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MARKET BENCHMARKS · HMDA PUBLIC DATA

Alaska mortgage market benchmarks

Alaska origination trends 2018–2025 from HMDA public data: volume, denial rates, and purchase vs refinance mix. Free and open — no account required.

Originations 2025

11,907

+12.3% vs 2024

2024: 10,603

Volume 2025

$4.04B

originated $
2024: $3.53B

Denial rate 2025

14.0%

denied / actioned
2024: 15.6% denied / actioned

Reporting lenders 2025

258

HMDA reporters
2024: 260 reporters

Origination volume by year

Dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS
$0$2.5B$5B$7.5B$10B20182019202020212022202320242025$4.04B

Loan purpose mix

Share of 2025 originations

Denial rate by year

Denials / actioned applications (CFPB convention)

0.0%9.0%18.0%2018201920202021202220232024202514.0%

Alaska market by year

YEARLENDERSAPPLICATIONSORIGINATIONSVOLUMEDENIALPURCHASEREFI
202525819,74711,907$4.04B2025 origination volume11,907 loans originated14.0%2025 denial rate19,747 applications actioned63.5%37.1%
202426017,72510,603$3.53B2024 origination volume10,603 loans originated15.6%2024 denial rate17,725 applications actioned67.4%30.8%
202324616,0629,510$3.07B2023 origination volume9,510 loans originated15.5%2023 denial rate16,062 applications actioned74.8%22.3%
202226724,22514,628$4.64B2022 origination volume14,628 loans originated12.9%2022 denial rate24,225 applications actioned68.3%41.3%
202126747,17131,592$9.30B2021 origination volume31,592 loans originated9.4%2021 denial rate47,171 applications actioned43.6%69.1%
202024840,63325,953$7.51B2020 origination volume25,953 loans originated11.2%2020 denial rate40,633 applications actioned39.8%70.0%
201923224,78815,485$4.21B2019 origination volume15,485 loans originated13.9%2019 denial rate24,788 applications actioned59.6%47.2%
201823321,38513,112$3.47B2018 origination volume13,112 loans originated15.4%2018 denial rate21,385 applications actioned68.6%41.4%

Attribution & methodology. Benchmarks are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data files published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), covering activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); loan amounts are the public files' midpoint-rounded values. MortRadar's aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

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