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Market/State markets/California

STATE MARKET PROFILE · HMDA PUBLIC DATA

California mortgage market

Who lends in California, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 20182025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$344.74B

+19.6% vs 2024

Origination volumeSum of loan amount over HMDA records with action taken = 1.2024: $288.36B

Originations · 2025

572,268

+12.4% vs 2024

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.$344.74B in volume

Denial rate · 2025

17.4%

denied / actioned
Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).U.S.: 18.0%

HMDA reporters · 2025

1,160

HMDA reporters
HMDA reportersDistinct LEIs that filed a HMDA LAR for the activity year. 2024 = 4,908.2024: 1,141 reporters

Rank among states & territories

#1

of 54 states & territories by volume

California's rank by origination volume in 2025

Share of U.S. volume

14.3%

U.S. $2.41T

Share of national origination volume

Median loan amount

$425K

U.S. $245K

Midpoint-rounded median loan amount on originations

Top lender

United Wholesale Mortgage

9.0% of the state

$30.89B originated in California, 2025

MARKET SHARE

United Wholesale Mortgage led California in 2025 with $30.89B — 9.0% of the state's disclosed volume. California ranks #1 of 54 states & territories by origination volume, 14.3% of the national total. Statewide volume rose +19.6% from 2024.

Origination volume by year

California dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase45%Purchase · 45%257,970
Refinance36%Refinance · 36%206,215
Other purposes19%Other purposes · 19%108,083

Denial rate by year

California vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional84%Conventional · 84%481,897
FHA11%FHA · 11%61,425
VA5%VA · 5%28,590
USDA / RHS0%USDA / RHS · 0%356

Lenders in California · 2025

All 1,160 lenders that reported in California, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

1United Wholesale Mortgage57,281$30.89B9.0%

+5.3%

2Rocket Mortgage42,202$19.14B5.6%

+12.1%

3JPMorgan Chase Bank14,032$18.74B5.4%

+50.7%

4Wells Fargo Bank9,616$15.19B4.4%

+27.0%

5U.S. Bank16,136$12.52B3.6%

+11.6%

6Bank of America17,758$12.18B3.5%

+31.5%

7Citibank5,786$7.95B2.3%

+24.6%

8CrossCountry Mortgage9,599$6.36B1.8%

+16.6%

9PennyMac Loan Services10,749$6.22B1.8%

+84.6%

10loanDepot9,983$4.08B1.2%

−2.3%

11Guaranteed Rate6,248$3.98B1.2%

+20.6%

12OCMBC7,327$3.79B1.1%

+26.0%

13The Loan Store8,432$3.76B1.1%

+64.8%

14Lennar Mortgage6,607$3.54B1.0%

−3.3%

15Schoolsfirst FCU14,224$3.42B1.0%

+39.7%

16BMO Harris Bank3,818$3.25B0.9%

−28.4%

17PNC Bank2,688$3.15B0.9%

−16.1%

18CMG Mortgage4,698$3.14B0.9%

+37.6%

19City National Bank2,576$3.11B0.9%

+203.8%

20Walker & Dunlop85$3.02B0.9%

+54.5%

21Morgan Stanley Private Bank1,957$2.81B0.8%

+2.6%

22Kind Lending6,409$2.76B0.8%

+28.5%

23NewRez5,772$2.74B0.8%

+48.9%

24AmWest Funding4,633$2.58B0.7%

+25.3%

25New American Funding5,105$2.51B0.7%

+25.6%

26East West Bank3,261$2.51B0.7%

+28.6%

27Kiavi Funding3,237$2.35B0.7%

+16.2%

28The Golden 1 Credit Union6,107$2.30B0.7%

+60.6%

29Charles Schwab Bank1,748$2.27B0.7%

+65.2%

30Change Lending2,752$2.22B0.6%

+43.0%

31HSBC Bank USA1,526$2.17B0.6%

−27.1%

32Cake Mortgage2,354$2.09B0.6%

+461.2%

33Freedom Mortgage3,918$2.00B0.6%

+29.6%

34Paramount Residential Mortgage3,975$1.86B0.5%

+16.2%

35New Wave Lending Group2,573$1.82B0.5%

+34.3%

36American Pacific Mortgage3,554$1.79B0.5%

−10.8%

37Guild Mortgage4,118$1.76B0.5%

+0.9%

38Conventus Lending1,294$1.66B0.5%

+60.5%

39Navy Federal Credit Union6,361$1.65B0.5%

−5.4%

40Nmsi2,145$1.50B0.4%

+10.9%

41Genesis Capital628$1.46B0.4%

+17.6%

42Fairway Independent Mortgage2,867$1.40B0.4%

+4.7%

43Golden Empire Mortgage3,527$1.38B0.4%

+15.7%

44Citizens Bank589$1.38B0.4%

+199.0%

45Mortgage Research Center2,515$1.37B0.4%

+31.6%

46DHI Mortgage2,776$1.37B0.4%

−3.4%

47Finance of America Reverse2,527$1.35B0.4%

+24.2%

48CBRE Multifamily Capital34$1.32B0.4%

+37.5%

49OriginPoint1,252$1.30B0.4%

+52.5%

50Zions Bancorporation1,647$1.25B0.4%

+10.2%

51Nexera Holding1,755$1.23B0.4%

+41.7%

52Berkadia Commercial Mortgage51$1.20B0.3%

+5.7%

53Guaranteed Rate Affinity1,539$1.18B0.3%

+23.6%

54General Mortgage Capital1,623$1.14B0.3%

+30.8%

55Citadel Servicing1,470$1.13B0.3%

+44.8%

56Nationstar Mortgage4,657$1.12B0.3%

+24.5%

57UBS Bank USA552$1.11B0.3%

+60.0%

58Anchor Loans652$1.09B0.3%

−2.6%

59KBHS Home Loans2,009$1.09B0.3%

−16.2%

60PGIM Real Estate Agency Financing26$1.08B0.3%

+21.3%

61Redwood Credit Union2,928$1.08B0.3%

+78.1%

62Center Street Lending Fund VIII SPE946$1.07B0.3%

+1.9%

63Logan Finance933$1.05B0.3%

+25.6%

64Sierra Pacific Mortgage2,290$1.04B0.3%

−6.8%

65Movement Mortgage1,690$1.04B0.3%

−25.9%

66Nexbank1,262$1.03B0.3%

+103.0%

67Flexpoint1,861$984.2M0.3%

+38.1%

68Royal Pacific Funding1,753$983.7M0.3%

+46.3%

69Mutual of Omaha Mortgage1,845$956.2M0.3%

+54.8%

70Ameritrust Mortgage1,372$953.0M0.3%

+45.3%

71Spring EQ6,742$949.2M0.3%

+3.5%

72Everbank265$944.9M0.3%
73ClearEdge Lending898$929.4M0.3%

+41.7%

74HomeBridge Financial Services3,155$915.6M0.3%

+20.9%

75HomeXpress Mortgage1,332$912.6M0.3%

+46.2%

76American Financial Network1,554$904.2M0.3%

+3.5%

77Hometown Equity Mortgage1,424$895.4M0.3%

+44.7%

78Sun West Mortgage1,697$886.0M0.3%

+63.3%

79JMAC Lending1,541$881.1M0.3%

+65.0%

80Champions Funding1,367$868.6M0.3%

+118.1%

81Star One Credit Union1,531$866.4M0.3%

+17.2%

82Alameda Mortgage2,287$853.4M0.2%

+12.7%

83Mission Federal Credit Union1,950$850.0M0.2%

+52.3%

84A&D Mortgage1,446$842.9M0.2%

+254.1%

85Franklin Loan1,608$786.9M0.2%

+23.4%

86Fremont Bank1,954$766.2M0.2%

+17.8%

87AAA Capital Investment1,161$760.2M0.2%

+29.4%

88First Citizens Bank & Trust1,383$739.4M0.2%

−45.2%

89Axos Bank299$737.6M0.2%

+50.1%

90Goldman Sachs Bank USA220$730.4M0.2%

+41.1%

91Logix Federal Credit Union2,989$727.3M0.2%

+61.1%

92Better Mortgage1,786$723.7M0.2%

+175.0%

93MidFirst Bank535$713.5M0.2%

+83.6%

94Googain933$703.1M0.2%

+43.4%

95STG Mortgage928$687.7M0.2%

+31.8%

96Mackillie215$654.9M0.2%

+379.4%

97Resicentral1,108$653.6M0.2%

+24.9%

98Zillow Home Loans1,176$651.9M0.2%

+40.7%

99Provident Funding Associates1,208$651.1M0.2%

+22.5%

100Flagstar Bank934$643.5M0.2%

−61.9%

101California Credit Union1,409$635.8M0.2%

+52.6%

102Pulte Mortgage943$633.7M0.2%

−7.7%

103Mechanics Bank724$632.7M0.2%

+93.9%

104Patelco Credit Union1,846$632.6M0.2%

−10.3%

105Everett Financial1,342$625.9M0.2%

+31.8%

106Lument Real Estate Capital44$622.5M0.2%

−38.3%

107Figure Lending5,234$608.9M0.2%

−2.6%

108Cathay Bank616$607.5M0.2%

+63.4%

109Angel Oak Mortgage Solutions979$600.2M0.2%

+46.2%

110Merchants Mortgage & Trust834$592.3M0.2%

+62.2%

111Wescom Central Credit Union2,079$589.0M0.2%

+34.9%

112Vista Point Mortgage1,029$580.4M0.2%

+110.7%

113M&T Realty Capital12$574.9M0.2%

+4.0%

114Alliant Credit Union1,937$572.0M0.2%

+35.0%

115PrimeLending1,208$571.4M0.2%

−0.5%

116ML Mortgage1,259$570.0M0.2%

+91.4%

117Equity Prime Mortgage1,126$551.4M0.2%

+32.8%

118Synergy One Lending797$551.3M0.2%

+16.4%

119Emet Lending Group758$545.4M0.2%

−46.7%

120Longbridge Financial1,040$542.0M0.2%

+29.5%

121Arixa Enhanced Income Fund109$539.5M0.2%

−7.3%

122JSB Mortgage696$534.3M0.2%
123Deephaven Mortgage1,010$531.4M0.2%

+17.5%

124Comerica Bank975$526.0M0.2%

+24.5%

125PGIM Real Estate Finance9$518.6M0.2%

+33.0%

126Fundloans Capital536$517.6M0.2%

−1.2%

127Berkeley Point Capital21$513.0M0.1%

−20.5%

128Cornerstone First Mortgage706$505.4M0.1%

+79.5%

129Stanford Federal Credit Union849$494.7M0.1%

+10.7%

130Plaza Home Mortgage1,056$489.8M0.1%

−1.8%

131Homeamerican Mortgage865$487.3M0.1%

−39.0%

132Union Home Mortgage942$486.0M0.1%

+251.3%

133Planet Home Lending1,004$481.2M0.1%

+62.3%

134Prosperity Home Mortgage626$474.6M0.1%

+22.0%

135Taylor Morrison Home Funding802$465.0M0.1%

−7.4%

136Northwestern Mutual8$458.2M0.1%

−32.2%

137Tri Counties Bank1,311$455.9M0.1%

+25.3%

138Lakeview Loan Servicing1,246$454.5M0.1%

+66.7%

139First Colony Mortgage Corporat772$444.6M0.1%

+21.6%

140MortgageOne792$443.5M0.1%

+97.9%

141Village Capital & Investment770$438.7M0.1%

+21.3%

142Sofi Bank1,778$434.5M0.1%

+91.2%

143Nations Direct Mortgage840$433.2M0.1%

−15.9%

144Mason-McDuffie Mortgage903$431.2M0.1%

−9.2%

145Third Federal Savings & Loan2,301$427.0M0.1%

+7.1%

146Arc Home504$419.6M0.1%

+5.3%

147Bay-Valley Mortgage Group774$417.5M0.1%

−13.2%

148Tri Pointe Connect709$415.8M0.1%
149Fidelity Lending Solutions567$409.3M0.1%

−15.9%

150Home Mortgage Alliance Corp (Hmac)920$409.0M0.1%

+14.8%

151Financial Partners Credit Unio1,191$408.8M0.1%

+93.9%

152Augusta Financial674$405.6M0.1%

+19.2%

153Carrington Mortgage Services1,022$404.8M0.1%

+42.7%

154NewPoint Real Estate Capital15$402.4M0.1%

+594.6%

155Archwest Funding235$400.7M0.1%

+255.1%

156Metropolitan Life Insurance Co5$394.8M0.1%

+59.7%

157The Money Store805$393.3M0.1%

+28.2%

158Provident Credit Union712$393.1M0.1%

+20.4%

159Summit Funding951$384.8M0.1%

−2.7%

160JMJ Financial Group561$380.6M0.1%

+14.2%

161PHH Mortgage800$376.7M0.1%

+55.1%

162Emporium Tpo403$372.1M0.1%

−14.9%

163Lendsure Mortgage468$369.6M0.1%

+47.8%

164Ahl Funding615$368.6M0.1%

+4.5%

165Stifel Bank & Trust364$367.0M0.1%

+50.2%

166First Technology Federal Credit Union824$361.1M0.1%

+45.0%

167K. Hovnanian American Mortgage686$345.9M0.1%

+16.2%

168Travis Credit Union882$344.8M0.1%

+127.1%

169AmeriHome Mortgage540$344.7M0.1%

+6.4%

170Sage Home Loans537$342.9M0.1%

+326.0%

171Easy Street Capital463$340.2M0.1%

−7.0%

172Technology Credit Union660$339.4M0.1%

+127.8%

173Residential Wholesale Mortgage677$337.0M0.1%

+19.8%

174Ony Glo531$335.4M0.1%

+7.2%

175Ark-La-Tex Financial Services751$331.1M0.1%

−3.8%

176Lakeview Community Capital637$330.1M0.1%

+97.4%

177Inspire Home Loans693$326.7M0.1%

−1.9%

178Geo-Corp569$326.2M0.1%

+13.7%

179CV3 Financial Services261$323.7M0.1%
180Kinecta Federal Credit Union1,195$321.1M0.1%

−24.4%

181PFN Lending Group343$315.7M0.1%

+4.4%

182Royal Business Bank239$315.0M0.1%

+93.2%

183NQM Funding361$311.6M0.1%

+18.8%

184Luxury Mortgage302$309.4M0.1%

+25.5%

185Quorum Federal Credit Union1,243$307.5M0.1%

+94.2%

186Coastal Community Bank3,015$305.1M0.1%

+22.1%

187Pentagon Federal Credit Union1,113$299.8M0.1%

+13.0%

188Vellum Mortgage437$296.4M0.1%

+22.4%

189JLL Real Estate Capital13$286.5M0.1%

−91.3%

190Ameris Bank484$284.0M0.1%

+9.9%

191Northmarq Capital Finance, L.L.C10$283.1M0.1%

+381.8%

192Nexcap Home Loans397$279.0M0.1%

−1.3%

193Columbia Bank703$276.5M0.1%

−9.5%

194Greenbox Loans407$275.0M0.1%

+1.8%

195Oaktree Funding417$273.5M0.1%

+35.1%

196CTBC Bank USA242$273.1M0.1%

+78.9%

197Triad Financial Services1,644$272.6M0.1%

+33.7%

198Amerisave Mortgage1,635$271.8M0.1%

+31.3%

199Bay Equity426$268.9M0.1%

−47.9%

200Premier Mortgage Resources637$267.5M0.1%

−6.2%

201Sunward357$266.1M0.1%

+105.5%

202Bridgeway Lending Partners391$265.5M0.1%
203Credit Union of Southern California885$263.1M0.1%

+55.0%

204Mortgage Capital Partners356$262.0M0.1%

+30.0%

205Orange County's FCU1,140$259.1M0.1%

+25.4%

206Nuvision Federal Credit Union672$258.2M0.1%

+25.3%

207Barrington Bank & Trust Company371$254.3M0.1%

−15.9%

208Chevron Federal Credit Union513$248.4M0.1%

+93.7%

209California Coast Credit Union1,556$247.3M0.1%

−7.9%

210Bellwether Enterprise Real Estate Capital14$247.3M0.1%

−12.3%

211SAFE Credit Union989$246.4M0.1%

−10.8%

212Velocity Commercial Capital388$240.8M0.1%

+13.7%

213NFM416$236.1M0.1%

−13.1%

214Genway Home Mortgage461$236.0M0.1%

+159.4%

215CLM Mortgage448$231.4M0.1%

+86.6%

216Envoy Mortgage416$230.7M0.1%

+21.5%

217HomeTrust Bank506$227.6M0.1%

+145.7%

218Hightechlending466$226.8M0.1%

+8.7%

219Banner Bank627$226.1M0.1%

−41.1%

220Arcstone Financial300$226.0M0.1%
221AdvantageFirst Lending510$222.1M0.1%
222Val-Chris Investments636$220.8M0.1%

+4.4%

223Point Mortgage358$219.1M0.1%

+6.8%

224Generations Home Loans509$219.0M0.1%

+28.4%

225Loanunited.Com409$215.9M0.1%

+161.3%

226Firefighters First Federal Credit Union774$213.3M0.1%

+43.2%

227Peoples Mortgage603$212.6M0.1%

+4.4%

228Universal Lending382$210.8M0.1%

+2580.4%

229Valley Strong Credit Union1,195$208.3M0.1%

+79.8%

230American Financial Resources440$202.4M0.1%

+117.6%

231San Francisco Federal Credit Union191$200.5M0.1%

+85.9%

232NBKC Bank313$199.8M0.1%

−8.5%

233Raymond James Bank122$197.2M0.1%

+40.9%

234Fourleaf Federal Credit Union552$197.1M0.1%

−15.2%

235Huntington National Bank32$197.0M0.1%

+726.6%

23621st Mortgage1,262$196.6M0.1%

−23.7%

237Dignified Home Loans440$196.0M0.1%

−3.2%

238Ez Fundings363$195.9M0.1%

+0.1%

239Teachers Federal Credit Union177$193.1M0.1%

+101.3%

240Homeowners Financial Group454$191.8M0.1%

−29.4%

241Meriwest Credit Union497$183.5M0.1%

+200.0%

242Smartfi Home Loans361$183.3M0.1%

+137.4%

243Partners Federal Credit Union553$183.3M0.1%

+48.7%

244Land Home Financial Services395$181.9M0.1%

−2.4%

245RF Renovo Management177$181.3M0.1%

+106.4%

246Preferred Bank154$180.2M0.1%

+19.2%

247Citizens Business Bank73$180.1M0.1%

+203.7%

248Coastal Funding SLC302$179.9M0.1%

+3.6%

249American Heritage Lending274$177.1M0.1%

+2.7%

250Foundation Mortgage191$173.6M0.1%

−46.6%

251Goodleap1,030$171.8M0.0%

+8.3%

252Cornerstone Capital Bank261$170.8M0.0%

+50.4%

253Power Expre134$169.9M0.0%

+45.5%

254Loan Funder197$166.9M0.0%

−40.1%

255Colliers Mortgage8$165.8M0.0%
256Primary Residential Mortgage363$165.3M0.0%

−20.4%

257Watermark Capital249$164.3M0.0%

−1.8%

258USAA Federal Savings Bank318$164.0M0.0%

−13.8%

259Truist Bank325$163.7M0.0%

+42.7%

260Bay Federal Credit Union553$159.0M0.0%

+22.7%

261Arbor Realty Trust11$158.6M0.0%

+2.7%

262Nationwide Life Insurance Company5$157.5M0.0%

+111.1%

263Usalliance Federal Credit Union437$156.1M0.0%

+228.0%

264T. J. Financial248$154.6M0.0%

+28.2%

265First Bank379$153.9M0.0%

−33.4%

266Leaderone Financial395$153.7M0.0%

+29.1%

267Nationwide Equities169$150.8M0.0%

+55.0%

268Pacific Premier53$148.9M0.0%

+101.3%

269Educational Employees Credit Union957$148.8M0.0%

−0.3%

270Calcon Mutual Mortgage292$145.3M0.0%

+62.0%

271First Entertainment Credit Union466$144.7M0.0%

+4.6%

272Genisys Credit Union132$143.7M0.0%

+2955.0%

273Monterra Credit Union367$143.3M0.0%

+40.3%

274Bank Ozk1$141.5M0.0%
275Tomo Mortgage234$141.4M0.0%

+195.5%

276Oceanair Federal Credit Union331$138.6M0.0%

+55.6%

277Intercap Lending224$136.7M0.0%

−12.8%

278Pacific Lending303$135.2M0.0%

+29.1%

279Plains Commerce Bank304$135.2M0.0%

+2.5%

280First Bridge Funding132$133.5M0.0%

+24.2%

281F&a Federal Credit Union444$133.5M0.0%

+0.0%

282Ardri201$132.7M0.0%
283The265$131.3M0.0%

−7.0%

284Northpointe Bank205$129.7M0.0%

−17.3%

285Traditional Mortgage Acceptance317$127.3M0.0%

−11.6%

286Bank of Marin241$127.2M0.0%

+20.3%

287Provident Savings Bank, F.S.B147$126.2M0.0%

+27.5%

288Mortgage Solutions of Colorado260$125.3M0.0%

+3.0%

289Canopy Mortgage255$122.1M0.0%

+108.3%

290Infinity Equity Group324$121.0M0.0%

+110.6%

291Campos Financial223$120.9M0.0%

+10.7%

292River City Bank46$120.8M0.0%

−43.5%

293Sesloc Credit Union484$118.4M0.0%

+29.5%

294Guidance Residential187$118.3M0.0%

+36.9%

295Lower264$117.0M0.0%

+22.9%

296Toll Brothers Mortgage168$116.0M0.0%

+47.6%

297Cardinal Financial Company, Li232$115.5M0.0%

−38.2%

298Dart Bank172$114.5M0.0%

+1218.6%

299Southland Credit Uniom291$112.4M0.0%

−0.5%

300First Foundation Bank47$112.4M0.0%

−26.4%

301New Day Financial266$112.1M0.0%

+51.3%

302Mypoint Credit Union349$110.8M0.0%

+59.4%

303Peak Residential Lending285$110.6M0.0%

−16.1%

304Bank of Hope111$110.2M0.0%

+20.9%

305Shea Mortgage179$110.2M0.0%

−42.0%

306Mission Loans454$109.8M0.0%

+35.3%

307Water and Power Community Credit Union202$108.7M0.0%

+129.6%

3085th Sreet Capital126$108.5M0.0%

−19.1%

309Verus134$107.9M0.0%
310PCB Bank133$107.2M0.0%

+73.8%

311Keypoint Credit Union314$105.3M0.0%

+80.4%

312All Credit Considered Mortgage195$103.4M0.0%

−21.6%

313American Internet Mortgage220$102.9M0.0%

+85.3%

314Western and Southern Financial Grou2$101.5M0.0%
315Vision One Mortgage179$100.8M0.0%

+47.5%

316Bny Mellon66$100.7M0.0%

+25.3%

317Malaga Bank71$100.6M0.0%

+37.3%

318Temple View Capital Funding65$100.1M0.0%

+30.5%

319Insignia Capital80$100.0M0.0%

+91.2%

320Filo Mortgage165$99.9M0.0%

+60.0%

321The Lincoln National Life Insurance Company6$97.1M0.0%

−2.0%

322Caltech Employees Federal Credit Union148$96.4M0.0%

+119.5%

323Baxter Credit Union229$96.3M0.0%

+44.7%

324Five Star Bank32$95.5M0.0%

+199.7%

325Achieve Loans1,076$92.6M0.0%

+59.2%

326Arrowhead Central Credit Union584$92.4M0.0%

+59.6%

327San Diego County Credit Union450$91.8M0.0%

+23.4%

328Banc One Mortage153$91.2M0.0%

+30.2%

329Ladera Lending208$90.5M0.0%

+1.9%

330Pacific Service Credit Union655$90.3M0.0%

+3.1%

331Merchants Capital5$88.8M0.0%

+282.8%

332LBS Financial Credit Union252$88.5M0.0%

+136.0%

333V.I.P. Mortgage169$88.5M0.0%

+67.7%

334Ventura County Credit Union429$88.5M0.0%

+7.8%

335Victoria Financial143$88.4M0.0%

+15.8%

336Discover Bank813$86.9M0.0%

−73.2%

337Eagle Community Credit Union536$86.7M0.0%

+48.2%

338Intelliloan167$86.1M0.0%

−7.9%

339Churchill Mortgage189$85.7M0.0%

−35.3%

340Hanmi Bank61$85.2M0.0%

+100.8%

341M&T Bank139$84.6M0.0%

+55.4%

342Sunflower Bank113$84.3M0.0%

+228.6%

343Boeing Employees' Credit Union148$83.9M0.0%

+56.1%

344Altura Credit Union227$81.9M0.0%

+5.9%

345First Federal Bank115$81.7M0.0%

+11.4%

346Foothill Federal Credit Union345$81.2M0.0%

+38.1%

347The Northern Trust Co35$81.1M0.0%

−9.2%

348Summit Mortgage Bankers120$80.2M0.0%

+15.0%

349Premier America Credit Union301$77.7M0.0%

+28.6%

350Deutsche Bank Trust Company Americas10$76.2M0.0%

+30.5%

351ResMac96$75.6M0.0%

+49.3%

352Equity Wave Lending214$75.4M0.0%

−12.5%

353Panorama Mortgage Group216$75.2M0.0%

+4.7%

3541st UNITED CREDIT UNION415$74.8M0.0%

+13.8%

355National Cooperative Bank125$74.3M0.0%

−0.6%

356NOVA Financial & Investment132$73.3M0.0%

+85.5%

357First Commercial Bank (USA)57$72.9M0.0%

+125.0%

358FFB Bank41$71.7M0.0%

+76.1%

359San Francisco Fire Credit Union229$71.3M0.0%

+98.5%

360Frontwave Credit Union369$71.2M0.0%

+16.0%

361BARH Dunmore35$70.2M0.0%
362Click n' Close203$69.7M0.0%

+16.9%

363Coast 2 Coast Funding Group218$69.7M0.0%

−2.5%

364GTE Federal Credit Union430$69.4M0.0%

−20.5%

365Merchants Bank of Indiana10$69.4M0.0%

−47.9%

366New Omni Bank27$69.2M0.0%
367RoundPoint Mortgage Servicing173$68.8M0.0%

+102.3%

368Nations Lending177$68.6M0.0%

−30.2%

369Securitynational Mortgage127$68.2M0.0%

−30.9%

370Uncle Credit Union271$68.1M0.0%

−18.8%

371Acrisure Mortgage130$67.6M0.0%

−39.6%

372Valon Mortgage533$66.7M0.0%

+453.0%

373Network Capital Funding130$66.2M0.0%

−38.6%

374Credit Human Federal Credit Un453$64.6M0.0%

−10.0%

375South River Mortgage164$64.4M0.0%

+216.1%

376Farmers Bank & Trust88$62.3M0.0%

+0.2%

377Fifth Third Bank51$61.7M0.0%

+13.4%

378First Community Mortgage126$61.7M0.0%

−10.1%

379Montecito Bank and Trust82$61.4M0.0%

+11.3%

380Data Mortgage123$61.2M0.0%

−15.5%

381Greystone Servicing9$61.1M0.0%

−77.5%

382Open Bank24$60.9M0.0%

+79.8%

383Efinity Financial174$60.2M0.0%

+53.5%

384Obsidian Financial Services88$59.6M0.0%
385Lantzman Management133$58.9M0.0%

+16.8%

386HomeStreet Bank103$58.8M0.0%

+7.3%

387Farmers and Merchants Bank of Long Beach57$58.4M0.0%

+61.6%

388Premier Lending90$58.3M0.0%

+38.8%

389Bank of Stockton175$58.2M0.0%

+10.5%

390Loaning AI87$58.1M0.0%

+47.6%

391Diya Finance60$57.7M0.0%
392Texas Capital Bank1$57.1M0.0%

+54.4%

393Digital Federal Credit Union148$56.7M0.0%

−17.6%

394Communityamerica Federal Credit Union186$56.6M0.0%

+2411.8%

395Community West Bank135$56.2M0.0%
396USC Credit Union144$55.8M0.0%

+44.9%

397Redwood Residential Acquisition44$55.3M0.0%

+239.4%

398Woori America Bank74$55.1M0.0%

+87.1%

399Michigan Mutual108$55.0M0.0%

−59.7%

400Rize Federal Credit Union264$53.4M0.0%

+5.6%

401Citizens Equity First Credit U124$53.2M0.0%

−10.7%

402Geneva Financial114$52.6M0.0%

−46.0%

403First Nations Home Finance151$51.7M0.0%

−9.5%

404Toyota Financial Savings Bank49$51.6M0.0%

+7.5%

405El Dorado Savings Bank254$51.1M0.0%

+190.7%

406Sierra Central Credit Union419$50.8M0.0%

+13.2%

407Das Acquisition112$49.9M0.0%

+10.5%

408Northrop Grumman Federal Credit Union250$49.6M0.0%

−13.7%

409ClearPath Lending99$49.5M0.0%

+30.9%

410Advancial Federal Credit Union55$49.4M0.0%

−16.7%

411Exchange Bank35$49.1M0.0%

+45.0%

412Lima One Capital24$48.7M0.0%

−9.0%

413Sacramento Credit Union235$47.8M0.0%

+2.9%

414First National Bank of America124$46.9M0.0%

−16.8%

415San Diego Funding60$46.9M0.0%

+21.7%

416UIF Corporation70$46.7M0.0%

+56.6%

4171st Northern California Credit Union102$46.4M0.0%

+304.2%

418Florida Capital Bank88$46.0M0.0%

−0.2%

419American Financing163$45.8M0.0%

+30.4%

420Bank of the Orient24$45.3M0.0%

+58.6%

421CIBC Bank USA36$45.1M0.0%

+0.5%

422Farmers & Merchants Bank of Ce132$44.8M0.0%

+18.3%

423Self Help Federal Credit Union144$44.2M0.0%

−21.2%

424Mirastar Federal Credit Union205$43.7M0.0%

+20.8%

425SIRVA Mortgage58$43.0M0.0%

+23.6%

426Liberty Federal Credit Union39$42.7M0.0%

+88.0%

427Farmers Insurance Federal Credit Union148$42.6M0.0%

+105.5%

428Lake Forest Bank & Trust Company29$42.1M0.0%

+35.2%

429Ennkar80$41.9M0.0%

+35.4%

430United Nations Federal Credit Union41$41.5M0.0%

+217.5%

431Pinnacle Bank13$41.4M0.0%

+190.6%

432Residential First Capital63$41.2M0.0%

−6.7%

433RBC Bank (Georgia)62$41.1M0.0%

−0.4%

434Go Mortgage98$40.6M0.0%

+1912.4%

435Arixa Secured Income Fund18$40.3M0.0%

−65.6%

436University Bank67$40.2M0.0%

+86.6%

437Citizens National Bank of Texas12$39.9M0.0%

+229.4%

438PrideCo Loans31$39.8M0.0%
439Los Angeles Police FCU202$39.8M0.0%

+6.0%

440Allied Mortgage Group116$39.7M0.0%

−12.0%

441Strong Home Mortgage66$39.7M0.0%

+140.2%

442Central Coast Lending87$39.6M0.0%

+17.7%

443Flyhomes Mortgage90$39.1M0.0%

+243.8%

444Old Plank Trail Community Bank34$39.1M0.0%

+113.3%

445Leader Bank58$38.7M0.0%

+127.7%

446Enterprise Bank & Trust13$38.6M0.0%

+20.2%

447Bison State Bank55$38.5M0.0%

+3436.2%

448Pike Creek Mortgage Services75$38.5M0.0%
449Constant Investments76$38.2M0.0%

−36.9%

450Agwest Farm Credit, Flca46$38.1M0.0%

+9.2%

451Noble Federal Credit Union337$37.8M0.0%

−21.0%

452Magnolia Bank83$37.7M0.0%

+10.1%

453CommonWealth Central Credit Union154$37.1M0.0%

+61.0%

454Luminate Bank68$36.9M0.0%

+19840.5%

455Gold Star Mortgage Financial Group81$36.8M0.0%

−53.7%

456Towne Mortgage72$36.6M0.0%

+47.4%

457Safe 1 Credit Union343$35.6M0.0%

+48.7%

458Winprime Lending63$35.0M0.0%

+45.1%

459The First Financial Federal Credit Union324$34.6M0.0%

+36.6%

460American Riviera Bank27$34.6M0.0%

+14.9%

461Bank CMG12$33.5M0.0%

+64.0%

462Re Investment Loans33$32.3M0.0%
463Marquee Capital Fund 125$32.3M0.0%
464Luminate Home Loans52$31.8M0.0%

−91.6%

465T2 Financial42$31.6M0.0%

+78.8%

466Azuza37$31.6M0.0%

−31.0%

467Megastar Finanacial99$31.4M0.0%

−11.6%

468CoreVestAmericanFinanceLenderLLC24$31.2M0.0%

+59.7%

469Quontic Bank87$31.0M0.0%

−19.6%

470First City Credit Union163$30.2M0.0%

+106.4%

471The Police Credit Union of California89$29.7M0.0%

+59.7%

472Sun Community FCU88$29.4M0.0%

+25.4%

473Lendz Financial44$29.3M0.0%

+92.7%

474Premia Mortgage39$28.9M0.0%

−2.5%

475Investor Mortgage Finance63$28.7M0.0%

−24.4%

476Saygo Home Loans62$28.7M0.0%

+444.1%

477RCN Capital41$28.6M0.0%

+33.4%

478Lument Structured Finance1$28.5M0.0%

−48.8%

479Top Flite Financial73$28.2M0.0%

−8.3%

480Industrial and Commercial Bank of China (USA)31$28.1M0.0%

−39.4%

481Grandbridge Real Estate Capital1$27.7M0.0%

−86.9%

482Los Angeles Federal Credit Union100$27.6M0.0%

−23.3%

483American Neighborhood Mortgage Acceptance54$27.4M0.0%

−9.6%

484Wheaton Bank & Trust Company24$27.4M0.0%

+92.1%

485Armed Forces Bank48$27.3M0.0%

+26.3%

486CoastHills Credit Union111$27.3M0.0%

−8.7%

487Altitude Financial63$27.1M0.0%

−21.0%

488Evergreen Home Loans66$27.1M0.0%

+6.2%

489UMB Bank52$27.1M0.0%

+138.1%

490UMe Federal Credit Union94$27.1M0.0%

+11.9%

491Gain Federal Credit Union147$26.6M0.0%

+122.9%

492Sonoma Federal Credit Union155$26.6M0.0%
493University Credit Union42$26.5M0.0%

−37.4%

494Mortgage Management Consultants58$26.3M0.0%

−24.7%

495GuardHill Financial17$26.1M0.0%
496Certified Federal Credit Union87$25.9M0.0%

+99.7%

497US Mortgage52$25.8M0.0%

+74.6%

498American Airlines Federal Cred78$25.4M0.0%

−30.2%

499Keybank34$25.4M0.0%

−0.2%

500Ice Lender Holdings23$25.3M0.0%

+103.3%

501Catalyst Mortgage54$24.8M0.0%

−2.4%

502Wheelhouse Credit Union143$24.4M0.0%

+37.9%

503Community First Credit Union160$24.2M0.0%

+30.6%

504BoxCar Mortgage41$24.2M0.0%

+457.3%

505Beeline Loans45$24.1M0.0%

+114.3%

506LendingOne32$24.0M0.0%

+30.5%

507Credit Union Mortgage Associat33$23.8M0.0%

+492.4%

508Kwik Mortgage40$23.5M0.0%

+120.4%

509The Central Trust Bank25$23.3M0.0%

+105.2%

510Libertyville Bank & Trust Company21$22.6M0.0%

−8.6%

511Valley National Bank10$22.6M0.0%

+308.7%

512Strata Credit Union167$22.6M0.0%

+52.7%

513Murphy Bank97$22.5M0.0%

+82.3%

514First Horizon Bank12$22.3M0.0%

+97.6%

515Northbrook Bank & Trust Company19$22.2M0.0%

+449.1%

516Golden Bank National Associati23$22.0M0.0%

−72.1%

517Right Start Mortgage44$21.7M0.0%

+6.0%

518North Coast Financial63$21.4M0.0%

−46.9%

519Encompass Lending Group, L.P49$21.3M0.0%

+258.1%

520Bank Irvine15$21.3M0.0%
521First Northern Bank of Dixon20$21.3M0.0%

+154.5%

522Farm Credit Mid-America, Aca31$21.3M0.0%

+107.5%

523Abundance 9932$21.2M0.0%

−26.6%

524Dominion Financial Services37$21.0M0.0%

−18.2%

525American Continental Bank17$20.9M0.0%

−46.1%

526Service Federal Credit Union29$20.7M0.0%

+50.7%

527Success Lending38$20.6M0.0%

+8.1%

528Colorado13$20.2M0.0%

+4.7%

529Webster Bank3$20.0M0.0%

+74.5%

530City 1st Mortgage Services, LC32$20.0M0.0%

−79.2%

531Village Bank & Trust19$19.9M0.0%

−47.4%

532First Savings Bank31$19.9M0.0%

+28.1%

533American First Credit Union99$19.7M0.0%

+120.8%

534Ixonia Bank24$19.6M0.0%

+132.4%

535Merced School Employees Federal Credit Union119$19.4M0.0%

+29.7%

536SnapFi45$19.4M0.0%

+18.8%

537First Western Trust Bank17$19.2M0.0%

+72.1%

538Iserve Residential Lending36$19.1M0.0%

−9.7%

539St. Charles Bank & Trust Company16$19.0M0.0%

+72.0%

540BPL Mortgage38$18.4M0.0%
541Absolute Mortgage & Lending36$18.4M0.0%

+9.7%

542TJC Mortgage31$18.4M0.0%

−32.0%

543Bell Bank22$18.1M0.0%

+60.0%

544VanDyk Mortgage28$18.1M0.0%

+68.4%

545Union Savings Bank14$17.7M0.0%

+76.7%

546Popa FCU - Cerritos117$17.6M0.0%

−3.1%

547Stancorp Mortgage Investors6$17.6M0.0%

−80.7%

548Alta Vista Credit Union70$17.2M0.0%

+187.1%

549Mission City Federal Credit Union79$17.2M0.0%

+17.7%

550Texana Bank32$17.1M0.0%

+41.8%

551Waterstone Mortgage32$17.0M0.0%

+0.4%

552Mid Valley Services41$16.9M0.0%

−41.6%

553Washington Trust Bank9$16.4M0.0%

+11.5%

554Starboard Financial Management37$16.3M0.0%

+62.7%

555Southwestern National Bank16$16.2M0.0%

+47.7%

556Operating Engineers Federal Credit Union102$16.2M0.0%
557Castle & Cooke Mortgage45$16.2M0.0%

−48.0%

558Interstate Home Loan Center16$16.1M0.0%

+194.5%

559First US Community Credit Union80$15.9M0.0%

+23.0%

560North American Savings Bank31$15.9M0.0%

−13.5%

561Veritas Funding43$15.8M0.0%

+1.1%

562Directors Mortgage33$15.3M0.0%

−5.2%

563Granite Bank23$15.2M0.0%

+251.0%

564Plainscapital Bank1$15.0M0.0%

−21.9%

565Griffin Funding19$15.0M0.0%

+807.6%

566Arvest Bank32$14.9M0.0%

−29.9%

567Pasadena Federal Credit Union75$14.8M0.0%

+70.1%

568Habib American Bank9$14.7M0.0%

+128.2%

569BNB Financial23$14.2M0.0%

+157.1%

570Schaumburg Bank & Trust Company11$14.0M0.0%

−13.8%

571Georgia's Own Credit Union32$13.8M0.0%

−88.9%

572West Coast Mortgage Group & Realty30$13.8M0.0%
573Crestline Funding24$13.8M0.0%

+0.2%

574Real Genius23$13.6M0.0%
575City National Bank of Florida5$13.5M0.0%

+200.0%

576Customers Bank4$13.4M0.0%
577Commerce Bank12$13.4M0.0%

−11.9%

578Instamortgage20$13.1M0.0%

−28.3%

579Sunwest Bank76$13.1M0.0%

+4.5%

580Heritage Community Credit Union84$13.0M0.0%

+71.8%

581Regions Bank11$13.0M0.0%

−94.4%

582Crystal Lake Bank & Trust Company10$12.9M0.0%
583Tower Federal Credit Union49$12.8M0.0%

+30.4%

584Protective Life1$12.8M0.0%

−81.2%

585FirstBank22$12.6M0.0%

−66.2%

586Amalgamated Bank11$12.6M0.0%

+228.3%

587Servisfirst Bank2$12.6M0.0%

+3011.1%

588Vanderbilt Mortgage & Finance59$12.6M0.0%

−5.5%

589Ukrainian Federal Credit Union44$12.5M0.0%

+27.4%

590Shinhan Bank America14$12.1M0.0%

+100.0%

591Downey Federal Credit Union85$12.0M0.0%

+37.3%

592Matadors Community Credit Union18$11.9M0.0%
593Christian Community Credit Union58$11.8M0.0%

+33.6%

594Epiq Lending18$11.7M0.0%

−14.8%

595Direct Mortgage28$11.6M0.0%

−37.5%

596Devon Bank20$11.3M0.0%

+5.2%

597Hingham Institution for Savings4$11.2M0.0%

+211.5%

598All Reverse Mortgage25$11.1M0.0%

−41.7%

599Member First Mortgage17$11.0M0.0%

+66.4%

600Compass Mortgage12$11.0M0.0%

+143.3%

601East Coast Capital9$10.9M0.0%

+22.5%

602RPE Home22$10.8M0.0%
603Beverly Bank & Trust Company8$10.8M0.0%

+8.0%

604Norwich Commercial Group19$10.7M0.0%

−84.8%

605Summit Mortgage20$10.7M0.0%

+22.0%

606Delmar Financial15$10.6M0.0%

+133.4%

607Royal United Mortgage69$10.5M0.0%

−33.7%

608WSFS bank47$10.5M0.0%

−27.8%

609Home Guide Mortgage21$10.5M0.0%

−82.8%

610Washington Federal10$10.4M0.0%

−91.5%

611Nationwide Mortgage Bankers24$10.4M0.0%

−38.5%

612Ally Bank18$10.4M0.0%

−88.5%

613Lafayette Federal Credit Union40$10.4M0.0%

−17.7%

614State Bank of The Lakes9$10.4M0.0%

−72.7%

615Loanleaders of America19$10.2M0.0%

−9.1%

616First Bank and Trust Co1$10.2M0.0%
617Global Federal Credit Union53$10.2M0.0%

−13.5%

618First Bridge Funding18$10.2M0.0%

−32.8%

619Vista Bank2$9.8M0.0%

+137.5%

620Ilwu Federal Credit Union51$9.8M0.0%

+13.8%

621Bank Fund Staff Federal Credit20$9.8M0.0%

−35.2%

622So-Cal Capital19$9.7M0.0%

+44.3%

623Fairwinds Credit Union11$9.7M0.0%

+2631.0%

624LoanFlight Lending14$9.7M0.0%

+240.7%

625San Joaquin Power Employees Credit Union32$9.4M0.0%

+7.6%

626Ussfcu56$9.3M0.0%

−15.8%

627Excite Credit Union14$9.3M0.0%

+3413.2%

628Milo Credit6$9.3M0.0%
629RANLife26$9.2M0.0%

+53.9%

630American Finance House Lariba13$9.2M0.0%

+170.1%

631Long Beach City Employees Federal Credit Union37$9.1M0.0%

+409.8%

632Affinity Federal Credit Union19$9.1M0.0%

+275.4%

633City Lending30$9.0M0.0%

+31.3%

634Success Mortgage Partners20$8.9M0.0%

−2.1%

635Old National Bank16$8.9M0.0%

+117.9%

636Alerus Financial10$8.8M0.0%

+186.1%

637Commercial Loan30$8.8M0.0%

−25.2%

638First Federal Savings and Loan Association of San Rafael6$8.6M0.0%

−46.6%

639Wallick and Volk24$8.5M0.0%

−74.3%

640EMM Loans22$8.5M0.0%

+18.1%

641Embrace Home Loans13$8.4M0.0%

−63.7%

642Monarch Funding13$8.4M0.0%

−29.1%

643Weichert Financial Services9$8.2M0.0%

−17.2%

644Blupeak Credit Union25$8.0M0.0%

−48.2%

645Wings Financial Credit Union25$7.9M0.0%

−7.2%

646Keystone Funding14$7.8M0.0%

−33.0%

647Loan Simple19$7.8M0.0%

+125.7%

648Sammamish Mortgage14$7.8M0.0%

−7.8%

649Delta Community Credit Union19$7.7M0.0%

+18.2%

650Fay Servicing17$7.7M0.0%

−65.6%

651Yolo Federal Credit Union51$7.6M0.0%

+14.1%

652Security National Bank of Omaha4$7.6M0.0%
653Rogue Credit Union50$7.5M0.0%

+9.5%

654Loansteady11$7.5M0.0%
655Skyone Federal Credit Union22$7.5M0.0%

+76.1%

656Climate First Bank5$7.4M0.0%
657Silver Hill Funding11$7.4M0.0%

−65.8%

658Advisors Mortgage Group19$7.2M0.0%

−46.7%

659Churchill Funding I4$7.2M0.0%

−94.8%

660S&S Financial13$7.2M0.0%

+39.8%

661Great Southern Bank6$7.2M0.0%
662State Departmenet Federal Credit Union31$7.1M0.0%

−79.0%

663Hinsdale Bank & Trust Company5$7.1M0.0%

−8.3%

664Residential Mortgage11$6.7M0.0%

−14.6%

665Presidential Bank9$6.7M0.0%

+145.4%

666Technicolor Federal Credit Union15$6.7M0.0%

+41.9%

667Wintrust Bank3$6.7M0.0%

−53.5%

668Members 1st Credit Union49$6.5M0.0%

+5.5%

669NASA Federal Credit Union27$6.5M0.0%

+97.7%

670Federated Mortgage11$6.3M0.0%

−6.6%

671BOKF12$6.3M0.0%

−11.0%

672Cedar Rapids Bank and Trust1$6.2M0.0%

−86.1%

673Sea West Coast Gurad FCU38$6.2M0.0%

−40.5%

674Mit Federal Credit Union13$6.1M0.0%

+70.2%

675Financial Resources Federal CR7$6.1M0.0%
676Primis Bank9$6.0M0.0%

+505.6%

677Union Bank and Trust Company2$5.9M0.0%
6781st Security Bank of Washington8$5.8M0.0%

−28.3%

679Bancfirst3$5.7M0.0%
680Valley West11$5.7M0.0%

−63.9%

681Homestead Funding10$5.7M0.0%

−26.6%

682Connexus Credit Union43$5.7M0.0%

−42.5%

683Notre Dame Federal Credit Union11$5.6M0.0%

+95.6%

684myCUmortgage14$5.5M0.0%

+883.8%

685Servis One18$5.5M0.0%

+109.2%

686Central State Bank1$5.4M0.0%

+53.5%

687KS StateBank5$5.4M0.0%

+414.4%

688Outdoor Bank1$5.4M0.0%

+114.2%

689Capital Bank6$5.3M0.0%

+62.8%

690United Federal Credit Union17$5.2M0.0%

+98.7%

691Evolve Bank & Trust7$5.1M0.0%

−86.0%

692Midwest Bank2$5.1M0.0%
693Community Mortgage Funding10$5.1M0.0%

−83.0%

694Gold Coast Bank6$4.9M0.0%

+72.1%

695American Pride Bank8$4.9M0.0%
696Ubank1$4.9M0.0%

−54.1%

697New West Lending7$4.8M0.0%

+354.5%

698Justice Federal Credit Union18$4.8M0.0%

+9.2%

699Patriot Home Mortgage4$4.7M0.0%

+247.6%

700Cazle Mortgage8$4.7M0.0%

+17.0%

701Fisher Financial Group9$4.6M0.0%

+164.9%

702Universal City Studios Credit Union19$4.6M0.0%

+35.3%

703United Local Credit Union14$4.6M0.0%

+40.3%

704First Alliance Home Mortgage10$4.6M0.0%

+221.1%

705Signature Federal Credit Union27$4.5M0.0%

+79.6%

706Lending 38$4.5M0.0%
707Santa Barbara Teachers Federal Credit Union29$4.5M0.0%

+63.3%

708Empeople Credit Union19$4.5M0.0%

−20.2%

709FM Home Loans5$4.4M0.0%

−21.6%

710First United Bank and Trust Co6$4.4M0.0%

+79.0%

711Abbott Laboratories Employees Credit Union7$4.4M0.0%

−2.1%

712Servbank12$4.3M0.0%

+32.4%

713Warshaw Capital6$4.3M0.0%

−31.3%

714Congressional Federal Credit Union20$4.2M0.0%

+45.1%

715Greenstate Credit Union8$4.2M0.0%

−20.9%

716ABL RPC Residential Credit Acquisition5$4.1M0.0%
717Together Credit Union17$4.0M0.0%

−36.5%

718LA Financial Credit Union17$3.9M0.0%

−68.7%

719Ivy Mortgage10$3.9M0.0%

+24.2%

720American First National Bank4$3.9M0.0%

−83.2%

721First American Bank16$3.8M0.0%

+14.8%

722Bank of Whittier7$3.8M0.0%

+76.6%

723Oceanside Mortgage8$3.8M0.0%

−15.8%

724Jet Direct Funding5$3.8M0.0%

+181.7%

725Plus Relocation Mortgage6$3.8M0.0%

−16.5%

726Cache Valley Bank2$3.7M0.0%

−10.2%

727Cliffco3$3.7M0.0%

+216.7%

728All in Credit Union10$3.6M0.0%

+465.6%

729Flanagan State Bank6$3.6M0.0%

−8.6%

730Paramount Bank4$3.6M0.0%

−82.2%

731Bank of Springfield1$3.6M0.0%

+328.3%

732Pacific Residential Mortgage7$3.5M0.0%

−97.4%

733Flat Branch Mortgage5$3.5M0.0%

+242.6%

734Credence Funding8$3.5M0.0%

−19.9%

735Summit Mortgage6$3.5M0.0%

+144.4%

736Highlands Residential Mortgage5$3.5M0.0%

−45.7%

737Builder Finance4$3.4M0.0%
738Gardner Financial Services6$3.4M0.0%

+181.2%

739Fast FCU38$3.3M0.0%
740North Bay Credit Union20$3.3M0.0%

−43.4%

741Encore Bank5$3.3M0.0%

+87.2%

742Goldwater Bank5$3.3M0.0%

−80.3%

743United Trust Bank5$3.2M0.0%

+147.7%

744Directions Equity8$3.2M0.0%

−82.9%

745Hanscom Federal Credit Union9$3.2M0.0%

−13.0%

746First California Federal Credit Union39$3.2M0.0%
747Fidelity Bank3$3.2M0.0%

+170.8%

748Princeton Mortgage11$3.2M0.0%

+16.3%

749Consumers Credit Union13$3.1M0.0%

+424.2%

750Honda Federal Credit Union21$3.1M0.0%

−55.3%

751United Mortgage7$3.1M0.0%

+84.1%

752Northwest Federal Credit Union9$3.1M0.0%

−16.0%

753AAFMAA Mortgage Services5$3.1M0.0%

+28.5%

754Metro City Bank5$3.0M0.0%

+709.3%

755Inwood National Bank1$3.0M0.0%

−47.3%

756A&N Mortgage Services5$3.0M0.0%

−21.9%

757First Financial Bank1$3.0M0.0%

+507.1%

758Nextres1$3.0M0.0%
759Eastman Credit Union5$3.0M0.0%

−44.1%

760First Heritage Mortgage5$2.9M0.0%

+192.5%

761FineMark National Bank & Trust1$2.9M0.0%

+161.1%

762Mortgage Express7$2.8M0.0%

−45.7%

763MortgageCountry4$2.8M0.0%

+226.3%

764Peoples Bank7$2.8M0.0%

−37.9%

765Mayo Employees Federal Credit Union2$2.7M0.0%
766Orchard Mortgage3$2.7M0.0%

+253.3%

767Busey Bank2$2.6M0.0%
768Reliance First Capital11$2.6M0.0%

+30.6%

769First American Bank1$2.6M0.0%
770Glacier Bank2$2.6M0.0%
771Priority One Credit Union32$2.6M0.0%

−41.0%

772Macatawa Bank2$2.6M0.0%
773Vantage Bank Texas2$2.6M0.0%

−56.1%

774Firstbank4$2.5M0.0%

+211.0%

775NJ Lenders1$2.5M0.0%

−78.3%

776Direct Mortgage Loans4$2.5M0.0%

+143.9%

777Verabank,n.A1$2.4M0.0%
778Total Mortgage Services6$2.4M0.0%

−80.4%

779Cfbank5$2.4M0.0%

−11.9%

780Nikkei Credit Union16$2.4M0.0%

−40.3%

781Town Bank2$2.4M0.0%

−82.0%

782APCI Federal Credit Union4$2.4M0.0%

+577.1%

783Southwest Airlines FCU13$2.3M0.0%

+120.2%

784Andrews Federal Credit Union8$2.3M0.0%

−31.6%

785Pegasus Bank1$2.3M0.0%

+655.7%

786Skyla Federal Credit Union14$2.3M0.0%

+73.6%

787Tulare County Federal Credit Union27$2.3M0.0%

−27.5%

788First State Bank of ST Charles4$2.3M0.0%

−34.6%

789Ithink Financial Credit Union2$2.3M0.0%

+90.8%

790Edwards Federal Credit Union27$2.2M0.0%

−4.1%

791Ark Mortgage3$2.2M0.0%
792Deseret First Credit Union8$2.2M0.0%

+224.4%

793America First Federal Credit Union8$2.2M0.0%
794American Portfolio Mortgage5$2.2M0.0%

−76.9%

795Alkan Mortgage4$2.1M0.0%
796Utilities Employees Credit Union2$2.1M0.0%

+460.0%

797Purdue Federal Cu3$2.1M0.0%

−37.3%

798Community First National Bank3$2.1M0.0%

−62.8%

799Salal Credit Union4$2.0M0.0%

−42.3%

800Consolidated Community Credit12$2.0M0.0%

+177.6%

801Contour Mortgage4$1.9M0.0%

−67.6%

802Heritage Bank3$1.9M0.0%

+54.4%

803Fed Ex Employees Credit Association17$1.9M0.0%

+145.8%

804Bank of Utah3$1.9M0.0%

+24.9%

805Assurance Financial Group, L.L.C6$1.9M0.0%

−72.1%

806Willamette Valley Bank4$1.9M0.0%

+29.3%

807First National Bank of Oklahoma1$1.9M0.0%
808Legend Lending4$1.8M0.0%

+43.2%

809Liberty Bank3$1.8M0.0%
810Bayshore Mortgage Funding1$1.8M0.0%
811Frandsen Bank & Trust2$1.8M0.0%
812Utah Mortgage Loan4$1.7M0.0%

−53.5%

813Choice Financial Group3$1.7M0.0%

+85.4%

814Elements Financial Federal Cre6$1.7M0.0%

−21.1%

815Direct Rate Home Loans2$1.7M0.0%
816Waterman Bank3$1.7M0.0%
817D. L. Evans Bank1$1.6M0.0%
818Capitol1$1.6M0.0%

+242.1%

819Bridgewater Bank1$1.6M0.0%
820Great Lakes Credit Union12$1.6M0.0%

+140.9%

821Proper Rate4$1.5M0.0%

−97.2%

822United Home Loans2$1.5M0.0%

+229.0%

823TruHome Solutions4$1.5M0.0%

−77.7%

824Citizens Bank and Trust1$1.5M0.0%
825North Shore Trust & Savings1$1.5M0.0%
826Hartford Funding2$1.5M0.0%

+38.2%

827My Move Mortgage3$1.5M0.0%

−8.8%

828Exchange Bank2$1.5M0.0%

+369.8%

829HomePromise3$1.5M0.0%

−35.9%

830Mortgage Bank of California1$1.4M0.0%

−61.0%

831VisionBank1$1.4M0.0%
832Bank of Colorado2$1.4M0.0%
833Five Points Bank2$1.4M0.0%
834First Alliance Credit Union4$1.3M0.0%
835Mortgage 17$1.3M0.0%

−63.9%

836Community Mortgage3$1.3M0.0%

+69.9%

837Goprime Mortgage2$1.3M0.0%

−81.4%

838Key Mortgage Services1$1.3M0.0%
839First Option Mortgage1$1.3M0.0%

+324.6%

840Core Bank1$1.3M0.0%

+219.8%

841Century FCU3$1.2M0.0%

+146.5%

842Security Home Mortgage3$1.2M0.0%

+474.4%

843First International Bank & Trust2$1.2M0.0%
844Thrivent Bank8$1.2M0.0%
845Academy Bank2$1.2M0.0%

+152.6%

846Priority Home Lending1$1.2M0.0%
847Liberty Home Mortgage4$1.2M0.0%

−52.8%

848MERCO Credit Union10$1.1M0.0%

−47.7%

849ReadyCap Commercial1$1.1M0.0%

−98.2%

850M Squared Financial2$1.1M0.0%

−38.2%

851Bank of England2$1.1M0.0%

−69.2%

8521st 2nd Mortgage Company of N.J1$1.1M0.0%

−43.6%

853Access Bank1$1.1M0.0%
854Shoreham Bank7$1.1M0.0%

−87.0%

855Absolute Home Mortgage1$1.1M0.0%

+23.4%

856Sun American Mortgage1$1.1M0.0%

+55.1%

857Gate City Bank2$1.1M0.0%
858Utah Power Credit Union2$1.0M0.0%

+66.9%

859Central One Federal Credit Union1$1.0M0.0%
860Oceanfirst Bank2$1.0M0.0%
861National Police Federal Credit Union2$990K0.0%

+72.2%

862UNMB Home Loans1$985K0.0%
863Ardent Federal Credit Union2$970K0.0%

+28.5%

864Quad City Bank and Trust1$965K0.0%

+293.9%

865Servion2$940K0.0%

−86.3%

866Inova Federal Credit Union6$930K0.0%

−18.1%

867First State Mortgage Services1$915K0.0%
868Susser Bank1$905K0.0%

−33.7%

869Credit Union 14$840K0.0%

−72.0%

870SouthState Bank1$835K0.0%
871Southwest Stage Funding2$820K0.0%

−49.2%

872First Business Bank1$815K0.0%
873White Sands Federal Credit Union1$815K0.0%
874Tradition Capital Bank1$805K0.0%
875Addition Financial Credit Union1$805K0.0%
876National Exchange Bank and Trust1$805K0.0%
877Amerant Mortgage1$805K0.0%

+5.2%

878Carrollton Bank1$805K0.0%
879Educational Systems FCU1$805K0.0%
880Republic Bank & Trust1$805K0.0%

−56.6%

881Brighton Bank2$800K0.0%

−73.7%

882Allegacy Federal Credit Union2$800K0.0%

−10.1%

883My Mortgage1$795K0.0%

−71.5%

884SouthStar Bank2$790K0.0%

+829.4%

885Peoples National Bank of Kewanee1$785K0.0%
886Buckeye State Bank1$785K0.0%
887Bankers Trust Company1$785K0.0%

−67.4%

888Scient Federal Credit Union3$765K0.0%
889NBH Bank2$760K0.0%

+65.2%

890BankFirst Financial Services1$755K0.0%

−7.4%

891SWBC Mortgage1$755K0.0%

−64.3%

892Air Academy Federal Credit Union1$745K0.0%

−34.6%

893Proponent FCU2$740K0.0%

+221.7%

894Stockton Mortgage1$725K0.0%

−5.2%

895Marlin Mortgage Capital2$720K0.0%
896Waterford Bank1$705K0.0%
897Old Second National Bank1$705K0.0%

−89.0%

898US Wide Financial1$695K0.0%

−79.6%

899Peoples Bank1$685K0.0%

−48.3%

900American National Bank of Minnesota1$685K0.0%
901Merck Employees FCU1$625K0.0%
902Planet Managment Group1$605K0.0%

−22.9%

903Great Plains National Bank1$605K0.0%

+3.4%

904ANECA Federal Credit Union1$605K0.0%
905American Heritage Federal Credit Union2$580K0.0%
906American United FCU7$575K0.0%

−66.4%

907Superior National Bank1$575K0.0%
908Actors Federal Credit Union1$575K0.0%

+447.6%

909Securityplus FCU1$575K0.0%

+71.6%

910Central Bank2$570K0.0%
911The Freedom Bank of Virginia1$565K0.0%
912First Bank & Trust1$565K0.0%

−24.2%

913Everence Federal Credit Union3$555K0.0%

−59.8%

914First National Bank of Omaha2$550K0.0%

+254.8%

915Cornerstone Bank1$545K0.0%
916Mid-Continent Funding1$545K0.0%
917RCN Capital1$535K0.0%

−92.1%

918Security First Bank1$525K0.0%
919Dayspring bank1$525K0.0%
920Meadowbrook Financial Mortgage Bankers1$515K0.0%

−36.4%

921Western State Bank1$505K0.0%
922Sullivan Bank1$505K0.0%
923Community National Bank & Trust1$505K0.0%

+0.0%

924Community First Bank of IND1$505K0.0%
925Fidelity Bank4$480K0.0%

−90.0%

926Freedom Northwest Credit Union2$480K0.0%

−38.1%

927Chickasaw Community Bank1$475K0.0%

−68.9%

928Herring Bank1$475K0.0%
929First Merchants Bank2$460K0.0%

−68.5%

930Adams Bank & Trust1$455K0.0%

−54.7%

931Bank Iowa1$455K0.0%

−70.4%

932Generations Bank1$455K0.0%

−40.5%

933Thrivent Federal Credit Union5$445K0.0%

−59.0%

934Midwest Bankcentre1$445K0.0%
935Neighborhood Loans12$440K0.0%
936Orangepath Financial1$435K0.0%

−42.4%

937Stride Bank1$425K0.0%

+2.4%

938Capital Mortgage Services of Tex1$425K0.0%
939Peoples Bank1$425K0.0%
940Granite Federal Credit Union1$415K0.0%
941First National Bank1$405K0.0%
942Atlantic Coast Mortgage1$405K0.0%
943Transportation Federal Credit Union2$400K0.0%
944Mortgage Assurance1$395K0.0%
945Nation One Mortgage Corporatio1$395K0.0%
946Farmers & Merchants Savings Bank1$375K0.0%
947MLB Residential Lending1$375K0.0%

−77.1%

948First Bankers Trust Company1$365K0.0%
949Lyons Mortgage Services1$355K0.0%
950Clearview Federal Credit Union4$350K0.0%

+311.8%

951Vintage Bank Kansas1$345K0.0%
952Unitus Community Credit Union2$340K0.0%

−77.2%

953True Sky Federal Credit Union3$335K0.0%
954Advantage Plus FCU1$335K0.0%
955Chain Bridge Bank1$325K0.0%
956The Anderson Financial Group1$315K0.0%
957United Community Bank1$305K0.0%
958Jonah Bank of Wyoming1$305K0.0%
959Capital Credit Union1$305K0.0%

+48.8%

960Coca-Cola Federal Credit Union1$305K0.0%
961HMDA LAR 2025-Final1$295K0.0%
962Intercoastal Mortgage1$295K0.0%

−70.2%

963First Reliance Bank1$295K0.0%

+3.5%

964Diamond Residential Mortgage1$295K0.0%

−84.1%

965Quail Creek Bank1$285K0.0%
966New Century Bank1$285K0.0%
967Pivot Financial Partners1$285K0.0%

−91.2%

968Intouch Credit Union2$280K0.0%

−78.9%

969Semper Home Loans1$275K0.0%

−38.2%

970Greater Nevada Mortgage1$275K0.0%

−50.9%

971Uwharrie Bank1$255K0.0%
972Gateway First Bank1$255K0.0%
973Assemblies of God Credit Union2$250K0.0%
974Heritage Financial Credit Union1$245K0.0%
975Monterey Credit Union1$225K0.0%

−94.1%

976American Broadcast Employees FCU2$210K0.0%

+200.0%

977TrustBank1$205K0.0%
978Horizon Utah Federal Credit Union1$195K0.0%
979Mocse Federal Credit Union1$185K0.0%

−9.8%

980Grand Bank for Savings1$185K0.0%
981Equity Bank1$165K0.0%
982Liberty Savings Bank1$155K0.0%

−93.3%

983First State Bank1$155K0.0%

−58.7%

984Corporate America Family Credit Union1$125K0.0%

+92.3%

985American State Bank1$105K0.0%
986Riverfront FCU1$105K0.0%
987Pinnacle Bank1$105K0.0%
988Builders Choice Mortgage1$105K0.0%

−93.6%

989Dupaco Community Credit Union2$100K0.0%
990Community Bank of Louisiana1$55K0.0%
991Community First Bank1$55K0.0%

−82.5%

992First Community Credit Union1$55K0.0%

−56.0%

993Armstrong Bank1$55K0.0%

−98.5%

994Unity Bank1$45K0.0%
995Corning Credit Union1$25K0.0%

−90.9%

996Trustmark Bank0
997Cortrust Bank0
998Cortrust Mortgage0
999Department of the Interior FCU0
1000First Independence Bank0
1001Premier Credit Union0
1002OnPoint Community Credit Union0
1003Great Basin Federal Credit Union0
1004Johns Hopkins FCU0
1005The Union Bank0
1006Beacon Credit Union0
1007Aspire Home Loans0
1008Central National Bank0
1009Ouachita Valley FCU0
1010New York University Federal Credit Union0
1011Sun East Federal Credit Union0
1012First Pryority Bank0
1013Home Mortgage Advisors0
1014First0
1015MembersAlliance Credit Union0
1016Tyndall Federal Credit Union0
1017OMNI Community Credit Union0
1018Dort Financial Credit Union0
1019The Northwestern Bank0
1020Radiant Credit Union0
1021Credit Union of Texas0
1022Firstmark Credit Union0
1023Red Canoe Credit Union0
1024Columbia Credit Union0
1025Wsecu0
1026Canyon View Credit Union0
1027Franklin Mint Federal Credit Union0
1028Idaho Central Credit Union0
1029Vibe Credit Union0
1030MassMutual FCU0
1031Rev Federal Credit Union0
1032Colorado Credit Union0
1033Campus Federal Credit Union0
1034Harborstone Credit Union0
1035Americu Credit Union0
1036Clark County Credit Union0
1037Copper State Credit Union0
1038Farm Credit of the Virginias, ACA0
1039SimpliFi Mortgage0
10401st Advantage Federal Credit U0
1041Lafcu0
1042Provident Bank0
1043Y-12 Federal Credit Union0
1044Rain City Capital0
1045Weststar Mortgage0
1046First Texas Bank0
1047Amres0
1048Westmark Credit Union0
1049Mountain America Federal Credit Union0
1050American Bank of Commerce0
1051Florida Credit Union0
1052Tennessee Valley Federal C U0
1053Blue Ridge Bank0
1054Bellco Credit Union0
1055Security Service0
1056Credit Union One0
1057Direct Federal Credit Union0
1058Peoples Bank and Trust Co0
1059Hapo Communtiy Credit Union0
1060Red Rocks Credit Union0
1061Countryplace Mortgage0
1062Altra Federal Credit Union0
1063Merck Sharp and Dohme FCU0
1064FedChoice Federal Credit Union0
1065Amarillo National Bank0
1066A+ Federal Credit Union0
1067Goldenwest Federal Credit Union0
1068Centennial Bank0
1069American Savings Bank0
1070Utah Community Credit Union0
1071Tropical Financial Credit Union0
1072Marion & Polk Schools Credit Union0
1073Cornerstone Credit Union0
1074Azura Credit Union0
1075Commonwealth Federal Credit Union0
1076Prosperity Bank0
1077Utah First Credit Union0
1078Philadelphia Federal Credit Un0
1079Solera National Bank0
1080First Financial Bank0
1081Compeer Financial0
1082Oneaz Credit Union0
1083First Florida Credit Union0
1084Educators Credit Union0
1085The National Bank of Indianapolis0
1086Fox Communities Credit Union0
1087radius financial group0
1088Primis Bank0
1089Mortgage Equity Partners0
1090Charter West Bank0
1091Consumers Credit Union0
1092Westerra Credit Union0
1093Infuze Credit Union0
1094Desert Financial Credit Union0
1095Patriot FCU0
1096Princeton Federal Credit Union0
1097Centennial Lending0
1098Atlanta Postal Credit Union0
1099Nextmortgage0
1100Freedom Credit Uniton0
1101Ponce Bank0
1102Gateway Bank0
1103Midflorida Credit Union0
1104Del-One Federal Credti Union0
1105Veridian Credit Union0
1106Sharonview Federal Credit Union0
1107Tib0
1108Greenfield Banking0
1109Usf Credit Union0
1110Magnifi Financial Credit Union0
1111Coastal Federal Credit Union0
1112First Western0
1113Numerica Credit Union0
1114Chartway FCU0
1115Valliance Bank0
1116First National Bank Ames Iowa0
1117Abnb Federal Credit Union0
1118Royal Credit Union0
1119Agriculture Federal Credit Union0
1120Saxton Mortgage0
1121Truity Federal Credit Union0
1122Veritex Community Bank0
1123Blaze Credit Union0
1124Willow Bend Mortgage0
1125First Interstate Bank0
1126CIBM Bank0
1127United Fidelity Bank0
1128Climb Credit Union0
1129Universal 1 Credit Union0
1130The Moneyhouse0
1131Visions Federal Credit Union0
1132Suncoast Credit Union0
1133Spokane Teachers Credit Union0
1134Uva Community Credit Union0
1135Jet HomeLoans0
1136Inspire Federal Credit Union0
1137Midland States Bank0
1138Arizona Financial Credit Union0
1139Sun Federal Credit Union0
1140Triad Bank0
1141Truliant Federal Credit Union0
1142Self Help Credit Union0
1143DFCU Financial0
1144Credit Union of Ohio0
1145Apex Bank0
1146F&M Bank0
1147Verity Credit Union0
1148Citadel Federal Credit Union0
1149First Federal Bank0
1150Truwest Credit Union0
1151Town & Country Bank and Trust Co0
1152Alliance Credit Union0
1153Navigant Credit Union0
1154Greenway Mortgage Funding0
1155Vantage West Credit Union0
1156Meridian Bank0
1157City & County Credit Union0
1158Peoples Bank0
1159Horizon Bank0
1160Associated Bank0

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the California state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for California in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations572,268$344.7B100.0%— the widest basis
1-4 family dwellings566,509$311.2B90.3%5+ unit multifamily · 5,759 loans · $33.53B
1-4 family, first lien410,641$284.9B82.6%junior and subordinate liens · 155,868 loans · $26.35B
1-4 family, first lien, closed-end(disclosure only)393,498$278.7B80.8%home-equity lines of credit · 17,143 loans · $6.17B
1-4 family, first lien, closed-end, consumer-purpose(disclosure only)353,335$248.7B72.1%business-purpose loans and reverse mortgages · 40,163 loans · $30.03B

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in California

Mortgage lending by county — 57 with enough origination volume to profile, largest first

Los Angeles County 106,684Orange County 45,579San Diego County 52,507Santa Clara County 25,677Riverside County 48,866Alameda County 21,958San Bernardino County 35,751Contra Costa County 19,933Sacramento County 28,766San Mateo County 9,720San Francisco County 8,062Ventura County 12,645San Joaquin County 13,662Placer County 11,197Fresno County 14,101Kern County 14,916Sonoma County 7,921Santa Barbara County 5,402Marin County 4,126Solano County 8,223Santa Cruz County 3,314Stanislaus County 7,872San Luis Obispo County 4,840Monterey County 4,439El Dorado County 4,771Tulare County 6,843Napa County 1,997Yolo County 2,819Madera County 3,401Butte County 3,408Merced County 3,640Nevada County 2,457Shasta County 3,591Kings County 2,345Yuba County 2,026San Benito County 1,104Imperial County 1,897Humboldt County 1,397Sutter County 1,363Calaveras County 1,300Mendocino County 942Tuolumne County 1,163Lake County 1,123Mono County 469Amador County 901Tehama County 978Siskiyou County 716Plumas County 442Mariposa County 319Del Norte County 347Glenn County 367Lassen County 383Colusa County 263Inyo County 232Trinity County 144Modoc County 86Sierra County 51

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Attribution & methodology. California figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 20182025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.