414.1%
2024-05148,599143,4565,1433.5%
2024-04148,209143,3644,8453.3%
2024-03149,009143,7395,2703.5%
2024-02148,340142,6805,6603.8%
2024-01148,332143,0335,2993.6%
2023-12148,867144,3264,5413.1%
2023-11150,333145,6874,6463.1%
2023-10149,886144,6665,2203.5%
2023-09149,260144,2125,0483.4%
2023-08151,472145,0786,3944.2%
2023-07150,870145,2975,5733.7%
2023-06149,930144,3445,5863.7%
2023-05148,179143,3784,8013.2%
2023-04147,207142,9884,2192.9%
2023-03146,891141,9694,9223.4%
2023-02146,424140,8215,6033.8%
2023-01145,932140,5285,4043.7%
2022-12145,957141,4944,4633.1%
2022-11145,920141,1724,7483.3%
2022-10147,047141,9465,1013.5%
2022-09146,641141,6734,9683.4%
2022-08149,208142,3656,8434.6%
2022-07148,833142,4936,3404.3%
2022-06147,576141,2906,2864.3%
2022-05146,633141,1165,5173.8%
2022-04145,264140,0975,1673.6%
2022-03145,265139,7495,5163.8%
2022-02144,631138,7195,9124.1%
2022-01144,157137,7996,3584.4%
2021-12143,586138,5695,0173.5%
2021-11144,828139,0615,7674.0%
2021-10145,122138,2186,9044.8%
2021-09144,847137,6847,1634.9%
2021-08147,538138,4919,0476.1%
2021-07148,519139,0129,5076.4%
2021-06147,626137,6619,9656.8%
2021-05146,349137,3279,0226.2%
2021-04145,255136,0879,1686.3%
2021-03146,158136,4609,6986.6%
2021-02146,598136,19010,4087.1%
2021-01146,162135,14511,0177.5%
2020-12148,594137,15511,4397.7%
2020-11149,316138,22211,0947.4%
2020-10149,982138,77511,2077.5%
2020-09149,482136,93112,5518.4%
2020-08151,166137,34113,8259.1%
2020-07151,738135,26116,47710.9%
2020-06150,624132,48418,14012.0%
2020-05147,550128,55118,99912.9%
2020-04143,822123,58720,23514.1%
2020-03145,605138,8326,7734.7%
2020-02146,714140,7165,9984.1%
2020-01146,929140,8546,0754.1%
2019-12147,573142,2085,3653.6%
2019-11147,602142,3305,2723.6%
2019-10148,491142,7955,6963.8%
2019-09148,209142,6405,5693.8%
2019-08150,934144,0026,9324.6%
2019-07151,247144,4706,7774.5%
2019-06149,339143,1736,1664.1%
2019-05147,161141,7645,3973.7%
2019-04145,644140,7084,9363.4%
2019-03145,973140,2665,7073.9%
2019-02146,409140,3766,0334.1%
2019-01145,804139,7186,0864.2%
2018-12145,752140,5105,2423.6%
2018-11146,216141,0805,1363.5%
2018-10146,391140,9905,4013.7%
2018-09146,202140,8075,3953.7%
2018-08148,122141,5446,5784.4%
2018-07149,243142,6736,5704.4%
2018-06147,681141,2396,4424.4%
2018-05145,463140,0295,4343.7%
2018-04144,133138,7265,4073.8%
2018-03143,566137,5715,9954.2%
2018-02143,804137,0516,7534.7%
2018-01143,196136,4606,7364.7%

BEA Personal Income

2024$18.28B293,029$62K
2023$17.50B290,886$60K
2022$16.72B289,049$58K
2021$16.79B288,286$58K
2020$15.81B286,717$55K
2019$14.75B284,602$52K
2018$14.09B282,459$50K
2017$13.32B280,636$47K
2016$12.79B278,478$46K
2015$12.57B276,700$45K
2014$12.02B275,149$44K
2013$11.61B273,670$42K
2012$11.47B271,560$42K
2011$11.22B270,112$42K
2010$10.74B268,456$40K
2009$10.39B267,090$39K
2008$10.47B265,395$39K
2007$10.10B263,096$38K
2006$9.62B260,312$37K
2005$9.31B257,673$36K
2004$9.01B256,194$35K
2003$8.75B255,585$34K
2002$8.50B254,339$33K
2001$8.21B252,500$32K
2000$7.79B251,911$31K
1999$7.47B251,329$30K
1998$7.20B250,365$29K
1997$6.83B249,896$27K
1996$6.57B249,534$26K
1995$6.26B248,589$25K
1994$5.98B247,540$24K
1993$5.74B245,411$23K
1992$5.53B242,892$23K
1991——$22K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Dauphin County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-07-05$0$0$0Yes
2025-07-17$0——Yes
2024-08-08$4K$4K$0Yes
2024-01-10$10K$10K$0Yes
2022-12-23$0$0$0Yes
2022-07-17$11K$11K$0Yes
2022-06-17$0——Yes
2022-05-21$2K$2K$0No
2022-04-18$0$0$0Yes
2022-04-08$0$0$0Yes
2021-12-15$0$0$0Yes
2021-09-03$6K$6K$0Yes
2021-09-02$3K$3K$0No
2021-09-02$4K$4K$0Yes
2021-09-02$247.89$247.89$0Yes
2021-09-01$10K$10K$0No
2021-09-01$10K$10K$0Yes
2021-09-01$13K$13K$0No
2021-09-01$11K$10K$883.78Yes
2021-09-01$1K$1K$0Yes
2021-09-01$3K$3K$0Yes
2021-09-01$9K$9K$0Yes
2021-09-01$11K$11K$284.83Yes
2021-09-01$14K$14K$0Yes
2021-09-01$11K$10K$1KYes
2021-09-01$7K$7K$0Yes
2021-09-01$0——Yes
2021-09-01$0——Yes
2021-09-01$12K$12K$0Yes
2021-09-01$10K$10K$0Yes
2021-09-01$19K$19K$0Yes
2021-09-01$0$0$0No
2021-09-01$0$0$0Yes
2021-09-01$46K$43K$3KYes
2021-09-01$4K$4K$0Yes
2021-09-01$1K$1K$0Yes
2021-09-01$54K$54K$0Yes
2021-09-01$0$0$0Yes
2021-09-01$0——Yes
2021-09-01$0——Yes
2021-09-01$9K$9K$0Yes
2021-09-01$7K$7K$0Yes
2021-08-11$41K$41K$0No
2021-08-11$0$0$0Yes
2021-08-11$3K$3K$0Yes
2021-07-11$2K$2K$0Yes
2021-07-09$11K$11K$0Yes
2020-12-24$11K$11K$0Yes
2020-06-04$3K$3K$0Yes
2019-11-01$16K$16K$368.78No
2019-10-31$27K$27K$0Yes
2019-10-31$11K$11K$0Yes
2019-10-31$20K$20K$0No
2019-08-16$0——Yes
2018-09-09$0——Yes
2018-09-05$0——Yes
2018-08-08$24K$24K$0No
2018-08-07$0——Yes
2018-07-27$889.86$889.86$0Yes
2018-07-27$0$0$0Yes
2018-07-27$24K$24K$0Yes
2018-07-27$661.19$661.19$0No
2018-07-26$747.1$747.1$0Yes
2018-07-26$26K$22K$4KYes
2018-07-26$2K$2K$0No
2018-07-26$1K$1K$0Yes
2018-07-26$0——Yes
2018-07-26$13K$13K$0Yes
2018-07-26$11K$9K$2KYes
2018-07-26$2K$2K$0Yes
2018-07-26$745.31$745.31$0Yes
2018-07-26$2K$2K$0No
2018-07-26$5K$5K$0Yes
2018-07-25$15K$15K$0No
2018-07-25$2K$2K$0Yes
2018-07-25$47K$36K$11KYes
2018-07-25$32K$28K$4KYes
2018-07-25$2K$2K$0No
2018-07-25$97K$97K$0No
2018-07-25$400.85$400.85$0Yes
2018-07-25$7K$7K$0No
2018-07-25$7K$6K$1KYes
2018-07-25$48K$48K$0Yes
2018-07-25$0——Yes
2018-07-25$15K$15K$0Yes
2018-07-25$342.02$342.02$0Yes
2018-07-25$0——Yes
2018-07-25$0——Yes
2018-07-25$0——No
2018-07-25$15K$13K$2KYes
2018-07-25$18K$18K$0Yes
2018-07-25$1K$1K$0Yes
2018-07-25$21K$11K$10KYes
2018-07-25$155.93$155.93$0Yes
2018-07-25$9K$9K$0Yes
2018-07-25$14K$12K$2KYes
2018-07-25$44K$28K$16KNo
2018-07-25$8K$6K$2KYes
2018-07-24$12K$12K$0Yes
2018-07-24$6K$6K$0Yes

ALSO CHECKED

18 more data areas were checked for Dauphin County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the PA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN DAUPHIN COUNTY →Opens the loan explorer already filtered to county FIPS 42043.

See the Pennsylvania state market profile for the statewide picture, the Pennsylvania state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.