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State markets/Colorado/Denver County

COUNTY MORTGAGE MARKET · FIPS 08031

Denver County, Colorado

Who lends in Denver County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$7.16B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

14,513

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

15.7%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

554

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 554 lenders that originated in Denver County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

260

unconcentrated

Top-5 lender share

26.0%

of originations

Purchase

63.9%

7,747 loans

Refinance

36.1%

4,375 loans

Origination trend

Annual mortgage origination volume and loan count in Denver County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Denver County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Denver County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR DENVER COUNTY →

TOP TEN LENDERS IN DENVER COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,825$886.5M$886.5M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
662$262.3M$262.3M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
312$260.5M$260.5M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
6$241.3M$241.3M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
448$207.3M$207.3M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
330$182.9M$182.9M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
357$150.7M$150.7M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
304$148.4M$148.4M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
244$118.3M$118.3M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
190$117.6M$117.6M originated in Denver County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Denver County

All 41 ZIP Code Tabulation Areas that touch Denver County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
41 OF 41 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1111 of the 16 Denver County tracts this ZIP area touches sit mostly inside it.56,15276.7%10,062——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Denver County tracts this ZIP area touches sit mostly inside it.47,90388.2%7,497——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 12 Denver County tracts this ZIP area touches sit mostly inside it.44,76632.6%10,842——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 13 Denver County tracts this ZIP area touches sit mostly inside it.40,09844.0%6,599——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 12 Denver County tracts this ZIP area touches sit mostly inside it.38,00932.8%7,746——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 14 Denver County tracts this ZIP area touches sit mostly inside it.36,21119.8%8,443——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 9 Denver County tracts this ZIP area touches sit mostly inside it.33,60965.1%6,150——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Denver County tracts this ZIP area touches sit mostly inside it.33,08481.9%7,447——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 20 Denver County tracts this ZIP area touches sit mostly inside it.31,94555.5%4,230——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 Denver County tracts this ZIP area touches sit mostly inside it.29,40432.1%6,188——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 13 Denver County tracts this ZIP area touches sit mostly inside it.29,08922.7%5,835——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Denver County tracts this ZIP area touches sit mostly inside it.24,95815.2%6,482——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Denver County tracts this ZIP area touches sit mostly inside it.24,59563.7%3,309——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Denver County tracts this ZIP area touches sit mostly inside it.23,48231.1%4,718——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Denver County tracts this ZIP area touches sit mostly inside it.22,42919.3%5,043——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Denver County tracts this ZIP area touches sit mostly inside it.20,31426.4%6,311——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Denver County tracts this ZIP area touches sit mostly inside it.20,04535.9%4,863——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Denver County tracts this ZIP area touches sit mostly inside it.19,95843.0%4,371——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 16 Denver County tracts this ZIP area touches sit mostly inside it.18,43927.0%1,878——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 14 Denver County tracts this ZIP area touches sit mostly inside it.16,88132.8%3,372——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Denver County tracts this ZIP area touches sit mostly inside it.15,92353.3%3,585——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 12 Denver County tracts this ZIP area touches sit mostly inside it.15,19824.8%2,142——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Denver County tracts this ZIP area touches sit mostly inside it.14,08850.2%3,639——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Denver County tracts this ZIP area touches sit mostly inside it.11,79430.8%3,474——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 9 Denver County tracts this ZIP area touches sit mostly inside it.11,76940.6%3,867——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Denver County tracts this ZIP area touches sit mostly inside it.8,98650.4%2,281——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Denver County tracts this ZIP area touches sit mostly inside it.8,90635.1%2,175——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 8 Denver County tracts this ZIP area touches sit mostly inside it.7,09637.1%896——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Denver County tract this ZIP area touches sit mostly inside it.4,43172.6%0——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Denver County tracts this ZIP area touches sit mostly inside it.3,91357.4%860——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Denver County tracts this ZIP area touches sit mostly inside it.2,04730.2%867——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 5 tracts of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Denver County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

178 of Denver County’s 178 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Denver County

All 178 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

178 OF 178 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper127.8%3,62226.3%OPEN →
Moderate73.4%3,91357.4%OPEN →
Moderate70.1%4,04255.2%OPEN →
Upper152.2%5,77923.0%OPEN →
Upper137.6%4,41223.6%OPEN →
Middle105.6%5,47920.4%OPEN →
Middle106.9%3,17436.6%OPEN →
Upper168.5%3,68228.2%OPEN →
—0.0%2,95623.2%OPEN →
Upper162.0%2,01422.9%OPEN →
—0.0%2,26943.4%OPEN →
Middle117.0%3,64829.2%OPEN →
Upper137.8%4,74228.6%OPEN →
Middle106.6%2,60338.9%OPEN →
Middle112.9%2,71548.1%OPEN →
Middle90.5%3,13455.1%OPEN →
Middle99.8%2,87255.0%OPEN →
Low20.6%1,12786.8%OPEN →
Moderate56.0%5,34574.7%OPEN →
Low49.8%5,78075.7%OPEN →
Moderate50.6%4,71175.9%OPEN →
Moderate74.5%3,26968.4%OPEN →
—0.0%3,68380.5%OPEN →
Middle92.2%2,74353.6%OPEN →
Upper139.0%5,27425.3%OPEN →
Moderate56.8%4,83474.2%OPEN →
Low45.1%3,75971.7%OPEN →
Moderate59.2%5,93577.9%OPEN →
Moderate50.8%4,04875.6%OPEN →
Moderate78.1%3,37434.4%OPEN →
Moderate51.3%4,58064.7%OPEN →
Middle82.9%2,99533.8%OPEN →
Upper157.4%5,16724.1%OPEN →
—0.0%6,61334.8%OPEN →
Upper126.5%3,48716.8%OPEN →
Upper124.3%2,38330.0%OPEN →
Upper236.7%4,40122.0%OPEN →
—0.0%2,44931.9%OPEN →
Upper242.3%2,47828.9%OPEN →
Moderate50.1%3,30643.3%OPEN →
Moderate63.7%3,90363.0%OPEN →
Upper171.3%4,05333.4%OPEN →
Upper125.1%3,07833.1%OPEN →
Middle100.3%3,11428.0%OPEN →
Middle94.8%4,97544.2%OPEN →
Middle110.2%1,97141.0%OPEN →
Upper155.4%1,41544.2%OPEN →
Middle89.7%4,52646.1%OPEN →
Upper128.7%2,83526.7%OPEN →
Upper153.0%3,25027.6%OPEN →
Upper136.6%2,09737.8%OPEN →
Middle87.6%2,42331.1%OPEN →
Moderate68.8%2,67525.5%OPEN →
Upper141.0%3,28623.4%OPEN →
Middle83.7%2,99620.4%OPEN →
Moderate69.0%3,01127.1%OPEN →
Moderate70.6%2,28423.8%OPEN →
Middle116.0%3,21720.0%OPEN →
Middle110.3%4,70823.0%OPEN →
Upper129.1%2,20917.0%OPEN →
Middle98.2%3,78418.3%OPEN →
Middle115.8%3,83917.8%OPEN →
Upper157.7%4,21113.8%OPEN →
Upper128.7%2,74919.1%OPEN →
Moderate78.6%3,18823.9%OPEN →
Upper155.8%6,30822.4%OPEN →
Upper149.0%3,14417.2%OPEN →
Upper175.1%3,64415.8%OPEN →
Middle106.9%1,70133.2%OPEN →
Upper147.9%4,08233.4%OPEN →
Middle114.3%3,42919.3%OPEN →
Upper242.3%3,10011.2%OPEN →
Middle84.6%2,15927.4%OPEN →
Upper179.8%3,19617.7%OPEN →
Upper167.5%3,32914.7%OPEN →
Upper184.8%2,99811.6%OPEN →
Upper196.3%4,86013.6%OPEN →
Moderate53.8%3,23886.5%OPEN →
Moderate50.7%2,72787.6%OPEN →
Low43.2%4,23657.2%OPEN →
Moderate53.3%4,33767.1%OPEN →
Moderate79.2%3,58349.8%OPEN →
Upper136.6%3,74625.0%OPEN →
Middle100.6%4,75923.1%OPEN →
—0.0%3,27623.2%OPEN →
—0.0%3,66616.1%OPEN →
Upper180.4%3,97018.3%OPEN →
Upper181.9%5,26615.8%OPEN →
Upper179.6%4,60618.6%OPEN →
Upper130.6%3,44813.0%OPEN →
Middle101.2%4,40822.5%OPEN →
Middle118.0%1,96820.6%OPEN →
Middle86.9%3,75125.4%OPEN →
Upper206.8%5,37320.2%OPEN →
Moderate52.0%4,80270.4%OPEN →
Moderate68.2%4,08170.9%OPEN →
Upper152.7%5,49436.3%OPEN →
Upper120.1%4,51951.2%OPEN →
Upper169.2%7,60425.7%OPEN →
Upper138.6%3,28434.4%OPEN →
Upper172.6%5,54136.6%OPEN →
Upper163.4%6,84835.8%OPEN →
Upper153.7%6,12730.9%OPEN →
Upper132.7%1,75626.6%OPEN →
Upper165.6%4,90618.8%OPEN →
Upper154.2%4,46728.1%OPEN →
Middle104.0%2,69920.8%OPEN →
Upper242.3%4,34113.8%OPEN →
Upper160.3%6,09227.6%OPEN →
Middle113.3%1,98830.8%OPEN →
Middle93.2%4,13228.8%OPEN →
Upper121.8%3,63323.0%OPEN →
Upper137.9%2,34722.4%OPEN →
Moderate68.3%4,27454.0%OPEN →
Low49.9%5,88769.6%OPEN →
Upper163.0%3,96531.2%OPEN →
Upper122.6%4,94138.2%OPEN →
Low41.6%4,30387.9%OPEN →
Low44.0%3,88184.6%OPEN →
Low30.7%4,54988.7%OPEN →
Low32.2%3,61086.4%OPEN →
Moderate71.6%5,66672.2%OPEN →
Moderate51.5%6,68879.7%OPEN →
Moderate62.4%5,32464.5%OPEN →
Middle87.0%6,17265.4%OPEN →
Middle96.8%3,07757.1%OPEN →
Middle90.4%2,86936.6%OPEN →
Middle88.5%2,74440.2%OPEN →
Moderate58.9%4,68747.9%OPEN →
Middle95.6%3,50626.7%OPEN →
Moderate56.5%3,47041.2%OPEN →
Middle90.7%3,33826.5%OPEN →
Middle89.9%1,85925.9%OPEN →
Moderate66.3%1,86851.9%OPEN →
Middle98.1%5,07141.4%OPEN →
Middle105.8%4,28227.8%OPEN →
Upper129.7%3,77624.6%OPEN →
Moderate65.3%5,92842.7%OPEN →
Middle96.8%3,93223.9%OPEN →
Moderate63.4%4,55052.5%OPEN →
Moderate67.8%5,40951.8%OPEN →
Upper160.9%2,01721.6%OPEN →
Middle88.3%5,51132.9%OPEN →
Middle117.5%2,04826.9%OPEN →
Middle116.3%4,22138.2%OPEN →
Middle85.3%3,63846.7%OPEN →
Middle91.4%2,47539.6%OPEN →
Low47.4%4,43172.6%OPEN →
Middle87.0%3,73033.0%OPEN →
Low43.0%4,12871.4%OPEN →
Moderate67.1%4,92149.8%OPEN →
Low39.4%1,54262.1%OPEN →
Moderate70.3%3,49720.4%OPEN →
Moderate68.6%3,84692.2%OPEN →
Moderate58.1%4,25392.6%OPEN →
Moderate50.6%6,00592.4%OPEN →
Moderate63.7%8,13392.1%OPEN →
Moderate78.5%4,66493.2%OPEN →
Middle83.1%6,22093.1%OPEN →
Moderate74.0%14,77378.3%OPEN →
Middle90.6%13,33679.5%OPEN →
Middle83.6%9,00084.4%OPEN →
Moderate76.6%7,85584.4%OPEN →
Moderate78.2%6,68252.8%OPEN →
Middle107.8%2,30443.4%OPEN →
Middle93.7%2,04730.2%OPEN →
Middle112.8%5,12127.8%OPEN →
Moderate75.8%4,01434.1%OPEN →
Moderate63.6%2,65931.5%OPEN →
Moderate68.6%3,69733.2%OPEN →
Middle86.1%4,48735.1%OPEN →
Moderate62.9%3,39941.2%OPEN →
Moderate69.9%6,61882.9%OPEN →
Moderate69.7%5,90761.9%OPEN →
Moderate54.6%2,89378.1%OPEN →
—0.0%00.0%OPEN →
—0.0%988.9%OPEN →
—0.0%25227.0%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

718,877

Median household income

$94,718

Median home value

$616,000

Median gross rent

$1,831

per month

Owner-occupied

48.8%

of occupied units

Housing units

359,581

6.7% vacant

Poverty rate

11.2%

Unemployment

4.9%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 95.2

Social vulnerability

Very Low

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Relatively High · Hail Very High · Strong wind Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

59

Declarations recorded

11

Incident types on record: Biological, Coastal Storm, Fire, Flood, Snowstorm, Tornado.

Everything we hold on Denver County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Denver County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Denver County →Every reported application and origination in FIPS 08031, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Denver County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

466

—

Purchase share

45.3%

211 loans

IRRRL refinances

201

Cash-out refinances

54

2026466—21120154
2025497—28612982
2024422—3055562
2023382—306472
2022——345152268
20212,031—4401,308283
20201,979—4961,131352
2019976—440217319
2018965—449119397
20171,361—508373480
20161,322—505433384
20151,188—492366330

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Denver County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Denver County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

1,027

+17.8% vs 2024

Multifamily · 2025

3,700

+18.5% vs 2024

Total authorized · 2025

4,727

+18.4% vs 2024

Permit valuation · 2025

$1B

authorized construction value

Units authorized by year

Denver County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05K10K15K20K19901992199419961998200020022004200620082010201220142016201820202022202420254,727 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Denver County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Arapahoe County, CO8,74813,955$751.3M
inflow2223Arapahoe County, CO7,82911,897$801.1M
outflow2223Jefferson County, CO7,25510,103$696.8M
outflow2223Adams County, CO5,1108,468$321.4M
inflow2223Jefferson County, CO5,0516,863$376.4M
inflow2223Adams County, CO3,6265,734$218.5M
outflow2223Douglas County, CO2,3073,524$265.0M
inflow2223Other flows - South, DS1,9402,559$114.8M
outflow2223Other flows - South, DS1,8232,697$143.0M
inflow2223Douglas County, CO1,5862,061$149.8M
inflow2223Other flows - Midwest, DS1,5031,806$84.9M
outflow2223Other flows - Midwest, DS1,4312,001$105.0M
inflow2223Boulder County, CO1,3001,480$95.5M
outflow2223Boulder County, CO1,0361,376$134.5M
inflow2223El Paso County, CO8651,085$58.4M
inflow2223Cook County, IL835990$98.6M
inflow2223Other flows - West, DS8241,052$59.7M
outflow2223Other flows - West, DS8131,109$80.4M
outflow2223Other flows - Northeast, DS7871,056$77.4M
inflow2223Other flows - Northeast, DS781873$49.3M
inflow2223Larimer County, CO741856$44.6M
outflow2223El Paso County, CO7261,040$46.5M
inflow2223Los Angeles County, CA646848$65.2M
outflow2223Larimer County, CO575755$47.2M
inflow2223Maricopa County, AZ571737$48.2M
outflow2223Weld County, CO543877$36.6M
outflow2223Los Angeles County, CA530648$55.1M
outflow2223Cook County, IL520626$71.4M
outflow2223Maricopa County, AZ488680$52.9M
inflow2223Travis County, TX455558$52.3M
outflow2223Broomfield County, CO444570$40.3M
inflow2223Broomfield County, CO433524$33.1M
inflow2223Harris County, TX421560$46.7M
inflow2223Weld County, CO415565$23.0M
outflow2223San Diego County, CA409518$44.6M
outflow2223King County, WA405478$45.3M
inflow2223Dallas County, TX394488$41.4M
inflow2223San Diego County, CA382455$32.6M
inflow2223King County, WA349431$53.8M
inflow2223New York County, NY328396$58.9M
outflow2223New York County, NY312345$41.5M
inflow2223Hennepin County, MN308357$27.0M
inflow2223Orange County, CA288354$28.7M
outflow2223Harris County, TX264411$49.6M
outflow2223Travis County, TX264305$29.2M
inflow2223District of Columbia, DC257294$32.4M
outflow2223Foreign - Overseas, FR251408$31.3M
inflow2223Clark County, NV239338$15.6M
inflow2223Fulton County, GA236286$25.4M
outflow2223Dallas County, TX234315$45.6M
inflow2223Middlesex County, MA225247$17.6M
inflow2223Kings County, NY221271$28.5M
outflow2223Kings County, NY214235$19.6M
inflow2223San Francisco County, CA212288$46.6M
inflow2223Miami-Dade County, FL203259$25.7M
outflow2223Hennepin County, MN202253$19.3M
inflow2223Santa Clara County, CA194256$27.9M
outflow2223Summit County, CO183249$34.4M
outflow2223Multnomah County, OR180228$15.9M
inflow2223Tarrant County, TX178225$20.6M
inflow2223Franklin County, OH178200$13.4M
outflow2223San Francisco County, CA175207$24.1M
outflow2223Clark County, NV175247$26.7M
inflow2223Mecklenburg County, NC175201$16.3M
inflow2223Multnomah County, OR170190$17.9M
outflow2223Orange County, CA165226$18.4M
inflow2223Salt Lake County, UT163200$13.5M
inflow2223Summit County, CO161232$24.7M
inflow2223Bernalillo County, NM161223$14.2M
inflow2223Davidson County, TN159190$22.4M
inflow2223Suffolk County, MA158176$18.1M
inflow2223Dane County, WI153172$11.1M
inflow2223Bexar County, TX152189$9.0M
inflow2223Orange County, FL149190$9.7M
inflow2223Hillsborough County, FL146164$9.9M
inflow2223Pima County, AZ142179$11.5M
outflow2223Eagle County, CO140206$45.3M
inflow2223Fairfax County, VA140163$12.8M
inflow2223Eagle County, CO140182$9.6M
inflow2223Pueblo County, CO137182$6.5M
inflow2223Arlington County, VA135152$15.7M
inflow2223Alameda County, CA133169$18.6M
outflow2223Miami-Dade County, FL132165$14.1M
outflow2223Mesa County, CO132194$14.7M
inflow2223Philadelphia County, PA131157$11.9M
outflow2223District of Columbia, DC129155$11.9M
inflow2223Allegheny County, PA128145$10.0M
inflow2223DuPage County, IL128144$11.6M
outflow2223Salt Lake County, UT127165$13.0M
inflow2223Milwaukee County, WI127144$12.0M
inflow2223Palm Beach County, FL127147$10.0M
inflow2223St. Louis County, MO126155$13.2M
inflow2223Jackson County, MO125151$9.1M
inflow2223Marion County, IN124155$8.6M
inflow2223Foreign - Overseas, FR123185$12.2M
outflow2223Tarrant County, TX122193$10.1M
inflow2223Montgomery County, MD122148$11.5M
inflow2223Broward County, FL121162$10.1M
inflow2223Wake County, NC121151$10.8M
outflow2223Mecklenburg County, NC120152$12.8M
inflow2223Johnson County, KS120141$8.7M
inflow2223Collin County, TX119153$9.7M
outflow2223Pueblo County, CO118174$5.4M
inflow2223El Paso County, TX117194$4.8M
outflow2223Middlesex County, MA116151$13.1M
inflow2223Denton County, TX116150$8.5M
inflow2223Oakland County, MI116140$11.8M
outflow2223Bernalillo County, NM113153$7.0M
outflow2223Palm Beach County, FL113158$14.9M
inflow2223Douglas County, NE113128$6.3M
outflow2223Broward County, FL111155$18.1M
outflow2223Bexar County, TX110172$8.6M
inflow2223Pinellas County, FL109129$9.5M
inflow2223Honolulu County, HI108144$6.1M
outflow2223Davidson County, TN107126$9.4M
outflow2223Fulton County, GA105135$10.6M
outflow2223Alameda County, CA104140$11.5M
outflow2223Hillsborough County, FL101150$9.9M
outflow2223Suffolk County, MA100116$10.1M
outflow2223Philadelphia County, PA99126$8.8M
inflow2223Cuyahoga County, OH98104$7.4M
outflow2223Pinellas County, FL95124$8.6M
inflow2223Lake County, IL94108$9.9M
inflow2223Oklahoma County, OK92126$6.6M
inflow2223Hamilton County, OH9197$7.4M
outflow2223Wake County, NC91134$9.1M
inflow2223DeKalb County, GA90135$11.1M
outflow2223Pima County, AZ89123$7.6M
outflow2223St. Louis County, MO88129$9.4M
inflow2223St. Louis city, MO8795$7.5M
outflow2223El Paso County, TX87162$3.6M
outflow2223Allegheny County, PA87120$8.3M
inflow2223Western Connecticut Planning Regi, CT8693$7.0M
inflow2223Duval County, FL86109$6.4M
inflow2223Suffolk County, NY8489$8.8M
outflow2223Collin County, TX84117$8.2M
outflow2223Riverside County, CA84127$10.2M
inflow2223Mesa County, CO83102$3.4M
outflow2223Honolulu County, HI83111$5.4M
outflow2223Routt County, CO83113$13.0M
outflow2223Jackson County, MO8298$5.9M
inflow2223Riverside County, CA81108$5.4M
inflow2223Westchester County, NY8092$9.0M
inflow2223Lee County, FL8099$6.8M
inflow2223Norfolk County, MA7986$6.3M
inflow2223Queens County, NY78103$6.4M
outflow2223Garfield County, CO7895$13.0M
outflow2223Santa Clara County, CA7890$11.6M
inflow2223San Bernardino County, CA77112$4.0M
inflow2223Polk County, IA77105$5.0M
inflow2223Orleans Parish, LA7797$7.6M
inflow2223Contra Costa County, CA7693$6.8M
inflow2223Erie County, NY7684$4.9M
inflow2223Williamson County, TX76108$6.8M
outflow2223Johnson County, KS76103$7.5M
inflow2223Sacramento County, CA7598$5.6M
outflow2223Franklin County, OH7596$5.5M
inflow2223Cobb County, GA7287$5.0M
inflow2223Wayne County, MI7280$5.5M
outflow2223Chaffee County, CO72107$8.6M
inflow2223Washtenaw County, MI7184$7.7M
inflow2223San Mateo County, CA7198$9.2M
inflow2223Nassau County, NY7082$7.2M
inflow2223Baltimore city, MD7081$6.5M
outflow2223Fairfax County, VA7098$9.0M
inflow2223Essex County, MA6870$5.2M
inflow2223Foreign - Other flows, FR68125$5.0M
inflow2223Tulsa County, OK6887$4.8M
inflow2223Routt County, CO6790$7.8M
outflow2223La Plata County, CO6776$5.2M
inflow2223Hudson County, NJ6681$9.2M
inflow2223Shelby County, TN6699$5.3M
outflow2223Oklahoma County, OK6697$9.3M
outflow2223Oakland County, MI66105$8.3M
outflow2223Denton County, TX6591$7.1M
outflow2223Cuyahoga County, OH6575$6.5M
outflow2223Douglas County, NE6582$5.7M
outflow2223Park County, CO6598$7.3M
inflow2223Capitol Planning Region, CT6471$4.3M
inflow2223Richmond city, VA6469$3.8M
outflow2223Dane County, WI6479$4.7M
outflow2223Queens County, NY6480$5.1M
outflow2223DuPage County, IL6482$5.6M
inflow2223La Plata County, CO6275$4.3M
inflow2223Chittenden County, VT6263$4.3M
outflow2223Montgomery County, MD6297$8.2M
inflow2223Hamilton County, IN6167$4.0M
inflow2223Santa Fe County, NM6179$4.0M
outflow2223Hamilton County, OH6176$6.1M
outflow2223Gallatin County, MT6178$8.0M
outflow2223Orange County, FL6185$6.0M
outflow2223Elbert County, CO6193$4.7M
inflow2223Garfield County, CO6075$6.3M
outflow2223Polk County, IA6087$4.3M
inflow2223Johnson County, IA6071$4.1M
inflow2223Santa Barbara County, CA5971$7.0M
inflow2223Washington County, OR5977$7.0M
inflow2223Charleston County, SC5969$5.8M
outflow2223Charleston County, SC5879$5.6M
outflow2223Tulsa County, OK5886$3.7M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Denver County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals5,091.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals1,254.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals6,345.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals620,000.0
2023BothNo CharacteristicAll Appraisals630,000.0
2023PurchaseNo CharacteristicAll Appraisals630,000.0
2023PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals682,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals692,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals3,424.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals655,500.0
2022BothNo CharacteristicAll Appraisals10,499.0
2022PurchaseNo CharacteristicAll Appraisals7,075.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals635,500.0
2021BothNo CharacteristicAll Appraisals19,696.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals9,184.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals10,512.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals630,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals622,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals23,322.0
2020PurchaseNo CharacteristicAll Appraisals9,123.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals550,000.0
2020RefinanceNo CharacteristicAll Appraisals560,000.0
2020RefinanceNo CharacteristicAll Appraisals14,199.0
2020PurchaseNo CharacteristicAll Appraisals539,500.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals505,000.0
2019PurchaseNo CharacteristicAll Appraisals8,859.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals500,000.0
2019BothNo CharacteristicAll Appraisals18,391.0
2019RefinanceNo CharacteristicAll Appraisals9,532.0
2019PurchaseNo CharacteristicAll Appraisals505,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals432,000.0
2018BothNo CharacteristicAll Appraisals14,000.0
2018PurchaseNo CharacteristicAll Appraisals8,403.0
2018RefinanceNo CharacteristicAll Appraisals5,597.0
2018BothNo CharacteristicAll Appraisals467,000.0
2018PurchaseNo CharacteristicAll Appraisals485,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals395,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals15,150.0
2017PurchaseNo CharacteristicAll Appraisals7,988.0
2017PurchaseNo CharacteristicAll Appraisals464,000.0
2017RefinanceNo CharacteristicAll Appraisals7,162.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals430,000.0
2016PurchaseNo CharacteristicAll Appraisals7,889.0
2016RefinanceNo CharacteristicAll Appraisals407,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals429,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals415,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals21,210.0
2016RefinanceNo CharacteristicAll Appraisals13,321.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals400,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals372,800.0
2015BothNo CharacteristicAll Appraisals17,956.0
2015RefinanceNo CharacteristicAll Appraisals10,306.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals7,650.0
2015BothNo CharacteristicAll Appraisals385,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals350,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Denver County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05440,220423,43716,7833.8%
2026-04439,380423,17716,2033.7%
2026-03440,923423,63417,2893.9%
2026-02443,782423,56520,2174.6%
2026-01446,695426,74519,9504.5%
2025-12450,528433,25317,2753.8%
2025-11454,296436,34217,9544.0%
2025-09455,823438,24117,5823.9%
2025-08455,029436,90318,1264.0%
2025-07455,649436,52919,1204.2%
2025-06454,737435,95018,7874.1%
2025-05450,457432,39818,0594.0%
2025-04451,701433,42918,2724.0%
2025-03449,464430,33619,1284.3%
2025-02451,766430,60921,1574.7%
2025-01453,449432,53220,9174.6%
2024-12451,787431,63620,1514.5%
2024-11454,998434,66620,3324.5%
2024-10454,262434,39719,8654.4%
2024-09456,065436,70619,3594.2%
2024-08454,440433,80720,6334.5%
2024-07455,028434,49320,5354.5%
2024-06453,370434,00019,3704.3%
2024-05447,113429,78317,3303.9%
2024-04447,422429,96817,4543.9%
2024-03447,345430,33217,0133.8%
2024-02448,655429,31019,3454.3%
2024-01447,264428,02219,2424.3%
2023-12445,655428,06817,5873.9%
2023-11450,447434,40716,0403.6%
2023-10447,266431,72115,5453.5%
2023-09449,131433,91015,2213.4%
2023-08450,774434,59116,1833.6%
2023-07450,131435,21614,9153.3%
2023-06449,978433,77616,2023.6%
2023-05446,040432,36813,6723.1%
2023-04444,359431,98212,3772.8%
2023-03444,281430,87913,4023.0%
2023-02445,032429,75315,2793.4%
2023-01442,490428,53413,9563.2%
2022-12439,917428,03211,8852.7%
2022-11443,349431,10612,2432.8%
2022-10442,254429,96812,2862.8%
2022-09443,205431,33411,8712.7%
2022-08442,272429,95012,3222.8%
2022-07440,542428,13312,4092.8%
2022-06440,525428,18812,3372.8%
2022-05439,629427,72311,9062.7%
2022-04438,099425,58212,5172.9%
2022-03438,772424,03614,7363.4%
2022-02439,555422,33917,2163.9%
2022-01438,566420,04018,5264.2%
2021-12436,181418,66517,5164.0%
2021-11439,183420,77118,4124.2%
2021-10438,116416,67221,4444.9%
2021-09438,256415,94422,3125.1%
2021-08436,812412,50724,3055.6%
2021-07437,593411,20326,3906.0%
2021-06437,466408,90828,5586.5%
2021-05434,650407,50227,1486.2%
2021-04431,647403,27428,3736.6%
2021-03428,373399,99528,3786.6%
2021-02428,537399,94828,5896.7%
2021-01426,280396,13330,1477.1%
2020-12428,900399,08529,8157.0%
2020-11432,041402,57629,4656.8%
2020-10430,817401,40029,4176.8%
2020-09429,171398,04131,1307.3%
2020-08426,007395,92630,0817.1%
2020-07419,659386,50033,1597.9%
2020-06438,552384,61753,93512.3%
2020-05428,666372,58956,07713.1%
2020-04416,910368,24748,66311.7%
2020-03430,749414,81615,9333.7%
2020-02434,250420,93613,3143.1%
2020-01432,192419,52912,6632.9%
2019-12429,603419,19410,4092.4%
2019-11431,900421,60210,2982.4%
2019-10431,023420,90510,1182.3%
2019-09431,184421,5039,6812.2%
2019-08430,750420,10110,6492.5%
2019-07429,611418,76310,8482.5%
2019-06429,510418,75410,7562.5%
2019-05424,632414,9969,6362.3%
2019-04421,915412,1489,7672.3%
2019-03422,834411,51911,3152.7%
2019-02425,678413,24612,4322.9%
2019-01421,742408,68813,0543.1%
2018-12420,856409,25411,6022.8%
2018-11422,820411,28511,5352.7%
2018-10423,236411,81411,4222.7%
2018-09421,478409,96311,5152.7%
2018-08421,033408,60812,4253.0%
2018-07423,967410,61413,3533.1%
2018-06423,243410,23713,0063.1%
2018-05418,703407,84210,8612.6%
2018-04415,641404,80910,8322.6%
2018-03415,564403,97611,5882.8%
2018-02417,114404,24512,8693.1%
2018-01410,554398,69111,8632.9%

BEA Personal Income

2024$86.94B729,019$119K
2023$84.24B721,367$117K
2022$82.11B714,851$115K
2021$73.75B711,530$104K
2020$62.21B717,620$87K
2019$59.59B708,950$84K
2018$55.20B701,571$79K
2017$51.00B691,890$74K
2016$43.03B685,082$63K
2015$45.47B673,931$67K
2014$44.89B656,932$68K
2013$40.03B643,452$62K
2012$35.95B630,936$57K
2011$33.11B618,014$54K
2010$28.89B602,566$48K
2009$27.17B589,011$46K
2008$30.93B575,721$54K
2007$29.00B564,395$51K
2006$27.83B556,895$50K
2005$25.25B551,691$46K
2004$22.86B550,756$42K
2003$22.32B552,588$40K
2002$22.14B556,790$40K
2001$22.31B561,976$40K
2000$21.78B555,651$39K
1999$19.57B548,848$36K
1998$18.43B540,893$34K
1997$16.62B536,678$31K
1996$15.60B527,643$30K
1995$14.64B518,958$28K
1994$13.52B512,684$26K
1993$12.83B508,388$25K
1992$12.05B495,279$24K
1991——$23K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Denver County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-05-26$0——No
2025-05-26$0$0$0No
2024-07-20$4K$4K$0Yes
2024-03-18$0$0$0Yes
2024-03-06$0——Yes
2023-11-08$0$0$0Yes
2023-09-15$3K$3K$0Yes
2023-06-29$0——No
2023-06-29$10K$10K$0Yes
2023-06-05$0——No
2023-06-05$0——No
2023-05-16$0——No
2023-05-12$0——Yes
2023-05-12$0——Yes
2023-05-11$9K$9K$0No
2023-05-11$0——Yes
2023-05-11$0——No
2022-09-04$0——No
2022-08-07$2K$2K$0Yes
2022-08-07$0$0$0Yes
2022-08-01$0——No
2021-07-30$7K$7K$0Yes
2021-05-03$0——Yes
2021-04-22$897.98$897.98$0Yes
2021-01-27$0——Yes
2019-10-01$390.78$390.78$0Yes
2019-08-22$0——Yes
2019-08-21$10K$10K$0Yes
2019-08-21$0——Yes
2019-07-04$4K$4K$0Yes
2019-05-29$0——Yes
2018-09-10$11K$9K$2KNo
2018-07-11$0——Yes
2018-05-02$0——Yes
2018-03-10$0——Yes
2017-11-17$0——Yes
2017-05-20$2K$2K$0Yes
2017-05-12$12K$12K$0No
2017-05-09$2K$2K$0No
2017-01-18$0——Yes
2016-06-28$0——No
2015-07-20$0——Yes
2015-07-02$0——Yes
2015-06-30$0——Yes
2015-06-26$0——Yes
2015-06-25$5K$5K$0No
2015-06-25$583.92$583.92$0Yes
2015-06-24$2K$2K$0No
2015-06-24$0——Yes
2015-06-24$4K$4K$0Yes
2015-06-24$0——No
2015-06-24$343.99$343.99$0Yes
2015-06-24$16K$16K$0Yes
2015-06-24$3K$3K$0Yes
2015-06-24$8K$8K$0No
2015-06-24$684.7$684.7$0Yes
2015-06-24$0——Yes
2015-06-24$940.28$940.28$0Yes
2015-06-24$0——Yes
2015-06-24$10K$10K$0Yes
2015-06-24$0——Yes
2015-06-24$0——Yes
2015-06-24$7K$7K$0No
2015-06-24$0——Yes
2015-06-24$793.91$793.91$0Yes
2015-06-24$3K$3K$0Yes
2015-06-24$14K$14K$0No
2015-06-24$18K$18K$0No
2015-06-24$0$0$0Yes
2015-06-24$0——No
2015-06-23$0——Yes
2015-06-23$2K$2K$0Yes
2015-06-22$654.91$654.91$0Yes
2015-06-17$0——Yes
2015-06-16$421.31$421.31$0Yes
2015-06-12$856.38$856.38$0Yes
2015-06-12$0——Yes
2015-06-12$821.29$821.29$0Yes
2015-06-11$3K$3K$0No
2015-06-11$0——No
2015-06-11$2K$2K$0Yes
2015-06-10$2K$2K$0Yes
2015-06-07$0——Yes
2015-06-07$6K$6K$0Yes
2015-06-07$0——Yes
2015-06-04$0——Yes
2015-05-25$3K$3K$0No
2015-05-11$0——Yes
2014-07-29$3K$3K$0Yes
2014-07-16$568.84$568.84$0Yes
2014-07-11$3K$3K$0Yes
2014-05-26$1K$1K$0Yes
2013-09-12$0——Yes
2013-09-12$671.77$671.77$0Yes
2013-09-12$0——Yes
2013-09-12$0——No
2013-09-11$0——Yes
2013-08-08$0——Yes
2013-07-13$1K$1K$0Yes
2012-07-09$208.33$208.33$0Yes

ALSO CHECKED

18 more data areas were checked for Denver County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the CO state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN DENVER COUNTY →Opens the loan explorer already filtered to county FIPS 08031.

See the Colorado state market profile for the statewide picture, the Colorado state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.