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State markets/Pennsylvania/Monroe County

COUNTY MORTGAGE MARKET · FIPS 42089

Monroe County, Pennsylvania

Who lends in Monroe County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$1.03B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

4,450

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

20.9%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

418

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 418 lenders that originated in Monroe County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

235

unconcentrated

Top-5 lender share

26.8%

of originations

Purchase

61.8%

2,224 loans

Refinance

38.2%

1,376 loans

Origination trend

Annual mortgage origination volume and loan count in Monroe County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Monroe County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Monroe County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR MONROE COUNTY →

TOP TEN LENDERS IN MONROE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

456$94.9M$94.9M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
231$64.8M$64.8M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
241$64.5M$64.5M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
102$27.6M$27.6M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
102$24.0M$24.0M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
74$22.8M$22.8M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
143$21.9M$21.9M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
112$21.3M$21.3M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
67$19.4M$19.4M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
127$17.2M$17.2M originated in Monroe County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Monroe County

All 35 ZIP Code Tabulation Areas that touch Monroe County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
35 OF 35 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
99 of the 13 Monroe County tracts this ZIP area touches sit mostly inside it.31,90246.7%7,481——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 15 Monroe County tracts this ZIP area touches sit mostly inside it.31,75431.1%8,156——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Monroe County tracts this ZIP area touches sit mostly inside it.16,50666.7%4,066——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Monroe County tracts this ZIP area touches sit mostly inside it.16,05347.3%4,593——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 8 Monroe County tracts this ZIP area touches sit mostly inside it.10,16520.2%3,238——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Monroe County tracts this ZIP area touches sit mostly inside it.10,06915.4%3,150——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Monroe County tracts this ZIP area touches sit mostly inside it.7,93120.4%2,709——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Monroe County tracts this ZIP area touches sit mostly inside it.7,03740.3%1,873——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Monroe County tracts this ZIP area touches sit mostly inside it.6,57734.5%2,043——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Monroe County tracts this ZIP area touches sit mostly inside it.5,10434.6%1,447——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Monroe County tracts this ZIP area touches sit mostly inside it.4,67030.5%1,308——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Monroe County tract this ZIP area touches sit mostly inside it.4,57220.6%1,501——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 6 Monroe County tracts this ZIP area touches sit mostly inside it.4,16225.7%1,398——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Monroe County tracts this ZIP area touches sit mostly inside it.4,05317.4%1,136——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Monroe County tracts this ZIP area touches sit mostly inside it.3,08950.3%672——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Monroe County tracts this ZIP area touches sit mostly inside it.2,34349.4%436——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Monroe County tracts this ZIP area touches sit mostly inside it.2,34054.6%1,000——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 5 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Monroe County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

51 of Monroe County’s 51 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Monroe County

All 51 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

51 OF 51 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle104.7%3,67840.4%OPEN →
Middle97.2%3,58733.9%OPEN →
Upper158.9%3,02045.2%OPEN →
Upper155.6%4,05317.4%OPEN →
Upper120.0%3,08950.3%OPEN →
Middle108.8%2,89927.1%OPEN →
Middle100.9%2,88251.5%OPEN →
Middle108.3%2,12621.0%OPEN →
Upper139.1%2,11119.8%OPEN →
Middle105.1%1,95621.9%OPEN →
Middle99.2%2,34349.4%OPEN →
Middle117.3%3,22335.7%OPEN →
Middle98.7%3,81444.2%OPEN →
Middle97.3%3,96564.1%OPEN →
Moderate70.6%1,92670.7%OPEN →
Middle91.3%2,87468.8%OPEN →
Moderate73.4%1,73818.4%OPEN →
Middle99.0%2,34054.6%OPEN →
Upper140.3%2,94875.1%OPEN →
—0.0%1,91174.8%OPEN →
Upper134.3%4,67030.5%OPEN →
Upper144.3%5,10434.6%OPEN →
Middle111.4%1,11040.5%OPEN →
Upper121.5%3,15325.1%OPEN →
Upper137.1%3,42533.7%OPEN →
Middle116.8%3,26737.5%OPEN →
Upper137.5%5,37545.1%OPEN →
Middle105.8%4,39844.6%OPEN →
Middle97.6%5,27144.1%OPEN →
Middle82.7%2,64040.7%OPEN →
Middle104.5%3,28744.5%OPEN →
Middle110.9%4,60039.9%OPEN →
Moderate78.6%1,67030.8%OPEN →
Upper132.7%2,75327.1%OPEN →
Upper225.9%3,20362.4%OPEN →
Upper133.9%4,69165.0%OPEN →
Upper174.2%2,91733.0%OPEN →
Middle101.9%5,69019.4%OPEN →
Upper138.7%2,90721.7%OPEN →
Upper135.7%4,57220.6%OPEN →
Upper134.8%5,47512.6%OPEN →
Upper129.5%4,16225.7%OPEN →
Middle116.1%3,29933.0%OPEN →
Upper121.0%4,69029.2%OPEN →
Upper123.8%2,59610.8%OPEN →
Middle116.8%3,35815.7%OPEN →
Upper122.7%4,11518.0%OPEN →
Upper144.7%2,99859.7%OPEN →
Middle89.1%1,71954.2%OPEN →
Upper159.2%3,34848.1%OPEN →
Upper135.1%1,38148.9%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

167,515

Median household income

$83,565

Median home value

$267,600

Median gross rent

$1,393

per month

Owner-occupied

80.2%

of occupied units

Housing units

79,607

23.1% vacant

Poverty rate

10.7%

Unemployment

6.9%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 85.1

Social vulnerability

Relatively Low

Community resilience

Relatively Low

ELEVATED PERILS

Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

65

Declarations recorded

21

Incident types on record: Biological, Drought, Flood, Hurricane, Severe Storm, Snowstorm.

Everything we hold on Monroe County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Monroe County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Monroe County →Every reported application and origination in FIPS 42089, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Monroe County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

252

—

Purchase share

34.5%

87 loans

IRRRL refinances

105

Cash-out refinances

60

2026252—8710560
2025248—917780
2024208—1162369
2023193—110380
2022——13462147
2021514—14429278
2020409—15020851
2019270—1664262
2018252—1552968
2017272—1476956
2016272—1508339
2015218—1027739

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Monroe County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Monroe County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

236

+4.4% vs 2024

Multifamily · 2025

21

−59.6% vs 2024

Total authorized · 2025

257

−7.6% vs 2024

Permit valuation · 2025

$86M

authorized construction value

Units authorized by year

Monroe County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05001K1.5K2K1990199219941996199820002002200420062008201020122014201620182020202220242025257 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Monroe County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS9531,658$69.5M
inflow2223Other flows - South, DS525864$33.6M
outflow2223Northampton County, PA496753$33.9M
inflow2223Northampton County, PA385635$22.7M
inflow2223Kings County, NY281496$22.9M
outflow2223Other flows - Northeast, DS266424$18.5M
inflow2223Queens County, NY222448$15.7M
inflow2223Other flows - Northeast, DS214357$19.5M
outflow2223Lehigh County, PA211327$11.4M
outflow2223Lackawanna County, PA192332$7.7M
outflow2223Other flows - West, DS192279$11.4M
inflow2223Bronx County, NY171346$10.6M
inflow2223Pike County, PA166315$7.0M
outflow2223Luzerne County, PA161282$6.6M
inflow2223Lehigh County, PA161261$9.5M
outflow2223Carbon County, PA158274$8.2M
inflow2223Other flows - West, DS146224$11.7M
inflow2223Carbon County, PA132218$7.1M
outflow2223Kings County, NY129229$9.2M
outflow2223Pike County, PA122235$6.4M
outflow2223Other flows - Midwest, DS121178$6.2M
inflow2223New York County, NY112204$10.7M
outflow2223Philadelphia County, PA112145$7.0M
inflow2223Essex County, NJ105204$8.7M
outflow2223Queens County, NY99177$6.4M
inflow2223Lackawanna County, PA94168$3.7M
inflow2223Luzerne County, PA93152$4.3M
inflow2223Passaic County, NJ91209$5.0M
inflow2223Morris County, NJ88142$7.9M
outflow2223Bronx County, NY86139$3.5M
outflow2223New York County, NY83128$12.3M
inflow2223Warren County, NJ82125$5.0M
inflow2223Philadelphia County, PA78123$7.8M
inflow2223Suffolk County, NY76140$5.2M
inflow2223Bergen County, NJ75148$5.4M
outflow2223Montgomery County, PA69112$5.9M
inflow2223Middlesex County, NJ68131$5.2M
inflow2223Nassau County, NY66129$5.6M
inflow2223Richmond County, NY62117$5.7M
inflow2223Union County, NJ60104$3.9M
inflow2223Other flows - Midwest, DS60105$5.0M
inflow2223Hudson County, NJ59130$4.2M
outflow2223Morris County, NJ5888$3.7M
inflow2223Bucks County, PA5888$4.1M
outflow2223Essex County, NJ5284$2.3M
outflow2223Warren County, NJ5283$3.3M
inflow2223Westchester County, NY5084$3.5M
inflow2223Montgomery County, PA5092$3.6M
outflow2223Bergen County, NJ4880$2.8M
outflow2223Hudson County, NJ4569$3.7M
outflow2223Berks County, PA4467$2.4M
outflow2223Wayne County, PA4480$1.9M
outflow2223Middlesex County, NJ4361$2.3M
inflow2223Somerset County, NJ4269$4.7M
outflow2223Schuylkill County, PA4175$1.9M
inflow2223Sussex County, NJ4060$2.3M
outflow2223Bucks County, PA3958$2.3M
outflow2223Horry County, SC3886$4.5M
outflow2223Foreign - Other flows, FR3853$1.2M
inflow2223Wayne County, PA3867$1.5M
outflow2223Richmond County, NY3766$2.5M
outflow2223Nassau County, NY3555$1.9M
outflow2223Union County, NJ3555$1.5M
outflow2223Suffolk County, NY3464$2.7M
outflow2223Orange County, FL3353$1.9M
outflow2223Chester County, PA3337$2.0M
outflow2223Sussex County, NJ3250$1.8M
outflow2223Passaic County, NJ3245$1.4M
inflow2223Orange County, NY3159$2.4M
outflow2223Hillsborough County, FL3062$1.7M
outflow2223Dauphin County, PA3043$1.1M
outflow2223Monmouth County, NJ3054$2.5M
inflow2223Ocean County, NJ2952$2.3M
outflow2223Broward County, FL2846$2.3M
outflow2223Palm Beach County, FL2848$4.1M
outflow2223Allegheny County, PA2729$1.0M
inflow2223Foreign - Other flows, FR2645$1.1M
outflow2223Westchester County, NY2643$1.8M
outflow2223Volusia County, FL2644$1.4M
outflow2223Wake County, NC2644$1.9M
outflow2223Clark County, NV2538$1.1M
inflow2223Monmouth County, NJ2545$1.8M
inflow2223Berks County, PA2334$1.2M
outflow2223Sarasota County, FL2337$1.3M
inflow2223Hunterdon County, NJ2338$1.8M
outflow2223Ocean County, NJ2233$1.2M
outflow2223Maricopa County, AZ2235$1.2M
outflow2223Lancaster County, PA2236$2.0M
outflow2223Delaware County, PA2126$1.2M
outflow2223York County, PA2032$1.1M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS1,0091,850$117.5M
outflow2122Northampton County, PA538895$40.9M
inflow2122Other flows - South, DS449759$26.0M
inflow2122Northampton County, PA406691$23.3M
inflow2122Kings County, NY322626$27.2M
outflow2122Other flows - Northeast, DS293481$32.5M
inflow2122Queens County, NY279548$21.1M
inflow2122Bronx County, NY252535$15.7M
outflow2122Lackawanna County, PA251446$11.2M
inflow2122Other flows - Northeast, DS242438$16.7M
outflow2122Lehigh County, PA236355$12.4M
inflow2122Lehigh County, PA172290$10.0M
outflow2122Luzerne County, PA169300$8.2M
outflow2122Other flows - West, DS168233$9.2M
inflow2122Other flows - West, DS159278$12.5M
inflow2122Pike County, PA157291$8.0M
outflow2122Carbon County, PA147244$6.9M
inflow2122New York County, NY127210$25.7M
inflow2122Lackawanna County, PA126214$6.0M
outflow2122Kings County, NY123191$9.7M
inflow2122Carbon County, PA121228$6.8M
outflow2122Other flows - Midwest, DS116199$6.7M
outflow2122Pike County, PA112216$6.3M
inflow2122Essex County, NJ108226$6.2M
inflow2122Luzerne County, PA107150$4.9M
inflow2122Philadelphia County, PA106170$11.2M
outflow2122Queens County, NY105173$5.8M
inflow2122Bergen County, NJ105216$9.6M
inflow2122Suffolk County, NY95172$6.5M
outflow2122Philadelphia County, PA91123$6.0M
inflow2122Warren County, NJ79129$4.9M
inflow2122Nassau County, NY76123$5.0M
inflow2122Other flows - Midwest, DS73120$3.7M
inflow2122Hudson County, NJ73117$5.3M
outflow2122New York County, NY71117$9.9M
inflow2122Richmond County, NY70131$5.8M
outflow2122Montgomery County, PA6997$3.7M
inflow2122Morris County, NJ68133$7.0M
outflow2122Morris County, NJ6899$5.3M
outflow2122Bronx County, NY66112$3.1M
inflow2122Passaic County, NJ65129$3.7M
outflow2122Wayne County, PA65120$3.3M
inflow2122Middlesex County, NJ65131$5.4M
outflow2122Essex County, NJ61122$4.6M
inflow2122Union County, NJ5897$4.4M
inflow2122Montgomery County, PA57108$8.8M
inflow2122Bucks County, PA5484$5.6M
outflow2122Hudson County, NJ5181$8.7M
inflow2122Westchester County, NY5093$4.2M
outflow2122Warren County, NJ4870$2.5M
outflow2122Bucks County, PA4567$2.6M
outflow2122Passaic County, NJ4470$2.5M
outflow2122Lancaster County, PA4171$2.7M
outflow2122Bergen County, NJ4166$3.1M
outflow2122Middlesex County, NJ3957$2.1M
inflow2122Wayne County, PA3951$1.5M
outflow2122Berks County, PA3763$2.3M
outflow2122Polk County, FL3569$1.4M
outflow2122Palm Beach County, FL3557$4.8M
outflow2122Sussex County, NJ3452$2.1M
outflow2122Orange County, FL3454$1.4M
outflow2122Broward County, FL3453$1.6M
inflow2122Sussex County, NJ3462$2.6M
inflow2122Berks County, PA3256$1.7M
inflow2122Somerset County, NJ3260$3.3M
outflow2122Ocean County, NJ3056$2.8M
outflow2122Suffolk County, NY3041$2.0M
outflow2122Chester County, PA2939$1.8M
inflow2122Monmouth County, NJ2948$2.8M
outflow2122Schuylkill County, PA2949$1.0M
outflow2122Horry County, SC2961$2.3M
outflow2122Nassau County, NY2848$1.6M
inflow2122Ocean County, NJ2844$2.4M
outflow2122Lee County, FL2652$2.7M
outflow2122Union County, NJ2645$1.7M
inflow2122Chester County, PA2543$2.5M
outflow2122Pinellas County, FL2439$3.8M
outflow2122Los Angeles County, CA2434$960K
outflow2122Westchester County, NY2450$1.7M
inflow2122Delaware County, PA2441$2.0M
outflow2122Richmond County, NY2333$1.4M
outflow2122Maricopa County, AZ2340$1.4M
outflow2122Marion County, FL2245$1.4M
inflow2122Lancaster County, PA2232$1.6M
inflow2122Schuylkill County, PA2232$859K
outflow2122Hillsborough County, FL2135$1.2M
outflow2122Clark County, NV2131$1.7M
outflow2122Monmouth County, NJ2138$2.6M
inflow2122Dauphin County, PA2130$768K
outflow2122Volusia County, FL2139$1.9M
inflow2021Foreign - Other flows, FR———
outflow2021Foreign - Other flows, FR———
outflow2021Other flows - South, DS8871,605$69.4M
outflow2021Northampton County, PA500870$30.7M
inflow2021Other flows - South, DS489813$27.8M
inflow2021Northampton County, PA428751$23.8M
inflow2021Kings County, NY334632$24.6M
inflow2021Queens County, NY304619$22.5M
outflow2021Other flows - Northeast, DS286501$14.7M
outflow2021Lackawanna County, PA247443$11.0M
inflow2021Bronx County, NY233476$12.7M
inflow2021Other flows - Northeast, DS228414$18.9M
outflow2021Lehigh County, PA220369$12.0M
outflow2021Luzerne County, PA182297$7.5M
outflow2021Other flows - West, DS176273$11.1M
inflow2021Pike County, PA170294$7.7M
inflow2021Lehigh County, PA170331$8.8M
inflow2021New York County, NY158287$21.1M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Monroe County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals1,950.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals830.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,780.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals300,000.0
2023BothNo CharacteristicAll Appraisals300,000.0
2023PurchaseNo CharacteristicAll Appraisals302,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals290,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals297,500.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,513.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals283,000.0
2022BothNo CharacteristicAll Appraisals4,089.0
2022PurchaseNo CharacteristicAll Appraisals2,576.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals251,000.0
2021BothNo CharacteristicAll Appraisals5,749.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,141.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals2,608.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals253,200.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals255,000.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals4,501.0
2020PurchaseNo CharacteristicAll Appraisals2,870.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals212,000.0
2020RefinanceNo CharacteristicAll Appraisals225,000.0
2020RefinanceNo CharacteristicAll Appraisals1,631.0
2020PurchaseNo CharacteristicAll Appraisals201,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals184,500.0
2019PurchaseNo CharacteristicAll Appraisals1,904.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals200,000.0
2019BothNo CharacteristicAll Appraisals2,798.0
2019RefinanceNo CharacteristicAll Appraisals894.0
2019PurchaseNo CharacteristicAll Appraisals176,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals180,500.0
2018BothNo CharacteristicAll Appraisals2,521.0
2018PurchaseNo CharacteristicAll Appraisals1,791.0
2018RefinanceNo CharacteristicAll Appraisals730.0
2018BothNo CharacteristicAll Appraisals171,000.0
2018PurchaseNo CharacteristicAll Appraisals167,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals177,100.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals2,538.0
2017PurchaseNo CharacteristicAll Appraisals1,670.0
2017PurchaseNo CharacteristicAll Appraisals160,000.0
2017RefinanceNo CharacteristicAll Appraisals868.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals165,000.0
2016PurchaseNo CharacteristicAll Appraisals1,603.0
2016RefinanceNo CharacteristicAll Appraisals175,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals151,900.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals162,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals2,629.0
2016RefinanceNo CharacteristicAll Appraisals1,026.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals150,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals170,000.0
2015BothNo CharacteristicAll Appraisals2,256.0
2015RefinanceNo CharacteristicAll Appraisals968.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals1,288.0
2015BothNo CharacteristicAll Appraisals158,300.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals155,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Monroe County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-0584,61580,5744,0414.8%
2026-0483,65179,8233,8284.6%
2026-0383,64979,6484,0014.8%
2026-0283,04778,6114,4365.3%
2026-0182,76378,6344,1295.0%
2025-1282,45078,8393,6114.4%
2025-1182,80278,9573,8454.6%
2025-0982,62178,4124,2095.1%
2025-0884,28779,4434,8445.7%
2025-0784,43180,1684,2635.0%
2025-0683,24878,8384,4105.3%
2025-0582,32978,4803,8494.7%
2025-0481,39777,9223,4754.3%
2025-0381,82177,9743,8474.7%
2025-0281,71277,5704,1425.1%
2025-0181,69677,6254,0715.0%
2024-1281,29177,9493,3424.1%
2024-1181,05877,6943,3644.2%
2024-1081,90178,4683,4334.2%
2024-0982,32579,0143,3114.0%
2024-0883,92579,7194,2065.0%
2024-0784,57580,5034,0724.8%
2024-0683,43779,5583,8794.6%
2024-0582,35379,0403,3134.0%
2024-0481,65778,5373,1203.8%
2024-0382,71379,1763,5374.3%
2024-0282,43678,2494,1875.1%
2024-0182,16677,9964,1705.1%
2023-1281,85878,3883,4704.2%
2023-1182,30978,8083,5014.3%
2023-1082,26478,5753,6894.5%
2023-0982,24978,7103,5394.3%
2023-0883,95579,4994,4565.3%
2023-0783,67479,6923,9824.8%
2023-0682,63878,6084,0304.9%
2023-0580,99677,3393,6574.5%
2023-0480,58477,0923,4924.3%
2023-0381,44077,2044,2365.2%
2023-0281,18376,5954,5885.7%
2023-0180,77976,3244,4555.5%
2022-1280,16676,4733,6934.6%
2022-1180,09976,1623,9374.9%
2022-1080,89376,7754,1185.1%
2022-0981,07977,0264,0535.0%
2022-0883,58678,1825,4046.5%
2022-0783,79378,9774,8165.7%
2022-0682,32477,5534,7715.8%
2022-0581,49377,2814,2125.2%
2022-0480,52676,5194,0075.0%
2022-0381,04176,6344,4075.4%
2022-0280,75276,0314,7215.8%
2022-0180,34475,5174,8276.0%
2021-1279,28875,5803,7084.7%
2021-1180,33476,1774,1575.2%
2021-1081,05276,2874,7655.9%
2021-0980,82775,8624,9656.1%
2021-0883,06976,8566,2137.5%
2021-0783,69577,4946,2017.4%
2021-0682,98376,4776,5067.8%
2021-0581,55675,5765,9807.3%
2021-0481,03374,9786,0557.5%
2021-0382,42075,9296,4917.9%
2021-0282,67875,7686,9108.4%
2021-0182,48775,3287,1598.7%
2020-1281,98974,4267,5639.2%
2020-1182,55075,3187,2328.8%
2020-1083,35375,9627,3918.9%
2020-0983,76875,1628,60610.3%
2020-0884,56275,2249,33811.0%
2020-0784,84373,58811,25513.3%
2020-0682,58669,09113,49516.3%
2020-0579,00764,44814,55918.4%
2020-0476,63860,69815,94020.8%
2020-0382,80177,4595,3426.5%
2020-0283,64978,9184,7315.7%
2020-0184,00979,1274,8825.8%
2019-1283,42679,1754,2515.1%
2019-1183,42779,3604,0674.9%
2019-1083,66679,5244,1425.0%
2019-0983,22679,2303,9964.8%
2019-0885,09880,3074,7915.6%
2019-0785,65180,8094,8425.7%
2019-0684,15679,7924,3645.2%
2019-0583,49379,4444,0494.8%
2019-0482,51378,6273,8864.7%
2019-0383,51278,9134,5995.5%
2019-0283,78578,9994,7865.7%
2019-0184,14279,2554,8875.8%
2018-1282,90378,8134,0904.9%
2018-1182,63678,7053,9314.8%
2018-1082,60078,5954,0054.8%
2018-0982,84778,8024,0454.9%
2018-0884,16779,2514,9165.8%
2018-0785,00780,1394,8685.7%
2018-0683,58679,0054,5815.5%
2018-0582,35678,2094,1475.0%
2018-0481,47077,2314,2395.2%
2018-0381,98077,0694,9116.0%
2018-0282,79277,4855,3076.4%
2018-0182,64577,3975,2486.4%

BEA Personal Income

2024$9.42B166,523$57K
2023$9.02B166,581$54K
2022$8.67B167,437$52K
2021$8.73B168,708$52K
2020$8.17B168,326$49K
2019$7.57B168,332$45K
2018$7.15B167,962$43K
2017$6.83B166,660$41K
2016$6.58B165,140$40K
2015$6.42B165,608$39K
2014$6.22B166,583$37K
2013$5.97B166,820$36K
2012$5.69B168,249$34K
2011$5.77B169,684$34K
2010$5.51B169,805$32K
2009$5.50B169,390$32K
2008$5.62B168,576$33K
2007$5.37B167,352$32K
2006$5.05B165,185$31K
2005$4.78B162,045$30K
2004$4.53B158,181$29K
2003$4.23B154,027$27K
2002$4.01B148,833$27K
2001$3.81B143,775$27K
2000$3.53B139,710$25K
1999$3.16B134,936$23K
1998$2.96B131,007$23K
1997$2.73B127,470$21K
1996$2.55B123,307$21K
1995$2.38B119,070$20K
1994$2.24B114,752$20K
1993$2.10B110,062$19K
1992$1.95B105,649$18K
1991——$18K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Monroe County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2024-08-18$0$0$0Yes
2024-05-27$21K$21K$0Yes
2024-05-02$0——Yes
2024-01-13$2K$2K$0No
2024-01-10$4K$4K$0Yes
2023-12-28$19K$19K$0No
2023-12-18$12K$12K$0No
2023-12-18$0——Yes
2023-12-17$0$0$0Yes
2023-07-25$44K$44K$0Yes
2021-10-27$2K$2K$0Yes
2021-10-27$2K$2K$0Yes
2021-10-13$0——No
2021-10-05$20K$20K$0No
2021-09-21$0——No
2021-09-02$0——No
2021-09-02$0——No
2021-09-02$0——No
2021-09-01$22K$22K$0Yes
2021-09-01$8K$7K$1KYes
2021-09-01$10K$10K$0Yes
2021-09-01$2K$2K$0Yes
2021-09-01$8K$8K$0Yes
2021-09-01$9K$8K$821.56Yes
2021-09-01$7K$7K$0No
2021-09-01$4K$4K$0No
2021-09-01$2K$2K$0Yes
2021-08-24$0$0$0No
2021-08-23$5K$5K$0Yes
2021-08-23$3K$3K$0Yes
2021-08-23$6K$6K$0Yes
2021-08-23$351K$351K$0No
2021-08-23$697.51$697.51$0Yes
2021-08-23$7K$7K$0Yes
2021-08-23$23K$0$23KNo
2021-08-23$600K$500K$100KNo
2021-08-22$19K$19K$0Yes
2021-08-22$10K$10K$0Yes
2021-08-22$10K$10K$0No
2021-08-22$17K$17K$0Yes
2021-08-22$31K$31K$0No
2021-08-22$105K$92K$13KYes
2021-08-22$30K$30K$421.77Yes
2021-08-22$0$0$0Yes
2021-08-22$2K$2K$0Yes
2021-08-22$16K$14K$2KYes
2021-08-22$14K$12K$1KNo
2021-08-22$142K$118K$25KNo
2021-08-22$3K$3K$0Yes
2021-07-09$20K$20K$0Yes
2020-12-04$0$0$0Yes
2020-08-05$0$0$0No
2020-08-04$60K$41K$19KYes
2020-08-04$28K$28K$0Yes
2020-08-04$29K$29K$0Yes
2020-08-04$400K$400K$0No
2020-08-04$0$0$0No
2020-08-04$6K$6K$0Yes
2020-08-04$41K$25K$16KYes
2020-08-04$7K$7K$0Yes
2020-08-04$118K$118K$0No
2020-08-04$0$0$0No
2020-08-04$23K$23K$0Yes
2020-08-04$5K$5K$0Yes
2020-08-04$48K$48K$0Yes
2020-08-04$116K$116K$0Yes
2020-08-04$0$0$0Yes
2020-08-04$5K$5K$0Yes
2020-08-04$53K$53K$0Yes
2020-08-04$12K$8K$4KYes
2020-08-04$68K$68K$0No
2019-10-31$9K$9K$0No
2019-06-01$0——Yes
2019-01-24$0——Yes
2018-03-02$0——Yes
2017-03-23$2K$2K$0Yes
2016-02-25$2K$2K$0No
2016-02-24$0——Yes
2015-06-30$0——No
2015-05-01$0——No
2015-04-27$0——Yes
2014-01-11$0——Yes
2013-09-12$1K$1K$0No
2013-07-02$39K$39K$0Yes
2013-06-11$0——Yes
2013-02-01$0——No
2012-10-29$15K$15K$0Yes
2012-09-18$0——No
2012-09-18$7K$7K$0Yes
2012-09-17$4K$4K$0Yes
2011-09-12$220K$115K$105KNo
2011-09-08$1K$1K$0Yes
2011-09-07$2K$2K$0Yes
2011-09-06$0——Yes
2011-08-28$13K$11K$2KYes
2011-08-28$1K$1K$0Yes
2011-08-28$12K$12K$0Yes
2011-08-28$44K$44K$0Yes
2011-08-28$0——Yes
2011-08-28$7K$7K$0No

ALSO CHECKED

18 more data areas were checked for Monroe County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the PA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN MONROE COUNTY →Opens the loan explorer already filtered to county FIPS 42089.

See the Pennsylvania state market profile for the statewide picture, the Pennsylvania state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.