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State markets/Iowa/Linn County

COUNTY MORTGAGE MARKET · FIPS 19113

Linn County, Iowa

Who lends in Linn County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$1.29B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

6,849

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

11.1%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

234

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 234 lenders that originated in Linn County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

849

unconcentrated

Top-5 lender share

51.4%

of originations

Purchase

71.0%

4,010 loans

Refinance

29.0%

1,639 loans

Origination trend

Annual mortgage origination volume and loan count in Linn County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Linn County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Linn County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR LINN COUNTY →

TOP TEN LENDERS IN LINN COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,747$271.6M$271.6M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1,031$207.0M$207.0M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
451$65.4M$65.4M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
503$61.4M$61.4M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
87$56.2M$56.2M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
218$47.0M$47.0M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
108$44.1M$44.1M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
163$33.6M$33.6M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1$31.3M$31.3M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
265$28.7M$28.7M originated in Linn County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Linn County

All 30 ZIP Code Tabulation Areas that touch Linn County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
30 OF 30 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1111 of the 15 Linn County tracts this ZIP area touches sit mostly inside it.45,07528.2%11,863——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 16 Linn County tracts this ZIP area touches sit mostly inside it.44,78412.5%13,388——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 Linn County tracts this ZIP area touches sit mostly inside it.41,79824.7%11,167——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 11 Linn County tracts this ZIP area touches sit mostly inside it.22,24318.9%7,115——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 12 Linn County tracts this ZIP area touches sit mostly inside it.18,96519.9%6,180——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Linn County tracts this ZIP area touches sit mostly inside it.15,0109.1%5,648——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Linn County tracts this ZIP area touches sit mostly inside it.7,4988.8%1,788——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Linn County tracts this ZIP area touches sit mostly inside it.6,7877.5%2,250——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Linn County tracts this ZIP area touches sit mostly inside it.6,7497.7%2,025——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Linn County tracts this ZIP area touches sit mostly inside it.5,39823.9%1,327——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Linn County tracts this ZIP area touches sit mostly inside it.4,7155.5%1,467——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Linn County tracts this ZIP area touches sit mostly inside it.3,6865.8%1,318——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Linn County tracts this ZIP area touches sit mostly inside it.2,8917.2%1,046——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Linn County tract this ZIP area touches sit mostly inside it.2,8504.3%992——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Linn County tracts this ZIP area touches sit mostly inside it.1,85035.3%269——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Linn County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

54 of Linn County’s 54 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Linn County

All 54 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

54 OF 54 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Upper133.9%6,37210.1%OPEN →
Middle111.2%6,66311.4%OPEN →
Middle89.9%2,31615.8%OPEN →
Moderate65.7%5,39823.9%OPEN →
Upper168.4%4,9848.2%OPEN →
Upper148.9%4,88413.0%OPEN →
Upper148.5%4,97115.9%OPEN →
Upper154.2%3,4187.8%OPEN →
Upper122.0%5,67220.9%OPEN →
Moderate72.3%3,20632.2%OPEN →
—0.0%2,66141.1%OPEN →
Middle109.4%5,71416.0%OPEN →
Middle88.8%5,35111.8%OPEN →
Middle100.2%6,50113.0%OPEN →
Middle86.5%3,17312.2%OPEN →
Moderate64.0%2,26222.4%OPEN →
Moderate78.7%4,31926.8%OPEN →
Middle88.0%5,63719.1%OPEN →
Upper159.8%6,60810.5%OPEN →
Middle110.5%4,72418.3%OPEN →
Middle92.5%3,27220.4%OPEN →
Middle103.1%4,14839.8%OPEN →
Moderate52.2%2,63948.7%OPEN →
Moderate78.6%4,60814.8%OPEN →
Middle89.0%3,50217.5%OPEN →
Moderate72.2%1,83623.6%OPEN →
Moderate68.0%3,72023.3%OPEN →
Moderate79.6%3,37519.4%OPEN →
Middle99.4%2,79913.6%OPEN →
Middle117.2%5,82611.9%OPEN →
Middle111.8%6,15532.0%OPEN →
Moderate62.2%3,27526.5%OPEN →
Low33.1%2,70040.8%OPEN →
Moderate61.9%2,73542.0%OPEN →
Middle82.0%4,30121.9%OPEN →
Moderate53.7%4,11923.6%OPEN →
Moderate65.2%3,05822.9%OPEN →
Moderate68.6%2,61227.0%OPEN →
Moderate62.6%1,85035.3%OPEN →
Middle99.6%4,18517.4%OPEN →
Middle82.1%4,93028.0%OPEN →
Middle88.9%5,21619.1%OPEN →
Middle83.2%4,05229.6%OPEN →
Middle106.8%6,26327.7%OPEN →
Middle106.2%5,30317.5%OPEN →
Middle91.9%2,8504.3%OPEN →
Middle101.6%4,7155.5%OPEN →
Middle94.7%3,6865.8%OPEN →
Middle93.4%2,8917.2%OPEN →
Middle115.3%3,81010.3%OPEN →
Upper142.0%6,7497.7%OPEN →
Upper134.0%6,7877.5%OPEN →
Middle119.9%1,3186.9%OPEN →
Middle106.8%6,1809.2%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

230,004

Median household income

$77,649

Median home value

$214,300

Median gross rent

$945

per month

Owner-occupied

73.5%

of occupied units

Housing units

103,104

7.3% vacant

Poverty rate

9.4%

Unemployment

3.5%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 86.7

Social vulnerability

Very Low

Community resilience

Very High

ELEVATED PERILS

Tornado Relatively High · Hail Relatively High · Strong wind Very High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

85

Declarations recorded

23

Incident types on record: Biological, Flood, Hurricane, Severe Ice Storm, Severe Storm.

Everything we hold on Linn County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Linn County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Linn County →Every reported application and origination in FIPS 19113, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Linn County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

275

—

Purchase share

50.2%

138 loans

IRRRL refinances

88

Cash-out refinances

49

2026275—1388849
2025297—2055834
2024257—2102027
2023199—161137
2022——2007473
2021534—18329556
2020436—18919156
2019333—2144772
2018287—2001572
2017349—2117167
2016339—1967964
2015319—1828057

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Linn County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Linn County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

418

−5.6% vs 2024

Multifamily · 2025

523

−10.0% vs 2024

Total authorized · 2025

941

−8.1% vs 2024

Permit valuation · 2025

$220.8M

authorized construction value

Units authorized by year

Linn County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05001K1.5K2K1990199219941996199820002002200420062008201020122014201620182020202220242025941 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Linn County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Foreign - Other flows, FR———
inflow2223Johnson County, IA7431,141$48.9M
outflow2223Other flows - South, DS7271,264$55.9M
inflow2223Other flows - Midwest, DS6871,106$46.2M
outflow2223Johnson County, IA639935$36.2M
outflow2223Other flows - Midwest, DS6311,025$40.2M
inflow2223Other flows - South, DS6261,135$38.7M
inflow2223Other flows - West, DS354601$22.5M
outflow2223Other flows - West, DS346546$25.1M
outflow2223Benton County, IA302540$18.0M
inflow2223Benton County, IA263430$15.0M
outflow2223Polk County, IA253380$13.5M
inflow2223Black Hawk County, IA176279$9.3M
inflow2223Jones County, IA164261$9.2M
outflow2223Jones County, IA154280$10.2M
inflow2223Polk County, IA150225$8.4M
outflow2223Black Hawk County, IA143221$5.6M
outflow2223Other flows - Northeast, DS135210$7.8M
outflow2223Cook County, IL128206$6.2M
inflow2223Other flows - Northeast, DS128229$9.5M
inflow2223Cook County, IL120198$5.5M
inflow2223Dubuque County, IA98130$5.2M
inflow2223Scott County, IA98153$5.0M
outflow2223Dubuque County, IA90146$5.7M
inflow2223Cedar County, IA81114$3.8M
outflow2223Maricopa County, AZ81112$6.1M
outflow2223Scott County, IA80118$4.3M
inflow2223Story County, IA72104$2.9M
outflow2223Story County, IA7286$2.4M
outflow2223Cedar County, IA70120$3.3M
inflow2223Iowa County, IA6593$3.3M
inflow2223Buchanan County, IA65102$4.6M
inflow2223Delaware County, IA65103$3.4M
inflow2223Maricopa County, AZ64100$6.4M
outflow2223Hennepin County, MN6177$5.1M
outflow2223Iowa County, IA5785$3.0M
outflow2223Dallas County, IA5571$3.3M
inflow2223Muscatine County, IA5481$2.1M
inflow2223Washington County, IA4874$2.4M
outflow2223Buchanan County, IA4667$2.6M
outflow2223Douglas County, NE4562$2.4M
outflow2223Washington County, IA4575$2.8M
inflow2223Clinton County, IA3853$1.6M
inflow2223Tama County, IA3860$1.6M
outflow2223Delaware County, IA3767$2.3M
inflow2223Rock Island County, IL3650$2.3M
outflow2223Dane County, WI3239$1.7M
inflow2223Dallas County, IA3247$2.0M
inflow2223Des Moines County, IA3152$1.3M
outflow2223Muscatine County, IA3055$1.8M
outflow2223Dallas County, TX2953$1.8M
inflow2223Marshall County, IA2838$1.6M
outflow2223Ramsey County, MN2836$1.1M
outflow2223Marshall County, IA2852$1.4M
inflow2223Henry County, IA2847$1.3M
outflow2223Denver County, CO2729$1.3M
inflow2223Hennepin County, MN2641$2.6M
outflow2223Rock Island County, IL2540$1.1M
inflow2223Wapello County, IA2537$1.0M
outflow2223Clinton County, IA2547$826K
outflow2223Tama County, IA2436$886K
outflow2223Foreign - Other flows, FR2443$2.0M
inflow2223Dane County, WI2433$2.1M
inflow2223Jackson County, IA2330$692K
outflow2223Collin County, TX2362$3.0M
outflow2223Clark County, NV2329$1.0M
inflow2223Broward County, FL2239$653K
inflow2223Clayton County, IA2231$961K
outflow2223Milwaukee County, WI2227$885K
inflow2223San Diego County, CA2246$2.2M
inflow2223Harris County, TX2139$1.1M
outflow2223Harris County, TX2135$1.2M
outflow2223Lee County, FL2138$8.1M
outflow2223Clayton County, IA2135$1.1M
outflow2223Los Angeles County, CA2133$1.3M
outflow2223St. Louis County, MO2133$1.6M
inflow2223Fayette County, IA2140$736K
outflow2223DuPage County, IL2039$2.0M
inflow2223Los Angeles County, CA2034$839K
inflow2223Clark County, NV2034$879K
outflow2223Jackson County, MO2023$1.0M
inflow2122Foreign - Other flows, FR———
outflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS7731,507$68.9M
inflow2122Johnson County, IA7721,172$47.6M
outflow2122Other flows - Midwest, DS7351,399$49.3M
inflow2122Other flows - Midwest, DS6731,131$38.0M
outflow2122Johnson County, IA620925$39.5M
inflow2122Other flows - South, DS563986$41.3M
inflow2122Other flows - West, DS418759$30.4M
outflow2122Other flows - West, DS356562$26.8M
outflow2122Benton County, IA305554$17.3M
outflow2122Polk County, IA259414$16.0M
inflow2122Benton County, IA246405$11.6M
inflow2122Jones County, IA166303$8.3M
inflow2122Black Hawk County, IA155239$7.0M
inflow2122Polk County, IA150246$7.7M
outflow2122Other flows - Northeast, DS138229$10.9M
outflow2122Black Hawk County, IA133227$4.9M
inflow2122Other flows - Northeast, DS130235$7.9M
outflow2122Jones County, IA125212$6.6M
inflow2122Scott County, IA105155$7.3M
inflow2122Cook County, IL102164$7.8M
outflow2122Maricopa County, AZ100152$9.1M
inflow2122Dubuque County, IA95145$4.9M
outflow2122Cook County, IL93126$4.0M
outflow2122Dubuque County, IA85118$4.6M
outflow2122Scott County, IA84128$3.8M
outflow2122Cedar County, IA76131$4.5M
inflow2122Cedar County, IA7397$2.8M
inflow2122Delaware County, IA70127$3.8M
outflow2122Delaware County, IA70125$6.4M
outflow2122Iowa County, IA66104$3.3M
outflow2122Buchanan County, IA66130$3.4M
outflow2122Story County, IA6289$2.3M
outflow2122Hennepin County, MN6196$4.2M
inflow2122Iowa County, IA6182$2.5M
inflow2122Maricopa County, AZ59103$3.4M
outflow2122Dallas County, IA58104$5.4M
inflow2122Muscatine County, IA5192$3.2M
inflow2122Buchanan County, IA4877$2.6M
inflow2122Story County, IA4855$2.0M
inflow2122Washington County, IA4162$2.8M
outflow2122Muscatine County, IA3979$1.9M
inflow2122Hennepin County, MN3755$3.5M
inflow2122Rock Island County, IL3769$1.9M
outflow2122Tama County, IA3655$1.8M
inflow2122Des Moines County, IA3564$2.0M
outflow2122Collin County, TX3376$4.3M
inflow2122Clinton County, IA3137$1.1M
outflow2122Dallas County, TX3153$1.7M
outflow2122Lee County, FL3052$4.1M
outflow2122Denver County, CO3036$2.1M
inflow2122Tama County, IA2843$973K
inflow2122San Diego County, CA2852$1.8M
outflow2122Dane County, WI2849$2.7M
inflow2122Los Angeles County, CA2849$2.5M
outflow2122Washington County, IA2660$1.6M
outflow2122Des Moines County, IA2635$813K
inflow2122Lee County, IA2543$1.6M
outflow2122Johnson County, KS2542$1.6M
outflow2122Rock Island County, IL2541$1.1M
outflow2122Los Angeles County, CA2433$2.0M
outflow2122Clinton County, IA2344$1.1M
outflow2122Harris County, TX2342$1.4M
outflow2122Denton County, TX2347$1.9M
inflow2122Marshall County, IA2229$999K
outflow2122Warren County, IA2242$1.8M
inflow2122Dallas County, IA2233$1.3M
inflow2122Fayette County, IA2232$804K
inflow2122Cerro Gordo County, IA2129$1.1M
outflow2122Douglas County, NE2125$1.0M
outflow2122Clark County, NV2041$1.6M
outflow2122King County, WA2024$1.5M
inflow2122Jackson County, IA2026$809K
inflow2122Douglas County, NE2033$1.2M
inflow2122Dane County, WI2029$1.0M
outflow2122Tarrant County, TX2045$2.3M
outflow2122San Diego County, CA2027$1.3M
inflow2021Foreign - Other flows, FR———
outflow2021Foreign - Other flows, FR———
outflow2021Other flows - South, DS7421,458$56.2M
outflow2021Other flows - Midwest, DS7331,289$45.8M
inflow2021Johnson County, IA6711,104$35.6M
outflow2021Johnson County, IA6641,039$36.3M
inflow2021Other flows - Midwest, DS6241,077$32.0M
inflow2021Other flows - South, DS518890$29.9M
outflow2021Other flows - West, DS396669$29.2M
inflow2021Other flows - West, DS385651$25.0M
outflow2021Benton County, IA323637$17.6M
inflow2021Benton County, IA254450$11.7M
outflow2021Polk County, IA242392$14.1M
outflow2021Jones County, IA196380$10.1M
inflow2021Black Hawk County, IA164265$7.2M
outflow2021Black Hawk County, IA156258$6.6M
inflow2021Polk County, IA144241$8.6M
inflow2021Jones County, IA126205$5.7M
outflow2021Other flows - Northeast, DS125248$8.5M
inflow2021Other flows - Northeast, DS122201$7.1M
outflow2021Maricopa County, AZ98166$6.6M
outflow2021Cook County, IL98162$3.5M
inflow2021Dubuque County, IA85131$3.8M
inflow2021Cook County, IL83123$4.6M
inflow2021Scott County, IA82132$3.9M
inflow2021Cedar County, IA82117$3.8M
outflow2021Scott County, IA82126$4.7M
outflow2021Dubuque County, IA80113$4.0M
outflow2021Dallas County, IA74134$6.2M
outflow2021Iowa County, IA67104$2.7M
outflow2021Cedar County, IA66117$3.6M
inflow2021Delaware County, IA6599$3.1M
inflow2021Maricopa County, AZ61130$4.1M
inflow2021Iowa County, IA5785$2.5M
outflow2021Story County, IA5680$2.8M
inflow2021Buchanan County, IA5379$2.5M
outflow2021Delaware County, IA5288$2.5M
outflow2021Hennepin County, MN4970$2.8M
inflow2021Story County, IA4859$2.2M
outflow2021Buchanan County, IA4689$2.4M
inflow2021Muscatine County, IA4564$2.8M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Linn County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals2,140.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals415.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,555.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals238,000.0
2023BothNo CharacteristicAll Appraisals226,000.0
2023PurchaseNo CharacteristicAll Appraisals225,000.0
2023PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals220,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals217,500.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,031.0
2022PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals225,000.0
2022BothNo CharacteristicAll Appraisals3,837.0
2022PurchaseNo CharacteristicAll Appraisals2,806.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals240,000.0
2021BothNo CharacteristicAll Appraisals6,774.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,363.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals3,411.0
2021PurchaseNo CharacteristicAll Appraisals0.0
2021BothNo CharacteristicAll Appraisals225,000.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021PurchaseNo CharacteristicAll Appraisals207,500.0
2020PurchaseNo CharacteristicAll Appraisals0.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals6,670.0
2020PurchaseNo CharacteristicAll Appraisals2,987.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals228,000.0
2020RefinanceNo CharacteristicAll Appraisals250,000.0
2020RefinanceNo CharacteristicAll Appraisals3,683.0
2020PurchaseNo CharacteristicAll Appraisals196,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals207,000.0
2019PurchaseNo CharacteristicAll Appraisals2,978.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals230,000.0
2019BothNo CharacteristicAll Appraisals4,906.0
2019RefinanceNo CharacteristicAll Appraisals1,928.0
2019PurchaseNo CharacteristicAll Appraisals190,000.0
2019PurchaseNo CharacteristicAll Appraisals0.8
2018RefinanceNo CharacteristicAll Appraisals185,000.0
2018BothNo CharacteristicAll Appraisals3,884.0
2018PurchaseNo CharacteristicAll Appraisals2,738.0
2018RefinanceNo CharacteristicAll Appraisals1,146.0
2018BothNo CharacteristicAll Appraisals180,000.0
2018PurchaseNo CharacteristicAll Appraisals180,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals187,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals4,104.0
2017PurchaseNo CharacteristicAll Appraisals2,806.0
2017PurchaseNo CharacteristicAll Appraisals178,000.0
2017RefinanceNo CharacteristicAll Appraisals1,298.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals182,000.0
2016PurchaseNo CharacteristicAll Appraisals2,856.0
2016RefinanceNo CharacteristicAll Appraisals210,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals170,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals189,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals5,117.0
2016RefinanceNo CharacteristicAll Appraisals2,261.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals176,500.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals199,000.0
2015BothNo CharacteristicAll Appraisals4,460.0
2015RefinanceNo CharacteristicAll Appraisals1,852.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals2,608.0
2015BothNo CharacteristicAll Appraisals186,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals172,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Linn County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05121,416117,7313,6853.0%
2026-04121,681118,3863,2952.7%
2026-03121,692117,5294,1633.4%
2026-02122,562117,5125,0504.1%
2026-01122,179117,6394,5403.7%
2025-12122,925118,7114,2143.4%
2025-11124,554120,1064,4483.6%
2025-09123,344119,0574,2873.5%
2025-08124,027117,6566,3715.1%
2025-07124,220119,2434,9774.0%
2025-06124,599119,9264,6733.8%
2025-05123,372119,0624,3103.5%
2025-04123,443119,5343,9093.2%
2025-03123,479118,8154,6643.8%
2025-02124,329119,4954,8343.9%
2025-01124,118118,8695,2494.2%
2024-12122,196118,0154,1813.4%
2024-11124,126119,7684,3583.5%
2024-10123,832119,5714,2613.4%
2024-09122,579118,8143,7653.1%
2024-08121,126116,5704,5563.8%
2024-07123,278118,5324,7463.8%
2024-06122,606117,8214,7853.9%
2024-05121,463117,5533,9103.2%
2024-04121,751118,7083,0432.5%
2024-03121,454117,7213,7333.1%
2024-02123,140118,3274,8133.9%
2024-01120,817116,3724,4453.7%
2023-12121,107117,5003,6073.0%
2023-11123,052119,4563,5962.9%
2023-10123,732119,7623,9703.2%
2023-09123,090119,1653,9253.2%
2023-08123,853118,2075,6464.6%
2023-07124,827120,3384,4893.6%
2023-06124,631120,2904,3413.5%
2023-05123,768119,7953,9733.2%
2023-04124,791121,6513,1402.5%
2023-03123,158119,1214,0373.3%
2023-02123,702119,5034,1993.4%
2023-01123,934119,2574,6773.8%
2022-12123,463119,5743,8893.1%
2022-11124,443120,5903,8533.1%
2022-10125,933122,0523,8813.1%
2022-09125,238121,5233,7153.0%
2022-08126,105121,6284,4773.6%
2022-07126,489122,2424,2473.4%
2022-06125,877122,0483,8293.0%
2022-05124,088120,8253,2632.6%
2022-04123,687120,9382,7492.2%
2022-03123,723120,1343,5892.9%
2022-02123,535119,6453,8903.1%
2022-01123,205118,5914,6143.7%
2021-12122,497118,9333,5642.9%
2021-11123,368119,6723,6963.0%
2021-10124,308120,1914,1173.3%
2021-09123,357118,9224,4353.6%
2021-08124,192118,6105,5824.5%
2021-07126,412120,2956,1174.8%
2021-06125,814119,0206,7945.4%
2021-05123,644117,5296,1154.9%
2021-04123,666117,7095,9574.8%
2021-03122,873116,5796,2945.1%
2021-02121,593115,1756,4185.3%
2021-01121,542114,8686,6745.5%
2020-12121,709115,8895,8204.8%
2020-11121,709116,0755,6344.6%
2020-10122,733117,4015,3324.3%
2020-09121,702115,0756,6275.4%
2020-08121,127113,0568,0716.7%
2020-07122,357113,6118,7467.1%
2020-06122,753112,69910,0548.2%
2020-05122,078110,43911,6399.5%
2020-04125,393110,15515,23812.2%
2020-03126,405121,9314,4743.5%
2020-02127,919124,2583,6612.9%
2020-01128,840124,7004,1403.2%
2019-12128,365124,9413,4242.7%
2019-11129,276126,0103,2662.5%
2019-10130,168126,9493,2192.5%
2019-09129,732126,6303,1022.4%
2019-08129,779126,0343,7452.9%
2019-07130,862126,8574,0053.1%
2019-06129,786126,1253,6612.8%
2019-05128,384125,2413,1432.4%
2019-04129,119126,3052,8142.2%
2019-03128,695124,8563,8393.0%
2019-02127,523123,8853,6382.9%
2019-01128,010123,5804,4303.5%
2018-12126,499123,0703,4292.7%
2018-11126,331123,3912,9402.3%
2018-10127,347124,5112,8362.2%
2018-09125,791122,8862,9052.3%
2018-08125,320121,9703,3502.7%
2018-07127,471123,8763,5952.8%
2018-06128,474124,9183,5562.8%
2018-05125,352122,3383,0142.4%
2018-04125,825122,7003,1252.5%
2018-03125,848122,0253,8233.0%
2018-02125,672121,5554,1173.3%
2018-01124,801120,0854,7163.8%

BEA Personal Income

2024$15.42B231,762$67K
2023$14.66B229,402$64K
2022$13.94B228,947$61K
2021$13.72B229,474$60K
2020$12.82B230,433$56K
2019$12.08B229,557$53K
2018$11.81B228,125$52K
2017$11.31B226,368$50K
2016$11.01B223,864$49K
2015$10.71B221,706$48K
2014$10.28B219,287$47K
2013$9.78B217,380$45K
2012$9.80B216,106$45K
2011$9.30B214,554$43K
2010$8.86B211,775$42K
2009$8.52B210,217$41K
2008$8.57B208,558$41K
2007$8.04B205,840$39K
2006$7.48B202,709$37K
2005$7.07B200,395$35K
2004$6.79B198,314$34K
2003$6.50B196,920$33K
2002$6.35B195,987$32K
2001$6.24B194,359$32K
2000$6.11B192,365$32K
1999$5.76B189,931$30K
1998$5.46B187,210$29K
1997$4.95B185,450$27K
1996$4.67B183,167$25K
1995$4.40B181,874$24K
1994$4.15B179,064$23K
1993$3.88B176,786$22K
1992$3.70B174,288$21K
1991——$21K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Linn County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-01-07$0$0$0No
2025-08-12$637.4$637.4$0No
2025-07-11$10K$10K$0Yes
2025-07-05$636.88$636.88$0No
2024-07-24$29K$29K$0Yes
2021-10-13$0——Yes
2019-03-14$0——Yes
2019-03-14$0——Yes
2018-09-05$2K$2K$0Yes
2018-09-03$0——Yes
2018-09-03$3K$3K$0Yes
2016-09-29$1K$1K$0No
2016-09-29$2K$1K$1KNo
2016-09-29$2K$1K$1KNo
2016-09-29$12K$12K$0No
2016-09-28$2K$2K$0No
2016-09-28$13K$13K$0No
2016-09-28$4K$4K$0No
2016-09-28$8K$8K$0Yes
2016-09-27$3K$3K$0No
2016-09-27$3K$3K$0No
2016-09-27$1K$1K$0No
2016-09-27$363.74$363.74$0No
2016-09-27$12K$12K$0No
2016-09-27$42K$42K$0No
2016-09-27$9K$9K$0No
2016-09-27$94K$94K$0No
2016-09-27$4K$4K$0No
2016-09-27$6K$6K$0Yes
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$5K$5K$0No
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$0——Yes
2016-09-27$1K$1K$0Yes
2016-09-27$1K$1K$0No
2016-09-27$0——No
2016-09-27$1K$1K$0No
2016-09-27$7K$7K$192.58Yes
2016-09-27$1K$1K$0No
2016-09-27$0——Yes
2016-09-27$1K$1K$0No
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$1K$1K$0No
2016-09-27$1K$1K$0No
2016-09-27$6K$6K$0Yes
2016-09-27$1K$1K$0No
2016-09-27$0——No
2016-09-27$4K$4K$0No
2016-09-27$1K$1K$0No
2016-09-27$0——No
2016-09-27$16K$16K$0No
2016-09-27$0——No
2016-09-27$5K$4K$1KNo
2016-09-27$2K$1K$1KNo
2016-09-27$0——No
2016-09-27$113K$112K$1KNo
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$69K$68K$1KNo
2016-09-27$1K$1K$0No
2016-09-27$1K$1K$0No
2016-09-27$23K$23K$0No
2016-09-27$1K$1K$0No
2016-09-27$1K$1K$0No
2016-09-27$0——No
2016-09-27$66K$32K$3KNo
2016-09-27$1K$1K$0Yes
2016-09-27$1K$1K$0No
2016-09-27$0——No
2016-09-27$1K$1K$0No
2016-09-27$3K$3K$0No
2016-09-27$4K$4K$0No
2016-09-27$8K$8K$0Yes
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$1K$1K$0No
2016-09-27$12K$11K$903.37Yes
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$642.53$642.53$0No
2016-09-27$0——No
2016-09-27$1K$1K$0No
2016-09-27$8K$8K$0No
2016-09-27$0——No
2016-09-27$0——No
2016-09-27$11K$11K$0Yes
2016-09-27$1K$1K$0No
2016-09-27$1K$1K$0No
2016-09-27$9K$9K$0No
2016-09-27$0——No
2016-09-27$1K$1K$116Yes
2016-09-27$0——No
2016-09-27$1K$1K$0No

ALSO CHECKED

18 more data areas were checked for Linn County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the IA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN LINN COUNTY →Opens the loan explorer already filtered to county FIPS 19113.

See the Iowa state market profile for the statewide picture, the Iowa state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.