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State markets/South Carolina/Charleston County

COUNTY MORTGAGE MARKET · FIPS 45019

Charleston County, South Carolina

Who lends in Charleston County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$6.34B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

11,615

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

15.6%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

595

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 595 lenders that originated in Charleston County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

136

unconcentrated

Top-5 lender share

16.7%

of originations

Purchase

64.0%

6,104 loans

Refinance

36.0%

3,429 loans

Origination trend

Annual mortgage origination volume and loan count in Charleston County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Charleston County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Charleston County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR CHARLESTON COUNTY →

TOP TEN LENDERS IN CHARLESTON COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

486$240.7M$240.7M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
682$226.2M$226.2M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
460$204.9M$204.9M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
291$202.2M$202.2M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
426$182.2M$182.2M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
307$179.5M$179.5M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
91$162.8M$162.8M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
137$134.4M$134.4M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
270$129.2M$129.2M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
150$129.0M$129.0M originated in Charleston County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Charleston County

All 31 ZIP Code Tabulation Areas that touch Charleston County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
31 OF 31 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1010 of the 11 Charleston County tracts this ZIP area touches sit mostly inside it.51,28713.6%15,037——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Charleston County tracts this ZIP area touches sit mostly inside it.44,05116.3%12,991——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Charleston County tracts this ZIP area touches sit mostly inside it.42,65227.0%10,801——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Charleston County tracts this ZIP area touches sit mostly inside it.39,98319.7%11,527——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Charleston County tracts this ZIP area touches sit mostly inside it.34,18667.5%5,374——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Charleston County tracts this ZIP area touches sit mostly inside it.33,00838.2%7,994——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Charleston County tracts this ZIP area touches sit mostly inside it.27,05026.2%7,460——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Charleston County tracts this ZIP area touches sit mostly inside it.23,68566.5%4,467——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Charleston County tracts this ZIP area touches sit mostly inside it.23,15541.8%3,236——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Charleston County tracts this ZIP area touches sit mostly inside it.19,47273.2%4,389——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Charleston County tracts this ZIP area touches sit mostly inside it.10,07217.1%2,292——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Charleston County tracts this ZIP area touches sit mostly inside it.9,01948.9%2,724——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Charleston County tract this ZIP area touches sit mostly inside it.8,63157.8%2,817——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Charleston County tracts this ZIP area touches sit mostly inside it.8,07529.4%1,893——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Charleston County tracts this ZIP area touches sit mostly inside it.7,50165.3%1,226——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Charleston County tracts this ZIP area touches sit mostly inside it.4,77164.2%466——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Charleston County tracts this ZIP area touches sit mostly inside it.4,3476.0%1,684——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Charleston County tracts this ZIP area touches sit mostly inside it.3,11150.7%1,036——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Charleston County tract this ZIP area touches sit mostly inside it.2,84850.2%904——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Charleston County tract this ZIP area touches sit mostly inside it.2,62763.8%814——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Charleston County tract this ZIP area touches sit mostly inside it.1,8916.4%646——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Charleston County tract this ZIP area touches sit mostly inside it.1,88436.6%676——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Charleston County tracts this ZIP area touches sit mostly inside it.1,69644.9%551——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Charleston County tracts this ZIP area touches sit mostly inside it.1,63836.9%0——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Charleston County tracts this ZIP area touches sit mostly inside it.1,5955.7%584——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Charleston County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Charleston County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Charleston County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Charleston County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Charleston County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Charleston County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

98 of Charleston County’s 99 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Charleston County

All 99 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

99 OF 99 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper263.3%2,08718.8%OPEN →
Upper287.3%1,3724.5%OPEN →
Upper193.3%3,21321.4%OPEN →
Upper199.8%1,7616.0%OPEN →
Upper193.3%1,07417.8%OPEN →
—0.0%2,43221.4%OPEN →
Middle97.6%1,56049.0%OPEN →
Middle92.9%2,33124.0%OPEN →
—0.0%2,98848.4%OPEN →
Middle112.0%1,52044.7%OPEN →
Middle109.9%4,39416.2%OPEN →
Middle103.4%4,60120.3%OPEN →
Middle108.8%6,12816.9%OPEN →
—0.0%1,5955.7%OPEN →
Upper132.9%7,12210.8%OPEN →
Upper124.8%5,02221.2%OPEN →
Upper180.3%3,7498.6%OPEN →
Moderate74.7%4,70328.3%OPEN →
Upper126.8%4,26439.9%OPEN →
Middle102.0%4,77141.2%OPEN →
Upper281.6%2,0124.8%OPEN →
Upper157.8%2,1843.4%OPEN →
Upper128.4%3,54318.8%OPEN →
Middle110.0%11,79829.2%OPEN →
Middle110.3%2,74230.5%OPEN →
Middle108.0%2,84850.2%OPEN →
Middle81.9%1,88436.6%OPEN →
Moderate57.5%1,46851.8%OPEN →
Low48.5%2,62763.8%OPEN →
Moderate75.8%2,38255.4%OPEN →
Middle87.8%5,16945.2%OPEN →
Upper120.0%3,61930.2%OPEN →
Moderate72.1%3,90747.5%OPEN →
Upper130.1%2,13012.3%OPEN →
Middle103.1%3,00724.8%OPEN →
Middle82.6%6,67746.8%OPEN →
Middle97.5%5,25531.4%OPEN →
Middle83.3%3,46940.1%OPEN →
Middle94.4%2,59760.0%OPEN →
Moderate60.4%4,67967.3%OPEN →
Upper132.9%4,40922.1%OPEN →
Upper132.4%2,66310.1%OPEN →
Middle87.2%2,83933.3%OPEN →
Upper182.3%3,8979.1%OPEN →
Low28.3%5,74176.4%OPEN →
Low40.6%4,01882.7%OPEN →
Moderate63.7%8,63157.8%OPEN →
Moderate63.1%7,50165.3%OPEN →
Moderate77.7%3,79778.0%OPEN →
Middle118.6%3,37660.0%OPEN →
Moderate50.9%7,19771.1%OPEN →
Moderate63.0%5,10281.4%OPEN →
Moderate63.9%4,77164.2%OPEN →
Low47.1%7,37253.4%OPEN →
Moderate56.7%4,73660.7%OPEN →
Middle80.8%3,68650.8%OPEN →
Moderate64.6%1,63836.9%OPEN →
Moderate62.0%3,76383.0%OPEN →
Low37.4%4,87073.3%OPEN →
Middle118.9%3,33319.3%OPEN →
Middle103.5%2,72933.0%OPEN →
Moderate68.4%3,29181.4%OPEN →
Moderate62.6%3,18785.4%OPEN →
Middle82.5%2,97352.4%OPEN →
Low49.8%2,41191.8%OPEN →
Low30.8%2,14491.5%OPEN →
Moderate64.5%2,24084.5%OPEN →
Upper146.0%5,71910.7%OPEN →
Upper133.2%7,84623.7%OPEN →
Upper153.7%5,00722.4%OPEN →
Middle85.9%7,24513.2%OPEN →
Upper292.3%1,5957.7%OPEN →
Upper162.2%7,68920.1%OPEN →
Upper282.8%5,40612.0%OPEN →
Upper154.3%9,30013.8%OPEN →
Upper192.9%9,95813.2%OPEN →
Upper133.3%6,53414.6%OPEN →
Upper142.4%5,46714.5%OPEN →
Middle110.6%5,4559.7%OPEN →
Upper214.4%5,96812.3%OPEN →
Upper203.1%4,01317.4%OPEN →
Upper165.1%5,8049.7%OPEN →
Upper130.1%2,33218.0%OPEN →
Upper202.7%1,8916.4%OPEN →
Upper176.7%1,8386.6%OPEN →
Upper185.3%2,5095.6%OPEN →
Middle97.9%1,69644.9%OPEN →
Moderate71.8%3,11150.7%OPEN →
Upper181.8%1,63929.1%OPEN →
Moderate55.8%3,62965.2%OPEN →
Low37.4%2,10081.3%OPEN →
Moderate67.1%1,37785.4%OPEN →
Upper121.9%10,42829.3%OPEN →
Upper131.1%6,55827.9%OPEN →
Upper148.4%5,73617.2%OPEN →
Upper122.2%3,79023.1%OPEN →
Upper131.7%8,07529.4%OPEN →
Upper150.9%5,52126.1%OPEN →
—0.0%00.0%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

420,264

Median household income

$88,494

Median home value

$489,100

Median gross rent

$1,620

per month

Owner-occupied

63.9%

of occupied units

Housing units

209,803

14.7% vacant

Poverty rate

11.3%

Unemployment

3.5%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 98.6

Social vulnerability

Relatively Low

Community resilience

Very High

ELEVATED PERILS

Coastal flooding Very High · Hurricane Very High · Earthquake Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

67

Declarations recorded

27

Incident types on record: Biological, Drought, Flood, Hurricane, Severe Ice Storm, Severe Storm, Tropical Storm, Winter Storm.

Everything we hold on Charleston County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Charleston County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Charleston County →Every reported application and origination in FIPS 45019, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Charleston County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

803

—

Purchase share

50.3%

404 loans

IRRRL refinances

257

Cash-out refinances

142

2026803—404257142
2025809—504164141
2024551—37552124
2023591—4384149
2022——615223433
20212,767—7821,642343
20202,521—8801,334307
20191,137—725151261
20181,117—700111306
20171,398—731336331
20161,319—714352253
20151,232—718299215

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Charleston County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Charleston County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

2,401

−21.3% vs 2024

Multifamily · 2025

991

−10.0% vs 2024

Total authorized · 2025

3,392

−18.3% vs 2024

Permit valuation · 2025

$1B

authorized construction value

Units authorized by year

Charleston County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420253,392 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Charleston County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Berkeley County, SC3,2685,708$224.2M
inflow2223Berkeley County, SC2,3883,878$169.5M
outflow2223Dorchester County, SC2,2834,144$121.8M
inflow2223Other flows - South, DS2,1363,262$178.6M
outflow2223Other flows - South, DS1,9403,207$151.4M
inflow2223Dorchester County, SC1,5302,637$73.7M
inflow2223Other flows - Midwest, DS9671,444$88.1M
inflow2223Other flows - Northeast, DS7921,162$78.8M
outflow2223Other flows - Midwest, DS7151,106$59.0M
outflow2223Other flows - Northeast, DS6841,002$63.7M
inflow2223Other flows - West, DS555904$53.9M
outflow2223Other flows - West, DS546833$44.4M
inflow2223Mecklenburg County, NC367546$123.5M
outflow2223Greenville County, SC347498$26.4M
inflow2223Richland County, SC312443$21.4M
inflow2223Greenville County, SC296388$22.1M
outflow2223Richland County, SC287406$17.4M
outflow2223Mecklenburg County, NC287393$44.0M
inflow2223Beaufort County, SC245358$22.2M
inflow2223Horry County, SC223300$15.3M
inflow2223Lexington County, SC199280$14.1M
outflow2223Beaufort County, SC183300$22.4M
inflow2223Fulton County, GA177263$61.4M
outflow2223Horry County, SC169249$9.1M
outflow2223Colleton County, SC154297$11.1M
inflow2223New York County, NY152215$60.4M
inflow2223Wake County, NC150226$17.1M
inflow2223Cook County, IL147230$26.6M
outflow2223Lexington County, SC138218$8.2M
outflow2223New York County, NY128137$10.2M
outflow2223Wake County, NC127178$13.3M
inflow2223Fairfax County, VA124205$19.3M
inflow2223Spartanburg County, SC120176$16.6M
inflow2223San Diego County, CA118187$13.9M
inflow2223Davidson County, TN117164$13.6M
inflow2223York County, SC117184$11.6M
outflow2223Spartanburg County, SC116180$6.9M
inflow2223Colleton County, SC110192$9.2M
outflow2223York County, SC107158$8.1M
inflow2223Suffolk County, NY104156$10.1M
outflow2223Georgetown County, SC103177$7.4M
outflow2223Cook County, IL102126$7.8M
inflow2223Chatham County, GA102153$4.9M
inflow2223Georgetown County, SC102151$6.9M
outflow2223Fulton County, GA96126$9.4M
inflow2223District of Columbia, DC96114$15.6M
outflow2223Orangeburg County, SC93162$4.8M
inflow2223Cobb County, GA88132$13.6M
outflow2223Buncombe County, NC88112$7.0M
inflow2223Los Angeles County, CA87143$8.5M
outflow2223Foreign - Overseas, FR87139$6.8M
inflow2223DeKalb County, GA85132$10.8M
outflow2223Duval County, FL85111$6.3M
inflow2223Maricopa County, AZ84134$12.5M
outflow2223San Diego County, CA82122$6.4M
inflow2223Kings County, NY80109$8.0M
outflow2223Foreign - Other flows, FR79147$5.3M
inflow2223Orangeburg County, SC78136$3.8M
inflow2223Montgomery County, MD78121$15.1M
inflow2223Suffolk County, MA78102$21.0M
inflow2223Middlesex County, MA76117$27.1M
outflow2223Chatham County, GA76104$4.4M
outflow2223Davidson County, TN7699$5.6M
inflow2223Buncombe County, NC74100$4.6M
outflow2223Los Angeles County, CA7390$5.5M
outflow2223District of Columbia, DC7286$5.7M
inflow2223Palm Beach County, FL72114$9.8M
inflow2223Broward County, FL71116$7.8M
inflow2223King County, WA71113$13.0M
inflow2223Franklin County, OH6982$5.7M
inflow2223Miami-Dade County, FL68103$22.2M
inflow2223Harris County, TX68107$5.6M
outflow2223Hillsborough County, FL67107$6.7M
inflow2223Allegheny County, PA6791$9.8M
inflow2223Anderson County, SC6785$3.2M
inflow2223Duval County, FL6695$4.9M
outflow2223Cobb County, GA65100$6.8M
outflow2223Kings County, NY6573$3.9M
outflow2223Maricopa County, AZ6394$5.2M
inflow2223Orange County, FL6387$5.1M
inflow2223Baltimore County, MD6295$9.3M
inflow2223Aiken County, SC6190$6.6M
outflow2223King County, WA6084$9.7M
inflow2223Nassau County, NY6088$7.0M
outflow2223Denver County, CO5969$5.8M
outflow2223Anderson County, SC5992$3.3M
outflow2223Palm Beach County, FL5985$9.0M
inflow2223Pickens County, SC5973$4.0M
inflow2223Arlington County, VA5884$13.2M
inflow2223Dallas County, TX5874$5.3M
inflow2223Anne Arundel County, MD5893$8.6M
inflow2223Denver County, CO5879$5.6M
inflow2223Travis County, TX5793$9.5M
outflow2223Harris County, TX5778$6.5M
outflow2223DeKalb County, GA5786$4.8M
outflow2223Miami-Dade County, FL5782$6.2M
inflow2223Western Connecticut Planning Regi, CT5778$11.1M
outflow2223Dallas County, TX5675$6.5M
inflow2223Florence County, SC5680$2.7M
inflow2223Loudoun County, VA5581$5.1M
inflow2223Montgomery County, PA5581$5.6M
inflow2223Cuyahoga County, OH5572$5.0M
inflow2223Clark County, NV5488$4.6M
inflow2223Foreign - APO/FPO ZIPs, FR5498$3.9M
inflow2223Monmouth County, NJ5486$7.2M
outflow2223Pickens County, SC5475$3.3M
inflow2223Westchester County, NY53101$10.3M
inflow2223Philadelphia County, PA5381$4.9M
inflow2223Orange County, CA5289$5.4M
outflow2223Honolulu County, HI5283$3.5M
outflow2223Pinellas County, FL5164$3.6M
outflow2223Aiken County, SC5177$3.6M
inflow2223Morris County, NJ5176$5.1M
outflow2223Kitsap County, WA5068$3.0M
outflow2223Travis County, TX5059$4.3M
outflow2223Philadelphia County, PA5053$3.6M
outflow2223New Hanover County, NC4963$7.0M
inflow2223New Hanover County, NC4970$6.1M
inflow2223Bexar County, TX4983$3.6M
outflow2223Florence County, SC4874$4.2M
outflow2223Bexar County, TX4882$2.9M
inflow2223Jefferson County, AL4866$4.9M
inflow2223Gwinnett County, GA4860$2.6M
inflow2223Foreign - Other flows, FR48103$4.8M
outflow2223Guilford County, NC4895$7.7M
inflow2223Bergen County, NJ4665$6.1M
inflow2223Hillsborough County, FL4673$3.9M
outflow2223Broward County, FL4664$4.7M
inflow2223Sumter County, SC4358$2.7M
outflow2223Sumter County, SC4366$2.7M
outflow2223Orange County, FL4266$3.6M
inflow2223Pinellas County, FL4258$2.1M
inflow2223Guilford County, NC4253$2.7M
outflow2223Norfolk city, VA4263$2.4M
inflow2223Oakland County, MI4169$4.7M
inflow2223Tarrant County, TX4167$3.9M
outflow2223Franklin County, OH4156$4.2M
outflow2223Oconee County, SC4158$4.2M
inflow2223Lee County, FL4161$3.5M
inflow2223Durham County, NC4062$4.6M
inflow2223Capitol Planning Region, CT4061$4.2M
inflow2223Hudson County, NJ4057$7.5M
outflow2223Allegheny County, PA3947$3.0M
outflow2223Brevard County, FL3961$3.1M
inflow2223Hamilton County, OH3855$5.6M
inflow2223Knox County, TN3857$2.3M
inflow2223Richmond city, VA3847$6.4M
outflow2223Virginia Beach city, VA3871$2.6M
inflow2223Norfolk County, MA3762$4.2M
inflow2223Monroe County, NY3740$2.3M
inflow2223Chester County, PA3765$8.1M
inflow2223El Paso County, CO3763$2.2M
outflow2223Richmond city, VA3648$3.3M
inflow2223Union County, NC3661$4.0M
outflow2223Forsyth County, NC3657$2.5M
inflow2223Bucks County, PA3543$10.0M
inflow2223Prince William County, VA3556$6.5M
inflow2223Erie County, NY3552$8.7M
outflow2223Arlington County, VA3539$2.6M
inflow2223Forsyth County, NC3544$3.7M
outflow2223Clark County, NV3452$1.9M
outflow2223St. Johns County, FL3459$3.2M
outflow2223Jefferson County, AL3458$3.1M
inflow2223Honolulu County, HI3457$2.5M
inflow2223Baltimore city, MD3449$3.4M
inflow2223Essex County, MA3447$4.0M
outflow2223Fairfax County, VA3466$4.0M
inflow2223Hennepin County, MN3354$5.5M
outflow2223Durham County, NC3346$2.4M
inflow2223St. Louis County, MO3348$4.9M
inflow2223Burlington County, NJ3352$6.8M
inflow2223Lancaster County, SC3351$3.1M
outflow2223Suffolk County, MA3238$2.4M
inflow2223Queens County, NY3255$2.9M
inflow2223Bronx County, NY3250$1.6M
inflow2223Jefferson County, KY3240$3.2M
inflow2223Brevard County, FL3240$1.8M
inflow2223Southeastern Connecticut Planning, CT3240$2.1M
inflow2223South Central Connecticut Plannin, CT3254$4.1M
outflow2223Gwinnett County, GA3248$1.8M
inflow2223Cumberland County, NC3151$2.1M
outflow2223Southeastern Connecticut Planning, CT3139$1.5M
outflow2223Anne Arundel County, MD3143$1.9M
outflow2223Montgomery County, MD3145$2.4M
outflow2223Knox County, TN3149$2.2M
inflow2223Shelby County, TN3147$2.8M
inflow2223Barnstable County, MA3043$4.5M
inflow2223Richmond County, GA3046$3.3M
inflow2223Collier County, FL3045$4.0M
inflow2223Virginia Beach city, VA3041$2.5M
outflow2223Jefferson County, KY2943$2.3M
inflow2223Oconee County, SC2938$2.5M
inflow2223Plymouth County, MA2946$3.9M
inflow2223Marion County, IN2945$3.1M
inflow2223New Castle County, DE2938$2.1M
outflow2223Salt Lake County, UT2940$2.5M
outflow2223Suffolk County, NY2940$2.1M
inflow2223Norfolk city, VA2951$3.8M
outflow2223Middlesex County, MA2833$2.0M
inflow2223Henrico County, VA2847$3.4M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Charleston County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals3,876.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals1,537.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals5,413.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals622,000.0
2023BothNo CharacteristicAll Appraisals602,000.0
2023PurchaseNo CharacteristicAll Appraisals600,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals570,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals572,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals2,899.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals570,000.0
2022BothNo CharacteristicAll Appraisals8,240.0
2022PurchaseNo CharacteristicAll Appraisals5,341.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals549,000.0
2021BothNo CharacteristicAll Appraisals14,535.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals7,247.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals7,288.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals510,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals478,000.0
2020PurchaseNo CharacteristicAll Appraisals0.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals15,670.0
2020PurchaseNo CharacteristicAll Appraisals7,153.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals445,000.0
2020RefinanceNo CharacteristicAll Appraisals475,000.0
2020RefinanceNo CharacteristicAll Appraisals8,517.0
2020PurchaseNo CharacteristicAll Appraisals420,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals405,000.0
2019PurchaseNo CharacteristicAll Appraisals6,063.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals445,000.0
2019BothNo CharacteristicAll Appraisals10,825.0
2019RefinanceNo CharacteristicAll Appraisals4,762.0
2019PurchaseNo CharacteristicAll Appraisals380,000.0
2019PurchaseNo CharacteristicAll Appraisals0.8
2018RefinanceNo CharacteristicAll Appraisals406,000.0
2018BothNo CharacteristicAll Appraisals8,539.0
2018PurchaseNo CharacteristicAll Appraisals5,778.0
2018RefinanceNo CharacteristicAll Appraisals2,761.0
2018BothNo CharacteristicAll Appraisals385,000.0
2018PurchaseNo CharacteristicAll Appraisals380,000.0
2018PurchaseNo CharacteristicAll Appraisals0.8
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals381,800.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals9,471.0
2017PurchaseNo CharacteristicAll Appraisals5,985.0
2017PurchaseNo CharacteristicAll Appraisals370,000.0
2017RefinanceNo CharacteristicAll Appraisals3,486.0
2017PurchaseNo CharacteristicAll Appraisals0.8
2017BothNo CharacteristicAll Appraisals375,000.0
2016PurchaseNo CharacteristicAll Appraisals5,655.0
2016RefinanceNo CharacteristicAll Appraisals395,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals347,500.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals370,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals10,849.0
2016RefinanceNo CharacteristicAll Appraisals5,194.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals325,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals370,000.0
2015BothNo CharacteristicAll Appraisals9,431.0
2015RefinanceNo CharacteristicAll Appraisals4,005.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.8
2015PurchaseNo CharacteristicAll Appraisals5,426.0
2015BothNo CharacteristicAll Appraisals342,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals316,500.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Charleston County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05245,156237,6837,4733.0%
2026-04243,134236,1616,9732.9%
2026-03241,660233,4598,2013.4%
2026-02240,909230,14510,7644.5%
2026-01240,237229,61910,6184.4%
2025-12239,698230,5089,1903.8%
2025-11240,329230,6449,6854.0%
2025-09236,868228,0658,8033.7%
2025-08237,330227,8269,5044.0%
2025-07239,503230,4159,0883.8%
2025-06241,006232,1468,8603.7%
2025-05238,012230,6817,3313.1%
2025-04237,254230,4926,7622.9%
2025-03236,958229,0257,9333.3%
2025-02235,106226,4138,6933.7%
2025-01235,474227,2268,2483.5%
2024-12233,491225,9987,4933.2%
2024-11232,714224,8257,8893.4%
2024-10234,531226,3348,1973.5%
2024-09232,949224,9927,9573.4%
2024-08233,931224,3769,5554.1%
2024-07236,294227,0489,2463.9%
2024-06235,414226,6338,7813.7%
2024-05231,695224,7736,9223.0%
2024-04230,194224,2385,9562.6%
2024-03230,360223,5636,7973.0%
2024-02228,716221,3387,3783.2%
2024-01226,994220,4496,5452.9%
2023-12228,296222,4265,8702.6%
2023-11229,071223,3685,7032.5%
2023-10228,905223,0965,8092.5%
2023-09227,193221,9785,2152.3%
2023-08227,417222,0135,4042.4%
2023-07230,073224,4995,5742.4%
2023-06229,025223,0765,9492.6%
2023-05226,372221,6364,7362.1%
2023-04224,524220,4514,0731.8%
2023-03223,454217,8985,5562.5%
2023-02222,412215,8226,5903.0%
2023-01219,599213,6305,9692.7%
2022-12220,303214,9715,3322.4%
2022-11218,602213,5375,0652.3%
2022-10220,030214,2155,8152.6%
2022-09217,991212,4755,5162.5%
2022-08218,653212,2516,4022.9%
2022-07220,799214,6496,1502.8%
2022-06219,537213,0536,4843.0%
2022-05216,742211,4515,2912.4%
2022-04214,410209,5864,8242.2%
2022-03214,855208,9865,8692.7%
2022-02214,556207,5397,0173.3%
2022-01213,136206,2916,8453.2%
2021-12212,412206,7815,6312.7%
2021-11211,779205,9715,8082.7%
2021-10211,849205,8046,0452.9%
2021-09210,606204,5326,0742.9%
2021-08213,048205,2957,7533.6%
2021-07215,952207,7438,2093.8%
2021-06214,637206,1428,4954.0%
2021-05210,374203,6236,7513.2%
2021-04208,912201,8457,0673.4%
2021-03208,886200,5318,3554.0%
2021-02209,019199,5489,4714.5%
2021-01207,521197,7299,7924.7%
2020-12207,803197,9179,8864.8%
2020-11207,408197,4539,9554.8%
2020-10209,216198,22510,9915.3%
2020-09207,649194,96012,6896.1%
2020-08209,388195,38114,0076.7%
2020-07210,333193,49916,8348.0%
2020-06209,254191,45617,7988.5%
2020-05205,382184,93220,45010.0%
2020-04204,536180,08124,45512.0%
2020-03206,168200,5075,6612.7%
2020-02208,663203,4105,2532.5%
2020-01207,107202,0685,0392.4%
2019-12207,399203,2544,1452.0%
2019-11206,609202,8003,8091.8%
2019-10207,867204,0153,8521.9%
2019-09206,009203,0622,9471.4%
2019-08208,246204,0084,2382.0%
2019-07211,040206,1334,9072.3%
2019-06210,378205,2705,1082.4%
2019-05208,185203,6164,5692.2%
2019-04207,236202,8914,3452.1%
2019-03207,326201,7295,5972.7%
2019-02206,360200,5955,7652.8%
2019-01204,329198,3795,9502.9%
2018-12204,846199,6775,1692.5%
2018-11203,731198,8624,8692.4%
2018-10204,507199,2605,2472.6%
2018-09201,098196,1744,9242.4%
2018-08203,238197,5365,7022.8%
2018-07206,698200,5646,1343.0%
2018-06205,639199,5736,0662.9%
2018-05202,811198,2944,5172.2%
2018-04200,770196,8263,9442.0%
2018-03200,270194,6885,5822.8%
2018-02200,250193,7416,5093.3%
2018-01197,715190,7576,9583.5%

BEA Personal Income

2024$39.03B431,001$91K
2023$36.56B425,805$86K
2022$33.09B419,952$79K
2021$31.05B414,605$75K
2020$27.92B409,958$68K
2019$26.76B404,596$66K
2018$24.36B399,806$61K
2017$23.30B396,439$59K
2016$22.03B392,013$56K
2015$20.86B385,334$54K
2014$19.23B376,555$51K
2013$17.68B369,247$48K
2012$18.21B362,961$50K
2011$16.14B356,379$45K
2010$14.75B350,782$42K
2009$13.67B346,795$39K
2008$14.16B341,921$41K
2007$14.02B337,147$42K
2006$13.01B334,826$39K
2005$12.05B331,589$36K
2004$11.05B328,105$34K
2003$10.27B321,222$32K
2002$9.80B317,379$31K
2001$9.39B313,065$30K
2000$9.31B310,749$30K
1999$8.66B309,247$28K
1998$8.20B307,174$27K
1997$7.48B305,243$25K
1996$6.99B299,718$23K
1995$6.57B300,950$22K
1994$6.35B302,806$21K
1993$6.18B306,653$20K
1992$5.93B308,223$19K
1991——$18K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Charleston County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-06-01$4K$4K$0No
2026-05-16$0——Yes
2026-02-01$4K$4K$743.19Yes
2025-10-30$0$0$0Yes
2025-10-11$829.73$829.73$0Yes
2025-10-10$20K$20K$0No
2025-10-10$29K$29K$0Yes
2025-10-10$0$0$0No
2025-10-05$47K$47K$0No
2025-08-30$3K$3K$0Yes
2025-08-26$0$0$0Yes
2025-08-25$0——No
2025-08-25$61K$60K$1KYes
2025-08-23$30K$27K$2KYes
2025-08-23$0$0$0Yes
2025-08-23$9K$9K$0Yes
2025-08-22$0$0$0No
2025-08-22$0——No
2025-08-22$18K$18K$0Yes
2025-08-22$22K$22K$0Yes
2025-08-18$0——Yes
2025-08-04$0——Yes
2025-07-09$0$0$0No
2025-06-10$0——No
2025-05-10$0——Yes
2025-02-01$0$0$0Yes
2025-01-15$0——Yes
2024-11-18$0——Yes
2024-09-28$140.74$140.74$0Yes
2024-09-27$0——Yes
2024-09-27$4K$4K$0Yes
2024-09-27$0——No
2024-09-27$0——Yes
2024-09-27$25K$21K$4KYes
2024-09-27$4K$0$4KYes
2024-09-27$780.86$780.86$0Yes
2024-09-26$0$0$0Yes
2024-09-26$0$0$0Yes
2024-08-26$0$0$0No
2024-08-13$2K$2K$0No
2024-08-12$33K$33K$0Yes
2024-08-12$44K$41K$3KNo
2024-08-11$0——Yes
2024-08-11$0——Yes
2024-08-11$45K$45K$352.32Yes
2024-08-11$181K$169K$12KYes
2024-08-10$35K$35K$682.06Yes
2024-08-10$4K$4K$0No
2024-08-09$142K$90K$52KYes
2024-08-09$0$0$0Yes
2024-08-09$9K$7K$2KYes
2024-08-09$156K$130K$26KYes
2024-08-09$40K$29K$10KYes
2024-08-09$0$0$0Yes
2024-08-09$9K$9K$0Yes
2024-08-08$0$0$0Yes
2024-08-08$192K$164K$28KYes
2024-08-08$6K$6K$0Yes
2024-08-08$0——Yes
2024-08-08$618.2$618.2$0No
2024-08-08$7K$7K$0Yes
2024-08-08$35K$35K$0Yes
2024-08-08$8K$8K$0Yes
2024-08-08$9K$9K$0Yes
2024-08-08$0——Yes
2024-08-08$5K$5K$0Yes
2024-08-08$962.99$962.99$0Yes
2024-08-08$0$0$0Yes
2024-08-08$45K$45K$0Yes
2024-08-07$3K$3K$0Yes
2024-08-07$14K$14K$0Yes
2024-08-07$14K$14K$0No
2024-08-07$18K$18K$0Yes
2024-08-07$0——Yes
2024-08-07$0$0$0No
2024-08-07$0——Yes
2024-08-07$0$0$0No
2024-08-07$2K$2K$0Yes
2024-08-07$2K$2K$0Yes
2024-08-07$13K$13K$0Yes
2024-08-07$35K$4K$31KYes
2024-08-07$0$0$0Yes
2024-08-07$14K$14K$0Yes
2024-08-06$22K$22K$0Yes
2024-08-06$3K$3K$0No
2024-08-06$0$0$0No
2024-08-06$4K$4K$0Yes
2024-08-06$7K$4K$2KYes
2024-08-06$13K$13K$0No
2024-08-06$43K$43K$0Yes
2024-08-06$98K$64K$34KNo
2024-08-06$32K$32K$0Yes
2024-08-06$44K$44K$0No
2024-08-06$25K$25K$0Yes
2024-08-06$40K$20K$20KYes
2024-08-06$58K$52K$6KYes
2024-08-06$7K$5K$3KYes
2024-08-06$15K$15K$0Yes
2024-08-06$0$0$0No
2024-08-06$3K$3K$0Yes

ALSO CHECKED

18 more data areas were checked for Charleston County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the SC state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN CHARLESTON COUNTY →Opens the loan explorer already filtered to county FIPS 45019.

See the South Carolina state market profile for the statewide picture, the South Carolina state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.