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MARKET BENCHMARKS · HMDA PUBLIC DATA

Louisiana mortgage market benchmarks

Louisiana origination trends 2018–2025 from HMDA public data: volume, denial rates, and purchase vs refinance mix. Free and open — no account required.

Originations 2025

69,272

+11.1% vs 2024

2024: 62,347

Volume 2025

$16.35B

originated $
2024: $14.59B

Denial rate 2025

22.2%

denied / actioned
2024: 24.1% denied / actioned

Reporting lenders 2025

735

HMDA reporters
2024: 686 reporters

Origination volume by year

Dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS
$0$12.5B$25B$37.5B$50B20182019202020212022202320242025$16.35B

Loan purpose mix

Share of 2025 originations

Denial rate by year

Denials / actioned applications (CFPB convention)

0.0%14.2%28.4%2018201920202021202220232024202522.2%

Louisiana market by year

YEARLENDERSAPPLICATIONSORIGINATIONSVOLUMEDENIALPURCHASEREFI
2025735133,87869,272$16.35B2025 origination volume69,272 loans originated22.2%2025 denial rate133,878 applications actioned59.6%39.2%
2024686121,78762,347$14.59B2024 origination volume62,347 loans originated24.1%2024 denial rate121,787 applications actioned63.7%34.4%
2023719121,25860,727$13.91B2023 origination volume60,727 loans originated24.7%2023 denial rate121,258 applications actioned66.9%31.5%
2022773169,27888,280$21.13B2022 origination volume88,280 loans originated21.8%2022 denial rate169,278 applications actioned63.8%40.9%
2021766244,325142,416$32.36B2021 origination volume142,416 loans originated16.6%2021 denial rate244,325 applications actioned47.2%62.4%
2020716235,007142,042$31.75B2020 origination volume142,042 loans originated16.0%2020 denial rate235,007 applications actioned41.1%66.9%
2019713164,23995,641$19.62B2019 origination volume95,641 loans originated20.2%2019 denial rate164,239 applications actioned56.1%48.7%
2018663150,28284,627$15.97B2018 origination volume84,627 loans originated23.0%2018 denial rate150,282 applications actioned58.4%46.6%

Attribution & methodology. Benchmarks are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data files published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), covering activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); loan amounts are the public files' midpoint-rounded values. MortRadar's aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

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