STATE MARKET PROFILE · HMDA PUBLIC DATA

Iowa mortgage market

Name: Iowa Mortgage Market 2025
Creator: MortRadar
License: https://mortradar.com/legal/attribution

Who lends in Iowa, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$16.25B

+28.3% vs 2024

Originations · 2025

75,933

+12.1% vs 2024

Denial rate · 2025

12.9%

denied / actioned

HMDA reporters · 2025

753

HMDA reporters

Rank among states & territories

#34

of 54 states & territories by volume

Share of U.S. volume

0.7%

U.S. $2.41T

Median loan amount

$145K

U.S. $245K

Top lender

Greenstate Credit Union

11.9% of the state

◈

MARKET SHARE

Greenstate Credit Union led Iowa in 2025 with $1.93B — 11.9% of the state's disclosed volume. Iowa ranks #34 of 54 states & territories by origination volume, 0.7% of the national total. Statewide volume rose +28.3% from 2024.

Origination volume by year

Iowa dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase55%

Refinance26%

Other purposes19%

Denial rate by year

Iowa vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional86%

FHA8%

VA5%

USDA / RHS1%

Lenders in Iowa · 2025

All 753 lenders that reported in Iowa, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

EVERY IOWA RECORD →

1Greenstate Credit Union10,661$1.93B11.9%

+30.6%

2Veridian Credit Union6,247$922.5M5.7%

+27.4%

3JPMorgan Chase Bank203$749.2M4.6%

+2358.9%

4Hills Bank and Trust Company2,874$632.8M3.9%

+39.6%

5Rocket Mortgage2,551$442.2M2.7%

+26.8%

6Iowa Bankers Mortgage1,849$403.9M2.5%

−10.3%

7Northwest Bank1,743$383.1M2.4%

+23.0%

8United Wholesale Mortgage1,391$349.9M2.2%

+66.5%

9Community Choice Credit Union1,760$345.1M2.1%

+77.8%

10U.S. Bank1,593$278.6M1.7%

+12.4%

11New American Funding1,432$259.2M1.6%

−2.2%

12Central Bank916$253.9M1.6%

+47.0%

13Dupaco Community Credit Union1,990$248.7M1.5%

+12.9%

14Mortgage Research Center957$233.8M1.4%

+18.5%

15Bankers Trust Company576$214.9M1.3%

+116.1%

16Luana Savings Bank634$211.9M1.3%

+15.9%

17Bank Iowa735$196.6M1.2%

+56.4%

18DHI Mortgage671$194.9M1.2%

+4.0%

19Midwestone Bank1,090$190.7M1.2%

+24.4%

20Fidelity Bank & Trust714$150.6M0.9%

+52.6%

21Greystone Servicing8$144.4M0.9%

+791.4%

22Empeople Credit Union720$131.6M0.8%

+18.8%

23Lower486$129.9M0.8%

+15.1%

24Residential Mortgage Network540$125.0M0.8%

+14.1%

25Guaranteed Rate654$122.8M0.8%

+88.0%

26Homeservices Lending533$122.0M0.8%

−7.7%

27PennyMac Loan Services631$121.8M0.7%

+66.6%

28Guild Mortgage550$119.9M0.7%

+16.7%

29West Gate Bank452$115.8M0.7%

+110.3%

30Wells Fargo Bank526$115.7M0.7%

+4.1%

31Gershman Investment427$111.6M0.7%

−18.9%

32Collins Community Credit Union778$109.7M0.7%

+21.0%

33Community State Bank99$107.0M0.7%

+71.6%

34Berkadia Commercial Mortgage5$99.8M0.6%

−29.4%

35Farmers State Bank384$99.3M0.6%

+4.4%

36Fidelity Bank308$94.6M0.6%

+24.5%

37Ruhl Mortgage402$90.1M0.6%

+6.0%

38CMG Mortgage489$88.3M0.5%

+60.7%

39Fairway Independent Mortgage348$84.2M0.5%

+18.5%

40NewRez343$83.7M0.5%

+21.5%

41Community 1st Credit Union946$83.0M0.5%

−8.3%

42Colliers Mortgage7$80.9M0.5%

+238.6%

43Freedom Mortgage338$77.1M0.5%

+29.8%

44Barrington Bank & Trust Company328$75.3M0.5%

−4.0%

45Premier Credit Union562$75.2M0.5%

+11.9%

46Greater Iowa Credit Union555$74.8M0.5%

+79.2%

47American State Bank238$67.7M0.4%

+20.7%

48Flat Branch Mortgage298$66.5M0.4%

+29.6%

49Cedar Rapids Bank and Trust117$66.3M0.4%

+8.4%

50Primebank295$64.5M0.4%

+50.9%

51Ohnward Bank and Trust273$61.1M0.4%

+50.8%

52First National Bank Ames Iowa141$59.5M0.4%

+83.9%

53JLL Real Estate Capital4$59.4M0.4%—

54Compass Mortgage235$57.8M0.4%

+318.2%

55I H Mississippi Valley Credit Union308$57.1M0.4%

+19.0%

56American Pacific Mortgage317$55.7M0.3%

−27.3%

57Farmers State Bank146$55.3M0.3%

+30.6%

58DuTrac Community Credit Union222$54.3M0.3%

−1.3%

59Availa Bank291$53.0M0.3%

−16.5%

60Farm Credit Mid-America, Aca150$51.7M0.3%

−22.8%

61West Bank34$51.0M0.3%

+52.8%

62CBI Bank & Trust318$50.2M0.3%

+8.7%

63United Bank of Iowa344$49.6M0.3%

+42.6%

64Ascentra Credit Union429$49.5M0.3%

+30.4%

65Charter West Bank200$47.5M0.3%

+73.4%

66Nationstar Mortgage334$45.4M0.3%

+23.5%

67The Security National Bank of Sioux City, Iowa241$45.3M0.3%

−1.6%

68Washington State Bank261$45.1M0.3%

+23.6%

69Bankiowa205$45.1M0.3%

+91.9%

70Cardinal Financial Company, Li287$45.0M0.3%

+30.9%

71Plains Commerce Bank213$43.8M0.3%

−12.3%

72loanDepot318$43.7M0.3%

+12.6%

73Ark-La-Tex Financial Services244$43.5M0.3%

+24.1%

74Navy Federal Credit Union229$43.5M0.3%

+2.5%

75Raccoon Valley Bank122$43.5M0.3%

+38.3%

76First Community Mortgage175$41.6M0.3%

+64.6%

77City State Bank97$40.8M0.3%

+66.5%

78Corda Credit Union272$40.3M0.2%

+47.3%

79Truist Bank112$39.5M0.2%

+5.6%

80Land Home Financial Services166$39.3M0.2%

+38.7%

81Northmarq Capital Finance, L.L.C3$38.8M0.2%—

82Midwest Heritage Bank159$38.4M0.2%

−5.1%

83Peoples Bank138$37.9M0.2%

+8.0%

84First Central State Bank186$36.7M0.2%

+35.1%

85Two Rivers Bank & Trust229$36.5M0.2%

+2.7%

86Plaza Home Mortgage179$36.4M0.2%

+54.0%

87Lument Real Estate Capital3$35.5M0.2%

+1273.1%

88Lincoln Savings Bank57$34.0M0.2%

−65.4%

89Stockton Mortgage149$33.9M0.2%

+24.3%

90Mutual of Omaha Mortgage158$33.6M0.2%

+28.4%

91Great Southern Bank198$32.9M0.2%

+5.5%

92Flanagan State Bank176$32.4M0.2%

+14.7%

93Frontier Mortgage173$31.7M0.2%

+0.3%

94First Bank157$31.1M0.2%

+31.2%

95Community Savings Bank176$30.5M0.2%

+38.5%

96Cedar Falls Community Credit Union265$30.1M0.2%

+15.0%

97Bank of America160$29.8M0.2%

+51.0%

98PGIM Real Estate Finance1$29.2M0.2%

+23.5%

99First National Bank of Omaha191$29.0M0.2%

−3.4%

100Quad City Bank and Trust68$28.2M0.2%

−43.9%

101Movement Mortgage150$28.1M0.2%

−36.3%

102First Interstate Bank244$28.0M0.2%

−29.2%

103Envoy Mortgage115$27.8M0.2%

+137.8%

104USAA Federal Savings Bank102$26.8M0.2%

−12.4%

105Peoples Bank143$26.1M0.2%

+26.1%

106CUSB Bank146$25.6M0.2%

+14.6%

107Bank122$24.9M0.2%

−13.9%

108GNB Bank102$24.8M0.2%

+59.0%

109Home State Bank72$24.7M0.2%

+80.7%

110MEMBERS1st Community Credit Union245$24.5M0.2%

+123.1%

111R.I.A. Federal Credit Union143$24.0M0.1%

+70.2%

112BMO Harris Bank193$23.6M0.1%

+40.4%

113CrossCountry Mortgage107$23.5M0.1%

−10.3%

114Citizens Community Federal1$23.3M0.1%—

115Marine Credit Union197$23.3M0.1%

+52.4%

116Bank Midwest23$23.2M0.1%

+291.2%

117Centris Federal Credit Union190$22.8M0.1%

+49.4%

118BankORION82$22.8M0.1%

+107.5%

119First State Bank184$22.6M0.1%

+62.8%

120Manufacturers Bank & Trust Co122$22.6M0.1%

+43.2%

121American B&T C94$22.4M0.1%

+28.0%

12221st Mortgage268$21.9M0.1%

+29.7%

123Pinnacle Bank31$21.5M0.1%

+376.1%

124Citizens State Bank135$21.5M0.1%

+11.2%

125Bankers' Bank98$21.4M0.1%

+246.0%

126New Day Financial98$21.1M0.1%

−4.1%

127VisionBank of Iowa61$21.1M0.1%

−35.4%

128Peoples Savings Bank87$21.0M0.1%

+107.5%

129Financial Plus Credit Union192$20.5M0.1%

+21.5%

130South Story Bank & Trust64$20.5M0.1%

+8.2%

131Central State Bank27$20.3M0.1%

+602.4%

132First Business Bank5$20.2M0.1%—

133Better Mortgage87$20.0M0.1%

+922.2%

134Amerisave Mortgage197$19.6M0.1%

+63.7%

135Mount Vernon Bank and Trust Company130$19.5M0.1%

+4.9%

136Denver Savings Bank75$19.2M0.1%

+128.8%

137Glenwood State Bank144$18.9M0.1%

+25.0%

138Siouxland Federal Credit Union129$18.6M0.1%

+24.9%

139American National Bank132$18.4M0.1%

+40.2%

140Planet Home Lending68$17.6M0.1%

+30.3%

141Waterstone Mortgage92$17.0M0.1%

+9.0%

142Iowa Trust & Savings Bank13$16.9M0.1%

+57.7%

143Carrington Mortgage Services124$16.5M0.1%

+38.2%

144State Savings Bank43$16.4M0.1%

−9.3%

145First Federal Credit Union138$16.2M0.1%

+137.6%

146AmeriHome Mortgage62$16.1M0.1%

−20.6%

147Sofi Bank92$15.8M0.1%

+193.8%

148Shelby County State Bank161$15.5M0.1%

−15.0%

149Midstates Bank80$15.5M0.1%

+4.1%

150Northeast Security Bank81$15.0M0.1%

+12.2%

151Village Capital & Investment58$14.6M0.1%

−15.4%

152Zillow Home Loans78$14.5M0.1%

+169.6%

153Premia Mortgage39$14.4M0.1%

+19.7%

154V.I.P. Mortgage59$14.3M0.1%

−31.0%

155Western and Southern Financial Grou1$14.3M0.1%—

156The Money Store90$14.3M0.1%

+68.4%

157Iowa State Bank56$14.2M0.1%

+34.7%

158Arbor Bank60$13.9M0.1%

+4.5%

159Security State Bank104$13.7M0.1%

−27.5%

160Westside State Bank97$13.6M0.1%

+15.4%

161Earlham Savings Bank49$13.5M0.1%

−26.4%

162Cedar Valley Bank & Trust91$13.4M0.1%

+5.0%

163The Central Trust Bank46$13.4M0.1%

−54.3%

164Premier Bank65$13.1M0.1%

−4.1%

165Homeowners Financial Group98$13.1M0.1%

+1.2%

166Charter Bank48$13.0M0.1%

+80.3%

167Bellwether Enterprise Real Estate Capital1$13.0M0.1%

−70.7%

168Churchill Mortgage59$12.7M0.1%

+56.4%

169Figure Lending219$12.7M0.1%

−3.0%

170Enterprise Bank3$12.5M0.1%—

171Central State Bank47$12.4M0.1%

+8.0%

172UMB Bank55$12.3M0.1%

+633.4%

173Citizens Bank70$12.3M0.1%

+89.9%

174Access Bank45$12.2M0.1%

+55.8%

175Blue Grass Savings Bank88$12.2M0.1%

−1.3%

176Security National Bank of SD7$12.2M0.1%

+337.5%

177American State Bank92$12.0M0.1%

+16.8%

178Coastal Community Bank240$11.7M0.1%

+59.6%

179Lakeview Loan Servicing44$11.6M0.1%

+38.1%

180Reliance State Bank66$11.6M0.1%

−6.0%

181Farmers & Merchants State Bank63$11.6M0.1%

+3.3%

182NBKC Bank33$11.5M0.1%

+15.9%

183The39$11.5M0.1%

−3.0%

184Farmers Savings Bank44$11.5M0.1%

+118.5%

185Peoples State Bank63$11.2M0.1%

+24.2%

186Arbor Realty Trust3$11.0M0.1%

+84.7%

187PNC Bank57$11.0M0.1%

+81.2%

188Endeavor Capital54$10.9M0.1%

−3.7%

189Sierra Pacific Mortgage56$10.8M0.1%

−8.2%

190Pioneer Bank34$10.8M0.1%

+5.5%

191Old National Bank55$10.8M0.1%

+12.5%

192Farmers & Merchants Savings Bank52$10.8M0.1%

−24.4%

193Premier Bank36$10.7M0.1%

+21.8%

194Guthrie County State Bank50$10.4M0.1%

+22.3%

195NewPoint Real Estate Capital1$10.4M0.1%—

196CV3 Financial Services16$9.8M0.1%—

197Kerndt Brothers Savings Bank30$9.8M0.1%

+9.5%

198Bridge Community Bank41$9.8M0.1%

−3.5%

199Rolling Hills Bank & Trust56$9.8M0.1%

+45.4%

200Peoples Savings Bank76$9.5M0.1%

−27.5%

201TS Bank27$9.2M0.1%

+352.7%

202First Westroads Bank2$9.2M0.1%

+9594.7%

203AdvantageFirst Lending37$9.2M0.1%—

204Emprise Bank1$9.1M0.1%—

205Heartland Bank & Trust Company19$8.9M0.1%

+643.5%

206Malvern Bank41$8.9M0.1%

−19.4%

207Spring EQ140$8.8M0.1%

+0.3%

208Click n' Close47$8.8M0.1%

−6.1%

209Green Belt Bank & Trust72$8.8M0.1%

−14.3%

210Kind Lending39$8.8M0.1%

+183.4%

211Dayspring bank17$8.7M0.1%

+97.2%

212Leighton State Bank56$8.5M0.1%

+1.7%

213Twin Cedars Bank26$8.5M0.1%—

214Granite Bank55$8.3M0.1%

+6059.3%

215Colorado28$8.3M0.1%

+714.7%

216AIM Credit Union65$8.2M0.1%

+36.6%

217Paramount Residential Mortgage27$8.2M0.1%

−1.4%

218Cornerstone First Mortgage27$8.1M0.0%

+991.2%

219First Dakota National Bak13$8.0M0.0%

−54.3%

220The Family Credit Union101$8.0M0.0%

−14.9%

221First Federal Bank44$7.9M0.0%

+10.0%

222Walker & Dunlop1$7.9M0.0%—

223Servion47$7.9M0.0%

−47.8%

224Blackhawk Bank & Trust44$7.9M0.0%

−50.0%

225Union Home Mortgage40$7.8M0.0%

+54.9%

226Morgan Stanley Private Bank16$7.8M0.0%

−46.2%

227Equity Prime Mortgage35$7.8M0.0%

+56.7%

228Regions Bank47$7.7M0.0%

+26.0%

229Achieve Loans133$7.7M0.0%

+33.5%

230Kiavi Funding50$7.6M0.0%—

231Castle & Cooke Mortgage48$7.6M0.0%

+16.1%

232Frontier Bank35$7.4M0.0%

+93.6%

233Bell Bank24$7.4M0.0%

+142.6%

234Royal United Mortgage72$7.4M0.0%

−10.4%

235Exchange State Bank54$7.4M0.0%

+17.3%

236BankFirst39$7.4M0.0%

+26.3%

237Towne Mortgage39$7.3M0.0%

+41.1%

238Tomo Mortgage26$7.2M0.0%

+1044.4%

239Union State Bank39$7.2M0.0%

+17.2%

240Loan Funder10$6.8M0.0%

+804.6%

241PrimeLending22$6.6M0.0%

−28.5%

242Hiawatha Bank & Trust Company40$6.6M0.0%

−4.5%

243Landmark Credit Union1$6.6M0.0%

+63.1%

244Federation Bank48$6.4M0.0%

+12.3%

245Fairfax State Savings Bank45$6.4M0.0%

+201.6%

246First State Bank46$6.1M0.0%

+70.8%

247Washington County Bank29$6.1M0.0%

+18.2%

248Regional Missouri Bank4$6.0M0.0%

+250.0%

249Alerus Financial41$5.8M0.0%

−8.3%

250549300K04ZGWYV7LDX51119089175$5.8M0.0%

+28.2%

251Regent Financial Group25$5.7M0.0%

−10.6%

252Michigan Mutual23$5.7M0.0%

−40.6%

253Core Bank17$5.5M0.0%

+1.6%

254First Trust and Savings Bank45$5.5M0.0%

+23.8%

255River Valley Credit Union56$5.5M0.0%

+13.1%

256Community Bank27$5.4M0.0%

+113.2%

257Advantage Credit Union57$5.3M0.0%

+188.6%

258Grinnell State Bank24$5.2M0.0%

−13.7%

259Mortgage Solutions of Colorado22$5.2M0.0%

+50.3%

260Journey Credit Union59$5.2M0.0%

−22.3%

261Union Bank and Trust Company19$5.1M0.0%

+56.0%

262Serve Credit Union50$5.0M0.0%

+4.6%

263Chelsea Savings Bank36$5.0M0.0%

+21.1%

264Rivers Edge Bank33$5.0M0.0%

+270.0%

265Cobalt Credit Union61$5.0M0.0%

−28.1%

266Contract Exchange39$5.0M0.0%

−35.4%

267Atkins Savings Bank & Trust31$4.9M0.0%

+36.3%

268PHH Mortgage24$4.8M0.0%

+50.9%

269Stifel Bank & Trust12$4.7M0.0%

+29.7%

270Keystone Savings Bank44$4.7M0.0%

+43.5%

271American Financing33$4.6M0.0%

+24.7%

272Guaranteed Rate Affinity12$4.6M0.0%

−35.2%

273American Financial Resources24$4.5M0.0%

+11.4%

274Farmers Savings Bank & Trust32$4.5M0.0%

−17.5%

275Midwest Bank17$4.4M0.0%

−31.6%

276The Loan Store23$4.4M0.0%

−34.6%

277Huntington National Bank13$4.4M0.0%

−52.8%

278Capitol1$4.3M0.0%—

279BTC Bank34$4.3M0.0%

+186.2%

280Metro Credit Union42$4.2M0.0%

+84.3%

281Security Savings Bank45$4.2M0.0%

−13.8%

282Farmers Trust and Savings Bank34$4.2M0.0%

+42.9%

283Five Star Bank2$4.1M0.0%

+36.3%

284Flagstar Bank21$4.1M0.0%

−84.5%

285RF Renovo Management1$4.1M0.0%—

286Charles Schwab Bank7$4.0M0.0%

+171.0%

287Society Mortgage31$4.0M0.0%

+238.3%

288Mound City Bank9$4.0M0.0%—

289HomeBridge Financial Services27$3.9M0.0%

−17.4%

290Frontier Bank14$3.9M0.0%

+56.5%

291CoreVestAmericanFinanceLenderLLC2$3.8M0.0%—

292HomeXpress Mortgage21$3.7M0.0%

+279.2%

293Goldman Sachs Bank USA4$3.7M0.0%

+46.3%

294FNB Bank32$3.7M0.0%

−29.9%

295First Premier Bank18$3.6M0.0%

+24.8%

296SIRVA Mortgage13$3.6M0.0%

+172.0%

297First Bank & Trust12$3.6M0.0%

+49.0%

298Commerce Bank5$3.5M0.0%

+1065.0%

299Westbury Bank4$3.4M0.0%—

300Everett Financial17$3.4M0.0%

+228.0%

301Mortgage Center LC14$3.4M0.0%—

302Liberty National Bank7$3.3M0.0%

+170.7%

303First Colony Mortgage Corporat13$3.3M0.0%

+1532.5%

304Heritage Bank27$3.2M0.0%

−58.5%

305Arvest Bank14$3.2M0.0%

+109.8%

306A&D Mortgage14$3.2M0.0%

+1229.2%

307Alliant Credit Union11$3.2M0.0%

+452.2%

308Gas & Electric Credit Union15$3.2M0.0%

+111.0%

309Weichert Financial Services12$3.1M0.0%

+90.2%

310Sage Home Loans10$3.1M0.0%

+737.8%

311First International Bank & Trust12$3.0M0.0%

+56.4%

312Lincoln Federal SVGS BK of Ne14$3.0M0.0%

+128.7%

313i3 Bank2$3.0M0.0%—

314Readlyn Savings Bank24$2.9M0.0%

−19.0%

315Libertyville Bank & Trust Company6$2.9M0.0%—

316OCMBC10$2.8M0.0%

+30.0%

317United Community Bank31$2.8M0.0%

+107.0%

318Pentagon Federal Credit Union19$2.8M0.0%

−12.6%

319Canopy Mortgage12$2.8M0.0%

+205.0%

320First Bank12$2.7M0.0%

+81.9%

321Citizens Equity First Credit U11$2.7M0.0%

+175.6%

322Deephaven Mortgage10$2.7M0.0%

+56.2%

323Loanunited.Com13$2.7M0.0%

+160.7%

324Finance of America Reverse21$2.7M0.0%

+4.9%

325Success Mortgage Partners10$2.7M0.0%

+2.1%

326Magnolia Bank10$2.6M0.0%

+209.9%

327Security National Bank of Omaha4$2.6M0.0%

+184.2%

328Houghton State Bank45$2.6M0.0%

−20.0%

329United Trust Bank10$2.5M0.0%

+194.7%

330Gold Star Mortgage Financial Group13$2.5M0.0%

+288.2%

331Nexera Holding7$2.5M0.0%

−4.1%

332Levo Federal Credit Union13$2.4M0.0%

+346.8%

333Champions Funding13$2.4M0.0%

+30.0%

334Nexbank8$2.4M0.0%

+119.4%

335Four Points Federal Credit Union13$2.3M0.0%

+70.4%

336Compeer Financial6$2.3M0.0%

+7.7%

337Sun West Mortgage11$2.3M0.0%

+6.4%

338Dundee Bank10$2.1M0.0%

−41.1%

339BPL Mortgage20$2.1M0.0%

+192.2%

340Security Savings Bank13$2.0M0.0%

+57.3%

341Waterstone Bank1$2.0M0.0%

+11.5%

342Citibank7$2.0M0.0%

−1.2%

343RCN Capital10$2.0M0.0%

+30.7%

344SouthState Bank1$1.9M0.0%—

345Texana Bank7$1.8M0.0%

−12.6%

346UBS Bank USA2$1.8M0.0%

+291.4%

347Sovereign Bank1$1.8M0.0%

−0.6%

348Legacy Bank & Trust1$1.8M0.0%

−15.1%

349Primary Residential Mortgage4$1.7M0.0%

−80.7%

350Northpointe Bank5$1.7M0.0%

−58.6%

351Old Plank Trail Community Bank3$1.7M0.0%

+124.2%

352Peoples Mortgage7$1.7M0.0%

−41.5%

353Mission Loans9$1.7M0.0%

+15.3%

354Das Acquisition8$1.7M0.0%

−21.5%

355Ixonia Bank5$1.7M0.0%

−34.1%

356F&M Bank15$1.7M0.0%

+162.7%

357Geneva Financial5$1.7M0.0%

−10.1%

358TBK Bank6$1.6M0.0%

+21.3%

359Armed Forces Bank4$1.6M0.0%

+32.5%

360Wings Financial Credit Union7$1.6M0.0%

+161.1%

361American Financial Network9$1.6M0.0%

+82.7%

362First State Bank Southwest8$1.6M0.0%

+38.1%

363TJC Mortgage7$1.6M0.0%

+828.6%

364Change Lending6$1.6M0.0%

+53.9%

365Esb Bank10$1.6M0.0%

−48.4%

366Wheaton Bank & Trust Company5$1.6M0.0%—

367First Savings Bank5$1.6M0.0%

+6.9%

368Morton Community Bank8$1.6M0.0%

+73.2%

369Reliabank Dakota9$1.5M0.0%

+16.6%

370UIF Corporation4$1.5M0.0%

+11.6%

371Oceanside Mortgage7$1.5M0.0%—

372Investor Mortgage Finance10$1.5M0.0%

+14.6%

373Altra Federal Credit Union13$1.5M0.0%

−15.0%

374Zippy Loans30$1.5M0.0%

−32.3%

375Baxter Credit Union9$1.5M0.0%

+28.9%

376Performance Equity Partners39$1.5M0.0%

+2.4%

377Triad Financial Services16$1.5M0.0%

−56.1%

378BOKF6$1.5M0.0%

+11.8%

379Central Bank Illinois11$1.5M0.0%

−9.6%

380Communityamerica Federal Credit Union5$1.5M0.0%

+73.2%

381Gateway First Bank6$1.4M0.0%

−29.1%

382Merchants Bank8$1.4M0.0%

+83.4%

383First National Bank3$1.4M0.0%

+375.0%

384Exchange Bank6$1.4M0.0%

+32.7%

385MortgageOne4$1.4M0.0%

+50.3%

386Telco Triad Community Credit Union HMDA 202519$1.4M0.0%

−55.6%

387Chevron Federal Credit Union4$1.4M0.0%

+21.7%

388Luminate Bank3$1.4M0.0%—

389State Bank of The Lakes2$1.4M0.0%—

390City 1st Mortgage Services, LC7$1.3M0.0%

−42.3%

391RVR Bank7$1.3M0.0%

+61.1%

392Dominion Financial Services9$1.3M0.0%

−28.2%

393Velocity Commercial Capital8$1.3M0.0%

+1247.4%

394Angel Oak Mortgage Solutions6$1.3M0.0%

+153.5%

395Bison State Bank3$1.3M0.0%—

396Fortress Bank6$1.3M0.0%

−98.9%

397NFM9$1.2M0.0%

+29.3%

398First Savings Bank1$1.2M0.0%—

399Foundation One Bank2$1.2M0.0%—

400Stride Bank4$1.2M0.0%

−31.2%

401Valon Mortgage17$1.2M0.0%

+104.3%

402T2 Financial8$1.2M0.0%

+277.4%

403Megastar Finanacial4$1.2M0.0%—

404EMM Loans5$1.2M0.0%

−18.8%

405M&T Bank10$1.2M0.0%

−97.6%

406Thrivent Bank7$1.1M0.0%—

407TruHome Solutions3$1.1M0.0%

−45.3%

408American Bank & Trust6$1.0M0.0%

−68.5%

409A&N Mortgage Services2$1.0M0.0%

+230.2%

410AmWest Funding6$1.0M0.0%

+104.0%

411American Heritage Lending6$1.0M0.0%

+52.2%

412Temple View Capital Funding8$1.0M0.0%

+769.6%

413Citadel Servicing4$990K0.0%

+94.1%

414Lakeview Community Capital3$955K0.0%

−2.6%

415Norwich Commercial Group3$945K0.0%—

416Hinsdale Bank & Trust Company3$935K0.0%

−17.3%

417Loan Simple4$930K0.0%—

418Jones Bank1$915K0.0%—

419Longbridge Financial11$905K0.0%

−27.9%

420Resicentral6$900K0.0%—

421Quorum Federal Credit Union10$890K0.0%

−22.9%

422Third Federal Savings & Loan6$870K0.0%

−37.4%

423Right Start Mortgage3$855K0.0%—

424Citizens State Bank5$845K0.0%

+201.8%

425Cornerstone Capital Bank3$845K0.0%

+1.8%

426Bankwest6$830K0.0%—

427Leader Bank3$825K0.0%

+132.4%

428Bank of Springfield1$825K0.0%

+1400.0%

429Lendsure Mortgage4$820K0.0%

+50.5%

430Absolute Mortgage & Lending3$815K0.0%—

431First State Bank of ST Charles3$815K0.0%

−16.8%

432First National Bank6$780K0.0%

+47.2%

433Patriot Home Mortgage4$780K0.0%

+20.9%

434Farmers National Bank2$780K0.0%

−71.9%

435NBH Bank3$775K0.0%—

436Premier Mortgage Resources4$770K0.0%

+156.7%

437Centra Credit Union2$770K0.0%—

438Pivot Financial Partners3$755K0.0%

−22.2%

439Sunflower Bank3$745K0.0%

+26.3%

440First State Mortgage Services2$740K0.0%

+20.3%

441Transportation Federal Credit Union10$720K0.0%

+82.3%

442Bank Fund Staff Federal Credit2$720K0.0%—

443Flexpoint1$715K0.0%—

444Digital Federal Credit Union3$695K0.0%

+113.8%

445BoxCar Mortgage3$695K0.0%

+183.7%

446Vanderbilt Mortgage & Finance1$695K0.0%

+8.6%

447Petefish, Skiles, & Company Bank2$690K0.0%—

448Total Mortgage Services1$685K0.0%—

449North American Savings Bank2$670K0.0%

+106.2%

450Bank of Clarke1$665K0.0%—

451FCB Banks1$665K0.0%—

452City & County Credit Union3$655K0.0%

−23.4%

453Top Flite Financial2$650K0.0%

+195.5%

454Insignia Capital1$645K0.0%—

455Brighton Bank2$640K0.0%

+73.0%

456RPE Home5$635K0.0%

−56.1%

457Archwest Funding2$630K0.0%

+223.1%

458Fourleaf Federal Credit Union7$625K0.0%

+45.3%

459American Neighborhood Mortgage Acceptance3$625K0.0%—

460First Central Savings Bank1$625K0.0%—

461Municipal Trust and Savings Bank1$615K0.0%—

462City National Bank1$615K0.0%—

463Credit Human Federal Credit Un11$605K0.0%

+6.1%

464Leaderone Financial3$605K0.0%

−70.1%

465RBC Bank (Georgia)3$605K0.0%—

466Polaris Home Funding3$605K0.0%

−38.6%

467Synergy One Lending3$585K0.0%

+56.0%

468Omaha Federal Credit Union8$580K0.0%

+480.0%

469Blaze Credit Union4$570K0.0%

+58.3%

470Connexus Credit Union2$570K0.0%

+533.3%

471Arc Home2$570K0.0%

+267.7%

472Cortrust Mortgage2$560K0.0%

+38.3%

473Think Mutual Bank2$560K0.0%

+16.7%

474Select Lending Services1$555K0.0%

+146.7%

475Southern Bank1$555K0.0%—

476General Mortgage Capital2$550K0.0%

−49.1%

477Citizens State Bank2$550K0.0%

−52.4%

478Intercap Lending2$550K0.0%

+307.4%

479Raymond James Bank2$550K0.0%

−50.5%

480Johnson Bank2$540K0.0%

−46.8%

481First Citizens Bank & Trust2$540K0.0%—

482American Airlines Federal Cred5$525K0.0%

−25.5%

483Service First Federal Credit Union3$525K0.0%

−58.8%

484Black Hills Federal Credit Union1$505K0.0%

−28.9%

485Assemblies of God Credit Union4$500K0.0%

−52.6%

486Genway Home Mortgage4$500K0.0%—

487Park Lane Finance SolutionsLLC8$490K0.0%—

488Farmers Insurance Federal Credit Union2$490K0.0%—

489Mutual First Federal Credit Union6$480K0.0%

+3.2%

490Diamond Residential Mortgage1$475K0.0%—

491Toyota Financial Savings Bank1$465K0.0%

−11.4%

492Loansteady2$460K0.0%

−69.9%

493Lima One Capital3$455K0.0%

−59.6%

494First State Bank1$455K0.0%—

495New Market Bank3$445K0.0%—

496Griffin Funding1$445K0.0%—

497First Western Trust Bank2$440K0.0%

+35.4%

498Thrivent Federal Credit Union2$440K0.0%

+15.8%

499Mece Credit Union1$435K0.0%—

500Coulee Bank2$430K0.0%

+45.8%

501First National Bank of Hutchinson2$430K0.0%

−40.7%

502Iaa Credit Union2$430K0.0%

+28.4%

503Bankplus1$425K0.0%—

504Peoples Bank2$420K0.0%

+104.9%

505Community First National Bank2$420K0.0%—

506Credit Union 13$415K0.0%—

507Fifth Third Bank2$410K0.0%

−87.9%

508Usalliance Federal Credit Union3$405K0.0%

+47.3%

509Luminate Home Loans1$405K0.0%

−98.1%

510JMAC Lending3$395K0.0%

−91.6%

511F & M Community Bank1$395K0.0%

+259.1%

512Mit Federal Credit Union1$395K0.0%—

513Five Points Bank1$385K0.0%

−40.8%

514Rain City Capital2$380K0.0%—

515Dacotah Bank2$380K0.0%

+49.0%

516Merchants Bank of Indiana2$380K0.0%

−99.6%

517Meridian Bank2$380K0.0%

−44.1%

518Traditional Mortgage Acceptance3$365K0.0%

+217.4%

519OriginPoint1$365K0.0%—

520Diya Finance1$365K0.0%—

521RoundPoint Mortgage Servicing2$360K0.0%

−64.0%

522Midland States Bank2$360K0.0%—

523National Exchange Bank and Trust1$355K0.0%

−80.5%

524Farmers and Merchants Bank1$355K0.0%—

525Hometown Equity Mortgage2$350K0.0%

−46.6%

526Northbrook Bank & Trust Company1$345K0.0%

+86.5%

527First Nebraska Bank2$340K0.0%

−41.4%

528Ruoff Mortgage2$340K0.0%

−26.1%

529Consumers Credit Union1$335K0.0%—

530NuMark Credit Union1$335K0.0%—

531Tradition Mortgage2$330K0.0%

−14.3%

532American Internet Mortgage2$330K0.0%

−10.8%

533Go Mortgage1$325K0.0%

−26.1%

534Sherburne State Bank1$325K0.0%—

535LendingOne2$320K0.0%

+204.8%

536WSFS bank3$315K0.0%—

537First National Bank of America1$315K0.0%

+37.0%

538Sauk Valley Bank & Trust Company4$310K0.0%

−12.7%

539Cambria Financial Group2$310K0.0%

+51.2%

540MidAmerica National Bank2$310K0.0%

−47.9%

541Ameritrust Mortgage1$305K0.0%—

542Bank of Colorado1$305K0.0%—

543First Merchants Bank1$305K0.0%—

544Equitable Bank1$285K0.0%

−9.5%

545Gardner Financial Services2$280K0.0%

+107.4%

546Farmers and Merchants Bank of Ashland2$280K0.0%

+166.7%

547Pinnacle Bank1$275K0.0%

−96.2%

548Securityplus FCU1$275K0.0%—

549Lendz Financial2$270K0.0%—

550Anchor Loans2$270K0.0%

−58.8%

551Cornhusker Bank1$255K0.0%

−56.0%

552Service Federal Credit Union1$255K0.0%

+34.2%

553Delmar Financial1$255K0.0%

−67.7%

554Midwest Bankcentre1$255K0.0%

−27.1%

555Jonah Bank of Wyoming1$255K0.0%

+37.8%

556Saygo Home Loans1$255K0.0%—

557CIBC Bank USA1$255K0.0%—

558First Nebraska Credit Union3$245K0.0%

−49.0%

559SouthPoint Financial Credit Union3$235K0.0%

+261.5%

560STG Mortgage1$235K0.0%

−50.0%

561The Nodaway Valley Bank1$235K0.0%

−53.5%

562Cornerstone Bank1$235K0.0%

−75.4%

563Cadence Bank1$235K0.0%—

564Easy Street Capital2$230K0.0%

−50.5%

565Primis Bank1$225K0.0%

+28.6%

566North Shore Trust & Savings1$225K0.0%—

567First Community Bank2$220K0.0%

+22.2%

568Minnwest Bank2$220K0.0%—

569HomeTown Bank2$210K0.0%

−63.5%

570Congressional Federal Credit Union2$210K0.0%

+0.0%

571Amalgamated Bank1$205K0.0%—

572Cake Mortgage1$205K0.0%—

573Beverly Bank & Trust Company1$205K0.0%

−81.6%

574Premier Lending2$200K0.0%—

575Beeline Loans2$200K0.0%—

576Justice Federal Credit Union1$195K0.0%—

577Fed Ex Employees Credit Association1$195K0.0%

+1200.0%

578The Anderson Financial Group1$185K0.0%

−52.6%

579Liberty Trust & Savings Bank3$175K0.0%

−75.2%

580Adams Bank & Trust1$175K0.0%—

581Summit Funding1$175K0.0%

+66.7%

582Home State Bank1$175K0.0%—

583Andrews Federal Credit Union1$175K0.0%—

584Homebank1$175K0.0%—

585Farmers Bank & Trust1$175K0.0%

−62.0%

586State Departmenet Federal Credit Union2$170K0.0%

−79.0%

587University Bank2$170K0.0%

+78.9%

588First Bankers Trust Company1$165K0.0%

−74.6%

589Bluff View Bank1$165K0.0%—

590Vista Point Mortgage1$165K0.0%—

591Thompson Kane1$165K0.0%

−78.0%

592Fidelity Bank1$165K0.0%

−64.1%

593Calcon Mutual Mortgage1$165K0.0%

−95.4%

594Homestead Funding1$165K0.0%

+0.0%

595The First National Bank in Sioux Falls1$165K0.0%—

596Bank Five Nine1$155K0.0%—

597Servis One1$155K0.0%

−89.4%

598Elements Financial Federal Cre1$155K0.0%

−32.6%

599Northwest Federal Credit Union1$155K0.0%—

600Northview Bank1$155K0.0%—

601VanDyk Mortgage1$155K0.0%

+63.2%

602Logan Finance1$145K0.0%—

603First Option Bank1$145K0.0%

−90.7%

604Crystal Lake Bank & Trust Company1$145K0.0%—

605Meridian Trust Federal Credit Union1$145K0.0%—

606Community Banc Mortgage1$145K0.0%—

607Connections Bank1$145K0.0%—

608Greenway Mortgage Funding1$145K0.0%—

609The Northern Trust Co1$145K0.0%—

610Atlantic Coast Mortgage2$140K0.0%—

611Kellogg Midwest Federal Credit Union2$140K0.0%

+0.0%

612Home Federal Savings and Loan1$135K0.0%—

613Genisys Credit Union1$135K0.0%—

614Incrediblebank1$135K0.0%—

615Bank of Dixon County1$135K0.0%—

616Emporium Tpo1$135K0.0%—

617Bank Northwest2$130K0.0%—

618National Police Federal Credit Union1$125K0.0%—

619Presidential Bank1$125K0.0%

−35.9%

620Nebraska Bank of Commerce1$115K0.0%

−94.6%

621First American Bank1$115K0.0%—

622Kansas State University Federal Credit Union1$115K0.0%—

623Credit Union Mortgage Associat1$115K0.0%—

624HNB National Bank1$115K0.0%—

625First Security Bank1$115K0.0%

−84.9%

626Ameris Bank1$115K0.0%

−88.2%

627Frandsen Bank & Trust2$110K0.0%

−89.1%

628Pioneer Bank1$105K0.0%

−27.6%

629Bluestone Federal Credit Union1$105K0.0%—

630Peoples Savings Bank1$95K0.0%—

631Nations Lending1$95K0.0%

−65.5%

632First Technology Federal Credit Union1$95K0.0%—

633First National Bank of Middle Tennessee1$95K0.0%—

634Coca-Cola Federal Credit Union1$95K0.0%—

635The First National Bank of Bangor2$90K0.0%—

636Commercial State Bank1$85K0.0%

−22.7%

637RCN Capital1$85K0.0%

−76.7%

638Town and Country Credit Union1$85K0.0%

−86.0%

639Security Bank1$85K0.0%—

640Co-op Credit Union1$85K0.0%—

641First Western1$85K0.0%—

642GTE Federal Credit Union1$85K0.0%—

643Chartwell Financial2$80K0.0%—

644WNB Financial1$75K0.0%—

645Heartland Bank1$75K0.0%—

646MMS Mortgage Services1$75K0.0%

−72.2%

647Royal Bank1$75K0.0%

−92.8%

648SouthStar Bank1$65K0.0%

−23.5%

649Paramount Bank1$65K0.0%

−64.9%

650Fort Sill Federal Credit Union1$65K0.0%—

651Servbank1$65K0.0%

−43.5%

652Georgia's Own Credit Union1$55K0.0%

−88.2%

653Shoreham Bank2$50K0.0%—

654Tower Federal Credit Union1$45K0.0%

+0.0%

655Mayo Employees Federal Credit Union1$15K0.0%

−98.5%

656HSBC Bank USA0———

657Embrace Home Loans0———

658Unitus Community Credit Union0———

659Verus0———

660Axos Bank0———

661Johns Hopkins FCU0———

662The Union Bank0———

663Smartfi Home Loans0———

664First Financial Bank0———

665M&T Realty Capital0———

666Central National Bank0———

667Premier Lending Alliance0———

668Neighborhood Loans0———

669Filo Mortgage0———

670Better Banks0———

671Luxury Mortgage0———

672Ice Lender Holdings0———

673Tyndall Federal Credit Union0———

674Schaumburg Bank & Trust Company0———

675MidFirst Bank0———

676Nicolet National Bank0———

677Silver Hill Funding0———

678Southwest Stage Funding0———

679Star USA Federal Credit Union0———

680Premier Bank0———

6811st Advantage Federal Credit U0———

682Lake Forest Bank & Trust Company0———

683America First Federal Credit Union0———

684Member First Mortgage0———

685Superior Choice Credit Union0———

686Data Mortgage0———

687Bellco Credit Union0———

688PFN Lending Group0———

689Omaha Police Federal Credit Un0———

690Liberty Home Mortgage0———

691Bank First0———

692Security First Bank0———

693Ally Bank0———

694Christian Community Credit Union0———

695Nationwide Mortgage Bankers0———

696Fay Servicing0———

697Grand Bank for Savings0———

698Bayfirst Financial0———

699First Financial Bank0———

700First State Bank Nebraska0———

701Redwood Residential Acquisition0———

702Panorama Mortgage Group0———

703Network Capital Funding0———

704Westerra Credit Union0———

705Inb0———

706Berkeley Point Capital0———

707CBRE Multifamily Capital0———

708Kinecta Federal Credit Union0———

709All in Credit Union0———

710Atlanta Postal Credit Union0———

711Oaktree Funding0———

712ReadyCap Commercial0———

713Heartland Credit Union0———

714Chickasaw Community Bank0———

715Academy Bank0———

716Voyage Federal Credit Union0———

717Affinity Plus Federal Credit Union0———

718Plainscapital Bank0———

719Firstbank0———

720Novation Credit Union0———

721Village Bank & Trust0———

722Bank of Whittier0———

723Intelliloan0———

724American National Bank of Texa0———

725Teachers Federal Credit Union0———

726Centier Bank0———

727Signature Federal Credit Union0———

728Lafayette Federal Credit Union0———

729Equity Bank0———

730Greenbox Loans0———

731Purdue Federal Cu0———

732St. Charles Bank & Trust Company0———

733Embold Federal Credit Union0———

734Credit Union Mortgage Direct0———

735Securitynational Mortgage0———

736DuPage Credit Union0———

737Apex Bank0———

738First Mid Bank and Trust0———

739Servisfirst Bank0———

740Kitsap Credit Union0———

741Constructive Loans0———

742Farmers National Bank0———

743National Bank of Commerce0———

744Foundation Mortgage0———

745Cfbank0———

746Florida Capital Bank0———

747Milo Credit0———

748Marlin Mortgage Capital0———

749Real Genius0———

750First Horizon Bank0———

751Hancock Whitney Bank0———

752Discover Bank0———

753Associated Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Iowa state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Iowa in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations75,933$16.2B100.0%— the widest basis

1-4 family dwellings74,800$13.6B83.8%5+ unit multifamily · 1,133 loans · $2.64B

1-4 family, first lien54,865$12.2B75.3%junior and subordinate liens · 19,935 loans · $1.37B

1-4 family, first lien, closed-end(disclosure only)52,137$11.9B73.3%home-equity lines of credit · 2,728 loans · $332.3M

1-4 family, first lien, closed-end, consumer-purpose(disclosure only)49,381$11.4B70.5%business-purpose loans and reverse mortgages · 2,756 loans · $456.5M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Iowa

Mortgage lending by county — 98 with enough origination volume to profile, largest first

Polk County 13,877 Linn County 6,849 Dallas County 3,946 Pottawattamie County 2,568 Johnson County 4,374 Scott County 4,496 Black Hawk County 3,796 Dubuque County 2,695 Warren County 1,964 Story County 1,681 Woodbury County 2,082 Dickinson County 578 Jasper County 1,037 Marion County 676 Sioux County 600 Clinton County 811 Boone County 722 Benton County 784 Muscatine County 802 Madison County 540 Bremer County 794 Cerro Gordo County 519 Mills County 501 Washington County 699 Cedar County 527 Plymouth County 414 Poweshiek County 525 Marshall County 675 Webster County 627 Delaware County 441 Buchanan County 549 Des Moines County 508 Guthrie County 317 Wapello County 593 Mahaska County 455 Iowa County 472 Harrison County 347 Jones County 419 Grundy County 369 Clayton County 331 Tama County 311 Buena Vista County 317 Hamilton County 230 Carroll County 304 Jackson County 295 Fayette County 387 Lyon County 227 Butler County 334 Shelby County 279 Henry County 263 Clay County 275 Hardin County 301 Jefferson County 277 Crawford County 251 O'Brien County 193 Lee County 313 Page County 279 Clarke County 246 Allamakee County 187 Winneshiek County 177 Chickasaw County 258 Cass County 265 Lucas County 213 Union County 220 Kossuth County 206 Appanoose County 188 Humboldt County 190 Cherokee County 177 Montgomery County 214 Fremont County 149 Monona County 157 Hancock County 143 Greene County 162 Wright County 163 Louisa County 130 Monroe County 117 Winnebago County 142 Calhoun County 141 Keokuk County 161 Ringgold County 100 Floyd County 127 Sac County 135 Emmet County 129 Howard County 111 Davis County 102 Ida County 121 Decatur County 131 Wayne County 108 Mitchell County 93 Pocahontas County 105 Audubon County 99 Adair County 101 Worth County 89 Palo Alto County 107 Franklin County 76 Osceola County 70 Taylor County 68 Adams County 57

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

Iowa in the full MortRadar app

Iowa market benchmarks →Interactive year-by-year volume, rates, and channel-mix charts Iowa state hub — every dataset →HMDA lender share, FHA, Fannie/Freddie, Ginnie Mae, VA, NMLS licensing, the state housing finance agency, CFPB complaints and market context, one tab each Top Mortgage Players →Cross-metric national leaderboard: HMDA, Ginnie, FHA, market cap National market hub →U.S. origination totals, movers, and the state map

Other state markets

Largest states by 2025 volume

California$344.74B Texas$186.23B Florida$183.52B New York$116.18B North Carolina$89.58B Washington$81.03B Georgia$79.74B Virginia$77.59B

All 50 states + DC →

Attribution & methodology. Iowa figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.