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State markets/Arizona/Yavapai County

COUNTY MORTGAGE MARKET · FIPS 04025

Yavapai County, Arizona

Who lends in Yavapai County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$2.43B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

7,255

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.4%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

432

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 432 lenders that originated in Yavapai County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

254

unconcentrated

Top-5 lender share

27.2%

of originations

Purchase

61.3%

3,619 loans

Refinance

38.7%

2,284 loans

Origination trend

Annual mortgage origination volume and loan count in Yavapai County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Yavapai County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Yavapai County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR YAVAPAI COUNTY →

TOP TEN LENDERS IN YAVAPAI COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

679$262.3M$262.3M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
566$161.3M$161.3M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
231$95.9M$95.9M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
384$72.7M$72.7M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
218$67.3M$67.3M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
177$60.5M$60.5M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
134$53.1M$53.1M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
122$46.9M$46.9M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
109$43.2M$43.2M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
91$41.7M$41.7M originated in Yavapai County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Yavapai County

All 31 ZIP Code Tabulation Areas that touch Yavapai County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
31 OF 31 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
99 of the 14 Yavapai County tracts this ZIP area touches sit mostly inside it.34,58731.9%8,908——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 17 Yavapai County tracts this ZIP area touches sit mostly inside it.24,31218.6%7,351——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Yavapai County tracts this ZIP area touches sit mostly inside it.23,34530.1%6,367——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Yavapai County tracts this ZIP area touches sit mostly inside it.22,30415.4%7,372——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 Yavapai County tracts this ZIP area touches sit mostly inside it.19,97014.7%6,872——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Yavapai County tracts this ZIP area touches sit mostly inside it.15,88926.0%4,685——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Yavapai County tracts this ZIP area touches sit mostly inside it.12,93616.6%4,106——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Yavapai County tracts this ZIP area touches sit mostly inside it.10,55724.9%2,980——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Yavapai County tracts this ZIP area touches sit mostly inside it.9,13517.3%3,307——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Yavapai County tracts this ZIP area touches sit mostly inside it.7,92121.1%3,214——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 7 Yavapai County tracts this ZIP area touches sit mostly inside it.7,61917.8%2,508——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Yavapai County tracts this ZIP area touches sit mostly inside it.7,11919.4%2,489——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 6 Yavapai County tracts this ZIP area touches sit mostly inside it.6,83737.4%1,488——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 3 Yavapai County tracts this ZIP area touches sit mostly inside it.6,12816.1%2,180——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Yavapai County tracts this ZIP area touches sit mostly inside it.6,06122.1%2,186——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Yavapai County tracts this ZIP area touches sit mostly inside it.4,12712.4%1,612——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Yavapai County tracts this ZIP area touches sit mostly inside it.3,98012.4%1,539——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Yavapai County tracts this ZIP area touches sit mostly inside it.3,42717.7%1,547——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 5 Yavapai County tracts this ZIP area touches sit mostly inside it.3,23620.4%938——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Yavapai County tracts this ZIP area touches sit mostly inside it.2,33127.1%1,057——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Yavapai County tracts this ZIP area touches sit mostly inside it.2,19723.3%718——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Yavapai County tracts this ZIP area touches sit mostly inside it.2,19135.7%82——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 3 tracts of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Yavapai County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

72 of Yavapai County’s 72 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Yavapai County

All 72 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

72 OF 72 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate63.8%1,42316.6%OPEN →
Middle92.7%5,10316.1%OPEN →
Middle88.5%1,70918.6%OPEN →
Moderate73.6%1,79636.2%OPEN →
Middle96.4%6,43923.1%OPEN →
Upper123.1%1,52722.5%OPEN →
Middle110.3%6,23128.1%OPEN →
Upper125.1%5,19519.2%OPEN →
Upper130.2%1,35014.2%OPEN →
Middle111.1%1,41323.0%OPEN →
Middle94.3%2,22317.1%OPEN →
Middle83.6%3,65813.2%OPEN →
Middle109.5%1,94616.1%OPEN →
Upper144.7%3,77014.7%OPEN →
Middle111.7%1,53722.6%OPEN →
Middle98.8%3,94719.2%OPEN →
Middle89.2%5,01627.3%OPEN →
Middle106.3%3,54330.5%OPEN →
Moderate75.3%4,86940.8%OPEN →
Moderate69.8%1,51642.3%OPEN →
Middle101.3%1,76648.1%OPEN →
Middle110.3%8,62623.2%OPEN →
Middle101.0%1,53747.6%OPEN →
Middle86.0%5,69933.8%OPEN →
Middle104.0%2,01523.2%OPEN →
Moderate61.5%3,16820.1%OPEN →
Middle103.6%1,71915.4%OPEN →
Middle102.5%4,45116.1%OPEN →
Middle88.2%2,23614.0%OPEN →
Moderate77.4%2,19723.3%OPEN →
Middle113.8%3,75416.1%OPEN →
Middle108.3%1,22821.2%OPEN →
Middle113.1%2,58712.8%OPEN →
Moderate51.3%1,22825.7%OPEN →
Moderate79.8%3,24026.2%OPEN →
Middle116.1%3,76514.2%OPEN →
Moderate64.0%1,34317.8%OPEN →
Upper159.2%3,65913.2%OPEN →
Upper161.7%1,35411.4%OPEN →
Upper136.5%2,99014.3%OPEN →
Upper201.7%1,82110.9%OPEN →
Middle98.9%2,28116.6%OPEN →
Middle118.0%3,23911.1%OPEN →
Middle110.8%4,12712.4%OPEN →
Middle104.5%2,19135.7%OPEN →
Middle83.4%2,41018.1%OPEN →
Moderate74.0%3,98012.4%OPEN →
Middle87.0%3,42717.7%OPEN →
Middle104.4%2,30914.7%OPEN →
Moderate72.8%4,41618.1%OPEN →
Moderate65.1%6,83737.4%OPEN →
Middle86.1%4,15622.7%OPEN →
Middle101.7%1,68932.7%OPEN →
Middle96.1%4,71224.1%OPEN →
Middle95.2%6,01320.1%OPEN →
Middle106.9%2,59519.1%OPEN →
Middle104.4%1,10615.7%OPEN →
Upper132.5%3,53313.9%OPEN →
Middle102.7%3,25917.6%OPEN →
Middle109.2%1,84326.0%OPEN →
Upper122.5%2,81922.0%OPEN →
Moderate64.2%2,38324.6%OPEN →
Upper120.7%3,67820.4%OPEN →
Middle91.2%6,36216.1%OPEN →
Middle113.6%6,57417.1%OPEN →
Middle80.1%5,19035.9%OPEN →
Middle101.5%5,19538.9%OPEN →
Middle107.0%4,07030.4%OPEN →
Middle116.0%1,96413.0%OPEN →
Upper157.3%1,59323.0%OPEN →
Moderate78.1%5,33323.9%OPEN →
Middle90.3%2,33127.1%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

245,480

Median household income

$69,613

Median home value

$425,200

Median gross rent

$1,351

per month

Owner-occupied

75.1%

of occupied units

Housing units

126,095

11.8% vacant

Poverty rate

12.0%

Unemployment

4.3%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 93.7

Social vulnerability

Relatively High

Community resilience

Very Low

ELEVATED PERILS

Inland flooding Relatively High · Wildfire Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

78

Declarations recorded

26

Incident types on record: Biological, Drought, Fire, Flood, Hurricane, Severe Storm.

Everything we hold on Yavapai County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Yavapai County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Yavapai County →Every reported application and origination in FIPS 04025, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Yavapai County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

738

—

Purchase share

43.4%

320 loans

IRRRL refinances

281

Cash-out refinances

137

2026738—320281137
2025692—363178151
2024524—34865111
2023492—35510127
2022——471216414
20212,484—5551,512417
20202,260—5641,316380
20191,145—553223369
20181,093—578165350
20171,346—560364422
20161,198—518388292
20151,062—528295239

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Yavapai County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Yavapai County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

1,347

−26.6% vs 2024

Multifamily · 2025

371

+59.9% vs 2024

Total authorized · 2025

1,718

−16.9% vs 2024

Permit valuation · 2025

$629.9M

authorized construction value

Units authorized by year

Yavapai County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01.3K2.5K3.8K5K19901992199419961998200020022004200620082010201220142016201820202022202420251,718 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Yavapai County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Maricopa County, AZ2,2973,909$207.2M
outflow2223Maricopa County, AZ1,8172,783$133.3M
outflow2223Other flows - South, DS1,1291,939$83.5M
inflow2223Other flows - West, DS1,1201,890$100.0M
outflow2223Other flows - West, DS9841,580$70.2M
inflow2223Other flows - South, DS7921,332$56.4M
outflow2223Other flows - Midwest, DS6411,062$37.2M
inflow2223Other flows - Midwest, DS579900$54.6M
inflow2223Coconino County, AZ427665$30.2M
inflow2223Los Angeles County, CA347524$33.7M
outflow2223Coconino County, AZ344521$20.1M
inflow2223Other flows - Northeast, DS308463$25.3M
inflow2223San Diego County, CA271461$29.7M
outflow2223Pima County, AZ254408$18.0M
outflow2223Other flows - Northeast, DS250365$15.3M
inflow2223Orange County, CA229405$34.7M
inflow2223Riverside County, CA224397$17.0M
inflow2223Pima County, AZ200330$12.2M
inflow2223San Bernardino County, CA147250$15.4M
inflow2223Mohave County, AZ147245$9.7M
outflow2223Pinal County, AZ143275$12.2M
inflow2223Pinal County, AZ135262$10.4M
inflow2223Clark County, NV130230$10.4M
outflow2223Clark County, NV106152$6.9M
outflow2223Los Angeles County, CA98148$9.6M
outflow2223San Diego County, CA94129$6.8M
outflow2223Mohave County, AZ93162$3.8M
inflow2223Ventura County, CA83141$11.7M
outflow2223Orange County, CA74103$4.4M
outflow2223Riverside County, CA71117$5.9M
outflow2223Foreign - Other flows, FR6097$4.1M
inflow2223King County, WA5482$11.5M
inflow2223Navajo County, AZ50100$3.1M
inflow2223Yuma County, AZ5089$3.4M
outflow2223El Paso County, CO4975$3.5M
outflow2223Navajo County, AZ4988$2.3M
inflow2223Cook County, IL4462$5.8M
inflow2223Kern County, CA4281$3.8M
outflow2223King County, WA4256$2.3M
outflow2223San Bernardino County, CA4167$2.3M
inflow2223El Paso County, CO4062$3.9M
inflow2223Gila County, AZ4069$3.6M
inflow2223Santa Barbara County, CA3957$3.0M
outflow2223Cochise County, AZ3873$1.4M
inflow2223Snohomish County, WA3757$2.8M
outflow2223Yuma County, AZ3770$1.5M
inflow2223Sacramento County, CA3667$3.9M
inflow2223Cochise County, AZ3663$1.7M
outflow2223Gila County, AZ3354$1.7M
inflow2223Foreign - Other flows, FR3247$958K
inflow2223Pierce County, WA3246$2.6M
outflow2223Ada County, ID3144$2.3M
inflow2223Santa Clara County, CA2957$4.5M
outflow2223Ventura County, CA2842$2.2M
outflow2223Bernalillo County, NM2742$1.4M
inflow2223Salt Lake County, UT2742$2.9M
inflow2223Washoe County, NV2642$3.0M
inflow2223San Luis Obispo County, CA2642$2.7M
inflow2223Clark County, WA2551$2.1M
inflow2223Contra Costa County, CA2536$3.8M
inflow2223Spokane County, WA2545$1.8M
inflow2223Deschutes County, OR2450$3.0M
inflow2223Jefferson County, CO2439$1.4M
outflow2223Salt Lake County, UT2332$1.4M
outflow2223Cook County, IL2327$1.3M
outflow2223Clark County, WA2231$1.2M
inflow2223Bernalillo County, NM2235$1.5M
inflow2223Washington County, UT2232$1.2M
inflow2223Ada County, ID2231$1.5M
inflow2223Placer County, CA2139$2.0M
inflow2223Larimer County, CO2129$2.2M
inflow2223Multnomah County, OR2135$1.6M
inflow2223Pennington County, SD2139$2.0M
outflow2223Washington County, OR2125$1.2M
outflow2223Snohomish County, WA2035$1.4M
inflow2223Harris County, TX2034$4.3M
outflow2223Multnomah County, OR2024$553K
outflow2223Jefferson County, CO2025$1.1M
outflow2223Travis County, TX2022$964K
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
inflow2122Maricopa County, AZ2,5584,428$221.9M
outflow2122Maricopa County, AZ1,7102,748$114.7M
outflow2122Other flows - South, DS1,2142,157$89.8M
outflow2122Other flows - West, DS1,1251,890$81.6M
inflow2122Other flows - West, DS9881,728$89.8M
inflow2122Other flows - South, DS7711,349$70.0M
outflow2122Other flows - Midwest, DS7231,265$44.7M
inflow2122Other flows - Midwest, DS578924$53.4M
inflow2122Los Angeles County, CA455752$48.4M
inflow2122Coconino County, AZ440733$29.1M
inflow2122San Diego County, CA388676$40.9M
inflow2122Orange County, CA369632$58.2M
inflow2122Other flows - Northeast, DS362556$47.0M
outflow2122Coconino County, AZ329469$18.7M
inflow2122Riverside County, CA310605$29.3M
outflow2122Other flows - Northeast, DS275417$23.0M
outflow2122Pima County, AZ254425$20.0M
inflow2122San Bernardino County, CA205418$18.3M
inflow2122Pima County, AZ168269$10.9M
inflow2122Pinal County, AZ152288$9.2M
inflow2122Mohave County, AZ143248$9.0M
inflow2122Clark County, NV140243$13.2M
outflow2122Pinal County, AZ131250$8.3M
outflow2122Mohave County, AZ125224$6.8M
inflow2122Ventura County, CA119189$13.1M
outflow2122San Diego County, CA105154$8.8M
outflow2122Los Angeles County, CA100128$5.6M
outflow2122Orange County, CA86120$5.2M
outflow2122Clark County, NV78114$7.7M
inflow2122King County, WA73125$9.8M
inflow2122Navajo County, AZ69127$3.7M
outflow2122Riverside County, CA66113$3.9M
inflow2122Gila County, AZ63119$3.3M
outflow2122Navajo County, AZ62116$4.1M
inflow2122Yuma County, AZ5599$3.1M
inflow2122Santa Clara County, CA5096$15.1M
inflow2122Cook County, IL4971$5.6M
inflow2122Alameda County, CA4672$8.2M
inflow2122Contra Costa County, CA4685$8.9M
outflow2122Gila County, AZ4487$2.7M
outflow2122Cochise County, AZ4385$2.2M
inflow2122Kern County, CA4269$4.3M
outflow2122King County, WA4157$3.5M
inflow2122Santa Barbara County, CA4172$3.8M
inflow2122El Paso County, CO4074$2.7M
inflow2122Snohomish County, WA3965$4.8M
inflow2122Pierce County, WA3966$3.4M
inflow2122Sonoma County, CA3863$4.1M
inflow2122Placer County, CA3756$4.5M
inflow2122Cochise County, AZ3669$2.1M
outflow2122San Bernardino County, CA3651$1.8M
outflow2122El Paso County, CO3661$2.5M
inflow2122San Luis Obispo County, CA3664$3.1M
inflow2122Sacramento County, CA3667$3.9M
inflow2122Jefferson County, CO3568$3.3M
outflow2122Yuma County, AZ3564$2.6M
outflow2122Ada County, ID3555$2.5M
inflow2122Fresno County, CA3256$4.4M
inflow2122Honolulu County, HI3254$1.6M
inflow2122Travis County, TX3052$4.1M
inflow2122Deschutes County, OR3042$2.6M
inflow2122Washoe County, NV2947$2.0M
outflow2122Washoe County, NV2844$2.1M
outflow2122Harris County, TX2743$1.5M
inflow2122Multnomah County, OR2741$2.2M
inflow2122Salt Lake County, UT2652$987K
outflow2122Ventura County, CA2643$1.7M
inflow2122Tarrant County, TX2445$1.3M
outflow2122Salt Lake County, UT2441$2.3M
outflow2122Bernalillo County, NM2437$963K
outflow2122Multnomah County, OR2431$1.6M
outflow2122Deschutes County, OR2438$2.1M
inflow2122Bernalillo County, NM2443$1.4M
inflow2122Clark County, WA2448$1.5M
inflow2122Monterey County, CA2341$2.6M
inflow2122Kootenai County, ID2338$2.0M
inflow2122Boulder County, CO2330$1.9M
inflow2122San Mateo County, CA2232$2.0M
inflow2122Clackamas County, OR2236$1.9M
outflow2122Pennington County, SD2236$1.6M
outflow2122Tulsa County, OK2245$1.7M
inflow2122La Paz County, AZ2245$1.0M
inflow2122El Dorado County, CA2239$2.2M
inflow2122Arapahoe County, CO2239$1.6M
inflow2122Harris County, TX2148$1.8M
outflow2122Clark County, WA2138$1.3M
inflow2122Denver County, CO2129$1.3M
outflow2122Pierce County, WA2135$2.2M
outflow2122Denver County, CO2025$1.5M
outflow2122Travis County, TX2027$1.2M
outflow2122Santa Barbara County, CA2024$1.2M
outflow2122Cook County, IL2028$1.4M
inflow2122Hillsborough County, FL2026$923K
inflow2122Santa Fe County, NM2036$1.8M
inflow2122Washington County, UT2027$947K
outflow2122Jefferson County, CO2032$962K
outflow2021Foreign - Other flows, FR———
inflow2021Foreign - Other flows, FR———
inflow2021Maricopa County, AZ2,5174,306$200.1M
outflow2021Maricopa County, AZ1,7512,884$100.5M
inflow2021Other flows - West, DS1,1741,991$86.0M
outflow2021Other flows - South, DS1,1402,132$79.5M
outflow2021Other flows - West, DS1,0861,743$65.3M
inflow2021Other flows - South, DS8121,384$68.8M
inflow2021Other flows - Midwest, DS6431,103$50.8M
outflow2021Other flows - Midwest, DS6271,076$33.5M
inflow2021Los Angeles County, CA484803$46.5M
inflow2021Coconino County, AZ438683$24.9M
inflow2021San Diego County, CA386693$47.2M
inflow2021Other flows - Northeast, DS369579$38.8M
inflow2021Orange County, CA367625$53.7M
inflow2021Riverside County, CA366700$32.5M
outflow2021Coconino County, AZ308482$16.9M
outflow2021Other flows - Northeast, DS267431$15.9M
outflow2021Pima County, AZ265387$14.0M
inflow2021San Bernardino County, CA202376$16.3M
inflow2021Pima County, AZ201341$15.9M
inflow2021Clark County, NV180299$12.8M
inflow2021Pinal County, AZ167332$10.2M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Yavapai County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals1,782.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals697.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,479.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals555,000.0
2023BothNo CharacteristicAll Appraisals540,000.0
2023PurchaseNo CharacteristicAll Appraisals535,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals520,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals520,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,451.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals520,000.0
2022BothNo CharacteristicAll Appraisals4,042.0
2022PurchaseNo CharacteristicAll Appraisals2,591.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals445,000.0
2021BothNo CharacteristicAll Appraisals6,712.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,382.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals3,330.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals445,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals448,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals6,824.0
2020PurchaseNo CharacteristicAll Appraisals3,302.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals380,000.0
2020RefinanceNo CharacteristicAll Appraisals380,000.0
2020RefinanceNo CharacteristicAll Appraisals3,522.0
2020PurchaseNo CharacteristicAll Appraisals380,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals350,000.0
2019PurchaseNo CharacteristicAll Appraisals3,032.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals355,000.0
2019BothNo CharacteristicAll Appraisals5,772.0
2019RefinanceNo CharacteristicAll Appraisals2,740.0
2019PurchaseNo CharacteristicAll Appraisals345,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals317,000.0
2018BothNo CharacteristicAll Appraisals4,939.0
2018PurchaseNo CharacteristicAll Appraisals3,146.0
2018RefinanceNo CharacteristicAll Appraisals1,793.0
2018BothNo CharacteristicAll Appraisals325,000.0
2018PurchaseNo CharacteristicAll Appraisals330,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals300,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals5,288.0
2017PurchaseNo CharacteristicAll Appraisals3,141.0
2017PurchaseNo CharacteristicAll Appraisals305,000.0
2017RefinanceNo CharacteristicAll Appraisals2,147.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals302,500.0
2016PurchaseNo CharacteristicAll Appraisals2,658.0
2016RefinanceNo CharacteristicAll Appraisals295,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals280,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals288,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals5,543.0
2016RefinanceNo CharacteristicAll Appraisals2,885.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals258,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals290,000.0
2015BothNo CharacteristicAll Appraisals4,583.0
2015RefinanceNo CharacteristicAll Appraisals2,209.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals2,374.0
2015BothNo CharacteristicAll Appraisals272,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals255,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Yavapai County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05104,50499,5814,9234.7%
2026-04103,40598,8864,5194.4%
2026-03104,972100,1554,8174.6%
2026-02104,22599,1785,0474.8%
2026-01107,002101,7685,2344.9%
2025-12107,370103,3694,0013.7%
2025-11108,424103,9414,4834.1%
2025-09109,235104,3464,8894.5%
2025-08108,445103,6844,7614.4%
2025-07107,445102,4764,9694.6%
2025-06107,526102,7744,7524.4%
2025-05107,942103,5204,4224.1%
2025-04107,789103,8383,9513.7%
2025-03107,629103,4674,1623.9%
2025-02106,432102,2104,2224.0%
2025-01107,048102,9074,1413.9%
2024-12106,440102,8353,6053.4%
2024-11107,201103,4753,7263.5%
2024-10108,199104,1834,0163.7%
2024-09108,557104,5653,9923.7%
2024-08107,294103,2973,9973.7%
2024-07106,313101,6414,6724.4%
2024-06105,898101,6394,2594.0%
2024-05106,170102,5743,5963.4%
2024-04105,937102,8663,0712.9%
2024-03106,755103,5443,2113.0%
2024-02105,455101,8813,5743.4%
2024-01105,302101,8213,4813.3%
2023-12104,012100,8773,1353.0%
2023-11105,346102,0203,3263.2%
2023-10105,844101,9853,8593.6%
2023-09107,068103,0594,0093.7%
2023-08105,562101,5923,9703.8%
2023-07105,166100,6414,5254.3%
2023-06105,388100,9974,3914.2%
2023-05105,743101,8843,8593.6%
2023-04104,913101,3103,6033.4%
2023-03104,485100,7323,7533.6%
2023-02103,833100,1793,6543.5%
2023-01103,35599,7403,6153.5%
2022-12103,339100,0773,2623.2%
2022-11103,561100,1073,4543.3%
2022-10103,861100,0833,7783.6%
2022-09105,669101,5994,0703.9%
2022-08104,304100,1164,1884.0%
2022-07103,10098,8254,2754.1%
2022-06103,28598,9234,3624.2%
2022-05102,81599,1723,6433.5%
2022-04101,65598,2593,3963.3%
2022-03101,54998,3653,1843.1%
2022-02100,51397,0113,5023.5%
2022-0199,94996,4003,5493.6%
2021-1299,83296,9362,8962.9%
2021-11100,51797,3553,1623.1%
2021-1099,94896,5473,4013.4%
2021-09102,15098,2513,8993.8%
2021-08100,44396,1884,2554.2%
2021-07101,16896,2974,8714.8%
2021-06101,14295,6825,4605.4%
2021-05100,59395,5835,0105.0%
2021-04100,00494,8815,1235.1%
2021-03100,20894,9945,2145.2%
2021-0299,19093,5395,6515.7%
2021-0198,86293,0495,8135.9%
2020-1299,32193,3206,0016.0%
2020-11100,14294,2045,9385.9%
2020-10100,33294,1966,1366.1%
2020-09100,68393,8596,8246.8%
2020-08100,20792,7127,4957.5%
2020-07100,09590,8029,2939.3%
2020-0699,79890,0299,7699.8%
2020-0597,28385,80011,48311.8%
2020-0496,43181,42815,00315.6%
2020-0398,57693,2355,3415.4%
2020-0298,70294,1244,5784.6%
2020-0199,07494,2764,7984.8%
2019-1297,80793,4994,3084.4%
2019-1199,20994,6864,5234.6%
2019-1098,85694,3384,5184.6%
2019-0999,23294,8074,4254.5%
2019-0898,86593,8964,9695.0%
2019-0799,68694,4145,2725.3%
2019-0699,65894,4695,1895.2%
2019-0598,39893,7804,6184.7%
2019-0497,10092,6084,4924.6%
2019-0397,61392,9604,6534.8%
2019-0296,23191,5334,6984.9%
2019-0196,83591,5765,2595.4%
2018-1296,35591,6634,6924.9%
2018-1196,64892,0964,5524.7%
2018-1096,75492,2954,4594.6%
2018-0997,75593,1114,6444.8%
2018-0896,97492,2434,7314.9%
2018-0798,80294,0064,7964.9%
2018-0698,28393,3814,9025.0%
2018-0597,41293,3284,0844.2%
2018-0496,53292,3164,2164.4%
2018-0396,16391,8714,2924.5%
2018-0295,56290,9264,6364.9%
2018-0194,19889,4204,7785.1%

BEA Personal Income

2024$15.34B252,013$61K
2023$14.32B249,499$57K
2022$12.81B246,266$52K
2021$12.34B242,392$51K
2020$11.14B237,228$47K
2019$9.97B233,165$43K
2018$9.36B229,883$41K
2017$8.84B226,127$39K
2016$8.21B222,870$37K
2015$7.82B219,375$36K
2014$7.42B216,551$34K
2013$6.91B213,521$32K
2012$6.58B211,360$31K
2011$6.43B210,690$31K
2010$6.17B210,912$29K
2009$6.21B211,172$29K
2008$6.52B211,211$31K
2007$6.29B208,773$30K
2006$5.84B204,082$29K
2005$5.33B195,424$27K
2004$4.78B187,822$25K
2003$4.32B182,090$24K
2002$4.05B177,362$23K
2001$3.89B172,636$23K
2000$3.65B168,608$22K
1999$3.41B162,943$21K
1998$3.24B157,686$21K
1997$2.96B151,924$20K
1996$2.74B146,414$19K
1995$2.53B139,901$18K
1994$2.37B131,986$18K
1993$2.08B125,164$17K
1992$1.91B118,427$16K
1991——$16K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Yavapai County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-09-27$5K$5K$0Yes
2025-07-03$14K$12K$2KYes
2024-08-10$61K$55K$6KYes
2024-01-03$6K$6K$0No
2023-05-20$0$0$0Yes
2023-05-19$34K$34K$174.24Yes
2023-04-12$0$0$0Yes
2023-03-27$0$0$0Yes
2023-03-22$66K$66K$0No
2023-03-22$3K$3K$0No
2023-03-22$24K$24K$0Yes
2023-03-22$0——Yes
2023-03-22$0$0$0Yes
2023-03-22$0$0$0Yes
2023-03-22$37K$37K$0Yes
2023-03-22$4K$4K$0No
2023-03-21$104K$104K$0Yes
2023-03-21$9K$9K$0Yes
2023-03-21$81K$72K$9KYes
2023-03-21$12K$12K$0Yes
2023-03-19$12K$12K$0No
2023-03-16$0$0$0No
2023-03-16$0$0$0No
2023-03-16$61K$61K$0No
2023-03-13$0——Yes
2023-01-25$0$0$0Yes
2022-10-03$5K$5K$0Yes
2022-10-03$0——Yes
2022-10-03$0$0$0Yes
2022-10-02$0——Yes
2022-08-25$0——Yes
2022-08-09$2K$2K$0Yes
2022-05-17$0$0$0Yes
2022-01-01$2K$2K$0Yes
2021-12-23$9K$9K$0Yes
2021-08-19$26K$11K$15KYes
2021-08-12$45K$42K$2KYes
2021-08-11$0$0$0Yes
2021-08-11$586.88$0$586.88Yes
2021-08-10$0$0$0Yes
2021-08-10$42K$35K$7KYes
2021-08-10$10K$10K$0Yes
2021-07-30$0$0$0No
2021-07-30$0——Yes
2021-07-25$0——Yes
2021-07-25$0——Yes
2021-07-25$8K$8K$0No
2021-07-25$0$0$0Yes
2021-07-24$4K$4K$0No
2021-07-24$21K$21K$0Yes
2021-07-24$136K$136K$0Yes
2021-07-24$11K$11K$0Yes
2021-07-24$7K$2K$5KYes
2021-07-24$40K$40K$0Yes
2021-07-24$2K$2K$0Yes
2021-07-24$40K$37K$3KYes
2021-07-24$0$0$0Yes
2021-07-24$0——Yes
2021-07-24$98K$75K$23KYes
2021-07-24$10K$10K$0Yes
2021-07-24$2K$2K$0Yes
2021-07-23$747.27$747.27$0No
2021-07-23$11K$11K$0Yes
2021-07-23$0——Yes
2021-07-23$0$0$0Yes
2021-07-23$54K$54K$0No
2021-07-23$45K$44K$1KYes
2021-07-10$719.12$719.12$0No
2020-11-30$0$0$0Yes
2020-07-24$59K$53K$5KYes
2020-03-18$0$0$0Yes
2019-12-03$0$0$0Yes
2019-09-24$8K$8K$0Yes
2019-09-14$122K$122K$0Yes
2019-08-02$28K$20K$8KNo
2019-02-15$59K$59K$0Yes
2019-02-15$0——Yes
2019-02-15$63K$63K$0Yes
2019-02-15$47K$47K$0No
2019-02-15$44K$44K$0No
2019-02-15$0——Yes
2019-02-15$0——Yes
2019-02-15$19K$19K$0Yes
2019-02-15$67K$67K$0Yes
2019-02-14$12K$12K$0Yes
2019-02-14$335K$310K$25KYes
2019-02-14$23K$21K$2KNo
2019-02-14$28K$26K$2KNo
2019-02-14$8K$8K$0No
2019-02-14$16K$16K$0No
2019-02-14$77K$64K$13KYes
2019-02-14$0——Yes
2019-02-14$4K$4K$0No
2019-02-14$31K$31K$0No
2019-02-14$22K$22K$0No
2019-02-14$131K$131K$0Yes
2019-02-14$39K$39K$0No
2019-02-14$37K$37K$0Yes
2019-02-12$0——No
2018-10-03$0——Yes

ALSO CHECKED

18 more data areas were checked for Yavapai County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the AZ state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN YAVAPAI COUNTY →Opens the loan explorer already filtered to county FIPS 04025.

See the Arizona state market profile for the statewide picture, the Arizona state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.