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MARKET BENCHMARKS · HMDA PUBLIC DATA

Kansas mortgage market benchmarks

Kansas origination trends 2018–2025 from HMDA public data: volume, denial rates, and purchase vs refinance mix. Free and open — no account required.

Originations 2025

60,511

+12.8% vs 2024

2024: 53,667

Volume 2025

$15.17B

originated $
2024: $12.99B

Denial rate 2025

15.0%

denied / actioned
2024: 16.1% denied / actioned

Reporting lenders 2025

781

HMDA reporters
2024: 735 reporters

Origination volume by year

Dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS
$0$6.3B$12.5B$18.8B$25B20182019202020212022202320242025$15.17B

Loan purpose mix

Share of 2025 originations

Denial rate by year

Denials / actioned applications (CFPB convention)

0.0%9.4%18.7%2018201920202021202220232024202515.0%

Kansas market by year

YEARLENDERSAPPLICATIONSORIGINATIONSVOLUMEDENIALPURCHASEREFI
202578195,73960,511$15.17B2025 origination volume60,511 loans originated15.0%2025 denial rate95,739 applications actioned55.0%40.8%
202473584,50553,667$12.99B2024 origination volume53,667 loans originated16.1%2024 denial rate84,505 applications actioned58.2%36.0%
202377476,83648,886$11.40B2023 origination volume48,886 loans originated16.3%2023 denial rate76,836 applications actioned63.1%29.6%
202272999,10163,328$14.58B2022 origination volume63,328 loans originated14.9%2022 denial rate99,101 applications actioned58.1%43.2%
2021742152,222104,172$22.73B2021 origination volume104,172 loans originated11.0%2021 denial rate152,222 applications actioned41.6%70.1%
2020712154,210106,349$22.94B2020 origination volume106,349 loans originated10.6%2020 denial rate154,210 applications actioned38.8%69.9%
2019710104,89870,644$13.76B2019 origination volume70,644 loans originated13.9%2019 denial rate104,898 applications actioned53.6%50.7%
201867792,95961,816$11.07B2018 origination volume61,816 loans originated15.8%2018 denial rate92,959 applications actioned60.1%40.4%

Attribution & methodology. Benchmarks are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data files published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), covering activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); loan amounts are the public files' midpoint-rounded values. MortRadar's aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

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