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State markets/South Carolina/Richland County

COUNTY MORTGAGE MARKET · FIPS 45079

Richland County, South Carolina

Who lends in Richland County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$2.86B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

10,402

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

17.1%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

476

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 476 lenders that originated in Richland County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

177

unconcentrated

Top-5 lender share

20.5%

of originations

Purchase

67.6%

6,160 loans

Refinance

32.4%

2,953 loans

Origination trend

Annual mortgage origination volume and loan count in Richland County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Richland County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Richland County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR RICHLAND COUNTY →

TOP TEN LENDERS IN RICHLAND COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

640$150.4M$150.4M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
509$145.9M$145.9M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
569$119.9M$119.9M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
453$90.3M$90.3M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
321$78.7M$78.7M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
259$77.6M$77.6M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
255$75.7M$75.7M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
250$75.2M$75.2M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
273$64.4M$64.4M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
215$61.0M$61.0M originated in Richland County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Richland County

All 25 ZIP Code Tabulation Areas that touch Richland County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
25 OF 25 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1111 of the 16 Richland County tracts this ZIP area touches sit mostly inside it.52,46672.4%12,026——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Richland County tracts this ZIP area touches sit mostly inside it.47,87373.1%12,177——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 22 Richland County tracts this ZIP area touches sit mostly inside it.37,66588.8%6,478——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Richland County tracts this ZIP area touches sit mostly inside it.34,44258.1%9,583——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Richland County tracts this ZIP area touches sit mostly inside it.34,34430.9%10,334——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 13 Richland County tracts this ZIP area touches sit mostly inside it.31,80557.7%7,963——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Richland County tracts this ZIP area touches sit mostly inside it.29,36430.1%2,395——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 Richland County tracts this ZIP area touches sit mostly inside it.27,29173.6%2,790——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Richland County tracts this ZIP area touches sit mostly inside it.21,22727.6%5,155——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Richland County tracts this ZIP area touches sit mostly inside it.20,81226.3%6,271——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Richland County tracts this ZIP area touches sit mostly inside it.18,81976.2%4,853——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Richland County tracts this ZIP area touches sit mostly inside it.17,01863.0%3,381——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Richland County tracts this ZIP area touches sit mostly inside it.12,11858.3%3,049——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 7 Richland County tracts this ZIP area touches sit mostly inside it.10,55557.3%2,792——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Richland County tracts this ZIP area touches sit mostly inside it.8,57653.6%5——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Richland County tracts this ZIP area touches sit mostly inside it.7,16226.2%1,961——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Richland County tracts this ZIP area touches sit mostly inside it.4,61069.7%1,723——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Richland County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Richland County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Richland County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Richland County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Richland County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Richland County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Richland County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Richland County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

98 of Richland County’s 98 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Richland County

All 98 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

98 OF 98 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Low45.8%2,17688.5%OPEN →
Moderate57.4%1,38582.5%OPEN →
Moderate60.4%2,52892.1%OPEN →
Moderate79.1%1,90564.2%OPEN →
Low31.9%2,16396.3%OPEN →
Middle107.3%2,33233.2%OPEN →
Upper128.1%1,72228.9%OPEN →
Low24.8%2,16097.0%OPEN →
Low42.6%2,69276.9%OPEN →
Moderate71.0%3,81752.5%OPEN →
Upper195.6%1,79112.5%OPEN →
Moderate73.3%1,71387.9%OPEN →
Middle114.2%2,27234.0%OPEN →
Upper178.8%2,80821.4%OPEN →
Upper143.7%1,27324.1%OPEN →
Upper298.6%2,4216.2%OPEN →
Upper218.8%4,73214.9%OPEN →
Upper156.5%3,66016.4%OPEN →
Middle100.5%2,95127.0%OPEN →
Moderate52.7%5,46752.8%OPEN →
Upper181.5%2,64719.1%OPEN →
Moderate78.9%7,95623.6%OPEN →
—0.0%5,12422.5%OPEN →
Upper212.3%2,70123.8%OPEN →
Moderate73.5%3,26433.9%OPEN →
Middle102.1%5,05748.9%OPEN →
Middle117.2%7,08873.9%OPEN →
Upper197.9%5,26752.6%OPEN →
Upper168.1%10,96457.9%OPEN →
Middle98.0%5,66781.2%OPEN →
Middle115.5%7,12583.5%OPEN →
Middle108.8%6,06652.7%OPEN →
Moderate50.1%7,64662.1%OPEN →
Middle118.8%7,16547.5%OPEN →
Upper120.9%5,68734.4%OPEN →
Upper152.3%5,17015.1%OPEN →
Upper161.5%7,16226.2%OPEN →
Upper148.5%6,14927.6%OPEN →
Upper163.8%5,65018.2%OPEN →
Upper126.3%4,52338.8%OPEN →
Middle97.2%4,47251.9%OPEN →
Middle81.5%4,07363.7%OPEN →
Moderate64.5%4,17982.2%OPEN →
—0.0%4,49555.2%OPEN →
Moderate65.5%3,32582.4%OPEN →
Moderate53.6%3,42874.7%OPEN →
Moderate74.1%2,06175.8%OPEN →
Moderate51.3%5,73082.3%OPEN →
Low46.6%1,67457.6%OPEN →
Low30.2%1,10196.3%OPEN →
Low48.4%4,38294.5%OPEN →
Moderate67.0%2,67797.0%OPEN →
Moderate79.1%3,39794.9%OPEN →
Low48.4%3,06498.8%OPEN →
Low41.9%2,05685.4%OPEN →
Moderate52.3%2,14292.3%OPEN →
Moderate50.0%2,53190.2%OPEN →
—0.0%1,17658.1%OPEN →
Low25.2%2,78698.8%OPEN →
Moderate71.7%1,29694.8%OPEN →
Middle93.1%3,54944.9%OPEN →
Upper128.2%3,88123.0%OPEN →
Upper214.3%2,04011.7%OPEN →
Upper133.1%3,62524.0%OPEN →
Middle85.1%5,26584.3%OPEN →
Moderate56.9%5,11886.4%OPEN →
Moderate69.6%5,05880.5%OPEN →
Upper195.4%3,58232.7%OPEN →
Middle110.4%2,95254.1%OPEN →
Upper150.2%5,87853.1%OPEN →
Upper130.2%4,31254.5%OPEN →
—0.0%5,95976.3%OPEN →
Upper142.0%9,12556.6%OPEN →
Middle116.5%5,75159.9%OPEN →
Middle83.2%8,26181.7%OPEN →
Middle96.5%4,14660.7%OPEN →
Middle102.4%4,98470.0%OPEN →
Middle84.8%4,30175.7%OPEN →
Middle84.7%4,72085.0%OPEN →
Upper130.2%4,96553.8%OPEN →
Middle107.1%9,09674.3%OPEN →
Upper133.7%7,00868.5%OPEN →
Middle82.8%4,67762.5%OPEN →
—0.0%6,95752.6%OPEN →
Middle115.6%1,15656.7%OPEN →
Upper140.1%5,66037.5%OPEN →
Upper172.7%5,98920.8%OPEN →
Middle115.7%4,71769.5%OPEN →
Middle98.6%4,72074.5%OPEN →
Moderate79.2%7,51169.9%OPEN →
Moderate56.2%3,99350.4%OPEN →
Moderate67.9%3,20891.5%OPEN →
Middle82.8%2,89282.8%OPEN →
Moderate68.2%2,67690.9%OPEN →
Middle85.1%8,42282.6%OPEN →
Middle80.2%4,82953.0%OPEN →
Middle111.4%4,61069.7%OPEN →
—0.0%46360.5%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

422,117

Median household income

$63,784

Median home value

$242,800

Median gross rent

$1,228

per month

Owner-occupied

60.3%

of occupied units

Housing units

187,611

10.5% vacant

Poverty rate

17.2%

Unemployment

6.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 93.1

Social vulnerability

Relatively Low

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Hurricane Relatively High · Tornado Relatively High · Strong wind Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

68

Declarations recorded

26

Incident types on record: Biological, Drought, Flood, Hurricane, Severe Ice Storm, Severe Storm, Tropical Storm, Winter Storm.

Everything we hold on Richland County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Richland County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Richland County →Every reported application and origination in FIPS 45079, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Richland County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

2,189

—

Purchase share

48.9%

1,071 loans

IRRRL refinances

846

Cash-out refinances

272

20262,189—1,071846272
20252,360—1,404614342
20241,987—1,459242286
20231,863—1,45921383
2022——1,571487740
20214,560—1,6352,575350
20203,761—1,5551,907299
20191,982—1,334276372
20181,810—1,245212353
20172,280—1,223671386
20162,074—1,037761276
20151,884—959704221

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Richland County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Richland County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

2,336

+8.4% vs 2024

Multifamily · 2025

1,046

−20.5% vs 2024

Total authorized · 2025

3,382

−2.5% vs 2024

Permit valuation · 2025

$598.1M

authorized construction value

Units authorized by year

Richland County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420253,382 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Richland County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Lexington County, SC3,1835,649$199.8M
inflow2223Lexington County, SC2,7534,779$180.9M
outflow2223Other flows - South, DS1,8723,496$115.9M
inflow2223Other flows - South, DS1,8423,382$112.7M
inflow2223Other flows - Northeast, DS7441,339$44.9M
outflow2223Kershaw County, SC7151,412$38.9M
inflow2223Other flows - Midwest, DS5941,061$37.9M
outflow2223Other flows - Midwest, DS547990$32.7M
inflow2223Other flows - West, DS493950$33.5M
outflow2223Mecklenburg County, NC486700$25.9M
outflow2223Other flows - Northeast, DS447726$23.6M
inflow2223Kershaw County, SC440821$23.2M
outflow2223Other flows - West, DS411720$23.8M
inflow2223Mecklenburg County, NC402708$23.2M
outflow2223Greenville County, SC328480$17.5M
inflow2223Sumter County, SC315558$14.6M
outflow2223Charleston County, SC312443$21.4M
inflow2223Charleston County, SC287406$17.4M
inflow2223York County, SC261449$13.8M
inflow2223Greenville County, SC245381$13.7M
outflow2223Sumter County, SC236420$10.1M
inflow2223Orangeburg County, SC203355$7.3M
outflow2223Fairfield County, SC203395$10.0M
inflow2223Fairfield County, SC181360$8.7M
inflow2223Aiken County, SC165251$7.0M
inflow2223Florence County, SC163296$6.6M
outflow2223Newberry County, SC158307$11.5M
outflow2223Orangeburg County, SC153268$5.2M
inflow2223Horry County, SC153234$5.4M
inflow2223Foreign - APO/FPO ZIPs, FR147324$9.3M
inflow2223Spartanburg County, SC139215$6.0M
outflow2223Horry County, SC138219$8.0M
outflow2223York County, SC138193$6.4M
inflow2223Berkeley County, SC135221$6.3M
outflow2223Berkeley County, SC134233$7.0M
outflow2223Aiken County, SC133220$6.1M
outflow2223Spartanburg County, SC131197$6.8M
inflow2223Cumberland County, NC127261$6.1M
inflow2223Dorchester County, SC126221$5.8M
inflow2223Newberry County, SC125234$8.5M
outflow2223Foreign - APO/FPO ZIPs, FR115268$7.7M
outflow2223Florence County, SC111184$4.4M
outflow2223Fulton County, GA105144$6.0M
outflow2223Dorchester County, SC100175$5.4M
inflow2223Richmond County, GA96170$3.2M
inflow2223Lancaster County, SC92153$3.7M
outflow2223Cumberland County, NC86190$5.4M
outflow2223Wake County, NC83132$4.6M
inflow2223Darlington County, SC81144$3.1M
outflow2223Richmond County, GA81161$3.0M
inflow2223Bell County, TX80145$3.8M
inflow2223Beaufort County, SC78129$3.4M
outflow2223DeKalb County, GA78123$3.1M
outflow2223Chatham County, GA77116$4.2M
outflow2223Beaufort County, SC75123$8.4M
inflow2223El Paso County, TX73179$5.1M
inflow2223Fulton County, GA72114$6.3M
outflow2223Harris County, TX71112$3.4M
inflow2223Wake County, NC7097$4.1M
outflow2223Anderson County, SC6992$3.1M
outflow2223Darlington County, SC66110$2.7M
outflow2223El Paso County, TX66138$3.6M
inflow2223El Paso County, CO65174$4.1M
outflow2223Hillsborough County, FL63100$4.0M
inflow2223Maricopa County, AZ62120$4.2M
outflow2223El Paso County, CO62144$4.2M
inflow2223Duval County, FL62116$3.2M
outflow2223New York County, NY6172$3.9M
outflow2223Bell County, TX60130$3.4M
outflow2223Duval County, FL5994$5.2M
inflow2223Kings County, NY58109$3.2M
outflow2223District of Columbia, DC5772$3.4M
outflow2223Gwinnett County, GA5794$3.3M
outflow2223Bexar County, TX57110$3.2M
inflow2223Calhoun County, SC5587$2.4M
inflow2223Pierce County, WA54137$3.7M
inflow2223DeKalb County, GA5489$2.8M
inflow2223Broward County, FL5389$1.6M
outflow2223Lancaster County, SC5288$3.5M
inflow2223Miami-Dade County, FL52103$2.2M
inflow2223Liberty County, GA52132$2.7M
outflow2223Foreign - Other flows, FR52108$5.4M
inflow2223Honolulu County, HI51122$3.0M
outflow2223Davidson County, TN5163$2.7M
outflow2223Cook County, IL5171$3.5M
inflow2223Anderson County, SC5070$2.0M
inflow2223Hillsborough County, FL5087$2.9M
inflow2223Chatham County, GA5093$2.0M
inflow2223Cobb County, GA5078$2.4M
outflow2223Cobb County, GA4981$2.1M
inflow2223Clarendon County, SC49102$1.8M
outflow2223Los Angeles County, CA4970$2.5M
outflow2223Honolulu County, HI49117$3.0M
inflow2223Clark County, NV48108$2.6M
outflow2223Columbia County, GA4790$2.8M
inflow2223Montgomery County, TN47102$2.4M
inflow2223Cook County, IL4771$3.2M
inflow2223Fairfax County, VA46107$4.0M
inflow2223Greenwood County, SC4671$1.6M
inflow2223Georgetown County, SC4573$1.6M
inflow2223Jefferson County, NY45123$2.8M
outflow2223Fairfax County, VA4497$3.4M
outflow2223Travis County, TX4357$2.6M
outflow2223Calhoun County, SC4386$1.9M
inflow2223Guilford County, NC4370$2.0M
outflow2223Guilford County, NC4266$1.7M
inflow2223Franklin County, OH4258$2.3M
inflow2223Prince George's County, MD4262$2.9M
inflow2223Orange County, FL4065$2.1M
inflow2223Queens County, NY4077$2.8M
inflow2223Harris County, TX4068$2.9M
outflow2223Maricopa County, AZ4058$3.6M
inflow2223Bexar County, TX3968$1.9M
outflow2223Durham County, NC3953$1.8M
outflow2223San Diego County, CA3955$1.7M
inflow2223Williamsburg County, SC3957$1.2M
inflow2223Philadelphia County, PA3869$1.6M
inflow2223Colleton County, SC3855$2.4M
inflow2223Pickens County, SC3853$1.4M
inflow2223Los Angeles County, CA3878$2.2M
inflow2223Palm Beach County, FL3859$1.8M
inflow2223Gwinnett County, GA3866$2.3M
inflow2223Bronx County, NY3764$2.7M
inflow2223Union County, NC3756$2.1M
inflow2223Lee County, SC3772$1.5M
inflow2223Columbia County, GA3763$3.0M
outflow2223Prince George's County, MD3751$2.4M
outflow2223Gaston County, NC3649$1.5M
inflow2223Forsyth County, NC3661$2.1M
outflow2223Broward County, FL3651$2.0M
outflow2223Pickens County, SC3655$1.3M
outflow2223Philadelphia County, PA3561$1.6M
outflow2223Georgetown County, SC3557$3.5M
outflow2223Montgomery County, TN3577$1.8M
outflow2223Orange County, FL3553$2.7M
inflow2223Suffolk County, NY3464$1.8M
outflow2223Clarendon County, SC3465$1.0M
outflow2223Williamsburg County, SC3478$1.1M
outflow2223Kings County, NY3456$1.5M
inflow2223Muscogee County, GA3452$1.8M
inflow2223Prince William County, VA3372$2.6M
inflow2223San Diego County, CA3363$2.7M
outflow2223Clark County, NV3358$1.7M
inflow2223Buncombe County, NC3263$1.8M
outflow2223Brevard County, FL3266$2.6M
outflow2223Miami-Dade County, FL3252$1.2M
outflow2223Liberty County, GA3268$1.4M
outflow2223Union County, NC3263$2.0M
outflow2223Dallas County, TX3247$1.7M
outflow2223Henry County, GA3167$1.7M
outflow2223Montgomery County, MD3143$1.9M
inflow2223Marion County, SC3157$991K
outflow2223Muscogee County, GA3174$1.9M
outflow2223Pierce County, WA3070$1.9M
inflow2223Barnwell County, SC3066$1.2M
outflow2223Forsyth County, NC3049$2.5M
outflow2223Colleton County, SC2950$1.6M
inflow2223Gaston County, NC2951$1.6M
inflow2223Chester County, SC2962$1.2M
inflow2223Davidson County, TN2941$2.0M
inflow2223Harnett County, NC2882$1.8M
inflow2223Foreign - Other flows, FR2750$1.7M
outflow2223Cabarrus County, NC2755$1.4M
inflow2223Laurens County, SC2739$1.0M
outflow2223Lee County, SC2745$720K
inflow2223Polk County, FL2652$1.3M
outflow2223Buncombe County, NC2636$1.6M
outflow2223Laurens County, SC2652$1.8M
inflow2223Cabarrus County, NC2648$1.4M
inflow2223Tarrant County, TX2657$1.8M
outflow2223Harnett County, NC2661$1.6M
inflow2223Cuyahoga County, OH2541$1.2M
inflow2223Saluda County, SC2544$852K
inflow2223Virginia Beach city, VA2542$1.2M
outflow2223King County, WA2538$1.9M
outflow2223Franklin County, OH2546$1.7M
outflow2223Pinellas County, FL2540$3.6M
inflow2223Montgomery County, MD2551$1.9M
inflow2223Essex County, NJ2546$1.6M
inflow2223Thurston County, WA2459$1.4M
inflow2223Bamberg County, SC2436$684K
inflow2223Dallas County, TX2435$1.1M
inflow2223Pinellas County, FL2337$1.3M
inflow2223Anne Arundel County, MD2345$1.3M
inflow2223Durham County, NC2339$1.6M
inflow2223Onslow County, NC2341$1.2M
inflow2223Newport News city, VA2360$1.1M
outflow2223Richmond city, VA2330$1.1M
outflow2223Palm Beach County, FL2335$1.7M
outflow2223Tarrant County, TX2330$1.1M
outflow2223New Hanover County, NC2341$1.3M
inflow2223Capitol Planning Region, CT2344$2.3M
inflow2223Clayton County, GA2341$632K
inflow2223Marlboro County, SC2235$615K
inflow2223Nassau County, NY2241$1.2M
inflow2223District of Columbia, DC2230$1.6M
outflow2223Jefferson County, NY2266$1.3M
outflow2223Chester County, SC2237$1.4M
inflow2223New Hanover County, NC2126$899K
outflow2223Oconee County, SC2134$2.1M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Richland County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals3,024.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals988.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals4,012.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals250,000.0
2023BothNo CharacteristicAll Appraisals260,000.0
2023PurchaseNo CharacteristicAll Appraisals263,800.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals261,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals268,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,777.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals245,000.0
2022BothNo CharacteristicAll Appraisals6,189.0
2022PurchaseNo CharacteristicAll Appraisals4,412.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals245,000.0
2021BothNo CharacteristicAll Appraisals8,579.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals5,155.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals3,424.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals240,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals240,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals7,953.0
2020PurchaseNo CharacteristicAll Appraisals4,382.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals235,000.0
2020RefinanceNo CharacteristicAll Appraisals270,000.0
2020RefinanceNo CharacteristicAll Appraisals3,571.0
2020PurchaseNo CharacteristicAll Appraisals210,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals213,000.0
2019PurchaseNo CharacteristicAll Appraisals3,677.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals237,000.0
2019BothNo CharacteristicAll Appraisals5,815.0
2019RefinanceNo CharacteristicAll Appraisals2,138.0
2019PurchaseNo CharacteristicAll Appraisals200,000.0
2019PurchaseNo CharacteristicAll Appraisals0.8
2018RefinanceNo CharacteristicAll Appraisals187,800.0
2018BothNo CharacteristicAll Appraisals5,047.0
2018PurchaseNo CharacteristicAll Appraisals3,593.0
2018RefinanceNo CharacteristicAll Appraisals1,454.0
2018BothNo CharacteristicAll Appraisals192,000.0
2018PurchaseNo CharacteristicAll Appraisals195,000.0
2018PurchaseNo CharacteristicAll Appraisals0.8
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals195,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.1
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals5,124.0
2017PurchaseNo CharacteristicAll Appraisals3,402.0
2017PurchaseNo CharacteristicAll Appraisals190,000.0
2017RefinanceNo CharacteristicAll Appraisals1,722.0
2017PurchaseNo CharacteristicAll Appraisals0.8
2017BothNo CharacteristicAll Appraisals192,000.0
2016PurchaseNo CharacteristicAll Appraisals3,123.0
2016RefinanceNo CharacteristicAll Appraisals225,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals194,000.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals207,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals5,445.0
2016RefinanceNo CharacteristicAll Appraisals2,322.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals200,000.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015RefinanceNo CharacteristicAll Appraisals210,000.0
2015BothNo CharacteristicAll Appraisals4,573.0
2015RefinanceNo CharacteristicAll Appraisals1,997.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.8
2015PurchaseNo CharacteristicAll Appraisals2,576.0
2015BothNo CharacteristicAll Appraisals205,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals191,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Richland County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05218,706209,8008,9064.1%
2026-04216,853208,6568,1973.8%
2026-03217,413208,1369,2774.3%
2026-02218,374206,52811,8465.4%
2026-01217,165205,14412,0215.5%
2025-12217,403206,74510,6584.9%
2025-11217,125206,16510,9605.0%
2025-09213,575203,9609,6154.5%
2025-08213,050202,61610,4344.9%
2025-07214,416203,66610,7505.0%
2025-06213,853203,64510,2084.8%
2025-05212,112203,2708,8424.2%
2025-04212,168204,0088,1603.8%
2025-03212,018203,1448,8744.2%
2025-02211,503201,8939,6104.5%
2025-01211,693202,3589,3354.4%
2024-12212,206203,4738,7334.1%
2024-11212,250202,7559,4954.5%
2024-10212,891203,0539,8384.6%
2024-09211,063201,9359,1284.3%
2024-08211,019200,38210,6375.0%
2024-07212,739202,22710,5124.9%
2024-06211,179201,05610,1234.8%
2024-05208,881200,4868,3954.0%
2024-04208,245201,1897,0563.4%
2024-03208,439200,6167,8233.8%
2024-02207,436199,2858,1513.9%
2024-01206,461198,7657,6963.7%
2023-12205,642198,9036,7393.3%
2023-11206,279199,7826,4973.1%
2023-10205,845199,0426,8033.3%
2023-09203,801198,0675,7342.8%
2023-08204,086198,3815,7052.8%
2023-07206,110199,8956,2153.0%
2023-06204,983198,3746,6093.2%
2023-05203,363197,8785,4852.7%
2023-04203,177198,5714,6062.3%
2023-03203,385197,2936,0923.0%
2023-02202,315195,4766,8393.4%
2023-01200,565193,7886,7773.4%
2022-12200,035194,2835,7522.9%
2022-11198,969193,0635,9063.0%
2022-10200,342193,7266,6163.3%
2022-09198,599192,4966,1033.1%
2022-08198,773191,7047,0693.6%
2022-07199,892192,9516,9413.5%
2022-06199,975192,7917,1843.6%
2022-05199,072193,0636,0093.0%
2022-04199,240194,0315,2092.6%
2022-03200,448194,2656,1833.1%
2022-02200,573193,2787,2953.6%
2022-01198,229190,8487,3813.7%
2021-12197,546191,5186,0283.1%
2021-11197,147190,9296,2183.2%
2021-10197,182190,6566,5263.3%
2021-09195,382188,6646,7183.4%
2021-08195,644187,4378,2074.2%
2021-07197,878189,1038,7754.4%
2021-06197,250188,1829,0684.6%
2021-05196,514189,2667,2483.7%
2021-04196,749189,1407,6093.9%
2021-03197,902189,0398,8634.5%
2021-02197,840188,0269,8145.0%
2021-01196,380186,06710,3135.3%
2020-12196,607186,24310,3645.3%
2020-11197,169186,89110,2785.2%
2020-10199,056188,27210,7845.4%
2020-09196,451184,67911,7726.0%
2020-08196,720184,34512,3756.3%
2020-07197,871183,34814,5237.3%
2020-06196,883181,72115,1627.7%
2020-05193,668178,48515,1837.8%
2020-04193,647177,70415,9438.2%
2020-03193,812187,3946,4183.3%
2020-02195,397189,5515,8463.0%
2020-01194,385188,6085,7773.0%
2019-12195,525190,7904,7352.4%
2019-11195,376190,9104,4662.3%
2019-10195,798191,3844,4142.3%
2019-09193,948190,3923,5561.8%
2019-08193,980189,2084,7722.5%
2019-07195,773190,2635,5102.8%
2019-06195,312189,3795,9333.0%
2019-05194,076188,8755,2012.7%
2019-04194,188189,2704,9182.5%
2019-03195,136188,8406,2963.2%
2019-02194,500187,9846,5163.4%
2019-01193,217185,9967,2213.7%
2018-12193,704187,5716,1333.2%
2018-11193,446187,6115,8353.0%
2018-10194,197187,9896,2083.2%
2018-09192,539186,6705,8693.0%
2018-08191,788184,9936,7953.5%
2018-07194,627187,3637,2643.7%
2018-06194,084186,9027,1823.7%
2018-05191,799186,3115,4882.9%
2018-04191,375186,5254,8502.5%
2018-03193,078186,4286,6503.4%
2018-02193,093185,4287,6654.0%
2018-01191,881183,4388,4434.4%

BEA Personal Income

2024$26.09B430,651$61K
2023$24.30B425,236$57K
2022$22.75B421,693$54K
2021$22.45B417,306$54K
2020$20.41B415,697$49K
2019$19.29B414,610$47K
2018$18.46B413,003$45K
2017$17.94B410,597$44K
2016$17.18B407,936$42K
2015$16.81B405,083$41K
2014$15.92B399,577$40K
2013$15.12B396,166$38K
2012$14.81B392,617$38K
2011$14.33B389,007$37K
2010$13.76B385,689$36K
2009$13.41B380,245$35K
2008$13.69B373,789$37K
2007$12.90B366,111$35K
2006$12.17B357,096$34K
2005$11.19B349,003$32K
2004$10.57B345,750$31K
2003$9.90B336,273$29K
2002$9.57B331,285$29K
2001$9.27B327,446$28K
2000$9.06B321,981$28K
1999$8.49B318,034$27K
1998$8.43B314,800$27K
1997$7.66B310,504$25K
1996$7.36B307,100$24K
1995$6.83B303,364$22K
1994$6.41B300,204$21K
1993$6.05B298,614$20K
1992$5.83B296,053$20K
1991——$19K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Richland County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-05-23$25K$21K$4KYes
2025-06-14$0$0$0Yes
2025-06-13$46K$42K$4KYes
2024-10-01$8K$8K$0Yes
2024-09-28$0——Yes
2024-09-28$1K$1K$0Yes
2024-09-27$0——Yes
2024-09-27$15K$15K$0Yes
2024-09-27$0——Yes
2024-09-27$14K$14K$0Yes
2024-09-27$0$0$0Yes
2024-09-27$0——Yes
2024-09-27$4K$4K$0Yes
2024-09-27$26K$26K$0Yes
2024-09-27$0——Yes
2024-09-27$201K$201K$0Yes
2024-09-27$8K$8K$0Yes
2024-09-26$15K$15K$0Yes
2024-09-26$50K$50K$0Yes
2024-09-26$42K$42K$0No
2024-09-26$0$0$0Yes
2024-08-07$0——Yes
2024-08-03$10K$10K$0Yes
2024-08-03$6K$6K$0Yes
2024-08-03$50K$50K$0Yes
2024-08-03$45K$44K$1KYes
2024-07-26$16K$16K$0Yes
2024-05-02$0$0$0Yes
2024-03-05$0$0$0Yes
2024-02-27$3K$3K$0Yes
2023-08-30$0$0$0No
2023-04-08$0$0$0Yes
2023-04-06$8K$8K$0Yes
2022-12-24$0$0$0No
2022-11-20$0$0$0Yes
2022-09-29$0——Yes
2022-07-04$177K$177K$0No
2022-06-14$0$0$0Yes
2022-05-22$0$0$0No
2022-05-21$20K$0$20KNo
2022-05-03$10K$10K$0Yes
2021-11-30$0——Yes
2021-11-10$0——Yes
2021-10-06$4K$4K$0Yes
2021-08-20$0——Yes
2021-07-17$0$0$0Yes
2021-07-15$0——Yes
2021-06-12$2K$2K$0Yes
2021-02-18$8K$8K$0Yes
2020-12-22$20K$20K$0Yes
2020-08-06$18K$18K$0No
2020-08-06$950.26$950.26$0No
2020-06-01$0——Yes
2020-05-29$0——Yes
2020-05-29$3K$3K$0Yes
2020-05-19$0——Yes
2020-03-23$0$0$0Yes
2020-02-20$20K$20K$0Yes
2020-02-08$1K$0$1KYes
2020-02-06$4K$4K$0Yes
2019-11-25$0$0$0Yes
2019-06-07$16K$16K$0Yes
2019-06-06$0——Yes
2018-11-13$19K$19K$0Yes
2018-10-16$6K$6K$0Yes
2018-10-11$0——Yes
2018-10-11$0——Yes
2018-10-09$1K$1K$0Yes
2018-10-04$0——Yes
2018-09-16$78K$78K$0Yes
2018-09-14$44K$44K$0Yes
2018-09-14$0——Yes
2018-01-03$0——Yes
2017-08-01$5K$5K$0No
2017-07-25$0——Yes
2017-07-24$278.04$278.04$0Yes
2017-07-23$6K$0$6KNo
2017-07-23$22K$22K$0No
2017-07-23$0——No
2017-07-23$0——No
2017-07-22$5K$5K$0Yes
2017-07-12$0——Yes
2017-05-20$0——No
2017-04-24$1K$1K$0Yes
2017-04-05$6K$6K$0Yes
2017-04-05$4K$0$4KYes
2017-04-05$24K$24K$0No
2017-04-05$846.88$846.88$0Yes
2017-04-05$0——Yes
2017-04-05$0——No
2016-12-14$0——Yes
2016-10-16$0——Yes
2016-10-14$9K$9K$0Yes
2016-10-13$793.35$793.35$0Yes
2016-10-08$5K$5K$0Yes
2016-10-08$9K$5K$4KYes
2016-10-08$12K$12K$0Yes
2016-10-08$0——Yes
2016-10-07$0——Yes
2016-10-03$3K$3K$0Yes

ALSO CHECKED

18 more data areas were checked for Richland County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the SC state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN RICHLAND COUNTY →Opens the loan explorer already filtered to county FIPS 45079.

See the South Carolina state market profile for the statewide picture, the South Carolina state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.