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MortRadarTERMINAL
State markets/Utah/Salt Lake County

COUNTY MORTGAGE MARKET · FIPS 49035

Salt Lake County, Utah

Who lends in Salt Lake County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$11.40B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

28,618

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

17.6%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

404

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 404 lenders that originated in Salt Lake County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

336

unconcentrated

Top-5 lender share

31.3%

of originations

Purchase

55.4%

12,114 loans

Refinance

44.6%

9,762 loans

Origination trend

Annual mortgage origination volume and loan count in Salt Lake County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Salt Lake County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Salt Lake County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR SALT LAKE COUNTY →

TOP TEN LENDERS IN SALT LAKE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

2,980$1.46B$1.46B originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,569$586.1M$586.1M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,185$531.3M$531.3M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
3,636$520.3M$520.3M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
7$472.0M$472.0M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2,412$448.2M$448.2M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
741$351.6M$351.6M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
577$304.4M$304.4M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
660$284.4M$284.4M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
611$263.9M$263.9M originated in Salt Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Salt Lake County

All 42 ZIP Code Tabulation Areas that touch Salt Lake County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
42 OF 42 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1010 of the 12 Salt Lake County tracts this ZIP area touches sit mostly inside it.68,81321.5%13,359——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 19 Salt Lake County tracts this ZIP area touches sit mostly inside it.61,35360.2%8,938——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Salt Lake County tracts this ZIP area touches sit mostly inside it.49,61515.1%11,375——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Salt Lake County tracts this ZIP area touches sit mostly inside it.44,14554.0%8,295——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Salt Lake County tracts this ZIP area touches sit mostly inside it.43,81121.3%9,603——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 17 Salt Lake County tracts this ZIP area touches sit mostly inside it.43,79816.1%12,152——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Salt Lake County tracts this ZIP area touches sit mostly inside it.43,70353.1%9,707——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 Salt Lake County tracts this ZIP area touches sit mostly inside it.43,64034.2%10,196——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Salt Lake County tracts this ZIP area touches sit mostly inside it.42,49019.3%10,170——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Salt Lake County tracts this ZIP area touches sit mostly inside it.40,48623.6%9,090——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 14 Salt Lake County tracts this ZIP area touches sit mostly inside it.39,64132.0%9,354——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 10 Salt Lake County tracts this ZIP area touches sit mostly inside it.39,05033.6%9,425——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 14 Salt Lake County tracts this ZIP area touches sit mostly inside it.37,53739.6%6,060——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 16 Salt Lake County tracts this ZIP area touches sit mostly inside it.33,59637.0%8,285——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Salt Lake County tracts this ZIP area touches sit mostly inside it.33,38842.1%7,387——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 15 Salt Lake County tracts this ZIP area touches sit mostly inside it.33,14525.0%7,852——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 14 Salt Lake County tracts this ZIP area touches sit mostly inside it.33,06431.1%6,328——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Salt Lake County tracts this ZIP area touches sit mostly inside it.32,26462.9%6,548——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Salt Lake County tracts this ZIP area touches sit mostly inside it.31,75227.8%7,226——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Salt Lake County tracts this ZIP area touches sit mostly inside it.31,69514.9%8,724——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Salt Lake County tracts this ZIP area touches sit mostly inside it.31,22243.3%4,634——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Salt Lake County tracts this ZIP area touches sit mostly inside it.31,14167.4%5,623——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 15 Salt Lake County tracts this ZIP area touches sit mostly inside it.30,30135.1%6,382——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Salt Lake County tracts this ZIP area touches sit mostly inside it.28,69950.6%6,381——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Salt Lake County tracts this ZIP area touches sit mostly inside it.28,35314.5%8,057——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Salt Lake County tracts this ZIP area touches sit mostly inside it.27,63620.9%6,863——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Salt Lake County tracts this ZIP area touches sit mostly inside it.27,19615.0%7,748——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 9 Salt Lake County tracts this ZIP area touches sit mostly inside it.25,72222.8%5,823——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 Salt Lake County tracts this ZIP area touches sit mostly inside it.24,41519.7%6,415——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Salt Lake County tracts this ZIP area touches sit mostly inside it.20,30515.6%6,644——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 13 Salt Lake County tracts this ZIP area touches sit mostly inside it.20,08116.8%5,233——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Salt Lake County tracts this ZIP area touches sit mostly inside it.19,89928.2%2,092——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 10 Salt Lake County tracts this ZIP area touches sit mostly inside it.18,93519.2%4,649——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Salt Lake County tracts this ZIP area touches sit mostly inside it.9,54037.2%1,052——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Salt Lake County tracts this ZIP area touches sit mostly inside it.8,28737.9%1,221——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Salt Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Salt Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Salt Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Salt Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Salt Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Salt Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Salt Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

251 of Salt Lake County’s 251 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Salt Lake County

All 251 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

251 OF 251 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle82.9%2,98739.7%OPEN →
Upper159.1%1,33315.4%OPEN →
Moderate59.0%6,04368.0%OPEN →
Middle86.0%4,96877.6%OPEN →
Moderate56.4%4,02576.1%OPEN →
Moderate73.8%5,89352.0%OPEN →
Moderate52.8%6,69956.0%OPEN →
Moderate79.0%2,68327.0%OPEN →
Middle83.5%2,56226.0%OPEN →
Upper155.8%3,12716.9%OPEN →
Middle107.5%1,97321.6%OPEN →
Middle110.2%3,43122.6%OPEN →
Upper150.3%3,97219.7%OPEN →
Low29.2%——OPEN →
—0.0%——OPEN →
Upper144.2%3,28823.9%OPEN →
Middle93.3%3,74224.4%OPEN →
Moderate74.2%3,58229.6%OPEN →
Moderate72.6%3,34727.3%OPEN →
Moderate57.9%3,10333.1%OPEN →
Moderate77.3%2,83731.8%OPEN →
Moderate54.5%2,37838.1%OPEN →
Middle98.7%3,15343.3%OPEN →
Moderate75.0%3,13447.1%OPEN →
Upper124.7%2,06232.9%OPEN →
Moderate71.5%4,39161.0%OPEN →
Moderate57.8%4,75266.8%OPEN →
Moderate66.4%3,70477.3%OPEN →
Moderate58.1%5,91970.2%OPEN →
Moderate70.0%4,88871.0%OPEN →
Moderate58.9%5,76849.2%OPEN →
Middle96.6%2,75631.7%OPEN →
Middle111.0%4,14431.6%OPEN →
Middle108.2%4,43325.0%OPEN →
Middle108.5%4,25620.7%OPEN →
Middle103.6%4,16719.6%OPEN →
Upper142.4%4,03115.5%OPEN →
Upper166.4%2,67114.2%OPEN →
Upper123.7%2,63111.9%OPEN →
Upper169.3%2,32515.3%OPEN →
Middle116.4%3,60517.8%OPEN →
Upper175.8%3,30214.7%OPEN →
Upper202.0%2,94115.0%OPEN →
Upper172.5%6,89516.8%OPEN →
Middle111.2%2,90121.2%OPEN →
Upper171.2%2,0678.4%OPEN →
Middle111.6%4,81816.3%OPEN →
Middle104.2%5,26316.2%OPEN →
Middle86.1%3,13529.1%OPEN →
Upper152.3%3,56212.7%OPEN →
Upper224.1%5,55715.8%OPEN →
Upper189.7%2,01113.5%OPEN →
Upper140.3%2,51912.7%OPEN →
Upper122.7%5,07013.2%OPEN →
Middle114.5%5,80216.9%OPEN →
Middle119.1%3,40121.4%OPEN →
Upper127.9%3,87315.0%OPEN →
Upper129.7%6,42512.7%OPEN →
Upper121.5%5,82512.1%OPEN →
Middle92.8%3,79824.5%OPEN →
Middle105.1%5,19914.7%OPEN →
Middle92.3%5,81316.3%OPEN →
Upper153.2%4,92312.6%OPEN →
Upper161.2%4,59410.3%OPEN →
Upper140.7%5,62719.0%OPEN →
Upper120.5%2,98218.9%OPEN →
Moderate59.5%3,84726.6%OPEN →
Middle105.3%3,11819.4%OPEN →
Middle89.1%3,09022.5%OPEN →
Upper134.6%3,33214.6%OPEN →
Upper133.7%3,23315.7%OPEN →
Middle99.0%2,63220.5%OPEN →
Middle98.8%4,66421.9%OPEN →
Upper138.7%5,87812.9%OPEN →
Upper124.2%3,69214.1%OPEN →
Middle115.8%3,87215.4%OPEN →
Middle111.5%2,45417.6%OPEN →
Moderate70.6%6,97641.0%OPEN →
Moderate58.9%2,52953.1%OPEN →
Middle86.8%4,44954.6%OPEN →
Low43.4%6,76251.9%OPEN →
Low45.8%5,45254.7%OPEN →
Moderate71.9%4,40742.1%OPEN →
Middle96.1%5,76231.4%OPEN →
Middle85.4%2,77725.9%OPEN →
Middle90.5%4,11330.0%OPEN →
Middle89.4%3,62425.4%OPEN →
Moderate51.6%3,80630.0%OPEN →
Moderate71.0%4,52442.1%OPEN →
Moderate70.0%3,36227.5%OPEN →
Middle91.8%4,87122.8%OPEN →
Low43.7%5,05855.0%OPEN →
Middle95.8%5,04123.8%OPEN →
Middle100.1%5,01817.5%OPEN →
Middle103.6%4,00521.5%OPEN →
Middle86.5%3,81524.4%OPEN →
Middle99.8%3,62317.5%OPEN →
Middle83.1%7,49848.8%OPEN →
Moderate65.3%4,57841.0%OPEN →
Moderate71.7%6,24143.7%OPEN →
Moderate67.7%3,39459.5%OPEN →
Middle82.2%4,02728.1%OPEN →
Moderate76.1%4,83231.2%OPEN →
Middle93.3%2,99527.0%OPEN →
Moderate79.3%3,97229.0%OPEN →
Middle90.0%4,76720.4%OPEN →
Upper128.5%5,16515.6%OPEN →
Upper128.4%5,40214.6%OPEN →
Middle84.9%6,29231.9%OPEN →
Middle115.0%6,68120.4%OPEN →
Middle96.7%5,44026.3%OPEN →
Middle112.8%5,26418.6%OPEN →
Upper145.9%3,57513.0%OPEN →
Upper145.3%2,34012.7%OPEN →
Upper133.9%4,23915.0%OPEN →
Upper166.8%3,35412.8%OPEN →
Middle119.5%3,91118.2%OPEN →
Upper146.8%3,11115.8%OPEN →
Moderate65.3%3,20619.1%OPEN →
Middle93.2%5,54034.5%OPEN →
Moderate79.3%5,67126.0%OPEN →
Upper124.3%5,42917.4%OPEN →
Upper125.6%5,31920.0%OPEN →
Middle95.8%5,77421.1%OPEN →
Upper152.2%5,41013.0%OPEN →
Upper204.6%4,96012.3%OPEN →
Upper178.4%5,12614.8%OPEN →
Upper159.5%5,90611.4%OPEN →
—0.0%3,15936.4%OPEN →
Upper150.1%7,03816.2%OPEN →
Middle113.0%5,26930.0%OPEN →
Middle107.3%6,16523.5%OPEN →
Upper121.2%5,72230.0%OPEN →
Middle97.5%4,87430.5%OPEN →
Upper163.1%5,2539.3%OPEN →
Upper126.2%10,86221.1%OPEN →
Upper183.6%5,06313.3%OPEN →
Middle80.3%3,18127.5%OPEN →
Upper120.5%5,02720.6%OPEN →
Upper175.2%3,39824.5%OPEN →
Middle91.6%6,35242.0%OPEN →
Upper124.7%5,29525.2%OPEN →
Middle97.3%4,70533.2%OPEN →
Middle116.7%2,64828.2%OPEN →
Middle104.8%5,15823.9%OPEN →
Middle97.6%6,54830.7%OPEN →
Middle85.2%4,73642.3%OPEN →
Middle97.9%4,16832.6%OPEN →
Middle80.5%5,36238.6%OPEN →
Middle92.5%5,15529.0%OPEN →
Middle92.4%4,28028.4%OPEN →
Middle118.4%4,94717.6%OPEN →
Upper145.0%6,28516.0%OPEN →
Upper141.5%7,37113.5%OPEN →
Upper137.8%6,56717.6%OPEN →
Upper141.8%5,83716.5%OPEN →
Upper134.1%6,13014.2%OPEN →
Middle105.1%5,27315.3%OPEN →
Upper159.5%7,42014.3%OPEN →
Middle104.3%7,27913.7%OPEN →
Middle108.3%5,88730.8%OPEN →
Upper149.3%7,58920.4%OPEN →
Middle115.0%6,75622.9%OPEN →
Upper142.7%5,38817.2%OPEN →
Middle116.9%5,32026.8%OPEN →
Middle99.1%7,01333.2%OPEN →
Middle118.1%3,76620.7%OPEN →
Upper123.6%7,88614.6%OPEN →
Upper120.2%4,03526.3%OPEN →
Upper144.2%4,82316.8%OPEN →
Middle107.0%4,39914.9%OPEN →
Upper144.0%5,21017.4%OPEN →
Upper121.7%3,72615.0%OPEN →
Middle97.6%11,12228.7%OPEN →
Middle83.7%9,86128.3%OPEN →
Moderate68.7%7,41373.0%OPEN →
Moderate63.3%5,19666.3%OPEN →
Moderate77.2%5,11155.1%OPEN →
Moderate62.6%3,14350.0%OPEN →
Moderate50.8%4,90060.5%OPEN →
Low38.7%3,85969.8%OPEN →
Moderate60.3%3,99358.2%OPEN →
Moderate59.5%2,82166.7%OPEN →
Moderate57.2%6,78768.5%OPEN →
Middle81.0%7,11947.6%OPEN →
Middle93.2%5,04945.0%OPEN →
Middle80.7%6,80551.0%OPEN →
Middle86.6%2,80851.9%OPEN →
Middle99.5%3,01859.4%OPEN →
Middle86.6%5,98040.7%OPEN →
Middle107.4%6,53049.3%OPEN →
Middle93.2%5,95157.8%OPEN →
Moderate76.7%6,55846.8%OPEN →
Moderate70.5%7,82670.9%OPEN →
Middle96.2%3,35741.2%OPEN →
Moderate71.9%3,90039.9%OPEN →
Moderate70.1%3,41742.1%OPEN →
Middle80.1%6,18642.8%OPEN →
Moderate61.5%6,75756.5%OPEN →
Middle82.9%6,16828.3%OPEN →
Middle81.5%4,10144.8%OPEN →
Moderate77.3%6,49342.0%OPEN →
Middle104.3%3,28130.9%OPEN →
Moderate72.1%6,10242.0%OPEN →
Middle84.3%5,79347.6%OPEN →
Middle84.4%4,24143.2%OPEN →
Middle95.7%4,97638.8%OPEN →
Middle105.4%3,25928.1%OPEN →
Middle104.8%4,91823.6%OPEN →
Moderate69.6%4,20162.1%OPEN →
Middle103.2%3,69943.7%OPEN →
Middle85.5%3,10553.7%OPEN →
Middle94.2%4,88354.7%OPEN →
Middle102.1%5,36739.6%OPEN →
Middle111.7%2,54543.3%OPEN →
Middle105.2%4,01839.4%OPEN →
Middle119.3%4,47823.1%OPEN →
Middle108.6%4,05054.0%OPEN →
Middle118.5%3,79165.3%OPEN →
Moderate65.2%5,49853.5%OPEN →
Middle86.5%4,16047.5%OPEN →
Moderate67.8%2,61946.4%OPEN →
Moderate75.4%5,93955.0%OPEN →
Moderate62.8%4,37160.4%OPEN →
Middle102.6%4,80955.0%OPEN →
Middle108.5%4,17852.0%OPEN →
Middle100.1%5,40343.4%OPEN →
Middle86.8%6,03942.9%OPEN →
Moderate78.3%7,66748.3%OPEN →
Moderate63.3%4,88837.1%OPEN →
Moderate75.7%5,27245.2%OPEN →
Upper127.3%4,11929.9%OPEN →
Middle104.4%4,34432.1%OPEN →
Upper130.2%3,58217.7%OPEN →
Middle114.8%5,16127.9%OPEN →
Moderate56.8%5,51149.1%OPEN →
Middle105.2%2,83330.0%OPEN →
Upper137.5%10,72431.6%OPEN →
Middle99.8%5,80133.9%OPEN →
Middle85.3%7,48762.0%OPEN →
Upper134.0%5,31514.4%OPEN →
Upper152.7%2,0839.6%OPEN →
Moderate74.3%4,62053.2%OPEN →
Upper276.7%3,65415.5%OPEN →
Upper150.7%6,43114.0%OPEN →
Middle110.8%8,08320.6%OPEN →
Middle83.3%7,27229.5%OPEN →
Upper149.4%8,27420.3%OPEN →
Middle107.8%7,03329.7%OPEN →
—0.0%1631.3%OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

1,196,523

Median household income

$97,494

Median home value

$525,700

Median gross rent

$1,592

per month

Owner-occupied

66.1%

of occupied units

Housing units

449,662

5.2% vacant

Poverty rate

8.1%

Unemployment

3.8%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 98.6

Social vulnerability

Very Low

Community resilience

Relatively High

ELEVATED PERILS

Wildfire Relatively High · Earthquake Relatively High · Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

54

Declarations recorded

12

Incident types on record: Biological, Coastal Storm, Earthquake, Fire, Flood, Severe Storm, Tornado.

Everything we hold on Salt Lake County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Salt Lake County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Salt Lake County →Every reported application and origination in FIPS 49035, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Salt Lake County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

957

—

Purchase share

41.8%

400 loans

IRRRL refinances

393

Cash-out refinances

164

2026957—400393164
2025873—488193192
2024637—42382132
2023580—4443133
2022——575270629
20213,960—7112,533716
20203,813—9072,132774
20191,859—874326659
20181,752—933209610
20172,192—956544692
20162,287—1,089683515
20152,012—946619447

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Salt Lake County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Salt Lake County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

2,576

−9.6% vs 2024

Multifamily · 2025

4,603

+170.4% vs 2024

Total authorized · 2025

7,179

+57.8% vs 2024

Permit valuation · 2025

$2B

authorized construction value

Units authorized by year

Salt Lake County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05K10K15K20K19901992199419961998200020022004200620082010201220142016201820202022202420257,179 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Salt Lake County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Utah County, UT5,73511,292$425.2M
inflow2223Utah County, UT4,6667,873$339.3M
outflow2223Davis County, UT2,9735,243$193.1M
inflow2223Davis County, UT2,3403,834$151.5M
inflow2223Other flows - South, DS1,8572,891$126.3M
outflow2223Other flows - South, DS1,8533,497$151.5M
outflow2223Tooele County, UT1,3962,932$92.9M
outflow2223Other flows - West, DS1,2782,057$81.7M
inflow2223Other flows - Midwest, DS1,2671,850$78.7M
outflow2223Other flows - Midwest, DS1,2002,111$81.4M
inflow2223Other flows - West, DS1,1871,853$61.8M
outflow2223Weber County, UT1,0341,746$70.0M
inflow2223Weber County, UT8561,311$42.8M
outflow2223Washington County, UT8141,489$74.7M
inflow2223Tooele County, UT7551,358$39.8M
inflow2223Other flows - Northeast, DS7511,009$50.8M
outflow2223Other flows - Northeast, DS7341,119$54.6M
outflow2223Maricopa County, AZ6651,187$69.8M
inflow2223Cache County, UT596883$29.0M
outflow2223Clark County, NV587961$54.4M
inflow2223Los Angeles County, CA579953$43.3M
inflow2223Maricopa County, AZ567948$41.3M
inflow2223Washington County, UT549864$44.9M
inflow2223Clark County, NV526885$42.8M
inflow2223Summit County, UT514749$54.9M
outflow2223Los Angeles County, CA477678$33.0M
outflow2223King County, WA438613$43.9M
outflow2223Cache County, UT428748$21.0M
outflow2223Summit County, UT375570$48.7M
inflow2223San Diego County, CA353518$25.3M
inflow2223Orange County, CA324520$27.6M
outflow2223San Diego County, CA298451$24.7M
inflow2223King County, WA296419$31.9M
inflow2223Wasatch County, UT234378$16.6M
outflow2223Orange County, CA234362$19.2M
outflow2223Wasatch County, UT227414$28.7M
outflow2223Ada County, ID225369$16.0M
inflow2223Ada County, ID217300$12.5M
outflow2223Foreign - Overseas, FR216358$21.9M
outflow2223Multnomah County, OR196277$14.4M
inflow2223Riverside County, CA186326$15.6M
outflow2223New York County, NY177214$19.7M
inflow2223Harris County, TX172273$12.2M
inflow2223Cook County, IL169228$15.1M
outflow2223Cook County, IL166222$14.5M
inflow2223Iron County, UT164270$7.0M
outflow2223Harris County, TX163298$12.3M
outflow2223Iron County, UT163295$8.1M
outflow2223Denver County, CO163200$13.5M
outflow2223Dallas County, TX159226$12.9M
inflow2223Madison County, ID145229$4.6M
outflow2223Travis County, TX138196$18.4M
inflow2223Santa Clara County, CA137215$14.6M
inflow2223San Bernardino County, CA137258$6.7M
outflow2223Honolulu County, HI137268$8.9M
inflow2223Honolulu County, HI135291$6.4M
inflow2223Multnomah County, OR129172$8.3M
inflow2223Denver County, CO127165$13.0M
outflow2223Pierce County, WA126219$8.4M
outflow2223Box Elder County, UT126239$7.1M
outflow2223Pima County, AZ126199$10.2M
inflow2223Travis County, TX122156$12.6M
outflow2223Riverside County, CA121219$6.9M
outflow2223Tarrant County, TX117221$8.6M
inflow2223Foreign - Overseas, FR116196$14.4M
outflow2223Santa Clara County, CA115177$13.2M
outflow2223Sanpete County, UT112211$8.0M
inflow2223Sacramento County, CA112181$8.5M
inflow2223Box Elder County, UT111172$6.5M
outflow2223Bonneville County, ID109211$6.7M
inflow2223Dallas County, TX106147$8.9M
outflow2223Bexar County, TX105200$6.5M
outflow2223El Paso County, CO104171$6.0M
inflow2223Bonneville County, ID103161$5.1M
inflow2223San Francisco County, CA102135$15.4M
inflow2223Alameda County, CA101154$11.5M
outflow2223San Francisco County, CA100119$13.1M
inflow2223Hennepin County, MN100134$8.6M
outflow2223Alameda County, CA99154$10.0M
inflow2223Pima County, AZ98158$4.9M
outflow2223Duchesne County, UT98194$6.9M
inflow2223Miami-Dade County, FL98155$8.1M
outflow2223Washington County, OR97150$8.1M
outflow2223Uintah County, UT95178$4.7M
inflow2223Washoe County, NV92155$7.8M
outflow2223Snohomish County, WA90140$7.3M
outflow2223Clark County, WA90143$6.4M
inflow2223El Paso County, CO90127$5.1M
outflow2223Carbon County, UT89152$3.7M
outflow2223Collin County, TX89185$9.6M
inflow2223Ventura County, CA88149$6.8M
inflow2223Jefferson County, CO87113$6.3M
outflow2223Orange County, FL87155$8.9M
outflow2223Washoe County, NV86154$6.7M
inflow2223Bexar County, TX86169$5.4M
inflow2223Tarrant County, TX83149$4.8M
inflow2223Pierce County, WA83145$4.3M
inflow2223Middlesex County, MA82120$8.7M
inflow2223Contra Costa County, CA82122$7.2M
outflow2223Wake County, NC80155$7.2M
inflow2223Sanpete County, UT79131$3.8M
outflow2223Hennepin County, MN78133$6.9M
outflow2223Bannock County, ID77141$5.1M
inflow2223Arapahoe County, CO77111$5.6M
outflow2223Kings County, NY7686$5.7M
outflow2223San Bernardino County, CA76132$3.4M
outflow2223Arapahoe County, CO75118$4.8M
inflow2223Broward County, FL7597$4.0M
outflow2223Boulder County, CO75103$6.9M
outflow2223Denton County, TX74155$8.6M
inflow2223New York County, NY73107$14.9M
inflow2223Orange County, FL73127$5.1M
inflow2223Fulton County, GA72106$7.2M
outflow2223Hillsborough County, FL72129$6.3M
inflow2223Bannock County, ID71121$3.2M
inflow2223Hillsborough County, FL71114$5.2M
outflow2223Madison County, ID71115$2.4M
outflow2223Miami-Dade County, FL71112$10.9M
inflow2223Uintah County, UT70112$3.1M
outflow2223Jefferson County, CO7093$5.3M
outflow2223Sacramento County, CA70133$3.9M
outflow2223Canyon County, ID69153$5.3M
inflow2223Duchesne County, UT68101$2.6M
inflow2223Snohomish County, WA68109$7.0M
outflow2223Mesa County, CO68112$5.7M
inflow2223Denton County, TX66102$4.7M
inflow2223Fairfax County, VA66102$7.1M
inflow2223Palm Beach County, FL6596$3.9M
outflow2223Deschutes County, OR6599$6.7M
inflow2223San Mateo County, CA65106$9.1M
inflow2223Collin County, TX65126$5.8M
inflow2223Franklin County, OH64102$5.0M
inflow2223Mesa County, CO64101$5.1M
outflow2223Mecklenburg County, NC64109$5.6M
outflow2223Middlesex County, MA6492$7.7M
outflow2223San Mateo County, CA6499$5.7M
outflow2223Lane County, OR6397$4.1M
inflow2223Philadelphia County, PA6279$5.4M
inflow2223Bernalillo County, NM61100$5.3M
outflow2223Sevier County, UT61112$3.4M
inflow2223Douglas County, CO60102$7.5M
inflow2223Larimer County, CO6073$3.1M
inflow2223Oakland County, MI5972$3.6M
inflow2223Mecklenburg County, NC5989$5.8M
inflow2223Dane County, WI5976$4.5M
outflow2223Thurston County, WA5998$4.2M
outflow2223Elko County, NV5989$2.9M
inflow2223Gallatin County, MT5874$2.9M
outflow2223Spokane County, WA5888$4.0M
outflow2223Douglas County, CO58117$5.6M
inflow2223Wake County, NC5798$6.2M
inflow2223Elko County, NV5793$3.9M
outflow2223Palm Beach County, FL5788$7.6M
inflow2223Spokane County, WA5685$4.0M
inflow2223Kings County, NY5672$6.3M
outflow2223Larimer County, CO5689$4.6M
inflow2223Anchorage Municipality, AK55101$2.9M
inflow2223Fresno County, CA5593$3.8M
inflow2223District of Columbia, DC5563$6.8M
inflow2223Carbon County, UT5599$2.3M
inflow2223Foreign - APO/FPO ZIPs, FR55128$4.4M
inflow2223Suffolk County, MA5579$6.0M
outflow2223Broward County, FL5587$5.0M
inflow2223Washington County, OR5497$5.4M
inflow2223Boulder County, CO5472$3.8M
outflow2223Bernalillo County, NM5277$3.4M
outflow2223Anchorage Municipality, AK5288$3.9M
outflow2223Dane County, WI5179$3.4M
outflow2223District of Columbia, DC5158$4.5M
outflow2223Contra Costa County, CA5192$6.8M
inflow2223Duval County, FL5070$3.5M
inflow2223Clackamas County, OR5083$5.0M
outflow2223Williamson County, TX50102$4.9M
outflow2223Davidson County, TN5073$4.6M
outflow2223Pinal County, AZ5088$3.5M
inflow2223Coconino County, AZ4966$2.0M
inflow2223Sevier County, UT4974$2.1M
inflow2223Kern County, CA4974$2.3M
inflow2223Douglas County, NE4977$3.7M
outflow2223Gallatin County, MT4971$3.5M
outflow2223Suffolk County, MA4978$6.1M
outflow2223Pinellas County, FL4967$5.4M
inflow2223Marion County, IN4879$2.9M
inflow2223Mohave County, AZ4873$1.5M
inflow2223Queens County, NY4866$2.3M
inflow2223Davidson County, TN4865$4.1M
outflow2223Foreign - APO/FPO ZIPs, FR48114$3.3M
outflow2223Fairfax County, VA4883$4.5M
outflow2223Mohave County, AZ4892$2.8M
outflow2223Clackamas County, OR4775$4.4M
outflow2223Franklin County, OH4786$3.2M
outflow2223Hudson County, NJ4762$6.4M
outflow2223Fulton County, GA4780$5.8M
inflow2223Adams County, CO4683$4.2M
outflow2223Philadelphia County, PA4666$3.4M
outflow2223Allegheny County, PA4676$3.6M
inflow2223Pinellas County, FL4664$2.5M
inflow2223Allegheny County, PA4660$3.7M
outflow2223Uinta County, WY4572$2.7M
outflow2223Sweetwater County, WY4599$2.6M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Salt Lake County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals7,243.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals2,441.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals9,684.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals565,000.0
2023BothNo CharacteristicAll Appraisals565,000.0
2023PurchaseNo CharacteristicAll Appraisals565,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals575,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals580,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals6,186.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals565,000.0
2022BothNo CharacteristicAll Appraisals16,394.0
2022PurchaseNo CharacteristicAll Appraisals10,208.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals495,000.0
2021BothNo CharacteristicAll Appraisals33,938.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals14,588.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals19,350.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals500,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals507,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals41,483.0
2020PurchaseNo CharacteristicAll Appraisals15,836.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals420,000.0
2020RefinanceNo CharacteristicAll Appraisals425,000.0
2020RefinanceNo CharacteristicAll Appraisals25,647.0
2020PurchaseNo CharacteristicAll Appraisals409,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals380,000.0
2019PurchaseNo CharacteristicAll Appraisals14,182.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals384,000.0
2019BothNo CharacteristicAll Appraisals32,393.0
2019RefinanceNo CharacteristicAll Appraisals18,211.0
2019PurchaseNo CharacteristicAll Appraisals375,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals340,000.0
2018BothNo CharacteristicAll Appraisals22,698.0
2018PurchaseNo CharacteristicAll Appraisals14,123.0
2018RefinanceNo CharacteristicAll Appraisals8,575.0
2018BothNo CharacteristicAll Appraisals352,000.0
2018PurchaseNo CharacteristicAll Appraisals360,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals320,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals25,164.0
2017PurchaseNo CharacteristicAll Appraisals13,930.0
2017PurchaseNo CharacteristicAll Appraisals340,000.0
2017RefinanceNo CharacteristicAll Appraisals11,234.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals331,000.0
2016PurchaseNo CharacteristicAll Appraisals12,653.0
2016RefinanceNo CharacteristicAll Appraisals325,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals321,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals324,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals29,923.0
2016RefinanceNo CharacteristicAll Appraisals17,270.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals300,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals300,000.0
2015BothNo CharacteristicAll Appraisals24,060.0
2015RefinanceNo CharacteristicAll Appraisals12,508.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals11,552.0
2015BothNo CharacteristicAll Appraisals300,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals285,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Salt Lake County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05692,292668,50423,7883.4%
2026-04685,569660,87424,6953.6%
2026-03686,693660,25426,4393.9%
2026-02689,835661,35428,4814.1%
2026-01689,528662,69326,8353.9%
2025-12696,849672,96323,8863.4%
2025-11702,610676,86825,7423.7%
2025-09697,064672,10624,9583.6%
2025-08696,827670,03726,7903.8%
2025-07701,186675,00426,1823.7%
2025-06700,159673,95126,2083.7%
2025-05692,659668,88223,7773.4%
2025-04692,685668,86623,8193.4%
2025-03692,531667,78424,7473.6%
2025-02692,165666,27325,8923.7%
2025-01691,068667,38323,6853.4%
2024-12691,906670,76421,1423.1%
2024-11694,747672,91221,8353.1%
2024-10692,172669,85822,3143.2%
2024-09692,918671,08421,8343.2%
2024-08695,363669,70425,6593.7%
2024-07700,986675,68425,3023.6%
2024-06694,615669,88924,7263.6%
2024-05688,520666,73221,7883.2%
2024-04684,440663,00221,4383.1%
2024-03687,745664,86222,8833.3%
2024-02686,898663,24023,6583.4%
2024-01685,436664,37421,0623.1%
2023-12683,635664,83918,7962.7%
2023-11690,388671,99218,3962.7%
2023-10685,469666,26019,2092.8%
2023-09685,558666,77718,7812.7%
2023-08688,149666,97821,1713.1%
2023-07690,833671,18719,6462.8%
2023-06685,190665,27919,9112.9%
2023-05678,510660,25218,2582.7%
2023-04673,935657,09016,8452.5%
2023-03677,487659,18618,3012.7%
2023-02674,488655,06019,4282.9%
2023-01672,575654,69917,8762.7%
2022-12672,418657,53814,8802.2%
2022-11672,398657,00815,3902.3%
2022-10670,623655,01015,6132.3%
2022-09670,453655,50614,9472.2%
2022-08672,191654,56817,6232.6%
2022-07672,166655,59516,5712.5%
2022-06668,330650,67917,6512.6%
2022-05660,247645,02315,2242.3%
2022-04654,043639,08614,9572.3%
2022-03659,868644,33715,5312.4%
2022-02656,865640,02816,8372.6%
2022-01655,139638,70616,4332.5%
2021-12654,926642,29012,6361.9%
2021-11655,486641,94513,5412.1%
2021-10649,048635,20113,8472.1%
2021-09647,042632,53014,5122.2%
2021-08649,738631,07818,6602.9%
2021-07652,404632,70019,7043.0%
2021-06647,727626,27521,4523.3%
2021-05639,434620,79018,6442.9%
2021-04637,075616,87320,2023.2%
2021-03639,541618,08421,4573.4%
2021-02640,004616,12223,8823.7%
2021-01639,780615,93323,8473.7%
2020-12639,846617,02522,8213.6%
2020-11641,812617,49524,3173.8%
2020-10640,262614,00726,2554.1%
2020-09638,380607,15731,2234.9%
2020-08642,599607,20735,3925.5%
2020-07642,481598,68643,7956.8%
2020-06639,463591,21648,2477.5%
2020-05632,918577,42155,4978.8%
2020-04632,869565,13367,73610.7%
2020-03632,641614,10818,5332.9%
2020-02640,843624,43416,4092.6%
2020-01636,661620,43716,2242.5%
2019-12637,463624,05513,4082.1%
2019-11639,156625,65713,4992.1%
2019-10634,614621,38813,2262.1%
2019-09632,176619,15213,0242.1%
2019-08633,544617,30116,2432.6%
2019-07636,239619,88516,3542.6%
2019-06634,151616,52117,6302.8%
2019-05626,678611,18715,4912.5%
2019-04621,702606,07715,6252.5%
2019-03621,855604,41917,4362.8%
2019-02624,295605,96318,3322.9%
2019-01619,525602,26117,2642.8%
2018-12622,942607,34715,5952.5%
2018-11624,630608,98715,6432.5%
2018-10619,168603,48515,6832.5%
2018-09616,752600,93715,8152.6%
2018-08618,977600,07018,9073.1%
2018-07625,837607,53418,3032.9%
2018-06621,524601,60019,9243.2%
2018-05615,985599,24516,7402.7%
2018-04611,025593,20017,8252.9%
2018-03611,077592,02219,0553.1%
2018-02614,134594,01820,1163.3%
2018-01607,918588,83619,0823.1%

BEA Personal Income

2024$91.75B1,216,274$75K
2023$86.90B1,200,544$72K
2022$80.77B1,192,255$68K
2021$76.94B1,186,513$65K
2020$67.96B1,187,028$57K
2019$62.39B1,177,942$53K
2018$59.17B1,166,214$51K
2017$55.54B1,152,447$48K
2016$52.56B1,133,833$46K
2015$50.05B1,113,675$45K
2014$46.40B1,099,234$42K
2013$44.08B1,086,463$41K
2012$42.86B1,068,851$40K
2011$40.22B1,050,315$38K
2010$37.29B1,033,519$36K
2009$36.46B1,016,795$36K
2008$38.40B999,553$38K
2007$37.06B983,719$38K
2006$34.65B966,798$36K
2005$30.94B947,963$33K
2004$28.30B934,140$30K
2003$26.78B924,802$29K
2002$26.19B918,152$29K
2001$25.55B910,750$28K
2000$25.09B901,018$28K
1999$23.38B891,116$26K
1998$22.12B881,840$25K
1997$20.84B871,580$24K
1996$19.22B853,076$23K
1995$17.62B836,008$21K
1994$16.13B819,039$20K
1993$14.84B798,049$19K
1992$13.84B774,408$18K
1991——$17K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Salt Lake County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-10-04$0——Yes
2025-08-06$0$0$0No
2025-07-16$0$0$0Yes
2025-02-26$0——Yes
2024-10-17$0$0$0Yes
2024-10-02$0——Yes
2024-06-05$0——Yes
2024-05-05$4K$4K$0Yes
2024-04-27$0——Yes
2024-04-12$0——Yes
2023-10-02$0——Yes
2023-10-02$0$0$0Yes
2023-08-22$3K$3K$0Yes
2023-08-03$34K$34K$0Yes
2023-08-03$5K$5K$0Yes
2023-08-03$0$0$0Yes
2023-08-03$0——Yes
2023-08-03$9K$9K$0No
2023-08-03$3K$3K$0Yes
2023-08-03$4K$4K$0Yes
2023-08-02$2K$2K$0Yes
2023-08-02$4K$4K$0Yes
2023-05-22$0$0$0No
2023-05-12$0——Yes
2023-05-01$2K$2K$0Yes
2023-04-15$3K$3K$0Yes
2023-04-13$22K$22K$0Yes
2023-01-10$6K$6K$0Yes
2022-09-14$21K$21K$0Yes
2022-08-06$0——Yes
2022-01-06$0$0$0Yes
2021-10-11$0——Yes
2021-08-20$0——Yes
2021-08-19$0$0$0Yes
2021-08-18$7K$7K$0Yes
2021-08-01$899.03$899.03$0Yes
2021-05-21$0$0$0Yes
2020-03-03$0$0$0Yes
2020-02-07$0$0$0Yes
2020-02-02$0——Yes
2019-09-20$0——Yes
2019-07-20$0——Yes
2019-01-10$0——Yes
2018-05-16$0——Yes
2017-08-18$1K$1K$0No
2017-07-26$0——Yes
2017-07-26$0——Yes
2017-07-25$3K$3K$0Yes
2017-07-25$0——Yes
2017-07-25$14K$14K$0Yes
2017-04-18$0——Yes
2017-02-10$14K$14K$0No
2016-10-23$0——Yes
2015-09-23$0——Yes
2015-09-15$0——Yes
2015-08-03$2K$2K$0No
2015-07-08$377.01$377.01$0Yes
2015-06-06$0——Yes
2015-05-23$0——Yes
2014-09-30$2K$2K$0Yes
2014-07-28$4K$4K$0No
2014-04-27$0——Yes
2014-03-17$105K$105K$0No
2013-03-01$0——Yes
2012-05-18$0——Yes
2012-04-02$0——Yes
2011-08-01$0——Yes
2011-08-01$20K$20K$0No
2011-07-28$0——No
2011-07-26$0——Yes
2011-07-26$2K$2K$0Yes
2011-07-01$1K$1K$0No
2011-06-30$1K$1K$0No
2011-06-23$0——Yes
2011-06-23$1K$1K$0Yes
2011-06-22$0——Yes
2011-06-19$4K$4K$0Yes
2011-05-09$10K$6K$4KYes
2011-04-20$2K$2K$0No
2011-04-09$0——Yes
2010-08-19$40K$28K$11KYes
2010-08-19$63K$42K$21KYes
2010-06-07$0——Yes
2010-06-07$0——Yes
2009-06-17$42K$28K$13KYes
2009-06-11$0——Yes
2009-03-03$0——Yes
2007-08-03$17K$16K$866.5Yes
2007-07-26$9K$9K$0No
2007-05-13$0——Yes
2006-10-15$0——Yes
2006-08-12$7K$7K$0Yes
2006-08-12$13K$13K$0Yes
2006-08-12$13K$8K$5KYes
2006-06-09$0——No
2006-04-05$0——Yes
2005-06-27$0——Yes
2005-06-01$0——No
2004-02-28$0——Yes
2003-12-28$0——Yes

ALSO CHECKED

18 more data areas were checked for Salt Lake County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the UT state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN SALT LAKE COUNTY →Opens the loan explorer already filtered to county FIPS 49035.

See the Utah state market profile for the statewide picture, the Utah state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.