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State markets/Colorado/El Paso County

COUNTY MORTGAGE MARKET · FIPS 08041

El Paso County, Colorado

Who lends in El Paso County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$8.29B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

22,428

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

14.4%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

546

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 546 lenders that originated in El Paso County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

517

unconcentrated

Top-5 lender share

38.8%

of originations

Purchase

61.9%

11,521 loans

Refinance

38.1%

7,079 loans

Origination trend

Annual mortgage origination volume and loan count in El Paso County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in El Paso County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its El Paso County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR EL PASO COUNTY →

TOP TEN LENDERS IN EL PASO COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

3,125$1.46B$1.46B originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
4,499$915.1M$915.1M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,221$406.1M$406.1M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
525$227.6M$227.6M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
492$208.0M$208.0M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
465$205.8M$205.8M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
346$152.7M$152.7M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
389$150.6M$150.6M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
391$148.1M$148.1M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
309$128.2M$128.2M originated in El Paso County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in El Paso County

All 47 ZIP Code Tabulation Areas that touch El Paso County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
47 OF 47 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1111 of the 17 El Paso County tracts this ZIP area touches sit mostly inside it.46,45028.7%11,921——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 El Paso County tracts this ZIP area touches sit mostly inside it.39,52360.6%6,970——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 15 El Paso County tracts this ZIP area touches sit mostly inside it.39,46734.0%9,498——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 El Paso County tracts this ZIP area touches sit mostly inside it.39,22226.4%9,541——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 17 El Paso County tracts this ZIP area touches sit mostly inside it.35,53837.4%8,238——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 13 El Paso County tracts this ZIP area touches sit mostly inside it.35,43044.5%8,669——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 El Paso County tracts this ZIP area touches sit mostly inside it.31,26933.1%7,921——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 10 El Paso County tracts this ZIP area touches sit mostly inside it.30,98942.2%8,616——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 16 El Paso County tracts this ZIP area touches sit mostly inside it.30,14628.0%7,007——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 El Paso County tracts this ZIP area touches sit mostly inside it.29,92032.0%7,728——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 7 El Paso County tracts this ZIP area touches sit mostly inside it.29,39237.4%7,522——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 8 El Paso County tracts this ZIP area touches sit mostly inside it.29,26020.9%8,051——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 6 El Paso County tracts this ZIP area touches sit mostly inside it.28,24517.5%7,446——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 El Paso County tracts this ZIP area touches sit mostly inside it.28,21023.5%7,284——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 El Paso County tracts this ZIP area touches sit mostly inside it.27,71925.1%7,256——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 El Paso County tracts this ZIP area touches sit mostly inside it.25,20743.2%6,073——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 13 El Paso County tracts this ZIP area touches sit mostly inside it.24,43559.1%4,114——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 10 El Paso County tracts this ZIP area touches sit mostly inside it.23,03224.5%5,821——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 El Paso County tracts this ZIP area touches sit mostly inside it.20,49136.3%3,577——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 14 El Paso County tracts this ZIP area touches sit mostly inside it.18,80421.9%5,769——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 El Paso County tracts this ZIP area touches sit mostly inside it.17,54935.2%3,936——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 El Paso County tracts this ZIP area touches sit mostly inside it.15,05830.4%2,582——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 El Paso County tract this ZIP area touches sit mostly inside it.11,23833.9%2,265——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 El Paso County tracts this ZIP area touches sit mostly inside it.9,81142.1%1,926——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 El Paso County tracts this ZIP area touches sit mostly inside it.8,84547.2%0——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 El Paso County tracts this ZIP area touches sit mostly inside it.6,61534.0%0——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 El Paso County tracts this ZIP area touches sit mostly inside it.6,59844.5%1,479——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 El Paso County tracts this ZIP area touches sit mostly inside it.6,57744.4%1,824——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
33 of the 5 El Paso County tracts this ZIP area touches sit mostly inside it.6,23049.6%13——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 El Paso County tracts this ZIP area touches sit mostly inside it.5,51315.4%1,624——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 El Paso County tract this ZIP area touches sit mostly inside it.4,66924.3%1,378——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 El Paso County tracts this ZIP area touches sit mostly inside it.4,50515.7%1,675——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 2 El Paso County tracts this ZIP area touches sit mostly inside it.3,75613.6%1,244——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 El Paso County tracts this ZIP area touches sit mostly inside it.3,24824.9%983——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 El Paso County tracts this ZIP area touches sit mostly inside it.2,59116.1%724——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 El Paso County tracts this ZIP area touches sit mostly inside it.1,56614.2%733——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of El Paso County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

167 of El Paso County’s 167 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in El Paso County

All 167 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

167 OF 167 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle99.2%3,41327.8%OPEN →
Middle80.7%3,02535.5%OPEN →
Middle81.0%3,48428.2%OPEN →
Middle89.1%4,47229.7%OPEN →
Moderate65.7%4,42527.4%OPEN →
Moderate74.9%3,26234.4%OPEN →
Moderate59.9%4,36039.2%OPEN →
Middle89.4%2,48620.7%OPEN →
Middle88.2%2,01618.8%OPEN →
Middle85.7%3,22728.4%OPEN →
Middle87.8%3,32534.5%OPEN →
Moderate79.1%2,60626.8%OPEN →
Upper139.9%2,26917.0%OPEN →
Upper194.1%2,30114.3%OPEN →
Moderate59.3%1,34733.1%OPEN →
Moderate65.3%3,34930.8%OPEN →
Moderate71.1%2,20322.9%OPEN →
Middle85.4%5,39227.5%OPEN →
Middle93.8%3,36521.6%OPEN →
Middle86.6%2,45328.7%OPEN →
Moderate66.9%3,64827.3%OPEN →
Moderate68.3%1,73329.1%OPEN →
Middle114.3%1,96719.8%OPEN →
Moderate72.0%2,12631.8%OPEN →
Low37.9%2,27647.4%OPEN →
Moderate52.4%6,75942.0%OPEN →
Moderate64.3%3,97243.4%OPEN →
Moderate56.6%4,98952.3%OPEN →
Middle83.6%2,71938.3%OPEN →
Moderate68.5%2,13932.4%OPEN →
Middle87.2%2,80721.1%OPEN →
Upper121.8%3,51225.0%OPEN →
Upper159.7%3,55015.0%OPEN →
Middle89.3%3,75426.1%OPEN →
Moderate71.6%3,17238.2%OPEN →
Moderate58.7%3,07255.4%OPEN →
Moderate61.8%4,47451.3%OPEN →
Moderate60.7%4,53250.5%OPEN →
Low46.3%1,42051.8%OPEN →
—0.0%1,87831.5%OPEN →
Moderate76.7%2,65528.3%OPEN →
Upper181.9%4,70614.1%OPEN →
Moderate73.4%5,52242.6%OPEN →
Upper146.6%7,32522.1%OPEN →
Upper153.2%3,24824.9%OPEN →
Middle99.5%3,66035.1%OPEN →
Moderate72.8%6,11149.2%OPEN →
Upper131.1%2,31013.7%OPEN →
Upper214.9%1,44613.3%OPEN →
Upper145.3%5,25118.1%OPEN →
Upper149.2%6,49421.3%OPEN →
Middle119.7%4,71420.0%OPEN →
Upper145.3%3,45821.7%OPEN →
Upper131.9%2,98419.7%OPEN →
Upper123.3%3,20524.9%OPEN →
Upper123.7%3,15422.4%OPEN →
Middle109.4%5,42219.8%OPEN →
Upper139.8%4,50515.7%OPEN →
Middle95.8%3,75033.7%OPEN →
—0.0%2,86534.4%OPEN →
Middle87.3%4,32631.4%OPEN →
Middle111.3%6,30626.8%OPEN →
Middle80.2%2,59116.1%OPEN →
Middle105.0%4,42317.6%OPEN →
Upper128.5%8,25530.2%OPEN →
Upper153.4%1,56614.2%OPEN →
Upper164.4%7,70327.2%OPEN →
Middle100.2%3,02039.2%OPEN →
Moderate55.8%1,46064.5%OPEN →
Moderate69.8%5,24740.9%OPEN →
Middle87.4%4,06639.5%OPEN →
Middle103.2%6,64241.5%OPEN →
Upper142.6%6,64145.8%OPEN →
Middle81.3%2,20451.3%OPEN →
Moderate73.7%——OPEN →
Moderate54.7%3,66346.6%OPEN →
Moderate61.7%2,56753.8%OPEN →
Moderate56.0%5,93854.0%OPEN →
Middle97.4%6,92147.4%OPEN →
Middle90.0%4,96339.2%OPEN →
Moderate76.0%3,15042.2%OPEN →
Moderate65.3%2,63544.1%OPEN →
Moderate67.7%3,72342.3%OPEN →
Middle94.0%6,06045.1%OPEN →
Upper135.7%6,52049.4%OPEN →
Moderate52.6%3,52837.5%OPEN →
Middle87.0%5,12241.7%OPEN →
Middle113.0%6,59844.5%OPEN →
Middle95.2%5,48247.6%OPEN →
Middle87.5%2,36042.5%OPEN →
Middle91.0%4,32421.1%OPEN →
Middle87.3%4,66924.3%OPEN →
Middle96.6%9,81142.1%OPEN →
Middle94.6%4,94828.6%OPEN →
Middle102.0%2,18828.8%OPEN →
Middle114.6%6,28728.2%OPEN →
Upper126.3%5,52430.8%OPEN →
Middle108.4%3,38929.6%OPEN →
Upper131.1%5,17631.2%OPEN →
Middle90.1%4,90434.1%OPEN →
Middle83.6%3,77135.5%OPEN →
Upper152.2%5,38524.5%OPEN →
Moderate58.4%5,44542.8%OPEN →
Middle86.6%4,22441.4%OPEN →
Moderate74.8%3,93242.8%OPEN →
Upper148.8%3,36235.7%OPEN →
Moderate76.9%1,80452.2%OPEN →
Middle118.2%6,57744.4%OPEN →
Middle109.6%4,43735.5%OPEN →
Middle92.5%4,02632.7%OPEN →
Middle95.5%4,91337.1%OPEN →
Middle115.7%4,86739.0%OPEN →
Middle110.6%5,63635.6%OPEN →
Middle110.6%6,15035.1%OPEN →
Upper150.8%11,23833.9%OPEN →
Middle100.3%3,01422.2%OPEN →
Middle98.6%3,85538.6%OPEN →
Upper125.0%5,39434.6%OPEN →
Moderate52.8%4,07961.3%OPEN →
Low49.0%2,73153.9%OPEN →
Moderate61.2%4,56655.1%OPEN →
Moderate55.3%5,91865.3%OPEN →
Middle103.8%6,95329.9%OPEN →
Moderate56.2%4,56740.8%OPEN →
Middle91.9%3,50331.6%OPEN →
Middle90.8%2,96428.9%OPEN →
Middle93.9%5,86131.3%OPEN →
Middle106.5%3,04725.3%OPEN →
Moderate78.9%6,93035.2%OPEN →
Moderate57.8%6,80450.4%OPEN →
Moderate50.8%4,06958.8%OPEN →
Moderate62.5%5,35459.1%OPEN →
Moderate79.7%4,94656.5%OPEN →
Moderate50.1%5,36361.3%OPEN →
Low47.8%7,44563.3%OPEN →
Moderate70.8%4,06271.2%OPEN →
Middle81.5%7,87363.2%OPEN →
Middle105.5%2,42717.2%OPEN →
Middle118.6%2,50016.1%OPEN →
Upper170.4%3,01314.7%OPEN →
Middle89.6%4,22828.7%OPEN →
Middle119.0%3,94026.8%OPEN →
Upper135.1%5,34426.5%OPEN →
Middle110.6%5,01927.0%OPEN →
Upper160.7%4,76424.1%OPEN →
Upper141.6%5,20725.4%OPEN →
Upper177.9%4,31623.7%OPEN →
Upper133.8%8,33831.2%OPEN →
Upper176.2%6,72029.4%OPEN →
Upper157.9%4,18820.6%OPEN →
Upper151.7%5,50420.6%OPEN →
Upper138.5%5,89931.8%OPEN →
Upper203.1%7,44124.0%OPEN →
Upper189.7%7,20318.1%OPEN →
Upper158.9%6,04318.5%OPEN →
Upper187.8%6,82814.8%OPEN →
Upper282.8%2,74916.3%OPEN →
Upper141.9%1,22713.6%OPEN →
Upper185.0%9,26418.8%OPEN →
Upper171.6%3,86816.5%OPEN →
Upper137.7%10,16730.4%OPEN →
Upper124.4%3,68426.5%OPEN →
Middle102.7%6,43726.4%OPEN →
Upper128.7%1,72023.9%OPEN →
Middle88.8%2,11024.6%OPEN →
Upper164.7%2,61015.1%OPEN →
Moderate64.6%4,33130.5%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

742,999

Median household income

$90,363

Median home value

$461,000

Median gross rent

$1,696

per month

Owner-occupied

66.2%

of occupied units

Housing units

303,482

4.4% vacant

Poverty rate

8.5%

Unemployment

5.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 94.1

Social vulnerability

Very Low

Community resilience

Relatively Moderate

ELEVATED PERILS

Inland flooding Relatively High · Wildfire Relatively High · Tornado Relatively High · Hail Relatively High · Strong wind Relatively High · Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

70

Declarations recorded

20

Incident types on record: Biological, Coastal Storm, Drought, Fire, Flood, Severe Storm, Snowstorm, Tornado.

Everything we hold on El Paso County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to El Paso County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for El Paso County →Every reported application and origination in FIPS 08041, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in El Paso County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

5,924

—

Purchase share

50.5%

2,991 loans

IRRRL refinances

2,383

Cash-out refinances

550

20265,924—2,9912,383550
20256,125—3,9211,494710
20244,861—3,718592551
20235,214—4,43258724
2022——6,1691,4192,879
202122,493—7,06412,7092,720
202021,257—7,10811,4182,731
201910,316—6,0041,9882,324
20189,318—6,0189482,352
201711,705—6,4512,9252,329
201610,123—5,4213,1161,586
20159,405—4,9343,2061,265

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in El Paso County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

El Paso County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

2,721

−0.4% vs 2024

Multifamily · 2025

2,986

+167.6% vs 2024

Total authorized · 2025

5,707

+48.3% vs 2024

Permit valuation · 2025

$2.1B

authorized construction value

Units authorized by year

El Paso County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420255,707 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for El Paso County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS2,9035,834$203.3M
inflow2223Other flows - South, DS2,6024,671$149.9M
outflow2223Other flows - Midwest, DS2,1653,978$126.3M
inflow2223Other flows - Midwest, DS1,9563,222$108.1M
outflow2223Other flows - West, DS1,0121,945$65.6M
inflow2223Other flows - West, DS9381,611$58.2M
outflow2223Pueblo County, CO9051,671$46.0M
outflow2223Other flows - Northeast, DS9011,601$58.8M
inflow2223Other flows - Northeast, DS8741,386$54.8M
outflow2223Denver County, CO8651,085$58.4M
inflow2223Arapahoe County, CO8081,273$47.6M
inflow2223Foreign - APO/FPO ZIPs, FR7681,907$57.3M
outflow2223Douglas County, CO7651,213$63.9M
inflow2223Douglas County, CO7291,205$60.8M
inflow2223Denver County, CO7261,040$46.5M
outflow2223Arapahoe County, CO6791,009$37.6M
inflow2223Pueblo County, CO6571,145$32.9M
inflow2223Maricopa County, AZ541924$39.5M
outflow2223Maricopa County, AZ538915$40.9M
outflow2223Foreign - APO/FPO ZIPs, FR5071,150$34.6M
inflow2223Jefferson County, CO471701$30.9M
outflow2223Jefferson County, CO463650$28.7M
inflow2223Los Angeles County, CA436752$32.5M
inflow2223Adams County, CO433721$26.1M
inflow2223Bexar County, TX403819$26.8M
inflow2223Teller County, CO373604$21.7M
outflow2223Adams County, CO373581$19.3M
outflow2223Teller County, CO367613$27.6M
outflow2223Larimer County, CO362509$21.2M
inflow2223San Diego County, CA361682$23.9M
outflow2223Bexar County, TX348715$22.3M
inflow2223Honolulu County, HI328764$22.9M
inflow2223Harris County, TX289531$19.7M
outflow2223Los Angeles County, CA279439$16.3M
inflow2223Larimer County, CO270370$16.0M
inflow2223Clark County, NV264488$15.8M
inflow2223Tarrant County, TX254446$23.3M
outflow2223Fremont County, CO240420$16.7M
outflow2223Clark County, NV240447$17.1M
inflow2223El Paso County, TX238562$12.1M
inflow2223Orange County, CA225368$21.0M
inflow2223Weld County, CO215385$13.2M
outflow2223Honolulu County, HI213481$13.0M
outflow2223El Paso County, TX209547$12.1M
outflow2223San Diego County, CA207354$13.4M
outflow2223Pierce County, WA203439$11.9M
inflow2223Fremont County, CO202311$9.7M
outflow2223Weld County, CO199338$11.5M
inflow2223Cumberland County, NC195457$11.3M
outflow2223Boulder County, CO190285$13.0M
outflow2223Foreign - Overseas, FR186277$9.2M
inflow2223Riverside County, CA185334$10.7M
outflow2223Bell County, TX184439$10.1M
outflow2223Harris County, TX183327$11.4M
inflow2223Boulder County, CO183261$12.5M
inflow2223Cook County, IL181272$16.8M
outflow2223Tarrant County, TX177331$11.6M
inflow2223Travis County, TX172269$13.1M
inflow2223San Bernardino County, CA169318$8.4M
outflow2223Pima County, AZ166277$15.0M
inflow2223Bell County, TX166373$9.3M
inflow2223Pierce County, WA164359$10.1M
inflow2223Bernalillo County, NM161311$12.0M
inflow2223Fairfax County, VA156358$17.3M
inflow2223Dallas County, TX153242$13.1M
inflow2223Hillsborough County, FL151301$11.3M
inflow2223Collin County, TX150267$14.5M
inflow2223Pima County, AZ149265$12.7M
outflow2223Cumberland County, NC147339$8.2M
outflow2223Cook County, IL142212$8.1M
outflow2223Hillsborough County, FL141279$9.6M
outflow2223Fairfax County, VA136372$13.5M
outflow2223King County, WA132188$11.0M
inflow2223Denton County, TX127238$9.7M
inflow2223Broward County, FL126213$6.2M
outflow2223Bernalillo County, NM125218$8.7M
outflow2223Orange County, CA122188$7.0M
outflow2223Okaloosa County, FL118235$6.3M
outflow2223San Bernardino County, CA116257$5.7M
inflow2223Muscogee County, GA114255$8.0M
inflow2223Montgomery County, TN113264$6.3M
outflow2223Collin County, TX112226$8.7M
inflow2223King County, WA111174$9.5M
outflow2223Brevard County, FL110237$10.5M
inflow2223Orange County, FL109173$6.3M
inflow2223Anchorage Municipality, AK109234$6.8M
inflow2223Brevard County, FL109178$9.3M
outflow2223Elbert County, CO108230$8.4M
inflow2223Douglas County, NE105192$8.5M
outflow2223Pinellas County, FL105181$7.4M
outflow2223Dallas County, TX104158$5.5M
outflow2223Montgomery County, TN104227$5.3M
outflow2223Riverside County, CA104220$6.4M
inflow2223Salt Lake County, UT104171$6.0M
outflow2223Travis County, TX104147$6.8M
outflow2223Mesa County, CO103165$5.6M
inflow2223Santa Clara County, CA102154$10.7M
inflow2223Miami-Dade County, FL100166$4.2M
inflow2223Elbert County, CO98175$5.1M
inflow2223Okaloosa County, FL97222$7.4M
inflow2223Williamson County, TX97190$9.8M
outflow2223Thurston County, WA96234$5.9M
outflow2223Wake County, NC95172$6.3M
outflow2223Miami-Dade County, FL90149$6.1M
outflow2223Salt Lake County, UT90127$5.1M
outflow2223Denton County, TX88170$6.7M
inflow2223Fairbanks North Star Borough, AK88206$5.1M
inflow2223Santa Barbara County, CA87172$8.3M
outflow2223Jefferson County, NY86217$4.2M
outflow2223Williamson County, TX86161$7.8M
outflow2223Oklahoma County, OK84154$4.7M
inflow2223Foreign - Overseas, FR84139$4.8M
outflow2223Muscogee County, GA83216$5.5M
inflow2223Jefferson County, NY83231$5.2M
outflow2223Liberty County, GA81210$3.5M
outflow2223Montgomery County, TX81172$7.0M
outflow2223Polk County, FL80168$4.7M
outflow2223Orange County, FL79141$4.5M
outflow2223Santa Barbara County, CA78134$4.4M
inflow2223Comanche County, OK78171$4.4M
inflow2223Oklahoma County, OK78141$4.7M
inflow2223Sacramento County, CA78127$3.9M
outflow2223Pinal County, AZ76143$5.5M
outflow2223Hennepin County, MN7599$7.4M
outflow2223Utah County, UT75140$4.8M
outflow2223Madison County, AL75174$7.4M
outflow2223Duval County, FL75145$3.5M
inflow2223Ventura County, CA74134$5.6M
outflow2223Pasco County, FL74158$5.7M
outflow2223Comanche County, OK74170$4.0M
inflow2223Pinellas County, FL72121$4.3M
outflow2223Laramie County, WY72137$7.2M
outflow2223Sedgwick County, KS71126$4.0M
inflow2223Montgomery County, TX71153$4.2M
outflow2223Palm Beach County, FL71111$4.8M
outflow2223Jackson County, MO70107$3.7M
inflow2223Anne Arundel County, MD70154$6.4M
inflow2223Kern County, CA70130$5.8M
inflow2223Thurston County, WA70191$5.0M
outflow2223Johnson County, KS69115$4.6M
inflow2223Palm Beach County, FL69100$2.8M
inflow2223Sedgwick County, KS68122$4.2M
inflow2223Mesa County, CO6893$2.9M
outflow2223Pulaski County, MO67154$4.0M
outflow2223Escambia County, FL67122$4.2M
outflow2223Lee County, FL67127$6.1M
outflow2223Fairbanks North Star Borough, AK66129$3.6M
inflow2223Hennepin County, MN6592$4.4M
outflow2223Richland County, SC65174$4.1M
inflow2223Prince William County, VA64135$6.2M
inflow2223Duval County, FL64103$3.3M
inflow2223Jackson County, MO64113$5.3M
inflow2223Sarpy County, NE64123$4.8M
outflow2223Chaffee County, CO64110$7.2M
outflow2223Volusia County, FL64119$3.7M
inflow2223Madison County, AL63109$5.5M
inflow2223DuPage County, IL6391$6.8M
inflow2223Montgomery County, MD63109$6.0M
outflow2223Tulsa County, OK63101$3.9M
inflow2223Geary County, KS62158$3.2M
inflow2223Richland County, SC62144$4.2M
outflow2223Mecklenburg County, NC6294$4.2M
outflow2223Broomfield County, CO6273$4.5M
inflow2223Tulsa County, OK61113$4.6M
outflow2223Middlesex County, MA6194$4.9M
outflow2223Douglas County, NE6188$3.4M
inflow2223Lee County, FL5991$4.9M
inflow2223Johnson County, KS59125$5.6M
inflow2223Pinal County, AZ5999$2.9M
inflow2223Broomfield County, CO5981$4.2M
outflow2223Davidson County, TN5977$3.7M
outflow2223Anchorage Municipality, AK59136$4.6M
outflow2223Broward County, FL5991$3.3M
inflow2223Franklin County, OH5876$3.7M
inflow2223Liberty County, GA58168$3.1M
inflow2223Ada County, ID5896$3.8M
inflow2223Montgomery County, OH58120$4.0M
inflow2223Coryell County, TX57161$2.8M
inflow2223Vernon Parish, LA57130$3.2M
outflow2223Cochise County, AZ57124$3.7M
outflow2223Anne Arundel County, MD57112$4.6M
inflow2223Alameda County, CA56105$6.7M
inflow2223Chaffee County, CO5680$3.0M
outflow2223Geary County, KS56126$2.9M
outflow2223Spokane County, WA5698$3.6M
inflow2223Middlesex County, MA5589$4.8M
inflow2223Wake County, NC5597$4.1M
outflow2223Montgomery County, OH54109$3.8M
outflow2223Garfield County, OK5382$2.3M
inflow2223Solano County, CA52112$3.7M
inflow2223Pasco County, FL52106$3.2M
outflow2223Harnett County, NC52152$4.0M
outflow2223Moore County, NC51113$4.4M
outflow2223Multnomah County, OR5176$3.2M
outflow2223Christian County, KY51153$2.3M
outflow2223Ada County, ID5090$2.5M
outflow2223Manatee County, FL5096$5.8M
inflow2223Moore County, NC50124$5.9M
outflow2223District of Columbia, DC4971$3.3M
inflow2223Yavapai County, AZ4975$3.5M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for El Paso County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals5,196.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals1,346.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals6,542.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals469,000.0
2023BothNo CharacteristicAll Appraisals470,000.0
2023PurchaseNo CharacteristicAll Appraisals470,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals481,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals490,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals3,612.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals465,000.0
2022BothNo CharacteristicAll Appraisals11,408.0
2022PurchaseNo CharacteristicAll Appraisals7,796.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals424,000.0
2021BothNo CharacteristicAll Appraisals19,659.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals9,915.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals9,744.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals430,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals440,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals20,132.0
2020PurchaseNo CharacteristicAll Appraisals8,907.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals371,000.0
2020RefinanceNo CharacteristicAll Appraisals370,000.0
2020RefinanceNo CharacteristicAll Appraisals11,225.0
2020PurchaseNo CharacteristicAll Appraisals375,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals334,000.0
2019PurchaseNo CharacteristicAll Appraisals8,677.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals330,000.0
2019BothNo CharacteristicAll Appraisals16,571.0
2019RefinanceNo CharacteristicAll Appraisals7,894.0
2019PurchaseNo CharacteristicAll Appraisals335,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals290,000.0
2018BothNo CharacteristicAll Appraisals14,164.0
2018PurchaseNo CharacteristicAll Appraisals9,293.0
2018RefinanceNo CharacteristicAll Appraisals4,871.0
2018BothNo CharacteristicAll Appraisals310,000.0
2018PurchaseNo CharacteristicAll Appraisals320,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals270,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals15,601.0
2017PurchaseNo CharacteristicAll Appraisals9,608.0
2017PurchaseNo CharacteristicAll Appraisals293,000.0
2017RefinanceNo CharacteristicAll Appraisals5,993.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals285,000.0
2016PurchaseNo CharacteristicAll Appraisals9,179.0
2016RefinanceNo CharacteristicAll Appraisals275,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals275,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals275,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals16,798.0
2016RefinanceNo CharacteristicAll Appraisals7,619.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals252,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals255,000.0
2015BothNo CharacteristicAll Appraisals13,325.0
2015RefinanceNo CharacteristicAll Appraisals6,163.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.8
2015PurchaseNo CharacteristicAll Appraisals7,162.0
2015BothNo CharacteristicAll Appraisals253,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals245,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for El Paso County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05371,930357,72114,2093.8%
2026-04369,248355,83513,4133.6%
2026-03369,769355,15614,6134.0%
2026-02371,100353,94617,1544.6%
2026-01373,005356,15216,8534.5%
2025-12376,165362,25713,9083.7%
2025-11379,829364,92814,9013.9%
2025-09383,391368,31815,0733.9%
2025-08382,325367,23415,0913.9%
2025-07384,276368,22816,0484.2%
2025-06383,497367,61315,8844.1%
2025-05380,067364,79415,2734.0%
2025-04378,761363,62815,1334.0%
2025-03377,769361,66716,1024.3%
2025-02380,553362,71817,8354.7%
2025-01379,804362,53817,2664.5%
2024-12380,540364,66915,8714.2%
2024-11384,838367,90116,9374.4%
2024-10385,458369,23816,2204.2%
2024-09387,390371,21216,1784.2%
2024-08385,406368,08217,3244.5%
2024-07386,982369,50917,4734.5%
2024-06387,031370,27316,7584.3%
2024-05380,528365,97414,5543.8%
2024-04380,535366,63113,9043.7%
2024-03379,773365,61014,1633.7%
2024-02379,984364,06815,9164.2%
2024-01379,512364,13815,3744.1%
2023-12378,615364,90813,7073.6%
2023-11382,968369,72813,2403.5%
2023-10379,940366,97812,9623.4%
2023-09379,986367,19712,7893.4%
2023-08380,270366,65513,6153.6%
2023-07379,857366,80813,0493.4%
2023-06379,936365,91914,0173.7%
2023-05375,140363,64311,4973.1%
2023-04372,566362,41810,1482.7%
2023-03372,765361,40911,3563.0%
2023-02373,531360,43913,0923.5%
2023-01371,537359,45112,0863.3%
2022-12367,919357,67510,2442.8%
2022-11370,656359,64511,0113.0%
2022-10370,003359,09810,9052.9%
2022-09370,504359,98710,5172.8%
2022-08368,118357,05711,0613.0%
2022-07367,383355,57911,8043.2%
2022-06368,972357,38911,5833.1%
2022-05368,721358,19810,5232.9%
2022-04366,984356,08610,8983.0%
2022-03368,273355,57312,7003.4%
2022-02369,493354,57814,9154.0%
2022-01367,577351,72115,8564.3%
2021-12365,879351,18114,6984.0%
2021-11369,459353,90115,5584.2%
2021-10369,127351,39317,7344.8%
2021-09367,593349,38218,2115.0%
2021-08366,991346,80120,1905.5%
2021-07366,242344,39921,8436.0%
2021-06367,784344,17523,6096.4%
2021-05362,889341,84321,0465.8%
2021-04359,958338,03021,9286.1%
2021-03359,848337,14622,7026.3%
2021-02359,155336,35922,7966.3%
2021-01356,058332,35623,7026.7%
2020-12355,027331,99923,0286.5%
2020-11357,362337,03420,3285.7%
2020-10356,327336,82719,5005.5%
2020-09354,603334,21320,3905.8%
2020-08351,234331,96019,2745.5%
2020-07345,468324,23921,2296.1%
2020-06358,594320,33738,25710.7%
2020-05347,174309,25637,91810.9%
2020-04339,189302,73536,45410.7%
2020-03353,202337,63615,5664.4%
2020-02355,592342,40313,1893.7%
2020-01352,708340,47812,2303.5%
2019-12350,939340,68310,2562.9%
2019-11354,216343,88110,3352.9%
2019-10354,150344,1669,9842.8%
2019-09352,933343,2569,6772.7%
2019-08351,661341,00210,6593.0%
2019-07350,891339,47511,4163.3%
2019-06350,789339,74811,0413.1%
2019-05348,474338,9019,5732.7%
2019-04345,195335,4449,7512.8%
2019-03346,290334,97211,3183.3%
2019-02348,107335,60012,5073.6%
2019-01344,123331,16312,9603.8%
2018-12344,970332,86212,1083.5%
2018-11346,748334,97811,7703.4%
2018-10347,442335,64711,7953.4%
2018-09345,415333,65211,7633.4%
2018-08343,445330,60612,8393.7%
2018-07346,064332,01214,0524.1%
2018-06345,233331,81813,4153.9%
2018-05342,795332,02810,7673.1%
2018-04339,859328,75511,1043.3%
2018-03340,277328,44411,8333.5%
2018-02341,451328,65012,8013.7%
2018-01335,161323,46611,6953.5%

BEA Personal Income

2024$51.89B752,772$69K
2023$49.00B746,934$66K
2022$45.84B742,676$62K
2021$44.00B738,811$60K
2020$39.84B733,804$54K
2019$36.62B725,014$51K
2018$34.35B715,498$48K
2017$32.46B703,256$46K
2016$30.74B690,756$45K
2015$29.83B675,845$44K
2014$28.41B664,386$43K
2013$26.84B656,262$41K
2012$26.57B646,651$41K
2011$25.66B637,792$40K
2010$24.03B627,171$38K
2009$22.97B608,061$38K
2008$22.66B597,919$38K
2007$21.71B586,783$37K
2006$20.55B580,251$35K
2005$19.44B565,800$34K
2004$18.29B556,667$33K
2003$17.57B547,549$32K
2002$17.12B544,145$31K
2001$16.67B535,864$31K
2000$15.97B519,938$31K
1999$14.59B509,044$29K
1998$13.58B498,062$27K
1997$12.18B486,934$25K
1996$11.51B478,381$24K
1995$10.71B469,757$23K
1994$9.80B457,150$21K
1993$9.07B437,105$21K
1992$8.54B422,062$20K
1991——$19K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in El Paso County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-04-22$0——Yes
2025-09-17$0——Yes
2025-08-29$0——Yes
2025-08-29$755.77$755.77$0Yes
2025-08-26$0——Yes
2025-08-09$0$0$0Yes
2025-06-06$0——Yes
2025-05-06$0——Yes
2024-08-19$6K$6K$0Yes
2024-08-09$0$0$0Yes
2023-09-12$0——Yes
2023-07-20$11K$11K$0Yes
2023-07-20$25K$24K$2KYes
2023-07-01$0——No
2023-06-21$0——Yes
2023-06-21$0——Yes
2023-06-21$5K$5K$0Yes
2023-06-13$0——No
2023-06-12$0——Yes
2023-06-12$0$0$0No
2023-06-12$0$0$0Yes
2023-06-12$0——Yes
2023-06-12$6K$6K$0Yes
2023-06-12$0——Yes
2023-06-12$1K$1K$0Yes
2023-06-12$23K$23K$0Yes
2023-06-12$0——Yes
2023-06-12$5K$5K$0Yes
2023-06-12$0——Yes
2023-06-06$5K$5K$0Yes
2023-05-13$6K$6K$0Yes
2023-05-11$0——Yes
2023-05-11$4K$4K$0No
2023-05-09$0——Yes
2022-09-22$0$0$0No
2022-07-29$0$0$0No
2022-07-29$29K$29K$0Yes
2021-08-01$0——No
2021-07-31$773.9$773.9$0Yes
2021-07-15$0——Yes
2021-05-31$0——Yes
2020-10-08$903.65$903.65$0Yes
2020-08-20$100K$100K$0Yes
2020-07-15$0——Yes
2020-07-14$0$0$0Yes
2020-05-30$0——Yes
2020-05-30$3K$3K$0Yes
2019-08-19$157.85$157.85$0Yes
2019-08-08$696.23$696.23$0Yes
2019-08-08$577.31$577.31$0Yes
2019-08-02$0——Yes
2019-07-23$0——Yes
2019-07-20$0——Yes
2019-07-20$0——Yes
2019-07-20$0——No
2019-07-20$0——Yes
2019-07-20$0——Yes
2019-07-08$0——Yes
2019-06-15$25K$25K$0No
2019-06-05$10K$10K$0Yes
2018-10-31$12K$12K$0Yes
2018-09-08$0——No
2018-09-07$0——Yes
2018-09-04$0——Yes
2018-08-17$0——Yes
2018-08-06$0——Yes
2018-08-06$0——Yes
2018-07-24$38K$38K$0No
2018-07-23$3K$3K$0Yes
2018-07-23$55K$55K$0No
2018-07-23$4K$4K$0No
2018-07-23$6K$341.13$6KYes
2018-07-23$0——Yes
2018-07-23$0——No
2018-07-23$1K$1K$0No
2018-07-23$0——Yes
2018-07-23$47K$47K$0No
2018-07-23$0——No
2018-07-08$0——Yes
2017-10-27$0——Yes
2017-10-26$1K$1K$0No
2017-08-19$0——No
2017-08-13$0——No
2017-08-05$0——No
2017-07-26$0——Yes
2017-07-17$0——Yes
2017-07-14$3K$3K$0Yes
2017-07-11$0——Yes
2017-07-07$0——Yes
2017-06-11$0——No
2017-04-04$0——Yes
2017-01-10$0——No
2016-10-16$0——Yes
2016-10-11$0——No
2016-09-09$0——Yes
2016-08-29$0——Yes
2016-08-29$0——Yes
2016-08-29$0——Yes
2016-08-29$0——Yes
2016-08-24$0——Yes

ALSO CHECKED

18 more data areas were checked for El Paso County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the CO state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN EL PASO COUNTY →Opens the loan explorer already filtered to county FIPS 08041.

See the Colorado state market profile for the statewide picture, the Colorado state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.