MortRadarTERMINAL
← National benchmarks

MARKET BENCHMARKS · HMDA PUBLIC DATA

New Hampshire mortgage market benchmarks

New Hampshire origination trends 2018–2025 from HMDA public data: volume, denial rates, and purchase vs refinance mix. Free and open — no account required.

Originations 2025

35,609

+18.0% vs 2024

2024: 30,185

Volume 2025

$12.63B

originated $
2024: $9.65B

Denial rate 2025

16.5%

denied / actioned
2024: 18.8% denied / actioned

Reporting lenders 2025

550

HMDA reporters
2024: 504 reporters

Origination volume by year

Dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS
$0$6.3B$12.5B$18.8B$25B20182019202020212022202320242025$12.63B

Loan purpose mix

Share of 2025 originations

Denial rate by year

Denials / actioned applications (CFPB convention)

0.0%11.7%23.3%2018201920202021202220232024202516.5%

New Hampshire market by year

YEARLENDERSAPPLICATIONSORIGINATIONSVOLUMEDENIALPURCHASEREFI
202555058,32235,609$12.63B2025 origination volume35,609 loans originated16.5%2025 denial rate58,322 applications actioned42.9%47.9%
202450450,39130,185$9.65B2024 origination volume30,185 loans originated18.8%2024 denial rate50,391 applications actioned46.9%38.9%
202352446,04227,491$7.93B2023 origination volume27,491 loans originated19.0%2023 denial rate46,042 applications actioned49.7%35.1%
202256266,60441,613$12.84B2022 origination volume41,613 loans originated16.5%2022 denial rate66,604 applications actioned43.3%51.5%
2021576111,16274,869$21.52B2021 origination volume74,869 loans originated11.9%2021 denial rate111,162 applications actioned29.3%86.8%
2020557109,32573,095$19.79B2020 origination volume73,095 loans originated12.0%2020 denial rate109,325 applications actioned30.5%79.6%
201954871,57145,576$11.42B2019 origination volume45,576 loans originated16.8%2019 denial rate71,571 applications actioned46.2%58.0%
201851961,58437,522$8.51B2018 origination volume37,522 loans originated20.3%2018 denial rate61,584 applications actioned54.7%46.3%

Attribution & methodology. Benchmarks are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data files published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), covering activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); loan amounts are the public files' midpoint-rounded values. MortRadar's aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Looking for a specific company? Search lender profiles →