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State markets/West Virginia/Raleigh County

COUNTY MORTGAGE MARKET · FIPS 54081

Raleigh County, West Virginia

Who lends in Raleigh County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$196.3M

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

1,251

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

21.7%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

144

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 144 lenders that originated in Raleigh County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

553

unconcentrated

Top-5 lender share

45.5%

of originations

Purchase

68.4%

706 loans

Refinance

31.6%

326 loans

Origination trend

Annual mortgage origination volume and loan count in Raleigh County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Raleigh County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Raleigh County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR RALEIGH COUNTY →

TOP TEN LENDERS IN RALEIGH COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

225$28.7M$28.7M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
103$17.7M$17.7M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
111$17.4M$17.4M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
104$15.3M$15.3M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
65$10.2M$10.2M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
42$9.0M$9.0M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
51$7.0M$7.0M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
26$6.4M$6.4M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
31$4.5M$4.5M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
31$4.4M$4.4M originated in Raleigh County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Raleigh County

All 45 ZIP Code Tabulation Areas that touch Raleigh County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
45 OF 45 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
99 of the 12 Raleigh County tracts this ZIP area touches sit mostly inside it.35,84820.4%10,705——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Raleigh County tracts this ZIP area touches sit mostly inside it.6,23324.6%1,520——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Raleigh County tract this ZIP area touches sit mostly inside it.5,4694.6%1,981——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Raleigh County tract this ZIP area touches sit mostly inside it.5,3175.7%1,543——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 7 Raleigh County tracts this ZIP area touches sit mostly inside it.5,1937.1%2,004——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Raleigh County tracts this ZIP area touches sit mostly inside it.4,91911.9%1,429——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Raleigh County tracts this ZIP area touches sit mostly inside it.4,7148.0%1,585——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Raleigh County tract this ZIP area touches sit mostly inside it.4,1094.1%1,396——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Raleigh County tracts this ZIP area touches sit mostly inside it.2,7896.7%903——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Raleigh County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

17 of Raleigh County’s 17 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Raleigh County

All 17 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

17 OF 17 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate64.1%3,35240.5%OPEN →
Middle86.3%3,94829.9%OPEN →
Middle84.2%3,31832.5%OPEN →
Upper142.9%4,42818.2%OPEN →
Middle102.7%4,41023.7%OPEN →
Moderate54.7%2,93710.2%OPEN →
Upper128.1%6,23324.6%OPEN →
Upper152.1%4,7148.0%OPEN →
Upper130.9%5,1937.1%OPEN →
Middle99.9%5,4694.6%OPEN →
Middle119.3%4,7455.3%OPEN →
Moderate63.0%2,7896.7%OPEN →
Middle102.0%5,3175.7%OPEN →
Moderate53.9%4,1094.1%OPEN →
Middle115.0%4,64312.3%OPEN →
Middle88.9%4,91911.9%OPEN →
Middle105.0%4,06717.4%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

73,195

Median household income

$52,150

Median home value

$150,900

Median gross rent

$902

per month

Owner-occupied

75.3%

of occupied units

Housing units

34,604

16.2% vacant

Poverty rate

22.8%

Unemployment

5.0%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Low

score 65.5

Social vulnerability

Relatively High

Community resilience

Relatively Low

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

79

Declarations recorded

29

Incident types on record: Biological, Drought, Fire, Flood, Hurricane, Severe Storm, Snowstorm, Winter Storm.

Everything we hold on Raleigh County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Raleigh County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Raleigh County →Every reported application and origination in FIPS 54081, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Raleigh County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

104

—

Purchase share

53.8%

56 loans

IRRRL refinances

28

Cash-out refinances

20

2026104—562820
2025126—872613
202497—71818
202376—60214
2022——922128
2021205—8010520
2020171—638424
201995—62825
2018105—641526
2017130—682537
2016113—492341
2015111—572826

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Raleigh County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Raleigh County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

50

+22.0% vs 2024

Multifamily · 2025

0

—

Total authorized · 2025

50

+22.0% vs 2024

Permit valuation · 2025

$15M

authorized construction value

Units authorized by year

Raleigh County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
0125250375500199019921994199619982000200220042006200820102012201420162018202020222024202550 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Raleigh County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Foreign - Other flows, FR———
outflow2223Foreign - Other flows, FR———
outflow2223Other flows - South, DS404686$22.5M
inflow2223Other flows - South, DS381670$16.9M
inflow2223Fayette County, WV224418$9.9M
outflow2223Fayette County, WV168336$6.2M
outflow2223Other flows - Midwest, DS85147$4.1M
outflow2223Kanawha County, WV82133$4.0M
inflow2223Other flows - Midwest, DS73129$4.7M
inflow2223Kanawha County, WV5989$3.5M
inflow2223Other flows - West, DS5994$3.7M
inflow2223Mercer County, WV59105$2.3M
outflow2223Mercer County, WV5799$3.4M
inflow2223Wyoming County, WV55103$2.5M
outflow2223Other flows - West, DS5484$3.5M
outflow2223Other flows - Northeast, DS5180$3.0M
inflow2223Other flows - Northeast, DS5091$2.0M
outflow2223Wyoming County, WV4697$1.7M
inflow2223Summers County, WV4170$1.5M
outflow2223Summers County, WV3881$2.8M
inflow2223Greenbrier County, WV3460$1.7M
outflow2223Monongalia County, WV3243$1.2M
outflow2223Cabell County, WV2636$1.3M
inflow2223Monongalia County, WV2226$1.1M
outflow2223Boone County, WV2244$782K
inflow2223Nicholas County, WV2131$1.1M
outflow2223Mecklenburg County, NC2033$1.2M
inflow2122Foreign - Other flows, FR———
outflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS450754$23.7M
inflow2122Other flows - South, DS315576$17.4M
inflow2122Fayette County, WV202410$9.2M
outflow2122Fayette County, WV136257$5.8M
outflow2122Other flows - Midwest, DS92167$4.1M
inflow2122Other flows - Midwest, DS80147$3.8M
inflow2122Mercer County, WV78139$3.0M
inflow2122Wyoming County, WV75124$3.1M
inflow2122Kanawha County, WV68125$4.3M
inflow2122Other flows - West, DS67134$4.0M
outflow2122Kanawha County, WV65101$2.4M
outflow2122Other flows - West, DS63124$4.5M
outflow2122Mercer County, WV60116$2.7M
outflow2122Other flows - Northeast, DS56107$3.5M
inflow2122Other flows - Northeast, DS4375$2.6M
outflow2122Wyoming County, WV3889$1.6M
inflow2122Greenbrier County, WV3862$4.1M
outflow2122Summers County, WV3668$2.8M
inflow2122Summers County, WV3159$1.6M
outflow2122Cabell County, WV2733$817K
outflow2122Monongalia County, WV2327$1.6M
outflow2122Greenbrier County, WV2343$837K
inflow2122Monongalia County, WV2127$1.4M
inflow2122Nicholas County, WV2046$822K
inflow2021Foreign - Other flows, FR———
outflow2021Foreign - Other flows, FR———
outflow2021Other flows - South, DS472889$32.4M
inflow2021Other flows - South, DS371681$17.8M
inflow2021Fayette County, WV181345$6.4M
outflow2021Fayette County, WV149315$6.0M
outflow2021Other flows - Midwest, DS96143$3.1M
inflow2021Other flows - Midwest, DS75133$2.8M
outflow2021Mercer County, WV71120$2.3M
inflow2021Kanawha County, WV71118$3.1M
outflow2021Kanawha County, WV69111$2.8M
inflow2021Mercer County, WV69123$2.9M
inflow2021Other flows - Northeast, DS66118$3.5M
inflow2021Other flows - West, DS61112$2.8M
outflow2021Other flows - Northeast, DS5595$2.8M
inflow2021Wyoming County, WV50108$2.4M
outflow2021Other flows - West, DS4995$3.7M
outflow2021Summers County, WV4795$2.0M
outflow2021Wyoming County, WV4396$1.5M
inflow2021Summers County, WV4274$1.6M
inflow2021Greenbrier County, WV3658$1.5M
outflow2021Monongalia County, WV3238$944K
outflow2021Greenbrier County, WV2951$1.2M
outflow2021Cabell County, WV2633$933K
inflow2021Cabell County, WV2434$789K
inflow2021Nicholas County, WV2030$688K
inflow2021Boone County, WV2040$632K
outflow1920Foreign - Other flows, FR———
inflow1920Foreign - Other flows, FR———
outflow1920Other flows - South, DS464891$23.6M
inflow1920Other flows - South, DS369732$17.9M
inflow1920Fayette County, WV168368$5.8M
outflow1920Fayette County, WV163334$5.3M
outflow1920Other flows - Midwest, DS83140$4.0M
inflow1920Other flows - Midwest, DS83167$2.3M
inflow1920Mercer County, WV69141$3.2M
inflow1920Kanawha County, WV65107$3.0M
outflow1920Kanawha County, WV58104$2.2M
outflow1920Mercer County, WV56117$2.2M
outflow1920Other flows - West, DS54118$2.7M
outflow1920Other flows - Northeast, DS5382$3.4M
inflow1920Wyoming County, WV51118$2.1M
inflow1920Other flows - West, DS5186$3.0M
outflow1920Wyoming County, WV47116$2.1M
inflow1920Other flows - Northeast, DS4686$2.6M
outflow1920Summers County, WV4173$1.8M
inflow1920Summers County, WV3788$1.4M
inflow1920Cabell County, WV3145$1.3M
inflow1920Greenbrier County, WV3055$1.1M
inflow1920Monongalia County, WV3047$1.3M
outflow1920Greenbrier County, WV2543$1.8M
outflow1920Cabell County, WV2436$827K
inflow1920Nicholas County, WV2142$770K
outflow1920Monongalia County, WV2129$1.3M
outflow1920Mecklenburg County, NC2139$1.0M
inflow1819Foreign - Other flows, FR———
outflow1819Foreign - Other flows, FR———
outflow1819Other flows - South, DS490917$25.4M
inflow1819Other flows - South, DS287555$14.1M
inflow1819Fayette County, WV148305$6.3M
outflow1819Fayette County, WV134292$4.4M
outflow1819Other flows - Midwest, DS84177$4.7M
inflow1819Other flows - Midwest, DS76129$2.9M
outflow1819Kanawha County, WV72137$3.2M
inflow1819Wyoming County, WV70135$2.6M
inflow1819Kanawha County, WV58102$2.5M
outflow1819Other flows - Northeast, DS5386$2.6M
inflow1819Other flows - Northeast, DS5293$3.1M
inflow1819Mercer County, WV5093$2.0M
outflow1819Mercer County, WV4694$1.6M
outflow1819Other flows - West, DS4365$1.5M
inflow1819Other flows - West, DS4080$1.8M
inflow1819Summers County, WV3884$1.6M
outflow1819Wyoming County, WV2859$1.2M
inflow1819Monongalia County, WV2539$1.4M
outflow1819Greenbrier County, WV2445$1.1M
inflow1819Greenbrier County, WV2435$770K
outflow1819Monongalia County, WV2137$1.2M
outflow1718Foreign - Other flows, FR———
inflow1718Foreign - Other flows, FR———
outflow1718Other flows - South, DS455912$22.9M
inflow1718Other flows - South, DS354728$16.9M
inflow1718Fayette County, WV172345$4.9M
outflow1718Fayette County, WV151284$5.0M
outflow1718Kanawha County, WV77141$2.7M
outflow1718Other flows - Midwest, DS71144$2.9M
inflow1718Other flows - Midwest, DS71131$2.5M
inflow1718Wyoming County, WV63123$2.8M
outflow1718Other flows - West, DS60102$2.8M
inflow1718Mercer County, WV59107$2.2M
inflow1718Kanawha County, WV5697$2.2M
outflow1718Other flows - Northeast, DS5287$3.9M
outflow1718Mercer County, WV52108$2.3M
inflow1718Other flows - Northeast, DS4990$2.9M
inflow1718Summers County, WV4276$1.4M
inflow1718Other flows - West, DS3779$1.9M
inflow1718Greenbrier County, WV3555$1.7M
outflow1718Wyoming County, WV3168$959K
outflow1718Greenbrier County, WV2950$1.4M
outflow1718Summers County, WV2858$1.1M
outflow1718Cabell County, WV2451$1.6M
inflow1718Nicholas County, WV2042$720K
inflow1617Foreign - Other flows, FR———
outflow1617Other flows - South, DS6971,477$33.9M
inflow1617Other flows - South, DS379725$18.5M
inflow1617Fayette County, WV214449$7.9M
outflow1617Fayette County, WV203424$7.5M
outflow1617Other flows - Midwest, DS132269$5.1M
outflow1617Foreign - Other flows, FR97186$3.4M
outflow1617Kanawha County, WV89154$4.3M
inflow1617Wyoming County, WV81169$3.0M
inflow1617Kanawha County, WV73147$3.3M
inflow1617Other flows - Midwest, DS69158$3.0M
outflow1617Other flows - West, DS69119$3.3M
outflow1617Mercer County, WV68143$2.5M
inflow1617Mercer County, WV59106$2.0M
outflow1617Other flows - Northeast, DS56109$2.6M
inflow1617Other flows - Northeast, DS50108$2.3M
outflow1617Wyoming County, WV4898$1.7M
inflow1617Greenbrier County, WV4276$1.3M
inflow1617Other flows - West, DS3787$1.9M
inflow1617Summers County, WV3781$1.4M
outflow1617Summers County, WV3273$885K
outflow1617Cabell County, WV3043$1.3M
outflow1617Mecklenburg County, NC2646$1.6M
inflow1617Monongalia County, WV2328$1.0M
inflow1617Boone County, WV2149$895K
inflow1617Cabell County, WV2139$885K
outflow1617Monongalia County, WV2029$985K
outflow1617Greenbrier County, WV2042$452K
inflow1516Foreign - Other flows, FR———
outflow1516Foreign - Other flows, FR———
outflow1516Other flows - South, DS5441,100$33.5M
inflow1516Other flows - South, DS286562$14.7M
inflow1516Fayette County, WV185389$4.8M
outflow1516Fayette County, WV146323$5.1M
outflow1516Other flows - Midwest, DS104212$4.3M
outflow1516Kanawha County, WV79132$3.2M
inflow1516Other flows - Midwest, DS72150$4.0M
inflow1516Kanawha County, WV58103$4.2M
outflow1516Other flows - West, DS57117$2.5M
inflow1516Wyoming County, WV57115$2.3M
inflow1516Mercer County, WV5498$1.8M
outflow1516Mercer County, WV5283$1.5M
inflow1516Other flows - West, DS4496$1.9M
outflow1516Wyoming County, WV4390$1.4M
inflow1516Other flows - Northeast, DS4176$1.9M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Raleigh County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals319.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2023RefinanceNo CharacteristicAll Appraisals119.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals438.0
2023PurchaseNo CharacteristicAll Appraisals0.8
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals180,000.0
2023BothNo CharacteristicAll Appraisals164,000.0
2023PurchaseNo CharacteristicAll Appraisals160,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals173,500.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals165,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals166.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.8
2022RefinanceNo CharacteristicAll Appraisals185,500.0
2022BothNo CharacteristicAll Appraisals546.0
2022PurchaseNo CharacteristicAll Appraisals380.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals184,000.0
2021BothNo CharacteristicAll Appraisals854.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals504.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021RefinanceNo CharacteristicAll Appraisals350.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals175,000.0
2021PurchaseNo CharacteristicAll Appraisals0.8
2021PurchaseNo CharacteristicAll Appraisals167,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals817.0
2020PurchaseNo CharacteristicAll Appraisals454.0
2020PurchaseNo CharacteristicAll Appraisals0.8
2020BothNo CharacteristicAll Appraisals173,000.0
2020RefinanceNo CharacteristicAll Appraisals202,000.0
2020RefinanceNo CharacteristicAll Appraisals363.0
2020PurchaseNo CharacteristicAll Appraisals147,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals155,000.0
2019PurchaseNo CharacteristicAll Appraisals347.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals168,000.0
2019BothNo CharacteristicAll Appraisals564.0
2019RefinanceNo CharacteristicAll Appraisals217.0
2019PurchaseNo CharacteristicAll Appraisals141,000.0
2019PurchaseNo CharacteristicAll Appraisals0.8
2018RefinanceNo CharacteristicAll Appraisals156,800.0
2018BothNo CharacteristicAll Appraisals509.0
2018PurchaseNo CharacteristicAll Appraisals323.0
2018RefinanceNo CharacteristicAll Appraisals186.0
2018BothNo CharacteristicAll Appraisals145,000.0
2018PurchaseNo CharacteristicAll Appraisals139,000.0
2018PurchaseNo CharacteristicAll Appraisals0.8
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals160,000.0
2017PurchaseNo CharacteristicAll Appraisals0.9
2017PurchaseNo CharacteristicAll Appraisals1.1
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals534.0
2017PurchaseNo CharacteristicAll Appraisals272.0
2017PurchaseNo CharacteristicAll Appraisals133,500.0
2017RefinanceNo CharacteristicAll Appraisals262.0
2017PurchaseNo CharacteristicAll Appraisals0.8
2017BothNo CharacteristicAll Appraisals150,000.0
2016PurchaseNo CharacteristicAll Appraisals207.0
2016RefinanceNo CharacteristicAll Appraisals170,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals133,000.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals154,500.0
2016PurchaseNo CharacteristicAll Appraisals1.1
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals484.0
2016RefinanceNo CharacteristicAll Appraisals277.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals141,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals162,000.0
2015BothNo CharacteristicAll Appraisals476.0
2015RefinanceNo CharacteristicAll Appraisals244.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.8
2015PurchaseNo CharacteristicAll Appraisals232.0
2015BothNo CharacteristicAll Appraisals150,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals145,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Raleigh County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-0529,23428,1421,0923.7%
2026-0429,29128,0591,2324.2%
2026-0328,87127,6501,2214.2%
2026-0229,28527,6511,6345.6%
2026-0129,08927,6471,4425.0%
2025-1229,69028,2851,4054.7%
2025-1129,80928,3771,4324.8%
2025-0930,24828,9281,3204.4%
2025-0830,28728,8841,4034.6%
2025-0730,58129,3151,2664.1%
2025-0630,56629,2961,2704.2%
2025-0529,90628,7921,1143.7%
2025-0429,77628,6721,1043.7%
2025-0329,50228,2531,2494.2%
2025-0229,35828,0791,2794.4%
2025-0129,26327,9961,2674.3%
2024-1229,42128,4389833.3%
2024-1129,60528,6041,0013.4%
2024-1030,21529,2229933.3%
2024-0930,39229,3541,0383.4%
2024-0830,72229,4911,2314.0%
2024-0731,18429,9021,2824.1%
2024-0631,09529,8241,2714.1%
2024-0530,47629,3991,0773.5%
2024-0429,88028,8171,0633.6%
2024-0329,94628,6181,3284.4%
2024-0230,09228,7211,3714.6%
2024-0130,04128,7571,2844.3%
2023-1229,59928,5401,0593.6%
2023-1129,78128,7561,0253.4%
2023-1030,45829,3931,0653.5%
2023-0930,39229,3361,0563.5%
2023-0830,77829,5431,2354.0%
2023-0731,14429,9941,1503.7%
2023-0630,92329,7201,2033.9%
2023-0530,01428,9401,0743.6%
2023-0429,62528,6131,0123.4%
2023-0329,51128,3171,1944.0%
2023-0229,17828,0101,1684.0%
2023-0129,22028,1071,1133.8%
2022-1228,98528,0928933.1%
2022-1129,09628,1489483.3%
2022-1029,66228,7109523.2%
2022-0929,76328,8748893.0%
2022-0830,41429,2131,2013.9%
2022-0730,41829,2661,1523.8%
2022-0630,11528,9211,1944.0%
2022-0529,62428,5881,0363.5%
2022-0429,11028,0511,0593.6%
2022-0328,98327,7831,2004.1%
2022-0229,07027,7241,3464.6%
2022-0129,10727,7381,3694.7%
2021-1228,82127,7961,0253.6%
2021-1128,89027,8061,0843.8%
2021-1029,43828,3231,1153.8%
2021-0929,58428,3851,1994.1%
2021-0830,03528,5261,5095.0%
2021-0730,43128,8261,6055.3%
2021-0630,02328,2421,7815.9%
2021-0529,20527,6181,5875.4%
2021-0429,08927,2561,8336.3%
2021-0328,69726,7411,9566.8%
2021-0229,01826,8832,1357.4%
2021-0129,00626,8232,1837.5%
2020-1229,26327,3571,9066.5%
2020-1129,19727,3051,8926.5%
2020-1029,87527,8582,0176.8%
2020-0930,11227,6962,4168.0%
2020-0830,37327,7632,6108.6%
2020-0730,59627,4813,11510.2%
2020-0630,17926,9013,27810.9%
2020-0529,77625,7104,06613.7%
2020-0429,58024,1925,38818.2%
2020-0329,94827,9671,9816.6%
2020-0230,13028,4221,7085.7%
2020-0130,17328,4991,6745.5%
2019-1230,16428,7901,3744.6%
2019-1130,03028,7071,3234.4%
2019-1030,72229,4211,3014.2%
2019-0930,75529,5181,2374.0%
2019-0830,72929,2771,4524.7%
2019-0731,02629,5551,4714.7%
2019-0631,25729,7481,5094.8%
2019-0530,61629,2881,3284.3%
2019-0430,14928,8341,3154.4%
2019-0329,93328,3371,5965.3%
2019-0230,22128,5301,6915.6%
2019-0130,21328,4551,7585.8%
2018-1230,04928,6181,4314.8%
2018-1129,82128,5251,2964.3%
2018-1030,48029,1141,3664.5%
2018-0930,36329,0791,2844.2%
2018-0830,54929,0881,4614.8%
2018-0730,68029,1301,5505.1%
2018-0630,42328,7811,6425.4%
2018-0529,99028,5361,4544.8%
2018-0429,46427,8451,6195.5%
2018-0329,37827,5321,8466.3%
2018-0229,60327,7221,8816.4%
2018-0129,51327,7951,7185.8%

BEA Personal Income

2024$4.05B72,379$56K
2023$3.86B72,526$53K
2022$3.60B72,863$49K
2021$3.49B73,800$47K
2020$3.25B74,407$44K
2019$3.17B75,014$42K
2018$3.05B75,465$40K
2017$2.91B76,167$38K
2016$2.74B77,234$35K
2015$2.85B78,185$37K
2014$2.84B78,858$36K
2013$2.78B79,319$35K
2012$2.86B79,613$36K
2011$2.88B79,549$36K
2010$2.59B78,957$33K
2009$2.46B78,782$31K
2008$2.37B78,379$30K
2007$2.20B78,323$28K
2006$2.25B78,178$29K
2005$2.12B78,341$27K
2004$2.00B78,428$25K
2003$1.95B78,465$25K
2002$1.95B78,737$25K
2001$1.88B78,251$24K
2000$1.75B79,018$22K
1999$1.68B79,614$21K
1998$1.65B79,932$21K
1997$1.56B79,727$20K
1996$1.50B79,434$19K
1995$1.43B78,799$18K
1994$1.34B78,318$17K
1993$1.27B78,039$16K
1992$1.23B77,301$16K
1991——$15K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Raleigh County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-06-22$0——No
2026-06-22$5K$5K$0Yes
2025-02-21$18K$18K$0Yes
2025-02-17$19K$14K$5KYes
2025-02-16$100K$100K$0No
2025-02-16$38K$37K$901.25No
2025-02-16$15K$15K$0Yes
2025-02-15$4K$4K$0Yes
2025-02-15$7K$7K$0Yes
2025-02-15$22K$22K$0Yes
2025-02-15$5K$5K$0Yes
2024-08-28$0$0$0No
2020-06-25$0——Yes
2019-07-03$26K$26K$0Yes
2019-07-03$20K$16K$4KYes
2017-06-05$0——Yes
2017-06-05$3K$3K$0Yes
2017-06-05$4K$4K$0Yes
2016-08-06$7K$7K$0Yes
2016-06-23$0——No
2016-06-23$0——Yes
2016-06-23$37K$37K$0No
2016-06-23$0——No
2015-03-06$4K$4K$0Yes
2015-03-05$10K$10K$0Yes
2015-03-05$1K$1K$0Yes
2015-03-04$8K$8K$0Yes
2015-03-04$2K$2K$0Yes
2015-03-04$0——Yes
2015-03-03$3K$3K$0Yes
2015-02-27$0——Yes
2013-08-11$3K$3K$0Yes
2013-08-10$5K$5K$0Yes
2013-07-16$6K$6K$0Yes
2013-06-17$0——No
2013-06-17$0——No
2013-06-17$46K$46K$0No
2013-06-17$56K$46K$9KYes
2013-06-17$35K$0$35KNo
2013-06-17$78K$0$78KNo
2013-06-17$0——No
2013-06-13$12K$12K$0Yes
2013-03-25$0——Yes
2010-06-17$30K$30K$0Yes
2010-06-13$42K$37K$5KNo
2010-06-13$29K$29K$0No
2010-06-13$17K$17K$0No
2010-06-12$6K$6K$0Yes
2010-03-30$16K$14K$2KYes
2010-03-26$10K$10K$0No
2010-03-21$0——Yes
2010-03-19$0——Yes
2010-03-15$11K$11K$0Yes
2010-03-14$5K$5K$0Yes
2010-03-14$3K$3K$0Yes
2010-03-14$8K$7K$1KYes
2010-03-13$7K$7K$0No
2010-03-13$1K$1K$0No
2010-03-13$3K$3K$0Yes
2010-03-13$11K$11K$0Yes
2010-03-13$55K$25K$0Yes
2010-03-13$41K$30K$11KYes
2010-03-13$49K$49K$0No
2010-03-13$4K$4K$0No
2010-03-13$5K$5K$0Yes
2010-03-13$0——Yes
2010-03-13$2K$2K$0Yes
2010-03-13$12K$12K$0Yes
2010-03-13$5K$5K$0Yes
2010-03-13$25K$25K$0No
2010-03-13$3K$0$3KYes
2010-03-13$35K$26K$9KYes
2010-03-13$3K$3K$0Yes
2010-03-13$10K$10K$0No
2010-03-13$0——Yes
2010-03-13$11K$11K$0Yes
2010-03-13$55K$33K$22KNo
2010-03-13$15K$10K$5KYes
2010-03-13$2K$2K$0No
2010-03-13$7K$7K$0No
2010-03-13$10K$10K$0Yes
2010-03-13$553.47$553.47$0Yes
2010-03-13$77K$70K$7KYes
2010-03-13$3K$3K$0Yes
2010-03-13$0——No
2010-03-13$9K$9K$0Yes
2010-03-13$40K$25K$15KYes
2010-03-13$47K$27K$20KYes
2010-03-13$12K$12K$0Yes
2010-03-13$4K$4K$0No
2010-03-13$76K$76K$0No
2010-03-13$31K$31K$0Yes
2010-03-13$6K$6K$0Yes
2010-03-13$0——Yes
2010-03-13$51K$51K$0Yes
2010-03-12$3K$3K$0Yes
2010-03-12$6K$6K$0No
2010-03-12$7K$7K$0No
2010-03-12$45K$45K$85.37No
2010-03-12$54K$44K$10KNo

ALSO CHECKED

18 more data areas were checked for Raleigh County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the WV state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN RALEIGH COUNTY →Opens the loan explorer already filtered to county FIPS 54081.

See the West Virginia state market profile for the statewide picture, the West Virginia state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.