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State markets/Illinois/Lake County

COUNTY MORTGAGE MARKET · FIPS 17097

Lake County, Illinois

Who lends in Lake County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$4.98B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

14,702

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

15.5%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

508

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 508 lenders that originated in Lake County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

187

unconcentrated

Top-5 lender share

24.0%

of originations

Purchase

59.7%

7,216 loans

Refinance

40.3%

4,870 loans

Origination trend

Annual mortgage origination volume and loan count in Lake County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Lake County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Lake County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR LAKE COUNTY →

TOP TEN LENDERS IN LAKE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

773$275.1M$275.1M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
614$261.8M$261.8M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
629$254.0M$254.0M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
588$210.1M$210.1M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
725$194.0M$194.0M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
351$129.3M$129.3M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
333$108.5M$108.5M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
323$100.3M$100.3M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
345$91.5M$91.5M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
273$89.4M$89.4M originated in Lake County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Lake County

All 36 ZIP Code Tabulation Areas that touch Lake County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
36 OF 36 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1616 of the 22 Lake County tracts this ZIP area touches sit mostly inside it.73,89888.3%10,670——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Lake County tracts this ZIP area touches sit mostly inside it.53,53729.4%14,862——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 17 Lake County tracts this ZIP area touches sit mostly inside it.51,72160.0%12,919——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 11 Lake County tracts this ZIP area touches sit mostly inside it.44,31244.9%11,773——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 16 Lake County tracts this ZIP area touches sit mostly inside it.39,95229.5%11,283——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 13 Lake County tracts this ZIP area touches sit mostly inside it.37,47348.6%9,082——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 17 Lake County tracts this ZIP area touches sit mostly inside it.36,90628.4%10,917——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 14 Lake County tracts this ZIP area touches sit mostly inside it.34,25522.2%10,105——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 10 Lake County tracts this ZIP area touches sit mostly inside it.31,08317.2%10,215——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 10 Lake County tracts this ZIP area touches sit mostly inside it.31,03370.8%6,449——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 12 Lake County tracts this ZIP area touches sit mostly inside it.26,23314.7%8,630——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 11 Lake County tracts this ZIP area touches sit mostly inside it.25,18039.7%6,525——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Lake County tracts this ZIP area touches sit mostly inside it.23,91018.5%7,160——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Lake County tracts this ZIP area touches sit mostly inside it.23,68216.5%7,424——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Lake County tracts this ZIP area touches sit mostly inside it.23,67918.0%6,876——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 13 Lake County tracts this ZIP area touches sit mostly inside it.22,38874.6%5,110——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Lake County tracts this ZIP area touches sit mostly inside it.19,31828.8%5,849——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 10 Lake County tracts this ZIP area touches sit mostly inside it.18,27336.6%5,089——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Lake County tracts this ZIP area touches sit mostly inside it.14,31094.7%2,285——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 7 Lake County tracts this ZIP area touches sit mostly inside it.12,47842.2%4,015——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Lake County tracts this ZIP area touches sit mostly inside it.10,15737.9%3,262——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Lake County tracts this ZIP area touches sit mostly inside it.9,45326.1%2,066——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Lake County tracts this ZIP area touches sit mostly inside it.8,14522.6%2,417——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Lake County tracts this ZIP area touches sit mostly inside it.8,10721.2%2,311——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Lake County tracts this ZIP area touches sit mostly inside it.6,82828.6%2,231——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Lake County tracts this ZIP area touches sit mostly inside it.5,36157.7%796——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Lake County tracts this ZIP area touches sit mostly inside it.4,31022.6%1,296——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
44 of the 4 Lake County tracts this ZIP area touches sit mostly inside it.3,61355.9%10——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Lake County tracts this ZIP area touches sit mostly inside it.3,4699.9%1,265——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Lake County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

159 of Lake County’s 160 census tracts are grouped into the ZIP areas above; the other 1 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Lake County

All 160 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

160 OF 160 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle87.3%3,37625.3%OPEN →
Middle87.7%3,45231.9%OPEN →
Middle97.0%5,19165.0%OPEN →
Middle85.7%3,49178.1%OPEN →
Moderate54.3%3,49260.5%OPEN →
Low41.3%3,44085.0%OPEN →
Low42.4%3,03281.1%OPEN →
Moderate61.6%5,86571.3%OPEN →
Low49.7%4,72479.4%OPEN →
Moderate56.4%7,66360.4%OPEN →
Middle86.0%1,64811.7%OPEN →
Middle83.5%5,14819.3%OPEN →
Middle82.7%3,4699.9%OPEN →
Middle86.7%2,63912.6%OPEN →
Middle102.5%2,93010.9%OPEN →
Middle112.1%4,42919.9%OPEN →
Middle106.1%3,81628.1%OPEN →
Middle94.4%3,30019.3%OPEN →
Moderate63.2%6,27024.9%OPEN →
Moderate79.5%5,60827.4%OPEN →
Middle94.7%10,45337.1%OPEN →
Middle100.7%3,84524.2%OPEN →
Middle85.6%1,87514.9%OPEN →
Upper121.5%4,18019.5%OPEN →
Middle100.3%5,27122.6%OPEN →
Upper120.3%5,13127.5%OPEN →
Middle91.1%5,93032.2%OPEN →
Middle92.3%7,86443.9%OPEN →
Middle86.7%4,86120.8%OPEN →
Middle100.8%3,05223.4%OPEN →
Middle92.5%3,66334.9%OPEN →
Middle82.0%4,33028.9%OPEN →
Middle114.1%8,12731.4%OPEN →
Upper133.1%4,04725.7%OPEN →
Middle109.5%5,94825.9%OPEN →
Middle82.8%6,73069.6%OPEN →
Middle87.3%4,03154.8%OPEN →
Moderate63.2%5,08061.6%OPEN →
Moderate62.6%4,77877.8%OPEN →
Moderate65.9%3,36878.7%OPEN →
Moderate76.8%8,77854.7%OPEN →
Moderate54.8%2,55672.5%OPEN →
Moderate62.3%5,94769.5%OPEN →
Moderate74.4%8,47283.1%OPEN →
Middle100.3%3,54339.1%OPEN →
Moderate78.1%6,10963.6%OPEN →
Middle80.8%3,07658.4%OPEN →
Middle90.2%3,43747.8%OPEN →
Middle104.4%3,29541.4%OPEN →
Middle98.2%5,07156.2%OPEN →
Upper122.8%6,10630.3%OPEN →
Upper133.7%5,63639.0%OPEN →
Moderate71.1%4,56932.6%OPEN →
Middle87.8%3,65224.3%OPEN →
Upper126.9%4,71650.0%OPEN →
Upper122.9%3,75540.2%OPEN →
Upper143.6%4,47131.7%OPEN →
Middle84.7%1,80457.8%OPEN →
Moderate77.0%4,28972.5%OPEN →
Moderate62.0%6,68382.3%OPEN →
Moderate53.0%4,09090.1%OPEN →
Moderate61.7%3,74776.7%OPEN →
Low47.5%6,37682.3%OPEN →
Moderate53.4%6,07090.6%OPEN →
Moderate50.3%5,38386.3%OPEN →
Moderate71.8%3,96978.6%OPEN →
Low18.8%3,14691.8%OPEN →
Low46.7%3,61987.4%OPEN →
Moderate50.4%3,02694.8%OPEN →
Moderate56.9%3,94295.7%OPEN →
Moderate70.5%2,28196.4%OPEN →
Low45.3%7,06289.0%OPEN →
Moderate51.3%4,69489.0%OPEN →
Low27.1%4,09782.2%OPEN →
Low39.3%4,23896.9%OPEN →
Low46.7%1,96395.8%OPEN →
Low48.2%3,69294.7%OPEN →
Moderate61.4%2,78294.7%OPEN →
—0.0%——OPEN →
Low47.8%3,61355.9%OPEN →
—0.0%——OPEN →
—0.0%——OPEN →
Low31.6%2,56394.7%OPEN →
Moderate74.1%3,31094.1%OPEN →
Upper145.9%5,47827.1%OPEN →
Upper206.8%2,6298.9%OPEN →
Upper220.1%4,27616.7%OPEN →
Upper188.5%4,53813.0%OPEN →
Upper201.9%3,50824.2%OPEN →
Upper222.6%3,51820.9%OPEN →
Upper156.2%2,99015.6%OPEN →
Upper148.4%4,55616.2%OPEN →
Middle96.7%4,04534.8%OPEN →
Upper150.2%5,10815.3%OPEN →
Moderate75.9%6,00040.2%OPEN →
Upper142.5%4,42417.6%OPEN →
Upper167.8%5,97236.4%OPEN →
Moderate75.6%6,27049.0%OPEN →
Moderate62.9%6,06873.0%OPEN →
Upper126.5%6,00626.6%OPEN →
Middle100.7%4,02335.5%OPEN →
Middle110.8%4,92034.8%OPEN →
Middle86.6%5,86848.1%OPEN →
Upper134.6%6,19626.0%OPEN →
Moderate75.6%6,23327.3%OPEN →
Middle100.6%4,31022.6%OPEN →
Middle92.2%4,48432.9%OPEN →
Moderate63.9%3,47835.6%OPEN →
Middle119.4%7,47826.4%OPEN →
Middle92.8%3,87822.7%OPEN →
Upper143.7%4,58117.1%OPEN →
Upper123.3%4,03011.7%OPEN →
Upper170.3%2,29212.6%OPEN →
Upper179.1%1,86114.3%OPEN →
Upper154.1%4,52814.7%OPEN →
Upper174.3%8,16826.5%OPEN →
Upper187.5%5,85223.9%OPEN →
Upper174.9%6,63223.3%OPEN →
Middle101.0%6,23220.7%OPEN →
Middle92.5%4,57224.6%OPEN →
Upper126.0%5,06621.5%OPEN →
Upper164.9%4,85114.3%OPEN →
Upper125.0%4,09016.6%OPEN →
Middle85.7%4,96164.9%OPEN →
Middle96.8%6,40345.2%OPEN →
Upper186.7%4,65945.3%OPEN →
Upper152.0%6,30133.2%OPEN →
Upper132.7%2,65354.4%OPEN →
Upper144.3%3,02034.3%OPEN →
Upper125.8%4,69533.8%OPEN →
Upper166.8%2,93337.4%OPEN →
Upper147.9%5,59435.6%OPEN →
Upper130.3%5,16936.6%OPEN →
Upper136.3%5,69846.4%OPEN →
Upper153.7%2,53747.2%OPEN →
Upper170.9%4,96724.3%OPEN →
Upper120.9%4,02446.6%OPEN →
Middle91.0%3,29734.2%OPEN →
Upper209.5%3,60617.6%OPEN →
Upper222.6%3,82414.6%OPEN →
Upper149.9%2,91412.7%OPEN →
Upper148.9%5,56119.9%OPEN →
Upper179.3%3,09317.4%OPEN →
Upper177.7%4,37111.5%OPEN →
Upper155.7%4,90714.2%OPEN →
Upper133.4%2,45012.0%OPEN →
Upper222.6%1,27611.8%OPEN →
Middle85.8%5,36157.7%OPEN →
Upper138.4%3,50516.7%OPEN →
Middle107.4%4,19728.9%OPEN →
Upper127.7%2,47031.9%OPEN →
Upper158.6%2,31310.4%OPEN →
Upper222.6%3,4979.3%OPEN →
Upper222.6%5,98516.8%OPEN →
Upper126.1%3,25714.8%OPEN →
Upper222.6%2,94511.8%OPEN →
Middle88.3%6,84244.9%OPEN →
Moderate51.5%3,43392.7%OPEN →
Upper172.6%6,16220.6%OPEN →
—0.0%00.0%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

714,223

Median household income

$110,416

Median home value

$345,700

Median gross rent

$1,477

per month

Owner-occupied

74.8%

of occupied units

Housing units

270,618

4.5% vacant

Poverty rate

8.3%

Unemployment

5.2%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively High

score 96.0

Social vulnerability

Very Low

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Tornado Very High · Strong wind Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

72

Declarations recorded

17

Incident types on record: Biological, Flood, Hurricane, Severe Storm, Snowstorm, Tornado.

Everything we hold on Lake County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Lake County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Lake County →Every reported application and origination in FIPS 17097, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Lake County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

661

—

Purchase share

46.7%

309 loans

IRRRL refinances

250

Cash-out refinances

102

2026661—309250102
2025757—484161112
2024540—3668391
2023566—470294
2022——587168219
20211,841—6821,002157
20201,530—616754160
2019738—486105147
2018692—47756159
2017875—502205168
2016790—413248129
2015705—383220102

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Lake County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Lake County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

570

+7.3% vs 2024

Multifamily · 2025

898

+75.7% vs 2024

Total authorized · 2025

1,468

+40.9% vs 2024

Permit valuation · 2025

$712.7M

authorized construction value

Units authorized by year

Lake County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420251,468 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Lake County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Cook County, IL6,44711,713$1.23B
outflow2223Cook County, IL4,9597,323$620.8M
outflow2223Other flows - South, DS1,6483,112$196.7M
outflow2223McHenry County, IL1,2762,134$106.8M
inflow2223Other flows - South, DS1,2062,194$98.4M
outflow2223Other flows - Midwest, DS1,0851,807$104.8M
outflow2223Kenosha County, WI9841,572$59.7M
inflow2223McHenry County, IL9441,531$85.4M
inflow2223Other flows - Midwest, DS8661,442$77.2M
outflow2223Other flows - West, DS583937$73.5M
inflow2223DuPage County, IL523848$48.7M
inflow2223Other flows - West, DS497856$46.6M
inflow2223Kenosha County, WI496872$32.1M
outflow2223Other flows - Northeast, DS450752$58.0M
inflow2223Other flows - Northeast, DS441815$60.4M
outflow2223DuPage County, IL397616$42.2M
outflow2223Milwaukee County, WI319404$16.4M
outflow2223Maricopa County, AZ313518$47.5M
outflow2223Kane County, IL270471$26.6M
inflow2223Kane County, IL233373$17.9M
outflow2223Racine County, WI215336$23.5M
outflow2223San Diego County, CA201373$13.9M
outflow2223Los Angeles County, CA183235$13.5M
inflow2223Milwaukee County, WI180278$15.5M
outflow2223New York County, NY168189$17.9M
outflow2223Foreign - Overseas, FR161296$28.3M
inflow2223San Diego County, CA157320$12.0M
inflow2223Los Angeles County, CA151229$13.2M
inflow2223Will County, IL148251$15.6M
inflow2223Maricopa County, AZ143202$13.6M
outflow2223Walworth County, WI143239$32.9M
outflow2223Will County, IL138277$13.5M
outflow2223Lee County, FL136235$32.4M
inflow2223Racine County, WI128200$7.0M
outflow2223Dane County, WI125159$8.3M
outflow2223Foreign - Other flows, FR113226$6.2M
outflow2223Palm Beach County, FL108197$54.6M
outflow2223Harris County, TX101170$10.7M
inflow2223Foreign - Other flows, FR97217$14.8M
inflow2223Foreign - APO/FPO ZIPs, FR95195$6.4M
outflow2223Denver County, CO94108$9.9M
outflow2223Winnebago County, IL92162$5.9M
outflow2223Hillsborough County, FL92158$7.0M
outflow2223King County, WA89117$16.8M
outflow2223Collier County, FL88161$58.3M
outflow2223Dallas County, TX88127$6.4M
outflow2223Waukesha County, WI87136$12.7M
outflow2223Travis County, TX85107$8.8M
outflow2223Clark County, NV78134$11.0M
outflow2223Hennepin County, MN7597$8.5M
outflow2223Sarasota County, FL73137$43.1M
outflow2223Virginia Beach city, VA72163$3.8M
outflow2223Broward County, FL70114$17.2M
inflow2223Winnebago County, IL68100$3.9M
outflow2223Miami-Dade County, FL67103$25.9M
inflow2223Walworth County, WI6697$4.3M
outflow2223Collin County, TX66162$13.5M
outflow2223Davidson County, TN6682$31.3M
outflow2223Kings County, NY6574$5.2M
inflow2223Harris County, TX65121$5.1M
inflow2223Dane County, WI6595$6.1M
outflow2223Norfolk city, VA64129$3.3M
outflow2223Duval County, FL63121$6.2M
outflow2223Pinellas County, FL6096$8.1M
outflow2223Tarrant County, TX60114$6.7M
outflow2223Santa Clara County, CA5995$7.8M
outflow2223District of Columbia, DC5863$3.7M
inflow2223Palm Beach County, FL5885$16.8M
outflow2223Pima County, AZ57113$7.3M
outflow2223Champaign County, IL5674$3.6M
outflow2223Bexar County, TX56129$4.1M
inflow2223King County, WA5597$9.9M
inflow2223Hennepin County, MN5379$4.8M
inflow2223Waukesha County, WI5184$7.4M
inflow2223Lee County, FL5174$9.7M
outflow2223San Francisco County, CA5157$6.5M
outflow2223Denton County, TX51121$11.4M
inflow2223Clark County, NV5171$3.1M
outflow2223Middlesex County, MA5080$6.6M
outflow2223Marion County, IN5067$2.9M
outflow2223Orange County, CA5098$9.0M
outflow2223Wake County, NC49111$6.9M
outflow2223Manatee County, FL4995$12.0M
inflow2223Travis County, TX4878$6.8M
outflow2223King George County, VA4769$1.4M
outflow2223Riverside County, CA4694$9.1M
outflow2223Mecklenburg County, NC4677$7.0M
inflow2223Orange County, CA4589$5.4M
inflow2223New York County, NY4554$5.0M
inflow2223Riverside County, CA4488$5.2M
inflow2223Collier County, FL4477$5.9M
outflow2223Suffolk County, MA4353$6.5M
inflow2223Champaign County, IL4356$2.7M
outflow2223Jefferson County, CO4262$4.9M
outflow2223Williamson County, TX4293$3.9M
outflow2223Hamilton County, IN4273$5.7M
outflow2223Orange County, FL4278$7.0M
outflow2223Franklin County, OH4161$2.2M
inflow2223Denver County, CO4154$3.8M
inflow2223Bexar County, TX4187$1.9M
outflow2223Pinal County, AZ4059$3.8M
outflow2223Oakland County, MI4081$6.6M
outflow2223Fulton County, GA4064$4.4M
inflow2223Lake County, IN4062$2.8M
inflow2223Miami-Dade County, FL3966$4.4M
inflow2223Duval County, FL3893$2.9M
outflow2223Cuyahoga County, OH3863$4.5M
outflow2223Kent County, MI3756$3.0M
outflow2223El Paso County, CO3769$2.8M
inflow2223DeKalb County, IL3649$1.6M
inflow2223Dallas County, TX3656$4.2M
outflow2223St. Louis County, MO3659$3.5M
inflow2223Santa Clara County, CA3668$6.5M
inflow2223Broward County, FL3659$5.1M
inflow2223Tarrant County, TX3553$1.7M
outflow2223Lake County, IN3574$3.6M
outflow2223Kendall County, IL3464$3.1M
inflow2223Collin County, TX3461$3.7M
outflow2223Honolulu County, HI3469$1.8M
outflow2223McLean County, IL3346$2.2M
outflow2223Salt Lake County, UT3241$2.5M
inflow2223Oakland County, MI3252$5.0M
outflow2223Marion County, FL3255$2.4M
outflow2223Hamilton County, OH3235$1.2M
outflow2223Polk County, FL3160$2.7M
outflow2223Charlotte County, FL3157$5.2M
inflow2223Hillsborough County, FL3146$1.9M
inflow2223Queens County, NY3156$2.2M
outflow2223Boone County, IL3067$1.8M
inflow2223Kings County, NY3053$3.4M
outflow2223Peoria County, IL3050$2.0M
outflow2223Onslow County, NC2960$1.6M
outflow2223Lake County, FL2955$3.7M
outflow2223Alameda County, CA2949$2.6M
inflow2223Orange County, FL2941$2.4M
inflow2223St. Louis County, MO2962$5.5M
inflow2223Franklin County, OH2946$3.7M
outflow2223Boone County, MO2830$479K
outflow2223Shelby County, TN2866$2.9M
inflow2223Sarasota County, FL2844$3.8M
outflow2223Pasco County, FL2854$3.0M
outflow2223Contra Costa County, CA2859$3.3M
inflow2223Virginia Beach city, VA2885$1.8M
inflow2223Honolulu County, HI2858$3.0M
inflow2223McLean County, IL2845$1.4M
inflow2223Kendall County, IL2739$1.6M
inflow2223Pinellas County, FL2743$2.5M
inflow2223Marion County, IN2741$2.0M
inflow2223Mecklenburg County, NC2651$3.5M
inflow2223Davidson County, TN2635$4.8M
inflow2223Middlesex County, MA2641$4.2M
inflow2223Wayne County, MI2639$2.1M
inflow2223El Paso County, CO2652$1.1M
outflow2223DeKalb County, IL2633$1.3M
outflow2223Fairfax County, VA2551$3.8M
inflow2223Fairfax County, VA2555$3.2M
inflow2223Norfolk city, VA2558$1.7M
outflow2223Polk County, IA2532$1.3M
outflow2223Montgomery County, MD2539$2.9M
outflow2223Wayne County, MI2541$1.9M
outflow2223Williamson County, TN2549$4.7M
outflow2223Snohomish County, WA2551$1.5M
inflow2223Pima County, AZ2441$1.5M
outflow2223Pierce County, WA2448$2.1M
outflow2223Chesapeake city, VA2455$1.4M
outflow2223Fort Bend County, TX2447$3.1M
outflow2223Greenville County, SC2441$3.1M
inflow2223Boone County, IL2435$1.4M
inflow2223Snohomish County, WA2456$2.4M
outflow2223Arapahoe County, CO2330$1.6M
inflow2223Williamson County, TX2346$1.9M
inflow2223Fulton County, GA2334$2.9M
outflow2223Washtenaw County, MI2237$1.9M
outflow2223DeKalb County, GA2229$1.0M
outflow2223Gwinnett County, GA2253$1.3M
outflow2223Jefferson County, KY2238$3.5M
inflow2223Onslow County, NC2261$1.6M
inflow2223Philadelphia County, PA2229$1.5M
outflow2223Beaufort County, SC2256$5.8M
outflow2223Knox County, TN2235$5.3M
outflow2223Rock County, WI2228$1.3M
outflow2223San Mateo County, CA2236$3.0M
inflow2223Montgomery County, MD2137$2.2M
inflow2223Cuyahoga County, OH2140$4.4M
inflow2223Allegheny County, PA2134$2.3M
inflow2223Shelby County, TN2146$1.8M
outflow2223Brown County, WI2129$2.3M
inflow2223San Bernardino County, CA2136$1.4M
inflow2223Johnson County, IA2122$801K
outflow2223St. Louis city, MO2023$1.7M
inflow2223Salt Lake County, UT2023$1.4M
inflow2223Contra Costa County, CA2041$1.9M
inflow2223Polk County, IA2032$1.5M
outflow2223Seminole County, FL2043$1.7M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
inflow2122Cook County, IL7,46014,458$1.15B
outflow2122Cook County, IL4,8967,413$579.5M
outflow2122Other flows - South, DS1,6423,176$265.8M
outflow2122McHenry County, IL1,4392,553$108.7M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Lake County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals5,362.0
2023PurchaseNo CharacteristicAll Appraisals0.4
2023RefinanceNo CharacteristicAll Appraisals1,173.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals6,535.0
2023PurchaseNo CharacteristicAll Appraisals0.5
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals355,000.0
2023BothNo CharacteristicAll Appraisals369,000.0
2023PurchaseNo CharacteristicAll Appraisals370,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals368,000.0
2022PurchaseNo CharacteristicAll Appraisals0.4
2022PurchaseNo CharacteristicAll Appraisals375,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals2,556.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.5
2022RefinanceNo CharacteristicAll Appraisals340,000.0
2022BothNo CharacteristicAll Appraisals10,127.0
2022PurchaseNo CharacteristicAll Appraisals7,571.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals380,000.0
2021BothNo CharacteristicAll Appraisals19,374.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals10,334.0
2021PurchaseNo CharacteristicAll Appraisals0.4
2021RefinanceNo CharacteristicAll Appraisals9,040.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals362,000.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals352,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals20,614.0
2020PurchaseNo CharacteristicAll Appraisals9,223.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals345,000.0
2020RefinanceNo CharacteristicAll Appraisals384,000.0
2020RefinanceNo CharacteristicAll Appraisals11,391.0
2020PurchaseNo CharacteristicAll Appraisals308,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.4
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals330,000.0
2019PurchaseNo CharacteristicAll Appraisals7,540.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals390,000.0
2019BothNo CharacteristicAll Appraisals14,294.0
2019RefinanceNo CharacteristicAll Appraisals6,754.0
2019PurchaseNo CharacteristicAll Appraisals286,000.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals350,000.0
2018BothNo CharacteristicAll Appraisals10,412.0
2018PurchaseNo CharacteristicAll Appraisals6,761.0
2018RefinanceNo CharacteristicAll Appraisals3,651.0
2018BothNo CharacteristicAll Appraisals310,000.0
2018PurchaseNo CharacteristicAll Appraisals290,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.4
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals345,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.4
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals12,006.0
2017PurchaseNo CharacteristicAll Appraisals6,753.0
2017PurchaseNo CharacteristicAll Appraisals313,700.0
2017RefinanceNo CharacteristicAll Appraisals5,253.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals325,000.0
2016PurchaseNo CharacteristicAll Appraisals6,483.0
2016RefinanceNo CharacteristicAll Appraisals390,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals291,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals350,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.4
2016BothNo CharacteristicAll Appraisals16,124.0
2016RefinanceNo CharacteristicAll Appraisals9,641.0
2015PurchaseNo CharacteristicAll Appraisals1.1
2015PurchaseNo CharacteristicAll Appraisals290,000.0
2015PurchaseNo CharacteristicAll Appraisals0.4
2015RefinanceNo CharacteristicAll Appraisals390,000.0
2015BothNo CharacteristicAll Appraisals13,640.0
2015RefinanceNo CharacteristicAll Appraisals7,466.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.6
2015PurchaseNo CharacteristicAll Appraisals6,174.0
2015BothNo CharacteristicAll Appraisals344,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals335,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Lake County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05356,416341,27515,1414.2%
2026-04356,783340,77616,0074.5%
2026-03364,142342,19221,9506.0%
2026-02361,759339,48122,2786.2%
2026-01362,580339,94322,6376.2%
2025-12357,684336,87820,8065.8%
2025-11358,278340,08818,1905.1%
2025-09363,571347,75115,8204.4%
2025-08366,500349,54516,9554.6%
2025-07373,384356,53616,8484.5%
2025-06369,853354,75715,0964.1%
2025-05360,872347,21113,6613.8%
2025-04362,808348,07314,7354.1%
2025-03361,217343,17618,0415.0%
2025-02360,162341,17418,9885.3%
2025-01362,826343,18619,6405.4%
2024-12365,073348,63616,4374.5%
2024-11364,091349,15514,9364.1%
2024-10367,377352,41414,9634.1%
2024-09368,589352,96415,6254.2%
2024-08372,504354,53217,9724.8%
2024-07381,333361,87619,4575.1%
2024-06375,696357,07918,6175.0%
2024-05367,933351,15416,7794.6%
2024-04363,506345,33018,1765.0%
2024-03366,236343,39122,8456.2%
2024-02364,334340,64623,6886.5%
2024-01367,240342,67624,5646.7%
2023-12367,755347,18220,5735.6%
2023-11368,738352,32716,4114.5%
2023-10368,638351,56117,0774.6%
2023-09370,751352,41218,3394.9%
2023-08376,043356,11619,9275.3%
2023-07377,548358,50419,0445.0%
2023-06373,490355,57817,9124.8%
2023-05363,840347,35816,4824.5%
2023-04361,646344,66516,9814.7%
2023-03362,840341,37521,4655.9%
2023-02360,235338,35421,8816.1%
2023-01358,985338,20120,7845.8%
2022-12361,273344,75816,5154.6%
2022-11359,824345,31314,5114.0%
2022-10359,909346,08513,8243.8%
2022-09361,111347,57713,5343.7%
2022-08368,525353,45915,0664.1%
2022-07375,077359,99915,0784.0%
2022-06369,199354,55914,6404.0%
2022-05360,847346,90013,9473.9%
2022-04360,159344,39815,7614.4%
2022-03363,913344,99218,9215.2%
2022-02361,191341,57619,6155.4%
2022-01362,580341,32021,2605.9%
2021-12364,047347,31316,7344.6%
2021-11366,632351,57515,0574.1%
2021-10362,072346,17515,8974.4%
2021-09363,242346,49916,7434.6%
2021-08366,492347,00319,4895.3%
2021-07372,586352,95219,6345.3%
2021-06371,509350,59520,9145.6%
2021-05362,736344,77117,9655.0%
2021-04362,975342,78220,1935.6%
2021-03364,190340,49923,6916.5%
2021-02365,213341,23223,9816.6%
2021-01364,874338,28226,5927.3%
2020-12368,698342,22726,4717.2%
2020-11370,642346,79123,8516.4%
2020-10371,889348,44723,4426.3%
2020-09369,132340,86528,2677.7%
2020-08370,694340,46430,2308.2%
2020-07369,786332,87936,90710.0%
2020-06365,595326,56939,02610.7%
2020-05351,457307,73343,72412.4%
2020-04338,263288,29249,97114.8%
2020-03351,035335,48715,5484.4%
2020-02370,992357,18213,8103.7%
2020-01372,642357,44415,1984.1%
2019-12375,490361,91813,5723.6%
2019-11378,429366,87211,5573.1%
2019-10379,842367,74612,0963.2%
2019-09380,988368,39512,5933.3%
2019-08382,616369,34813,2683.5%
2019-07391,155376,86014,2953.7%
2019-06385,512372,32913,1833.4%
2019-05376,373364,03812,3353.3%
2019-04375,336360,01415,3224.1%
2019-03378,436357,60320,8335.5%
2019-02379,794358,50921,2855.6%
2019-01379,110355,43023,6806.2%
2018-12380,873360,79920,0745.3%
2018-11380,805365,34115,4644.1%
2018-10381,272365,29215,9804.2%
2018-09380,376364,68215,6944.1%
2018-08380,803363,87816,9254.4%
2018-07388,912371,82417,0884.4%
2018-06385,670368,19917,4714.5%
2018-05376,996361,87115,1254.0%
2018-04374,713358,78915,9244.2%
2018-03377,126357,21419,9125.3%
2018-02374,030354,69719,3335.2%
2018-01372,765353,32219,4435.2%

BEA Personal Income

2024$74.41B718,604$104K
2023$71.16B714,207$100K
2022$66.48B712,143$93K
2021$64.03B712,733$90K
2020$57.95B713,426$81K
2019$56.24B715,105$79K
2018$55.38B716,484$77K
2017$52.40B716,912$73K
2016$51.27B716,547$72K
2015$50.89B714,886$71K
2014$48.26B712,615$68K
2013$46.21B710,574$65K
2012$46.70B706,490$66K
2011$42.83B704,078$61K
2010$40.29B704,663$57K
2009$39.15B701,042$56K
2008$42.00B697,369$60K
2007$41.32B692,995$60K
2006$39.61B689,891$57K
2005$36.85B684,419$54K
2004$35.13B677,735$52K
2003$33.74B668,760$50K
2002$33.03B668,022$49K
2001$32.54B658,986$49K
2000$30.71B648,150$47K
1999$27.79B633,094$44K
1998$26.09B621,618$42K
1997$24.08B609,714$39K
1996$22.74B596,182$38K
1995$21.08B580,911$36K
1994$19.20B567,357$34K
1993$17.98B554,697$32K
1992$17.29B543,244$32K
1991——$29K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Lake County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-06-11$0——Yes
2026-05-02$0$0$0Yes
2026-05-02$0——Yes
2026-04-27$9K$9K$0Yes
2026-04-27$9K$9K$0Yes
2026-04-23$34K$34K$0Yes
2026-04-23$5K$5K$0Yes
2026-04-22$63K$63K$0Yes
2026-04-22$741.43$741.43$0No
2026-04-22$36K$36K$0Yes
2026-04-22$27K$27K$0Yes
2026-04-22$10K$10K$0Yes
2026-04-22$3K$3K$0No
2026-04-21$0——Yes
2026-04-21$1K$1K$0Yes
2026-04-21$3K$3K$0No
2026-04-21$0——No
2026-04-20$11K$11K$0Yes
2026-04-20$6K$6K$0Yes
2026-04-20$5K$5K$0No
2026-04-20$3K$3K$0Yes
2026-04-20$0$0$0No
2026-04-20$6K$6K$0Yes
2026-04-20$24K$24K$0Yes
2026-04-20$90K$86K$3KNo
2026-04-20$2K$2K$0Yes
2026-04-19$23K$23K$0Yes
2026-04-19$21K$21K$0Yes
2026-04-19$143K$120K$24KYes
2026-04-19$13K$13K$0Yes
2026-04-19$0——Yes
2026-04-19$0——Yes
2026-04-19$0$0$0Yes
2026-04-19$179$179$0Yes
2026-04-18$13K$13K$0Yes
2026-04-18$3K$3K$0Yes
2026-04-18$12K$12K$0No
2026-04-18$5K$5K$0Yes
2026-04-18$2K$2K$0No
2026-04-18$35K$35K$0Yes
2026-04-17$29K$29K$0Yes
2026-04-17$15K$15K$0No
2026-04-17$14K$14K$0Yes
2026-04-17$13K$13K$0Yes
2026-04-17$10K$10K$0Yes
2026-04-17$12K$11K$2KYes
2026-04-17$40K$40K$0Yes
2026-04-17$2K$2K$0Yes
2026-04-17$96K$84K$12KYes
2026-04-17$13K$10K$3KYes
2026-04-16$7K$7K$0Yes
2026-04-15$24K$14K$10KNo
2026-04-15$26K$26K$0No
2026-04-15$5K$5K$0No
2026-04-15$9K$9K$0No
2026-04-14$0$0$0Yes
2026-04-07$29K$19K$10KYes
2026-04-03$0——Yes
2024-07-16$54K$54K$0No
2024-07-16$0——No
2024-07-16$250K$250K$0No
2024-07-16$47K$47K$0No
2024-07-16$51K$51K$0No
2024-07-15$19K$19K$0Yes
2024-07-15$0$0$0No
2024-07-15$90K$90K$0No
2024-06-22$6K$6K$0Yes
2024-03-01$7K$7K$0Yes
2024-01-12$3K$3K$0Yes
2023-07-28$0——Yes
2023-03-26$0$0$0No
2023-02-27$10K$10K$0Yes
2023-02-22$2K$2K$0Yes
2022-09-11$2K$2K$0Yes
2022-09-11$915.8$915.8$0Yes
2022-07-23$5K$5K$0Yes
2022-07-23$0——Yes
2022-07-23$2K$2K$0Yes
2022-07-23$0——Yes
2022-07-23$50K$50K$0No
2022-07-22$0——Yes
2022-07-22$13K$13K$387.02Yes
2022-04-22$0——Yes
2021-03-01$0——Yes
2020-09-11$0——Yes
2020-05-26$0——Yes
2020-05-20$165.26$165.26$0No
2020-05-19$619.72$619.72$0No
2020-05-19$0$0$0No
2020-05-18$2K$2K$0No
2020-05-18$7K$7K$0No
2020-05-18$5K$5K$0No
2020-05-18$241.9$241.9$0No
2020-05-18$3K$3K$0No
2020-05-18$6K$6K$0No
2020-05-18$23K$23K$0Yes
2020-05-18$666.87$666.87$0No
2020-05-18$5K$5K$0No
2020-05-18$646.07$646.07$0No
2020-05-18$633.68$633.68$0No

ALSO CHECKED

18 more data areas were checked for Lake County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the IL state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN LAKE COUNTY →Opens the loan explorer already filtered to county FIPS 17097.

See the Illinois state market profile for the statewide picture, the Illinois state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.