Skip to main content
MortRadarTERMINAL
State markets/Arizona/Pinal County

COUNTY MORTGAGE MARKET · FIPS 04021

Pinal County, Arizona

Who lends in Pinal County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$5.59B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

18,083

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.0%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

549

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 549 lenders that originated in Pinal County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

308

unconcentrated

Top-5 lender share

32.3%

of originations

Purchase

72.1%

11,347 loans

Refinance

27.9%

4,394 loans

Origination trend

Annual mortgage origination volume and loan count in Pinal County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Pinal County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Pinal County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR PINAL COUNTY →

TOP TEN LENDERS IN PINAL COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,726$595.8M$595.8M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,105$424.5M$424.5M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,180$302.9M$302.9M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
647$241.7M$241.7M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
738$237.7M$237.7M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
621$231.0M$231.0M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
140$142.6M$142.6M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
458$129.5M$129.5M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
400$106.6M$106.6M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
299$100.0M$100.0M originated in Pinal County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Pinal County

All 35 ZIP Code Tabulation Areas that touch Pinal County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
35 OF 35 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
77 of the 8 Pinal County tracts this ZIP area touches sit mostly inside it.45,96933.5%13,461——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Pinal County tracts this ZIP area touches sit mostly inside it.45,91949.9%9,881——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 13 Pinal County tracts this ZIP area touches sit mostly inside it.44,85152.1%10,260——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Pinal County tracts this ZIP area touches sit mostly inside it.43,41441.9%8,523——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Pinal County tracts this ZIP area touches sit mostly inside it.40,21339.9%9,830——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Pinal County tracts this ZIP area touches sit mostly inside it.24,94224.5%9,646——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Pinal County tracts this ZIP area touches sit mostly inside it.23,39037.7%6,115——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Pinal County tracts this ZIP area touches sit mostly inside it.22,46919.3%8,506——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Pinal County tracts this ZIP area touches sit mostly inside it.20,30356.2%4,555——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Pinal County tracts this ZIP area touches sit mostly inside it.18,94164.8%3,737——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Pinal County tracts this ZIP area touches sit mostly inside it.17,12155.5%3,754——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Pinal County tracts this ZIP area touches sit mostly inside it.15,93266.6%3,313——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Pinal County tracts this ZIP area touches sit mostly inside it.13,41812.6%6,005——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Pinal County tracts this ZIP area touches sit mostly inside it.10,81011.5%5,604——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Pinal County tracts this ZIP area touches sit mostly inside it.9,58346.2%2,854——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Pinal County tract this ZIP area touches sit mostly inside it.7,11799.0%1,019——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 5 Pinal County tracts this ZIP area touches sit mostly inside it.4,36227.5%1,700——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Pinal County tracts this ZIP area touches sit mostly inside it.4,06848.3%2,022——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Pinal County tract this ZIP area touches sit mostly inside it.3,38199.4%224——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Pinal County tracts this ZIP area touches sit mostly inside it.3,11453.7%1,411——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Pinal County tracts this ZIP area touches sit mostly inside it.2,41872.3%1,010——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Pinal County tracts this ZIP area touches sit mostly inside it.2,10944.0%803——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Pinal County tracts this ZIP area touches sit mostly inside it.1,42068.2%690——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Pinal County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

95 of Pinal County’s 95 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Pinal County

All 95 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

95 OF 95 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle90.0%5,99615.2%OPEN →
Upper123.3%13,22028.1%OPEN →
Middle98.1%8,45829.9%OPEN →
Middle80.1%4,70940.0%OPEN →
Middle89.8%5,43244.0%OPEN →
Middle87.2%7,91842.5%OPEN →
Middle106.2%3,24628.4%OPEN →
Upper127.4%4,78631.0%OPEN →
Moderate79.6%6,65341.8%OPEN →
Middle86.3%5,58540.5%OPEN →
Middle100.8%3,35337.2%OPEN →
Middle97.8%3,91435.7%OPEN →
Middle106.4%5,75137.4%OPEN →
Middle102.4%6,46241.0%OPEN →
Upper126.5%5,04539.4%OPEN →
Middle103.0%7,93440.9%OPEN →
Middle80.6%2,88638.1%OPEN →
Middle101.0%6,85541.2%OPEN →
Upper137.3%4,37739.4%OPEN →
Middle84.5%2,13037.9%OPEN →
Middle93.7%5,56730.4%OPEN →
Middle118.8%2,56815.9%OPEN →
Moderate69.8%3,11818.4%OPEN →
Moderate77.2%3,18317.8%OPEN →
Middle112.9%2,87716.1%OPEN →
Moderate68.8%3,85035.5%OPEN →
Moderate62.7%4,73322.2%OPEN →
Middle83.6%5,07225.2%OPEN →
Middle119.5%7,42210.5%OPEN →
Moderate75.1%2,39414.1%OPEN →
Moderate75.0%1,6774.1%OPEN →
Moderate65.5%2,13020.2%OPEN →
Moderate69.3%3,44425.5%OPEN →
Middle89.0%3,23833.7%OPEN →
Middle90.2%2,03518.7%OPEN →
Middle82.4%4,90521.4%OPEN →
Middle80.8%2,18723.2%OPEN →
Moderate71.6%2,41872.3%OPEN →
Upper122.8%6,07916.4%OPEN →
Middle117.4%4,7315.2%OPEN →
Moderate50.4%3,11453.7%OPEN →
Middle85.7%5,54819.8%OPEN →
Moderate52.5%1,96328.1%OPEN →
Middle83.1%5,71526.6%OPEN →
Middle99.7%6,58337.9%OPEN →
Moderate62.5%3,06956.5%OPEN →
Moderate79.3%6,16860.5%OPEN →
Moderate72.0%2,24053.5%OPEN →
—0.0%6,54453.7%OPEN →
Moderate52.7%87554.6%OPEN →
Low43.7%4,80265.4%OPEN →
Middle90.9%8,14656.5%OPEN →
Moderate75.2%4,17342.3%OPEN →
Middle110.0%1,49034.1%OPEN →
Middle82.2%6,30748.5%OPEN →
Moderate70.3%5,81959.9%OPEN →
Moderate69.1%5,23843.3%OPEN →
Moderate60.0%2,46568.6%OPEN →
Middle105.6%5,56555.8%OPEN →
Middle106.3%5,08247.8%OPEN →
Moderate63.1%4,68161.8%OPEN →
Middle93.7%4,00955.9%OPEN →
Moderate78.1%3,89034.1%OPEN →
Moderate61.2%4,87471.5%OPEN →
Moderate59.8%1,79548.8%OPEN →
Middle98.1%2,87224.1%OPEN →
Moderate54.0%3,27077.4%OPEN →
Moderate78.2%5,37355.4%OPEN →
Middle115.6%88643.8%OPEN →
Middle90.4%7,46155.9%OPEN →
Upper124.2%7,88548.1%OPEN →
Middle109.8%5,49448.2%OPEN →
Middle102.8%4,28957.3%OPEN →
Middle101.1%7,62451.0%OPEN →
Middle89.1%5,16854.2%OPEN →
Middle94.1%3,08755.0%OPEN →
Middle82.8%4,62158.3%OPEN →
Middle102.1%4,77348.9%OPEN →
Middle110.4%5,40848.9%OPEN →
Middle103.9%2,34311.7%OPEN →
Moderate53.2%2,41567.0%OPEN →
Moderate70.1%4,39442.1%OPEN →
Low46.1%3,91887.7%OPEN →
Middle96.9%6,40781.7%OPEN →
Moderate73.0%4,21842.1%OPEN →
Moderate65.0%5,36549.5%OPEN →
—0.0%1,04249.6%OPEN →
Middle86.8%3,18038.9%OPEN →
Moderate75.5%4,06848.3%OPEN →
Moderate76.0%2,10944.0%OPEN →
Moderate64.7%1,42068.2%OPEN →
Low44.3%7,11799.0%OPEN →
Low42.8%3,38199.4%OPEN →
Moderate74.0%4,80654.8%OPEN →
Moderate68.8%2,37779.4%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

469,006

Median household income

$80,266

Median home value

$349,000

Median gross rent

$1,537

per month

Owner-occupied

81.7%

of occupied units

Housing units

184,651

12.3% vacant

Poverty rate

11.1%

Unemployment

6.0%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 93.8

Social vulnerability

Relatively Moderate

Community resilience

Very Low

ELEVATED PERILS

Inland flooding Relatively High · Wildfire Relatively High · Heat wave Relatively High · Drought Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

73

Declarations recorded

23

Incident types on record: Biological, Drought, Fire, Flood, Hurricane, Severe Storm.

Everything we hold on Pinal County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Pinal County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Pinal County →Every reported application and origination in FIPS 04021, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Pinal County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

1,881

—

Purchase share

50.9%

957 loans

IRRRL refinances

701

Cash-out refinances

223

20261,881—957701223
20252,083—1,307471305
20241,667—1,206228233
20231,630—1,28329318
2022——1,5493531,237
20215,323—1,4862,940897
20204,999—1,6562,649694
20192,525—1,369479677
20182,286—1,366279641
20172,482—1,289633560
20162,195—1,032718445
20151,797—980497320

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Pinal County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Pinal County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

6,511

−24.4% vs 2024

Multifamily · 2025

1,537

+71.9% vs 2024

Total authorized · 2025

8,048

−15.3% vs 2024

Permit valuation · 2025

$1.5B

authorized construction value

Units authorized by year

Pinal County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05K10K15K20K19901992199419961998200020022004200620082010201220142016201820202022202420258,048 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Pinal County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Maricopa County, AZ10,80520,751$714.7M
outflow2223Maricopa County, AZ6,54911,753$371.4M
outflow2223Other flows - South, DS1,4372,799$96.4M
outflow2223Other flows - Midwest, DS1,3512,420$83.9M
inflow2223Other flows - Midwest, DS1,3312,337$108.4M
inflow2223Other flows - South, DS1,1792,169$73.3M
inflow2223Other flows - West, DS1,1442,098$83.4M
outflow2223Other flows - West, DS1,0501,907$66.1M
inflow2223Pima County, AZ7721,428$46.9M
outflow2223Pima County, AZ7531,317$44.4M
inflow2223Other flows - Northeast, DS426749$32.3M
outflow2223Other flows - Northeast, DS341598$19.1M
inflow2223Los Angeles County, CA328618$22.7M
inflow2223San Diego County, CA261505$20.6M
inflow2223Riverside County, CA211416$15.5M
inflow2223Orange County, CA161312$14.0M
inflow2223San Bernardino County, CA149317$9.8M
inflow2223Clark County, NV144277$11.3M
outflow2223Navajo County, AZ144309$9.8M
inflow2223Yavapai County, AZ143275$12.2M
inflow2223King County, WA140241$13.3M
outflow2223Yavapai County, AZ135262$10.4M
inflow2223Pierce County, WA131266$11.0M
inflow2223Navajo County, AZ130245$7.3M
inflow2223Cook County, IL129197$9.4M
outflow2223Gila County, AZ117220$6.9M
inflow2223Gila County, AZ110226$7.3M
inflow2223Snohomish County, WA106202$12.1M
outflow2223San Diego County, CA96151$4.5M
outflow2223Clark County, NV95172$3.9M
outflow2223Los Angeles County, CA92140$7.6M
outflow2223Coconino County, AZ90136$3.7M
inflow2223Coconino County, AZ89147$4.5M
inflow2223Yuma County, AZ89190$5.0M
outflow2223Riverside County, CA76150$3.4M
inflow2223El Paso County, CO76143$5.5M
outflow2223Cochise County, AZ73122$3.7M
outflow2223King County, WA68114$4.9M
outflow2223Utah County, UT68144$3.3M
inflow2223Washington County, OR66121$5.9M
inflow2223Hennepin County, MN63111$5.6M
inflow2223Bernalillo County, NM5990$3.7M
outflow2223El Paso County, CO5999$2.9M
outflow2223Mohave County, AZ59101$3.6M
inflow2223Mohave County, AZ59121$3.5M
inflow2223Ventura County, CA5893$4.0M
outflow2223Yuma County, AZ58111$2.9M
inflow2223Sacramento County, CA58114$3.5M
inflow2223Cochise County, AZ56102$2.6M
inflow2223Santa Clara County, CA55105$7.4M
outflow2223Cook County, IL5493$2.7M
inflow2223Utah County, UT52125$4.7M
outflow2223Pierce County, WA5292$3.5M
inflow2223Salt Lake County, UT5088$3.5M
inflow2223Apache County, AZ50109$2.7M
inflow2223Clark County, WA4878$3.5M
outflow2223Orange County, CA4772$4.3M
outflow2223Foreign - Overseas, FR4789$4.2M
inflow2223Harris County, TX4688$2.9M
outflow2223San Bernardino County, CA4684$1.8M
outflow2223Snohomish County, WA4568$2.6M
inflow2223Jefferson County, CO4476$3.6M
inflow2223Douglas County, CO4375$7.3M
inflow2223San Joaquin County, CA4393$2.8M
inflow2223Arapahoe County, CO4377$3.1M
outflow2223El Paso County, TX4288$2.3M
inflow2223Contra Costa County, CA4283$5.5M
inflow2223Milwaukee County, WI4288$2.0M
inflow2223Lake County, IL4059$3.8M
outflow2223Salt Lake County, UT4074$2.6M
inflow2223El Paso County, TX4074$1.9M
inflow2223Spokane County, WA4088$2.9M
outflow2223Bexar County, TX3978$2.0M
inflow2223Kern County, CA3982$2.6M
inflow2223Multnomah County, OR3858$2.9M
inflow2223Denver County, CO3854$3.2M
inflow2223Alameda County, CA3876$4.1M
inflow2223Washoe County, NV3763$3.1M
inflow2223Bexar County, TX3787$3.1M
inflow2223Pennington County, SD3659$2.4M
inflow2223Ada County, ID3671$3.2M
inflow2223Will County, IL3658$3.3M
inflow2223Tarrant County, TX3580$2.4M
inflow2223Thurston County, WA3562$2.3M
inflow2223Minnehaha County, SD3561$3.1M
outflow2223Apache County, AZ3567$2.5M
inflow2223DuPage County, IL3454$2.9M
outflow2223Harris County, TX3464$2.1M
inflow2223Dakota County, MN3464$8.2M
outflow2223Multnomah County, OR3448$1.4M
outflow2223Santa Clara County, CA3359$3.7M
inflow2223Clackamas County, OR3374$3.9M
outflow2223Dallas County, TX3246$1.6M
outflow2223Graham County, AZ3282$2.6M
outflow2223Foreign - Other flows, FR3246$1.3M
outflow2223Arapahoe County, CO3263$2.1M
inflow2223Wayne County, MI3160$2.1M
outflow2223Milwaukee County, WI3161$1.5M
outflow2223Tarrant County, TX3164$2.8M
inflow2223Franklin County, OH3165$2.1M
inflow2223Weld County, CO3161$3.2M
inflow2223Kitsap County, WA3058$2.5M
outflow2223Bernalillo County, NM3053$2.4M
inflow2223Dallas County, TX3060$2.5M
inflow2223Marion County, OR2952$2.8M
inflow2223Larimer County, CO2853$3.5M
inflow2223Honolulu County, HI2753$2.7M
inflow2223Travis County, TX2739$1.5M
inflow2223Foreign - APO/FPO ZIPs, FR2754$1.8M
inflow2223Deschutes County, OR2650$2.9M
inflow2223Douglas County, NE2655$1.9M
inflow2223Anchorage Municipality, AK2652$3.0M
inflow2223Weber County, UT2646$1.3M
inflow2223Adams County, CO2537$1.6M
inflow2223Matanuska-Susitna Borough, AK2542$1.7M
inflow2223Foreign - Other flows, FR2443$744K
inflow2223Ramsey County, MN2446$2.5M
outflow2223Honolulu County, HI2449$1.0M
outflow2223Hillsborough County, FL2340$1.7M
outflow2223Denver County, CO2326$1.3M
outflow2223Ada County, ID2344$1.7M
outflow2223Travis County, TX2355$1.3M
inflow2223Lane County, OR2331$1.6M
inflow2223Denton County, TX2347$1.5M
outflow2223Sacramento County, CA2242$929K
inflow2223Mesa County, CO2236$1.4M
inflow2223Anoka County, MN2233$1.8M
inflow2223Do�a Ana County, NM2240$1.4M
inflow2223Collin County, TX2230$1.5M
outflow2223Douglas County, CO2246$2.0M
outflow2223Clark County, WA2235$2.3M
outflow2223Washington County, OR2238$1.4M
inflow2223Placer County, CA2133$2.1M
inflow2223Bonneville County, ID2145$1.6M
inflow2223Winnebago County, IL2139$1.4M
inflow2223Oakland County, MI2136$1.3M
inflow2223Sandoval County, NM2137$1.3M
inflow2223Waukesha County, WI2136$1.5M
outflow2223Davis County, UT2150$1.3M
outflow2223Marion County, FL2132$1.6M
inflow2223Graham County, AZ2146$1.2M
inflow2223Polk County, TX2030$1.5M
outflow2223Thurston County, WA2037$1.1M
outflow2223Weld County, CO2042$839K
inflow2223Polk County, IA2036$1.7M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
inflow2122Maricopa County, AZ10,92021,418$675.7M
outflow2122Maricopa County, AZ6,86812,330$412.4M
outflow2122Other flows - South, DS1,5663,338$104.4M
outflow2122Other flows - Midwest, DS1,4252,738$91.3M
inflow2122Other flows - Midwest, DS1,3452,450$115.3M
inflow2122Other flows - South, DS1,2022,314$91.7M
outflow2122Other flows - West, DS1,1432,200$76.7M
inflow2122Other flows - West, DS1,1262,175$99.8M
inflow2122Pima County, AZ8251,518$45.7M
outflow2122Pima County, AZ7821,434$39.7M
inflow2122Other flows - Northeast, DS449773$33.4M
inflow2122Los Angeles County, CA393740$30.6M
outflow2122Other flows - Northeast, DS313635$21.9M
inflow2122San Diego County, CA279532$21.1M
inflow2122Riverside County, CA246499$17.9M
outflow2122Navajo County, AZ204434$14.8M
inflow2122Orange County, CA200388$21.1M
inflow2122King County, WA192348$27.2M
inflow2122San Bernardino County, CA170386$11.5M
inflow2122Pierce County, WA169344$16.3M
inflow2122Clark County, NV161335$11.5M
inflow2122Snohomish County, WA155290$15.9M
outflow2122Yavapai County, AZ152288$9.2M
outflow2122Gila County, AZ146292$6.8M
inflow2122Cook County, IL135251$9.7M
inflow2122Yavapai County, AZ131250$8.3M
outflow2122Los Angeles County, CA126182$6.2M
inflow2122Navajo County, AZ125246$7.5M
inflow2122Gila County, AZ120214$6.8M
outflow2122Clark County, NV96156$5.3M
inflow2122Coconino County, AZ95174$5.1M
inflow2122El Paso County, CO94160$6.7M
outflow2122Mohave County, AZ90159$3.4M
outflow2122San Diego County, CA89172$5.0M
inflow2122Sacramento County, CA80150$6.4M
inflow2122Yuma County, AZ79155$3.7M
outflow2122Coconino County, AZ76124$3.3M
inflow2122Salt Lake County, UT74142$4.7M
outflow2122Cochise County, AZ72143$4.0M
inflow2122Ventura County, CA68127$6.3M
outflow2122Riverside County, CA67118$3.1M
inflow2122Cochise County, AZ65136$3.7M
inflow2122Washington County, OR65130$7.6M
inflow2122Clark County, WA63118$5.2M
inflow2122Mohave County, AZ5999$2.8M
outflow2122Yuma County, AZ59127$2.6M
outflow2122Cook County, IL5584$3.1M
inflow2122Hennepin County, MN5593$4.9M
outflow2122King County, WA5376$3.5M
outflow2122Bexar County, TX52117$2.9M
inflow2122Douglas County, CO52105$7.2M
outflow2122Harris County, TX5193$2.4M
inflow2122Arapahoe County, CO5178$3.7M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Pinal County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals6,553.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals1,575.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals8,128.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals374,000.0
2023BothNo CharacteristicAll Appraisals383,000.0
2023PurchaseNo CharacteristicAll Appraisals385,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals410,000.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals415,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals4,234.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals405,000.0
2022BothNo CharacteristicAll Appraisals12,521.0
2022PurchaseNo CharacteristicAll Appraisals8,287.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals351,500.0
2021BothNo CharacteristicAll Appraisals18,579.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals9,659.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals8,920.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals350,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals350,000.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals15,938.0
2020PurchaseNo CharacteristicAll Appraisals8,740.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals270,000.0
2020RefinanceNo CharacteristicAll Appraisals270,000.0
2020RefinanceNo CharacteristicAll Appraisals7,198.0
2020PurchaseNo CharacteristicAll Appraisals270,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals240,000.0
2019PurchaseNo CharacteristicAll Appraisals7,436.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals239,000.0
2019BothNo CharacteristicAll Appraisals12,363.0
2019RefinanceNo CharacteristicAll Appraisals4,927.0
2019PurchaseNo CharacteristicAll Appraisals240,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals215,000.0
2018BothNo CharacteristicAll Appraisals9,410.0
2018PurchaseNo CharacteristicAll Appraisals6,679.0
2018RefinanceNo CharacteristicAll Appraisals2,731.0
2018BothNo CharacteristicAll Appraisals220,000.0
2018PurchaseNo CharacteristicAll Appraisals223,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals198,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals9,419.0
2017PurchaseNo CharacteristicAll Appraisals6,163.0
2017PurchaseNo CharacteristicAll Appraisals205,000.0
2017RefinanceNo CharacteristicAll Appraisals3,256.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals201,000.0
2016PurchaseNo CharacteristicAll Appraisals5,369.0
2016RefinanceNo CharacteristicAll Appraisals194,200.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals187,900.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals190,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals9,036.0
2016RefinanceNo CharacteristicAll Appraisals3,667.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals182,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals185,000.0
2015BothNo CharacteristicAll Appraisals6,328.0
2015RefinanceNo CharacteristicAll Appraisals2,646.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals3,682.0
2015BothNo CharacteristicAll Appraisals184,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals172,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Pinal County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05223,765212,97010,7954.8%
2026-04222,797212,8159,9824.5%
2026-03226,413215,97610,4374.6%
2026-02226,379215,29011,0894.9%
2026-01229,878218,36711,5115.0%
2025-12228,335218,9549,3814.1%
2025-11229,877219,73010,1474.4%
2025-09231,923220,66511,2584.9%
2025-08229,355218,02511,3304.9%
2025-07228,802217,48511,3174.9%
2025-06229,156218,49410,6624.7%
2025-05227,122217,3559,7674.3%
2025-04228,809219,7959,0143.9%
2025-03229,797220,4419,3564.1%
2025-02228,430218,8659,5654.2%
2025-01228,739219,2229,5174.2%
2024-12226,018217,3028,7163.9%
2024-11227,172218,0259,1474.0%
2024-10226,140216,7929,3484.1%
2024-09226,850217,5659,2854.1%
2024-08225,495215,7859,7104.3%
2024-07226,073215,72810,3454.6%
2024-06225,542216,0999,4434.2%
2024-05223,913216,0447,8693.5%
2024-04223,666216,7736,8933.1%
2024-03224,720217,4437,2773.2%
2024-02223,841216,0267,8153.5%
2024-01223,379215,4837,8963.5%
2023-12213,155205,9887,1673.4%
2023-11215,654208,0537,6013.5%
2023-10213,803205,3298,4744.0%
2023-09215,101206,5678,5344.0%
2023-08213,521204,7228,7994.1%
2023-07212,539203,6158,9244.2%
2023-06211,922203,2518,6714.1%
2023-05211,285203,3417,9443.8%
2023-04210,366203,2357,1313.4%
2023-03211,920204,6047,3163.5%
2023-02210,502203,0177,4853.6%
2023-01210,067202,6227,4453.5%
2022-12202,390195,7656,6253.3%
2022-11203,101196,0437,0583.5%
2022-10202,021194,2567,7653.8%
2022-09202,344194,4047,9403.9%
2022-08200,640192,1708,4704.2%
2022-07199,771191,4448,3274.2%
2022-06199,670191,2018,4694.2%
2022-05198,799191,5917,2083.6%
2022-04197,822191,1066,7163.4%
2022-03199,513193,0606,4533.2%
2022-02198,774191,7327,0423.5%
2022-01198,272190,9837,2893.7%
2021-12192,271186,3795,8923.1%
2021-11193,140186,7596,3813.3%
2021-10191,758184,7946,9643.6%
2021-09191,634183,5908,0444.2%
2021-08190,182181,3288,8544.7%
2021-07190,787180,77810,0095.2%
2021-06190,863179,69811,1655.8%
2021-05189,946179,73510,2115.4%
2021-04190,032179,72110,3115.4%
2021-03190,825180,21410,6115.6%
2021-02190,707179,26111,4466.0%
2021-01190,185178,55011,6356.1%
2020-12185,261173,82111,4406.2%
2020-11185,944174,67311,2716.1%
2020-10184,894173,32611,5686.3%
2020-09183,425170,34913,0767.1%
2020-08181,795167,97713,8187.6%
2020-07181,314164,12817,1869.5%
2020-06180,014162,64017,3749.7%
2020-05176,725158,47618,24910.3%
2020-04174,872153,80821,06412.0%
2020-03184,215173,95510,2605.6%
2020-02184,516175,8958,6214.7%
2020-01184,262175,2269,0364.9%
2019-12180,314172,2258,0894.5%
2019-11181,042172,6328,4104.6%
2019-10179,856171,5378,3194.6%
2019-09178,816170,6608,1564.6%
2019-08177,289168,2489,0415.1%
2019-07177,335167,8319,5045.4%
2019-06176,318167,0169,3025.3%
2019-05175,519167,1408,3794.8%
2019-04175,152167,0458,1074.6%
2019-03176,528167,9408,5884.9%
2019-02176,066167,3468,7205.0%
2019-01176,205166,7229,4835.4%
2018-12173,487164,8478,6405.0%
2018-11173,770165,6318,1394.7%
2018-10172,267164,0068,2614.8%
2018-09171,349163,0138,3364.9%
2018-08169,286160,5868,7005.1%
2018-07170,140161,2888,8525.2%
2018-06169,033160,2358,7985.2%
2018-05168,023160,5527,4714.4%
2018-04167,514159,8077,7074.6%
2018-03168,664160,7487,9164.7%
2018-02167,744159,4288,3165.0%
2018-01167,019158,4238,5965.1%

BEA Personal Income

2024$26.09B513,862$51K
2023$23.88B486,395$49K
2022$21.83B465,476$47K
2021$20.17B449,086$45K
2020$17.68B430,213$41K
2019$15.47B414,398$37K
2018$14.16B404,387$35K
2017$13.14B394,457$33K
2016$12.15B385,383$32K
2015$11.42B379,112$30K
2014$10.80B373,858$29K
2013$10.34B368,974$28K
2012$9.76B370,875$26K
2011$9.51B371,737$26K
2010$9.03B377,833$24K
2009$8.57B349,830$24K
2008$8.96B335,311$27K
2007$7.71B306,174$25K
2006$6.77B271,328$25K
2005$5.68B235,708$24K
2004$4.75B219,472$22K
2003$4.04B207,920$19K
2002$3.69B197,082$19K
2001$3.44B187,747$18K
2000$3.18B181,280$18K
1999$2.96B173,364$17K
1998$2.72B165,492$16K
1997$2.49B158,705$16K
1996$2.32B152,633$15K
1995$2.12B145,863$15K
1994$1.96B138,343$14K
1993$1.84B131,935$14K
1992$1.69B126,178$13K
1991——$13K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Pinal County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-10-12$150K$65K$85KYes
2025-09-26$39K$39K$0Yes
2024-08-22$0$0$0Yes
2024-03-31$2K$2K$0Yes
2023-08-31$0——Yes
2023-08-29$0——Yes
2023-01-05$0——Yes
2022-07-30$108K$94K$14KYes
2022-07-28$130K$114K$16KYes
2022-07-28$132K$52K$80KYes
2022-07-28$39K$19K$20KYes
2022-07-28$67K$67K$0Yes
2021-07-14$31K$31K$0Yes
2019-09-23$378K$0$378KNo
2019-09-23$8K$0$8KNo
2019-09-23$92K$92K$0Yes
2019-09-23$374K$374K$0No
2019-08-23$0——No
2019-05-22$0——Yes
2018-11-25$0——Yes
2018-10-02$0——Yes
2018-08-22$0——Yes
2018-07-09$17K$0$17KYes
2017-08-13$49K$49K$0No
2017-08-13$122K$84K$39KYes
2017-08-12$102K$90K$12KYes
2017-07-31$0——No
2017-07-24$0——Yes
2017-07-24$69K$62K$7KYes
2017-07-23$8K$4K$5KYes
2016-11-03$0——Yes
2016-08-09$0——Yes
2016-08-09$29K$26K$2KYes
2016-08-09$1K$1K$0Yes
2015-09-12$9K$9K$0Yes
2015-07-31$3K$3K$0Yes
2015-01-30$0——No
2015-01-01$0——Yes
2014-10-09$9K$7K$2KNo
2014-09-28$20K$18K$2KNo
2014-09-08$0——Yes
2014-09-08$3K$3K$0Yes
2014-07-08$32K$32K$0No
2014-07-08$74K$68K$6KYes
2013-09-09$2K$2K$0Yes
2013-08-31$15K$15K$0No
2013-08-31$0——No
2013-08-30$19K$19K$0No
2013-08-30$0$0$0No
2013-08-30$10K$8K$1KNo
2013-07-22$24K$24K$0Yes
2013-07-21$1K$1K$0Yes
2013-07-21$26K$26K$0Yes
2013-06-20$0——No
2012-08-19$0——Yes
2012-07-29$0——Yes
2012-07-04$75K$58K$17KYes
2012-07-04$0——Yes
2012-07-04$25K$25K$0No
2011-08-25$0——Yes
2010-07-31$15K$15K$0Yes
2010-07-31$39K$37K$2KYes
2010-01-22$13K$13K$0Yes
2010-01-21$604.06$604.06$0Yes
2010-01-21$0——Yes
2008-09-08$0——Yes
2008-07-11$0$0$0Yes
2008-07-10$18K$13K$5KNo
2008-07-10$60K$30K$30KYes
2008-07-10$8K$7K$614.13Yes
2008-07-10$31K$29K$2KYes
2006-08-05$0——Yes
2006-08-01$0——Yes
2006-08-01$0——No
2006-08-01$0——Yes
2006-08-01$78K$78K$0Yes
2006-07-29$101K$100K$549.99No
2006-07-29$10K$10K$0Yes
2006-07-28$39K$27K$12KYes
2006-07-28$36K$22K$13KYes
2005-04-02$0——Yes
2004-03-04$1K$1K$0Yes
2002-09-10$0——Yes
2001-07-25$0——Yes
1999-07-26$0——Yes
1999-07-14$15K$15K$0No
1999-07-14$12K$12K$0Yes
1998-08-15$0——Yes
1998-07-22$22K$17K$5KYes
1998-07-22$23K$17K$6KNo
1998-07-20$0——Yes
1997-07-31$0——No
1996-08-27$4K$4K$0Yes
1996-07-14$0——No
1993-01-20$40K$30K$10KNo
1993-01-20$3K$211.88$2KNo
1993-01-20$7K$470.87$6KNo
1993-01-20$9K$9K$0Yes
1993-01-20$0——No
1993-01-18$0——No

ALSO CHECKED

18 more data areas were checked for Pinal County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the AZ state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN PINAL COUNTY →Opens the loan explorer already filtered to county FIPS 04021.

See the Arizona state market profile for the statewide picture, the Arizona state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.