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State markets/California/Marin County

COUNTY MORTGAGE MARKET · FIPS 06041

Marin County, California

Who lends in Marin County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$3.66B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

4,126

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

15.4%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

348

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 348 lenders that originated in Marin County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

321

unconcentrated

Top-5 lender share

31.3%

of originations

Purchase

51.2%

1,626 loans

Refinance

48.8%

1,551 loans

Origination trend

Annual mortgage origination volume and loan count in Marin County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Marin County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Marin County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR MARIN COUNTY →

TOP TEN LENDERS IN MARIN COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

235$341.2M$341.2M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
155$287.7M$287.7M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
433$181.0M$181.0M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
185$172.4M$172.4M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
204$162.8M$162.8M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
154$159.6M$159.6M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
191$144.8M$144.8M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
227$143.8M$143.8M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
82$121.2M$121.2M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
71$80.7M$80.7M originated in Marin County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Marin County

All 29 ZIP Code Tabulation Areas that touch Marin County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
29 OF 29 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1010 of the 13 Marin County tracts this ZIP area touches sit mostly inside it.43,46651.9%7,367——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Marin County tracts this ZIP area touches sit mostly inside it.32,13222.0%8,912——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Marin County tracts this ZIP area touches sit mostly inside it.30,56735.8%8,317——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 10 Marin County tracts this ZIP area touches sit mostly inside it.22,55439.9%6,923——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Marin County tracts this ZIP area touches sit mostly inside it.19,03438.6%5,436——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Marin County tracts this ZIP area touches sit mostly inside it.18,72641.5%5,049——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Marin County tracts this ZIP area touches sit mostly inside it.15,35220.4%4,119——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Marin County tracts this ZIP area touches sit mostly inside it.13,59420.9%3,728——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Marin County tracts this ZIP area touches sit mostly inside it.12,27730.0%2,682——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Marin County tracts this ZIP area touches sit mostly inside it.12,00724.4%3,297——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Marin County tracts this ZIP area touches sit mostly inside it.10,58531.1%2,930——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Marin County tracts this ZIP area touches sit mostly inside it.8,40923.5%2,267——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Marin County tracts this ZIP area touches sit mostly inside it.6,55120.3%1,717——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Marin County tract this ZIP area touches sit mostly inside it.3,91019.3%1,137——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Marin County tract this ZIP area touches sit mostly inside it.3,21526.7%831——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Marin County tract this ZIP area touches sit mostly inside it.2,33812.2%703——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Marin County tracts this ZIP area touches sit mostly inside it.2,11118.9%612——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Marin County tract this ZIP area touches sit mostly inside it.1,82422.6%692——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Marin County tracts this ZIP area touches sit mostly inside it.—————OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Marin County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

62 of Marin County’s 63 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Marin County

All 63 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

63 OF 63 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper132.5%2,68223.3%OPEN →
Middle91.4%2,92437.9%OPEN →
Middle99.1%2,25125.9%OPEN →
Middle89.5%6,00338.4%OPEN →
Moderate56.9%5,17452.7%OPEN →
Middle104.8%7,37625.4%OPEN →
Middle80.5%6,72043.3%OPEN →
Moderate57.4%5,32159.6%OPEN →
Middle85.0%3,13733.0%OPEN →
Middle100.7%4,61739.3%OPEN →
Moderate78.7%5,73337.1%OPEN →
Middle92.3%1,56420.2%OPEN →
Moderate63.1%3,65066.5%OPEN →
Middle115.4%3,16234.3%OPEN →
Middle88.5%5,00448.9%OPEN →
Middle106.4%5,66640.2%OPEN →
Middle107.5%6,30625.8%OPEN →
Moderate79.3%6,69225.4%OPEN →
Low48.7%2,55646.6%OPEN →
Middle80.8%4,34339.2%OPEN →
Middle80.8%4,46750.8%OPEN →
Middle95.2%4,17824.8%OPEN →
Middle103.6%6,17636.7%OPEN →
Upper137.5%5,38917.1%OPEN →
Moderate77.3%1,20950.0%OPEN →
Middle84.2%4,96743.9%OPEN →
Moderate71.0%4,61143.3%OPEN →
Low35.9%4,44581.7%OPEN →
Low25.9%2,98198.0%OPEN →
Low25.1%5,04393.9%OPEN →
Middle90.2%3,91019.3%OPEN →
Moderate77.4%5,24521.6%OPEN →
Middle93.9%3,16426.5%OPEN →
Upper124.9%7,48918.5%OPEN →
Upper121.0%3,15019.8%OPEN →
Middle117.0%4,71323.8%OPEN →
Upper147.2%2,33812.2%OPEN →
Upper156.3%4,79617.5%OPEN →
Moderate69.3%3,64436.4%OPEN →
Upper156.3%3,56721.4%OPEN →
Middle98.0%1,37426.1%OPEN →
Upper147.2%5,17718.8%OPEN →
Middle111.4%5,79926.7%OPEN →
Middle117.0%6,47833.0%OPEN →
—0.0%——OPEN →
Upper156.3%2,13113.5%OPEN →
Upper141.6%5,59023.5%OPEN →
Upper134.2%5,87321.1%OPEN →
Upper125.5%4,21132.5%OPEN →
Upper156.3%5,95515.9%OPEN →
Middle118.2%4,49528.1%OPEN →
Upper135.5%4,56016.8%OPEN →
Upper149.6%6,97022.2%OPEN →
Upper132.9%4,87619.2%OPEN →
Low27.4%2,64171.0%OPEN →
Upper145.6%3,44417.1%OPEN →
Middle91.4%1,68722.6%OPEN →
Middle119.8%2,81315.8%OPEN →
Middle108.4%1,06521.4%OPEN →
Middle82.6%2,11118.9%OPEN →
Moderate68.1%1,82422.6%OPEN →
Middle92.5%3,21526.7%OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

257,969

Median household income

$149,091

Median home value

$1,507,300

Median gross rent

$2,668

per month

Owner-occupied

64.7%

of occupied units

Housing units

112,116

8.1% vacant

Poverty rate

8.3%

Unemployment

6.1%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 96.4

Social vulnerability

Relatively Low

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Coastal flooding Very High · Earthquake Relatively High · Landslide Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

88

Declarations recorded

26

Incident types on record: Biological, Coastal Storm, Drought, Earthquake, Flood, Freezing, Hurricane, Severe Storm.

Everything we hold on Marin County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Marin County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Marin County →Every reported application and origination in FIPS 06041, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Marin County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

39

—

Purchase share

48.7%

19 loans

IRRRL refinances

14

Cash-out refinances

6

202639—19146
202537—19117
202419—1531
202325—2203
2022——301731
2021250—3617143
2020225—3415140
201957—202017
201859—241223
2017123—314745
2016141—247047
2015120—255639

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Marin County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Marin County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

149

−1.3% vs 2024

Multifamily · 2025

0

−100.0% vs 2024

Total authorized · 2025

149

−5.7% vs 2024

Permit valuation · 2025

$86.9M

authorized construction value

Units authorized by year

Marin County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05001K1.5K2K1990199219941996199820002002200420062008201020122014201620182020202220242025149 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Marin County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223San Francisco County, CA1,3642,272$550.5M
outflow2223Sonoma County, CA1,1051,808$142.6M
outflow2223San Francisco County, CA7861,035$187.4M
inflow2223Sonoma County, CA551781$57.0M
outflow2223Other flows - South, DS507872$95.9M
outflow2223Other flows - West, DS450715$72.7M
inflow2223Alameda County, CA424661$94.4M
inflow2223Other flows - South, DS399634$100.8M
outflow2223Alameda County, CA355484$45.7M
outflow2223Contra Costa County, CA354575$73.4M
inflow2223Contra Costa County, CA324566$45.7M
inflow2223Other flows - West, DS313454$50.0M
outflow2223Los Angeles County, CA301405$51.3M
inflow2223Los Angeles County, CA293428$72.9M
inflow2223San Mateo County, CA263417$67.3M
outflow2223Other flows - Northeast, DS250414$55.9M
inflow2223Other flows - Northeast, DS246378$66.8M
outflow2223Solano County, CA209372$16.2M
outflow2223Other flows - Midwest, DS205308$26.7M
outflow2223San Mateo County, CA182246$40.2M
outflow2223San Diego County, CA180271$31.2M
inflow2223Santa Clara County, CA165244$47.9M
outflow2223Foreign - Other flows, FR161294$32.2M
inflow2223Other flows - Midwest, DS160277$22.0M
outflow2223New York County, NY157180$22.6M
outflow2223Santa Clara County, CA148229$28.6M
outflow2223Sacramento County, CA136193$11.6M
inflow2223San Diego County, CA129190$18.8M
inflow2223Solano County, CA119192$9.6M
outflow2223King County, WA105156$17.3M
outflow2223Orange County, CA92144$17.1M
inflow2223Sacramento County, CA86115$8.1M
inflow2223Orange County, CA84139$10.0M
outflow2223Napa County, CA82116$14.5M
inflow2223King County, WA81126$15.7M
outflow2223Placer County, CA78129$14.0M
inflow2223Foreign - Other flows, FR74159$26.8M
outflow2223Riverside County, CA63103$7.9M
inflow2223New York County, NY6384$27.0M
outflow2223Kings County, NY6167$6.4M
outflow2223Multnomah County, OR5871$9.3M
outflow2223Maricopa County, AZ5698$10.7M
inflow2223Santa Cruz County, CA5674$8.2M
outflow2223Cook County, IL5574$7.4M
outflow2223Travis County, TX5177$13.3M
inflow2223Placer County, CA4975$6.6M
inflow2223Santa Barbara County, CA4761$9.2M
outflow2223Santa Barbara County, CA4768$5.5M
inflow2223Napa County, CA4768$11.4M
outflow2223Nevada County, CA4675$9.3M
outflow2223Washoe County, NV4570$10.8M
inflow2223Maricopa County, AZ4568$7.6M
outflow2223Denver County, CO4348$6.2M
outflow2223El Dorado County, CA3854$6.3M
inflow2223Kings County, NY3756$4.7M
outflow2223Santa Cruz County, CA3753$5.3M
outflow2223Honolulu County, HI3752$7.2M
inflow2223Cook County, IL3756$6.5M
inflow2223Multnomah County, OR3559$6.7M
outflow2223Deschutes County, OR3462$7.6M
inflow2223Yolo County, CA3340$2.6M
inflow2223Clark County, NV3258$5.5M
outflow2223Middlesex County, MA3246$5.7M
outflow2223District of Columbia, DC3134$2.6M
outflow2223Clark County, NV3038$2.8M
inflow2223Washoe County, NV3039$4.7M
inflow2223San Joaquin County, CA2944$2.5M
inflow2223Nevada County, CA2847$5.9M
inflow2223Travis County, TX2843$4.6M
outflow2223Yolo County, CA2839$1.9M
outflow2223San Joaquin County, CA2861$3.6M
outflow2223San Luis Obispo County, CA2840$2.7M
outflow2223Lake County, CA2634$2.0M
outflow2223Mendocino County, CA2640$2.9M
inflow2223Denver County, CO2634$3.8M
outflow2223Suffolk County, MA2532$3.1M
outflow2223Harris County, TX2540$3.8M
inflow2223El Dorado County, CA2541$2.2M
inflow2223Ventura County, CA2538$3.9M
outflow2223Dallas County, TX2433$3.8M
inflow2223Riverside County, CA2435$3.6M
inflow2223San Luis Obispo County, CA2432$1.8M
inflow2223Monterey County, CA2333$5.5M
outflow2223Boulder County, CO2338$3.5M
inflow2223Boulder County, CO2330$2.4M
outflow2223Miami-Dade County, FL2341$8.2M
inflow2223Middlesex County, MA2238$4.3M
outflow2223Monterey County, CA2234$3.7M
inflow2223District of Columbia, DC2126$3.5M
outflow2223Fresno County, CA2140$2.5M
outflow2223Butte County, CA2023$809K
inflow2223Lake County, CA2023$868K
outflow2223Ventura County, CA2035$4.4M
outflow2223Salt Lake County, UT2030$1.6M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
inflow2122San Francisco County, CA1,6112,754$778.0M
outflow2122Sonoma County, CA1,1821,953$143.2M
outflow2122San Francisco County, CA8941,183$235.1M
outflow2122Other flows - South, DS6701,239$199.5M
inflow2122Sonoma County, CA583862$58.2M
inflow2122Alameda County, CA462710$94.8M
outflow2122Other flows - West, DS425651$127.1M
outflow2122Contra Costa County, CA385612$50.8M
outflow2122Alameda County, CA385521$66.2M
outflow2122Los Angeles County, CA381527$86.6M
inflow2122Contra Costa County, CA336542$82.5M
inflow2122Other flows - South, DS310494$49.1M
inflow2122Los Angeles County, CA296453$101.2M
inflow2122Other flows - West, DS281475$65.8M
outflow2122Other flows - Northeast, DS278536$65.3M
inflow2122San Mateo County, CA275470$91.7M
inflow2122Other flows - Northeast, DS242406$52.7M
outflow2122Other flows - Midwest, DS221382$55.7M
inflow2122Santa Clara County, CA202328$76.0M
outflow2122Solano County, CA198362$15.1M
outflow2122San Mateo County, CA194271$54.1M
outflow2122San Diego County, CA178288$47.6M
outflow2122Santa Clara County, CA152239$53.1M
inflow2122Other flows - Midwest, DS148237$20.8M
inflow2122Solano County, CA137214$10.8M
outflow2122New York County, NY120141$18.2M
outflow2122Sacramento County, CA119192$11.8M
inflow2122San Diego County, CA115157$18.0M
outflow2122King County, WA110170$22.6M
inflow2122Sacramento County, CA104155$11.1M
outflow2122Orange County, CA92176$27.5M
outflow2122Placer County, CA90182$17.7M
outflow2122Maricopa County, AZ81134$24.3M
outflow2122Napa County, CA80136$18.0M
inflow2122King County, WA76122$24.9M
inflow2122New York County, NY71110$29.7M
inflow2122Orange County, CA69103$21.0M
outflow2122Kings County, NY6687$12.4M
inflow2122Napa County, CA6597$10.5M
outflow2122Washoe County, NV64109$24.6M
outflow2122Clark County, NV6292$15.2M
outflow2122Travis County, TX62102$24.4M
outflow2122Riverside County, CA6091$13.7M
outflow2122Denver County, CO5874$11.0M
outflow2122Multnomah County, OR5778$13.7M
outflow2122Nevada County, CA5591$9.1M
outflow2122Santa Cruz County, CA5376$11.1M
outflow2122Cook County, IL4688$16.2M
outflow2122Honolulu County, HI4572$12.1M
outflow2122San Joaquin County, CA4392$4.0M
outflow2122El Dorado County, CA4368$8.3M
inflow2122Multnomah County, OR4257$5.5M
inflow2122Monterey County, CA4059$6.3M
inflow2122Riverside County, CA4065$4.8M
inflow2122Santa Cruz County, CA3950$4.6M
outflow2122Monterey County, CA3758$7.3M
inflow2122Placer County, CA3656$6.0M
outflow2122Mendocino County, CA3561$4.8M
inflow2122San Joaquin County, CA3558$3.0M
inflow2122Maricopa County, AZ3551$5.9M
inflow2122San Luis Obispo County, CA3442$5.7M
outflow2122Middlesex County, MA3462$7.8M
outflow2122Santa Barbara County, CA3447$10.8M
outflow2122Salt Lake County, UT3451$4.6M
inflow2122Cook County, IL3452$6.3M
inflow2122Santa Barbara County, CA3341$6.4M
outflow2122Yolo County, CA3241$3.0M
inflow2122Kings County, NY3248$5.5M
outflow2122Deschutes County, OR3253$5.7M
outflow2122San Luis Obispo County, CA2944$4.6M
inflow2122Nevada County, CA2952$3.7M
inflow2122Denver County, CO2837$5.3M
inflow2122Yolo County, CA2847$4.7M
inflow2122Fresno County, CA2749$2.2M
inflow2122Clark County, NV2733$1.7M
outflow2122Boulder County, CO2747$8.1M
outflow2122San Bernardino County, CA2639$2.3M
outflow2122Snohomish County, WA2638$5.8M
outflow2122Hawaii County, HI2539$7.0M
outflow2122Miami-Dade County, FL2543$8.4M
outflow2122Ventura County, CA2541$5.0M
outflow2122Ada County, ID2556$5.6M
inflow2122Mendocino County, CA2436$1.5M
outflow2122Clackamas County, OR2450$7.5M
outflow2122Maui County, HI2433$4.7M
outflow2122Jackson County, OR2336$3.9M
outflow2122Buncombe County, NC2339$2.5M
outflow2122Fresno County, CA2327$2.4M
inflow2122Harris County, TX2240$5.6M
inflow2122District of Columbia, DC2231$3.9M
inflow2122Honolulu County, HI2243$1.8M
inflow2122Travis County, TX2237$7.2M
outflow2122Pierce County, WA2236$3.4M
outflow2122Suffolk County, MA2124$3.8M
outflow2122Palm Beach County, FL2153$6.8M
outflow2122Lake County, CA2131$1.4M
inflow2122Ventura County, CA2133$1.4M
inflow2122Washoe County, NV2137$4.2M
outflow2122Jefferson County, CO2130$3.6M
inflow2122San Bernardino County, CA2027$1.5M
outflow2122Washington County, OR2038$2.6M
inflow2122Middlesex County, MA2033$7.0M
outflow2021Foreign - Other flows, FR———
inflow2021Foreign - Other flows, FR———

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Marin County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals1,134.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023RefinanceNo CharacteristicAll Appraisals446.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals1,580.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals1,800,000.0
2023BothNo CharacteristicAll Appraisals1,585,000.0
2023PurchaseNo CharacteristicAll Appraisals1,500,000.0
2023PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals1,777,000.0
2022PurchaseNo CharacteristicAll Appraisals0.7
2022PurchaseNo CharacteristicAll Appraisals1,624,500.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,845.0
2022PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022RefinanceNo CharacteristicAll Appraisals1,960,000.0
2022BothNo CharacteristicAll Appraisals3,603.0
2022PurchaseNo CharacteristicAll Appraisals1,758.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals1,700,000.0
2021BothNo CharacteristicAll Appraisals10,030.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals2,451.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021RefinanceNo CharacteristicAll Appraisals7,579.0
2021PurchaseNo CharacteristicAll Appraisals0.0
2021BothNo CharacteristicAll Appraisals1,650,000.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021PurchaseNo CharacteristicAll Appraisals1,500,000.0
2020PurchaseNo CharacteristicAll Appraisals0.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals10,610.0
2020PurchaseNo CharacteristicAll Appraisals2,236.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2020BothNo CharacteristicAll Appraisals1,460,000.0
2020RefinanceNo CharacteristicAll Appraisals1,485,000.0
2020RefinanceNo CharacteristicAll Appraisals8,374.0
2020PurchaseNo CharacteristicAll Appraisals1,387,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals1,300,000.0
2019PurchaseNo CharacteristicAll Appraisals1,855.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals1,350,000.0
2019BothNo CharacteristicAll Appraisals6,235.0
2019RefinanceNo CharacteristicAll Appraisals4,380.0
2019PurchaseNo CharacteristicAll Appraisals1,215,000.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2018RefinanceNo CharacteristicAll Appraisals1,260,000.0
2018BothNo CharacteristicAll Appraisals3,685.0
2018PurchaseNo CharacteristicAll Appraisals1,707.0
2018RefinanceNo CharacteristicAll Appraisals1,978.0
2018BothNo CharacteristicAll Appraisals1,245,000.0
2018PurchaseNo CharacteristicAll Appraisals1,205,000.0
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals1,170,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals4,445.0
2017PurchaseNo CharacteristicAll Appraisals1,667.0
2017PurchaseNo CharacteristicAll Appraisals1,080,000.0
2017RefinanceNo CharacteristicAll Appraisals2,778.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017BothNo CharacteristicAll Appraisals1,138,000.0
2016PurchaseNo CharacteristicAll Appraisals1,232.0
2016RefinanceNo CharacteristicAll Appraisals1,000,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals943,000.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals1,000,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016BothNo CharacteristicAll Appraisals6,571.0
2016RefinanceNo CharacteristicAll Appraisals5,339.0
2015PurchaseNo CharacteristicAll Appraisals1.1
2015PurchaseNo CharacteristicAll Appraisals855,000.0
2015PurchaseNo CharacteristicAll Appraisals0.6
2015RefinanceNo CharacteristicAll Appraisals925,000.0
2015BothNo CharacteristicAll Appraisals5,750.0
2015RefinanceNo CharacteristicAll Appraisals4,395.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015PurchaseNo CharacteristicAll Appraisals1,355.0
2015BothNo CharacteristicAll Appraisals900,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals840,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Marin County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05122,503118,3194,1843.4%
2026-04122,564118,0324,5323.7%
2026-03123,153118,4324,7213.8%
2026-02124,076119,0485,0284.1%
2026-01122,209117,0715,1384.2%
2025-12123,989119,0524,9374.0%
2025-11125,370119,9465,4244.3%
2025-09125,469119,8325,6374.5%
2025-08125,484119,6655,8194.6%
2025-07126,210120,4145,7964.6%
2025-06125,318119,8625,4564.4%
2025-05125,214120,6114,6033.7%
2025-04124,535119,7634,7723.8%
2025-03125,638120,6335,0054.0%
2025-02125,438120,3505,0884.1%
2025-01124,105118,9865,1194.1%
2024-12124,402119,7974,6053.7%
2024-11124,828119,8524,9764.0%
2024-10124,847119,7945,0534.0%
2024-09125,508120,5354,9734.0%
2024-08125,959120,2795,6804.5%
2024-07126,658121,1255,5334.4%
2024-06125,820120,6625,1584.1%
2024-05124,964120,8714,0933.3%
2024-04124,019119,6564,3633.5%
2024-03126,888122,0954,7933.8%
2024-02126,482121,4725,0104.0%
2024-01124,883119,8215,0624.1%
2023-12125,256120,6324,6243.7%
2023-11125,911121,1704,7413.8%
2023-10125,406120,5704,8363.9%
2023-09126,033121,2714,7623.8%
2023-08125,911120,8995,0124.0%
2023-07126,317121,8274,4903.6%
2023-06125,770121,3524,4183.5%
2023-05124,778121,0613,7173.0%
2023-04124,737121,1403,5972.9%
2023-03125,746121,8153,9313.1%
2023-02125,600121,4984,1023.3%
2023-01124,016120,0313,9853.2%
2022-12124,267121,0153,2522.6%
2022-11124,897121,3653,5322.8%
2022-10124,909121,4383,4712.8%
2022-09124,381121,1093,2722.6%
2022-08124,545120,8403,7053.0%
2022-07124,758121,2073,5512.8%
2022-06124,605120,9743,6312.9%
2022-05123,770120,8662,9042.3%
2022-04122,540119,3243,2162.6%
2022-03124,076120,4043,6723.0%
2022-02123,387119,2894,0983.3%
2022-01122,569118,0584,5113.7%
2021-12123,196119,1973,9993.2%
2021-11123,726119,3144,4123.6%
2021-10123,700118,7894,9114.0%
2021-09123,471118,3805,0914.1%
2021-08123,522117,3866,1365.0%
2021-07124,401117,9966,4055.1%
2021-06122,274115,4896,7855.5%
2021-05121,168115,1686,0005.0%
2021-04120,935114,3386,5975.5%
2021-03121,885115,0866,7995.6%
2021-02120,744113,6037,1415.9%
2021-01119,875112,4517,4246.2%
2020-12120,864113,5317,3336.1%
2020-11120,877113,4937,3846.1%
2020-10122,070114,4027,6686.3%
2020-09122,259113,2579,0027.4%
2020-08122,707113,0959,6127.8%
2020-07123,397111,52311,8749.6%
2020-06122,748109,90212,84610.5%
2020-05117,810103,90013,91011.8%
2020-04118,140102,94815,19212.9%
2020-03129,070124,2164,8543.8%
2020-02131,509128,2143,2952.5%
2020-01130,877127,4073,4702.7%
2019-12131,195128,2512,9442.2%
2019-11131,298128,2013,0972.4%
2019-10131,893128,7763,1172.4%
2019-09131,869128,8822,9872.3%
2019-08131,821128,3183,5032.7%
2019-07132,720129,0803,6402.7%
2019-06130,585127,1793,4062.6%
2019-05129,969127,2242,7452.1%
2019-04129,588126,6702,9182.3%
2019-03131,646128,0743,5722.7%
2019-02131,434127,9183,5162.7%
2019-01130,869126,8833,9863.0%
2018-12131,848128,5383,3102.5%
2018-11132,401129,0663,3352.5%
2018-10132,844129,3803,4642.6%
2018-09132,710129,3673,3432.5%
2018-08132,241128,5943,6472.8%
2018-07133,909130,2473,6622.7%
2018-06132,023128,3053,7182.8%
2018-05131,473128,6012,8722.2%
2018-04130,845127,6673,1782.4%
2018-03131,721128,2853,4362.6%
2018-02131,822128,1863,6362.8%
2018-01130,730126,9483,7822.9%

BEA Personal Income

2024$48.94B256,400$191K
2023$46.20B255,706$181K
2022$43.33B257,143$169K
2021$42.95B259,254$166K
2020$38.01B261,341$145K
2019$35.94B263,129$137K
2018$33.77B263,698$128K
2017$31.32B263,145$119K
2016$29.83B263,455$113K
2015$28.76B263,269$109K
2014$26.76B262,261$102K
2013$24.81B259,862$95K
2012$24.42B257,071$95K
2011$22.83B255,926$89K
2010$21.06B253,015$83K
2009$20.51B250,862$82K
2008$22.19B248,398$89K
2007$21.75B246,248$88K
2006$21.10B244,580$86K
2005$19.54B244,206$80K
2004$18.65B243,769$77K
2003$17.52B245,054$72K
2002$17.44B246,225$71K
2001$18.20B247,866$73K
2000$16.96B247,520$69K
1999$15.23B246,269$62K
1998$14.09B244,706$58K
1997$12.52B241,797$52K
1996$11.63B238,705$49K
1995$10.82B239,195$45K
1994$10.10B239,032$42K
1993$9.53B238,040$40K
1992$9.04B235,820$38K
1991——$36K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Marin County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-04-21$0——Yes
2026-01-09$47K$46K$1KNo
2026-01-07$0——No
2026-01-06$0$0$0Yes
2026-01-05$0——No
2026-01-05$68K$68K$0No
2026-01-04$46K$46K$0Yes
2026-01-04$60K$56K$3KYes
2026-01-04$72K$71K$1KNo
2026-01-04$11K$11K$0No
2026-01-03$38K$27K$11KYes
2026-01-03$195K$195K$0No
2026-01-03$10K$10K$0Yes
2026-01-03$52K$37K$14KYes
2026-01-03$19K$17K$2KYes
2026-01-03$177K$177K$0No
2026-01-03$82K$74K$7KYes
2026-01-03$241.57$0$241.57Yes
2026-01-03$8K$8K$0No
2026-01-03$181K$180K$590.65No
2026-01-03$22K$14K$8KYes
2026-01-03$38K$12K$26KYes
2026-01-03$0$0$0Yes
2026-01-03$11K$11K$0Yes
2026-01-03$17K$10K$7KYes
2026-01-03$4K$0$4KNo
2026-01-03$40K$33K$7KYes
2026-01-03$257K$250K$7KYes
2026-01-03$234K$175K$59KNo
2026-01-03$128K$128K$0No
2026-01-03$38K$38K$0No
2026-01-03$69K$56K$12KYes
2026-01-03$38K$35K$3KYes
2026-01-03$36K$36K$0No
2026-01-02$0——No
2026-01-02$239K$239K$0No
2026-01-02$40K$36K$4KYes
2026-01-02$19K$19K$0Yes
2026-01-02$25K$25K$0Yes
2026-01-02$258K$217K$42KNo
2026-01-02$62K$45K$18KYes
2026-01-02$500K$500K$0No
2026-01-02$17K$17K$0No
2026-01-02$83K$83K$0Yes
2026-01-02$0——No
2026-01-02$0——Yes
2026-01-02$556K$500K$56KNo
2026-01-02$0——Yes
2026-01-02$0$0$0Yes
2026-01-02$101K$77K$24KYes
2026-01-01$50K$50K$0Yes
2026-01-01$28K$26K$2KYes
2026-01-01$31K$26K$5KYes
2026-01-01$0——Yes
2026-01-01$13K$13K$0Yes
2026-01-01$25K$6K$19KYes
2026-01-01$79K$79K$0Yes
2025-12-25$0$0$0Yes
2025-04-24$0$0$0No
2025-02-04$0——Yes
2024-12-28$39K$39K$0No
2024-12-27$0——No
2024-12-27$32K$32K$0No
2024-12-27$5K$5K$0Yes
2024-12-14$0$0$0No
2024-12-14$153K$127K$26KYes
2024-12-14$140K$136K$4KNo
2024-12-14$84K$84K$0No
2024-12-14$31K$31K$0No
2024-12-14$71K$71K$0No
2024-12-14$27K$27K$0No
2024-12-13$0$0$0No
2024-02-17$32K$29K$3KYes
2024-02-17$38K$38K$0No
2024-01-15$0——Yes
2023-07-23$0——No
2023-04-26$599.91$599.91$0Yes
2023-04-13$0——Yes
2023-03-12$0——Yes
2023-03-11$0——Yes
2023-03-10$5K$5K$0Yes
2023-03-10$6K$6K$0Yes
2023-02-12$0$0$0Yes
2023-01-20$12K$12K$0Yes
2023-01-17$0——No
2023-01-16$3K$3K$0Yes
2023-01-12$15K$15K$0No
2023-01-11$22K$22K$0Yes
2023-01-11$14K$14K$0Yes
2023-01-10$29K$29K$0No
2023-01-09$10K$10K$0Yes
2023-01-08$81K$81K$0Yes
2023-01-07$20K$20K$0No
2023-01-06$42K$42K$0No
2023-01-05$43K$43K$372.49No
2023-01-05$28K$28K$0No
2023-01-05$5K$5K$0No
2023-01-05$17K$17K$0No
2023-01-05$0——No
2023-01-04$138K$137K$1KNo

ALSO CHECKED

18 more data areas were checked for Marin County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the CA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN MARIN COUNTY →Opens the loan explorer already filtered to county FIPS 06041.

See the California state market profile for the statewide picture, the California state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.