Skip to main content
MortRadarTERMINAL
State markets/Illinois/Kane County

COUNTY MORTGAGE MARKET · FIPS 17089

Kane County, Illinois

Who lends in Kane County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$3.21B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

11,763

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

15.5%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

460

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 460 lenders that originated in Kane County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

198

unconcentrated

Top-5 lender share

22.8%

of originations

Purchase

63.6%

5,997 loans

Refinance

36.4%

3,432 loans

Origination trend

Annual mortgage origination volume and loan count in Kane County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Kane County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Kane County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR KANE COUNTY →

TOP TEN LENDERS IN KANE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

606$202.8M$202.8M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
541$169.7M$169.7M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
556$132.3M$132.3M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
447$123.7M$123.7M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
304$105.6M$105.6M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
374$101.4M$101.4M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
300$90.6M$90.6M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
270$78.3M$78.3M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
327$71.1M$71.1M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
160$63.3M$63.3M originated in Kane County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Kane County

All 34 ZIP Code Tabulation Areas that touch Kane County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
34 OF 34 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1313 of the 19 Kane County tracts this ZIP area touches sit mostly inside it.51,81486.6%11,839——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 15 Kane County tracts this ZIP area touches sit mostly inside it.50,13064.3%11,782——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 16 Kane County tracts this ZIP area touches sit mostly inside it.36,32462.3%8,481——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Kane County tracts this ZIP area touches sit mostly inside it.34,69438.3%9,360——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Kane County tracts this ZIP area touches sit mostly inside it.34,21713.7%10,001——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Kane County tracts this ZIP area touches sit mostly inside it.30,90822.0%8,114——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Kane County tracts this ZIP area touches sit mostly inside it.30,05218.3%9,675——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Kane County tracts this ZIP area touches sit mostly inside it.29,81121.0%8,654——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Kane County tracts this ZIP area touches sit mostly inside it.27,78530.8%8,172——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Kane County tracts this ZIP area touches sit mostly inside it.25,84579.4%4,333——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Kane County tracts this ZIP area touches sit mostly inside it.23,43480.4%3,904——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Kane County tracts this ZIP area touches sit mostly inside it.20,36128.2%4,873——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Kane County tracts this ZIP area touches sit mostly inside it.19,28640.1%5,295——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Kane County tracts this ZIP area touches sit mostly inside it.18,60920.9%6,155——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Kane County tracts this ZIP area touches sit mostly inside it.12,84831.0%4,078——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 10 Kane County tracts this ZIP area touches sit mostly inside it.12,36634.6%3,666——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Kane County tracts this ZIP area touches sit mostly inside it.10,47613.4%3,277——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Kane County tracts this ZIP area touches sit mostly inside it.8,91957.3%2,510——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Kane County tracts this ZIP area touches sit mostly inside it.8,40364.2%1,830——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Kane County tracts this ZIP area touches sit mostly inside it.6,89535.9%2,092——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Kane County tracts this ZIP area touches sit mostly inside it.6,71075.6%1,077——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Kane County tracts this ZIP area touches sit mostly inside it.6,60863.3%1,789——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Kane County tracts this ZIP area touches sit mostly inside it.5,11111.3%1,628——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Kane County tracts this ZIP area touches sit mostly inside it.4,9164.4%3,038——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Kane County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

104 of Kane County’s 104 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Kane County

All 104 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

104 OF 104 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle85.5%6,60863.3%OPEN →
Upper129.1%6,03432.7%OPEN →
Upper122.3%6,89535.9%OPEN →
Upper128.0%7,80133.3%OPEN →
Moderate66.1%4,15683.8%OPEN →
Moderate63.7%6,82388.1%OPEN →
Moderate64.4%7,66782.9%OPEN →
Moderate64.6%4,78862.6%OPEN →
Middle96.0%2,55328.8%OPEN →
Middle107.8%3,95427.5%OPEN →
Upper127.2%7,44329.1%OPEN →
Upper122.7%2,12817.0%OPEN →
Moderate69.4%4,9164.4%OPEN →
Middle118.7%9,05025.1%OPEN →
—0.0%1,9229.7%OPEN →
Middle112.7%8,37526.2%OPEN →
Middle97.9%4,47340.0%OPEN →
Upper142.9%3,86223.9%OPEN →
Middle102.5%7,26140.4%OPEN →
Upper218.9%4,80827.9%OPEN →
Moderate79.1%6,96869.1%OPEN →
Moderate63.7%6,69357.1%OPEN →
Moderate60.5%4,37767.0%OPEN →
Moderate75.7%3,71063.9%OPEN →
Low44.1%3,84383.3%OPEN →
Moderate59.7%3,20388.6%OPEN →
Moderate65.5%6,80684.8%OPEN →
Middle80.1%1,04982.1%OPEN →
Moderate73.5%6,62372.3%OPEN →
Middle90.5%8,37939.2%OPEN →
Middle105.4%7,75455.4%OPEN →
Middle117.3%7,92144.2%OPEN →
Middle84.1%5,12162.6%OPEN →
Middle106.2%4,36748.3%OPEN →
Middle109.7%3,92750.2%OPEN →
Upper152.4%5,31739.6%OPEN →
Moderate79.5%3,35829.8%OPEN →
Middle116.3%5,66829.2%OPEN →
Middle103.6%4,49226.4%OPEN →
Middle101.5%6,72222.0%OPEN →
Upper215.4%2,91118.8%OPEN →
Upper159.8%4,90211.9%OPEN →
Upper175.2%7,01521.6%OPEN →
Upper165.2%6,52618.2%OPEN →
Upper151.6%2,98631.7%OPEN →
Middle110.5%4,83216.6%OPEN →
Middle91.7%4,99736.0%OPEN →
Upper140.1%4,46726.2%OPEN →
Middle116.9%2,05218.8%OPEN →
Middle105.8%5,11111.3%OPEN →
Upper186.4%2,54514.5%OPEN →
Upper136.9%3,11210.3%OPEN →
Upper132.7%2,87414.0%OPEN →
Upper256.9%3,51315.2%OPEN →
Upper130.3%4,75411.0%OPEN →
Middle107.3%6,50019.5%OPEN →
Upper139.1%4,58410.1%OPEN →
Upper145.2%3,61114.2%OPEN →
Upper142.7%3,7039.5%OPEN →
Upper120.5%7,08620.3%OPEN →
Middle116.1%4,99223.5%OPEN →
Middle114.0%5,55230.4%OPEN →
Upper132.8%6,81420.4%OPEN →
Upper152.7%3,89723.0%OPEN →
Upper121.1%7,02219.6%OPEN →
Middle92.3%5,19353.1%OPEN →
Moderate61.5%2,07991.3%OPEN →
Moderate51.9%4,68476.7%OPEN →
Middle88.8%5,17657.0%OPEN →
Moderate64.5%4,93083.9%OPEN →
Middle84.1%3,58644.6%OPEN →
Moderate76.9%3,22830.8%OPEN →
Moderate68.8%5,52165.8%OPEN →
Moderate77.0%3,34366.1%OPEN →
Moderate65.5%5,57481.5%OPEN →
Moderate68.5%4,12275.6%OPEN →
Moderate65.0%2,79375.3%OPEN →
Moderate56.9%6,04482.8%OPEN →
Moderate55.0%3,74588.3%OPEN →
Moderate63.0%2,18995.1%OPEN →
Moderate51.0%4,52796.0%OPEN →
Moderate70.5%4,53095.3%OPEN →
—0.0%3,00291.2%OPEN →
Moderate61.5%3,47894.3%OPEN →
Middle89.4%5,74439.6%OPEN →
Middle99.6%4,09939.4%OPEN →
Moderate79.5%5,67659.3%OPEN →
Moderate66.3%4,11784.8%OPEN →
Moderate53.7%4,70086.2%OPEN →
Moderate64.5%5,37190.8%OPEN →
Moderate70.6%3,97084.9%OPEN →
Moderate56.6%2,72774.5%OPEN →
Middle92.3%3,72663.2%OPEN →
Moderate52.8%6,71075.6%OPEN →
Upper128.6%7,94115.3%OPEN →
Upper179.3%7,82112.8%OPEN →
Upper131.0%3,88723.2%OPEN →
Upper120.7%5,72215.3%OPEN →
Upper131.0%5,86142.1%OPEN →
Upper129.7%6,78126.0%OPEN →
Moderate53.8%3,97676.0%OPEN →
Moderate68.0%2,34570.6%OPEN →
Upper162.2%7,99813.8%OPEN →
Moderate66.2%5,43362.6%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

517,255

Median household income

$103,163

Median home value

$327,000

Median gross rent

$1,453

per month

Owner-occupied

76.0%

of occupied units

Housing units

190,921

3.3% vacant

Poverty rate

7.9%

Unemployment

4.8%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 94.6

Social vulnerability

Very Low

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

65

Declarations recorded

16

Incident types on record: Biological, Flood, Hurricane, Severe Storm, Snowstorm, Tornado.

Everything we hold on Kane County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Kane County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Kane County →Every reported application and origination in FIPS 17089, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Kane County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

385

—

Purchase share

41.0%

158 loans

IRRRL refinances

169

Cash-out refinances

58

2026385—15816958
2025415—2369782
2024293—2013854
2023284—229352
2022——260122131
20211,196—355737104
20201,008—32059296
2019494—30687101
2018487—30648133
2017660—374160126
2016589—30319096
2015498—288103107

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Kane County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Kane County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

1,389

−20.2% vs 2024

Multifamily · 2025

240

−38.6% vs 2024

Total authorized · 2025

1,629

−23.6% vs 2024

Permit valuation · 2025

$563.8M

authorized construction value

Units authorized by year

Kane County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420251,629 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Kane County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Cook County, IL3,8207,041$299.0M
outflow2223Cook County, IL2,7544,235$178.7M
inflow2223DuPage County, IL2,6484,682$221.2M
outflow2223DuPage County, IL1,7152,881$122.3M
outflow2223Other flows - South, DS1,3032,332$142.7M
outflow2223McHenry County, IL1,1422,004$82.0M
outflow2223Kendall County, IL9821,904$58.3M
outflow2223Other flows - Midwest, DS9151,557$77.3M
inflow2223McHenry County, IL8571,406$59.1M
inflow2223Other flows - South, DS8511,498$64.7M
inflow2223Other flows - Midwest, DS7771,207$57.9M
inflow2223Kendall County, IL7451,294$47.2M
outflow2223DeKalb County, IL6211,043$35.7M
inflow2223Will County, IL479814$33.7M
outflow2223Other flows - West, DS468747$42.3M
outflow2223Will County, IL417755$27.2M
inflow2223Other flows - West, DS391645$39.2M
inflow2223DeKalb County, IL387624$23.0M
inflow2223Lake County, IL270471$26.6M
outflow2223Other flows - Northeast, DS239362$19.9M
outflow2223Lake County, IL233373$17.9M
inflow2223Other flows - Northeast, DS229394$17.8M
outflow2223Maricopa County, AZ215358$27.2M
outflow2223Winnebago County, IL214433$12.1M
outflow2223Boone County, IL154340$7.6M
inflow2223Winnebago County, IL134233$7.3M
outflow2223LaSalle County, IL100190$5.5M
outflow2223Milwaukee County, WI91112$4.6M
outflow2223Lee County, FL90152$21.7M
inflow2223Maricopa County, AZ86122$7.7M
outflow2223Los Angeles County, CA79111$5.6M
inflow2223LaSalle County, IL77117$4.2M
outflow2223Dane County, WI6277$5.0M
inflow2223Los Angeles County, CA6198$4.8M
outflow2223Clark County, NV5986$4.6M
outflow2223Foreign - Overseas, FR5888$8.0M
inflow2223Boone County, IL5696$3.5M
outflow2223Harris County, TX55105$4.3M
outflow2223San Diego County, CA5584$3.0M
outflow2223Hillsborough County, FL5476$3.8M
outflow2223Sarasota County, FL5495$6.9M
outflow2223Pinellas County, FL5181$10.2M
outflow2223Collier County, FL4791$34.3M
inflow2223Clark County, NV4769$3.5M
inflow2223Lake County, IN4666$2.5M
outflow2223Denver County, CO4649$2.5M
outflow2223Ogle County, IL4479$2.6M
outflow2223Manatee County, FL4290$6.6M
inflow2223McLean County, IL4265$2.8M
inflow2223Lee County, FL4159$3.4M
outflow2223McLean County, IL4160$2.3M
outflow2223Travis County, TX4062$3.4M
inflow2223San Diego County, CA3963$3.2M
outflow2223Lake County, IN3878$2.1M
outflow2223Bexar County, TX3870$3.1M
outflow2223Walworth County, WI3754$4.1M
outflow2223Marion County, IN3749$2.1M
outflow2223Pima County, AZ3657$3.9M
outflow2223Davidson County, TN3551$3.7M
inflow2223Milwaukee County, WI3449$2.4M
outflow2223Champaign County, IL3442$1.6M
inflow2223Dane County, WI3353$2.4M
outflow2223Mecklenburg County, NC3352$4.1M
outflow2223Kent County, MI3242$1.5M
outflow2223El Paso County, CO3158$3.0M
inflow2223Foreign - Overseas, FR3163$4.0M
inflow2223Pima County, AZ3142$1.6M
inflow2223Harris County, TX3167$1.9M
outflow2223Foreign - Other flows, FR3046$1.6M
outflow2223Tarrant County, TX3043$1.7M
outflow2223Collin County, TX3062$2.9M
outflow2223Hennepin County, MN3033$1.4M
inflow2223Champaign County, IL2955$3.0M
outflow2223Pasco County, FL2859$3.3M
outflow2223Orange County, FL2844$2.7M
outflow2223Grundy County, IL2847$1.4M
outflow2223Waukesha County, WI2837$1.6M
outflow2223Denton County, TX2742$5.1M
outflow2223New York County, NY2729$2.0M
outflow2223Greenville County, SC2755$3.8M
outflow2223Kenosha County, WI2743$1.9M
inflow2223Peoria County, IL2739$1.8M
inflow2223Tarrant County, TX2753$1.5M
inflow2223Dallas County, TX2639$2.1M
outflow2223Jefferson County, CO2644$2.8M
outflow2223Peoria County, IL2636$1.9M
outflow2223Rock County, WI2637$1.9M
inflow2223Hillsborough County, FL2640$2.4M
outflow2223Riverside County, CA2535$2.4M
inflow2223Pinellas County, FL2537$1.6M
inflow2223Denver County, CO2531$1.6M
outflow2223King County, WA2535$2.8M
outflow2223Dallas County, TX2535$1.5M
outflow2223Fulton County, GA2538$2.4M
outflow2223Brevard County, FL2541$1.6M
outflow2223Johnson County, IA2432$1.5M
outflow2223Palm Beach County, FL2439$2.3M
inflow2223Kankakee County, IL2340$1.5M
inflow2223King County, WA2342$2.3M
outflow2223Wake County, NC2345$2.4M
outflow2223Hamilton County, IN2342$3.9M
outflow2223Volusia County, FL2333$1.8M
outflow2223Santa Clara County, CA2338$2.8M
inflow2223Orange County, CA2336$2.0M
inflow2223Johnson County, IA2325$1.6M
inflow2223Marion County, IN2235$2.1M
inflow2223Palm Beach County, FL2234$2.0M
inflow2223Collier County, FL2232$5.6M
outflow2223Polk County, FL2238$1.5M
inflow2223Bexar County, TX2230$822K
outflow2223Kankakee County, IL2135$1.1M
outflow2223Franklin County, OH2132$1.7M
outflow2223Kings County, NY2126$1.8M
outflow2223Porter County, IN2137$1.7M
outflow2223Miami-Dade County, FL2126$2.3M
outflow2223Larimer County, CO2134$2.1M
inflow2223Oakland County, MI2138$2.3M
inflow2223Orange County, FL2028$1.1M
inflow2223Porter County, IN2029$2.2M
inflow2223Hennepin County, MN2033$2.2M
inflow2223Foreign - Other flows, FR2032$1.2M
outflow2223Stephenson County, IL2045$1.4M
outflow2223San Francisco County, CA2025$2.6M
outflow2223St. Louis County, MO2039$1.4M
outflow2223Oakland County, MI2036$1.9M
inflow2122Cook County, IL4,4498,239$388.8M
inflow2122DuPage County, IL3,0905,563$281.5M
outflow2122Cook County, IL2,7664,425$187.5M
outflow2122DuPage County, IL1,9103,197$137.8M
outflow2122Other flows - South, DS1,3822,643$151.8M
outflow2122McHenry County, IL1,3182,385$94.8M
outflow2122Kendall County, IL1,1352,174$65.2M
inflow2122McHenry County, IL9821,729$75.0M
outflow2122Other flows - Midwest, DS9131,656$98.0M
inflow2122Other flows - South, DS8711,530$73.7M
inflow2122Kendall County, IL7211,271$44.1M
inflow2122Other flows - Midwest, DS7071,174$48.6M
outflow2122DeKalb County, IL6611,151$35.4M
inflow2122Will County, IL485816$39.5M
outflow2122Other flows - West, DS453704$50.5M
outflow2122Will County, IL434742$27.0M
inflow2122DeKalb County, IL406666$50.5M
inflow2122Other flows - West, DS372659$32.8M
outflow2122Lake County, IL278480$30.0M
inflow2122Lake County, IL263445$24.4M
outflow2122Winnebago County, IL258514$11.1M
inflow2122Other flows - Northeast, DS238430$35.7M
outflow2122Maricopa County, AZ221395$29.6M
outflow2122Other flows - Northeast, DS189316$17.5M
outflow2122Boone County, IL151300$7.1M
inflow2122Winnebago County, IL148264$8.1M
inflow2122Maricopa County, AZ112174$8.4M
outflow2122Lee County, FL111203$35.1M
outflow2122LaSalle County, IL90166$4.7M
inflow2122Los Angeles County, CA80133$5.5M
outflow2122Los Angeles County, CA76118$4.5M
inflow2122LaSalle County, IL75123$3.0M
outflow2122Clark County, NV75139$7.8M
outflow2122Dane County, WI74110$5.7M
outflow2122Milwaukee County, WI7394$4.2M
outflow2122Harris County, TX64122$4.5M
inflow2122Boone County, IL63127$4.1M
outflow2122Hillsborough County, FL58111$5.9M
outflow2122Ogle County, IL5291$3.7M
outflow2122Collier County, FL5096$29.4M
outflow2122Pinellas County, FL5079$5.0M
outflow2122Tarrant County, TX4895$3.6M
outflow2122Orange County, FL4896$4.2M
outflow2122Lake County, IN4780$3.7M
outflow2122Denver County, CO4755$3.2M
outflow2122Dallas County, TX4769$3.0M
outflow2122Bexar County, TX4780$3.5M
outflow2122Davidson County, TN4564$3.6M
outflow2122Walworth County, WI4583$5.6M
outflow2122Sarasota County, FL4372$5.7M
outflow2122Hennepin County, MN4259$2.6M
outflow2122San Diego County, CA4058$4.1M
outflow2122Pasco County, FL3978$4.3M
inflow2122Harris County, TX3979$3.3M
inflow2122San Diego County, CA3969$1.8M
outflow2122McLean County, IL3961$2.2M
outflow2122Mecklenburg County, NC3871$6.7M
outflow2122Kenosha County, WI3761$2.2M
outflow2122Manatee County, FL3787$8.7M
inflow2122Milwaukee County, WI3755$2.3M
outflow2122Collin County, TX3772$3.5M
inflow2122Lake County, IN3764$1.9M
outflow2122Polk County, FL3666$3.1M
outflow2122Waukesha County, WI3547$3.9M
inflow2122Orange County, CA3567$2.7M
outflow2122Travis County, TX3555$2.6M
outflow2122Peoria County, IL3573$2.0M
inflow2122Clark County, NV3451$2.3M
outflow2122Denton County, TX3373$4.2M
inflow2122Champaign County, IL3355$1.9M
outflow2122Grundy County, IL3267$2.3M
outflow2122Palm Beach County, FL3250$2.3M
outflow2122King County, WA3139$2.7M
outflow2122Polk County, IA3147$1.6M
outflow2122Pima County, AZ2950$2.3M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Kane County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals4,374.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals886.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals5,260.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals343,000.0
2023BothNo CharacteristicAll Appraisals358,000.0
2023PurchaseNo CharacteristicAll Appraisals360,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals340,000.0
2022PurchaseNo CharacteristicAll Appraisals0.4
2022PurchaseNo CharacteristicAll Appraisals344,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,912.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals325,000.0
2022BothNo CharacteristicAll Appraisals7,587.0
2022PurchaseNo CharacteristicAll Appraisals5,675.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals315,000.0
2021BothNo CharacteristicAll Appraisals13,082.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals7,379.0
2021PurchaseNo CharacteristicAll Appraisals0.4
2021RefinanceNo CharacteristicAll Appraisals5,703.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals311,500.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals310,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals14,756.0
2020PurchaseNo CharacteristicAll Appraisals6,764.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals295,000.0
2020RefinanceNo CharacteristicAll Appraisals310,000.0
2020RefinanceNo CharacteristicAll Appraisals7,992.0
2020PurchaseNo CharacteristicAll Appraisals277,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.4
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals280,000.0
2019PurchaseNo CharacteristicAll Appraisals5,750.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals295,000.0
2019BothNo CharacteristicAll Appraisals10,327.0
2019RefinanceNo CharacteristicAll Appraisals4,577.0
2019PurchaseNo CharacteristicAll Appraisals267,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals265,000.0
2018BothNo CharacteristicAll Appraisals8,290.0
2018PurchaseNo CharacteristicAll Appraisals5,624.0
2018RefinanceNo CharacteristicAll Appraisals2,666.0
2018BothNo CharacteristicAll Appraisals265,000.0
2018PurchaseNo CharacteristicAll Appraisals265,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.4
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals265,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.4
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals9,210.0
2017PurchaseNo CharacteristicAll Appraisals5,508.0
2017PurchaseNo CharacteristicAll Appraisals263,000.0
2017RefinanceNo CharacteristicAll Appraisals3,702.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals264,000.0
2016PurchaseNo CharacteristicAll Appraisals5,299.0
2016RefinanceNo CharacteristicAll Appraisals290,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals256,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals275,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals11,654.0
2016RefinanceNo CharacteristicAll Appraisals6,355.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals245,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals280,000.0
2015BothNo CharacteristicAll Appraisals9,875.0
2015RefinanceNo CharacteristicAll Appraisals4,905.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.6
2015PurchaseNo CharacteristicAll Appraisals4,970.0
2015BothNo CharacteristicAll Appraisals265,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals252,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Kane County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05266,174254,95411,2204.2%
2026-04267,394255,34712,0474.5%
2026-03273,580257,27216,3086.0%
2026-02271,855255,05416,8016.2%
2026-01271,505254,41817,0876.3%
2025-12269,291253,65515,6365.8%
2025-11269,914256,28613,6285.0%
2025-09272,892260,95911,9334.4%
2025-08272,459259,77912,6804.7%
2025-07277,143264,41712,7264.6%
2025-06275,996264,58511,4114.1%
2025-05271,414261,13910,2753.8%
2025-04273,240262,26110,9794.0%
2025-03272,009258,72813,2814.9%
2025-02271,395257,32814,0675.2%
2025-01272,909258,34914,5605.3%
2024-12275,889263,66912,2204.4%
2024-11274,394263,21411,1804.1%
2024-10276,155265,12811,0274.0%
2024-09277,485266,01111,4744.1%
2024-08277,726264,38813,3384.8%
2024-07283,685269,12614,5595.1%
2024-06280,208266,22213,9865.0%
2024-05276,230263,68712,5434.5%
2024-04272,962259,47813,4844.9%
2024-03275,982259,29816,6846.0%
2024-02273,543256,21317,3306.3%
2024-01273,653255,92517,7286.5%
2023-12276,715262,09214,6235.3%
2023-11277,275265,41211,8634.3%
2023-10276,280263,99812,2824.4%
2023-09278,197265,09013,1074.7%
2023-08279,447265,10414,3435.1%
2023-07279,603265,91113,6924.9%
2023-06277,269264,32412,9454.7%
2023-05272,692260,81711,8754.4%
2023-04270,823258,76712,0564.5%
2023-03272,545257,39815,1475.6%
2023-02269,838253,84215,9965.9%
2023-01269,049253,59815,4515.7%
2022-12271,812259,72712,0854.4%
2022-11269,546258,80010,7464.0%
2022-10269,034258,45210,5823.9%
2022-09270,453260,15710,2963.8%
2022-08272,911261,41811,4934.2%
2022-07277,434265,77511,6594.2%
2022-06274,653263,28811,3654.1%
2022-05269,576258,78510,7914.0%
2022-04269,069256,87812,1914.5%
2022-03272,648258,31614,3325.3%
2022-02270,462255,52714,9355.5%
2022-01270,018253,95916,0595.9%
2021-12270,728258,01512,7134.7%
2021-11271,270259,71011,5604.3%
2021-10267,615255,43912,1764.5%
2021-09268,239255,32812,9114.8%
2021-08267,984253,07614,9085.6%
2021-07271,294256,01115,2835.6%
2021-06271,082254,86316,2196.0%
2021-05265,054250,82414,2305.4%
2021-04266,030250,09315,9376.0%
2021-03266,071247,56618,5057.0%
2021-02265,679246,85918,8207.1%
2021-01264,907244,37020,5377.8%
2020-12268,898249,02019,8787.4%
2020-11269,171250,84318,3286.8%
2020-10270,651252,54418,1076.7%
2020-09270,320248,10322,2178.2%
2020-08271,460247,20224,2588.9%
2020-07270,338240,45429,88411.1%
2020-06268,957236,39032,56712.1%
2020-05259,921222,97136,95014.2%
2020-04252,160210,32941,83116.6%
2020-03259,920247,72512,1954.7%
2020-02274,985264,09810,8874.0%
2020-01276,057264,19711,8604.3%
2019-12278,177267,54010,6373.8%
2019-11280,122271,3108,8123.1%
2019-10281,349272,2559,0943.2%
2019-09281,722272,1559,5673.4%
2019-08281,146270,98510,1613.6%
2019-07286,463275,40111,0623.9%
2019-06283,165272,88910,2763.6%
2019-05279,403269,9909,4133.4%
2019-04278,936267,32611,6104.2%
2019-03281,449265,77515,6745.6%
2019-02282,427266,18716,2405.8%
2019-01281,918263,77118,1476.4%
2018-12284,252268,51915,7335.5%
2018-11284,387272,21912,1684.3%
2018-10284,112271,78612,3264.3%
2018-09283,113271,04212,0714.3%
2018-08281,819268,82412,9954.6%
2018-07287,205273,73613,4694.7%
2018-06285,143271,45913,6844.8%
2018-05281,547269,79611,7514.2%
2018-04279,874267,63012,2444.4%
2018-03283,645268,50115,1445.3%
2018-02280,705265,97414,7315.2%
2018-01279,184264,38114,8035.3%

BEA Personal Income

2024$36.43B520,997$70K
2023$34.81B517,241$67K
2022$33.07B515,070$64K
2021$32.38B516,564$63K
2020$29.92B516,403$58K
2019$28.06B518,301$54K
2018$27.23B520,358$52K
2017$26.16B521,133$50K
2016$25.11B521,083$48K
2015$24.39B520,622$47K
2014$23.37B519,048$45K
2013$22.63B517,606$44K
2012$22.33B517,210$43K
2011$21.49B517,202$42K
2010$20.35B515,683$39K
2009$19.49B511,273$38K
2008$20.08B504,437$40K
2007$19.26B495,752$39K
2006$18.00B485,179$37K
2005$16.77B475,384$35K
2004$15.75B466,884$34K
2003$14.88B453,929$33K
2002$14.24B440,437$32K
2001$13.84B423,975$33K
2000$12.58B407,847$31K
1999$11.59B396,371$29K
1998$10.92B386,103$28K
1997$10.38B376,725$28K
1996$9.73B366,912$27K
1995$9.17B356,995$26K
1994$8.67B346,687$25K
1993$8.15B339,619$24K
1992$7.68B332,476$23K
1991——$22K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Kane County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-07-04$0——Yes
2026-07-04$0$0$0Yes
2026-07-04$0——Yes
2026-07-04$4K$4K$0Yes
2026-07-04$25K$25K$0Yes
2026-07-04$3K$2K$1KYes
2026-07-04$0$0$0No
2022-09-14$0$0$0Yes
2022-09-12$181.05$181.05$0Yes
2022-01-26$0$0$0Yes
2021-06-30$14K$13K$500.59Yes
2021-03-18$0$0$0Yes
2020-07-11$0——Yes
2020-05-18$3K$3K$0Yes
2020-05-17$16K$16K$0Yes
2020-05-16$12K$12K$0Yes
2020-05-15$3K$3K$0Yes
2020-05-15$4K$4K$0Yes
2020-05-15$0——Yes
2020-05-15$2K$2K$0Yes
2020-05-15$2K$2K$0Yes
2020-05-15$8K$8K$0Yes
2020-05-15$32K$32K$0Yes
2020-05-15$4K$4K$0Yes
2020-05-15$2K$2K$0Yes
2020-05-14$14K$14K$0Yes
2020-05-14$7K$7K$0Yes
2020-05-14$2K$2K$0Yes
2020-05-14$0$0$0Yes
2020-05-14$71K$71K$0No
2020-04-02$9K$9K$0Yes
2019-09-12$0——Yes
2019-07-11$0——Yes
2019-07-02$14K$12K$2KYes
2019-02-02$122K$122K$0No
2018-11-27$16K$16K$201.88Yes
2018-06-27$2K$2K$0No
2018-06-22$0——No
2018-05-30$0——Yes
2018-05-30$26K$19K$7KYes
2018-02-20$15K$15K$0No
2018-02-20$0——Yes
2017-12-29$20K$20K$0Yes
2017-10-15$10K$0$10KYes
2017-10-14$12K$12K$0Yes
2017-10-14$34K$34K$0No
2017-07-23$9K$9K$0Yes
2017-07-23$0——Yes
2017-07-22$8K$8K$0Yes
2017-07-22$14K$14K$0Yes
2017-07-22$0——Yes
2017-07-22$3K$3K$0Yes
2017-07-21$6K$6K$0No
2017-07-21$1K$1K$0Yes
2017-07-21$2K$2K$0Yes
2017-07-20$1K$1K$0Yes
2017-07-20$5K$5K$0Yes
2017-07-20$9K$9K$0Yes
2017-07-20$0——No
2017-07-19$43K$43K$0No
2017-07-15$7K$7K$0Yes
2017-07-14$24K$24K$0Yes
2017-07-14$10K$10K$0Yes
2017-07-12$20K$17K$3KYes
2017-07-11$3K$3K$0Yes
2017-05-01$323.21$323.21$0Yes
2017-03-27$0——Yes
2017-01-16$0——Yes
2016-12-26$0——Yes
2016-06-22$4K$4K$0Yes
2015-07-13$340.05$340.05$0Yes
2015-06-17$610.25$610.25$0No
2015-06-15$3K$3K$0Yes
2015-06-15$82.64$82.64$0No
2015-06-15$0——Yes
2015-06-15$833.62$833.62$0Yes
2015-06-15$786.2$786.2$0Yes
2015-06-15$1K$1K$0Yes
2015-06-07$0——Yes
2015-04-09$17K$17K$0Yes
2014-11-07$2K$2K$0Yes
2014-07-12$0——Yes
2014-07-12$0——Yes
2014-07-07$0——Yes
2014-07-01$4K$4K$0Yes
2014-06-30$0——Yes
2014-06-30$0——Yes
2014-06-30$8K$7K$1KYes
2014-06-21$428.44$428.44$0Yes
2014-05-17$0——Yes
2014-02-21$0——No
2014-02-20$4K$4K$0No
2013-05-20$132K$132K$0No
2013-04-28$0——Yes
2013-04-26$0——Yes
2013-04-23$10K$10K$0Yes
2013-04-22$0——Yes
2013-04-21$23K$22K$473.65Yes
2013-04-19$5K$5K$0No
2013-04-19$4K$4K$0Yes

ALSO CHECKED

18 more data areas were checked for Kane County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the IL state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN KANE COUNTY →Opens the loan explorer already filtered to county FIPS 17089.

See the Illinois state market profile for the statewide picture, the Illinois state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.