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State markets/Texas/Denton County

COUNTY MORTGAGE MARKET · FIPS 48121

Denton County, Texas

Who lends in Denton County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$11.56B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

25,932

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.0%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

727

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 727 lenders that originated in Denton County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

309

unconcentrated

Top-5 lender share

28.0%

of originations

Purchase

69.6%

16,533 loans

Refinance

30.4%

7,215 loans

Origination trend

Annual mortgage origination volume and loan count in Denton County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Denton County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Denton County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR DENTON COUNTY →

TOP TEN LENDERS IN DENTON COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

3,396$1.67B$1.67B originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,427$492.3M$492.3M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,352$448.8M$448.8M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,139$315.8M$315.8M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
104$303.1M$303.1M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
572$285.1M$285.1M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
510$273.5M$273.5M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
495$247.5M$247.5M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
427$173.6M$173.6M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
347$157.6M$157.6M originated in Denton County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Denton County

All 40 ZIP Code Tabulation Areas that touch Denton County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
40 OF 40 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1818 of the 20 Denton County tracts this ZIP area touches sit mostly inside it.73,89652.2%15,736——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1818 of the 23 Denton County tracts this ZIP area touches sit mostly inside it.66,33066.2%9,606——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 14 Denton County tracts this ZIP area touches sit mostly inside it.60,12457.1%15,093——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 14 Denton County tracts this ZIP area touches sit mostly inside it.55,03557.8%14,403——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Denton County tracts this ZIP area touches sit mostly inside it.50,72044.6%11,781——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 15 Denton County tracts this ZIP area touches sit mostly inside it.43,67932.8%12,940——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 16 Denton County tracts this ZIP area touches sit mostly inside it.39,83538.1%10,198——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Denton County tracts this ZIP area touches sit mostly inside it.39,42735.3%10,471——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Denton County tracts this ZIP area touches sit mostly inside it.36,11124.4%10,160——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Denton County tracts this ZIP area touches sit mostly inside it.34,88341.7%8,074——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Denton County tracts this ZIP area touches sit mostly inside it.31,66649.5%8,003——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Denton County tracts this ZIP area touches sit mostly inside it.30,08631.0%8,508——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Denton County tracts this ZIP area touches sit mostly inside it.29,03446.7%5,116——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Denton County tracts this ZIP area touches sit mostly inside it.28,30561.7%4,862——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Denton County tracts this ZIP area touches sit mostly inside it.26,50748.3%4,617——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Denton County tracts this ZIP area touches sit mostly inside it.25,78251.1%2,926——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Denton County tracts this ZIP area touches sit mostly inside it.25,33832.2%4,950——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Denton County tracts this ZIP area touches sit mostly inside it.25,15273.8%1,975——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Denton County tracts this ZIP area touches sit mostly inside it.24,74328.0%5,370——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Denton County tracts this ZIP area touches sit mostly inside it.21,08947.1%4,342——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Denton County tracts this ZIP area touches sit mostly inside it.20,04145.7%4,143——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Denton County tracts this ZIP area touches sit mostly inside it.19,99731.6%4,635——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Denton County tracts this ZIP area touches sit mostly inside it.16,78644.3%1,129——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Denton County tracts this ZIP area touches sit mostly inside it.16,11867.2%2,090——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Denton County tracts this ZIP area touches sit mostly inside it.14,70537.1%3,813——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Denton County tracts this ZIP area touches sit mostly inside it.11,72746.5%1,950——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Denton County tract this ZIP area touches sit mostly inside it.11,16737.4%1,541——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
33 of the 3 Denton County tracts this ZIP area touches sit mostly inside it.11,08537.6%2,303——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Denton County tracts this ZIP area touches sit mostly inside it.6,70830.9%1,522——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Denton County tracts this ZIP area touches sit mostly inside it.4,8088.8%2,007——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Denton County tracts this ZIP area touches sit mostly inside it.3,10427.4%1,007——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Denton County tracts this ZIP area touches sit mostly inside it.2,43432.8%948——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Denton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Denton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Denton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Denton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denton County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

193 of Denton County’s 193 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Denton County

All 193 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

193 OF 193 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper196.3%8,98853.0%OPEN →
Upper187.9%5,73347.5%OPEN →
Upper212.2%4,40229.9%OPEN →
Upper134.8%3,04944.8%OPEN →
Middle117.1%7,15649.7%OPEN →
Middle113.0%5,76027.4%OPEN →
Middle81.7%2,28523.6%OPEN →
Middle95.1%4,56841.0%OPEN →
Middle82.1%4,60556.5%OPEN →
Upper130.8%5,92556.2%OPEN →
Middle115.3%7,15641.7%OPEN →
Middle102.8%4,27736.9%OPEN →
Middle119.0%6,13450.5%OPEN →
Upper131.3%3,06154.3%OPEN →
Upper143.7%7,97945.5%OPEN →
Middle107.7%3,77958.4%OPEN →
Middle102.0%7,50066.3%OPEN →
Upper171.4%11,72746.5%OPEN →
Middle101.2%4,23241.4%OPEN →
Middle117.5%2,26543.4%OPEN →
Upper135.6%8,18444.9%OPEN →
Upper135.4%5,17162.4%OPEN →
Upper130.3%7,59152.0%OPEN →
Upper219.6%5,50067.9%OPEN →
Upper154.4%6,38562.3%OPEN →
Upper130.9%3,64855.8%OPEN →
Upper139.6%3,93561.1%OPEN →
Middle92.6%5,93631.7%OPEN →
Middle97.3%5,55423.0%OPEN →
Upper139.0%1,78423.6%OPEN →
Middle95.3%3,31129.4%OPEN →
Middle100.2%3,68524.3%OPEN →
Middle81.3%3,39732.3%OPEN →
Upper190.9%7,96017.3%OPEN →
Middle118.7%4,8088.8%OPEN →
Upper124.6%3,62839.5%OPEN →
Upper151.8%7,61034.4%OPEN →
Middle116.5%5,96323.5%OPEN →
Upper120.6%11,86025.7%OPEN →
Upper151.4%3,42426.4%OPEN →
Upper224.9%3,77013.3%OPEN →
Upper169.5%5,09833.1%OPEN →
Upper122.5%5,86223.5%OPEN →
Middle110.7%6,92035.7%OPEN →
Upper129.3%11,16737.4%OPEN →
Upper210.0%6,43827.5%OPEN →
Upper132.8%7,66230.6%OPEN →
Middle110.8%5,37931.3%OPEN →
Middle82.1%4,14231.4%OPEN →
Moderate77.7%4,82246.8%OPEN →
Middle112.1%4,68135.3%OPEN →
Moderate72.8%3,95962.4%OPEN →
Middle114.5%7,63729.1%OPEN →
Middle105.9%1,96441.5%OPEN →
Moderate66.7%3,47938.7%OPEN →
Moderate60.1%2,40845.2%OPEN →
Low39.1%5,30654.8%OPEN →
Moderate73.3%3,46972.8%OPEN →
Middle87.6%4,05550.2%OPEN →
Moderate75.8%2,68053.2%OPEN →
Moderate64.7%3,54342.2%OPEN →
Moderate75.9%6,02255.5%OPEN →
Low33.5%3,71763.2%OPEN →
Moderate52.8%5,63355.3%OPEN →
Moderate57.6%3,46844.2%OPEN →
Moderate71.5%4,06061.1%OPEN →
Low40.0%3,79864.0%OPEN →
Low46.5%3,62659.7%OPEN →
—0.0%3,96657.6%OPEN →
Middle119.3%6,44038.3%OPEN →
Upper125.2%3,80130.3%OPEN →
Middle113.2%3,11636.4%OPEN →
Upper129.7%4,92237.6%OPEN →
Upper174.4%4,58028.9%OPEN →
Moderate76.3%7,28443.5%OPEN →
Upper148.6%6,18327.5%OPEN →
Upper142.7%2,84134.1%OPEN →
Moderate75.7%4,85363.8%OPEN →
Upper126.5%9,88151.0%OPEN →
Middle116.4%4,49156.1%OPEN →
Upper189.0%2,61528.3%OPEN →
Upper145.4%4,18727.0%OPEN →
Middle97.7%4,69939.8%OPEN →
Middle104.3%3,23435.3%OPEN →
Upper133.2%3,89539.0%OPEN →
Middle99.7%5,07035.5%OPEN →
Middle114.2%3,60641.0%OPEN →
Moderate70.2%4,72663.0%OPEN →
Middle118.0%6,13545.6%OPEN →
Upper206.9%4,74720.2%OPEN →
Upper161.9%3,73916.1%OPEN →
Upper163.3%4,23819.7%OPEN →
Upper138.5%6,58545.7%OPEN →
Middle83.5%4,46166.3%OPEN →
Upper121.6%2,88442.5%OPEN →
Middle109.3%3,52746.2%OPEN →
Middle107.0%4,04445.1%OPEN →
Upper178.5%4,36465.9%OPEN →
Upper165.0%8,28036.1%OPEN →
Upper202.0%2,63529.5%OPEN →
Upper189.7%4,84541.0%OPEN →
Middle118.0%3,75455.1%OPEN →
Upper134.8%4,88753.1%OPEN →
Middle87.8%4,10549.0%OPEN →
Upper128.9%6,18851.6%OPEN →
Upper253.4%6,30239.5%OPEN →
Middle85.8%3,8098.2%OPEN →
Middle98.0%6,52958.1%OPEN →
Upper143.3%5,37452.6%OPEN →
Upper283.1%6,74548.8%OPEN →
Upper237.8%8,62450.1%OPEN →
Upper222.4%7,33060.4%OPEN →
Middle112.5%4,42459.7%OPEN →
Middle109.0%3,77053.5%OPEN →
Moderate68.0%5,57977.0%OPEN →
Middle87.0%3,65067.3%OPEN →
Middle97.1%4,69268.0%OPEN →
Moderate59.4%4,62670.0%OPEN →
Moderate66.3%4,35164.0%OPEN →
Middle92.3%3,18279.3%OPEN →
Moderate79.8%3,85965.9%OPEN →
Upper167.0%3,63446.2%OPEN →
Upper149.6%6,09254.3%OPEN →
Upper254.5%2,43432.8%OPEN →
Middle105.8%5,45764.2%OPEN →
Upper151.4%5,30248.9%OPEN →
Upper155.3%3,54835.3%OPEN →
Upper121.6%4,26139.0%OPEN →
Moderate60.7%5,21574.2%OPEN →
Moderate58.6%4,55074.3%OPEN →
Moderate75.5%4,21574.5%OPEN →
Moderate68.4%4,04872.8%OPEN →
Upper151.7%3,40343.6%OPEN →
Upper132.0%3,13256.0%OPEN →
Middle97.5%3,65675.1%OPEN →
Moderate63.3%3,46871.1%OPEN →
Upper212.0%4,91947.8%OPEN →
Upper283.1%2,20244.8%OPEN →
—0.0%2,08389.9%OPEN →
Middle106.3%6,42665.0%OPEN →
Moderate64.7%4,67046.0%OPEN →
Upper161.7%3,10427.4%OPEN →
—0.0%3,40671.8%OPEN →
Upper128.4%5,35479.6%OPEN →
Upper202.7%6,58450.6%OPEN →
Upper205.3%4,28353.3%OPEN →
Middle94.7%2,82471.4%OPEN →
Upper190.0%3,85574.7%OPEN →
Upper191.1%2,32344.8%OPEN →
Middle116.8%4,72246.1%OPEN →
Middle99.6%5,55053.3%OPEN →
Middle88.2%5,43838.0%OPEN →
Upper191.7%5,24028.3%OPEN →
Upper201.7%3,18740.3%OPEN →
Upper132.9%3,68029.9%OPEN →
Middle116.1%4,15035.2%OPEN →
Upper128.0%1,47656.8%OPEN →
Upper183.1%4,25030.0%OPEN →
Upper135.3%3,56530.6%OPEN →
Upper160.6%3,10730.5%OPEN →
Upper175.9%5,38344.4%OPEN →
Moderate71.1%3,69368.7%OPEN →
Upper148.4%3,01239.1%OPEN →
Upper146.1%3,62539.3%OPEN →
Upper133.3%3,46252.8%OPEN →
Middle85.6%2,52470.4%OPEN →
Middle84.3%3,24465.0%OPEN →
Moderate68.1%3,56970.0%OPEN →
Middle84.0%3,34669.5%OPEN →
Moderate78.4%2,52771.1%OPEN →
Upper154.3%4,90863.3%OPEN →
Middle105.0%3,38263.2%OPEN →
Low34.1%3,59680.3%OPEN →
Middle82.6%5,19567.0%OPEN →
Middle105.8%1,94858.8%OPEN →
Middle106.5%6,44161.1%OPEN →
Middle88.9%3,68969.1%OPEN →
Moderate68.9%3,78179.3%OPEN →
Middle82.5%5,92476.4%OPEN →
Upper183.7%4,36523.1%OPEN →
Upper154.9%4,25422.9%OPEN →
Upper255.3%3,34721.5%OPEN →
Upper258.0%5,12734.7%OPEN →
Upper248.6%4,73443.8%OPEN →
Upper205.1%4,85137.2%OPEN →
Upper207.6%4,02926.9%OPEN →
Upper201.2%9,18125.2%OPEN →
Upper215.4%4,22235.4%OPEN →
Upper182.4%3,19224.8%OPEN →
Upper184.0%3,58031.8%OPEN →
Middle111.2%2,16435.0%OPEN →
Upper190.2%4,21835.4%OPEN →
Upper216.3%5,76239.7%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

979,561

Median household income

$111,498

Median home value

$437,200

Median gross rent

$1,728

per month

Owner-occupied

65.5%

of occupied units

Housing units

376,754

4.3% vacant

Poverty rate

7.1%

Unemployment

4.0%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 96.9

Social vulnerability

Very Low

Community resilience

Relatively Low

ELEVATED PERILS

Inland flooding Relatively High · Tornado Very High · Hail Very High · Strong wind Relatively High · Heat wave Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

93

Declarations recorded

24

Incident types on record: Biological, Drought, Fire, Flood, Hurricane, Other, Severe Ice Storm, Severe Storm.

Everything we hold on Denton County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Denton County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Denton County →Every reported application and origination in FIPS 48121, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Denton County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

1,732

—

Purchase share

64.4%

1,115 loans

IRRRL refinances

592

Cash-out refinances

25

20261,732—1,11559225
20251,620—1,25534718
20241,287—1,14013611
20231,285—1,264147
2022——1,39348033
20214,262—1,4822,71070
20204,318—1,8642,38272
20191,804—1,43934520
20181,775—1,49124737
20172,075—1,38364151
20162,126—1,38467864
20151,911—1,21760886

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Denton County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Denton County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

6,357

−13.8% vs 2024

Multifamily · 2025

3,853

+23.1% vs 2024

Total authorized · 2025

10,210

−2.8% vs 2024

Permit valuation · 2025

$2.6B

authorized construction value

Units authorized by year

Denton County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05K10K15K20K199019921994199619982000200220042006200820102012201420162018202020222024202510,210 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Denton County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Dallas County, TX9,83717,244$907.6M
inflow2223Collin County, TX8,06714,821$921.5M
outflow2223Collin County, TX7,41713,738$805.8M
outflow2223Dallas County, TX6,81710,827$473.0M
inflow2223Tarrant County, TX5,6139,875$573.9M
outflow2223Tarrant County, TX4,9088,325$412.2M
outflow2223Other flows - South, DS2,1253,926$182.8M
inflow2223Other flows - South, DS2,0173,611$162.2M
inflow2223Other flows - Midwest, DS1,3492,348$123.4M
outflow2223Other flows - Midwest, DS1,1562,092$96.4M
outflow2223Other flows - West, DS8181,406$62.2M
inflow2223Other flows - West, DS7641,461$75.7M
inflow2223Harris County, TX7121,181$100.8M
outflow2223Other flows - Northeast, DS6561,107$59.6M
outflow2223Wise County, TX6061,280$51.2M
outflow2223Harris County, TX597953$42.7M
outflow2223Grayson County, TX5761,140$47.4M
inflow2223Other flows - Northeast, DS5601,042$66.8M
outflow2223Travis County, TX552690$42.4M
inflow2223Los Angeles County, CA5121,010$49.9M
inflow2223Travis County, TX488729$45.4M
outflow2223Cooke County, TX454957$38.0M
outflow2223Kaufman County, TX366697$25.3M
inflow2223Bexar County, TX365645$30.6M
inflow2223Maricopa County, AZ347625$42.1M
inflow2223Orange County, CA311609$41.2M
outflow2223Bexar County, TX310500$22.9M
inflow2223Wise County, TX305551$18.6M
inflow2223Grayson County, TX299517$33.8M
outflow2223Williamson County, TX298511$30.0M
inflow2223Williamson County, TX286495$32.2M
outflow2223Los Angeles County, CA283401$25.8M
inflow2223Cook County, IL281539$50.0M
inflow2223Cooke County, TX276491$22.1M
outflow2223Ellis County, TX275490$19.0M
outflow2223Parker County, TX271536$28.3M
outflow2223Rockwall County, TX268528$24.8M
outflow2223Maricopa County, AZ255452$33.1M
inflow2223San Diego County, CA234469$33.1M
inflow2223King County, WA228474$47.3M
inflow2223Kaufman County, TX219411$15.5M
inflow2223Ellis County, TX206362$15.7M
outflow2223King County, WA204278$21.7M
inflow2223Rockwall County, TX191339$19.8M
outflow2223Oklahoma County, OK188327$14.0M
outflow2223Montgomery County, TX181357$21.5M
outflow2223Cook County, IL179263$12.3M
inflow2223Oklahoma County, OK178291$14.2M
outflow2223Hunt County, TX178369$12.0M
outflow2223Foreign - Overseas, FR176354$18.1M
inflow2223Lubbock County, TX173264$9.6M
inflow2223Clark County, NV162330$22.9M
inflow2223Shelby County, TN162332$21.9M
outflow2223Lubbock County, TX160272$9.5M
outflow2223Johnson County, TX159305$12.4M
inflow2223Parker County, TX158265$11.6M
inflow2223Montgomery County, TX156281$19.9M
inflow2223Riverside County, CA155304$12.8M
inflow2223Bell County, TX149257$7.4M
outflow2223Smith County, TX142262$11.8M
inflow2223El Paso County, TX142248$10.2M
inflow2223Fort Bend County, TX140252$15.5M
inflow2223Smith County, TX131210$7.1M
inflow2223McLennan County, TX131214$9.3M
inflow2223Miami-Dade County, FL130239$8.6M
outflow2223Fort Bend County, TX127253$12.2M
outflow2223El Paso County, CO127238$9.7M
outflow2223Bell County, TX125231$10.7M
inflow2223Alameda County, CA123252$20.2M
inflow2223Caddo Parish, LA122237$6.3M
inflow2223San Bernardino County, CA121250$9.3M
inflow2223Santa Clara County, CA121236$26.5M
outflow2223Orange County, CA120245$17.7M
outflow2223San Diego County, CA119183$9.3M
outflow2223Clark County, NV117188$8.6M
outflow2223Denver County, CO116150$8.5M
inflow2223Johnson County, TX115200$7.5M
inflow2223Hunt County, TX113169$6.7M
outflow2223Brazos County, TX112166$6.0M
inflow2223Foreign - Overseas, FR111219$13.3M
inflow2223Tulsa County, OK108192$7.7M
inflow2223Brazos County, TX106140$5.7M
outflow2223McLennan County, TX104181$7.7M
inflow2223Wichita County, TX101161$6.7M
inflow2223Johnson County, KS100205$13.9M
outflow2223Tulsa County, OK96163$6.0M
inflow2223Hennepin County, MN95195$17.5M
outflow2223Hays County, TX95158$6.5M
inflow2223Broward County, FL94158$7.4M
outflow2223New York County, NY93101$9.2M
outflow2223Hood County, TX92184$8.8M
inflow2223Middlesex County, NJ91226$16.1M
outflow2223Wichita County, TX91156$5.5M
outflow2223Hillsborough County, FL90155$10.4M
outflow2223Montague County, TX90165$9.2M
inflow2223Hillsborough County, FL89155$10.4M
inflow2223El Paso County, CO88170$6.7M
inflow2223St. Louis County, MO86183$11.5M
inflow2223Fulton County, GA85142$10.5M
inflow2223Fairfax County, VA85178$13.8M
outflow2223Henderson County, TX83145$9.9M
inflow2223Arapahoe County, CO83151$8.1M
outflow2223Cleveland County, OK83119$4.7M
outflow2223El Paso County, TX83149$5.8M
inflow2223Midland County, TX81126$7.3M
inflow2223Benton County, AR80148$11.6M
inflow2223Orange County, FL79150$7.4M
inflow2223Taylor County, TX79124$3.6M
inflow2223Oakland County, MI78161$9.6M
outflow2223Utah County, UT77156$6.2M
outflow2223Broward County, FL77121$16.5M
outflow2223Santa Clara County, CA77128$14.1M
inflow2223Mecklenburg County, NC76123$7.5M
inflow2223Snohomish County, WA76178$11.6M
inflow2223Randall County, TX75119$5.1M
inflow2223DuPage County, IL74163$11.1M
inflow2223Salt Lake County, UT74155$8.6M
outflow2223Washington County, AR74105$4.9M
outflow2223Galveston County, TX73131$6.9M
inflow2223Hays County, TX73111$7.0M
outflow2223Fulton County, GA72109$8.9M
inflow2223Foreign - APO/FPO ZIPs, FR71134$3.9M
outflow2223Jefferson County, CO70102$5.6M
inflow2223Pierce County, WA70133$5.2M
inflow2223Palm Beach County, FL70126$9.6M
inflow2223Wayne County, MI68132$7.0M
inflow2223Nueces County, TX68109$4.8M
outflow2223Pulaski County, AR67118$3.5M
outflow2223Salt Lake County, UT66102$4.7M
outflow2223Fannin County, TX66141$5.5M
outflow2223Benton County, AR66128$6.9M
inflow2223Sacramento County, CA66138$7.4M
inflow2223Queens County, NY66123$5.0M
outflow2223Orange County, FL65100$4.3M
inflow2223Denver County, CO6591$7.1M
inflow2223Middlesex County, MA65138$9.1M
inflow2223Wake County, NC65109$6.9M
inflow2223Pulaski County, AR64108$4.6M
inflow2223Franklin County, OH63123$6.5M
inflow2223Cleveland County, OK6386$4.9M
outflow2223Shelby County, TN62111$3.1M
outflow2223Douglas County, CO62128$8.0M
inflow2223Bernalillo County, NM62105$5.6M
outflow2223Midland County, TX61117$6.2M
outflow2223Kings County, NY6171$4.1M
inflow2223Sedgwick County, KS61109$5.4M
inflow2223Comal County, TX61108$5.8M
inflow2223Hood County, TX61102$4.3M
outflow2223Arapahoe County, CO60105$4.2M
inflow2223Contra Costa County, CA60130$12.1M
inflow2223Douglas County, CO60131$7.7M
inflow2223Gregg County, TX5990$2.4M
outflow2223Randall County, TX5991$3.4M
outflow2223St. Louis County, MO59115$4.4M
outflow2223Miami-Dade County, FL5896$5.0M
inflow2223Utah County, UT58118$4.0M
outflow2223Fairfax County, VA57108$7.5M
outflow2223Caddo Parish, LA57115$2.6M
outflow2223Riverside County, CA5798$4.0M
inflow2223Allegheny County, PA57131$7.3M
inflow2223Galveston County, TX5785$4.9M
inflow2223Henderson County, TX5782$4.7M
inflow2223East Baton Rouge Parish, LA57103$4.9M
inflow2223Ventura County, CA56111$8.9M
inflow2223Davidson County, TN5688$5.0M
outflow2223Brazoria County, TX55102$3.4M
inflow2223Kings County, NY55106$5.5M
outflow2223Mecklenburg County, NC5479$6.0M
outflow2223Hennepin County, MN5497$4.4M
inflow2223Pima County, AZ54100$3.6M
inflow2223Marion County, IN5483$3.9M
inflow2223Jefferson County, CO5484$4.7M
outflow2223Comal County, TX5399$6.6M
outflow2223Palm Beach County, FL5386$6.0M
inflow2223Ouachita Parish, LA5387$2.0M
inflow2223Hudson County, NJ53109$10.5M
inflow2223Duval County, FL5292$5.6M
inflow2223Honolulu County, HI5291$4.0M
inflow2223Hinds County, MS52113$1.9M
outflow2223Foreign - APO/FPO ZIPs, FR5288$3.0M
outflow2223Taylor County, TX5283$3.0M
outflow2223Wake County, NC52104$6.6M
inflow2223Cobb County, GA5184$3.5M
inflow2223Lake County, IL51121$11.4M
outflow2223Wood County, TX5182$9.1M
inflow2223Washington County, OR50122$7.4M
inflow2223Jackson County, MO5091$4.0M
inflow2223Montgomery County, MD49108$5.8M
inflow2223Montague County, TX4984$2.1M
inflow2223Navarro County, TX4968$2.0M
outflow2223San Bernardino County, CA4990$2.7M
outflow2223Jackson County, MO4998$3.8M
outflow2223Hidalgo County, TX4881$3.2M
inflow2223Washington County, AR4876$2.5M
outflow2223Davidson County, TN4865$4.1M
outflow2223Larimer County, CO4887$3.9M
inflow2223Capitol Planning Region, CT48105$6.7M
inflow2223Will County, IL4895$6.5M
inflow2223Tom Green County, TX4884$2.9M
outflow2223Bernalillo County, NM4770$2.2M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Denton County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals14,913.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2023RefinanceNo CharacteristicAll Appraisals2,263.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals17,176.0
2023PurchaseNo CharacteristicAll Appraisals0.8
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals495,000.0
2023BothNo CharacteristicAll Appraisals490,000.0
2023PurchaseNo CharacteristicAll Appraisals488,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals485,000.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals495,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals7,207.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.8
2022RefinanceNo CharacteristicAll Appraisals464,000.0
2022BothNo CharacteristicAll Appraisals25,224.0
2022PurchaseNo CharacteristicAll Appraisals18,017.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals415,000.0
2021BothNo CharacteristicAll Appraisals37,040.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals18,570.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals18,470.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals409,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals400,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals36,514.0
2020PurchaseNo CharacteristicAll Appraisals17,249.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals360,000.0
2020RefinanceNo CharacteristicAll Appraisals375,000.0
2020RefinanceNo CharacteristicAll Appraisals19,265.0
2020PurchaseNo CharacteristicAll Appraisals347,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals340,000.0
2019PurchaseNo CharacteristicAll Appraisals15,267.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals340,000.0
2019BothNo CharacteristicAll Appraisals25,426.0
2019RefinanceNo CharacteristicAll Appraisals10,159.0
2019PurchaseNo CharacteristicAll Appraisals340,000.0
2019PurchaseNo CharacteristicAll Appraisals0.8
2018RefinanceNo CharacteristicAll Appraisals290,300.0
2018BothNo CharacteristicAll Appraisals21,033.0
2018PurchaseNo CharacteristicAll Appraisals14,865.0
2018RefinanceNo CharacteristicAll Appraisals6,168.0
2018BothNo CharacteristicAll Appraisals325,000.0
2018PurchaseNo CharacteristicAll Appraisals338,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals293,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals23,317.0
2017PurchaseNo CharacteristicAll Appraisals15,330.0
2017PurchaseNo CharacteristicAll Appraisals334,000.0
2017RefinanceNo CharacteristicAll Appraisals7,987.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals320,000.0
2016PurchaseNo CharacteristicAll Appraisals14,884.0
2016RefinanceNo CharacteristicAll Appraisals315,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals316,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals315,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals26,909.0
2016RefinanceNo CharacteristicAll Appraisals12,025.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals290,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals280,000.0
2015BothNo CharacteristicAll Appraisals23,045.0
2015RefinanceNo CharacteristicAll Appraisals9,155.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals13,890.0
2015BothNo CharacteristicAll Appraisals285,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals262,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Denton County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05608,703585,32623,3773.8%
2026-04607,710585,80721,9033.6%
2026-03607,286584,93022,3563.7%
2026-02607,189583,34723,8423.9%
2026-01605,082581,10123,9814.0%
2025-12609,259588,38420,8753.4%
2025-11612,572588,56024,0123.9%
2025-09612,792588,54024,2524.0%
2025-08611,415586,04325,3724.1%
2025-07610,286586,00224,2844.0%
2025-06606,406583,56422,8423.8%
2025-05604,725583,48821,2373.5%
2025-04608,042587,57120,4713.4%
2025-03604,891582,85622,0353.6%
2025-02603,866580,42223,4443.9%
2025-01603,089580,37022,7193.8%
2024-12603,008582,72420,2843.4%
2024-11603,998581,27322,7253.8%
2024-10602,984580,46722,5173.7%
2024-09601,280578,45622,8243.8%
2024-08601,082576,00025,0824.2%
2024-07601,397576,42324,9744.2%
2024-06596,590572,29524,2954.1%
2024-05592,544571,95520,5893.5%
2024-04593,650574,26519,3853.3%
2024-03591,766570,06121,7053.7%
2024-02591,540568,64822,8923.9%
2024-01589,246567,20422,0423.7%
2023-12583,318563,88219,4363.3%
2023-11587,312567,68919,6233.3%
2023-10583,864563,11420,7503.6%
2023-09582,551560,85221,6993.7%
2023-08584,187561,39822,7893.9%
2023-07582,926560,53822,3883.8%
2023-06578,767556,31522,4523.9%
2023-05576,651556,25320,3983.5%
2023-04577,277558,95918,3183.2%
2023-03576,800555,80420,9963.6%
2023-02576,120553,98822,1323.8%
2023-01572,153551,18520,9683.7%
2022-12565,677547,89017,7873.1%
2022-11566,346547,73818,6083.3%
2022-10564,590545,99018,6003.3%
2022-09559,717541,52218,1953.3%
2022-08559,565540,58018,9853.4%
2022-07557,297537,93719,3603.5%
2022-06555,742535,88519,8573.6%
2022-05553,486536,54216,9443.1%
2022-04551,895535,83916,0562.9%
2022-03551,231534,00817,2233.1%
2022-02551,215531,54419,6713.6%
2022-01547,671527,34620,3253.7%
2021-12540,008522,61617,3923.2%
2021-11540,645521,51619,1293.5%
2021-10535,959515,55320,4063.8%
2021-09531,202509,21321,9894.1%
2021-08529,193506,42222,7714.3%
2021-07529,017504,68424,3334.6%
2021-06525,226498,65526,5715.1%
2021-05521,368498,08423,2844.5%
2021-04521,080497,12323,9574.6%
2021-03519,383493,03826,3455.1%
2021-02520,216491,71828,4985.5%
2021-01517,338488,28429,0545.6%
2020-12509,214481,76727,4475.4%
2020-11509,042481,37327,6695.4%
2020-10506,751479,61727,1345.4%
2020-09501,402470,28431,1186.2%
2020-08499,688467,51532,1736.4%
2020-07495,831455,25140,5808.2%
2020-06492,973447,30145,6729.3%
2020-05486,524433,05653,46811.0%
2020-04475,904418,40957,49512.1%
2020-03493,728471,26322,4654.6%
2020-02504,863490,28414,5792.9%
2020-01501,570486,67014,9003.0%
2019-12494,059481,00713,0522.6%
2019-11495,492481,49613,9962.8%
2019-10493,186479,16014,0262.8%
2019-09489,693475,07314,6203.0%
2019-08487,734472,19515,5393.2%
2019-07489,272472,84816,4243.4%
2019-06485,617469,68215,9353.3%
2019-05480,376467,31313,0632.7%
2019-04480,321467,42712,8942.7%
2019-03480,578465,41615,1623.2%
2019-02481,717465,77315,9443.3%
2019-01479,432462,42117,0113.5%
2018-12472,977458,48014,4973.1%
2018-11473,375458,99414,3813.0%
2018-10471,058456,60714,4513.1%
2018-09468,310452,99815,3123.3%
2018-08467,406451,44015,9663.4%
2018-07471,104454,58416,5203.5%
2018-06468,939451,99016,9493.6%
2018-05465,067450,75714,3103.1%
2018-04465,654451,15214,5023.1%
2018-03465,441449,13216,3093.5%
2018-02466,911450,54116,3703.5%
2018-01462,519446,54115,9783.5%

BEA Personal Income

2024$83.72B1,045,120$80K
2023$78.67B1,013,736$78K
2022$72.77B980,355$74K
2021$66.85B944,086$71K
2020$58.72B914,510$64K
2019$54.64B883,456$62K
2018$50.08B853,413$59K
2017$45.80B830,488$55K
2016$42.89B803,978$53K
2015$40.30B775,786$52K
2014$37.48B749,915$50K
2013$34.77B725,910$48K
2012$32.80B705,736$46K
2011$30.54B684,125$45K
2010$28.14B665,690$42K
2009$26.87B649,702$41K
2008$27.39B630,104$43K
2007$25.13B609,001$41K
2006$23.15B584,561$40K
2005$20.48B553,669$37K
2004$18.02B529,811$34K
2003$16.73B509,732$33K
2002$16.09B487,617$33K
2001$15.64B463,688$34K
2000$14.40B438,791$33K
1999$12.46B416,622$30K
1998$11.23B394,019$29K
1997$9.83B372,612$26K
1996$8.77B354,915$25K
1995$8.00B338,819$24K
1994$7.25B323,996$22K
1993$6.65B308,753$22K
1992$6.11B296,370$21K
1991——$20K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Denton County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-06-19$16K$16K$0Yes
2026-06-19$24K$24K$0Yes
2026-06-19$0——Yes
2026-06-19$13K$13K$0No
2026-06-19$0——No
2026-06-19$0——Yes
2026-06-07$3K$1K$1KYes
2025-11-20$0$0$0Yes
2025-06-06$3K$3K$0No
2025-06-04$29K$29K$52.15No
2025-06-03$87K$87K$0No
2025-06-03$0——No
2025-06-03$154K$154K$0No
2025-06-03$0——Yes
2025-06-03$10K$10K$0Yes
2025-06-03$75K$75K$0Yes
2025-06-03$16K$16K$0Yes
2025-06-03$0——No
2025-06-03$47K$47K$0Yes
2025-06-03$15K$14K$834.96Yes
2024-06-04$26K$26K$0No
2024-06-02$11K$11K$0Yes
2024-06-02$5K$0$5KNo
2024-05-31$1K$1K$0Yes
2024-05-27$0——Yes
2024-04-09$61K$54K$7KYes
2024-04-09$0$0$0Yes
2024-04-08$0$0$0Yes
2023-10-25$55K$55K$0Yes
2023-05-25$0——Yes
2023-02-08$0——No
2022-06-02$16K$15K$905.02Yes
2022-04-30$0——Yes
2022-04-04$20K$20K$0Yes
2022-04-04$19K$19K$0Yes
2022-04-04$23K$23K$0Yes
2022-04-04$8K$8K$0Yes
2022-04-04$0——Yes
2022-04-04$92K$91K$809.63Yes
2022-04-04$52K$52K$0Yes
2021-06-07$7K$6K$725.4Yes
2021-06-05$0$0$0Yes
2021-05-16$8K$8K$0No
2021-02-17$0——Yes
2021-02-14$0——Yes
2020-06-23$3K$3K$0No
2020-06-23$46K$46K$887.94Yes
2020-06-23$35K$35K$0Yes
2020-06-23$70K$50K$20KYes
2020-06-23$298K$229K$69KYes
2020-06-22$71K$71K$0Yes
2020-06-22$0$0$0Yes
2020-06-22$0——Yes
2020-06-22$18K$16K$2KYes
2020-05-27$0$0$0Yes
2020-03-18$35K$35K$0Yes
2020-03-18$20K$20K$0No
2020-03-18$16K$16K$0No
2020-03-18$0——Yes
2020-03-18$75K$71K$4KYes
2020-03-18$0$0$0Yes
2020-03-17$42K$42K$0No
2020-03-13$11K$11K$0Yes
2019-06-09$25K$25K$0Yes
2019-06-09$0——Yes
2019-06-01$84K$81K$4KYes
2019-05-18$0——Yes
2019-05-18$33K$30K$3KYes
2019-05-01$17K$17K$0No
2019-04-30$24K$24K$0Yes
2019-04-25$10K$10K$0Yes
2019-04-24$10K$10K$0Yes
2019-04-24$19K$19K$0Yes
2019-04-24$0——Yes
2019-04-23$27K$26K$213.39Yes
2019-04-23$6K$6K$0Yes
2019-04-23$2K$0$2KNo
2019-04-23$58K$32K$26KYes
2019-03-08$0——Yes
2018-10-13$0——Yes
2018-09-23$0——Yes
2018-09-22$7K$7K$0Yes
2018-09-22$5K$0$5KYes
2018-09-22$0——Yes
2018-09-22$34K$10K$24KNo
2018-09-22$0——Yes
2018-09-21$84K$66K$19KYes
2018-09-21$54K$52K$2KYes
2018-09-21$20K$18K$2KYes
2018-09-21$224K$197K$26KYes
2018-09-21$93K$65K$28KYes
2018-09-21$27K$27K$0Yes
2018-09-21$8K$8K$0No
2018-09-21$0——Yes
2018-09-21$22K$22K$0Yes
2018-09-21$136K$136K$0No
2018-09-21$5K$5K$0Yes
2018-09-21$16K$14K$3KYes
2018-09-21$0——Yes
2018-09-21$17K$17K$0Yes

ALSO CHECKED

18 more data areas were checked for Denton County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the TX state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN DENTON COUNTY →Opens the loan explorer already filtered to county FIPS 48121.

See the Texas state market profile for the statewide picture, the Texas state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.