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State markets/Illinois/Will County

COUNTY MORTGAGE MARKET · FIPS 17197

Will County, Illinois

Who lends in Will County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$4.85B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

16,624

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

17.1%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

498

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 498 lenders that originated in Will County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

217

unconcentrated

Top-5 lender share

25.9%

of originations

Purchase

60.9%

8,206 loans

Refinance

39.1%

5,267 loans

Origination trend

Annual mortgage origination volume and loan count in Will County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Will County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Will County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR WILL COUNTY →

TOP TEN LENDERS IN WILL COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,042$391.5M$391.5M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
946$273.1M$273.1M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,008$235.1M$235.1M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
645$181.5M$181.5M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
360$173.9M$173.9M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2$129.7M$129.7M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
342$113.5M$113.5M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
373$111.9M$111.9M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
261$95.4M$95.4M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
589$89.5M$89.5M originated in Will County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Will County

All 45 ZIP Code Tabulation Areas that touch Will County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
45 OF 45 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1414 of the 15 Will County tracts this ZIP area touches sit mostly inside it.56,84763.5%14,206——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1616 of the 23 Will County tracts this ZIP area touches sit mostly inside it.53,93153.0%13,238——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 11 Will County tracts this ZIP area touches sit mostly inside it.42,12055.9%10,932——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Will County tracts this ZIP area touches sit mostly inside it.40,36738.7%10,813——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Will County tracts this ZIP area touches sit mostly inside it.38,26745.9%9,979——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Will County tracts this ZIP area touches sit mostly inside it.37,13618.6%10,998——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 17 Will County tracts this ZIP area touches sit mostly inside it.31,92629.8%8,115——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Will County tracts this ZIP area touches sit mostly inside it.31,76813.2%9,972——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Will County tracts this ZIP area touches sit mostly inside it.30,30913.0%9,023——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 14 Will County tracts this ZIP area touches sit mostly inside it.25,41034.7%7,419——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 14 Will County tracts this ZIP area touches sit mostly inside it.24,78260.7%5,282——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Will County tracts this ZIP area touches sit mostly inside it.23,62835.3%6,846——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Will County tracts this ZIP area touches sit mostly inside it.22,98912.7%7,449——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Will County tracts this ZIP area touches sit mostly inside it.21,60656.0%5,622——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Will County tracts this ZIP area touches sit mostly inside it.21,50125.5%6,766——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Will County tracts this ZIP area touches sit mostly inside it.19,25589.0%2,520——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Will County tracts this ZIP area touches sit mostly inside it.18,00446.1%5,951——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Will County tracts this ZIP area touches sit mostly inside it.17,61860.9%3,411——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 9 Will County tracts this ZIP area touches sit mostly inside it.14,19635.3%4,095——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Will County tracts this ZIP area touches sit mostly inside it.13,52445.3%4,686——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Will County tracts this ZIP area touches sit mostly inside it.13,29912.2%3,698——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Will County tracts this ZIP area touches sit mostly inside it.11,92941.1%3,781——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Will County tracts this ZIP area touches sit mostly inside it.11,91310.8%3,696——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Will County tracts this ZIP area touches sit mostly inside it.11,75250.3%3,104——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Will County tracts this ZIP area touches sit mostly inside it.9,46328.4%2,731——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Will County tracts this ZIP area touches sit mostly inside it.7,21423.2%2,169——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 5 Will County tracts this ZIP area touches sit mostly inside it.6,61214.4%1,997——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Will County tracts this ZIP area touches sit mostly inside it.6,49517.5%1,845——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Will County tracts this ZIP area touches sit mostly inside it.6,15814.3%1,838——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Will County tracts this ZIP area touches sit mostly inside it.5,75563.5%1,247——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Will County tracts this ZIP area touches sit mostly inside it.4,40015.0%1,198——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Will County tracts this ZIP area touches sit mostly inside it.3,90713.3%1,129——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 4 Will County tracts this ZIP area touches sit mostly inside it.3,89815.4%1,452——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Will County tracts this ZIP area touches sit mostly inside it.3,01278.8%652——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Will County tracts this ZIP area touches sit mostly inside it.2,89196.5%468——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Will County tracts this ZIP area touches sit mostly inside it.2,47312.1%794——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Will County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

172 of Will County’s 172 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Will County

All 172 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

172 OF 172 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle92.7%7,47164.3%OPEN →
Middle83.2%4,49467.8%OPEN →
Moderate79.9%5,10167.1%OPEN →
Upper121.7%5,28357.4%OPEN →
Middle86.4%3,68368.2%OPEN →
Middle104.2%2,03166.0%OPEN →
Moderate74.5%3,72580.0%OPEN →
Moderate66.2%2,89681.2%OPEN →
Middle87.2%3,27674.1%OPEN →
Middle108.0%2,91361.5%OPEN →
Moderate75.4%3,64959.2%OPEN →
Upper199.3%4,67626.1%OPEN →
Upper176.4%4,44527.5%OPEN →
Upper138.3%5,91463.0%OPEN →
Upper157.1%3,70962.8%OPEN →
Upper128.1%3,94067.9%OPEN →
Upper145.0%5,46352.3%OPEN →
Middle105.5%4,71651.2%OPEN →
Middle94.0%3,81348.7%OPEN →
Middle87.7%6,15044.9%OPEN →
Upper132.1%4,11728.8%OPEN →
Upper171.5%5,01829.2%OPEN →
Upper200.0%5,41034.4%OPEN →
Upper128.1%6,44852.0%OPEN →
Upper196.6%4,95940.1%OPEN →
Upper176.9%7,47829.9%OPEN →
Upper153.7%3,84662.4%OPEN →
Upper243.7%3,82455.1%OPEN →
Upper164.1%6,38348.9%OPEN →
Upper166.7%3,71836.6%OPEN →
Upper178.5%5,01045.6%OPEN →
Upper150.3%3,48128.4%OPEN →
Upper154.1%3,94137.1%OPEN →
Upper218.2%6,72757.4%OPEN →
Upper197.1%6,78247.5%OPEN →
Upper133.4%5,19852.7%OPEN →
Upper128.3%3,27347.3%OPEN →
Upper149.0%3,28149.5%OPEN →
Middle98.6%5,05054.9%OPEN →
Upper140.0%3,32821.2%OPEN →
Middle108.2%4,18936.2%OPEN →
Middle103.6%4,28129.8%OPEN →
Middle105.7%3,15834.0%OPEN →
Middle116.3%2,55329.5%OPEN →
Upper139.0%4,93334.6%OPEN →
Upper126.7%6,40728.3%OPEN →
Upper139.6%3,78816.8%OPEN →
Middle118.5%3,76337.7%OPEN →
Upper167.3%5,13133.9%OPEN →
Middle109.3%4,64963.2%OPEN →
Middle107.7%4,18160.0%OPEN →
Middle115.5%2,73335.3%OPEN →
Middle107.1%4,87950.5%OPEN →
Upper143.4%4,95339.3%OPEN →
Upper124.7%3,72344.3%OPEN →
Upper122.3%6,26241.6%OPEN →
Middle111.7%4,27551.5%OPEN →
Middle103.2%4,99816.8%OPEN →
Moderate77.3%4,35035.6%OPEN →
Middle104.7%3,77554.8%OPEN →
Middle96.5%3,90860.0%OPEN →
Middle83.5%3,18774.8%OPEN →
Upper132.5%3,99770.3%OPEN →
Upper135.1%3,06914.7%OPEN →
Middle106.7%3,38917.7%OPEN →
Moderate73.8%4,40517.6%OPEN →
Moderate64.9%2,71270.4%OPEN →
Moderate69.6%6,15634.5%OPEN →
Moderate63.0%3,06851.0%OPEN →
Moderate62.6%2,70545.1%OPEN →
Middle110.1%5,41113.9%OPEN →
Upper137.4%5,0569.8%OPEN →
Middle117.6%3,58913.5%OPEN →
Middle111.1%2,47312.1%OPEN →
Upper141.6%5,84313.9%OPEN →
Middle113.3%7,97214.0%OPEN →
Upper124.7%4,05616.6%OPEN →
Upper139.0%3,40110.1%OPEN →
Middle119.8%2,95312.5%OPEN →
Upper143.2%7,54312.7%OPEN →
Upper125.4%2,85713.4%OPEN →
Upper125.6%6,74619.0%OPEN →
Upper135.3%4,39812.9%OPEN →
Middle110.7%2,9719.9%OPEN →
Upper141.5%5,58110.6%OPEN →
Upper132.2%5,49313.3%OPEN →
Upper132.6%4,31113.5%OPEN →
Upper158.5%3,8098.9%OPEN →
Low46.0%2,46094.8%OPEN →
Moderate66.4%2,09579.9%OPEN →
Moderate57.1%3,04096.5%OPEN →
Low49.2%1,30795.7%OPEN →
Moderate64.7%3,41368.4%OPEN →
Middle84.2%3,29552.7%OPEN →
Middle88.6%3,55843.8%OPEN →
Middle92.2%1,97941.6%OPEN →
Moderate56.8%3,30170.3%OPEN →
Moderate65.8%2,61763.7%OPEN →
Middle102.8%3,17028.8%OPEN →
Moderate63.8%4,05767.4%OPEN →
Low30.0%3,77086.3%OPEN →
Low42.1%3,15286.9%OPEN →
Moderate67.6%2,37795.8%OPEN →
Moderate51.2%4,82481.7%OPEN →
Moderate74.7%3,89161.6%OPEN →
Moderate54.3%3,81190.7%OPEN →
Low38.9%2,09094.9%OPEN →
Moderate67.2%3,30156.5%OPEN →
Moderate70.6%2,80981.6%OPEN →
Middle99.6%2,49949.1%OPEN →
Middle100.5%3,09564.0%OPEN →
Moderate68.5%2,72257.3%OPEN →
Low43.1%3,01863.0%OPEN →
Moderate53.4%2,38750.2%OPEN →
Moderate67.7%3,42867.9%OPEN →
Moderate67.7%3,96176.0%OPEN →
Middle102.5%4,21143.0%OPEN →
Middle87.3%3,16539.4%OPEN →
Middle100.6%2,90131.5%OPEN →
Upper156.3%2,73523.5%OPEN →
Middle93.9%6,58448.7%OPEN →
Upper153.1%6,23921.2%OPEN →
Upper123.3%5,87217.5%OPEN →
Middle115.4%2,37533.6%OPEN →
Upper127.3%3,24930.8%OPEN →
Middle80.1%4,10346.1%OPEN →
Upper129.8%4,27950.9%OPEN →
Upper143.7%3,76635.3%OPEN →
Upper137.7%3,90713.3%OPEN →
Middle112.9%1,7218.6%OPEN →
Middle111.8%3,04511.6%OPEN →
Middle109.3%3,56716.7%OPEN →
Middle112.0%3,89815.4%OPEN →
Middle83.2%4,01812.2%OPEN →
Middle86.0%1,94010.7%OPEN →
Upper151.0%5,59414.3%OPEN →
Upper147.2%8,76927.3%OPEN →
Upper123.7%3,87814.0%OPEN →
Middle107.7%4,52112.3%OPEN →
Upper126.4%7,05712.9%OPEN →
Upper127.0%4,85417.2%OPEN →
Upper124.4%5,64118.3%OPEN →
Upper146.6%7,21423.2%OPEN →
Upper152.8%4,18313.9%OPEN →
Upper167.3%8,09515.7%OPEN →
Middle112.0%3,26612.0%OPEN →
Upper143.1%5,60113.1%OPEN →
Upper164.8%3,30413.9%OPEN →
Upper141.7%3,27511.4%OPEN →
Middle107.7%5,50838.0%OPEN →
Middle81.0%3,01278.8%OPEN →
Moderate56.5%2,89196.5%OPEN →
Middle98.7%4,13884.2%OPEN →
Moderate61.7%3,25546.7%OPEN →
Moderate55.6%2,50085.5%OPEN →
Middle82.1%2,85945.3%OPEN →
Middle90.9%3,28150.3%OPEN →
Middle111.3%1,41432.3%OPEN →
Moderate69.3%3,63037.3%OPEN →
Upper121.6%3,79564.6%OPEN →
Middle81.0%3,02536.2%OPEN →
Middle111.7%6,49517.5%OPEN →
Upper127.2%1,79318.1%OPEN →
Middle93.8%4,36512.8%OPEN →
Middle105.3%4,40015.0%OPEN →
Moderate72.0%2,46410.2%OPEN →
Moderate74.8%1,3679.6%OPEN →
Middle81.6%2,1249.9%OPEN →
Middle91.3%3,74438.5%OPEN →
Middle113.5%2,64260.1%OPEN →
—0.0%——OPEN →
—0.0%2,73982.2%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

701,462

Median household income

$109,984

Median home value

$319,600

Median gross rent

$1,462

per month

Owner-occupied

82.8%

of occupied units

Housing units

254,278

3.9% vacant

Poverty rate

7.3%

Unemployment

4.9%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 97.3

Social vulnerability

Very Low

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Very High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

70

Declarations recorded

19

Incident types on record: Biological, Flood, Hurricane, Severe Storm, Snowstorm, Tornado.

Everything we hold on Will County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Will County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Will County →Every reported application and origination in FIPS 17197, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Will County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

678

—

Purchase share

39.1%

265 loans

IRRRL refinances

290

Cash-out refinances

123

2026678—265290123
2025707—384178145
2024533—34381109
2023522—3857130
2022——524214266
20211,985—5761,269140
20201,830—5741,055201
2019894—468153273
2018881—512107262
20171,123—596273254
2016969—475281213
2015823—425231167

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Will County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Will County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

1,797

+22.7% vs 2024

Multifamily · 2025

196

−63.6% vs 2024

Total authorized · 2025

1,993

−0.4% vs 2024

Permit valuation · 2025

$593.1M

authorized construction value

Units authorized by year

Will County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420251,993 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Will County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Cook County, IL6,97212,890$633.1M
outflow2223Cook County, IL4,8247,548$311.1M
inflow2223DuPage County, IL2,8775,469$262.1M
outflow2223DuPage County, IL2,3883,886$222.2M
outflow2223Other flows - South, DS1,5272,799$141.8M
outflow2223Other flows - Midwest, DS1,0041,718$78.7M
inflow2223Other flows - South, DS9521,731$62.7M
outflow2223Kendall County, IL8631,694$74.1M
inflow2223Other flows - Midwest, DS7801,305$57.7M
outflow2223Grundy County, IL7101,236$46.5M
inflow2223Kendall County, IL5611,045$42.5M
inflow2223Grundy County, IL502841$32.9M
outflow2223Lake County, IN489834$36.0M
outflow2223Kane County, IL479814$33.7M
outflow2223Other flows - West, DS439674$32.5M
inflow2223Kane County, IL417755$27.2M
outflow2223Kankakee County, IL397656$24.8M
inflow2223Other flows - West, DS386676$33.9M
outflow2223Maricopa County, AZ300469$37.1M
inflow2223Lake County, IN281480$16.0M
inflow2223Kankakee County, IL268455$17.1M
outflow2223Other flows - Northeast, DS266413$27.7M
inflow2223Other flows - Northeast, DS263513$25.5M
outflow2223LaSalle County, IL184318$12.6M
inflow2223Maricopa County, AZ164304$11.6M
outflow2223Lee County, FL155269$20.1M
outflow2223Lake County, IL148251$15.6M
inflow2223Lake County, IL138277$13.5M
inflow2223LaSalle County, IL115200$8.0M
outflow2223Harris County, TX112198$10.1M
outflow2223Los Angeles County, CA106137$7.9M
outflow2223Clark County, NV102171$7.7M
outflow2223DeKalb County, IL100150$5.1M
outflow2223McLean County, IL90135$5.4M
outflow2223Porter County, IN85158$7.1M
outflow2223McHenry County, IL84138$6.7M
inflow2223Los Angeles County, CA79131$7.0M
inflow2223DeKalb County, IL76122$2.9M
outflow2223Dallas County, TX76108$4.2M
inflow2223McHenry County, IL72133$6.7M
outflow2223Hillsborough County, FL71112$6.0M
outflow2223Champaign County, IL69100$3.9M
inflow2223Clark County, NV67118$6.0M
outflow2223Collier County, FL66123$66.8M
outflow2223Dane County, WI6686$3.9M
outflow2223Milwaukee County, WI6581$2.7M
outflow2223Tarrant County, TX65116$4.4M
outflow2223Davidson County, TN6574$4.0M
inflow2223Harris County, TX64122$4.7M
inflow2223McLean County, IL63103$4.8M
outflow2223Winnebago County, IL63108$3.0M
inflow2223San Diego County, CA5998$4.4M
outflow2223San Diego County, CA5986$4.3M
outflow2223Foreign - Overseas, FR58120$5.8M
inflow2223Lee County, FL5785$4.8M
outflow2223Marion County, IN5787$3.6M
inflow2223Champaign County, IL5692$3.8M
outflow2223Livingston County, IL5594$3.4M
outflow2223Sarasota County, FL55104$9.8M
outflow2223Travis County, TX5263$6.9M
outflow2223Collin County, TX51118$6.1M
outflow2223Manatee County, FL50110$7.6M
outflow2223Pinellas County, FL4968$3.9M
outflow2223Denton County, TX4895$6.5M
outflow2223New York County, NY4848$3.9M
outflow2223Polk County, FL4898$4.7M
outflow2223King County, WA4755$4.0M
outflow2223Orange County, CA4769$4.4M
outflow2223Sangamon County, IL4582$1.9M
outflow2223Hamilton County, IN4383$5.0M
outflow2223Fulton County, GA4369$3.3M
outflow2223Denver County, CO4353$3.4M
inflow2223Milwaukee County, WI4368$3.3M
outflow2223Orange County, FL4272$3.4M
outflow2223Peoria County, IL4164$2.1M
outflow2223Kent County, MI4154$2.2M
outflow2223Knox County, TN4177$3.2M
inflow2223Winnebago County, IL4082$1.9M
inflow2223Hillsborough County, FL3974$3.7M
outflow2223Broward County, FL3865$8.2M
inflow2223Porter County, IN3859$3.5M
outflow2223Hennepin County, MN3856$2.7M
outflow2223Pasco County, FL3860$3.6M
inflow2223Dallas County, TX3770$3.0M
outflow2223Bexar County, TX3668$2.2M
inflow2223Broward County, FL3662$2.5M
outflow2223Pinal County, AZ3658$3.3M
inflow2223Orange County, FL3558$2.2M
outflow2223Mecklenburg County, NC3557$2.7M
outflow2223Boone County, MO3542$1.2M
outflow2223Oakland County, MI3563$4.6M
outflow2223Palm Beach County, FL3559$6.8M
inflow2223Marion County, IN3551$3.2M
outflow2223Charlotte County, FL3460$3.3M
outflow2223Berrien County, MI3461$4.5M
inflow2223Kings County, NY3356$2.0M
outflow2223Franklin County, OH3248$1.7M
inflow2223Orange County, CA3260$3.9M
outflow2223Santa Clara County, CA3142$3.5M
outflow2223Kalamazoo County, MI3149$1.3M
outflow2223Wake County, NC3163$3.7M
inflow2223San Bernardino County, CA3165$2.3M
inflow2223Oakland County, MI3073$3.1M
outflow2223Jefferson County, CO3040$2.6M
inflow2223Riverside County, CA3055$1.8M
inflow2223Foreign - Other flows, FR2959$1.2M
inflow2223Peoria County, IL2948$2.3M
inflow2223Hennepin County, MN2948$2.8M
outflow2223Miami-Dade County, FL2937$3.2M
inflow2223Dane County, WI2948$2.4M
inflow2223Foreign - Overseas, FR2964$2.9M
inflow2223Tarrant County, TX2946$1.3M
outflow2223Kenosha County, WI2847$1.6M
outflow2223Foreign - Other flows, FR2740$1.2M
inflow2223Livingston County, IL2758$1.3M
outflow2223Scott County, IA2738$1.7M
outflow2223St. Joseph County, IN2641$1.3M
inflow2223Denton County, TX2645$2.9M
outflow2223Kings County, NY2631$1.9M
inflow2223Bexar County, TX2643$1.5M
inflow2223Pinellas County, FL2636$1.5M
outflow2223Arapahoe County, CO2534$1.9M
outflow2223Johnson County, KS2540$2.6M
outflow2223LaPorte County, IN2551$2.7M
outflow2223El Paso County, CO2542$1.4M
outflow2223San Francisco County, CA2525$3.7M
outflow2223Pima County, AZ2435$1.1M
inflow2223Wayne County, MI2448$1.7M
inflow2223King County, WA2439$3.0M
outflow2223Rutherford County, TN2435$891K
outflow2223Wayne County, MI2438$2.4M
outflow2223Sumter County, FL2435$2.2M
outflow2223Duval County, FL2438$2.1M
inflow2223Sangamon County, IL2447$1.2M
outflow2223Marion County, FL2335$1.7M
outflow2223Osceola County, FL2342$1.2M
outflow2223Madison County, IL2333$829K
outflow2223Johnson County, IA2332$1.1M
outflow2223St. Louis County, MO2350$2.1M
inflow2223Travis County, TX2341$2.0M
inflow2223Collin County, TX2341$2.1M
inflow2223St. Louis County, MO2240$1.7M
outflow2223Montgomery County, TN2241$1.4M
outflow2223Tippecanoe County, IN2241$916K
outflow2223Douglas County, CO2239$2.9M
inflow2223Fulton County, GA2232$1.8M
inflow2223El Paso County, CO2135$1.7M
inflow2223Duval County, FL2133$659K
outflow2223St. Louis city, MO2124$869K
inflow2223Scott County, IA2150$1.8M
inflow2223Santa Clara County, CA2144$4.0M
inflow2223Denver County, CO2135$1.9M
outflow2223Riverside County, CA2137$1.9M
outflow2223Allen County, IN2034$1.3M
outflow2223Shelby County, TN2045$1.5M
inflow2223Polk County, FL2030$821K
outflow2223Waukesha County, WI2042$3.4M
inflow2223Manatee County, FL2038$2.2M
outflow2223Fort Bend County, TX2049$1.6M
inflow2223Jefferson County, KY2037$1.8M
inflow2223Mecklenburg County, NC2032$2.8M
outflow2223Alameda County, CA2028$1.4M
inflow2122Foreign - Other flows, FR———
inflow2122Cook County, IL8,07015,648$645.3M
outflow2122Cook County, IL4,6207,368$308.5M
inflow2122DuPage County, IL3,1096,068$281.3M
outflow2122DuPage County, IL2,4754,136$220.0M
outflow2122Other flows - South, DS1,5372,939$163.0M
outflow2122Kendall County, IL1,0392,056$84.1M
outflow2122Other flows - Midwest, DS1,0241,856$100.7M
inflow2122Other flows - South, DS9831,756$67.9M
inflow2122Other flows - Midwest, DS8251,476$67.5M
outflow2122Grundy County, IL7981,504$53.7M
inflow2122Kendall County, IL5761,118$40.9M
outflow2122Lake County, IN5731,069$44.8M
inflow2122Grundy County, IL498876$35.6M
outflow2122Kane County, IL485816$39.5M
inflow2122Other flows - West, DS435800$36.7M
inflow2122Kane County, IL434742$27.0M
outflow2122Other flows - West, DS425721$40.6M
outflow2122Kankakee County, IL413752$24.8M
outflow2122Maricopa County, AZ391690$40.8M
inflow2122Other flows - Northeast, DS291592$29.3M
inflow2122Lake County, IN268475$13.1M
inflow2122Kankakee County, IL257448$15.0M
outflow2122Other flows - Northeast, DS242397$23.0M
outflow2122LaSalle County, IL216405$13.9M
outflow2122Lee County, FL213384$44.0M
inflow2122Maricopa County, AZ148254$14.5M
outflow2122Lake County, IL146266$17.1M
inflow2122Lake County, IL132265$11.9M
outflow2122Harris County, TX124256$7.6M
inflow2122LaSalle County, IL123205$7.0M
outflow2122Clark County, NV121207$11.0M
outflow2122Los Angeles County, CA105152$8.7M
outflow2122Porter County, IN93165$6.6M
inflow2122Los Angeles County, CA92159$12.4M
outflow2122Hillsborough County, FL91182$10.1M
outflow2122DeKalb County, IL89154$5.1M
outflow2122McHenry County, IL84172$6.0M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Will County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals6,599.0
2023PurchaseNo CharacteristicAll Appraisals0.4
2023RefinanceNo CharacteristicAll Appraisals1,635.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals8,234.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals340,000.0
2023BothNo CharacteristicAll Appraisals345,000.0
2023PurchaseNo CharacteristicAll Appraisals346,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals325,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals333,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals3,283.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.5
2022RefinanceNo CharacteristicAll Appraisals313,500.0
2022BothNo CharacteristicAll Appraisals11,805.0
2022PurchaseNo CharacteristicAll Appraisals8,522.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals305,000.0
2021BothNo CharacteristicAll Appraisals20,104.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals11,268.0
2021PurchaseNo CharacteristicAll Appraisals0.4
2021RefinanceNo CharacteristicAll Appraisals8,836.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals305,000.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals304,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals21,475.0
2020PurchaseNo CharacteristicAll Appraisals10,374.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals285,000.0
2020RefinanceNo CharacteristicAll Appraisals300,000.0
2020RefinanceNo CharacteristicAll Appraisals11,101.0
2020PurchaseNo CharacteristicAll Appraisals270,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.4
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals270,000.0
2019PurchaseNo CharacteristicAll Appraisals8,682.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals290,000.0
2019BothNo CharacteristicAll Appraisals16,088.0
2019RefinanceNo CharacteristicAll Appraisals7,406.0
2019PurchaseNo CharacteristicAll Appraisals256,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals258,000.0
2018BothNo CharacteristicAll Appraisals12,067.0
2018PurchaseNo CharacteristicAll Appraisals7,911.0
2018RefinanceNo CharacteristicAll Appraisals4,156.0
2018BothNo CharacteristicAll Appraisals255,000.0
2018PurchaseNo CharacteristicAll Appraisals252,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals260,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals13,766.0
2017PurchaseNo CharacteristicAll Appraisals7,813.0
2017PurchaseNo CharacteristicAll Appraisals249,900.0
2017RefinanceNo CharacteristicAll Appraisals5,953.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals255,000.0
2016PurchaseNo CharacteristicAll Appraisals7,435.0
2016RefinanceNo CharacteristicAll Appraisals290,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals242,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals270,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals16,834.0
2016RefinanceNo CharacteristicAll Appraisals9,399.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals231,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals280,000.0
2015BothNo CharacteristicAll Appraisals14,412.0
2015RefinanceNo CharacteristicAll Appraisals7,216.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals7,196.0
2015BothNo CharacteristicAll Appraisals255,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals248,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Will County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05384,219365,72318,4964.8%
2026-04382,366363,77118,5954.9%
2026-03388,133368,56419,5695.0%
2026-02392,131370,47321,6585.5%
2026-01387,505366,65120,8545.4%
2025-12389,451372,02117,4304.5%
2025-11390,571373,17017,4014.5%
2025-09389,732374,71615,0163.9%
2025-08390,472373,82116,6514.3%
2025-07393,412375,46617,9464.6%
2025-06395,092376,68918,4034.7%
2025-05389,303373,20516,0984.1%
2025-04390,907373,58117,3264.4%
2025-03394,793375,41819,3754.9%
2025-02393,962372,95321,0095.3%
2025-01393,545373,02520,5205.2%
2024-12391,221374,04917,1724.4%
2024-11395,026376,69318,3334.6%
2024-10393,620374,49619,1244.9%
2024-09392,148373,20618,9424.8%
2024-08394,277372,64821,6295.5%
2024-07397,414374,22023,1945.8%
2024-06396,301372,47823,8236.0%
2024-05388,261369,47318,7884.8%
2024-04389,795372,08417,7114.5%
2024-03390,252371,02019,2324.9%
2024-02387,736366,99920,7375.3%
2024-01384,548365,60618,9424.9%
2023-12381,825366,68115,1444.0%
2023-11386,096370,76915,3274.0%
2023-10383,492367,20916,2834.2%
2023-09381,119364,61016,5094.3%
2023-08384,325365,80118,5244.8%
2023-07384,712368,77915,9334.1%
2023-06384,940367,64117,2994.5%
2023-05378,134364,88413,2503.5%
2023-04378,728365,90812,8203.4%
2023-03381,151365,56315,5884.1%
2023-02380,864363,97916,8854.4%
2023-01378,442361,53316,9094.5%
2022-12376,326361,79914,5273.9%
2022-11378,108362,92015,1884.0%
2022-10377,819361,98015,8394.2%
2022-09376,986360,78016,2064.3%
2022-08380,836362,08818,7484.9%
2022-07379,977361,90618,0714.8%
2022-06383,277363,64219,6355.1%
2022-05377,677361,67216,0054.2%
2022-04375,408360,04915,3594.1%
2022-03377,663361,12516,5384.4%
2022-02377,715359,26818,4474.9%
2022-01374,930356,79218,1384.8%
2021-12370,148356,59413,5543.7%
2021-11368,470354,45214,0183.8%
2021-10366,788350,79815,9904.4%
2021-09363,979346,98916,9904.7%
2021-08365,014344,48120,5335.6%
2021-07366,928344,16622,7626.2%
2021-06367,456341,35126,1057.1%
2021-05359,138337,71721,4216.0%
2021-04357,954336,51021,4446.0%
2021-03355,518333,28122,2376.3%
2021-02354,930329,71325,2177.1%
2021-01352,064325,57626,4887.5%
2020-12344,980319,15925,8217.5%
2020-11346,155321,97324,1827.0%
2020-10342,778318,55324,2257.1%
2020-09341,999313,27228,7278.4%
2020-08342,597311,51231,0859.1%
2020-07348,601309,19339,40811.3%
2020-06352,423306,99145,43212.9%
2020-05347,297295,69051,60714.9%
2020-04356,760290,02766,73318.7%
2020-03376,350349,78826,5627.1%
2020-02369,719353,47116,2484.4%
2020-01365,690349,88715,8034.3%
2019-12363,765352,31311,4523.1%
2019-11364,750353,18911,5613.2%
2019-10364,543352,23812,3053.4%
2019-09363,025350,82312,2023.4%
2019-08367,412353,66413,7483.7%
2019-07370,850355,20015,6504.2%
2019-06371,482354,98016,5024.4%
2019-05363,456350,20113,2553.6%
2019-04365,705351,57614,1293.9%
2019-03368,001352,25715,7444.3%
2019-02368,010350,62817,3824.7%
2019-01366,941348,54918,3925.0%
2018-12364,012350,00114,0113.8%
2018-11365,837352,86312,9743.5%
2018-10365,032351,17913,8533.8%
2018-09361,409348,29013,1193.6%
2018-08364,621350,12314,4984.0%
2018-07370,070354,36115,7094.2%
2018-06369,747352,44217,3054.7%
2018-05361,656349,02512,6313.5%
2018-04361,329348,20113,1283.6%
2018-03364,048348,98715,0614.1%
2018-02367,513348,80818,7055.1%
2018-01363,211343,84219,3695.3%

BEA Personal Income

2024$49.92B708,583$70K
2023$47.57B703,383$68K
2022$45.00B699,110$64K
2021$43.56B699,327$62K
2020$39.88B696,909$57K
2019$37.85B696,609$54K
2018$36.52B696,672$52K
2017$35.32B695,399$51K
2016$33.93B692,678$49K
2015$33.14B689,476$48K
2014$31.43B688,078$46K
2013$30.38B685,980$44K
2012$29.65B684,025$43K
2011$28.68B681,682$42K
2010$27.29B679,003$40K
2009$26.55B674,970$39K
2008$27.59B671,392$41K
2007$25.89B664,048$39K
2006$24.31B650,779$37K
2005$22.10B627,610$35K
2004$19.36B605,934$32K
2003$17.93B579,547$31K
2002$17.27B553,714$31K
2001$16.74B530,086$32K
2000$15.35B507,629$30K
1999$13.78B486,207$28K
1998$12.77B467,549$27K
1997$12.09B450,816$27K
1996$11.16B434,620$26K
1995$10.35B418,351$25K
1994$9.50B402,712$24K
1993$8.64B389,030$22K
1992$7.97B376,477$21K
1991——$20K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Will County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-07-05$8K$8K$0Yes
2026-07-04$0——Yes
2026-07-04$0——No
2026-07-03$0——Yes
2026-06-22$12K$12K$0Yes
2026-06-11$24K$24K$0Yes
2025-12-18$0$0$0Yes
2025-08-19$4K$4K$0Yes
2025-08-17$22K$22K$0Yes
2025-08-17$0$0$0Yes
2025-04-17$0$0$0Yes
2024-07-16$0——Yes
2024-07-15$7K$7K$0Yes
2024-04-01$0$0$0Yes
2024-01-26$2K$2K$0Yes
2024-01-26$23K$15K$8KYes
2024-01-26$41K$41K$0Yes
2024-01-26$176K$167K$9KNo
2024-01-26$14K$14K$0Yes
2024-01-26$7K$7K$0Yes
2024-01-26$0——Yes
2024-01-26$71K$64K$7KYes
2024-01-26$4K$4K$0Yes
2023-11-27$53K$53K$0Yes
2023-07-12$3K$3K$0No
2022-07-23$2K$2K$0Yes
2022-04-24$0$0$0Yes
2022-02-23$0——Yes
2022-02-22$3K$3K$0Yes
2022-02-22$1K$1K$0No
2022-02-22$975.75$975.75$0Yes
2021-10-25$0——Yes
2021-10-25$7K$7K$0Yes
2021-07-17$0——Yes
2021-06-30$9K$9K$0Yes
2021-06-30$2K$2K$0Yes
2021-06-30$4K$4K$163.11Yes
2021-06-26$3K$3K$0Yes
2021-06-26$3K$3K$0Yes
2020-05-24$45K$42K$3KYes
2020-05-23$1K$1K$0Yes
2020-05-23$18K$17K$101.98Yes
2020-05-23$617.01$617.01$0Yes
2020-05-23$0——No
2020-05-22$0$0$0Yes
2020-05-18$39K$22K$17KYes
2020-05-18$9K$9K$0Yes
2020-05-18$0——Yes
2020-05-18$7K$7K$0Yes
2020-05-18$15K$15K$0Yes
2020-05-18$7K$6K$972.05Yes
2020-05-18$0——Yes
2020-05-18$27K$23K$4KYes
2020-05-18$23K$23K$0No
2020-05-18$5K$3K$2KYes
2020-05-18$15K$15K$0Yes
2020-05-17$8K$8K$0No
2020-05-17$4K$4K$0No
2020-05-17$17K$17K$0No
2020-05-17$7K$7K$293.86Yes
2020-05-17$7K$7K$0Yes
2020-05-17$16K$16K$0Yes
2020-05-17$11K$11K$0No
2020-05-17$0——Yes
2020-05-17$23K$23K$0No
2020-05-17$6K$6K$0No
2020-05-17$1K$1K$0Yes
2020-05-17$13K$13K$0Yes
2020-05-17$2K$2K$0Yes
2020-05-16$1K$1K$0Yes
2020-05-16$30K$24K$6KYes
2020-05-16$26K$26K$0Yes
2020-05-16$0——Yes
2020-05-15$29K$29K$0Yes
2020-05-15$0$0$0Yes
2020-02-19$0——Yes
2019-10-25$2K$2K$0Yes
2019-09-30$0——Yes
2019-09-28$5K$5K$0No
2019-09-28$0$0$0Yes
2019-09-28$15K$15K$0Yes
2019-09-28$1K$1K$0Yes
2019-09-28$9K$9K$0Yes
2019-09-27$77K$77K$0Yes
2019-09-27$8K$8K$0Yes
2019-09-27$33K$33K$0No
2019-09-27$30K$30K$0Yes
2019-09-27$40K$33K$7KYes
2019-09-27$0$0$0Yes
2019-09-27$45K$41K$4KYes
2019-09-27$4K$4K$0Yes
2019-09-27$22K$22K$0Yes
2019-09-27$32K$32K$0No
2019-09-27$5K$5K$0Yes
2019-09-27$0——Yes
2019-09-23$3K$3K$0No
2019-07-26$7K$3K$4KYes
2019-06-30$0$0$0Yes
2019-06-27$13K$11K$2KYes
2019-06-27$10K$8K$2KYes

ALSO CHECKED

18 more data areas were checked for Will County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the IL state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN WILL COUNTY →Opens the loan explorer already filtered to county FIPS 17197.

See the Illinois state market profile for the statewide picture, the Illinois state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.