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State markets/Tennessee/Hamilton County

COUNTY MORTGAGE MARKET · FIPS 47065

Hamilton County, Tennessee

Who lends in Hamilton County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$3.04B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

9,713

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.2%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

518

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 518 lenders that originated in Hamilton County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

200

unconcentrated

Top-5 lender share

22.8%

of originations

Purchase

63.4%

5,040 loans

Refinance

36.6%

2,907 loans

Origination trend

Annual mortgage origination volume and loan count in Hamilton County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Hamilton County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Hamilton County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR HAMILTON COUNTY →

TOP TEN LENDERS IN HAMILTON COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

644$160.6M$160.6M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
470$159.5M$159.5M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
678$141.1M$141.1M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
354$118.1M$118.1M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
322$112.6M$112.6M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
317$106.8M$106.8M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
341$92.7M$92.7M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
27$87.7M$87.7M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
190$82.5M$82.5M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
473$66.9M$66.9M originated in Hamilton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Hamilton County

All 32 ZIP Code Tabulation Areas that touch Hamilton County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
32 OF 32 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
77 of the 12 Hamilton County tracts this ZIP area touches sit mostly inside it.49,02823.2%12,432——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 15 Hamilton County tracts this ZIP area touches sit mostly inside it.48,62136.7%12,252——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Hamilton County tracts this ZIP area touches sit mostly inside it.38,80918.0%11,710——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Hamilton County tracts this ZIP area touches sit mostly inside it.29,14620.9%8,020——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Hamilton County tracts this ZIP area touches sit mostly inside it.28,1938.2%9,111——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Hamilton County tracts this ZIP area touches sit mostly inside it.22,04133.3%5,356——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Hamilton County tracts this ZIP area touches sit mostly inside it.18,38164.4%4,757——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Hamilton County tracts this ZIP area touches sit mostly inside it.17,81148.5%4,925——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Hamilton County tracts this ZIP area touches sit mostly inside it.15,78217.2%3,783——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.14,8818.8%4,426——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Hamilton County tracts this ZIP area touches sit mostly inside it.12,78479.9%3,077——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Hamilton County tracts this ZIP area touches sit mostly inside it.11,35671.3%1,525——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.8,41750.9%1,012——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 13 Hamilton County tracts this ZIP area touches sit mostly inside it.8,10067.3%1,287——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 5 Hamilton County tracts this ZIP area touches sit mostly inside it.6,11412.4%2,084——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Hamilton County tracts this ZIP area touches sit mostly inside it.6,06611.5%2,074——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Hamilton County tracts this ZIP area touches sit mostly inside it.5,76619.0%1,777——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Hamilton County tracts this ZIP area touches sit mostly inside it.5,07753.3%365——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Hamilton County tracts this ZIP area touches sit mostly inside it.4,6749.9%1,411——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Hamilton County tracts this ZIP area touches sit mostly inside it.4,32989.3%536——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Hamilton County tract this ZIP area touches sit mostly inside it.4,0059.9%1,270——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Hamilton County tracts this ZIP area touches sit mostly inside it.2,53925.8%809——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 7 Hamilton County tracts this ZIP area touches sit mostly inside it.2,22947.5%288——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Hamilton County tract this ZIP area touches sit mostly inside it.2,0585.5%723——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hamilton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

87 of Hamilton County’s 87 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Hamilton County

All 87 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

87 OF 87 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Low38.7%3,00289.3%OPEN →
Upper160.9%3,62012.9%OPEN →
Upper176.6%4,39213.6%OPEN →
Upper120.5%1,97624.5%OPEN →
Moderate67.0%1,51957.5%OPEN →
Moderate50.2%2,94982.3%OPEN →
Low49.5%1,96564.6%OPEN →
Moderate74.4%1,87953.5%OPEN →
Low23.8%3,00472.4%OPEN →
Moderate75.8%2,53925.8%OPEN →
Low36.0%4,32989.3%OPEN →
Upper171.2%2,22947.5%OPEN →
Moderate52.4%1,54668.8%OPEN →
Low44.0%4,97869.5%OPEN →
Low36.1%4,83274.0%OPEN →
Moderate52.0%2,73784.1%OPEN →
Upper130.8%3,75832.0%OPEN →
Middle108.5%2,60357.0%OPEN →
Moderate78.5%2,40360.5%OPEN →
Upper124.8%2,07325.7%OPEN →
Moderate71.8%3,16682.6%OPEN →
Middle80.1%6,45178.7%OPEN →
Low47.1%4,24552.3%OPEN →
Middle116.2%6,11412.4%OPEN →
Middle116.5%3,96611.5%OPEN →
Middle112.5%4,0059.9%OPEN →
Upper131.0%4,0546.9%OPEN →
Middle85.4%4,6749.9%OPEN →
Middle107.5%3,4729.0%OPEN →
Upper129.9%5,6258.3%OPEN →
Middle112.7%3,4615.9%OPEN →
Middle111.9%3,68111.1%OPEN →
Middle100.3%3,0127.7%OPEN →
—0.0%2,8929.4%OPEN →
Upper142.7%7,09913.1%OPEN →
Middle103.5%5,12112.2%OPEN →
Upper136.2%3,98411.7%OPEN →
Middle108.2%7,56822.8%OPEN →
Upper149.6%7,11216.0%OPEN →
Middle115.8%5,35834.8%OPEN →
Upper141.1%2,5678.7%OPEN →
Middle91.0%5,68623.7%OPEN →
Middle114.1%6,30121.6%OPEN →
Upper146.3%3,16016.7%OPEN →
Middle104.1%2,83217.2%OPEN →
Middle103.1%3,09020.2%OPEN →
Moderate71.6%4,09524.9%OPEN →
Upper130.2%2,31918.7%OPEN →
Middle108.8%94013.3%OPEN →
Middle102.6%2,53523.9%OPEN →
Middle99.8%3,98218.3%OPEN →
Middle109.7%1,9966.6%OPEN →
Upper189.6%3,96010.4%OPEN →
Upper191.9%4,3979.5%OPEN →
Upper186.2%6,5247.3%OPEN →
Upper145.6%7,21625.3%OPEN →
Middle83.9%5,76619.0%OPEN →
Upper165.4%8,76216.5%OPEN →
Middle94.2%4,68223.4%OPEN →
Middle108.0%10,06932.5%OPEN →
Upper122.8%5,49425.9%OPEN →
Upper162.4%7,72637.8%OPEN →
Upper124.0%6,13328.7%OPEN →
Upper201.7%4,24923.5%OPEN →
Upper145.6%6,33224.9%OPEN →
Upper121.3%5,46433.5%OPEN →
Middle86.8%5,72069.1%OPEN →
Moderate71.7%4,21150.7%OPEN →
Middle113.2%7,88032.4%OPEN →
Middle98.3%2,87633.2%OPEN →
Moderate60.3%3,38484.9%OPEN →
Moderate76.7%3,99457.4%OPEN →
Middle103.6%4,03635.6%OPEN →
Upper134.0%8,83921.0%OPEN →
Middle94.8%4,06143.1%OPEN →
Middle83.3%2,38144.4%OPEN →
Moderate68.8%6,22535.3%OPEN →
Middle88.5%4,38127.1%OPEN →
Middle92.4%6,85433.2%OPEN →
Moderate69.1%1,70542.5%OPEN →
Upper233.3%2,0585.5%OPEN →
Middle95.0%6,06611.5%OPEN →
Low38.8%1,98493.8%OPEN →
Moderate74.6%4,46768.4%OPEN →
Upper137.5%5,41529.6%OPEN →
—0.0%——OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

376,192

Median household income

$76,183

Median home value

$312,800

Median gross rent

$1,253

per month

Owner-occupied

63.9%

of occupied units

Housing units

168,013

8.2% vacant

Poverty rate

13.1%

Unemployment

4.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 93.3

Social vulnerability

Relatively Low

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Relatively High · Strong wind Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

74

Declarations recorded

25

Incident types on record: Biological, Fire, Flood, Hurricane, Severe Storm, Snowstorm, Tornado, Winter Storm.

Everything we hold on Hamilton County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Hamilton County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Hamilton County →Every reported application and origination in FIPS 47065, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Hamilton County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

724

—

Purchase share

48.8%

353 loans

IRRRL refinances

247

Cash-out refinances

124

2026724—353247124
2025681—364151166
2024508—30978121
2023467—3393125
2022——393132327
20211,564—472886206
20201,401—451745205
2019723—45299172
2018689—41765207
2017860—459197204
2016807—414233160
2015748—344243161

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Hamilton County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Hamilton County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

1,705

+10.9% vs 2024

Multifamily · 2025

182

−69.3% vs 2024

Total authorized · 2025

1,887

−11.4% vs 2024

Permit valuation · 2025

$462M

authorized construction value

Units authorized by year

Hamilton County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420251,887 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Hamilton County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Other flows - South, DS2,0153,473$159.3M
outflow2223Other flows - South, DS1,7222,933$133.5M
inflow2223Other flows - Midwest, DS7721,266$70.3M
outflow2223Catoosa County, GA7421,358$41.7M
outflow2223Bradley County, TN6811,245$40.8M
inflow2223Bradley County, TN6371,084$37.9M
inflow2223Other flows - West, DS6121,053$58.3M
inflow2223Catoosa County, GA5981,012$34.0M
outflow2223Other flows - Midwest, DS574955$34.7M
outflow2223Walker County, GA527984$29.2M
inflow2223Other flows - Northeast, DS456752$47.0M
outflow2223Other flows - West, DS440729$33.4M
inflow2223Walker County, GA423754$29.4M
inflow2223Davidson County, TN289413$20.6M
outflow2223Other flows - Northeast, DS267419$23.6M
outflow2223Davidson County, TN262353$15.0M
inflow2223Knox County, TN259380$18.2M
outflow2223Knox County, TN207313$12.9M
inflow2223Rhea County, TN179348$8.7M
outflow2223Marion County, TN178308$11.5M
outflow2223Rhea County, TN171325$9.7M
outflow2223Sequatchie County, TN155316$9.7M
inflow2223Rutherford County, TN153237$7.4M
inflow2223Sequatchie County, TN152271$9.1M
inflow2223Whitfield County, GA150241$15.9M
outflow2223Whitfield County, GA149265$9.9M
inflow2223Shelby County, TN149227$11.2M
inflow2223Marion County, TN146246$11.9M
outflow2223Rutherford County, TN140219$8.0M
inflow2223Fulton County, GA130201$18.0M
inflow2223Cobb County, GA116181$9.8M
inflow2223Williamson County, TN111153$8.2M
inflow2223Dade County, GA100151$4.9M
outflow2223Fulton County, GA97142$11.1M
outflow2223Dade County, GA91167$6.5M
inflow2223Los Angeles County, CA89141$8.1M
outflow2223Cobb County, GA87148$5.8M
inflow2223DeKalb County, GA84110$6.3M
inflow2223San Diego County, CA82139$7.3M
outflow2223Shelby County, TN82130$5.2M
outflow2223Meigs County, TN79183$5.7M
outflow2223McMinn County, TN79145$5.0M
inflow2223McMinn County, TN79133$4.7M
inflow2223Cook County, IL72128$8.1M
inflow2223Orange County, FL71105$5.1M
outflow2223Williamson County, TN68119$8.6M
inflow2223Gwinnett County, GA67126$5.0M
inflow2223Maricopa County, AZ65115$8.4M
inflow2223Pinellas County, FL65108$4.9M
inflow2223Hillsborough County, FL63107$4.8M
outflow2223Foreign - Other flows, FR62115$4.9M
outflow2223DeKalb County, GA6286$3.8M
outflow2223Jefferson County, AL62102$4.7M
inflow2223Sumner County, TN6189$4.1M
inflow2223Meigs County, TN60105$3.7M
inflow2223Broward County, FL59108$4.2M
outflow2223Madison County, AL5699$3.5M
inflow2223Jefferson County, AL5692$3.9M
inflow2223Montgomery County, TN5589$2.9M
inflow2223Blount County, TN5480$3.6M
inflow2223Wilson County, TN5367$3.2M
outflow2223Jackson County, AL53102$3.0M
outflow2223Mecklenburg County, NC5273$4.3M
inflow2223Madison County, AL5279$3.4M
outflow2223Cook County, IL5175$4.2M
inflow2223Putnam County, TN4972$2.6M
inflow2223Palm Beach County, FL4890$4.7M
outflow2223Wilson County, TN4874$3.5M
outflow2223Maricopa County, AZ4777$3.5M
outflow2223Sumner County, TN4783$3.2M
inflow2223Harris County, TX4682$3.8M
outflow2223DeKalb County, AL4589$2.5M
inflow2223Clark County, NV4579$2.9M
inflow2223San Bernardino County, CA45106$3.9M
outflow2223Bledsoe County, TN4597$3.3M
inflow2223Washington County, TN4452$2.4M
inflow2223Orange County, CA4474$4.8M
outflow2223Montgomery County, TN4377$1.8M
outflow2223Gwinnett County, GA4279$2.3M
outflow2223Maury County, TN4150$2.4M
inflow2223Gordon County, GA4171$2.9M
inflow2223Travis County, TX4048$3.8M
outflow2223Greenville County, SC4062$3.0M
inflow2223Mecklenburg County, NC3955$2.6M
inflow2223Floyd County, GA3956$1.9M
inflow2223Cherokee County, GA3963$3.0M
outflow2223Hillsborough County, FL3879$4.8M
inflow2223Coffee County, TN3849$1.7M
inflow2223Lee County, FL3872$3.2M
outflow2223Pinellas County, FL3867$3.6M
outflow2223Denver County, CO3749$2.8M
inflow2223Manatee County, FL3764$4.1M
inflow2223Duval County, FL3754$2.0M
outflow2223Los Angeles County, CA3743$1.9M
outflow2223Polk County, TN3771$3.1M
inflow2223Franklin County, TN3651$1.8M
inflow2223Miami-Dade County, FL3651$2.4M
inflow2223Bledsoe County, TN3664$1.5M
inflow2223Polk County, TN3554$2.1M
inflow2223DeKalb County, AL3553$1.6M
inflow2223Riverside County, CA3473$2.6M
inflow2223Jackson County, AL3453$2.0M
inflow2223King County, WA3470$3.0M
outflow2223Blount County, TN3456$2.3M
outflow2223Washington County, TN3343$2.3M
outflow2223Loudon County, TN3254$2.6M
outflow2223Harris County, TX3244$1.9M
outflow2223Orange County, FL3150$1.8M
inflow2223Sarasota County, FL3155$2.3M
outflow2223Bartow County, GA3048$1.7M
outflow2223Murray County, GA2955$1.2M
inflow2223Polk County, FL2955$1.6M
outflow2223Travis County, TX2949$2.4M
outflow2223Cherokee County, GA2857$3.5M
inflow2223Chatham County, GA2849$2.0M
outflow2223Franklin County, TN2743$1.5M
outflow2223Dallas County, TX2748$1.9M
outflow2223Tarrant County, TX2740$2.8M
inflow2223Cumberland County, TN2745$1.8M
inflow2223Loudon County, TN2748$2.2M
outflow2223Duval County, FL2752$1.3M
outflow2223Chatham County, GA2743$2.4M
inflow2223Brevard County, FL2645$2.6M
inflow2223Sacramento County, CA2652$2.3M
inflow2223Bartow County, GA2640$1.2M
outflow2223Escambia County, FL2643$1.7M
inflow2223Murray County, GA2640$1.7M
inflow2223Charleston County, SC2647$3.2M
outflow2223Broward County, FL2638$1.1M
outflow2223San Diego County, CA2635$1.5M
inflow2223New York County, NY2536$3.5M
inflow2223Maury County, TN2534$1.4M
inflow2223Bexar County, TX2545$1.6M
outflow2223King County, WA2528$1.7M
outflow2223Wake County, NC2548$1.9M
outflow2223Gordon County, GA2548$1.0M
inflow2223Forsyth County, GA2528$1.5M
inflow2223Anderson County, TN2540$1.5M
outflow2223Roane County, TN2442$2.2M
outflow2223Putnam County, TN2436$1.0M
inflow2223Seminole County, FL2434$2.1M
inflow2223Greenville County, SC2333$1.4M
inflow2223Franklin County, OH2333$1.3M
inflow2223Volusia County, FL2334$975K
inflow2223Foreign - Other flows, FR2357$1.8M
inflow2223Madison County, TN2333$1.6M
outflow2223District of Columbia, DC2229$2.3M
outflow2223Palm Beach County, FL2240$1.9M
outflow2223Forsyth County, GA2242$3.1M
outflow2223Cumberland County, TN2238$1.6M
inflow2223Pasco County, FL2242$1.4M
inflow2223Jefferson County, KY2246$1.5M
inflow2223Roane County, TN2246$2.1M
inflow2223Dallas County, TX2230$2.0M
inflow2223Tarrant County, TX2243$2.5M
inflow2223Fairfax County, VA2241$2.9M
outflow2223Seminole County, FL2130$1.3M
inflow2223El Paso County, CO2141$1.1M
inflow2223Collier County, FL2140$1.9M
outflow2223Arapahoe County, CO2129$1.2M
outflow2223Limestone County, AL2138$1.8M
outflow2223Baldwin County, AL2137$1.3M
inflow2223Paulding County, GA2129$1.7M
inflow2223Wake County, NC2124$1.4M
inflow2223Sevier County, TN2132$903K
inflow2223Foreign - Overseas, FR2135$1.4M
outflow2223Monroe County, TN2143$2.3M
outflow2223Clark County, NV2127$1.7M
outflow2223New York County, NY2020$3.0M
inflow2223Shelby County, AL2040$1.2M
inflow2223Denver County, CO2028$1.5M
inflow2223Marion County, IN2029$1.1M
inflow2223Monroe County, TN2035$933K
outflow2223Grundy County, TN2030$1.6M
inflow2223Pierce County, WA2037$1.9M
outflow2223Polk County, FL2044$1.2M
inflow2122Foreign - Other flows, FR———
outflow2122Foreign - Other flows, FR———
inflow2122Other flows - South, DS1,9153,427$245.6M
outflow2122Other flows - South, DS1,7043,016$127.9M
inflow2122Other flows - Midwest, DS7831,337$68.4M
outflow2122Catoosa County, GA7351,406$39.9M
inflow2122Other flows - West, DS6761,363$74.8M
outflow2122Bradley County, TN6511,195$39.4M
inflow2122Catoosa County, GA6051,090$32.2M
inflow2122Bradley County, TN573987$35.2M
outflow2122Walker County, GA5481,048$31.1M
outflow2122Other flows - Midwest, DS530922$38.1M
inflow2122Other flows - Northeast, DS501889$40.3M
outflow2122Other flows - West, DS464745$37.0M
inflow2122Walker County, GA418756$27.5M
outflow2122Other flows - Northeast, DS314505$24.0M
inflow2122Davidson County, TN296472$30.8M
outflow2122Davidson County, TN242343$16.2M
inflow2122Knox County, TN236348$13.6M
outflow2122Knox County, TN203333$10.5M
outflow2122Sequatchie County, TN198400$12.1M
outflow2122Whitfield County, GA196368$13.1M
outflow2122Marion County, TN191329$15.1M
outflow2122Rhea County, TN177346$9.7M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Hamilton County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals3,269.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals1,117.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals4,386.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals330,000.0
2023BothNo CharacteristicAll Appraisals355,000.0
2023PurchaseNo CharacteristicAll Appraisals361,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals335,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals360,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals2,242.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals300,000.0
2022BothNo CharacteristicAll Appraisals6,319.0
2022PurchaseNo CharacteristicAll Appraisals4,077.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals285,000.0
2021BothNo CharacteristicAll Appraisals9,203.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals5,189.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals4,014.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals300,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals306,500.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals9,202.0
2020PurchaseNo CharacteristicAll Appraisals5,009.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals275,000.0
2020RefinanceNo CharacteristicAll Appraisals280,000.0
2020RefinanceNo CharacteristicAll Appraisals4,193.0
2020PurchaseNo CharacteristicAll Appraisals270,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals245,000.0
2019PurchaseNo CharacteristicAll Appraisals4,718.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals240,000.0
2019BothNo CharacteristicAll Appraisals7,318.0
2019RefinanceNo CharacteristicAll Appraisals2,600.0
2019PurchaseNo CharacteristicAll Appraisals247,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals205,000.0
2018BothNo CharacteristicAll Appraisals5,844.0
2018PurchaseNo CharacteristicAll Appraisals4,107.0
2018RefinanceNo CharacteristicAll Appraisals1,737.0
2018BothNo CharacteristicAll Appraisals222,000.0
2018PurchaseNo CharacteristicAll Appraisals230,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals193,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals5,675.0
2017PurchaseNo CharacteristicAll Appraisals3,871.0
2017PurchaseNo CharacteristicAll Appraisals222,000.0
2017RefinanceNo CharacteristicAll Appraisals1,804.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals215,000.0
2016PurchaseNo CharacteristicAll Appraisals3,794.0
2016RefinanceNo CharacteristicAll Appraisals215,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals210,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals212,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals6,108.0
2016RefinanceNo CharacteristicAll Appraisals2,314.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals195,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals205,000.0
2015BothNo CharacteristicAll Appraisals5,588.0
2015RefinanceNo CharacteristicAll Appraisals2,134.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals3,454.0
2015BothNo CharacteristicAll Appraisals198,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals190,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Hamilton County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05200,873194,9655,9082.9%
2026-04200,299194,2396,0603.0%
2026-03198,652192,5006,1523.1%
2026-02199,443192,2197,2243.6%
2026-01199,618192,8206,7983.4%
2025-12202,520196,0366,4843.2%
2025-11202,274195,2776,9973.5%
2025-09203,572196,7526,8203.4%
2025-08202,976196,0646,9123.4%
2025-07205,136197,4427,6943.8%
2025-06204,248196,5337,7153.8%
2025-05203,071196,8546,2173.1%
2025-04204,369198,6505,7192.8%
2025-03203,207196,8446,3633.1%
2025-02202,012195,7116,3013.1%
2025-01201,432194,5696,8633.4%
2024-12199,766193,5786,1883.1%
2024-11199,925193,3226,6033.3%
2024-10200,528194,0316,4973.2%
2024-09200,914194,5706,3443.2%
2024-08200,248193,5396,7093.4%
2024-07202,943195,6657,2783.6%
2024-06202,071194,8867,1853.6%
2024-05199,900194,5265,3742.7%
2024-04199,797194,8344,9632.5%
2024-03198,966193,1855,7812.9%
2024-02196,921191,4025,5192.8%
2024-01195,126189,0506,0763.1%
2023-12195,484190,1855,2992.7%
2023-11196,100190,5505,5502.8%
2023-10196,040189,9376,1033.1%
2023-09195,777189,8305,9473.0%
2023-08194,768188,6296,1393.2%
2023-07196,874190,1946,6803.4%
2023-06196,537189,2817,2563.7%
2023-05194,180188,4865,6942.9%
2023-04193,116188,1934,9232.5%
2023-03193,354187,7895,5652.9%
2023-02192,520186,6325,8883.1%
2023-01190,705184,6876,0183.2%
2022-12189,155183,8965,2592.8%
2022-11188,593182,8755,7183.0%
2022-10189,699183,4136,2863.3%
2022-09189,062183,2585,8043.1%
2022-08188,609182,1966,4133.4%
2022-07189,743182,9956,7483.6%
2022-06188,397181,0887,3093.9%
2022-05187,296181,5635,7333.1%
2022-04187,867182,2075,6603.0%
2022-03187,705182,0685,6373.0%
2022-02188,084181,3566,7283.6%
2022-01186,489179,0227,4674.0%
2021-12184,399179,0125,3872.9%
2021-11183,952178,2535,6993.1%
2021-10183,502177,3656,1373.3%
2021-09182,756176,4366,3203.5%
2021-08183,505175,9367,5694.1%
2021-07186,928178,3058,6234.6%
2021-06185,366174,59210,7745.8%
2021-05183,256175,4897,7674.2%
2021-04183,028175,4007,6284.2%
2021-03184,152175,5968,5564.6%
2021-02183,970175,3448,6264.7%
2021-01184,008174,5369,4725.1%
2020-12185,825176,5229,3035.0%
2020-11185,031175,8609,1715.0%
2020-10185,441175,12810,3135.6%
2020-09182,401170,78211,6196.4%
2020-08182,321169,24913,0727.2%
2020-07184,486167,10317,3839.4%
2020-06182,954164,77918,1759.9%
2020-05179,729159,26420,46511.4%
2020-04176,930150,91526,01514.7%
2020-03184,674177,9806,6943.6%
2020-02187,026181,1745,8523.1%
2020-01186,729180,2316,4983.5%
2019-12187,084181,4445,6403.0%
2019-11186,348180,8305,5183.0%
2019-10186,459180,8105,6493.0%
2019-09185,808180,2625,5463.0%
2019-08185,679179,8135,8663.2%
2019-07187,955181,3206,6353.5%
2019-06187,731180,9076,8243.6%
2019-05185,246179,8475,3992.9%
2019-04185,136180,1904,9462.7%
2019-03185,777179,8715,9063.2%
2019-02185,126179,4065,7203.1%
2019-01184,078177,7026,3763.5%
2018-12183,112177,7555,3572.9%
2018-11182,997177,6435,3542.9%
2018-10183,121177,0856,0363.3%
2018-09181,569175,7945,7753.2%
2018-08180,970174,7536,2173.4%
2018-07183,925177,1186,8073.7%
2018-06184,683177,3967,2873.9%
2018-05180,268174,8615,4073.0%
2018-04180,615175,3025,3132.9%
2018-03180,332174,2866,0463.4%
2018-02179,795173,6816,1143.4%
2018-01178,016171,5136,5033.7%

BEA Personal Income

2024$26.67B386,256$69K
2023$25.35B381,272$66K
2022$23.36B375,861$62K
2021$22.11B369,678$60K
2020$20.67B367,891$56K
2019$19.54B363,417$54K
2018$18.62B360,738$52K
2017$17.78B357,945$50K
2016$16.95B355,219$48K
2015$16.52B351,511$47K
2014$15.61B348,970$45K
2013$15.20B347,703$44K
2012$15.31B344,768$44K
2011$14.41B340,590$42K
2010$13.57B337,117$40K
2009$12.79B332,659$38K
2008$12.87B328,711$39K
2007$12.31B324,784$38K
2006$11.73B321,350$37K
2005$11.01B317,901$35K
2004$10.60B315,396$34K
2003$10.11B313,079$32K
2002$9.66B311,890$31K
2001$9.50B310,254$31K
2000$9.52B308,547$31K
1999$9.04B306,915$29K
1998$8.54B305,616$28K
1997$7.98B304,909$26K
1996$7.59B302,709$25K
1995$7.21B300,389$24K
1994$6.78B298,033$23K
1993$6.52B294,816$22K
1992$6.10B290,924$21K
1991——$20K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Hamilton County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-08-15$47K$47K$0Yes
2025-08-13$128K$128K$0Yes
2025-08-12$100K$91K$9KYes
2025-08-12$11K$11K$0No
2025-08-12$10K$10K$0Yes
2025-08-12$175K$152K$23KNo
2025-08-12$63K$61K$2KNo
2025-08-12$72K$72K$0Yes
2025-08-12$136K$136K$0No
2025-08-12$28K$22K$6KYes
2025-08-12$27K$27K$0Yes
2025-08-12$20K$20K$0Yes
2025-08-12$14K$14K$0Yes
2025-08-12$25K$49K$0Yes
2025-08-12$12K$12K$0No
2025-08-12$46K$46K$0No
2025-08-12$16K$16K$0No
2025-08-12$110K$110K$0Yes
2025-08-12$92K$92K$0Yes
2025-08-12$19K$19K$0Yes
2025-08-12$25K$25K$0Yes
2025-08-12$80K$53K$27KYes
2025-08-12$19K$19K$0Yes
2025-08-12$31K$16K$14KYes
2025-08-12$0——Yes
2025-08-12$70K$70K$0Yes
2025-08-12$20K$20K$0Yes
2025-08-12$250K$250K$0No
2025-08-12$20K$15K$5KYes
2025-08-12$5K$5K$0Yes
2025-08-12$8K$8K$0Yes
2025-08-12$317K$317K$0No
2025-08-12$226K$226K$0No
2025-08-12$25K$25K$0No
2025-08-12$5K$5K$0Yes
2025-08-12$12K$12K$0Yes
2025-08-12$36K$36K$0Yes
2025-08-12$97K$97K$0Yes
2025-08-12$13K$13K$0Yes
2025-08-12$93K$93K$0No
2025-08-12$71K$71K$0Yes
2025-08-12$54K$52K$3KYes
2025-08-12$4K$4K$0Yes
2025-08-12$83K$62K$22KYes
2025-08-12$18K$18K$0No
2025-08-12$108K$87K$21KYes
2025-08-12$41K$38K$4KYes
2025-08-12$43K$40K$4KNo
2025-08-12$21K$20K$865.06Yes
2025-08-12$23K$23K$0Yes
2025-06-29$30K$30K$198.48Yes
2025-06-29$0$0$0Yes
2025-06-27$7K$5K$3KYes
2025-06-12$5K$5K$0Yes
2025-05-12$33K$33K$0Yes
2025-05-12$32K$27K$5KYes
2025-05-02$66K$66K$0No
2025-05-02$39K$39K$0No
2025-05-02$0——Yes
2025-05-02$0$0$0No
2025-01-24$0$0$0Yes
2024-07-21$11K$11K$0Yes
2024-07-09$101K$101K$0Yes
2024-05-08$0$0$0Yes
2024-03-15$0$0$0Yes
2022-08-10$59K$59K$0No
2022-08-06$39K$28K$12KYes
2022-04-18$0$0$0No
2022-02-23$10K$10K$0No
2021-10-06$1K$1K$0Yes
2021-09-19$28K$20K$8KYes
2021-08-16$23K$23K$0No
2021-08-15$6K$6K$0Yes
2021-08-09$0——Yes
2021-07-19$0——Yes
2021-06-08$6K$6K$0Yes
2021-03-17$0——Yes
2020-10-29$3K$3K$0Yes
2020-10-29$9K$9K$0Yes
2020-04-28$0——Yes
2020-04-14$13K$13K$0Yes
2020-04-14$36K$36K$0No
2020-04-14$19K$19K$0Yes
2020-04-14$25K$18K$7KYes
2020-04-13$23K$23K$0Yes
2020-04-13$14K$14K$0Yes
2020-04-13$13K$13K$0Yes
2020-04-13$20K$20K$0Yes
2020-04-13$0$0$0Yes
2020-04-13$11K$9K$2KNo
2020-04-13$0——No
2020-04-13$0$0$0Yes
2020-04-13$0$0$0No
2020-04-13$8K$8K$0Yes
2020-04-13$14K$14K$0Yes
2020-04-13$89K$89K$0No
2020-04-13$20K$20K$0Yes
2020-04-13$2K$2K$0Yes
2020-04-13$0$0$0Yes
2020-04-13$51K$51K$0Yes

ALSO CHECKED

18 more data areas were checked for Hamilton County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the TN state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN HAMILTON COUNTY →Opens the loan explorer already filtered to county FIPS 47065.

See the Tennessee state market profile for the statewide picture, the Tennessee state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.