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MortRadarTERMINAL
State markets/Pennsylvania/Philadelphia County

COUNTY MORTGAGE MARKET · FIPS 42101

Philadelphia County, Pennsylvania

Who lends in Philadelphia County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$7.36B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

24,939

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

22.3%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

563

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 563 lenders that originated in Philadelphia County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

165

unconcentrated

Top-5 lender share

20.3%

of originations

Purchase

64.0%

13,143 loans

Refinance

36.0%

7,399 loans

Origination trend

Annual mortgage origination volume and loan count in Philadelphia County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Philadelphia County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Philadelphia County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR PHILADELPHIA COUNTY

TOP TEN LENDERS IN PHILADELPHIA COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,411$444.2M$444.2M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,048$384.1M$384.1M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,179$256.8M$256.8M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
866$218.5M$218.5M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
91$193.8M$193.8M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
619$174.5M$174.5M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
493$171.9M$171.9M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
573$169.5M$169.5M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,439$142.7M$142.7M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
969$137.2M$137.2M originated in Philadelphia County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Philadelphia County

All 49 ZIP Code Tabulation Areas that touch Philadelphia County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
49 OF 49 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1515 of the 20 Philadelphia County tracts this ZIP area touches sit mostly inside it.73,83794.5%16,163TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 22 Philadelphia County tracts this ZIP area touches sit mostly inside it.64,08285.3%12,809TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 18 Philadelphia County tracts this ZIP area touches sit mostly inside it.62,73661.0%13,663TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 18 Philadelphia County tracts this ZIP area touches sit mostly inside it.59,79675.7%10,924TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 17 Philadelphia County tracts this ZIP area touches sit mostly inside it.59,11745.8%14,253TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 22 Philadelphia County tracts this ZIP area touches sit mostly inside it.57,88386.0%10,851TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 22 Philadelphia County tracts this ZIP area touches sit mostly inside it.55,38065.2%3,361TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 19 Philadelphia County tracts this ZIP area touches sit mostly inside it.54,63562.6%10,848TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 24 Philadelphia County tracts this ZIP area touches sit mostly inside it.53,25297.3%10,032TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 16 Philadelphia County tracts this ZIP area touches sit mostly inside it.52,45591.8%8,764TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 16 Philadelphia County tracts this ZIP area touches sit mostly inside it.50,75049.9%10,526TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 15 Philadelphia County tracts this ZIP area touches sit mostly inside it.45,60875.1%4,642TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 17 Philadelphia County tracts this ZIP area touches sit mostly inside it.42,19249.2%10,070TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 22 Philadelphia County tracts this ZIP area touches sit mostly inside it.41,55586.8%6,743TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Philadelphia County tracts this ZIP area touches sit mostly inside it.40,00147.2%9,096TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 19 Philadelphia County tracts this ZIP area touches sit mostly inside it.39,53389.0%8,414TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 14 Philadelphia County tracts this ZIP area touches sit mostly inside it.39,30925.1%10,015TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 17 Philadelphia County tracts this ZIP area touches sit mostly inside it.36,98431.9%8,464TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Philadelphia County tracts this ZIP area touches sit mostly inside it.36,02848.0%7,503TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Philadelphia County tracts this ZIP area touches sit mostly inside it.35,66825.7%9,896TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Philadelphia County tracts this ZIP area touches sit mostly inside it.35,58738.2%8,480TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Philadelphia County tracts this ZIP area touches sit mostly inside it.35,42734.6%7,279TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Philadelphia County tracts this ZIP area touches sit mostly inside it.35,24762.4%7,801TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 17 Philadelphia County tracts this ZIP area touches sit mostly inside it.32,52597.4%6,764TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Philadelphia County tracts this ZIP area touches sit mostly inside it.32,23689.7%8,291TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 Philadelphia County tracts this ZIP area touches sit mostly inside it.32,04730.7%8,404TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Philadelphia County tracts this ZIP area touches sit mostly inside it.31,04395.1%6,639TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 14 Philadelphia County tracts this ZIP area touches sit mostly inside it.29,67832.3%5,084TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Philadelphia County tracts this ZIP area touches sit mostly inside it.27,51997.1%4,074TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Philadelphia County tracts this ZIP area touches sit mostly inside it.27,49195.2%4,390TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Philadelphia County tracts this ZIP area touches sit mostly inside it.26,94598.5%6,777TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 14 Philadelphia County tracts this ZIP area touches sit mostly inside it.26,80528.0%4,207TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Philadelphia County tracts this ZIP area touches sit mostly inside it.26,79362.7%3,228TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 Philadelphia County tracts this ZIP area touches sit mostly inside it.25,82664.6%7,240TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Philadelphia County tracts this ZIP area touches sit mostly inside it.24,53196.1%5,821TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 14 Philadelphia County tracts this ZIP area touches sit mostly inside it.22,02624.6%5,818TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Philadelphia County tracts this ZIP area touches sit mostly inside it.21,34451.5%2,689TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Philadelphia County tracts this ZIP area touches sit mostly inside it.20,04998.3%6,493TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Philadelphia County tracts this ZIP area touches sit mostly inside it.16,71455.0%2,996TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Philadelphia County tracts this ZIP area touches sit mostly inside it.15,65521.5%3,823TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Philadelphia County tracts this ZIP area touches sit mostly inside it.14,54949.4%1,241TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Philadelphia County tracts this ZIP area touches sit mostly inside it.14,40191.3%3,430TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Philadelphia County tracts this ZIP area touches sit mostly inside it.10,18329.1%2,473TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 7 Philadelphia County tracts this ZIP area touches sit mostly inside it.6,6049.5%2,066TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 5 Philadelphia County tracts this ZIP area touches sit mostly inside it.4,21720.7%582OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 7 Philadelphia County tracts this ZIP area touches sit mostly inside it.3,84125.7%673TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Philadelphia County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Philadelphia County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Philadelphia County tract this ZIP area touches sit mostly inside it.OPEN →This ZIP area is one census tract here, so its records open directly and exactly.

408 of Philadelphia County’s 408 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Philadelphia County

All 408 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

408 OF 408 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper256.4%2,32923.1%OPEN →
Upper257.2%3,51122.6%OPEN →
Middle104.6%3,36776.7%OPEN →
Upper250.3%4,50131.1%OPEN →
Upper146.4%3,12343.8%OPEN →
Upper365.2%1,13930.9%OPEN →
Upper210.5%3,82221.8%OPEN →
Upper161.5%3,61454.3%OPEN →
Upper285.7%2,31732.8%OPEN →
Upper292.4%2,72230.1%OPEN →
Upper217.4%2,01235.0%OPEN →
Upper365.2%1,74821.1%OPEN →
Middle115.9%4,46321.1%OPEN →
Upper262.3%2,58726.4%OPEN →
Upper233.3%2,70223.5%OPEN →
Upper161.6%2,40935.9%OPEN →
Upper301.3%2,84235.9%OPEN →
Upper280.2%2,99315.3%OPEN →
Upper256.0%4,65120.4%OPEN →
Upper142.6%4,29734.6%OPEN →
Upper298.4%2,80024.3%OPEN →
Upper248.8%3,95320.5%OPEN →
Upper331.0%1,82720.7%OPEN →
Upper247.1%4,01422.8%OPEN →
Upper294.1%1,67140.2%OPEN →
Upper199.5%5,10232.4%OPEN →
Upper298.3%4,73631.6%OPEN →
Upper231.6%3,33833.0%OPEN →
Upper344.1%2,66520.5%OPEN →
Upper293.6%2,99720.4%OPEN →
Upper235.7%3,47631.7%OPEN →
Upper184.1%4,08339.8%OPEN →
Moderate72.5%2,53765.3%OPEN →
Upper121.4%2,46256.8%OPEN →
Moderate54.5%2,75054.6%OPEN →
Middle119.1%3,04335.1%OPEN →
Upper187.6%5,62440.2%OPEN →
Middle117.9%4,39347.3%OPEN →
Upper141.0%4,20055.7%OPEN →
Upper148.1%4,26818.1%OPEN →
Middle84.2%4,36462.2%OPEN →
Middle99.7%5,37533.0%OPEN →
Upper157.8%4,35119.9%OPEN →
Middle87.0%4,18867.0%OPEN →
Upper122.6%3,52957.2%OPEN →
Middle102.8%5,08966.7%OPEN →
Moderate69.9%4,51178.1%OPEN →
Moderate52.5%6,30773.7%OPEN →
Moderate71.0%6,57182.0%OPEN →
Moderate70.9%6,10680.2%OPEN →
Moderate70.0%3,67872.2%OPEN →
Upper132.9%3,82015.6%OPEN →
Middle103.0%6,21937.3%OPEN →
Middle103.5%5,69711.4%OPEN →
Moderate72.5%4,47727.5%OPEN →
Upper137.5%5,35925.9%OPEN →
Middle118.5%7,16675.0%OPEN →
Moderate57.6%4,27374.7%OPEN →
Middle88.1%4,56166.4%OPEN →
Middle87.3%5,28725.6%OPEN →
Middle90.0%5,26137.6%OPEN →
Middle103.9%1,19187.8%OPEN →
Middle92.1%5,49892.7%OPEN →
Moderate53.0%1,06193.3%OPEN →
Moderate64.6%6,60790.5%OPEN →
Moderate56.8%3,38091.9%OPEN →
Moderate50.4%4,49895.2%OPEN →
Moderate56.5%4,02296.7%OPEN →
Moderate57.5%4,54996.2%OPEN →
Moderate70.0%4,66398.7%OPEN →
Low50.0%3,59297.5%OPEN →
Moderate69.8%7,45094.0%OPEN →
Moderate61.3%3,89298.2%OPEN →
Moderate52.2%2,43795.0%OPEN →
Moderate61.1%4,67497.6%OPEN →
Moderate58.8%4,50297.3%OPEN →
Moderate78.7%3,20782.2%OPEN →
Moderate74.2%4,22588.0%OPEN →
Middle88.7%2,30256.2%OPEN →
Upper145.4%4,35841.5%OPEN →
Upper186.4%4,72244.6%OPEN →
Middle108.9%3,94275.5%OPEN →
Moderate71.5%2,71596.2%OPEN →
Moderate67.3%5,03497.3%OPEN →
Low47.5%6,93598.5%OPEN →
Moderate75.7%4,31093.4%OPEN →
Moderate56.8%4,99896.6%OPEN →
Moderate65.0%4,61197.9%OPEN →
Moderate58.7%6,77389.8%OPEN →
Middle101.0%3,21251.4%OPEN →
Middle95.5%3,45275.1%OPEN →
Upper154.2%4,34749.8%OPEN →
Upper157.3%3,44152.2%OPEN →
Moderate76.3%1,60064.4%OPEN →
Low24.1%6,58059.4%OPEN →
0.0%7,69439.3%OPEN →
Upper124.9%3,93463.0%OPEN →
Moderate50.9%3,97478.8%OPEN →
Moderate52.3%4,26195.6%OPEN →
Low42.4%3,76698.5%OPEN →
Moderate61.6%3,28999.5%OPEN →
Moderate62.8%4,27598.4%OPEN →
Middle94.3%2,20689.1%OPEN →
Middle83.0%5,49592.9%OPEN →
Middle116.3%4,39794.0%OPEN →
Moderate77.8%5,64098.5%OPEN →
Moderate65.9%3,14798.5%OPEN →
Moderate60.1%2,57297.7%OPEN →
Low3.6%3,57395.5%OPEN →
Moderate63.3%3,36397.3%OPEN →
Low38.6%1,47694.5%OPEN →
Moderate63.5%3,47994.6%OPEN →
Low40.5%3,93686.9%OPEN →
Low43.7%2,64175.7%OPEN →
Low22.5%3,37895.2%OPEN →
Moderate73.5%3,53798.3%OPEN →
Low49.3%5,59899.2%OPEN →
Moderate55.2%2,83499.2%OPEN →
Moderate67.1%6,32097.8%OPEN →
Middle103.9%4,10494.5%OPEN →
Upper161.9%1,89354.9%OPEN →
Low46.5%5,49196.1%OPEN →
Middle98.3%5,01696.5%OPEN →
Upper158.5%1,94373.0%OPEN →
Moderate69.8%2,81777.8%OPEN →
Middle98.5%2,89369.8%OPEN →
Upper121.4%65858.5%OPEN →
Middle90.8%3,69482.9%OPEN →
Upper176.7%2,93543.5%OPEN →
Upper221.8%5,14138.4%OPEN →
Low44.9%1,70975.6%OPEN →
Moderate55.9%3,22180.4%OPEN →
Upper153.3%4,05744.8%OPEN →
Upper237.2%2,97117.8%OPEN →
Upper218.8%3,63531.8%OPEN →
Upper236.6%4,25235.9%OPEN →
Upper242.1%2,91117.8%OPEN →
Upper180.9%3,77621.2%OPEN →
Upper174.4%2,12255.3%OPEN →
0.0%3,91361.8%OPEN →
Moderate74.5%2,12674.8%OPEN →
Moderate66.7%2,52078.7%OPEN →
Moderate76.2%5,45665.1%OPEN →
Moderate79.0%3,08874.7%OPEN →
Upper211.9%3,49725.8%OPEN →
Upper171.6%2,30929.7%OPEN →
Upper172.3%1,93719.4%OPEN →
Upper160.9%5,11141.0%OPEN →
Moderate59.5%2,71876.5%OPEN →
Middle86.6%7,47762.4%OPEN →
Low36.1%4,78163.5%OPEN →
Low33.8%1,09995.2%OPEN →
0.0%3,76593.4%OPEN →
Moderate56.6%2,21796.9%OPEN →
Moderate51.6%4,15498.1%OPEN →
Middle81.0%5,50996.9%OPEN →
Moderate75.8%7,94355.3%OPEN →
Moderate56.9%1,90274.3%OPEN →
Middle92.7%2,92451.6%OPEN →
Upper174.9%6,57516.8%OPEN →
Upper122.4%2,69516.6%OPEN →
Upper130.6%4,23618.9%OPEN →
Upper125.2%6,58340.7%OPEN →
Moderate69.4%2,07888.4%OPEN →
Low45.7%3,24393.2%OPEN →
Moderate52.0%4,18198.1%OPEN →
0.0%2,47798.1%OPEN →
Low48.3%1,83883.8%OPEN →
Moderate63.9%2,83397.3%OPEN →
Moderate50.4%2,90894.8%OPEN →
Low49.4%3,56598.6%OPEN →
Moderate74.3%3,12598.1%OPEN →
Low30.2%5,03099.0%OPEN →
Middle109.5%3,12676.0%OPEN →
Moderate75.0%3,72298.7%OPEN →
Middle89.6%2,90399.0%OPEN →
Moderate64.2%3,72998.9%OPEN →
Moderate53.4%2,87298.9%OPEN →
Low42.7%2,30798.4%OPEN →
Low38.6%6,71198.2%OPEN →
Low27.7%5,02797.2%OPEN →
Low35.9%3,57396.1%OPEN →
0.0%3,55291.5%OPEN →
Low34.6%4,58292.9%OPEN →
Low40.1%6,24681.4%OPEN →
Low48.7%6,15264.2%OPEN →
Middle99.2%2,48521.8%OPEN →
Upper122.1%5,43914.7%OPEN →
Middle119.6%4,3269.2%OPEN →
Middle84.5%2,27810.1%OPEN →
Low34.5%4,44580.7%OPEN →
Moderate64.6%3,57083.7%OPEN →
Moderate54.4%7,80689.6%OPEN →
Middle84.1%8,23789.0%OPEN →
Low40.9%7,66191.3%OPEN →
Low32.8%4,68996.5%OPEN →
Low34.3%3,49496.3%OPEN →
0.0%6,41697.7%OPEN →
Low47.1%5,76398.6%OPEN →
Low31.5%4,38998.4%OPEN →
Moderate51.6%1,27794.9%OPEN →
Low37.3%3,75096.3%OPEN →
Moderate69.7%3,49098.3%OPEN →
Moderate54.9%4,93297.5%OPEN →
Moderate61.5%2,78697.3%OPEN →
Low45.1%3,05298.6%OPEN →
Moderate67.7%2,72898.1%OPEN →
Upper153.1%2,04350.4%OPEN →
Upper166.1%3,86324.3%OPEN →
Upper295.3%2,46438.3%OPEN →
Upper150.6%2,49049.2%OPEN →
Upper131.6%3,16522.6%OPEN →
Middle115.8%5,47019.6%OPEN →
Upper137.7%2,65625.6%OPEN →
Upper173.1%2,42324.5%OPEN →
Upper162.5%3,57318.9%OPEN →
Upper192.3%4,21720.7%OPEN →
Upper142.2%4,13520.6%OPEN →
Upper140.4%2,25131.6%OPEN →
Upper144.3%5,78325.8%OPEN →
Middle94.5%4,42442.6%OPEN →
Upper142.4%1,49222.6%OPEN →
Upper224.7%1,44621.7%OPEN →
Upper205.3%1,28515.5%OPEN →
Upper147.2%1,10840.0%OPEN →
Upper285.2%2,69843.8%OPEN →
Upper154.0%4,85067.6%OPEN →
Upper132.2%4,44167.7%OPEN →
Moderate75.8%1,85770.4%OPEN →
Upper127.3%3,80874.0%OPEN →
0.0%1,34381.3%OPEN →
Middle81.4%4,11387.7%OPEN →
Moderate75.0%3,87888.5%OPEN →
Moderate52.4%3,15294.9%OPEN →
Moderate51.8%4,25194.7%OPEN →
Low48.7%2,95694.2%OPEN →
Moderate76.8%4,48994.1%OPEN →
Moderate72.1%1,91297.9%OPEN →
Low49.6%3,41298.6%OPEN →
Moderate62.0%7,26793.5%OPEN →
Moderate57.1%3,85990.2%OPEN →
Upper134.7%4,15289.9%OPEN →
Upper133.0%2,66760.9%OPEN →
Upper205.4%2,60950.1%OPEN →
Middle116.6%3,45648.0%OPEN →
Middle107.5%1,66396.5%OPEN →
Middle108.2%4,67498.4%OPEN →
Middle95.5%2,85098.9%OPEN →
Middle86.6%3,06098.0%OPEN →
Middle96.7%4,07698.4%OPEN →
Middle94.4%3,72698.8%OPEN →
Moderate77.6%5,35398.8%OPEN →
Middle97.4%5,19998.9%OPEN →
Middle92.5%4,28599.1%OPEN →
Moderate79.4%6,40999.2%OPEN →
Moderate79.7%6,61798.9%OPEN →
Moderate78.6%4,65195.3%OPEN →
Upper142.7%2,23185.9%OPEN →
Upper125.1%2,27091.1%OPEN →
Moderate73.6%2,35396.0%OPEN →
Middle104.0%4,25696.5%OPEN →
Moderate64.8%5,95196.3%OPEN →
Middle109.7%3,29895.4%OPEN →
Middle95.1%6,49995.1%OPEN →
Middle93.5%4,50394.3%OPEN →
Middle82.4%3,54697.1%OPEN →
Moderate71.0%4,91898.7%OPEN →
Moderate75.6%4,65598.5%OPEN →
Middle83.8%3,79699.0%OPEN →
Moderate59.1%3,57274.8%OPEN →
Moderate63.4%4,18098.8%OPEN →
Middle83.7%3,36297.6%OPEN →
Moderate66.5%4,69696.6%OPEN →
Low37.4%6,29497.7%OPEN →
0.0%3,81198.7%OPEN →
Low49.1%2,30397.0%OPEN →
Low47.7%6,66897.2%OPEN →
Low28.9%2,37197.5%OPEN →
Low40.1%4,25194.1%OPEN →
Moderate51.4%3,93294.1%OPEN →
Moderate50.5%6,04793.2%OPEN →
Moderate50.8%6,19594.6%OPEN →
Low24.7%4,82694.8%OPEN →
Middle110.1%4,20589.3%OPEN →
Moderate73.5%3,02679.9%OPEN →
Low30.1%3,30884.0%OPEN →
Moderate60.0%4,84780.8%OPEN →
Moderate50.7%4,61786.2%OPEN →
Low47.5%7,40288.3%OPEN →
Moderate54.6%6,21583.7%OPEN →
Middle98.1%7,43186.3%OPEN →
Moderate63.8%5,45091.0%OPEN →
Moderate73.4%5,84787.9%OPEN →
Middle86.6%7,14270.8%OPEN →
Middle86.3%3,74367.2%OPEN →
Middle101.8%5,13866.5%OPEN →
Moderate72.6%4,13783.4%OPEN →
Moderate54.1%7,26677.2%OPEN →
Moderate62.9%5,19486.9%OPEN →
Moderate69.2%4,61889.6%OPEN →
Moderate54.5%4,80487.0%OPEN →
Moderate77.4%7,41682.7%OPEN →
Moderate71.1%7,45681.4%OPEN →
Moderate66.1%5,95680.4%OPEN →
Moderate72.3%7,38158.5%OPEN →
Moderate79.7%4,74664.6%OPEN →
Middle86.7%6,72964.1%OPEN →
Middle87.9%6,59772.6%OPEN →
Moderate74.7%4,09384.5%OPEN →
Moderate65.0%5,13370.9%OPEN →
Moderate74.6%7,32762.9%OPEN →
Moderate69.1%3,98565.0%OPEN →
Low49.5%4,07867.3%OPEN →
Moderate72.7%6,21058.0%OPEN →
Middle92.8%7,76156.4%OPEN →
Moderate73.8%4,43157.0%OPEN →
Low46.5%8,21359.9%OPEN →
Middle102.6%5,39845.1%OPEN →
Middle114.6%4,47838.5%OPEN →
Middle101.7%3,29260.8%OPEN →
Upper142.4%4,33936.3%OPEN →
Middle89.9%5,44759.1%OPEN →
Moderate69.6%4,21462.5%OPEN →
Moderate66.2%8,15548.8%OPEN →
Middle119.8%5,67243.9%OPEN →
Middle105.3%5,67946.8%OPEN →
Middle101.8%6,28545.2%OPEN →
Middle113.0%3,10637.5%OPEN →
Upper155.2%2,97132.2%OPEN →
Middle96.2%5,82925.1%OPEN →
Middle104.0%3,73228.1%OPEN →
Upper133.7%7,81432.3%OPEN →
Middle90.5%3,78347.8%OPEN →
Moderate68.2%5,92848.5%OPEN →
Middle84.2%2,84060.0%OPEN →
Middle98.4%6,73650.0%OPEN →
Upper146.1%3,89630.8%OPEN →
Middle94.8%4,55321.8%OPEN →
Upper122.6%5,57047.7%OPEN →
Upper125.8%4,51626.4%OPEN →
Middle98.8%5,74053.9%OPEN →
Upper126.7%4,26818.2%OPEN →
Upper158.7%4,87120.1%OPEN →
Middle114.5%5,26022.4%OPEN →
Middle109.5%4,71928.9%OPEN →
Upper125.6%8,23938.0%OPEN →
Middle94.9%5,79429.2%OPEN →
Upper136.5%3,69340.5%OPEN →
Moderate74.5%5,52855.6%OPEN →
Moderate78.6%5,18128.6%OPEN →
Middle102.5%6,28231.9%OPEN →
Middle119.5%5,36131.1%OPEN →
Upper120.1%3,24749.7%OPEN →
Upper125.0%4,02934.3%OPEN →
Upper125.7%5,09322.9%OPEN →
Upper136.7%6,19123.7%OPEN →
Upper130.8%5,13418.4%OPEN →
Upper136.3%3,84332.0%OPEN →
Middle101.4%3,71242.7%OPEN →
Upper147.6%6,69516.9%OPEN →
Upper130.6%97125.8%OPEN →
Middle118.5%5,69829.7%OPEN →
Upper174.9%4,13017.6%OPEN →
Upper281.5%2,17129.1%OPEN →
Upper243.2%3,85630.2%OPEN →
0.0%OPEN →
Upper185.0%6,59859.9%OPEN →
Middle96.7%4,52443.1%OPEN →
Upper133.4%5,91324.5%OPEN →
Upper134.0%4,07451.1%OPEN →
Upper166.6%3,66456.1%OPEN →
Low39.3%4,58369.9%OPEN →
Upper122.1%2,38922.6%OPEN →
Middle108.7%5,31313.9%OPEN →
Moderate73.3%2,50250.4%OPEN →
Low45.9%75357.1%OPEN →
Moderate60.4%2,80152.6%OPEN →
Moderate62.6%2,66392.3%OPEN →
Upper156.5%2,41121.8%OPEN →
Upper263.8%1,85514.9%OPEN →
Upper280.9%1,33822.7%OPEN →
Upper260.1%2,24923.3%OPEN →
Upper221.2%3,88342.1%OPEN →
Middle110.0%2,98896.3%OPEN →
Moderate78.2%3,97989.9%OPEN →
Upper120.8%4,42191.1%OPEN →
Low32.2%2,57797.6%OPEN →
0.0%30.0%OPEN →
0.0%1283.3%OPEN →
0.0%OPEN →
0.0%805.0%OPEN →
Upper226.4%33618.4%OPEN →
0.0%333.3%OPEN →
0.0%OPEN →
0.0%OPEN →
0.0%2100.0%OPEN →
0.0%OPEN →
0.0%OPEN →
0.0%00.0%OPEN →
0.0%4490.9%OPEN →
0.0%OPEN →
0.0%6100.0%OPEN →
0.0%OPEN →
0.0%OPEN →
0.0%OPEN →
0.0%OPEN →
0.0%OPEN →
0.0%6563.1%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

1,579,706

Median household income

$61,953

Median home value

$243,100

Median gross rent

$1,397

per month

Owner-occupied

51.8%

of occupied units

Housing units

748,270

9.2% vacant

Poverty rate

21.4%

Unemployment

8.1%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Very High

score 99.6

Social vulnerability

Very High

Community resilience

Relatively Moderate

ELEVATED PERILS

Inland flooding Very High · Coastal flooding Relatively High · Hurricane Relatively High · Tornado Relatively High · Earthquake Relatively High · Hail Relatively High · Strong wind Relatively High · Heat wave Very High · Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

71

Declarations recorded

25

Incident types on record: Biological, Drought, Flood, Hurricane, Severe Ice Storm, Severe Storm, Snowstorm.

Everything we hold on Philadelphia County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Philadelphia County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Philadelphia CountyEvery reported application and origination in FIPS 42101, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Philadelphia County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

598

Purchase share

47.2%

282 loans

IRRRL refinances

215

Cash-out refinances

101

2026598282215101
2025584319118147
202451430773134
20234623167139
2022382152263
20211,368406797165
20201,165382624159
2019695373106216
201874638692268
2017914394298222
2016781382240159
2015720335239146

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Philadelphia County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Philadelphia County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

656

+21.7% vs 2024

Multifamily · 2025

2,710

+11.8% vs 2024

Total authorized · 2025

3,366

+13.6% vs 2024

Permit valuation · 2025

$541.5M

authorized construction value

Units authorized by year

Philadelphia County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
012.5K25K37.5K50K19901992199419961998200020022004200620082010201220142016201820202022202420253,366 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Philadelphia County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Montgomery County, PA5,92410,283$606.3M
outflow2223Delaware County, PA4,4718,248$330.3M
inflow2223Montgomery County, PA3,9395,450$305.7M
outflow2223Bucks County, PA3,3916,267$273.4M
inflow2223Delaware County, PA3,0074,819$154.9M
inflow2223Bucks County, PA2,1783,080$144.8M
outflow2223Camden County, NJ1,9803,502$172.3M
outflow2223Other flows - South, DS1,6942,877$98.2M
inflow2223Other flows - South, DS1,6042,279$84.4M
outflow2223New Castle County, DE1,2012,129$80.7M
inflow2223Kings County, NY1,1982,026$92.3M
inflow2223Camden County, NJ1,1191,655$74.3M
outflow2223Chester County, PA1,0961,718$131.0M
inflow2223Chester County, PA1,0321,218$98.6M
outflow2223Burlington County, NJ9881,592$81.7M
outflow2223New York County, NY9761,107$114.9M
inflow2223New Castle County, DE8811,299$50.6M
inflow2223New York County, NY8771,144$109.3M
outflow2223Gloucester County, NJ7691,388$62.1M
inflow2223Other flows - Midwest, DS752976$38.8M
inflow2223Burlington County, NJ737962$57.5M
outflow2223Kings County, NY721951$53.9M
outflow2223Other flows - Midwest, DS6941,132$46.0M
outflow2223Other flows - West, DS558800$72.8M
inflow2223Other flows - West, DS535689$32.8M
outflow2223Los Angeles County, CA520656$48.3M
inflow2223Queens County, NY490759$30.1M
outflow2223Other flows - Northeast, DS483714$39.3M
inflow2223Gloucester County, NJ464670$27.4M
inflow2223Other flows - Northeast, DS428528$26.9M
inflow2223Los Angeles County, CA400503$34.1M
inflow2223Allegheny County, PA393475$25.4M
inflow2223Bronx County, NY385675$11.6M
outflow2223Foreign - Overseas, FR361553$35.9M
inflow2223District of Columbia, DC360405$36.0M
outflow2223District of Columbia, DC352396$31.4M
inflow2223Lancaster County, PA348435$16.5M
inflow2223Mercer County, NJ342449$19.4M
inflow2223Lehigh County, PA341456$26.7M
inflow2223Berks County, PA331454$16.7M
outflow2223Cook County, IL330434$30.6M
inflow2223Cook County, IL312385$33.1M
outflow2223Berks County, PA308503$20.0M
outflow2223Queens County, NY307425$18.8M
outflow2223Allegheny County, PA303410$22.3M
inflow2223Middlesex County, MA299373$27.5M
outflow2223Hudson County, NJ299368$30.8M
outflow2223Atlantic County, NJ295429$40.1M
inflow2223Middlesex County, NJ285355$18.1M
inflow2223Atlantic County, NJ283360$25.4M
outflow2223King County, WA279340$29.2M
inflow2223Suffolk County, MA275314$27.6M
outflow2223Kent County, DE273588$17.3M
outflow2223Lancaster County, PA271410$20.4M
inflow2223Hudson County, NJ262371$26.0M
inflow2223Baltimore city, MD257330$17.0M
outflow2223Suffolk County, MA252297$26.7M
outflow2223Middlesex County, MA250323$22.6M
outflow2223Cape May County, NJ243351$25.3M
outflow2223Lehigh County, PA231374$15.4M
outflow2223Mercer County, NJ227335$16.3M
inflow2223Monmouth County, NJ224253$16.1M
outflow2223Baltimore city, MD221289$13.9M
outflow2223Harris County, TX217365$16.3M
outflow2223Miami-Dade County, FL216305$34.2M
outflow2223Fulton County, GA213306$14.6M
inflow2223Foreign - Overseas, FR212271$14.0M
inflow2223Northampton County, PA211243$12.1M
inflow2223Bergen County, NJ202232$14.6M
inflow2223Montgomery County, MD201244$14.5M
inflow2223Dauphin County, PA199276$10.2M
inflow2223Essex County, NJ193298$12.9M
inflow2223Luzerne County, PA192248$9.8M
outflow2223San Diego County, CA191259$23.4M
inflow2223Ocean County, NJ189219$11.9M
outflow2223Northampton County, PA188255$12.4M
outflow2223Broward County, FL187291$20.2M
outflow2223Mecklenburg County, NC187288$15.8M
outflow2223Dauphin County, PA187287$10.5M
outflow2223Maricopa County, AZ184268$16.1M
inflow2223San Diego County, CA182250$16.0M
outflow2223Montgomery County, MD182271$17.3M
inflow2223York County, PA179221$11.1M
outflow2223San Francisco County, CA178205$45.7M
inflow2223Miami-Dade County, FL177247$12.8M
outflow2223Hillsborough County, FL176289$15.6M
outflow2223Middlesex County, NJ176240$11.6M
inflow2223Nassau County, NY173211$13.3M
inflow2223Baltimore County, MD172207$8.7M
inflow2223Lackawanna County, PA171192$10.1M
inflow2223Fairfax County, VA171201$14.1M
outflow2223Orange County, FL168289$13.5M
outflow2223Santa Clara County, CA166191$18.5M
inflow2223Maricopa County, AZ163225$9.2M
inflow2223King County, WA162184$16.9M
inflow2223Suffolk County, NY162200$10.9M
outflow2223Bronx County, NY162302$5.8M
inflow2223Somerset County, NJ161196$13.0M
inflow2223Broward County, FL158204$8.3M
inflow2223Westchester County, NY156192$11.3M
outflow2223Palm Beach County, FL155217$25.8M
inflow2223Cape May County, NJ154206$13.3M
inflow2223Harris County, TX153222$10.7M
outflow2223Clark County, NV149229$10.5M
outflow2223York County, PA148248$7.9M
inflow2223Morris County, NJ147175$9.7M
inflow2223Orange County, FL142236$6.9M
inflow2223Fulton County, GA140194$10.9M
inflow2223Hillsborough County, FL138202$6.7M
inflow2223Foreign - Puerto Rico, FR135298$2.7M
outflow2223Luzerne County, PA135227$7.3M
inflow2223Arlington County, VA134158$14.2M
outflow2223Fairfax County, VA132200$12.4M
outflow2223Denver County, CO131157$11.9M
outflow2223Wake County, NC130206$10.8M
outflow2223Prince George's County, MD130197$7.4M
inflow2223Travis County, TX129147$12.8M
inflow2223Union County, NJ129189$9.1M
outflow2223Foreign - Puerto Rico, FR127189$3.0M
outflow2223Polk County, FL127249$7.0M
inflow2223Cumberland County, PA126152$7.6M
outflow2223Pinellas County, FL124183$9.7M
outflow2223Travis County, TX122157$13.4M
inflow2223Prince George's County, MD122179$7.6M
inflow2223Palm Beach County, FL122161$6.1M
inflow2223San Francisco County, CA121149$19.5M
inflow2223Mecklenburg County, NC121162$8.5M
outflow2223Cumberland County, PA119191$7.6M
outflow2223Essex County, NJ117157$8.8M
outflow2223Sussex County, DE115189$17.9M
inflow2223Dallas County, TX114151$9.2M
inflow2223Monroe County, PA112145$7.0M
outflow2223Monmouth County, NJ112161$13.0M
inflow2223Capitol Planning Region, CT111120$5.1M
inflow2223South Central Connecticut Plannin, CT110130$6.9M
outflow2223DeKalb County, GA110166$6.4M
inflow2223Centre County, PA109133$6.1M
outflow2223Dallas County, TX107144$9.4M
outflow2223Ocean County, NJ107163$7.9M
outflow2223Baltimore County, MD106160$5.0M
inflow2223Cuyahoga County, OH105145$6.8M
outflow2223Duval County, FL105183$5.1M
outflow2223Cumberland County, NJ104194$6.3M
inflow2223Wake County, NC102124$6.9M
inflow2223Monroe County, NY101120$5.7M
inflow2223Norfolk County, MA101115$8.1M
inflow2223Western Connecticut Planning Regi, CT101136$8.3M
outflow2223Franklin County, OH101158$6.6M
outflow2223Westchester County, NY101151$11.1M
outflow2223Salem County, NJ100190$6.2M
inflow2223Denver County, CO99126$8.8M
outflow2223Bergen County, NJ99146$11.0M
outflow2223South Central Connecticut Plannin, CT97131$6.7M
inflow2223Multnomah County, OR96109$6.9M
outflow2223Orange County, CA96121$8.5M
inflow2223Alameda County, CA93126$9.9M
inflow2223Orange County, CA93114$5.6M
outflow2223Nassau County, NY93136$8.2M
outflow2223Osceola County, FL93176$4.3M
inflow2223Sussex County, DE92115$6.0M
inflow2223Kent County, DE91145$4.8M
outflow2223Cuyahoga County, OH91143$7.4M
outflow2223Lackawanna County, PA90128$5.3M
inflow2223Passaic County, NJ89146$3.6M
inflow2223Franklin County, OH89105$4.6M
outflow2223Suffolk County, NY87114$5.9M
outflow2223Somerset County, NJ87119$7.2M
outflow2223Alameda County, CA86104$7.7M
outflow2223Providence County, RI85111$4.6M
outflow2223Arlington County, VA83101$10.0M
outflow2223Davidson County, TN8399$6.7M
inflow2223Howard County, MD8092$4.1M
outflow2223Cobb County, GA80134$5.7M
outflow2223Monroe County, PA78123$7.8M
outflow2223Durham County, NC78107$7.0M
outflow2223Western Connecticut Planning Regi, CT78108$8.2M
inflow2223Anne Arundel County, MD7792$4.5M
inflow2223Schuylkill County, PA77116$3.0M
inflow2223Durham County, NC7797$5.0M
inflow2223Providence County, RI7697$4.2M
inflow2223Hunterdon County, NJ7685$6.2M
inflow2223Davidson County, TN7692$5.6M
outflow2223Cambria County, PA76196$2.7M
outflow2223Gwinnett County, GA74147$3.1M
outflow2223Union County, NJ73115$7.3M
inflow2223Cumberland County, NJ72113$3.4M
inflow2223Erie County, NY7289$3.8M
inflow2223Santa Clara County, CA7190$9.5M
inflow2223Duval County, FL70105$4.1M
inflow2223Richmond city, VA6989$4.2M
outflow2223Alexandria city, VA6987$5.8M
outflow2223Capitol Planning Region, CT6993$5.4M
inflow2223Worcester County, MA6875$3.0M
outflow2223Schuylkill County, PA67123$2.1M
outflow2223Howard County, MD67106$6.1M
outflow2223Anne Arundel County, MD67104$5.6M
inflow2223Clark County, NV67102$4.1M
outflow2223Carbon County, PA66128$5.8M
outflow2223Norfolk County, MA6696$5.8M
outflow2223Lee County, FL66107$5.1M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Philadelphia County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals8,642.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals3,022.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals11,664.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals225,000.0
2023BothNo CharacteristicAll Appraisals270,000.0
2023PurchaseNo CharacteristicAll Appraisals286,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals275,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals295,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals5,384.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals241,000.0
2022BothNo CharacteristicAll Appraisals16,474.0
2022PurchaseNo CharacteristicAll Appraisals11,090.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals270,000.0
2021BothNo CharacteristicAll Appraisals24,364.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals13,847.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals10,517.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals280,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals290,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals21,244.0
2020PurchaseNo CharacteristicAll Appraisals11,647.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals278,000.0
2020RefinanceNo CharacteristicAll Appraisals290,000.0
2020RefinanceNo CharacteristicAll Appraisals9,597.0
2020PurchaseNo CharacteristicAll Appraisals270,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals246,000.0
2019PurchaseNo CharacteristicAll Appraisals10,797.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals245,000.0
2019BothNo CharacteristicAll Appraisals17,270.0
2019RefinanceNo CharacteristicAll Appraisals6,473.0
2019PurchaseNo CharacteristicAll Appraisals247,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals200,000.0
2018BothNo CharacteristicAll Appraisals13,904.0
2018PurchaseNo CharacteristicAll Appraisals9,556.0
2018RefinanceNo CharacteristicAll Appraisals4,348.0
2018BothNo CharacteristicAll Appraisals225,000.0
2018PurchaseNo CharacteristicAll Appraisals235,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals200,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals14,038.0
2017PurchaseNo CharacteristicAll Appraisals8,835.0
2017PurchaseNo CharacteristicAll Appraisals230,000.0
2017RefinanceNo CharacteristicAll Appraisals5,203.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals218,000.0
2016PurchaseNo CharacteristicAll Appraisals7,903.0
2016RefinanceNo CharacteristicAll Appraisals217,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals215,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals215,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals14,228.0
2016RefinanceNo CharacteristicAll Appraisals6,325.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals200,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals200,000.0
2015BothNo CharacteristicAll Appraisals12,984.0
2015RefinanceNo CharacteristicAll Appraisals5,635.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.6
2015PurchaseNo CharacteristicAll Appraisals7,349.0
2015BothNo CharacteristicAll Appraisals200,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals190,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Philadelphia County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05803,172762,81440,3585.0%
2026-04801,961764,10037,8614.7%
2026-03798,612758,83939,7735.0%
2026-02792,667748,71743,9505.5%
2026-01791,843749,68342,1605.3%
2025-12788,828752,54636,2824.6%
2025-11795,758755,74340,0155.0%
2025-09790,882746,63544,2475.6%
2025-08790,521740,30250,2196.4%
2025-07789,548742,55046,9986.0%
2025-06786,573742,89743,6765.6%
2025-05784,039743,95640,0835.1%
2025-04786,205749,31136,8944.7%
2025-03789,662750,24239,4205.0%
2025-02787,214745,91941,2955.2%
2025-01784,571743,49641,0755.2%
2024-12779,201744,44734,7544.5%
2024-11783,260747,05436,2064.6%
2024-10785,739748,94136,7984.7%
2024-09784,707748,53936,1684.6%
2024-08786,714742,13244,5825.7%
2024-07789,195746,03443,1615.5%
2024-06784,739746,01538,7244.9%
2024-05785,150750,92934,2214.4%
2024-04787,246755,77131,4754.0%
2024-03794,550759,77834,7724.4%
2024-02794,274756,53637,7384.8%
2024-01785,247749,15636,0914.6%
2023-12783,487752,21331,2744.0%
2023-11791,224759,00532,2194.1%
2023-10790,842756,07834,7644.4%
2023-09787,194753,60033,5944.3%
2023-08784,558743,75840,8005.2%
2023-07782,061746,19935,8624.6%
2023-06777,495742,94834,5474.4%
2023-05776,748745,36331,3854.0%
2023-04774,734746,29328,4413.7%
2023-03781,661749,01432,6474.2%
2023-02777,753742,41935,3344.5%
2023-01770,124735,18834,9364.5%
2022-12768,554738,87929,6753.9%
2022-11771,540738,56332,9774.3%
2022-10777,644742,74634,8984.5%
2022-09775,117740,79634,3214.4%
2022-08776,698731,73544,9635.8%
2022-07772,224731,42340,8015.3%
2022-06768,074728,20839,8665.2%
2022-05771,992734,86437,1284.8%
2022-04767,879732,47935,4004.6%
2022-03771,052733,89337,1594.8%
2022-02766,522726,38640,1365.2%
2022-01762,049718,80143,2485.7%
2021-12758,081723,12834,9534.6%
2021-11764,886723,83641,0505.4%
2021-10767,769719,67148,0986.3%
2021-09763,790713,01850,7726.6%
2021-08768,595706,46662,1298.1%
2021-07772,234708,54963,6858.2%
2021-06771,587701,48870,0999.1%
2021-05767,989703,19464,7958.4%
2021-04768,039701,36166,6788.7%
2021-03772,043701,60670,4379.1%
2021-02770,963695,89375,0709.7%
2021-01768,833690,18878,64510.2%
2020-12775,145692,02483,12110.7%
2020-11782,676699,21383,46310.7%
2020-10788,619702,70185,91810.9%
2020-09787,779690,23097,54912.4%
2020-08788,691682,518106,17313.5%
2020-07795,267672,860122,40715.4%
2020-06789,252665,049124,20315.7%
2020-05771,432651,433119,99915.6%
2020-04758,287637,774120,51315.9%
2020-03778,875732,29646,5796.0%
2020-02785,568745,63839,9305.1%
2020-01783,314742,48640,8285.2%
2019-12782,336746,55435,7824.6%
2019-11786,872750,18936,6834.7%
2019-10791,529752,68638,8434.9%
2019-09783,439745,38538,0544.9%
2019-08783,012735,61847,3946.1%
2019-07781,617736,32145,2965.8%
2019-06775,830735,17140,6595.2%
2019-05775,587738,16337,4244.8%
2019-04773,908739,53234,3764.4%
2019-03777,627738,49639,1315.0%
2019-02779,015738,60340,4125.2%
2019-01777,192734,04743,1455.6%
2018-12771,006735,36035,6464.6%
2018-11776,063740,69235,3714.6%
2018-10779,958742,19637,7624.8%
2018-09770,330732,63837,6924.9%
2018-08768,303721,82746,4766.0%
2018-07773,751727,74446,0075.9%
2018-06768,178725,04443,1345.6%
2018-05766,175727,58738,5885.0%
2018-04764,887726,80838,0795.0%
2018-03763,177721,01742,1605.5%
2018-02766,817721,47345,3445.9%
2018-01759,342714,46444,8785.9%

BEA Personal Income

2024$96.31B1,573,916$61K
2023$93.74B1,563,349$60K
2022$91.89B1,570,554$59K
2021$91.81B1,589,918$58K
2020$88.89B1,600,788$56K
2019$85.04B1,605,405$53K
2018$85.56B1,605,122$53K
2017$82.11B1,598,134$51K
2016$83.56B1,590,773$53K
2015$77.93B1,583,576$49K
2014$75.08B1,575,581$48K
2013$73.04B1,566,081$47K
2012$70.08B1,557,188$45K
2011$64.66B1,543,445$42K
2010$61.96B1,528,868$41K
2009$59.01B1,514,694$39K
2008$61.48B1,499,731$41K
2007$54.50B1,493,309$36K
2006$46.96B1,488,710$32K
2005$44.99B1,490,861$30K
2004$44.26B1,492,882$30K
2003$41.23B1,493,802$28K
2002$39.44B1,498,493$26K
2001$38.65B1,505,455$26K
2000$38.73B1,514,563$26K
1999$36.30B1,520,064$24K
1998$35.24B1,525,955$23K
1997$33.67B1,531,923$22K
1996$32.62B1,541,692$21K
1995$31.50B1,556,146$20K
1994$30.80B1,568,600$20K
1993$30.81B1,573,812$20K
1992$30.46B1,575,597$19K
1991$19K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Philadelphia County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-07-11$0Yes
2026-07-06$0Yes
2026-07-05$0Yes
2026-06-22$10K$9K$554.34Yes
2025-07-11$0$0$0Yes
2025-05-16$8K$8K$0Yes
2025-05-16$0$0$0Yes
2025-05-16$0Yes
2025-05-16$0$0$0Yes
2025-05-16$0Yes
2024-07-14$0$0$0Yes
2024-03-23$0Yes
2024-01-12$0Yes
2024-01-09$0Yes
2023-12-18$909.44$909.44$0Yes
2023-12-17$532.48$532.48$0Yes
2023-12-17$0$0$0Yes
2023-11-29$0$0$0Yes
2023-09-10$0Yes
2023-07-25$0$0$0Yes
2023-07-09$29K$27K$2KYes
2023-07-07$20K$20K$0Yes
2023-06-27$20K$19K$1KYes
2023-06-25$41K$0$41KNo
2023-06-12$0No
2022-09-06$0$0$0Yes
2022-07-25$6K$5K$453.14Yes
2022-06-12$0Yes
2021-10-27$18K$18K$0No
2021-09-30$0Yes
2021-09-15$0Yes
2021-09-09$0Yes
2021-09-08$23K$23K$0No
2021-09-04$21K$18K$3KYes
2021-09-03$3K$3K$0Yes
2021-09-03$0$0$0No
2021-09-03$0Yes
2021-09-02$40K$28K$12KYes
2021-09-02$15K$15K$0No
2021-09-02$15K$15K$0No
2021-09-02$28K$28K$0Yes
2021-09-02$0Yes
2021-09-02$81K$81K$0No
2021-09-02$175K$175K$0No
2021-09-02$41K$41K$0No
2021-09-02$11K$11K$0No
2021-09-02$198K$175K$23KNo
2021-09-02$26K$5K$21KYes
2021-09-02$460.62$460.62$0Yes
2021-09-02$416K$416K$0No
2021-09-02$11K$11K$0No
2021-09-02$7K$7K$0Yes
2021-09-02$269.82$269.82$0Yes
2021-09-02$218K$218K$0No
2021-09-02$66K$66K$0No
2021-09-02$500K$1.0M$0No
2021-09-02$42K$42K$0No
2021-09-02$189K$189K$0No
2021-09-02$2K$2K$0Yes
2021-09-02$41K$41K$0No
2021-09-02$7K$7K$0No
2021-09-02$350K$350K$0No
2021-09-02$13K$13K$0No
2021-09-02$84K$84K$0No
2021-09-02$285K$285K$0No
2021-09-02$3K$3K$0No
2021-09-02$14K$14K$0No
2021-09-02$31K$31K$0No
2021-09-02$96K$79K$17KYes
2021-09-02$26K$26K$0No
2021-09-02$41K$41K$0No
2021-09-02$0Yes
2021-09-02$4K$4K$0Yes
2021-09-02$49K$49K$0No
2021-09-02$500K$500K$0No
2021-09-02$40K$40K$692.21No
2021-09-02$61K$61K$0No
2021-09-02$0$0$0Yes
2021-09-02$972.86$972.86$0Yes
2021-09-02$500K$0$500KNo
2021-09-02$482K$482K$0No
2021-09-02$0Yes
2021-09-02$12K$12K$0No
2021-09-02$353K$326K$27KNo
2021-09-02$1K$1K$0No
2021-09-01$633K$500K$133KNo
2021-09-01$124K$124K$0No
2021-09-01$149K$149K$0No
2021-09-01$500K$500K$0No
2021-09-01$175K$175K$0No
2021-09-01$24K$24K$0Yes
2021-09-01$13K$13K$0No
2021-09-01$466K$466K$0No
2021-09-01$500K$500K$0No
2021-09-01$1.9M$1.9M$53KNo
2021-09-01$561.14$561.14$0No
2021-09-01$132K$132K$0No
2021-09-01$16K$16K$0Yes
2021-09-01$0No
2021-09-01$370K$370K$0No

ALSO CHECKED

18 more data areas were checked for Philadelphia County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the PA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN PHILADELPHIA COUNTYOpens the loan explorer already filtered to county FIPS 42101.

See the Pennsylvania state market profile for the statewide picture, the Pennsylvania state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.