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State markets/Pennsylvania/Delaware County

COUNTY MORTGAGE MARKET · FIPS 42045

Delaware County, Pennsylvania

Who lends in Delaware County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$3.47B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

12,102

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

18.1%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

488

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 488 lenders that originated in Delaware County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

210

unconcentrated

Top-5 lender share

25.2%

of originations

Purchase

57.8%

5,318 loans

Refinance

42.2%

3,875 loans

Origination trend

Annual mortgage origination volume and loan count in Delaware County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Delaware County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Delaware County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR DELAWARE COUNTY →

TOP TEN LENDERS IN DELAWARE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

680$239.8M$239.8M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
697$176.1M$176.1M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
733$173.4M$173.4M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
363$151.5M$151.5M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
412$133.9M$133.9M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
387$127.2M$127.2M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
334$111.1M$111.1M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
263$83.0M$83.0M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
577$70.2M$70.2M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
250$68.8M$68.8M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Delaware County

All 45 ZIP Code Tabulation Areas that touch Delaware County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
45 OF 45 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1212 of the 17 Delaware County tracts this ZIP area touches sit mostly inside it.44,78516.7%12,117——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Delaware County tracts this ZIP area touches sit mostly inside it.40,02483.3%6,941——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Delaware County tracts this ZIP area touches sit mostly inside it.38,37014.0%12,117——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 13 Delaware County tracts this ZIP area touches sit mostly inside it.33,14737.4%7,748——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 15 Delaware County tracts this ZIP area touches sit mostly inside it.32,60586.1%4,462——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 Delaware County tracts this ZIP area touches sit mostly inside it.30,03582.7%6,553——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Delaware County tracts this ZIP area touches sit mostly inside it.24,95612.7%7,562——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Delaware County tracts this ZIP area touches sit mostly inside it.22,88541.7%5,571——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Delaware County tracts this ZIP area touches sit mostly inside it.22,55018.3%6,906——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Delaware County tracts this ZIP area touches sit mostly inside it.22,09782.2%4,259——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Delaware County tracts this ZIP area touches sit mostly inside it.20,40630.2%5,249——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Delaware County tracts this ZIP area touches sit mostly inside it.19,59216.9%5,447——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Delaware County tracts this ZIP area touches sit mostly inside it.19,28512.0%5,295——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Delaware County tracts this ZIP area touches sit mostly inside it.17,17722.6%4,492——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Delaware County tracts this ZIP area touches sit mostly inside it.16,35738.3%4,876——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Delaware County tracts this ZIP area touches sit mostly inside it.14,62721.2%3,836——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Delaware County tracts this ZIP area touches sit mostly inside it.13,20920.8%2,671——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Delaware County tracts this ZIP area touches sit mostly inside it.13,09522.3%3,541——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Delaware County tracts this ZIP area touches sit mostly inside it.13,08526.9%3,623——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Delaware County tracts this ZIP area touches sit mostly inside it.11,40221.7%3,662——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Delaware County tracts this ZIP area touches sit mostly inside it.10,64713.0%3,111——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Delaware County tracts this ZIP area touches sit mostly inside it.10,46020.1%1,782——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Delaware County tracts this ZIP area touches sit mostly inside it.9,55926.7%1,698——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.9,37187.0%2,353——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Delaware County tracts this ZIP area touches sit mostly inside it.8,09112.7%2,461——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.6,97820.2%1,563——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.6,79259.5%1,501——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Delaware County tract this ZIP area touches sit mostly inside it.6,46413.9%2,069——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.6,42721.0%1,718——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.5,94317.5%1,659——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Delaware County tracts this ZIP area touches sit mostly inside it.5,16528.5%1,223——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Delaware County tracts this ZIP area touches sit mostly inside it.5,08318.4%1,649——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.3,98316.5%1,033——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Delaware County tracts this ZIP area touches sit mostly inside it.3,97225.4%1,140——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.2,96910.5%951——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Delaware County tracts this ZIP area touches sit mostly inside it.2,77838.9%647——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Delaware County tracts this ZIP area touches sit mostly inside it.2,45939.9%452——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.—————OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

152 of Delaware County’s 152 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Delaware County

All 152 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

152 OF 152 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate61.7%6,91590.2%OPEN →
Moderate60.5%4,16786.4%OPEN →
Middle85.2%5,50490.9%OPEN →
Moderate54.3%4,71089.3%OPEN →
Moderate60.7%4,64976.9%OPEN →
Middle98.8%5,46058.8%OPEN →
Middle111.7%5,41280.1%OPEN →
Moderate79.0%2,05591.8%OPEN →
Upper133.5%3,41752.5%OPEN →
Upper200.6%1,63032.8%OPEN →
Upper169.6%1,96036.2%OPEN →
Middle104.3%3,09535.9%OPEN →
Upper189.4%3,36626.4%OPEN →
Upper126.5%4,34628.0%OPEN →
Upper162.2%3,67022.4%OPEN →
Upper146.1%2,99034.2%OPEN →
Middle105.9%2,33054.5%OPEN →
Upper143.3%2,23844.0%OPEN →
Moderate74.1%4,10549.6%OPEN →
Middle117.8%4,25944.7%OPEN →
Middle92.5%3,48718.2%OPEN →
Upper127.8%1,81655.1%OPEN →
Middle91.9%2,71484.2%OPEN →
Middle113.2%3,93275.6%OPEN →
Upper150.8%4,64661.1%OPEN →
Middle108.2%2,52966.6%OPEN →
Middle108.9%5,95395.5%OPEN →
Middle84.6%2,42291.0%OPEN →
Middle89.5%3,67297.3%OPEN →
—0.0%3,55193.2%OPEN →
Middle102.0%3,60294.6%OPEN →
Middle82.5%3,56287.1%OPEN →
Middle89.0%2,47490.9%OPEN →
Middle96.9%6,01481.1%OPEN →
Moderate74.2%3,35797.7%OPEN →
Upper150.9%3,03917.3%OPEN →
Middle94.2%2,82333.8%OPEN →
Middle109.7%3,57463.9%OPEN →
Middle103.0%2,83964.8%OPEN →
Middle89.0%2,49578.7%OPEN →
Upper149.1%4,24450.6%OPEN →
Middle99.7%6,86341.6%OPEN →
Middle103.3%3,04858.9%OPEN →
Middle89.8%3,74459.9%OPEN →
Middle110.9%4,23928.9%OPEN →
Upper123.0%2,98427.4%OPEN →
Upper139.6%4,09620.0%OPEN →
Upper151.8%1,84712.0%OPEN →
Upper120.5%1,71215.5%OPEN →
Moderate68.6%2,27117.4%OPEN →
Middle113.7%6,42721.0%OPEN →
Upper138.0%3,51216.2%OPEN →
Upper165.3%3,67410.0%OPEN →
Middle111.4%2,21645.0%OPEN →
Upper156.9%6,46413.9%OPEN →
Upper131.7%6,43816.5%OPEN →
Middle117.3%5,16528.5%OPEN →
Upper133.8%3,46112.8%OPEN →
Moderate63.0%2,45939.9%OPEN →
Upper122.3%1,44669.0%OPEN →
Moderate53.0%4,72084.3%OPEN →
Middle115.8%2,32789.1%OPEN →
Moderate64.3%3,25655.1%OPEN →
Low43.3%2,07489.4%OPEN →
Moderate51.0%1,21294.3%OPEN →
Middle81.4%1,99995.4%OPEN →
Moderate70.3%2,17097.0%OPEN →
Low46.4%2,91198.6%OPEN →
Moderate63.2%2,94094.4%OPEN →
Low43.5%2,42690.7%OPEN →
Upper124.7%2,32133.2%OPEN →
Upper144.5%3,21416.7%OPEN →
Upper120.2%5,08615.2%OPEN →
Moderate75.5%3,06859.2%OPEN →
Moderate74.1%2,66888.7%OPEN →
Moderate56.2%1,41286.5%OPEN →
Upper248.6%1,97643.1%OPEN →
Moderate66.7%2,45437.1%OPEN →
Middle91.4%3,42534.4%OPEN →
Upper143.9%4,34725.8%OPEN →
Upper154.7%4,31526.3%OPEN →
Upper139.0%4,56424.6%OPEN →
Upper151.5%3,67226.4%OPEN →
Upper162.9%5,90910.9%OPEN →
Upper157.7%5,0848.7%OPEN →
Upper176.2%5,79812.1%OPEN →
Upper151.6%2,89717.7%OPEN →
Upper199.4%3,82419.3%OPEN →
Upper174.4%3,10610.2%OPEN →
Upper210.5%5,64115.6%OPEN →
Upper174.0%3,80213.2%OPEN →
Upper259.9%4,14022.9%OPEN →
Upper217.2%3,06018.6%OPEN →
Upper188.9%2,50215.2%OPEN →
Upper151.6%3,39921.2%OPEN →
Upper236.2%6,65728.0%OPEN →
Upper147.5%2,77838.9%OPEN →
Upper205.4%4,54911.2%OPEN →
Upper182.6%6,78514.7%OPEN →
Upper183.3%5,59810.4%OPEN →
Upper193.1%4,6399.6%OPEN →
Upper172.9%1,71215.7%OPEN →
Upper176.9%1,67322.4%OPEN →
Upper262.1%4,24912.3%OPEN →
Upper209.7%3,01715.5%OPEN →
Upper188.1%3,58619.9%OPEN →
Upper233.6%6,37414.9%OPEN →
Upper204.2%4,62216.5%OPEN →
Upper194.5%5,15615.7%OPEN →
Upper157.9%3,55717.0%OPEN →
Upper129.6%4,50520.9%OPEN →
Upper241.8%4,78624.3%OPEN →
Upper242.4%2,19211.2%OPEN →
Upper193.1%4,25819.9%OPEN →
Upper219.4%3,62910.5%OPEN →
Upper208.6%5,04411.5%OPEN →
Upper190.4%5,08318.4%OPEN →
Upper243.8%3,09815.2%OPEN →
Upper155.5%3,78518.0%OPEN →
Upper176.8%4,1988.3%OPEN →
Upper199.6%4,19412.0%OPEN →
Upper175.6%2,47514.7%OPEN →
Upper188.3%2,90716.8%OPEN →
Upper171.1%4,78214.8%OPEN →
Upper214.3%4,93027.8%OPEN →
Upper155.5%4,62925.5%OPEN →
Upper365.2%8,50721.4%OPEN →
Upper220.9%7,28219.3%OPEN →
Upper263.4%5,92722.7%OPEN →
Upper232.6%5,86013.0%OPEN →
Upper201.8%3,98110.3%OPEN →
Upper301.2%5,16113.3%OPEN →
Upper188.2%4,28310.7%OPEN →
Upper276.5%3,93521.8%OPEN →
Upper301.9%2,96910.5%OPEN →
Upper236.6%3,97225.4%OPEN →
Upper209.0%4,81016.1%OPEN →
Upper283.9%5,05323.4%OPEN →
Upper216.8%4,92821.8%OPEN →
Upper220.5%3,42634.1%OPEN →
Upper215.3%2,91024.5%OPEN →
Upper224.8%3,20715.5%OPEN →
Upper248.0%3,45720.5%OPEN →
Moderate76.3%5,31991.5%OPEN →
Upper172.7%3,30911.5%OPEN →
Upper146.9%4,78213.5%OPEN →
Low38.8%5,12485.4%OPEN →
Upper182.6%8,34222.9%OPEN →
—0.0%——OPEN →
—0.0%1,95314.6%OPEN →
—0.0%00.0%OPEN →
—0.0%787.7%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

579,222

Median household income

$89,546

Median home value

$332,200

Median gross rent

$1,372

per month

Owner-occupied

69.6%

of occupied units

Housing units

229,715

5.6% vacant

Poverty rate

10.2%

Unemployment

6.9%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 92.9

Social vulnerability

Relatively Low

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Relatively High · Strong wind Relatively High · Heat wave Relatively High · Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

69

Declarations recorded

24

Incident types on record: Biological, Drought, Flood, Hurricane, Severe Ice Storm, Severe Storm, Snowstorm.

Everything we hold on Delaware County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Delaware County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Delaware County →Every reported application and origination in FIPS 42045, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Delaware County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

342

—

Purchase share

39.5%

135 loans

IRRRL refinances

129

Cash-out refinances

78

2026342—13512978
2025389—19310096
2024309—1924671
2023279—193284
2022——264119168
2021949—258572119
2020743—28139864
2019397—21867112
2018472—28460128
2017568—264184120
2016488—235148105
2015414—18913095

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Delaware County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Delaware County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

215

−19.5% vs 2024

Multifamily · 2025

2

−85.7% vs 2024

Total authorized · 2025

217

−22.8% vs 2024

Permit valuation · 2025

$89.8M

authorized construction value

Units authorized by year

Delaware County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05001K1.5K2K1990199219941996199820002002200420062008201020122014201620182020202220242025217 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Delaware County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Philadelphia County, PA4,4718,248$330.3M
outflow2223Philadelphia County, PA3,0074,819$154.9M
outflow2223Chester County, PA1,8393,183$242.8M
outflow2223Montgomery County, PA1,3502,099$130.7M
inflow2223Montgomery County, PA1,2241,905$165.5M
inflow2223Chester County, PA1,1871,895$180.5M
outflow2223New Castle County, DE1,1141,997$78.9M
outflow2223Other flows - South, DS1,0421,880$105.6M
inflow2223Other flows - South, DS9081,517$110.6M
inflow2223New Castle County, DE7161,243$56.7M
outflow2223Other flows - Northeast, DS458732$51.8M
inflow2223Other flows - Northeast, DS382554$33.7M
outflow2223Other flows - Midwest, DS334591$26.7M
outflow2223Other flows - West, DS302429$26.8M
inflow2223Other flows - West, DS276438$25.8M
inflow2223Other flows - Midwest, DS265420$23.3M
outflow2223Bucks County, PA256400$21.7M
inflow2223Bucks County, PA240337$22.2M
outflow2223New York County, NY204237$24.8M
outflow2223Gloucester County, NJ204373$17.9M
outflow2223Camden County, NJ196328$14.1M
inflow2223Camden County, NJ162239$11.3M
outflow2223Lancaster County, PA150251$12.4M
inflow2223Kings County, NY140248$13.3M
inflow2223Gloucester County, NJ130201$11.6M
outflow2223Sussex County, DE130220$13.7M
outflow2223Cape May County, NJ129217$15.5M
inflow2223Queens County, NY105246$6.6M
outflow2223Burlington County, NJ105183$8.3M
inflow2223Burlington County, NJ103148$8.0M
outflow2223Kent County, DE95196$5.8M
outflow2223Kings County, NY90109$7.7M
outflow2223Berks County, PA89155$7.0M
outflow2223Foreign - Overseas, FR86139$9.9M
inflow2223Berks County, PA85121$5.5M
outflow2223Los Angeles County, CA84112$10.5M
inflow2223New York County, NY84113$11.5M
outflow2223Allegheny County, PA82114$4.5M
outflow2223Atlantic County, NJ72106$8.6M
inflow2223Cape May County, NJ68102$6.6M
inflow2223Lancaster County, PA6882$4.2M
outflow2223Palm Beach County, FL68104$20.0M
outflow2223Maricopa County, AZ66117$17.1M
outflow2223District of Columbia, DC6670$5.8M
inflow2223Los Angeles County, CA6283$6.2M
outflow2223Suffolk County, MA6270$4.7M
outflow2223Harris County, TX62116$4.8M
inflow2223Bronx County, NY61129$2.2M
inflow2223Atlantic County, NJ5987$14.6M
outflow2223Salem County, NJ5895$3.8M
outflow2223Cook County, IL5880$7.5M
outflow2223Middlesex County, MA5878$6.2M
outflow2223Cecil County, MD5784$4.2M
inflow2223Allegheny County, PA5695$5.3M
inflow2223Lehigh County, PA5480$3.6M
outflow2223Lehigh County, PA5397$4.3M
outflow2223Baltimore city, MD5166$3.5M
outflow2223Montgomery County, MD4976$4.8M
outflow2223Mecklenburg County, NC4986$5.5M
outflow2223Wake County, NC4984$4.2M
inflow2223Sussex County, DE4769$3.5M
outflow2223Hillsborough County, FL4781$4.8M
outflow2223Pinellas County, FL4763$4.9M
outflow2223York County, PA4578$3.2M
inflow2223Kent County, DE4383$2.9M
outflow2223Queens County, NY4166$2.4M
inflow2223Northampton County, PA4161$3.0M
outflow2223San Diego County, CA4158$3.5M
outflow2223Hudson County, NJ4148$3.0M
inflow2223Broward County, FL4055$7.9M
outflow2223Luzerne County, PA4067$4.7M
outflow2223Dauphin County, PA4058$1.7M
inflow2223Palm Beach County, FL4071$7.2M
inflow2223Foreign - Overseas, FR4069$3.5M
outflow2223Denver County, CO3943$2.4M
inflow2223Maricopa County, AZ3964$3.3M
outflow2223Orange County, FL3972$3.3M
outflow2223Cumberland County, PA3874$2.4M
outflow2223Fairfax County, VA3856$2.8M
outflow2223Baltimore County, MD3761$2.9M
inflow2223District of Columbia, DC3656$4.5M
inflow2223Middlesex County, NJ3664$3.9M
inflow2223Cook County, IL3659$5.2M
outflow2223Arlington County, VA3541$2.2M
inflow2223Dauphin County, PA3556$1.9M
inflow2223Montgomery County, MD3458$6.1M
inflow2223Hudson County, NJ3463$4.7M
outflow2223King County, WA3450$3.0M
outflow2223Northampton County, PA3454$2.6M
outflow2223Prince George's County, MD3250$1.9M
inflow2223Harris County, TX3260$3.9M
inflow2223Ocean County, NJ3039$2.6M
outflow2223Broward County, FL3057$2.4M
outflow2223Travis County, TX3038$2.2M
outflow2223Collier County, FL2952$22.6M
outflow2223Lee County, FL2948$4.3M
outflow2223Fulton County, GA2951$2.5M
inflow2223San Diego County, CA2954$4.0M
inflow2223Mercer County, NJ2947$2.5M
inflow2223Middlesex County, MA2948$6.7M
inflow2223Morris County, NJ2940$3.6M
inflow2223Luzerne County, PA2945$1.6M
inflow2223Salem County, NJ2841$1.5M
outflow2223Miami-Dade County, FL2838$2.3M
outflow2223Charleston County, SC2849$4.1M
inflow2223Fairfax County, VA2842$3.6M
outflow2223Ocean County, NJ2737$2.0M
outflow2223Brevard County, FL2748$2.6M
inflow2223Cumberland County, PA2738$3.2M
inflow2223Baltimore County, MD2639$1.9M
inflow2223Baltimore city, MD2636$1.6M
inflow2223York County, PA2636$1.4M
inflow2223Suffolk County, NY2643$4.4M
inflow2223Miami-Dade County, FL2540$1.3M
inflow2223Essex County, NJ2549$4.5M
outflow2223Duval County, FL2548$1.2M
outflow2223Horry County, SC2545$3.2M
outflow2223Davidson County, TN2538$4.9M
outflow2223Sarasota County, FL2440$5.0M
inflow2223Hillsborough County, FL2448$2.4M
outflow2223Collin County, TX2471$4.0M
inflow2223Orange County, FL2433$1.4M
inflow2223King County, WA2438$2.4M
inflow2223Westchester County, NY2349$2.9M
outflow2223Centre County, PA2336$871K
outflow2223Monmouth County, NJ2332$2.9M
outflow2223Mercer County, NJ2336$2.3M
outflow2223Essex County, NJ2339$1.7M
outflow2223Anne Arundel County, MD2339$2.4M
outflow2223Orange County, CA2336$2.6M
inflow2223Fulton County, GA2328$1.7M
inflow2223Nassau County, NY2333$1.7M
outflow2223St. Johns County, FL2241$5.0M
outflow2223DeKalb County, GA2237$1.3M
outflow2223Franklin County, OH2239$1.9M
outflow2223Tarrant County, TX2236$958K
inflow2223Mecklenburg County, NC2237$1.8M
inflow2223Monmouth County, NJ2233$2.4M
inflow2223Foreign - Other flows, FR2248$1.3M
outflow2223San Francisco County, CA2229$2.9M
inflow2223Lackawanna County, PA2125$1.3M
outflow2223Virginia Beach city, VA2132$2.9M
outflow2223Alexandria city, VA2127$1.4M
outflow2223Clark County, NV2134$3.0M
outflow2223Polk County, FL2137$1.3M
inflow2223Centre County, PA2128$1.2M
inflow2223Monroe County, PA2126$1.2M
inflow2223Travis County, TX2131$3.2M
outflow2223Foreign - Other flows, FR2129$1.1M
inflow2223Prince George's County, MD2033$1.2M
inflow2223Lee County, FL2028$1.6M
outflow2223Denton County, TX2044$2.8M
outflow2223Middlesex County, NJ2031$1.0M
inflow2223Passaic County, NJ2045$1.7M
inflow2122Foreign - Other flows, FR———
inflow2122Philadelphia County, PA4,9959,045$418.4M
outflow2122Philadelphia County, PA2,9294,478$151.5M
outflow2122Chester County, PA1,9993,607$271.8M
outflow2122Montgomery County, PA1,3992,332$249.8M
outflow2122New Castle County, DE1,2692,315$83.0M
inflow2122Montgomery County, PA1,2392,005$175.8M
inflow2122Chester County, PA1,1601,893$136.4M
outflow2122Other flows - South, DS1,0441,927$123.5M
inflow2122Other flows - South, DS8491,471$72.8M
inflow2122New Castle County, DE6761,230$54.6M
outflow2122Other flows - Northeast, DS397691$54.6M
inflow2122Other flows - Northeast, DS348546$35.0M
outflow2122Other flows - Midwest, DS332617$28.1M
inflow2122Other flows - West, DS299550$42.3M
outflow2122Other flows - West, DS290494$44.8M
inflow2122Bucks County, PA278404$23.2M
inflow2122Other flows - Midwest, DS257451$22.9M
outflow2122Bucks County, PA235385$25.1M
outflow2122Camden County, NJ197327$13.1M
outflow2122Gloucester County, NJ187347$13.6M
outflow2122New York County, NY176193$24.9M
inflow2122Camden County, NJ175286$14.1M
outflow2122Sussex County, DE154268$19.8M
outflow2122Lancaster County, PA148217$9.8M
inflow2122Kings County, NY139303$9.7M
inflow2122Gloucester County, NJ138222$10.0M
outflow2122Cape May County, NJ129198$25.1M
outflow2122Berks County, PA128212$7.9M
outflow2122Kent County, DE107233$6.6M
outflow2122Burlington County, NJ103166$8.0M
inflow2122Queens County, NY94208$6.3M
inflow2122Berks County, PA90137$7.1M
outflow2122Kings County, NY88113$6.8M
outflow2122Los Angeles County, CA85130$8.1M
inflow2122Lancaster County, PA82111$4.3M
outflow2122Atlantic County, NJ74124$7.1M
inflow2122Los Angeles County, CA71111$7.7M
outflow2122Allegheny County, PA7188$6.3M
inflow2122New York County, NY7089$12.1M
inflow2122Cape May County, NJ6399$8.5M
inflow2122Burlington County, NJ61106$5.2M
outflow2122Orange County, FL59117$6.1M
outflow2122Broward County, FL5882$13.4M
outflow2122Harris County, TX56100$3.8M
outflow2122Hillsborough County, FL56108$4.8M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Delaware County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals4,134.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals1,279.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals5,413.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals286,500.0
2023BothNo CharacteristicAll Appraisals330,000.0
2023PurchaseNo CharacteristicAll Appraisals343,500.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals325,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals335,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals2,224.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals300,000.0
2022BothNo CharacteristicAll Appraisals7,464.0
2022PurchaseNo CharacteristicAll Appraisals5,240.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals365,000.0
2021BothNo CharacteristicAll Appraisals12,010.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals6,262.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals5,748.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals340,000.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals320,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals11,393.0
2020PurchaseNo CharacteristicAll Appraisals5,597.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals345,000.0
2020RefinanceNo CharacteristicAll Appraisals390,000.0
2020RefinanceNo CharacteristicAll Appraisals5,796.0
2020PurchaseNo CharacteristicAll Appraisals287,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.4
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals315,000.0
2019PurchaseNo CharacteristicAll Appraisals4,948.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals345,000.0
2019BothNo CharacteristicAll Appraisals8,351.0
2019RefinanceNo CharacteristicAll Appraisals3,403.0
2019PurchaseNo CharacteristicAll Appraisals290,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals300,000.0
2018BothNo CharacteristicAll Appraisals6,355.0
2018PurchaseNo CharacteristicAll Appraisals4,451.0
2018RefinanceNo CharacteristicAll Appraisals1,904.0
2018BothNo CharacteristicAll Appraisals288,000.0
2018PurchaseNo CharacteristicAll Appraisals280,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals305,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals6,727.0
2017PurchaseNo CharacteristicAll Appraisals4,200.0
2017PurchaseNo CharacteristicAll Appraisals290,000.0
2017RefinanceNo CharacteristicAll Appraisals2,527.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals299,000.0
2016PurchaseNo CharacteristicAll Appraisals3,803.0
2016RefinanceNo CharacteristicAll Appraisals325,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals276,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals301,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals7,812.0
2016RefinanceNo CharacteristicAll Appraisals4,009.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals265,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals305,000.0
2015BothNo CharacteristicAll Appraisals6,974.0
2015RefinanceNo CharacteristicAll Appraisals3,432.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.6
2015PurchaseNo CharacteristicAll Appraisals3,542.0
2015BothNo CharacteristicAll Appraisals285,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals270,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Delaware County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05310,401297,98612,4154.0%
2026-04310,055298,46611,5893.7%
2026-03308,586296,32012,2664.0%
2026-02305,884292,47913,4054.4%
2026-01305,402292,83812,5644.1%
2025-12305,138294,14310,9953.6%
2025-11307,598295,33212,2664.0%
2025-09305,512291,69113,8214.5%
2025-08305,359289,29316,0665.3%
2025-07305,208290,27614,9324.9%
2025-06304,035290,27813,7574.5%
2025-05303,409290,70012,7094.2%
2025-04303,500292,82610,6743.5%
2025-03304,861293,06711,7943.9%
2025-02303,691291,39112,3004.1%
2025-01302,626290,47112,1554.0%
2024-12300,961290,92310,0383.3%
2024-11302,722291,97210,7503.6%
2024-10304,053292,82711,2263.7%
2024-09303,291292,59210,6993.5%
2024-08304,060290,24513,8154.5%
2024-07304,991291,86213,1294.3%
2024-06303,536291,73811,7983.9%
2024-05303,938293,54710,3913.4%
2024-04304,698295,3969,3023.1%
2024-03307,298296,67010,6283.5%
2024-02306,754295,45511,2993.7%
2024-01303,486292,68910,7973.6%
2023-12303,186293,8539,3333.1%
2023-11306,043296,6209,4233.1%
2023-10305,855295,53210,3233.4%
2023-09304,491294,5089,9833.3%
2023-08303,592290,81612,7764.2%
2023-07302,919291,74811,1713.7%
2023-06301,265290,44010,8253.6%
2023-05301,261291,2999,9623.3%
2023-04300,403291,5838,8202.9%
2023-03302,442292,38210,0603.3%
2023-02301,036289,82911,2073.7%
2023-01298,227287,19911,0283.7%
2022-12295,054285,6729,3823.2%
2022-11295,776285,52810,2483.5%
2022-10298,174287,13911,0353.7%
2022-09296,987286,18210,8053.6%
2022-08297,247282,78414,4634.9%
2022-07296,050282,78913,2614.5%
2022-06294,723281,62713,0964.4%
2022-05295,907284,14511,7624.0%
2022-04294,138283,02511,1133.8%
2022-03295,223283,47511,7484.0%
2022-02293,104280,61412,4904.3%
2022-01291,026277,73413,2924.6%
2021-12286,643276,22910,4143.6%
2021-11288,504276,48612,0184.2%
2021-10289,101274,90914,1924.9%
2021-09286,780272,22414,5565.1%
2021-08288,173269,71618,4576.4%
2021-07289,558270,45919,0996.6%
2021-06287,799267,84119,9586.9%
2021-05286,729268,55818,1716.3%
2021-04286,011267,67718,3346.4%
2021-03286,827267,73219,0956.7%
2021-02286,454265,66020,7947.3%
2021-01285,164263,53721,6277.6%
2020-12285,199262,30022,8998.0%
2020-11287,938264,98522,9538.0%
2020-10290,301266,37623,9258.2%
2020-09289,258261,56627,6929.6%
2020-08289,063258,70630,35710.5%
2020-07291,079254,99936,08012.4%
2020-06290,532252,06938,46313.2%
2020-05285,830246,98138,84913.6%
2020-04282,976241,54541,43114.6%
2020-03291,089277,26413,8254.7%
2020-02294,550282,34712,2034.1%
2020-01293,476281,03212,4444.2%
2019-12292,194281,48510,7093.7%
2019-11293,804282,74411,0603.8%
2019-10295,586283,71611,8704.0%
2019-09292,694281,13811,5563.9%
2019-08291,640277,61214,0284.8%
2019-07291,809277,92913,8804.8%
2019-06289,776277,47112,3054.2%
2019-05290,127278,46911,6584.0%
2019-04289,293278,71210,5813.7%
2019-03290,305278,30012,0054.1%
2019-02291,001278,41112,5904.3%
2019-01289,494276,62612,8684.4%
2018-12287,150276,29010,8603.8%
2018-11289,004278,28710,7173.7%
2018-10290,302278,79011,5124.0%
2018-09286,925275,45211,4734.0%
2018-08285,504271,55913,9454.9%
2018-07287,682273,81713,8654.8%
2018-06286,002272,80313,1994.6%
2018-05285,137273,50511,6324.1%
2018-04284,368272,99611,3724.0%
2018-03283,490270,90712,5834.4%
2018-02285,091271,12513,9664.9%
2018-01281,985268,38413,6014.8%

BEA Personal Income

2024$49.77B584,882$85K
2023$47.63B580,538$82K
2022$45.27B577,040$78K
2021$43.88B577,126$76K
2020$41.31B576,523$72K
2019$39.21B575,569$68K
2018$37.46B573,590$65K
2017$35.11B571,119$61K
2016$33.80B569,985$59K
2015$32.69B568,577$58K
2014$31.11B567,032$55K
2013$29.85B564,819$53K
2012$29.66B563,070$53K
2011$28.47B560,561$51K
2010$27.34B559,253$49K
2009$26.23B558,094$47K
2008$27.41B556,246$49K
2007$26.13B554,916$47K
2006$25.26B553,806$46K
2005$23.85B552,153$43K
2004$22.64B551,508$41K
2003$21.69B552,111$39K
2002$21.26B551,929$39K
2001$21.17B552,041$38K
2000$20.51B551,536$37K
1999$19.32B550,820$35K
1998$18.61B550,897$34K
1997$17.28B550,842$31K
1996$16.48B553,445$30K
1995$15.82B553,374$29K
1994$14.82B553,264$27K
1993$14.26B552,805$26K
1992$13.76B551,074$25K
1991——$24K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Delaware County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-06-22$0$0$0No
2026-02-23$9K$9K$0No
2025-09-04$845.19$845.19$0Yes
2025-07-31$11K$878.81$10KYes
2025-07-31$0——No
2025-07-13$0$0$0No
2025-05-16$0$0$0Yes
2025-05-16$0——Yes
2025-01-16$0——Yes
2024-08-18$10K$10K$0Yes
2024-04-04$9K$9K$0Yes
2024-01-10$0$0$0Yes
2024-01-09$13K$13K$0Yes
2024-01-09$0$0$0Yes
2024-01-09$10K$7K$4KNo
2024-01-09$9K$9K$74.06No
2024-01-09$56K$56K$0No
2024-01-09$39K$21K$18KNo
2024-01-09$6K$6K$0No
2024-01-09$0——Yes
2024-01-09$58K$42K$17KNo
2024-01-09$4K$4K$0Yes
2024-01-09$8K$8K$0Yes
2023-12-18$0$0$0Yes
2023-12-17$0$0$0Yes
2023-12-11$0$0$0Yes
2023-08-20$0$0$0Yes
2023-08-20$0$0$0Yes
2023-08-07$0$0$0No
2023-06-30$10K$10K$0Yes
2023-02-21$0$0$0Yes
2021-10-29$20K$20K$0Yes
2021-09-23$6K$6K$0Yes
2021-09-23$0$0$0No
2021-09-21$0——Yes
2021-09-02$500K$500K$0No
2021-09-02$10K$10K$0Yes
2021-09-02$108K$108K$0No
2021-09-02$63K$63K$0No
2021-09-01$82K$52K$30KNo
2021-09-01$35K$10K$25KNo
2021-09-01$250K$250K$0Yes
2021-09-01$34K$25K$9KNo
2021-09-01$8K$8K$0Yes
2021-09-01$47K$47K$0No
2021-09-01$69K$35K$35KNo
2021-09-01$250K$150K$100KNo
2021-09-01$138K$133K$6KNo
2021-09-01$7K$4K$2KYes
2021-09-01$198K$198K$0No
2021-09-01$30K$30K$0No
2021-09-01$0——Yes
2021-09-01$33K$33K$0No
2021-09-01$20K$0$20KNo
2021-09-01$8K$8K$0Yes
2021-09-01$7K$7K$0No
2021-09-01$60K$0$60KYes
2021-09-01$206K$206K$0Yes
2021-09-01$5K$5K$0No
2021-09-01$514K$384K$100KNo
2021-09-01$179K$14K$165KNo
2021-09-01$5K$5K$0No
2021-08-29$0——Yes
2021-08-27$16K$15K$883.75Yes
2021-08-01$0$0$0Yes
2021-05-27$0$0$0No
2020-12-25$327K$83K$244KNo
2020-12-25$2K$2K$0Yes
2020-12-24$34K$34K$0No
2020-12-24$4K$4K$0No
2020-12-24$8K$8K$0No
2020-12-24$4K$4K$0No
2020-08-28$10K$10K$0No
2020-08-10$0$0$0Yes
2020-08-08$0——Yes
2020-08-07$52K$47K$5KYes
2020-08-07$420K$210K$210KNo
2020-08-07$28K$21K$7KYes
2020-08-07$8K$8K$0No
2020-08-07$0$0$0No
2020-08-07$0$0$0No
2020-08-07$50K$50K$0No
2020-08-07$0$0$0Yes
2020-08-07$18K$18K$0No
2020-08-07$540K$500K$40KNo
2020-08-07$6K$6K$0No
2020-08-07$17K$17K$308.46Yes
2020-08-07$0——Yes
2020-08-07$0$0$0Yes
2020-08-07$1K$1K$0Yes
2020-08-07$47K$47K$0Yes
2020-08-07$10K$10K$0No
2020-08-07$37K$0$37KNo
2020-08-07$0$0$0No
2020-08-07$0——No
2020-08-06$0——No
2020-08-05$637.9$0$637.9No
2020-08-05$9K$9K$0Yes
2020-08-05$25K$10K$15KYes
2020-08-05$0$0$0Yes

ALSO CHECKED

18 more data areas were checked for Delaware County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the PA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN DELAWARE COUNTY →Opens the loan explorer already filtered to county FIPS 42045.

See the Pennsylvania state market profile for the statewide picture, the Pennsylvania state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.