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State markets/Maine/Aroostook County

COUNTY MORTGAGE MARKET · FIPS 23003

Aroostook County, Maine

Who lends in Aroostook County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$166.3M

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

1,101

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

23.0%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

147

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 147 lenders that originated in Aroostook County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

566

unconcentrated

Top-5 lender share

44.4%

of originations

Purchase

60.2%

547 loans

Refinance

39.8%

361 loans

Origination trend

Annual mortgage origination volume and loan count in Aroostook County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Aroostook County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Aroostook County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR AROOSTOOK COUNTY

TOP TEN LENDERS IN AROOSTOOK COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

166$24.9M$24.9M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
91$14.2M$14.2M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
149$12.6M$12.6M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
76$11.8M$11.8M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
92$10.2M$10.2M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
41$8.5M$8.5M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
39$7.4M$7.4M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
52$7.1M$7.1M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
31$6.0M$6.0M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
33$5.9M$5.9M originated in Aroostook County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Aroostook County

All 42 ZIP Code Tabulation Areas that touch Aroostook County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
42 OF 42 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
33 of the 5 Aroostook County tracts this ZIP area touches sit mostly inside it.9,2019.6%2,470TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Aroostook County tracts this ZIP area touches sit mostly inside it.8,79710.0%2,580TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Aroostook County tracts this ZIP area touches sit mostly inside it.7,3967.3%2,666TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Aroostook County tracts this ZIP area touches sit mostly inside it.5,2346.7%2,125TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Aroostook County tract this ZIP area touches sit mostly inside it.4,6426.3%1,520OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Aroostook County tracts this ZIP area touches sit mostly inside it.4,0679.5%1,182OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Aroostook County tracts this ZIP area touches sit mostly inside it.3,8675.1%1,167OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Aroostook County tract this ZIP area touches sit mostly inside it.3,3446.2%1,169OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Aroostook County tracts this ZIP area touches sit mostly inside it.2,7505.3%954OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Aroostook County tract this ZIP area touches sit mostly inside it.2,7454.0%943OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Aroostook County tract this ZIP area touches sit mostly inside it.2,5678.1%784OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Aroostook County tract this ZIP area touches sit mostly inside it.2,4824.8%846OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Aroostook County tract this ZIP area touches sit mostly inside it.2,4309.8%831OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Aroostook County tract this ZIP area touches sit mostly inside it.2,4045.3%674OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Aroostook County tracts this ZIP area touches sit mostly inside it.1,8714.4%683OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Aroostook County tract this ZIP area touches sit mostly inside it.1,7823.0%673OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Aroostook County tracts this ZIP area touches sit mostly inside it.1,5267.9%399OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Aroostook County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

24 of Aroostook County’s 24 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Aroostook County

All 24 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

24 OF 24 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate77.1%2,5678.1%OPEN →
Moderate56.4%2,4045.3%OPEN →
Middle88.8%3,8675.1%OPEN →
Middle83.7%1,7823.0%OPEN →
Middle93.8%4,0679.5%OPEN →
Moderate79.6%2,7454.0%OPEN →
Moderate69.6%1,8714.4%OPEN →
Middle85.5%3,3446.2%OPEN →
Middle100.7%2,7505.3%OPEN →
Middle104.2%2,2297.2%OPEN →
Middle93.3%3,0576.4%OPEN →
Middle81.0%2,1108.7%OPEN →
Moderate56.5%1,5267.9%OPEN →
Middle106.5%4,6426.3%OPEN →
Moderate75.4%3,4728.8%OPEN →
Upper125.2%2,7667.0%OPEN →
Moderate65.2%2,55914.7%OPEN →
Middle92.5%2,4824.8%OPEN →
Middle96.5%2,4309.8%OPEN →
Middle96.6%3,85713.7%OPEN →
Middle114.8%2,1987.6%OPEN →
Middle82.1%3,1466.0%OPEN →
Moderate79.2%2,3616.6%OPEN →
Moderate77.5%2,8736.8%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

67,058

Median household income

$56,700

Median home value

$149,700

Median gross rent

$784

per month

Owner-occupied

74.5%

of occupied units

Housing units

38,450

22.2% vacant

Poverty rate

14.4%

Unemployment

5.3%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Low

score 80.4

Social vulnerability

Relatively High

Community resilience

Relatively Moderate

ELEVATED PERILS

Winter weather Very High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

78

Declarations recorded

148

Incident types on record: Biological, Flood, Freezing, Hurricane, Severe Storm, Snowstorm.

Everything we hold on Aroostook County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Aroostook County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Aroostook CountyEvery reported application and origination in FIPS 23003, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Aroostook County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

119

Purchase share

41.2%

49 loans

IRRRL refinances

43

Cash-out refinances

27

2026119494327
2025138753825
2024100661024
20239473021
2022921434
2021174807816
2020136615520
20198454921
20187958318
201771421415
201667381811
201549231610

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Aroostook County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Aroostook County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

62

+3.3% vs 2024

Multifamily · 2025

2

−90.9% vs 2024

Total authorized · 2025

64

−22.0% vs 2024

Permit valuation · 2025

$17.6M

authorized construction value

Units authorized by year

Aroostook County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
050100150200199019921994199619982000200220042006200820102012201420162018202020222024202564 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Aroostook County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Foreign - Other flows, FR
inflow2223Other flows - South, DS264453$15.2M
inflow2223Other flows - Northeast, DS251449$12.7M
outflow2223Other flows - South, DS228402$17.9M
outflow2223Penobscot County, ME164247$7.3M
outflow2223Other flows - Northeast, DS160231$9.5M
inflow2223Penobscot County, ME139247$5.6M
inflow2223Other flows - West, DS128232$7.1M
outflow2223Other flows - West, DS90167$3.9M
outflow2223Cumberland County, ME83116$6.8M
outflow2223Other flows - Midwest, DS61121$3.4M
inflow2223Other flows - Midwest, DS57110$3.0M
inflow2223Cumberland County, ME4865$2.9M
outflow2223Kennebec County, ME4480$1.7M
inflow2223York County, ME4363$1.4M
outflow2223York County, ME3856$1.7M
inflow2223Kennebec County, ME3657$2.0M
outflow2223Foreign - Other flows, FR2852$1.2M
inflow2223Washington County, ME2537$1.1M
inflow2223Androscoggin County, ME2542$950K
outflow2122Foreign - Other flows, FR
inflow2122Foreign - Other flows, FR
inflow2122Other flows - South, DS257502$15.5M
inflow2122Other flows - Northeast, DS251416$15.5M
outflow2122Other flows - South, DS249446$33.9M
outflow2122Penobscot County, ME195294$7.8M
outflow2122Other flows - Northeast, DS154234$8.3M
inflow2122Other flows - West, DS153302$8.8M
inflow2122Penobscot County, ME150250$6.7M
outflow2122Other flows - West, DS86153$5.4M
outflow2122Other flows - Midwest, DS67140$3.9M
outflow2122Cumberland County, ME6488$4.3M
inflow2122Cumberland County, ME6196$2.7M
inflow2122Other flows - Midwest, DS5693$3.0M
outflow2122Kennebec County, ME4970$2.3M
inflow2122York County, ME4978$3.0M
outflow2122York County, ME3872$1.7M
outflow2122Washington County, ME3359$971K
inflow2122Washington County, ME3051$788K
inflow2122Hancock County, ME2441$1.4M
inflow2122Capitol Planning Region, CT2428$1.3M
inflow2122Androscoggin County, ME2234$910K
inflow2122Kennebec County, ME2235$1.2M
outflow2122Androscoggin County, ME2029$862K
inflow2021Foreign - Other flows, FR
outflow2021Foreign - Other flows, FR
inflow2021Other flows - Northeast, DS279468$14.6M
inflow2021Other flows - South, DS258501$13.5M
outflow2021Other flows - South, DS217442$11.1M
inflow2021Other flows - West, DS165337$8.7M
outflow2021Penobscot County, ME163250$6.9M
inflow2021Penobscot County, ME126198$4.9M
outflow2021Other flows - Northeast, DS117197$4.8M
outflow2021Other flows - West, DS75135$5.2M
inflow2021Other flows - Midwest, DS72157$4.2M
outflow2021Cumberland County, ME6390$3.3M
inflow2021Cumberland County, ME6196$3.0M
outflow2021Other flows - Midwest, DS57101$2.9M
outflow2021Kennebec County, ME4661$2.1M
inflow2021York County, ME4372$2.0M
outflow2021York County, ME3766$2.3M
inflow2021Kennebec County, ME3352$1.4M
outflow2021Androscoggin County, ME3160$1.3M
inflow2021Androscoggin County, ME2849$1.1M
outflow2021Washington County, ME2341$913K
inflow2021Washington County, ME2030$706K
outflow1920Foreign - Other flows, FR
inflow1920Foreign - Other flows, FR
inflow1920Other flows - South, DS230533$12.5M
inflow1920Other flows - Northeast, DS229428$12.0M
outflow1920Other flows - South, DS220449$12.1M
outflow1920Penobscot County, ME161293$6.5M
outflow1920Other flows - Northeast, DS137207$6.5M
inflow1920Other flows - West, DS130249$9.8M
inflow1920Penobscot County, ME126228$4.5M
outflow1920Other flows - West, DS79169$3.7M
inflow1920Cumberland County, ME5893$4.3M
outflow1920Other flows - Midwest, DS55113$3.1M
inflow1920Other flows - Midwest, DS52126$3.1M
outflow1920Cumberland County, ME4962$2.3M
inflow1920Kennebec County, ME3963$1.8M
outflow1920York County, ME3467$1.3M
outflow1920Kennebec County, ME3359$2.0M
inflow1920Washington County, ME3261$1.2M
outflow1920Washington County, ME2957$1.2M
inflow1920York County, ME2442$953K
inflow1920Androscoggin County, ME2445$1.4M
outflow1920Androscoggin County, ME2469$708K
inflow1819Foreign - Other flows, FR
outflow1819Foreign - Other flows, FR
inflow1819Other flows - South, DS190361$9.7M
outflow1819Other flows - South, DS186370$11.6M
inflow1819Other flows - Northeast, DS180331$8.9M
outflow1819Penobscot County, ME167287$7.3M
outflow1819Other flows - Northeast, DS136227$6.1M
inflow1819Penobscot County, ME124211$5.2M
outflow1819Cumberland County, ME7092$2.9M
inflow1819Other flows - West, DS68136$3.3M
outflow1819Other flows - West, DS63100$2.2M
inflow1819Other flows - Midwest, DS58108$2.7M
outflow1819Kennebec County, ME4778$2.1M
inflow1819Cumberland County, ME4354$1.9M
outflow1819Other flows - Midwest, DS4292$1.8M
outflow1819York County, ME3762$1.9M
inflow1819York County, ME2437$644K
inflow1819Washington County, ME2439$1.1M
inflow1819Kennebec County, ME2438$551K
inflow1819Androscoggin County, ME2147$679K
outflow1718Foreign - Other flows, FR
inflow1718Foreign - Other flows, FR
inflow1718Other flows - South, DS206442$10.4M
inflow1718Other flows - Northeast, DS204355$11.3M
outflow1718Other flows - South, DS195409$11.6M
outflow1718Penobscot County, ME185319$6.8M
outflow1718Other flows - Northeast, DS168273$11.2M
inflow1718Penobscot County, ME104177$4.0M
inflow1718Other flows - West, DS92214$5.9M
outflow1718Cumberland County, ME74107$2.9M
outflow1718Other flows - West, DS67134$3.3M
inflow1718Other flows - Midwest, DS5194$2.7M
outflow1718Other flows - Midwest, DS4783$2.6M
outflow1718York County, ME4268$1.5M
inflow1718Kennebec County, ME3464$1.3M
outflow1718Kennebec County, ME3349$1.6M
inflow1718Cumberland County, ME3247$1.4M
inflow1718York County, ME2962$1.0M
outflow1718Washington County, ME2343$848K
outflow1718Androscoggin County, ME2137$1.2M
inflow1718Washington County, ME2044$548K
inflow1617Foreign - Other flows, FR
outflow1617Foreign - Other flows, FR
outflow1617Other flows - South, DS236476$11.4M
inflow1617Other flows - South, DS236516$11.2M
inflow1617Other flows - Northeast, DS221411$12.0M
outflow1617Penobscot County, ME201357$8.2M
outflow1617Other flows - Northeast, DS186325$9.5M
inflow1617Penobscot County, ME130214$4.3M
outflow1617Cumberland County, ME110176$4.9M
inflow1617Other flows - West, DS105226$5.9M
outflow1617Other flows - West, DS72149$5.1M
inflow1617Cumberland County, ME70129$3.6M
inflow1617Other flows - Midwest, DS68132$4.9M
outflow1617York County, ME68120$2.3M
outflow1617Kennebec County, ME63112$2.3M
outflow1617Other flows - Midwest, DS58130$4.6M
inflow1617Kennebec County, ME4390$2.1M
inflow1617York County, ME4168$1.7M
outflow1617Androscoggin County, ME3771$1.4M
outflow1617Washington County, ME3555$1.9M
inflow1617Hartford County, CT2753$1.3M
outflow1617Hancock County, ME2339$1.4M
inflow1617Washington County, ME2130$624K
inflow1617Androscoggin County, ME2036$570K
inflow1516Foreign - Other flows, FR
outflow1516Other flows - South, DS206389$10.0M
inflow1516Other flows - Northeast, DS168300$8.2M
outflow1516Penobscot County, ME148245$5.0M
outflow1516Other flows - Northeast, DS144276$6.5M
inflow1516Other flows - South, DS139276$7.4M
inflow1516Penobscot County, ME108196$4.3M
outflow1516Other flows - West, DS76169$3.6M
outflow1516Cumberland County, ME75106$2.8M
outflow1516York County, ME64109$2.3M
inflow1516Other flows - West, DS52110$3.1M
inflow1516Cumberland County, ME4475$1.4M
outflow1516Other flows - Midwest, DS4162$1.6M
inflow1516Other flows - Midwest, DS3973$1.8M
outflow1516Kennebec County, ME3258$1.4M
outflow1516Hancock County, ME2441$1.2M
outflow1516Washington County, ME2139$593K
inflow1516York County, ME2033$827K
outflow1516Foreign - Other flows, FR2030$1.0M
outflow1415Other flows - South, DS175325$8.2M
inflow1415Foreign - Other flows, FR133272$12.6M
inflow1415Other flows - Northeast, DS133221$5.7M
outflow1415Penobscot County, ME118185$4.2M
outflow1415Other flows - Northeast, DS110196$5.5M
inflow1415Other flows - South, DS103174$4.9M
inflow1415Penobscot County, ME83142$2.8M
outflow1415Cumberland County, ME6890$2.2M
outflow1415Other flows - West, DS5297$2.7M
outflow1415Kennebec County, ME3857$1.6M
inflow1415Other flows - West, DS3759$1.7M
inflow1415Cumberland County, ME3351$847K
outflow1415Other flows - Midwest, DS3161$1.1M
inflow1415Other flows - Midwest, DS2751$968K
outflow1415York County, ME2735$662K
inflow1415York County, ME2650$1.0M
outflow1415Foreign - Other flows, FR2233$939K
inflow1314Foreign - Other flows, FR
outflow1314Other flows - South, DS205402$10.6M
inflow1314Other flows - Northeast, DS180354$7.3M
inflow1314Other flows - South, DS168335$8.7M
outflow1314Other flows - Northeast, DS153261$4.7M
outflow1314Penobscot County, ME119221$3.7M
inflow1314Penobscot County, ME110192$3.6M
outflow1314Cumberland County, ME88134$4.4M
outflow1314Other flows - West, DS70137$3.0M
inflow1314Other flows - West, DS49105$2.8M
outflow1314Other flows - Midwest, DS4590$2.0M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Aroostook County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals234.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2023RefinanceNo CharacteristicAll Appraisals102.0
2023PurchaseNo CharacteristicAll Appraisals1.1
2023BothNo CharacteristicAll Appraisals336.0
2023PurchaseNo CharacteristicAll Appraisals0.8
2023PurchaseNo CharacteristicAll Appraisals0.9
2023RefinanceNo CharacteristicAll Appraisals208,500.0
2023BothNo CharacteristicAll Appraisals190,000.0
2023PurchaseNo CharacteristicAll Appraisals182,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.1
2022BothNo CharacteristicAll Appraisals175,000.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals175,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals115.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals173,000.0
2022BothNo CharacteristicAll Appraisals429.0
2022PurchaseNo CharacteristicAll Appraisals314.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals180,000.0
2021BothNo CharacteristicAll Appraisals584.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals373.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals211.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals165,000.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021PurchaseNo CharacteristicAll Appraisals154,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.2
2020BothNo CharacteristicAll Appraisals564.0
2020PurchaseNo CharacteristicAll Appraisals339.0
2020PurchaseNo CharacteristicAll Appraisals0.8
2020BothNo CharacteristicAll Appraisals155,500.0
2020RefinanceNo CharacteristicAll Appraisals178,000.0
2020RefinanceNo CharacteristicAll Appraisals225.0
2020PurchaseNo CharacteristicAll Appraisals145,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals140,000.0
2019PurchaseNo CharacteristicAll Appraisals275.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals160,000.0
2019BothNo CharacteristicAll Appraisals402.0
2019RefinanceNo CharacteristicAll Appraisals127.0
2019PurchaseNo CharacteristicAll Appraisals133,200.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals134,000.0
2018BothNo CharacteristicAll Appraisals346.0
2018PurchaseNo CharacteristicAll Appraisals235.0
2018RefinanceNo CharacteristicAll Appraisals111.0
2018BothNo CharacteristicAll Appraisals129,300.0
2018PurchaseNo CharacteristicAll Appraisals125,000.0
2018PurchaseNo CharacteristicAll Appraisals0.8
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.9
2018PurchaseNo CharacteristicAll Appraisals1.1
2017RefinanceNo CharacteristicAll Appraisals145,500.0
2017PurchaseNo CharacteristicAll Appraisals0.9
2017PurchaseNo CharacteristicAll Appraisals1.1
2017PurchaseNo CharacteristicAll Appraisals0.1
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals289.0
2017PurchaseNo CharacteristicAll Appraisals187.0
2017PurchaseNo CharacteristicAll Appraisals125,000.0
2017RefinanceNo CharacteristicAll Appraisals102.0
2017PurchaseNo CharacteristicAll Appraisals0.8
2017BothNo CharacteristicAll Appraisals132,000.0
2016PurchaseNo CharacteristicAll Appraisals179.0
2016RefinanceNo CharacteristicAll Appraisals150,000.0
2016PurchaseNo CharacteristicAll Appraisals0.9
2016PurchaseNo CharacteristicAll Appraisals122,000.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals126,000.0
2016PurchaseNo CharacteristicAll Appraisals1.1
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals296.0
2016RefinanceNo CharacteristicAll Appraisals117.0
2015PurchaseNo CharacteristicAll Appraisals1.1
2015PurchaseNo CharacteristicAll Appraisals135,000.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015RefinanceNo CharacteristicAll Appraisals126,000.0
2015BothNo CharacteristicAll Appraisals244.0
2015RefinanceNo CharacteristicAll Appraisals92.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.9
2015PurchaseNo CharacteristicAll Appraisals152.0
2015BothNo CharacteristicAll Appraisals131,000.0
2015PurchaseNo CharacteristicAll Appraisals0.9
2014BothNo CharacteristicAll Appraisals120,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Aroostook County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-0528,03726,6341,4035.0%
2026-0428,39426,7631,6315.7%
2026-0328,70227,3231,3794.8%
2026-0228,71227,1581,5545.4%
2026-0128,64426,9901,6545.8%
2025-1228,89027,5851,3054.5%
2025-1128,53527,3011,2344.3%
2025-0928,01926,9561,0633.8%
2025-0828,63427,5251,1093.9%
2025-0728,42427,2061,2184.3%
2025-0628,42427,2051,2194.3%
2025-0528,37826,9291,4495.1%
2025-0428,82627,1001,7266.0%
2025-0328,99027,4431,5475.3%
2025-0228,87327,2081,6655.8%
2025-0129,03527,3931,6425.7%
2024-1228,91927,6651,2544.3%
2024-1128,63127,4871,1444.0%
2024-1028,70627,7179893.4%
2024-0928,49027,5829083.2%
2024-0829,13028,1449863.4%
2024-0729,11327,9821,1313.9%
2024-0628,78627,7421,0443.6%
2024-0528,96527,7601,2054.2%
2024-0429,06427,6521,4124.9%
2024-0329,15727,8381,3194.5%
2024-0228,85527,4561,3994.8%
2024-0128,88327,5201,3634.7%
2023-1228,47927,3581,1213.9%
2023-1128,32527,4069193.2%
2023-1028,40827,6177912.8%
2023-0928,16027,4327282.6%
2023-0828,66727,8348332.9%
2023-0728,87427,9579173.2%
2023-0628,26127,3089533.4%
2023-0528,24527,0641,1814.2%
2023-0428,19827,0501,1484.1%
2023-0328,38727,2241,1634.1%
2023-0228,33527,0451,2904.6%
2023-0128,71127,4881,2234.3%
2022-1228,17827,1939853.5%
2022-1127,89626,9719253.3%
2022-1028,00727,2327752.8%
2022-0927,79727,0707272.6%
2022-0828,46327,6967672.7%
2022-0728,98828,0829063.1%
2022-0628,54127,5171,0243.6%
2022-0528,64327,3511,2924.5%
2022-0428,95727,4051,5525.4%
2022-0329,00927,6601,3494.7%
2022-0228,81127,2541,5575.4%
2022-0129,02727,3731,6545.7%
2021-1228,54927,1541,3954.9%
2021-1128,44927,0331,4165.0%
2021-1028,51327,2021,3114.6%
2021-0928,42227,0171,4054.9%
2021-0829,42327,9141,5095.1%
2021-0729,80928,1701,6395.5%
2021-0629,55427,7051,8496.3%
2021-0529,34427,3801,9646.7%
2021-0429,09927,0372,0627.1%
2021-0329,44727,6201,8276.2%
2021-0229,34427,5461,7986.1%
2021-0128,91727,1771,7406.0%
2020-1228,57827,2791,2994.5%
2020-1128,32527,3579683.4%
2020-1028,31727,4728453.0%
2020-0927,40126,5698323.0%
2020-0828,94627,9529943.4%
2020-0729,18527,3671,8186.2%
2020-0628,79927,1381,6615.8%
2020-0528,64226,2722,3708.3%
2020-0428,34926,0782,2718.0%
2020-0329,79328,1521,6415.5%
2020-0230,23028,5991,6315.4%
2020-0130,02828,4851,5435.1%
2019-1230,02728,7621,2654.2%
2019-1129,95228,7231,2294.1%
2019-1029,76428,6961,0683.6%
2019-0929,60228,5761,0263.5%
2019-0830,56429,5281,0363.4%
2019-0730,56129,4271,1343.7%
2019-0630,15828,8951,2634.2%
2019-0529,98628,4111,5755.3%
2019-0429,87628,3841,4925.0%
2019-0330,46528,9821,4834.9%
2019-0230,83029,2511,5795.1%
2019-0130,44628,7571,6895.5%
2018-1230,46829,0291,4394.7%
2018-1130,38929,1741,2154.0%
2018-1030,25729,0361,2214.0%
2018-0930,02728,8531,1743.9%
2018-0830,85729,6921,1653.8%
2018-0731,34230,0301,3124.2%
2018-0630,98929,5661,4234.6%
2018-0531,01929,3541,6655.4%
2018-0431,02029,4401,5805.1%
2018-0331,46629,9771,4894.7%
2018-0231,38629,8201,5665.0%
2018-0130,83529,2811,5545.0%

BEA Personal Income

2024$3.89B66,776$58K
2023$3.68B67,149$55K
2022$3.47B67,250$52K
2021$3.37B67,062$50K
2020$3.14B67,053$47K
2019$2.85B67,232$42K
2018$2.75B67,427$41K
2017$2.65B67,749$39K
2016$2.56B68,414$37K
2015$2.52B68,949$37K
2014$2.44B69,629$35K
2013$2.40B70,150$34K
2012$2.43B70,820$34K
2011$2.41B71,413$34K
2010$2.36B71,702$33K
2009$2.33B72,258$32K
2008$2.27B72,542$31K
2007$2.18B72,711$30K
2006$2.10B72,827$29K
2005$2.05B72,881$28K
2004$1.93B72,959$27K
2003$1.87B72,944$26K
2002$1.79B72,942$25K
2001$1.71B72,962$23K
2000$1.64B73,872$22K
1999$1.54B74,227$21K
1998$1.50B75,054$20K
1997$1.41B76,332$18K
1996$1.37B76,910$18K
1995$1.32B77,620$17K
1994$1.32B80,702$16K
1993$1.36B85,461$16K
1992$1.36B86,823$16K
1991$15K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Aroostook County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-03-22$19K$16K$3KNo
2025-03-22$0$0$0Yes
2025-03-19$96K$80K$16KYes
2021-07-01$0$0$0No
2019-04-22$7K$7K$0Yes
2019-04-20$19K$15K$4KYes
2019-04-19$11K$11K$0Yes
2019-04-18$18K$18K$0No
2018-05-05$27K$27K$0Yes
2018-05-05$26K$26K$0No
2018-05-03$20K$20K$0Yes
2018-05-01$37K$37K$0No
2018-04-30$5K$2K$3KNo
2018-04-28$58K$50K$8KNo
2018-04-28$15K$15K$0Yes
2018-04-26$43K$38K$5KNo
2018-04-23$26K$22K$4KYes
2018-04-23$3K$3K$0Yes
2018-04-20$0Yes
2018-04-14$0No
2017-05-02$2K$2K$0Yes
2016-04-14$41K$22K$18KNo
2015-09-30$2K$2K$0Yes
2014-04-17$90K$76K$14KNo
2014-04-16$15K$15K$0No
2014-04-16$115K$83K$32KYes
2013-09-17$1K$1K$0Yes
2012-06-27$13K$13K$0No
2011-08-28$5K$5K$0No
2011-07-04$0Yes
2011-07-04$0Yes
2011-05-09$27K$27K$0No
2011-05-05$0No
2010-12-14$6K$6K$0Yes
2010-12-14$2K$2K$0Yes
2010-12-14$4K$4K$0No
2010-12-14$0Yes
2010-12-13$665.01$665.01$0Yes
2010-12-13$7K$7K$0Yes
2010-12-13$5K$5K$0Yes
2009-04-28$0No
2009-04-08$2K$2K$0Yes
2009-04-07$24K$21K$3KNo
2009-04-07$5K$0$5KNo
2008-05-16$10K$8K$1KNo
2008-05-09$18K$18K$172.35No
2008-05-03$1K$1K$0No
2008-05-02$0Yes
2008-05-01$50K$50K$0No
2008-05-01$9K$9K$250.17Yes
2008-05-01$0No
2008-05-01$0Yes
2008-05-01$8K$8K$0No
2008-05-01$1K$1K$0No
2008-05-01$18K$18K$0No
2008-04-30$23K$23K$0No
2008-04-30$336K$195K$141KNo
2008-04-30$0Yes
2008-04-30$76K$68K$8KYes
2008-04-30$16K$16K$0Yes
2008-04-30$3K$3K$0Yes
2008-04-30$22K$22K$0Yes
2008-04-30$51K$30K$20KYes
2008-04-30$24K$24K$0Yes
2008-04-30$12K$11K$792.11No
2008-04-30$5K$5K$0Yes
2008-04-30$7K$7K$0No
2008-04-30$11K$11K$0Yes
2008-04-30$11K$10K$2KNo
2008-04-30$34K$33K$1KYes
2008-04-30$37K$30K$7KYes
2008-04-30$15K$0$15KYes
2008-04-30$5K$5K$364.49Yes
2008-04-30$0No
2008-04-30$552.5$552.5$0No
2008-04-30$7K$7K$0Yes
2008-04-30$4K$238.6$4KYes
2008-04-30$1K$1K$0Yes
2008-04-30$18K$18K$0No
2008-04-30$1K$1K$0Yes
2008-04-30$229.38$229.38$0Yes
2008-04-30$10K$0$10KYes
2008-04-30$35K$34K$876.3Yes
2008-04-30$4K$4K$0Yes
2008-04-30$7K$7K$0Yes
2008-04-30$23K$23K$0No
2008-04-30$2K$2K$0Yes
2008-04-30$250K$250K$0No
2008-04-30$0Yes
2008-04-30$28K$25K$3KYes
2008-04-30$2K$2K$0No
2008-04-30$4K$4K$0Yes
2008-04-30$34K$33K$555.49Yes
2008-04-30$20K$20K$0No
2008-04-30$105K$75K$30KYes
2008-04-30$0No
2008-04-30$5K$5K$0No
2008-04-30$28K$23K$5KYes
2008-04-30$26K$24K$3KYes
2008-04-30$11K$11K$0No

ALSO CHECKED

18 more data areas were checked for Aroostook County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the ME state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN AROOSTOOK COUNTYOpens the loan explorer already filtered to county FIPS 23003.

See the Maine state market profile for the statewide picture, the Maine state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.