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MortRadarTERMINAL
State markets/California/San Diego County

COUNTY MORTGAGE MARKET · FIPS 06073

San Diego County, California

Who lends in San Diego County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$33.77B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

52,507

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

17.0%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

720

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 720 lenders that originated in San Diego County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

333

unconcentrated

Top-5 lender share

31.7%

of originations

Purchase

51.4%

21,384 loans

Refinance

48.6%

20,234 loans

Origination trend

Annual mortgage origination volume and loan count in San Diego County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in San Diego County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its San Diego County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR SAN DIEGO COUNTY

TOP TEN LENDERS IN SAN DIEGO COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

7,078$4.72B$4.72B originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
3,920$2.06B$2.06B originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,220$1.50B$1.50B originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,867$1.40B$1.40B originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,368$1.01B$1.01B originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,391$977.0M$977.0M originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,940$844.9M$844.9M originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1,246$733.9M$733.9M originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
488$642.0M$642.0M originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
2,042$533.9M$533.9M originated in San Diego County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in San Diego County

All 116 ZIP Code Tabulation Areas that touch San Diego County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
116 OF 116 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1818 of the 22 San Diego County tracts this ZIP area touches sit mostly inside it.90,31688.3%13,557TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1919 of the 24 San Diego County tracts this ZIP area touches sit mostly inside it.84,30081.6%13,419TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 21 San Diego County tracts this ZIP area touches sit mostly inside it.81,27890.0%13,077TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 22 San Diego County tracts this ZIP area touches sit mostly inside it.70,88687.6%7,596TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 16 San Diego County tracts this ZIP area touches sit mostly inside it.67,55590.5%13,327TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 21 San Diego County tracts this ZIP area touches sit mostly inside it.66,86946.2%10,886TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 19 San Diego County tracts this ZIP area touches sit mostly inside it.66,86436.6%15,556TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 17 San Diego County tracts this ZIP area touches sit mostly inside it.66,76675.9%12,555TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 17 San Diego County tracts this ZIP area touches sit mostly inside it.63,45762.1%8,044TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 14 San Diego County tracts this ZIP area touches sit mostly inside it.63,31649.4%13,634TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 16 San Diego County tracts this ZIP area touches sit mostly inside it.60,83651.2%13,492TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 17 San Diego County tracts this ZIP area touches sit mostly inside it.60,26067.5%11,293TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 18 San Diego County tracts this ZIP area touches sit mostly inside it.57,62345.6%7,704TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 17 San Diego County tracts this ZIP area touches sit mostly inside it.55,68492.1%5,422TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 18 San Diego County tracts this ZIP area touches sit mostly inside it.55,52328.5%13,078TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 14 San Diego County tracts this ZIP area touches sit mostly inside it.55,10584.0%11,242TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 San Diego County tracts this ZIP area touches sit mostly inside it.54,55367.5%7,208TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 14 San Diego County tracts this ZIP area touches sit mostly inside it.54,45762.3%9,247TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 15 San Diego County tracts this ZIP area touches sit mostly inside it.54,05460.8%11,014TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 19 San Diego County tracts this ZIP area touches sit mostly inside it.52,70275.2%10,141TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 15 San Diego County tracts this ZIP area touches sit mostly inside it.50,90446.0%13,428TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 11 San Diego County tracts this ZIP area touches sit mostly inside it.50,84743.7%11,662TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1919 of the 26 San Diego County tracts this ZIP area touches sit mostly inside it.50,54245.3%6,483TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 15 San Diego County tracts this ZIP area touches sit mostly inside it.49,89856.2%12,151TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 17 San Diego County tracts this ZIP area touches sit mostly inside it.49,80340.3%13,248TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 San Diego County tracts this ZIP area touches sit mostly inside it.49,73948.1%10,682TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 San Diego County tracts this ZIP area touches sit mostly inside it.49,67052.9%10,483TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 13 San Diego County tracts this ZIP area touches sit mostly inside it.48,53644.9%10,871TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 17 San Diego County tracts this ZIP area touches sit mostly inside it.48,09495.2%3,611TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 14 San Diego County tracts this ZIP area touches sit mostly inside it.47,43150.9%10,123TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 19 San Diego County tracts this ZIP area touches sit mostly inside it.46,38427.0%7,176TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 15 San Diego County tracts this ZIP area touches sit mostly inside it.46,11161.2%8,449TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 San Diego County tracts this ZIP area touches sit mostly inside it.45,84359.4%8,107TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 13 San Diego County tracts this ZIP area touches sit mostly inside it.45,64651.9%6,448TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 17 San Diego County tracts this ZIP area touches sit mostly inside it.44,68038.1%10,034TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 San Diego County tracts this ZIP area touches sit mostly inside it.42,85348.0%9,519TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 San Diego County tracts this ZIP area touches sit mostly inside it.42,83228.9%11,393TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 19 San Diego County tracts this ZIP area touches sit mostly inside it.40,84258.2%7,611TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 San Diego County tracts this ZIP area touches sit mostly inside it.40,81444.6%6,569TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 20 San Diego County tracts this ZIP area touches sit mostly inside it.39,91650.4%5,674TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 17 San Diego County tracts this ZIP area touches sit mostly inside it.38,13550.1%6,223TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 San Diego County tract this ZIP area touches sit mostly inside it.37,89246.0%38OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
1111 of the 13 San Diego County tracts this ZIP area touches sit mostly inside it.37,46847.6%5,869TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 San Diego County tracts this ZIP area touches sit mostly inside it.36,45535.9%8,470TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 16 San Diego County tracts this ZIP area touches sit mostly inside it.35,76930.0%9,938TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 San Diego County tracts this ZIP area touches sit mostly inside it.35,69378.0%3,888TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 San Diego County tracts this ZIP area touches sit mostly inside it.35,16756.5%6,466TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 18 San Diego County tracts this ZIP area touches sit mostly inside it.35,12533.8%7,496TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 San Diego County tracts this ZIP area touches sit mostly inside it.34,49833.7%6,415TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 San Diego County tracts this ZIP area touches sit mostly inside it.33,92238.0%8,756TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 San Diego County tracts this ZIP area touches sit mostly inside it.33,51388.5%5,326TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 San Diego County tracts this ZIP area touches sit mostly inside it.33,21882.7%6,554TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 San Diego County tracts this ZIP area touches sit mostly inside it.31,08445.0%7,819TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 14 San Diego County tracts this ZIP area touches sit mostly inside it.29,53927.6%5,121TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 14 San Diego County tracts this ZIP area touches sit mostly inside it.29,33843.6%4,112TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 San Diego County tracts this ZIP area touches sit mostly inside it.28,45673.1%4,727TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 San Diego County tracts this ZIP area touches sit mostly inside it.27,44297.6%2,280TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 San Diego County tracts this ZIP area touches sit mostly inside it.26,96044.3%5,083TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 San Diego County tracts this ZIP area touches sit mostly inside it.26,76130.5%5,295TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 San Diego County tracts this ZIP area touches sit mostly inside it.26,46947.8%4,611TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 San Diego County tracts this ZIP area touches sit mostly inside it.26,13566.7%3,021TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 San Diego County tracts this ZIP area touches sit mostly inside it.25,54373.8%3,629TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 San Diego County tracts this ZIP area touches sit mostly inside it.25,18540.2%6,481TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 San Diego County tracts this ZIP area touches sit mostly inside it.25,15063.3%4,277TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 San Diego County tracts this ZIP area touches sit mostly inside it.24,36631.2%6,087TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 San Diego County tracts this ZIP area touches sit mostly inside it.24,24637.4%5,512TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 San Diego County tracts this ZIP area touches sit mostly inside it.22,91772.6%5,557TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 San Diego County tracts this ZIP area touches sit mostly inside it.22,45032.3%4,643TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 San Diego County tracts this ZIP area touches sit mostly inside it.22,21752.7%3,006TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 San Diego County tracts this ZIP area touches sit mostly inside it.21,57638.0%6,146TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 San Diego County tracts this ZIP area touches sit mostly inside it.20,40426.7%4,994TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 San Diego County tracts this ZIP area touches sit mostly inside it.18,63230.2%4,950TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 San Diego County tracts this ZIP area touches sit mostly inside it.15,24464.6%3,295TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 San Diego County tracts this ZIP area touches sit mostly inside it.15,00426.1%4,024TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 San Diego County tracts this ZIP area touches sit mostly inside it.14,33542.6%3,245TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 San Diego County tract this ZIP area touches sit mostly inside it.14,12654.5%32OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
44 of the 9 San Diego County tracts this ZIP area touches sit mostly inside it.13,54020.8%4,083TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 San Diego County tracts this ZIP area touches sit mostly inside it.12,94569.1%2,569TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 San Diego County tracts this ZIP area touches sit mostly inside it.11,57525.4%3,066TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 San Diego County tracts this ZIP area touches sit mostly inside it.9,36825.4%2,101TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 San Diego County tracts this ZIP area touches sit mostly inside it.7,94179.6%1,600TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 San Diego County tracts this ZIP area touches sit mostly inside it.7,65729.7%2,179TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 San Diego County tracts this ZIP area touches sit mostly inside it.7,01457.8%0OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 San Diego County tracts this ZIP area touches sit mostly inside it.5,31056.0%1,312OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 San Diego County tracts this ZIP area touches sit mostly inside it.5,05635.0%1,164OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 San Diego County tracts this ZIP area touches sit mostly inside it.3,07276.0%721OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 San Diego County tract this ZIP area touches sit mostly inside it.3,03037.6%789OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 San Diego County tracts this ZIP area touches sit mostly inside it.2,61347.8%628OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 San Diego County tracts this ZIP area touches sit mostly inside it.1,94644.8%538OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 5 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 San Diego County tracts this ZIP area touches sit mostly inside it.OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of San Diego County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

736 of San Diego County’s 737 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in San Diego County

All 737 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

737 OF 737 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper219.1%2,90821.3%OPEN →
Upper170.2%2,00125.0%OPEN →
Middle103.6%4,44131.0%OPEN →
Middle99.0%2,15531.6%OPEN →
Middle88.8%2,81134.1%OPEN →
Middle93.5%3,79441.5%OPEN →
Upper146.7%3,01235.9%OPEN →
Upper129.9%3,18237.8%OPEN →
Middle107.3%4,07235.2%OPEN →
Middle99.2%4,89045.6%OPEN →
Middle91.6%3,18452.7%OPEN →
Middle95.8%2,47946.9%OPEN →
Moderate75.7%4,69044.8%OPEN →
Middle100.7%3,00044.6%OPEN →
Moderate66.2%2,23556.4%OPEN →
Moderate71.4%3,21653.6%OPEN →
Middle95.6%2,69650.0%OPEN →
Middle82.9%3,33151.3%OPEN →
Middle112.4%3,20536.4%OPEN →
Upper131.0%3,82742.6%OPEN →
Moderate56.5%5,24470.1%OPEN →
Middle80.8%4,52155.9%OPEN →
Low48.3%2,00360.5%OPEN →
0.0%3,06155.7%OPEN →
Middle115.8%3,03633.2%OPEN →
Upper201.4%3,45922.8%OPEN →
Upper147.7%2,67136.3%OPEN →
Middle103.1%5,23558.9%OPEN →
Low42.2%3,59387.7%OPEN →
Moderate52.6%4,92891.4%OPEN →
Low49.0%2,97682.5%OPEN →
Low37.1%6,21592.9%OPEN →
Moderate56.6%4,06176.0%OPEN →
Low37.6%4,73593.0%OPEN →
Moderate53.4%5,17287.4%OPEN →
Moderate67.7%5,92975.8%OPEN →
Low37.6%5,32690.5%OPEN →
Moderate51.4%4,11789.2%OPEN →
Middle81.4%5,69570.9%OPEN →
Moderate76.3%7,18179.2%OPEN →
Moderate61.4%4,37385.8%OPEN →
Low39.4%4,68792.6%OPEN →
Low37.6%5,57090.5%OPEN →
Low36.1%3,48788.4%OPEN →
Moderate62.5%3,94392.0%OPEN →
Moderate63.9%3,17080.7%OPEN →
Moderate59.2%4,95285.9%OPEN →
Upper127.1%5,34746.0%OPEN →
Moderate60.1%5,49560.6%OPEN →
Upper123.7%4,86442.5%OPEN →
Middle89.7%6,54053.2%OPEN →
Middle82.8%3,82665.5%OPEN →
Middle92.9%8,95751.9%OPEN →
Moderate75.8%4,33562.6%OPEN →
Middle86.4%4,56788.6%OPEN →
Middle81.0%5,23378.5%OPEN →
Moderate52.7%4,97491.9%OPEN →
Moderate62.5%3,91993.4%OPEN →
Moderate75.3%6,24292.6%OPEN →
Moderate78.6%4,26190.0%OPEN →
Middle93.0%5,87086.9%OPEN →
Middle98.0%3,45481.3%OPEN →
Middle115.9%3,03794.4%OPEN →
Moderate68.6%6,13995.9%OPEN →
Middle84.8%4,75493.1%OPEN →
Middle99.1%5,04593.9%OPEN →
Middle97.4%3,13395.0%OPEN →
Middle86.5%6,55488.3%OPEN →
Middle81.3%5,07779.5%OPEN →
Moderate76.2%4,75587.5%OPEN →
Middle96.9%3,72577.8%OPEN →
Upper133.3%6,02472.3%OPEN →
Moderate70.9%6,94492.0%OPEN →
Middle80.0%5,39791.8%OPEN →
Middle87.6%3,14486.1%OPEN →
Middle108.0%4,23188.0%OPEN →
Middle117.3%3,96592.8%OPEN →
Moderate74.2%4,76486.1%OPEN →
Moderate57.8%3,39495.8%OPEN →
Low37.7%4,33095.3%OPEN →
Low45.7%3,60194.8%OPEN →
Moderate53.0%5,82396.5%OPEN →
Moderate68.4%6,25981.9%OPEN →
Low46.8%4,05494.3%OPEN →
Moderate53.7%4,48196.3%OPEN →
Low40.3%3,99495.1%OPEN →
Low45.5%4,59995.7%OPEN →
Moderate55.9%2,95196.7%OPEN →
Moderate55.4%3,05696.3%OPEN →
Moderate54.2%4,09294.7%OPEN →
0.0%7,01457.8%OPEN →
Low47.5%3,89295.8%OPEN →
Low48.0%4,67394.9%OPEN →
Moderate52.3%4,52194.3%OPEN →
Middle82.7%3,98665.8%OPEN →
Moderate76.6%1,89972.1%OPEN →
Upper144.1%5,81838.7%OPEN →
Middle88.4%3,66036.2%OPEN →
Middle108.2%3,75039.6%OPEN →
Moderate71.0%2,61258.1%OPEN →
Moderate68.6%1,91249.9%OPEN →
Moderate65.0%1,49374.5%OPEN →
Low41.1%3,38488.1%OPEN →
Moderate52.5%4,97893.8%OPEN →
Moderate51.2%2,31290.6%OPEN →
Moderate53.9%3,19958.8%OPEN →
Middle108.7%4,42842.2%OPEN →
0.0%4,24262.2%OPEN →
Moderate61.0%3,56251.5%OPEN →
Middle96.9%4,27050.9%OPEN →
Middle87.6%2,97547.4%OPEN →
Upper174.4%4,32851.3%OPEN →
Upper165.2%1,72334.0%OPEN →
Upper127.3%4,12632.1%OPEN →
Upper155.0%3,70537.8%OPEN →
0.0%OPEN →
Middle119.1%2,72848.2%OPEN →
Upper182.4%2,36543.7%OPEN →
0.0%1,41646.0%OPEN →
Upper164.5%1,95936.8%OPEN →
Upper139.2%2,53532.4%OPEN →
Upper124.7%2,95934.4%OPEN →
Upper130.1%4,38130.0%OPEN →
Upper128.1%2,27435.5%OPEN →
0.0%2236.4%OPEN →
0.0%OPEN →
Moderate75.2%3,33847.0%OPEN →
Moderate54.7%1,84565.4%OPEN →
Moderate68.7%2,73942.8%OPEN →
Middle90.0%5,70446.0%OPEN →
Upper151.8%5,42725.7%OPEN →
Upper204.0%3,15519.1%OPEN →
Upper186.8%4,64618.1%OPEN →
Upper161.1%5,58923.6%OPEN →
Upper174.7%2,19317.3%OPEN →
Upper181.9%1,74422.5%OPEN →
Middle101.5%3,30325.3%OPEN →
Middle86.7%3,19734.0%OPEN →
Middle85.4%3,63126.8%OPEN →
Middle119.0%3,99328.1%OPEN →
Middle87.8%3,15027.8%OPEN →
Middle112.7%2,41928.5%OPEN →
Middle102.0%1,87621.8%OPEN →
Middle114.1%3,68224.3%OPEN →
Upper144.7%3,83724.5%OPEN →
Middle102.8%5,76440.3%OPEN →
Middle112.6%2,50825.3%OPEN →
Moderate51.9%3,03928.2%OPEN →
Moderate64.5%2,87431.9%OPEN →
Middle80.9%2,74026.6%OPEN →
Middle86.5%2,57128.2%OPEN →
Middle91.3%1,93226.9%OPEN →
Upper164.0%2,59822.2%OPEN →
Upper158.1%3,28822.8%OPEN →
Upper135.2%3,88521.5%OPEN →
Upper126.3%3,85921.9%OPEN →
Upper182.6%3,42420.1%OPEN →
Upper225.5%1,84525.9%OPEN →
Upper166.1%1,52418.3%OPEN →
Upper201.5%3,37121.6%OPEN →
Upper214.7%3,53126.6%OPEN →
Low47.5%14,12654.5%OPEN →
Upper208.9%3,16328.5%OPEN →
Upper168.1%3,88732.9%OPEN →
Upper160.6%5,73130.8%OPEN →
Upper211.0%2,84923.3%OPEN →
Upper223.9%3,78727.3%OPEN →
Upper215.0%2,24532.7%OPEN →
Upper241.0%6,74524.1%OPEN →
Upper164.0%6,24738.1%OPEN →
Upper261.4%8,21356.1%OPEN →
Upper213.2%5,52445.9%OPEN →
Upper217.8%2,56838.9%OPEN →
Upper172.7%2,19145.9%OPEN →
Upper163.9%4,35853.6%OPEN →
Middle103.9%1,88660.2%OPEN →
Moderate71.2%4,32259.2%OPEN →
Upper127.2%3,60935.7%OPEN →
Middle116.1%3,60931.2%OPEN →
Upper178.6%4,83161.9%OPEN →
Upper138.2%6,59872.0%OPEN →
Middle109.7%5,17876.1%OPEN →
Upper123.9%3,52673.8%OPEN →
Middle116.5%6,22877.4%OPEN →
Middle117.1%4,39377.3%OPEN →
Middle98.6%3,54476.2%OPEN →
Middle104.1%4,94169.0%OPEN →
Middle113.6%3,36680.4%OPEN →
Middle104.3%3,69775.9%OPEN →
Middle101.5%4,50083.1%OPEN →
Middle107.0%6,85677.7%OPEN →
Moderate65.7%4,12179.5%OPEN →
Moderate72.6%6,15979.0%OPEN →
Middle112.4%2,61648.8%OPEN →
Upper131.2%3,33441.1%OPEN →
Moderate65.4%5,02571.2%OPEN →
Middle100.2%5,13256.7%OPEN →
Upper181.5%2,88156.5%OPEN →
Upper193.4%7,11360.1%OPEN →
Upper170.7%3,49159.8%OPEN →
Upper202.0%6,58059.6%OPEN →
Upper155.7%3,15149.8%OPEN →
Upper135.5%4,08043.6%OPEN →
Upper126.3%4,43448.4%OPEN →
Upper234.1%4,26049.2%OPEN →
Upper164.6%3,31748.7%OPEN →
Upper261.4%4,29858.1%OPEN →
Upper121.8%4,31858.5%OPEN →
Upper134.7%5,68657.9%OPEN →
Upper136.5%2,60857.9%OPEN →
0.0%1,02464.8%OPEN →
Upper129.0%4,28764.0%OPEN →
Middle115.5%7,16572.0%OPEN →
Middle115.0%2,72272.4%OPEN →
Upper146.9%5,27134.4%OPEN →
Upper121.3%6,21845.0%OPEN →
Middle112.7%6,86937.9%OPEN →
Upper129.9%6,15040.7%OPEN →
Middle109.0%5,65750.9%OPEN →
Middle101.0%3,98150.1%OPEN →
Middle96.2%7,52054.4%OPEN →
Upper120.2%6,94950.6%OPEN →
Moderate63.7%6,91257.5%OPEN →
Upper121.2%5,48062.9%OPEN →
Upper126.0%4,38632.7%OPEN →
Middle116.7%2,79833.1%OPEN →
Moderate54.6%6,53580.4%OPEN →
Middle90.6%3,35355.9%OPEN →
Middle99.0%4,75060.0%OPEN →
Moderate70.8%6,12881.7%OPEN →
Moderate66.3%5,03653.7%OPEN →
Middle91.4%2,60143.7%OPEN →
Middle91.7%3,74668.4%OPEN →
Middle105.5%5,65232.3%OPEN →
Moderate56.5%3,52949.0%OPEN →
Upper152.0%3,85028.7%OPEN →
Middle113.9%2,88625.2%OPEN →
Middle91.5%5,73948.0%OPEN →
Middle81.8%1,94335.8%OPEN →
0.0%4,03352.4%OPEN →
Moderate64.7%6,16562.7%OPEN →
Upper151.1%4,14147.3%OPEN →
Upper143.4%3,36248.0%OPEN →
Middle98.2%4,33757.3%OPEN →
Middle114.2%4,94847.1%OPEN →
Middle106.0%6,12553.2%OPEN →
Moderate70.2%4,86352.7%OPEN →
Upper125.7%4,31953.0%OPEN →
Moderate51.0%8,03551.4%OPEN →
Upper122.0%3,80143.9%OPEN →
Upper216.4%7,19841.1%OPEN →
Upper141.7%6,55941.1%OPEN →
Upper145.5%4,38541.5%OPEN →
Middle91.2%3,55044.7%OPEN →
Moderate77.5%5,31448.2%OPEN →
Moderate60.7%4,81346.6%OPEN →
Moderate75.8%3,85249.8%OPEN →
Upper136.8%3,94638.3%OPEN →
Moderate61.6%6,29359.7%OPEN →
Middle100.7%3,55345.4%OPEN →
Middle114.0%3,59034.1%OPEN →
Upper120.7%6,15236.7%OPEN →
Upper152.4%3,84737.1%OPEN →
Upper170.7%7,52030.4%OPEN →
Upper147.8%5,16435.3%OPEN →
Middle102.8%6,58646.8%OPEN →
Upper134.6%5,02434.8%OPEN →
Upper134.6%4,80232.3%OPEN →
0.0%OPEN →
0.0%OPEN →
Middle83.8%4,03291.3%OPEN →
Middle87.0%5,80691.2%OPEN →
Moderate77.3%4,53893.5%OPEN →
Low47.4%7,06097.3%OPEN →
Moderate61.7%6,51797.1%OPEN →
Low47.2%5,50691.6%OPEN →
Middle90.3%3,60391.4%OPEN →
Moderate61.8%4,56797.8%OPEN →
Moderate62.5%6,00998.3%OPEN →
Upper123.5%4,58293.2%OPEN →
0.0%4,12675.0%OPEN →
Middle116.6%5,81889.0%OPEN →
Middle97.4%6,71890.2%OPEN →
Middle115.5%4,04588.3%OPEN →
Moderate58.7%6,24885.2%OPEN →
Middle84.1%3,37874.4%OPEN →
Moderate55.3%5,23794.4%OPEN →
Moderate74.7%6,57890.1%OPEN →
Middle90.6%4,59793.7%OPEN →
Moderate53.9%7,51090.2%OPEN →
Moderate51.7%3,28997.5%OPEN →
Moderate51.7%5,20494.5%OPEN →
Middle101.0%2,76841.9%OPEN →
Moderate74.8%3,49953.9%OPEN →
Moderate78.7%4,48564.0%OPEN →
Moderate57.2%2,45276.9%OPEN →
Moderate55.6%5,80081.0%OPEN →
Middle102.0%1,36546.2%OPEN →
Moderate52.8%5,76674.5%OPEN →
Upper182.1%2,10629.3%OPEN →
Middle114.8%2,33920.7%OPEN →
Upper149.9%1,62722.5%OPEN →
Middle119.8%2,98326.2%OPEN →
Upper131.3%3,79525.7%OPEN →
Upper142.5%4,03654.5%OPEN →
Low43.9%5,71395.8%OPEN →
Moderate61.4%3,52091.1%OPEN →
Moderate54.2%7,56992.8%OPEN →
Low33.3%3,69292.8%OPEN →
Moderate53.2%6,63694.8%OPEN →
Moderate79.3%5,79788.2%OPEN →
Low43.9%3,39495.1%OPEN →
Moderate71.7%3,37290.6%OPEN →
Middle82.8%2,16787.5%OPEN →
Moderate52.9%3,16090.6%OPEN →
Moderate60.1%3,51390.2%OPEN →
Low40.3%1,88982.3%OPEN →
Middle93.7%3,66969.9%OPEN →
Middle107.0%3,99771.2%OPEN →
Moderate56.7%3,69387.7%OPEN →
Moderate59.3%5,82286.5%OPEN →
Low38.0%4,40192.0%OPEN →
Moderate57.6%4,57690.7%OPEN →
Moderate61.4%5,14388.5%OPEN →
Moderate62.3%4,94588.4%OPEN →
Moderate74.6%4,00977.3%OPEN →
Middle93.9%3,54074.3%OPEN →
Moderate77.4%5,99785.1%OPEN →
Moderate61.0%7,29488.6%OPEN →
Moderate64.7%2,92290.5%OPEN →
Moderate65.6%6,01791.3%OPEN →
Low45.3%6,47193.3%OPEN →
Moderate60.1%4,11494.8%OPEN →
Moderate54.3%2,47392.8%OPEN →
Moderate53.8%6,90991.3%OPEN →
Middle99.3%5,27180.4%OPEN →
Middle100.3%5,07382.7%OPEN →
Moderate68.7%5,13089.0%OPEN →
Middle90.4%4,61587.7%OPEN →
Middle84.4%4,27490.5%OPEN →
Moderate70.2%3,96292.6%OPEN →
Middle114.7%6,86684.0%OPEN →
Middle89.1%2,79887.5%OPEN →
Upper124.1%3,43178.3%OPEN →
Upper121.4%7,46181.6%OPEN →
Upper135.5%16,15987.8%OPEN →
Upper129.7%7,87686.5%OPEN →
Upper134.8%7,45881.4%OPEN →
Upper130.3%6,55682.2%OPEN →
Upper131.4%8,31287.0%OPEN →
0.0%4,63583.0%OPEN →
Upper136.3%6,42885.3%OPEN →
Middle95.4%2,64487.6%OPEN →
Middle90.9%5,36785.2%OPEN →
Upper184.8%4,47890.8%OPEN →
Upper128.7%5,40182.1%OPEN →
Middle108.7%4,49972.0%OPEN →
Middle105.7%5,59077.1%OPEN →
Upper120.9%5,27067.4%OPEN →
Middle111.2%5,18775.2%OPEN →
Upper128.2%7,37580.4%OPEN →
Upper125.3%1,64076.0%OPEN →
Middle107.6%3,93067.8%OPEN →
Upper139.3%1,97175.2%OPEN →
Middle96.0%6,09580.7%OPEN →
Middle108.0%3,60884.6%OPEN →
Middle106.5%4,72082.3%OPEN →
Upper142.2%3,96468.6%OPEN →
Upper121.2%3,93479.2%OPEN →
Upper130.5%5,69879.0%OPEN →
Upper159.6%2,24381.0%OPEN →
Moderate76.0%6,16862.1%OPEN →
Upper121.8%3,84757.7%OPEN →
Middle88.6%5,06057.0%OPEN →
Moderate76.4%4,42264.4%OPEN →
Middle94.9%5,25346.5%OPEN →
Middle105.4%6,25629.6%OPEN →
Upper152.5%5,80427.9%OPEN →
Moderate68.2%2,66545.4%OPEN →
Middle89.9%4,04835.2%OPEN →
Middle118.3%2,58836.9%OPEN →
Middle83.6%5,53073.0%OPEN →
Middle87.8%5,17858.3%OPEN →
Moderate64.0%3,31180.2%OPEN →
Middle99.8%3,92774.7%OPEN →
Middle112.4%4,08466.6%OPEN →
Moderate71.6%4,96573.3%OPEN →
Moderate50.9%4,15986.8%OPEN →
Moderate72.7%3,97285.1%OPEN →
Moderate79.3%4,52181.3%OPEN →
Moderate75.6%4,94169.1%OPEN →
Middle97.8%4,29173.6%OPEN →
Middle89.2%3,86769.7%OPEN →
Middle84.4%3,82788.1%OPEN →
Middle96.1%7,13072.0%OPEN →
Moderate76.6%3,95774.4%OPEN →
Low45.1%4,27081.0%OPEN →
Middle80.8%4,07663.0%OPEN →
Moderate55.2%4,77956.7%OPEN →
Middle108.3%4,90247.2%OPEN →
Middle106.8%4,04546.8%OPEN →
Middle98.4%4,23948.1%OPEN →
Moderate66.0%5,04843.3%OPEN →
Middle118.3%4,58838.5%OPEN →
Middle92.2%5,10444.9%OPEN →
Moderate60.5%2,67760.5%OPEN →
Middle98.3%4,74244.6%OPEN →
Middle84.9%3,34040.5%OPEN →
Moderate77.4%4,29444.0%OPEN →
Moderate52.5%2,46849.2%OPEN →
Middle88.2%5,01139.0%OPEN →
Upper150.7%3,95829.3%OPEN →
Middle84.5%3,41145.5%OPEN →
Upper124.5%4,59136.2%OPEN →
Upper148.4%2,54522.5%OPEN →
Middle117.5%5,98028.4%OPEN →
Upper143.6%2,52020.1%OPEN →
Moderate51.9%4,32334.9%OPEN →
Middle104.3%3,81731.5%OPEN →
Middle100.5%5,34632.3%OPEN →
Middle108.5%2,95032.6%OPEN →
Middle90.1%6,34039.6%OPEN →
Upper127.6%2,47227.9%OPEN →
Low36.8%6,50359.0%OPEN →
Moderate58.2%4,55948.9%OPEN →
Low49.0%4,51544.6%OPEN →
Low32.8%2,47352.0%OPEN →
Low48.7%4,01058.2%OPEN →
Moderate55.4%5,02747.0%OPEN →
Low36.0%3,67173.4%OPEN →
Moderate63.9%5,34054.5%OPEN →
Middle106.5%2,62847.8%OPEN →
Middle103.8%5,99141.0%OPEN →
Upper142.8%6,07931.0%OPEN →
Middle81.1%3,79359.0%OPEN →
Low49.4%5,53355.1%OPEN →
Low44.0%5,75055.0%OPEN →
Upper128.5%5,31139.8%OPEN →
Middle96.9%4,77836.3%OPEN →
Moderate57.8%3,19057.7%OPEN →
Moderate64.1%7,27147.1%OPEN →
Middle95.8%3,05643.7%OPEN →
Moderate56.8%7,17164.0%OPEN →
Upper131.3%3,57635.6%OPEN →
Middle114.9%7,11134.1%OPEN →
Upper124.2%2,47527.2%OPEN →
Middle107.8%5,47029.6%OPEN →
Middle80.7%4,33436.1%OPEN →
Middle87.6%2,00635.1%OPEN →
Middle107.0%4,11535.1%OPEN →
Upper122.2%4,27846.8%OPEN →
Middle97.4%4,45239.4%OPEN →
Moderate66.6%3,55043.3%OPEN →
Middle93.0%3,94735.9%OPEN →
Moderate71.9%4,57640.1%OPEN →
Middle104.4%2,66435.0%OPEN →
Middle115.6%4,38634.1%OPEN →
Middle104.9%2,75040.9%OPEN →
Upper128.9%7,17437.2%OPEN →
Moderate67.2%4,62942.5%OPEN →
Middle100.5%2,96632.0%OPEN →
Moderate78.2%7,72746.0%OPEN →
Moderate75.3%4,46243.7%OPEN →
Middle103.5%7,70737.0%OPEN →
Middle87.7%6,05640.2%OPEN →
Upper126.0%2,73329.8%OPEN →
Middle116.2%4,67732.4%OPEN →
Middle119.1%3,46324.7%OPEN →
Middle106.6%3,44123.9%OPEN →
Middle115.4%7,21730.4%OPEN →
Middle111.4%2,56247.8%OPEN →
Upper162.0%2,92425.8%OPEN →
Middle107.7%4,48244.9%OPEN →
Upper154.9%3,11040.8%OPEN →
Middle85.8%2,49319.8%OPEN →
Middle85.4%3,72760.8%OPEN →
Upper171.9%3,98628.6%OPEN →
Upper142.9%3,18224.8%OPEN →
Upper130.4%5,66540.3%OPEN →
Upper120.3%4,00346.5%OPEN →
Upper154.2%5,60857.0%OPEN →
Upper121.5%4,89348.8%OPEN →
Middle118.9%3,31957.6%OPEN →
Upper127.5%3,35256.6%OPEN →
Upper127.0%5,87654.5%OPEN →
Upper131.4%6,91555.4%OPEN →
Upper148.9%4,27746.0%OPEN →
Upper131.8%6,11144.6%OPEN →
Upper171.0%5,89161.8%OPEN →
Upper187.5%5,63856.7%OPEN →
Upper153.7%2,70352.3%OPEN →
Upper156.3%3,72743.2%OPEN →
Upper162.5%3,99632.9%OPEN →
Middle86.4%6,62757.9%OPEN →
Upper123.9%3,03345.5%OPEN →
Moderate77.2%3,01150.3%OPEN →
Upper136.5%4,66942.8%OPEN →
Middle110.5%5,13752.0%OPEN →
Upper175.5%3,40626.3%OPEN →
Upper147.8%5,65432.1%OPEN →
Upper147.2%5,12555.5%OPEN →
Middle114.8%4,42651.6%OPEN →
Upper169.0%3,76335.6%OPEN →
Upper128.7%4,04848.5%OPEN →
Middle102.0%3,60923.3%OPEN →
Upper155.0%2,72826.6%OPEN →
Upper230.7%3,83826.4%OPEN →
Upper261.4%5,48936.2%OPEN →
Upper162.9%4,65942.8%OPEN →
Upper199.0%7,84471.9%OPEN →
Upper218.2%9,34453.4%OPEN →
Upper126.9%5,98943.5%OPEN →
Upper206.8%3,21351.7%OPEN →
Upper136.3%4,77858.2%OPEN →
Upper159.8%2,54447.4%OPEN →
Upper194.4%6,37662.0%OPEN →
Upper202.4%5,07359.4%OPEN →
Upper126.4%4,01424.9%OPEN →
Upper212.6%5,10019.7%OPEN →
Upper194.6%2,85824.4%OPEN →
Upper169.9%4,71724.1%OPEN →
Upper214.1%6,84526.6%OPEN →
Upper207.9%4,41521.0%OPEN →
Upper158.9%2,60227.4%OPEN →
Upper160.2%5,38145.9%OPEN →
Upper261.4%1,90517.1%OPEN →
Upper141.7%2,03516.7%OPEN →
Upper128.8%3,03317.8%OPEN →
Upper142.1%3,10018.4%OPEN →
Upper217.1%2,85518.2%OPEN →
Upper136.1%2,26420.2%OPEN →
Middle112.5%3,17843.2%OPEN →
Upper168.0%4,99821.4%OPEN →
Middle99.0%3,60431.2%OPEN →
Upper161.9%3,13520.0%OPEN →
Upper189.9%3,08017.1%OPEN →
Upper152.1%2,68427.1%OPEN →
Upper135.2%2,75520.3%OPEN →
Upper142.7%3,67440.9%OPEN →
Upper163.8%5,51119.2%OPEN →
Upper159.8%2,49829.1%OPEN →
Upper181.3%3,69237.2%OPEN →
Middle99.9%3,98837.0%OPEN →
Upper165.8%5,37926.9%OPEN →
Upper150.9%2,92322.6%OPEN →
Middle102.1%7,00030.7%OPEN →
Upper160.4%6,16624.7%OPEN →
Upper138.2%2,32422.5%OPEN →
Upper170.4%5,06722.9%OPEN →
Upper135.0%6,80630.1%OPEN →
Upper134.2%4,37022.5%OPEN →
Middle83.9%3,76741.1%OPEN →
Middle81.4%2,88345.0%OPEN →
Upper149.4%3,08923.1%OPEN →
Moderate77.9%3,47437.3%OPEN →
Upper149.5%2,54430.5%OPEN →
Middle88.4%2,94253.9%OPEN →
Moderate70.3%3,12260.3%OPEN →
Upper126.8%1,00825.9%OPEN →
Moderate73.0%1,33531.8%OPEN →
Moderate71.6%3,56147.5%OPEN →
Middle84.2%6,79736.0%OPEN →
Moderate55.9%4,97471.0%OPEN →
Moderate77.1%3,41965.7%OPEN →
Middle81.5%4,95960.0%OPEN →
Moderate62.1%3,64734.3%OPEN →
Middle113.3%5,06437.0%OPEN →
Middle92.1%3,94056.8%OPEN →
Moderate79.4%3,99645.9%OPEN →
Middle106.4%3,13277.0%OPEN →
Moderate67.9%5,57577.8%OPEN →
Moderate72.8%5,54073.3%OPEN →
Middle95.4%4,88859.4%OPEN →
Upper120.2%5,37153.6%OPEN →
Middle93.9%5,11653.5%OPEN →
Middle116.1%3,64253.4%OPEN →
Upper155.4%4,39548.7%OPEN →
Middle107.1%4,62247.6%OPEN →
Upper121.9%3,10354.9%OPEN →
Middle84.8%6,28675.2%OPEN →
Upper136.1%4,09856.5%OPEN →
Moderate69.9%4,11767.8%OPEN →
Moderate59.2%2,81479.2%OPEN →
Low38.0%3,72469.1%OPEN →
Middle110.6%3,56166.7%OPEN →
Moderate68.1%3,96987.0%OPEN →
Upper150.1%6,19444.3%OPEN →
Middle108.4%2,71882.4%OPEN →
Middle90.3%1,64072.9%OPEN →
Moderate67.8%5,13062.8%OPEN →
Moderate55.4%37,89246.0%OPEN →
Middle101.6%3,80834.4%OPEN →
Middle105.8%5,05635.0%OPEN →
Upper154.1%5,53625.8%OPEN →
Upper132.9%3,57230.7%OPEN →
Moderate59.2%5,16159.9%OPEN →
Moderate59.1%6,31666.0%OPEN →
Moderate69.8%6,76471.7%OPEN →
Moderate67.4%6,29864.9%OPEN →
Middle89.5%6,39533.2%OPEN →
Middle105.7%3,58155.1%OPEN →
Middle102.8%7,04641.7%OPEN →
Upper127.8%6,92031.8%OPEN →
Middle108.8%2,47048.2%OPEN →
Middle85.4%3,07276.0%OPEN →
Middle92.3%4,79351.6%OPEN →
Middle110.0%5,43850.7%OPEN →
Middle99.2%4,41755.0%OPEN →
Middle119.7%2,95246.3%OPEN →
Middle84.5%6,47271.5%OPEN →
Moderate78.3%5,58681.7%OPEN →
Upper132.8%3,56435.4%OPEN →
Upper121.3%3,27030.6%OPEN →
Moderate68.8%5,88274.6%OPEN →
Upper122.6%6,65147.2%OPEN →
Upper124.3%8,02552.4%OPEN →
Middle90.9%3,54850.2%OPEN →
Middle106.8%3,98347.5%OPEN →
Middle99.4%6,48965.1%OPEN →
Moderate78.0%3,69786.1%OPEN →
Middle84.1%3,81370.5%OPEN →
Middle81.9%4,95960.8%OPEN →
Moderate57.4%3,83192.6%OPEN →
Moderate54.1%5,49288.7%OPEN →
Moderate71.0%5,03275.3%OPEN →
Middle105.7%6,62255.6%OPEN →
Middle88.0%5,43854.0%OPEN →
Middle85.4%7,02254.1%OPEN →
Middle99.0%5,06942.0%OPEN →
Middle100.8%5,93738.1%OPEN →
Upper136.8%4,56726.9%OPEN →
Middle83.7%4,13854.1%OPEN →
Middle110.6%4,85323.4%OPEN →
Upper131.7%4,09627.6%OPEN →
Middle95.6%6,41240.1%OPEN →
Upper145.3%7,33040.9%OPEN →
Middle97.0%4,21162.2%OPEN →
Middle96.5%4,71849.1%OPEN →
Middle93.0%6,86543.5%OPEN →
Middle109.8%4,32641.3%OPEN →
Upper173.3%5,17127.3%OPEN →
Moderate66.6%3,18761.7%OPEN →
Middle103.5%6,72841.0%OPEN →
Middle81.6%6,03479.2%OPEN →
Middle114.6%4,73456.7%OPEN →
Middle103.8%4,12949.8%OPEN →
Middle83.8%5,02156.0%OPEN →
Upper123.2%4,34533.2%OPEN →
Low45.4%3,69092.0%OPEN →
Moderate58.7%6,85471.3%OPEN →
Upper186.8%7,19335.1%OPEN →
Upper121.1%6,65935.0%OPEN →
Upper151.4%3,64926.7%OPEN →
Middle107.7%3,72029.7%OPEN →
Upper195.1%2,73724.3%OPEN →
Upper186.4%6,85822.6%OPEN →
Low44.5%3,61388.3%OPEN →
Moderate58.0%4,33173.1%OPEN →
Upper130.2%5,77356.7%OPEN →
Middle111.1%2,22658.1%OPEN →
Upper154.0%4,29935.5%OPEN →
Middle94.4%3,02865.0%OPEN →
Upper162.3%3,79430.6%OPEN →
Upper171.0%6,47534.7%OPEN →
Upper152.2%8,50941.4%OPEN →
Middle91.1%4,12252.9%OPEN →
Middle95.4%3,85263.1%OPEN →
Middle93.7%4,24862.9%OPEN →
Moderate71.5%5,90185.0%OPEN →
Moderate75.0%5,17876.0%OPEN →
Upper153.0%7,81251.9%OPEN →
Upper139.3%4,12842.4%OPEN →
Low48.5%6,95588.5%OPEN →
Moderate61.7%5,00986.7%OPEN →
Low43.0%5,18388.6%OPEN →
Middle85.4%2,61576.5%OPEN →
Moderate56.1%4,88274.3%OPEN →
Moderate58.9%5,10573.5%OPEN →
Moderate66.8%6,91877.4%OPEN →
Low48.5%3,67489.4%OPEN →
Low38.1%5,80880.3%OPEN →
Upper121.7%6,64139.2%OPEN →
Middle119.3%6,12452.2%OPEN →
Low40.3%5,98164.2%OPEN →
Middle102.0%4,09367.1%OPEN →
Middle112.0%8,70354.4%OPEN →
Middle91.3%3,60037.1%OPEN →
Middle99.2%4,48746.5%OPEN →
Middle108.1%3,01256.0%OPEN →
Upper170.5%2,37322.1%OPEN →
Middle103.0%4,22056.1%OPEN →
Middle92.6%5,42650.3%OPEN →
Upper155.4%3,68528.6%OPEN →
Moderate68.2%4,95278.6%OPEN →
Moderate62.3%5,71580.8%OPEN →
Moderate66.0%5,97061.4%OPEN →
Upper122.0%4,86149.3%OPEN →
Upper173.6%6,65634.0%OPEN →
Low48.9%5,07772.1%OPEN →
Middle94.9%3,72844.9%OPEN →
Upper143.1%1,79832.6%OPEN →
Upper167.7%3,59338.7%OPEN →
Middle114.8%4,85652.6%OPEN →
Upper154.2%5,29527.2%OPEN →
Middle97.7%3,67443.2%OPEN →
Moderate77.5%6,15848.9%OPEN →
Upper128.4%3,07028.5%OPEN →
Upper132.1%5,34927.8%OPEN →
Upper142.0%5,92326.8%OPEN →
Moderate53.3%2,00351.6%OPEN →
Middle95.1%4,98341.1%OPEN →
Middle102.0%2,30625.1%OPEN →
Moderate65.9%3,03037.6%OPEN →
Middle87.5%3,26626.6%OPEN →
Moderate54.3%2,08539.6%OPEN →
Upper160.3%1,94644.8%OPEN →
Middle110.0%5,31056.0%OPEN →
Low45.9%2,61347.8%OPEN →
Middle93.7%3,07334.9%OPEN →
Upper125.2%5,49122.1%OPEN →
Middle96.1%7,02935.8%OPEN →
Upper123.5%3,03926.8%OPEN →
Middle114.1%7,23754.0%OPEN →
Upper149.1%2,70938.3%OPEN →
Middle114.9%4,38926.3%OPEN →
Upper165.8%5,76271.5%OPEN →
Middle98.5%4,38338.9%OPEN →
Upper138.2%2,79332.1%OPEN →
Upper261.4%3,88241.9%OPEN →
Upper173.8%9,85154.5%OPEN →
Middle88.4%3,58440.0%OPEN →
Upper181.1%1,98020.0%OPEN →
Low46.8%2,62586.8%OPEN →
Low49.4%4,52694.3%OPEN →
Upper162.5%2,63129.0%OPEN →
Upper135.1%7,02443.3%OPEN →
0.0%00.0%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

3,288,774

Median household income

$106,268

Median home value

$854,700

Median gross rent

$2,246

per month

Owner-occupied

54.6%

of occupied units

Housing units

1,250,641

6.3% vacant

Poverty rate

10.3%

Unemployment

6.1%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Very High

score 99.7

Social vulnerability

Relatively Low

Community resilience

Very Low

ELEVATED PERILS

Inland flooding Very High · Wildfire Very High · Earthquake Relatively High · Heat wave Relatively High · Landslide Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

115

Declarations recorded

51

Incident types on record: Biological, Coastal Storm, Fire, Flood, Freezing, Hurricane, Severe Storm.

Everything we hold on San Diego County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to San Diego County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for San Diego CountyEvery reported application and origination in FIPS 06073, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in San Diego County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

5,587

Purchase share

46.1%

2,573 loans

IRRRL refinances

2,354

Cash-out refinances

660

20265,5872,5732,354660
20255,0792,9601,371748
20243,8112,684565562
20234,0193,36943607
20224,8432,2684,029
202132,1906,49921,3724,319
202029,8266,86718,6564,303
201911,8665,6483,2862,932
201810,9855,9661,3893,630
201715,3996,0214,6354,743
201616,9625,9956,6624,305
201515,2315,6645,7953,772

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in San Diego County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

San Diego County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

3,506

+3.8% vs 2024

Multifamily · 2025

8,201

+0.1% vs 2024

Total authorized · 2025

11,707

+1.2% vs 2024

Permit valuation · 2025

$2.5B

authorized construction value

Units authorized by year

San Diego County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05K10K15K20K199019921994199619982000200220042006200820102012201420162018202020222024202511,707 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for San Diego County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Riverside County, CA6,56312,708$529.8M
inflow2223Los Angeles County, CA6,4499,296$594.3M
inflow2223Riverside County, CA5,0388,425$347.0M
outflow2223Los Angeles County, CA4,9996,906$397.9M
inflow2223Orange County, CA4,0065,810$383.4M
outflow2223Orange County, CA3,2584,787$303.6M
outflow2223Other flows - South, DS3,2426,242$247.1M
inflow2223Other flows - South, DS2,7064,477$154.3M
outflow2223Maricopa County, AZ2,4103,877$236.5M
outflow2223Other flows - Midwest, DS2,0613,648$150.2M
outflow2223Clark County, NV1,8083,142$166.2M
inflow2223Other flows - Midwest, DS1,7602,671$107.3M
inflow2223San Bernardino County, CA1,7192,928$109.3M
inflow2223Maricopa County, AZ1,7062,636$136.6M
inflow2223Santa Clara County, CA1,5842,368$264.2M
inflow2223Foreign - APO/FPO ZIPs, FR1,5203,215$96.2M
outflow2223San Bernardino County, CA1,3332,303$83.6M
outflow2223Santa Clara County, CA1,1911,655$160.3M
outflow2223Other flows - West, DS1,1572,032$103.8M
outflow2223King County, WA1,1281,591$109.7M
inflow2223Clark County, NV1,1251,829$98.4M
inflow2223King County, WA1,1121,592$160.0M
inflow2223Other flows - West, DS1,0581,669$102.8M
inflow2223Alameda County, CA1,0191,498$138.8M
outflow2223Foreign - Overseas, FR1,0001,646$102.3M
outflow2223Foreign - APO/FPO ZIPs, FR9502,124$68.5M
inflow2223San Francisco County, CA9271,189$180.2M
inflow2223Honolulu County, HI8791,719$64.2M
outflow2223San Francisco County, CA836973$93.6M
inflow2223Sacramento County, CA8201,169$62.0M
outflow2223Other flows - Northeast, DS8161,332$62.0M
inflow2223Cook County, IL8131,201$97.7M
outflow2223Alameda County, CA7891,043$70.1M
outflow2223Honolulu County, HI7891,529$56.1M
inflow2223Ventura County, CA7301,060$64.4M
outflow2223Harris County, TX7211,292$52.1M
inflow2223Other flows - Northeast, DS7211,037$58.1M
inflow2223Contra Costa County, CA650934$109.4M
outflow2223Cook County, IL619828$59.0M
inflow2223Imperial County, CA6191,037$37.3M
outflow2223Sacramento County, CA619931$46.6M
outflow2223Bexar County, TX6061,201$45.2M
inflow2223San Mateo County, CA600936$133.9M
inflow2223Foreign - Overseas, FR5981,110$63.9M
outflow2223New York County, NY586640$94.0M
outflow2223Ventura County, CA559942$41.4M
outflow2223Pima County, AZ546878$43.8M
outflow2223Travis County, TX530735$72.2M
inflow2223Harris County, TX511832$40.2M
inflow2223Santa Barbara County, CA478638$36.4M
outflow2223Imperial County, CA472867$26.4M
outflow2223Tarrant County, TX467866$36.8M
inflow2223Kitsap County, WA463979$32.2M
outflow2223Dallas County, TX460732$39.8M
inflow2223New York County, NY459603$143.2M
outflow2223Onslow County, NC4551,098$27.4M
inflow2223Kern County, CA441705$25.2M
outflow2223Virginia Beach city, VA440955$31.4M
outflow2223San Mateo County, CA439608$50.7M
inflow2223Pima County, AZ428683$32.2M
inflow2223Travis County, TX423573$58.7M
inflow2223Denver County, CO409518$44.6M
outflow2223Yuma County, AZ406841$27.9M
outflow2223Duval County, FL403773$27.9M
inflow2223Onslow County, NC392951$25.3M
outflow2223Contra Costa County, CA387570$34.0M
inflow2223Dallas County, TX386591$42.7M
inflow2223Bexar County, TX383690$21.9M
outflow2223Denver County, CO382455$32.6M
inflow2223Middlesex County, MA381568$58.9M
inflow2223Fresno County, CA378588$23.5M
outflow2223Multnomah County, OR377473$26.3M
inflow2223Multnomah County, OR368506$33.7M
inflow2223Virginia Beach city, VA365724$21.7M
outflow2223El Paso County, CO361682$23.9M
outflow2223Ada County, ID358677$39.8M
outflow2223Salt Lake County, UT353518$25.3M
inflow2223San Luis Obispo County, CA348446$22.7M
outflow2223Kern County, CA346646$21.8M
outflow2223Kings County, NY340390$28.6M
outflow2223Pierce County, WA323563$26.6M
inflow2223Duval County, FL310573$20.0M
inflow2223Monterey County, CA310488$14.7M
inflow2223Kings County, NY301394$31.4M
inflow2223Salt Lake County, UT298451$24.7M
outflow2223Collin County, TX298633$29.8M
inflow2223Sonoma County, CA295388$25.1M
outflow2223Fairfax County, VA294661$37.7M
outflow2223Fresno County, CA291480$17.6M
outflow2223Middlesex County, MA291429$27.6M
outflow2223Santa Barbara County, CA286421$25.6M
inflow2223Fairfax County, VA284485$31.0M
outflow2223Kitsap County, WA282597$21.6M
inflow2223Placer County, CA280374$20.8M
inflow2223Escambia County, FL276448$15.8M
inflow2223Tarrant County, TX272473$20.3M
outflow2223Hillsborough County, FL271484$25.9M
outflow2223Yavapai County, AZ271461$29.7M
inflow2223Suffolk County, MA267329$32.1M
inflow2223Snohomish County, WA264478$19.9M
outflow2223Pinal County, AZ261505$20.6M
inflow2223Yuma County, AZ260466$17.8M
outflow2223Miami-Dade County, FL260398$28.1M
outflow2223Williamson County, TX259525$33.0M
inflow2223Norfolk city, VA257476$15.9M
outflow2223Snohomish County, WA257453$18.9M
outflow2223San Luis Obispo County, CA256353$22.2M
inflow2223San Joaquin County, CA249375$15.5M
outflow2223Placer County, CA242389$24.4M
outflow2223Davidson County, TN241338$22.0M
outflow2223Washoe County, NV240350$27.0M
outflow2223Wake County, NC240438$24.7M
outflow2223District of Columbia, DC240314$23.9M
inflow2223District of Columbia, DC239301$30.2M
inflow2223Miami-Dade County, FL234364$19.7M
outflow2223Denton County, TX234469$33.1M
inflow2223Pierce County, WA230398$15.3M
outflow2223Monterey County, CA226385$21.3M
outflow2223Escambia County, FL225421$14.6M
outflow2223Mohave County, AZ225375$17.3M
inflow2223Hennepin County, MN221303$24.5M
inflow2223Washoe County, NV220312$21.1M
inflow2223Santa Cruz County, CA220285$15.7M
outflow2223Sonoma County, CA217305$17.8M
outflow2223Washington County, OR217343$15.2M
outflow2223Norfolk city, VA217403$13.7M
outflow2223Broward County, FL216324$20.8M
outflow2223El Paso County, TX215416$13.1M
inflow2223Solano County, CA214331$14.5M
inflow2223Stanislaus County, CA214284$12.1M
inflow2223Queens County, NY211310$16.3M
inflow2223Montgomery County, MD208343$24.4M
inflow2223El Paso County, CO207354$13.4M
outflow2223Clark County, WA203330$22.0M
outflow2223Utah County, UT202374$16.5M
inflow2223Lake County, IL201373$13.9M
inflow2223Washington County, OR200304$18.9M
outflow2223Arapahoe County, CO195298$13.7M
outflow2223San Joaquin County, CA192351$12.2M
outflow2223Orange County, FL191319$21.4M
inflow2223Philadelphia County, PA191259$23.4M
outflow2223Suffolk County, MA190215$14.1M
inflow2223Broward County, FL189262$13.1M
outflow2223Hennepin County, MN188290$15.3M
outflow2223Montgomery County, MD185314$19.8M
outflow2223Montgomery County, TX182371$15.6M
outflow2223Philadelphia County, PA182250$16.0M
inflow2223Marin County, CA180271$31.2M
outflow2223Chesapeake city, VA177424$12.1M
inflow2223Kings County, CA176357$9.9M
outflow2223Spokane County, WA176266$13.5M
inflow2223El Paso County, TX175328$9.8M
outflow2223Deschutes County, OR175259$17.5M
outflow2223Jefferson County, CO174252$16.2M
inflow2223Arapahoe County, CO170267$16.4M
outflow2223Prince William County, VA169415$14.7M
outflow2223Mecklenburg County, NC168269$18.2M
outflow2223Palm Beach County, FL167298$31.0M
inflow2223Anne Arundel County, MD165297$12.6M
inflow2223Franklin County, OH165225$11.9M
inflow2223Allegheny County, PA165224$15.1M
inflow2223Collin County, TX164247$18.0M
outflow2223Solano County, CA161240$9.2M
inflow2223Jefferson County, CO160208$12.7M
inflow2223Orange County, FL160253$10.4M
outflow2223Bernalillo County, NM160249$11.1M
inflow2223Yolo County, CA159203$17.4M
outflow2223Lake County, IL157320$12.0M
inflow2223Arlington County, VA156237$19.1M
inflow2223Ada County, ID156244$13.2M
outflow2223Boulder County, CO156211$17.6M
outflow2223Fulton County, GA155221$17.4M
outflow2223Santa Cruz County, CA154202$14.1M
inflow2223Tulare County, CA152256$7.2M
inflow2223Fulton County, GA151197$14.2M
outflow2223Tulare County, CA150300$8.2M
inflow2223Santa Rosa County, FL148229$10.6M
outflow2223Pinellas County, FL148226$19.1M
inflow2223Hillsborough County, FL147233$11.5M
inflow2223Wake County, NC144229$15.7M
outflow2223Arlington County, VA143215$13.8M
outflow2223Beaufort County, SC143336$13.4M
outflow2223Allegheny County, PA143195$11.3M
outflow2223Anne Arundel County, MD142317$12.6M
inflow2223Suffolk County, NY141202$9.2M
inflow2223Boulder County, CO141186$17.7M
outflow2223Larimer County, CO140190$11.8M
inflow2223El Dorado County, CA137175$9.8M
inflow2223Palm Beach County, FL137186$11.3M
outflow2223Kings County, CA136276$7.1M
inflow2223Bernalillo County, NM135191$10.1M
outflow2223Yolo County, CA134156$7.6M
inflow2223Chesapeake city, VA133312$9.3M
outflow2223Lane County, OR133196$9.3M
outflow2223Douglas County, CO131242$15.3M
outflow2223Island County, WA129262$11.8M
outflow2223Marin County, CA129190$18.8M
inflow2223Butte County, CA129169$8.5M
outflow2223Queens County, NY128175$8.6M
outflow2223El Dorado County, CA127210$11.8M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for San Diego County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals10,748.0
2023PurchaseNo CharacteristicAll Appraisals0.5
2023RefinanceNo CharacteristicAll Appraisals4,339.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals15,087.0
2023PurchaseNo CharacteristicAll Appraisals0.4
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals985,000.0
2023BothNo CharacteristicAll Appraisals985,000.0
2023PurchaseNo CharacteristicAll Appraisals985,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals982,500.0
2022PurchaseNo CharacteristicAll Appraisals0.5
2022PurchaseNo CharacteristicAll Appraisals975,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals12,357.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.4
2022RefinanceNo CharacteristicAll Appraisals1,000,000.0
2022BothNo CharacteristicAll Appraisals27,849.0
2022PurchaseNo CharacteristicAll Appraisals15,492.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals950,000.0
2021BothNo CharacteristicAll Appraisals65,685.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals20,913.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021RefinanceNo CharacteristicAll Appraisals44,772.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals905,000.0
2021PurchaseNo CharacteristicAll Appraisals0.4
2021PurchaseNo CharacteristicAll Appraisals855,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals69,112.0
2020PurchaseNo CharacteristicAll Appraisals18,577.0
2020PurchaseNo CharacteristicAll Appraisals0.4
2020BothNo CharacteristicAll Appraisals750,000.0
2020RefinanceNo CharacteristicAll Appraisals760,000.0
2020RefinanceNo CharacteristicAll Appraisals50,535.0
2020PurchaseNo CharacteristicAll Appraisals725,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.5
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals670,000.0
2019PurchaseNo CharacteristicAll Appraisals17,766.0
2019PurchaseNo CharacteristicAll Appraisals0.5
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals675,000.0
2019BothNo CharacteristicAll Appraisals51,539.0
2019RefinanceNo CharacteristicAll Appraisals33,773.0
2019PurchaseNo CharacteristicAll Appraisals665,000.0
2019PurchaseNo CharacteristicAll Appraisals0.5
2018RefinanceNo CharacteristicAll Appraisals615,000.0
2018BothNo CharacteristicAll Appraisals36,438.0
2018PurchaseNo CharacteristicAll Appraisals17,681.0
2018RefinanceNo CharacteristicAll Appraisals18,757.0
2018BothNo CharacteristicAll Appraisals640,000.0
2018PurchaseNo CharacteristicAll Appraisals665,000.0
2018PurchaseNo CharacteristicAll Appraisals0.5
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.5
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals590,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.5
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals45,123.0
2017PurchaseNo CharacteristicAll Appraisals18,120.0
2017PurchaseNo CharacteristicAll Appraisals630,000.0
2017RefinanceNo CharacteristicAll Appraisals27,003.0
2017PurchaseNo CharacteristicAll Appraisals0.4
2017BothNo CharacteristicAll Appraisals605,000.0
2016PurchaseNo CharacteristicAll Appraisals16,355.0
2016RefinanceNo CharacteristicAll Appraisals570,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals575,000.0
2016PurchaseNo CharacteristicAll Appraisals0.4
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals570,000.0
2016PurchaseNo CharacteristicAll Appraisals1.1
2016PurchaseNo CharacteristicAll Appraisals0.5
2016BothNo CharacteristicAll Appraisals66,189.0
2016RefinanceNo CharacteristicAll Appraisals49,834.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals540,000.0
2015PurchaseNo CharacteristicAll Appraisals0.5
2015RefinanceNo CharacteristicAll Appraisals530,000.0
2015BothNo CharacteristicAll Appraisals54,508.0
2015RefinanceNo CharacteristicAll Appraisals38,544.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.4
2015PurchaseNo CharacteristicAll Appraisals15,964.0
2015BothNo CharacteristicAll Appraisals533,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals510,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for San Diego County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-051,644,7331,580,99163,7423.9%
2026-041,653,9451,585,84168,1044.1%
2026-031,663,6361,592,22871,4084.3%
2026-021,668,0391,592,30775,7324.5%
2026-011,651,5131,574,35077,1634.7%
2025-121,668,6921,594,85173,8414.4%
2025-111,676,0331,595,95780,0764.8%
2025-091,675,4141,593,17282,2424.9%
2025-081,669,3361,584,49284,8445.1%
2025-071,674,4101,590,38984,0215.0%
2025-061,663,5571,584,85878,6994.7%
2025-051,662,1141,593,97268,1424.1%
2025-041,668,2261,598,92069,3064.2%
2025-031,680,2441,607,28072,9644.3%
2025-021,675,9581,601,30174,6574.5%
2025-011,668,1261,592,41375,7134.5%
2024-121,666,1381,597,28068,8584.1%
2024-111,669,8941,596,07473,8204.4%
2024-101,663,9871,590,52273,4654.4%
2024-091,665,3671,593,76271,6054.3%
2024-081,666,1311,585,76280,3694.8%
2024-071,671,6201,592,19379,4274.8%
2024-061,652,1411,579,15872,9834.4%
2024-051,645,4251,586,04159,3843.6%
2024-041,651,7061,589,59862,1083.8%
2024-031,667,2451,599,13968,1064.1%
2024-021,660,1581,588,93171,2274.3%
2024-011,648,7211,577,89770,8244.3%
2023-121,647,8151,583,27264,5433.9%
2023-111,658,0991,592,23765,8624.0%
2023-101,649,0591,581,59067,4694.1%
2023-091,651,8721,586,39465,4784.0%
2023-081,650,5731,581,73968,8344.2%
2023-071,646,7621,583,83762,9253.8%
2023-061,630,9231,569,42261,5013.8%
2023-051,633,5311,581,63151,9003.2%
2023-041,630,0851,579,80650,2793.1%
2023-031,648,6631,592,06056,6033.4%
2023-021,637,7181,579,11558,6033.6%
2023-011,625,3401,567,13358,2073.6%
2022-121,625,5981,576,69248,9063.0%
2022-111,626,3291,572,98353,3463.3%
2022-101,625,3391,572,25353,0863.3%
2022-091,619,9621,569,65850,3043.1%
2022-081,614,3921,558,28256,1103.5%
2022-071,610,5281,556,45154,0773.4%
2022-061,606,1361,551,16654,9703.4%
2022-051,607,8681,562,49545,3732.8%
2022-041,600,7881,550,74950,0393.1%
2022-031,617,1531,559,71857,4353.6%
2022-021,609,6021,545,00064,6024.0%
2022-011,602,9041,529,60273,3024.6%
2021-121,596,6691,530,48766,1824.1%
2021-111,600,3401,527,48972,8514.6%
2021-101,594,0821,512,44581,6375.1%
2021-091,589,6261,503,96385,6635.4%
2021-081,585,8191,484,433101,3866.4%
2021-071,587,1281,479,808107,3206.8%
2021-061,570,7911,457,004113,7877.2%
2021-051,561,1101,459,640101,4706.5%
2021-041,555,7761,444,991110,7857.1%
2021-031,562,8541,449,116113,7387.3%
2021-021,558,0521,438,327119,7257.7%
2021-011,542,4141,414,635127,7798.3%
2020-121,542,8071,418,055124,7528.1%
2020-111,547,8321,426,638121,1947.8%
2020-101,555,9221,429,226126,6968.1%
2020-091,556,5471,411,551144,9969.3%
2020-081,557,5651,399,924157,64110.1%
2020-071,575,1061,384,084191,02212.1%
2020-061,575,9771,370,293205,68413.1%
2020-051,526,1051,288,635237,47015.6%
2020-041,550,6001,305,882244,71815.8%
2020-031,604,7111,531,03873,6734.6%
2020-021,628,7821,578,35150,4313.1%
2020-011,613,7261,560,01653,7103.3%
2019-121,614,6741,568,02546,6492.9%
2019-111,617,4301,568,85348,5773.0%
2019-101,616,8671,568,19648,6713.0%
2019-091,610,4731,563,73046,7432.9%
2019-081,607,5151,553,50554,0103.4%
2019-071,616,7611,560,41056,3513.5%
2019-061,601,1691,548,25852,9113.3%
2019-051,597,6851,554,13043,5552.7%
2019-041,596,2501,550,67445,5762.9%
2019-031,617,3311,562,61054,7213.4%
2019-021,620,7761,566,28554,4913.4%
2019-011,614,3451,552,59261,7533.8%
2018-121,613,4421,561,32352,1193.2%
2018-111,614,8521,563,32751,5253.2%
2018-101,612,2791,559,90652,3733.2%
2018-091,608,4151,557,26251,1533.2%
2018-081,603,7781,548,43355,3453.5%
2018-071,617,7501,561,74256,0083.5%
2018-061,606,5511,550,52656,0253.5%
2018-051,602,3781,557,80744,5712.8%
2018-041,599,2051,550,95148,2543.0%
2018-031,612,5961,559,76052,8363.3%
2018-021,612,8961,557,11955,7773.5%
2018-011,599,5311,541,26358,2683.6%

BEA Personal Income

2024$278.13B3,298,799$84K
2023$262.61B3,285,890$80K
2022$246.46B3,283,755$75K
2021$240.06B3,274,244$73K
2020$222.76B3,301,182$67K
2019$204.63B3,297,378$62K
2018$194.95B3,302,976$59K
2017$187.63B3,293,086$57K
2016$180.84B3,283,104$55K
2015$174.08B3,262,051$53K
2014$164.69B3,234,108$51K
2013$155.65B3,199,163$49K
2012$151.09B3,167,098$48K
2011$144.48B3,132,770$46K
2010$136.16B3,102,369$44K
2009$131.28B3,061,203$43K
2008$135.32B3,022,116$45K
2007$131.98B2,975,742$44K
2006$128.13B2,947,289$43K
2005$121.82B2,938,375$41K
2004$116.70B2,930,007$40K
2003$108.14B2,914,702$37K
2002$102.40B2,900,355$35K
2001$98.12B2,869,672$34K
2000$95.23B2,827,366$34K
1999$86.90B2,789,593$31K
1998$79.98B2,736,720$29K
1997$72.19B2,692,600$27K
1996$67.79B2,651,549$26K
1995$63.60B2,623,697$24K
1994$60.83B2,614,685$23K
1993$59.11B2,599,776$23K
1992$57.79B2,593,126$22K
1991$22K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in San Diego County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-04-09$0$0$0No
2026-02-19$0No
2026-02-16$13K$13K$0Yes
2026-02-09$0$0$0Yes
2026-02-03$0No
2026-01-06$48K$47K$1KYes
2026-01-02$0$0$0No
2026-01-02$53K$53K$0No
2026-01-02$281K$281K$0No
2026-01-02$0$0$0No
2026-01-02$0$0$0No
2026-01-02$153K$153K$0No
2026-01-01$140K$119K$22KYes
2026-01-01$113K$113K$0Yes
2026-01-01$43K$40K$3KYes
2026-01-01$335K$335K$0No
2026-01-01$258K$258K$0No
2026-01-01$250K$250K$0No
2026-01-01$357K$167K$190KNo
2026-01-01$25K$25K$0No
2026-01-01$5K$0$5KNo
2026-01-01$17K$17K$0Yes
2026-01-01$221K$221K$0No
2026-01-01$52K$52K$0Yes
2025-11-24$0Yes
2025-09-01$0$0$0No
2025-03-16$0$0$0No
2025-03-06$11K$11K$0Yes
2025-03-06$167K$167K$0No
2025-03-06$97K$61K$37KNo
2025-03-06$103K$103K$0No
2025-03-06$0$0$0Yes
2025-02-14$0No
2024-12-12$0$0$0No
2024-10-09$0Yes
2024-10-04$0$0$0No
2024-09-18$0$0$0Yes
2024-09-09$0$0$0No
2024-07-09$0Yes
2024-05-24$0$0$0No
2024-03-30$11K$11K$0Yes
2024-03-20$0$0$0No
2024-03-06$0Yes
2024-02-21$107K$75K$32KYes
2024-02-07$72K$57K$15KYes
2024-02-06$0$0$0Yes
2024-02-06$622.72$622.72$0Yes
2024-02-06$0No
2024-02-06$10K$10K$0No
2024-02-06$2K$2K$0Yes
2024-02-05$8K$8K$0Yes
2024-02-05$0$0$0No
2024-02-05$0$0$0No
2024-02-04$0Yes
2024-01-30$25K$25K$0Yes
2024-01-26$36K$35K$1KYes
2024-01-24$0No
2024-01-24$3K$3K$0Yes
2024-01-23$145K$145K$0No
2024-01-23$101K$101K$0No
2024-01-23$0Yes
2024-01-23$71K$71K$0No
2024-01-23$23K$22K$1KYes
2024-01-23$8K$8K$0Yes
2024-01-23$60K$60K$0No
2024-01-23$66K$38K$28KYes
2024-01-22$0Yes
2024-01-22$66K$66K$0No
2024-01-22$293K$293K$0No
2024-01-22$76K$72K$4KYes
2024-01-22$70K$70K$0No
2024-01-22$336K$250K$86KYes
2024-01-22$76K$59K$17KYes
2024-01-22$90K$90K$0Yes
2024-01-22$52K$47K$5KYes
2024-01-22$142K$112K$30KYes
2024-01-22$23K$18K$6KYes
2024-01-22$71K$71K$0No
2024-01-22$190K$190K$0No
2024-01-22$53K$53K$0No
2024-01-22$15K$15K$464.67No
2024-01-22$9K$9K$0Yes
2024-01-22$500K$500K$0No
2024-01-22$10K$10K$0Yes
2024-01-22$5K$5K$0No
2024-01-22$149K$149K$0Yes
2024-01-22$100K$95K$4KNo
2024-01-22$98K$98K$0Yes
2024-01-22$0Yes
2024-01-22$3K$0$3KNo
2024-01-22$56K$56K$0No
2024-01-22$128K$108K$20KNo
2024-01-22$21K$21K$0Yes
2024-01-22$114K$114K$0Yes
2024-01-22$21K$17K$3KYes
2024-01-22$68K$68K$0No
2024-01-22$39K$29K$11KYes
2024-01-22$0$0$0Yes
2024-01-22$107K$107K$0No
2024-01-22$179K$169K$10KYes

ALSO CHECKED

18 more data areas were checked for San Diego County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the CA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN SAN DIEGO COUNTYOpens the loan explorer already filtered to county FIPS 06073.

See the California state market profile for the statewide picture, the California state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.