STATE MARKET PROFILE · HMDA PUBLIC DATA

Maine mortgage market

Name: Maine Mortgage Market 2025
Creator: MortRadar
License: https://mortradar.com/legal/attribution

Who lends in Maine, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$10.35B

+23.7% vs 2024

Originations · 2025

35,498

+11.7% vs 2024

Denial rate · 2025

16.3%

denied / actioned

HMDA reporters · 2025

547

HMDA reporters

Rank among states & territories

#41

of 54 states & territories by volume

Share of U.S. volume

0.4%

U.S. $2.41T

Median loan amount

$235K

U.S. $245K

Top lender

Bangor Savings Bank

8.3% of the state

◈

MARKET SHARE

Bangor Savings Bank led Maine in 2025 with $855.9M — 8.3% of the state's disclosed volume. Maine ranks #41 of 54 states & territories by origination volume, 0.4% of the national total. Statewide volume rose +23.7% from 2024.

Origination volume by year

Maine dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase46%

Refinance30%

Other purposes24%

Denial rate by year

Maine vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional83%

FHA9%

VA7%

USDA / RHS1%

Lenders in Maine · 2025

All 547 lenders that reported in Maine, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

EVERY MAINE RECORD →

1Bangor Savings Bank3,199$855.9M8.3%

+25.8%

2United Wholesale Mortgage2,077$735.4M7.1%

+27.8%

3The Camden National Bank1,794$548.8M5.3%

+22.6%

4CMG Mortgage1,507$547.4M5.3%

+20.6%

5Guild Mortgage1,347$443.3M4.3%

−1.4%

6Rocket Mortgage1,775$402.3M3.9%

+25.8%

7Kennebec Savings Bank1,145$228.1M2.2%

+26.9%

8Maine Community Bank595$196.8M1.9%

+184.8%

9Norway Savings Bank618$191.3M1.8%

+16.4%

10Androscoggin Bank375$183.6M1.8%

+47.1%

11TD Bank699$181.0M1.7%

+2.9%

12First National Bank721$178.4M1.7%

+14.4%

13Mortgage Research Center507$156.3M1.5%

+16.8%

14CrossCountry Mortgage398$149.7M1.4%

+31.8%

15New American Funding387$134.3M1.3%

+52.3%

16Machias Savings Bank551$129.5M1.3%

−25.9%

17Fairway Independent Mortgage390$121.6M1.2%

−3.9%

18Northpoint Mortgage343$119.5M1.2%

+20.6%

19Guaranteed Rate277$113.1M1.1%

+71.6%

20Freedom Mortgage346$105.5M1.0%

+69.0%

21Total Mortgage Services313$104.1M1.0%

+5.9%

22U.S. Bank197$98.7M1.0%

+3.8%

23Saco & Biddeford Savings Institution198$97.0M0.9%

+10.5%

24PennyMac Loan Services339$95.8M0.9%

+100.7%

25Wells Fargo Bank72$93.8M0.9%

+70.7%

26Kennebunk Savings Bank264$91.7M0.9%

+5.9%

27Town and Country Federal Credi648$90.3M0.9%

−6.8%

28Walker & Dunlop2$88.4M0.9%—

29loanDepot353$88.2M0.9%

+45.7%

30CUSO Mortgage329$87.4M0.8%

+13.1%

31Bank of America283$86.6M0.8%

+1.0%

32Maine State Credit Union446$86.3M0.8%

+42.1%

33Evergreen Credit Union543$79.2M0.8%

+164.5%

34Maine Savings Federal Credit Union561$79.2M0.8%

+17.8%

35Bar Harbor Bank & Trust223$78.9M0.8%

+55.1%

36Navy Federal Credit Union314$78.3M0.8%

+11.4%

37JPMorgan Chase Bank148$75.7M0.7%

+46.4%

38Bath Savings Institution192$72.8M0.7%

−5.0%

39NewRez271$70.9M0.7%

−2.0%

40Citizens Bank255$68.8M0.7%

+16.1%

41Paramount Residential Mortgage157$68.3M0.7%

+21.8%

42Partners Bank of New England238$63.5M0.6%

+17.1%

43Lighthouse Federal Credit Union327$60.5M0.6%

−4.6%

44Rockland Trust Bank22$60.3M0.6%

+1218.3%

45T2 Financial208$59.9M0.6%

+29.3%

46Leaderone Financial215$58.1M0.6%

−2.1%

47Nationstar Mortgage296$56.7M0.5%

+17.8%

48The Washington Trust Company, of Westerly4$55.5M0.5%—

49Affordable Mortgage Advisors133$52.0M0.5%—

50Skowhegan Savings Bank186$51.0M0.5%

+48.9%

51Morgan Stanley Private Bank63$48.3M0.5%

+10.1%

52Katahdin Trust Company154$46.7M0.5%

+5.6%

53Atlantic Federal Credit Union394$46.2M0.4%

+36.5%

54Keybank223$45.6M0.4%

−6.2%

55Empeople Credit Union257$41.4M0.4%

+20.4%

56Mutual of Omaha Mortgage148$40.2M0.4%

+38.2%

57M&T Bank151$39.5M0.4%

+21.5%

58PeoplesChoice Credit Union107$38.5M0.4%

+39.6%

59Das Acquisition116$36.3M0.4%

+20.9%

60Harborone Mortgage90$35.3M0.3%

−55.0%

61PGIM Real Estate Agency Financing3$34.9M0.3%

+225.6%

62USAA Federal Savings Bank96$34.3M0.3%

+13.6%

63Cumberland County Federal Credit Union230$32.3M0.3%

+83.8%

64Movement Mortgage79$32.3M0.3%

−47.2%

65University Credit Union194$31.3M0.3%

−1.8%

66Dirigo Federal Credit Union240$30.3M0.3%

+15.8%

67HomeBridge Financial Services122$30.2M0.3%

+14.7%

68Acadia Federal Credit Union229$29.7M0.3%

+100.6%

69EMM Loans76$29.5M0.3%

+57.7%

70Leader Bank60$28.2M0.3%

+51.7%

71TruChoice FCU220$27.9M0.3%

+35.4%

72Passumpsic Bank68$27.7M0.3%

+38.4%

73Embrace Home Loans77$27.3M0.3%

+6.5%

74Service Federal Credit Union126$25.7M0.2%

−4.9%

75Cornerstone First Mortgage70$25.3M0.2%

+1761.0%

76Lakeview Loan Servicing88$25.2M0.2%

+41.0%

77Luminate Bank79$24.6M0.2%—

78cPort Credit Union134$24.1M0.2%

+7.9%

79Lument Real Estate Capital1$23.7M0.2%—

80First Federal Savings and Loan Assocation of Bath104$23.6M0.2%

+1.8%

81Kind Lending83$23.4M0.2%

−6.2%

82American Neighborhood Mortgage Acceptance64$22.7M0.2%

+105.2%

83New Day Financial77$22.2M0.2%

+56.6%

84Arbor Realty Trust2$21.9M0.2%

+126.2%

85Charles Schwab Bank20$21.8M0.2%

+169.3%

86Megastar Finanacial66$20.3M0.2%

+67.6%

87Primary Residential Mortgage67$20.3M0.2%

+120.5%

88The County Federal CreditUnion185$20.0M0.2%

−10.7%

89Amerisave Mortgage157$19.8M0.2%

+36.3%

90Ancorum Credit Union37$19.7M0.2%

+8.0%

91Sebasticook Valley FCU139$18.9M0.2%

+23.1%

92Ark-La-Tex Financial Services57$18.1M0.2%

+6.0%

93Saco Valley Credit Union68$18.1M0.2%

+6.9%

94Sage Home Loans39$17.7M0.2%

+1481.7%

95Auburn Savings Bank62$17.3M0.2%

+83.8%

96Seaboard Federal Credit Union143$15.3M0.1%

+0.1%

97Colorado36$14.8M0.1%

+3559.3%

98Maine Highlands Federal Credit Union81$14.6M0.1%

+177.2%

99Citibank15$14.3M0.1%

−38.8%

100Goldman Sachs Bank USA10$14.1M0.1%

+405.0%

101Sofi Bank75$14.0M0.1%

+127.3%

102Envoy Mortgage40$14.0M0.1%

−3.7%

103Village Capital & Investment44$13.7M0.1%

+29.5%

104NBKC Bank29$13.7M0.1%

−2.2%

105Mascoma Bank9$13.6M0.1%

+19.4%

106Carrington Mortgage Services68$12.7M0.1%

+11.5%

107Better Mortgage50$12.4M0.1%

+79.0%

108Keystone Funding27$12.3M0.1%

+16.2%

109The40$12.2M0.1%

−10.1%

110Alliant Credit Union26$12.2M0.1%

+117.9%

111BMO Harris Bank5$12.1M0.1%

+14.1%

112Raymond James Bank9$12.0M0.1%

−1.4%

113The Loan Store31$11.9M0.1%

+1064.4%

114PNC Bank42$11.6M0.1%

−38.1%

115Maine Family Federal Credit Union65$11.4M0.1%

+96.8%

116Northern Mortgage Services35$11.4M0.1%

+3.8%

117UBS Bank USA15$11.2M0.1%

+47.0%

118Nextmortgage44$11.2M0.1%

−20.2%

119Everett Financial44$10.8M0.1%

+1537.9%

120NBT Bank7$10.8M0.1%

−27.5%

121Salem Five Mortgage20$10.7M0.1%

+72.0%

122Spring EQ112$10.5M0.1%

+51.0%

123Lincoln Maine Federal CR Union68$10.3M0.1%

−5.2%

124Builders Choice Mortgage15$9.8M0.1%

+1633.6%

125Figure Lending118$9.6M0.1%

+19.7%

126radius financial group23$9.5M0.1%

+58.5%

127Guaranteed Rate Affinity23$8.7M0.1%

−36.0%

128PHH Mortgage29$8.7M0.1%

+24.9%

129Webster Bank9$8.4M0.1%

−16.7%

130Digital Federal Credit Union32$8.3M0.1%

+22.4%

131Holy Rosary Regional Credit Union34$8.2M0.1%

+64.1%

132Pentagon Federal Credit Union30$8.2M0.1%

+51.0%

133American Heritage Lending17$8.0M0.1%

+8.5%

134Longbridge Financial34$7.9M0.1%

+156.3%

135Hometown Equity Mortgage21$7.9M0.1%

+2158.6%

136Bangor Federal Credit Union61$7.8M0.1%

+86.9%

137Equity Prime Mortgage25$7.8M0.1%

+202.3%

138Northpointe Bank17$7.7M0.1%

+18.8%

139Lendsure Mortgage18$7.5M0.1%

+224.4%

140Geneva Financial25$7.4M0.1%

−0.1%

141Coastal Community Bank102$7.4M0.1%

+30.2%

142Stifel Bank & Trust8$7.2M0.1%

+68.1%

143Lisbon Community FCU88$7.2M0.1%

+13.7%

144Servion22$7.2M0.1%

+5.6%

145City National Bank7$7.1M0.1%

+603.9%

146Zillow Home Loans28$7.1M0.1%

+4.9%

147American Financial Resources24$7.1M0.1%

+163.1%

148Truist Bank11$7.0M0.1%

+38.2%

149Meredith Village Savings Bank23$6.9M0.1%

+207.8%

150First Federal Bank14$6.9M0.1%

+21.1%

151PrimeLending21$6.7M0.1%

−31.3%

152Casco Federal Credit Union64$6.6M0.1%

+14.7%

153Deephaven Mortgage20$6.6M0.1%

−27.1%

154HomeXpress Mortgage23$6.6M0.1%

+6.5%

155Reliance First Capital25$6.4M0.1%

+60.4%

156American Financing27$6.4M0.1%

+23.1%

157Planet Home Lending22$6.2M0.1%

+29.6%

158Finance of America Reverse29$6.1M0.1%

+79.0%

159Bny Mellon8$5.6M0.1%

−33.1%

160Lower17$5.4M0.1%

+40.2%

161Ixonia Bank19$5.3M0.1%

−29.9%

162Members Mortgage12$5.3M0.1%—

163Kiavi Funding20$5.3M0.1%—

164Huntington National Bank9$5.2M0.1%

+23.7%

165AmeriHome Mortgage15$5.2M0.1%

+327.7%

166Synergy One Lending7$4.9M0.0%—

167Bank of New Hampshire2$4.9M0.0%

+1667.3%

168Fourleaf Federal Credit Union17$4.8M0.0%

−48.5%

169Nexbank8$4.8M0.0%

+68.0%

170Newburyport Five Cents Savings Bank7$4.6M0.0%

+89.5%

171Piscataqua Savings Bank8$4.5M0.0%

+347.3%

172OCMBC15$4.5M0.0%

−20.9%

173First Seacoast Bank13$4.3M0.0%

−0.1%

174Waterstone Mortgage12$4.3M0.0%

+22.5%

175First Citizens Bank & Trust4$4.1M0.0%—

176Churchill Mortgage10$4.1M0.0%

−5.1%

177Flagstar Bank11$4.0M0.0%

−28.4%

178Barrington Bank & Trust Company15$4.0M0.0%

−13.4%

179Westerly Community Credit Union32$4.0M0.0%

−16.6%

180Farm Credit East ACA12$4.0M0.0%

+15.9%

181CCG Fund 15$3.9M0.0%

+226.8%

182United Nations Federal Credit Union8$3.9M0.0%—

183Katahdin FCU27$3.9M0.0%

+63.8%

184A&D Mortgage9$3.9M0.0%

+99.2%

185Downeast Credit Union25$3.8M0.0%

+15.2%

186Berkeley Point Capital1$3.8M0.0%—

187NFM10$3.8M0.0%

+231.6%

188Oaktree Funding5$3.7M0.0%

+2316.1%

189Bankesb10$3.6M0.0%

−1.0%

190Change Lending7$3.6M0.0%

+122.4%

191Discover Bank40$3.6M0.0%

−73.5%

192Velocity Commercial Capital10$3.5M0.0%

+252.2%

193Mission Loans18$3.4M0.0%

+149.5%

194LendingOne11$3.3M0.0%

+406.9%

19521st Mortgage29$3.3M0.0%

−33.2%

196ABL RPC Residential Credit Acquisition4$3.3M0.0%

+166.9%

197Top Flite Financial15$3.2M0.0%

−22.2%

198Plains Commerce Bank6$3.0M0.0%

−13.1%

199First Community Mortgage11$3.0M0.0%

+26.3%

200Enterprise Bank and Trust Company4$2.9M0.0%

−32.2%

201Brightbridge Credit Union6$2.9M0.0%

−16.6%

202Trademark FCU34$2.9M0.0%

−39.6%

203Farmers Bank & Trust6$2.9M0.0%

−5.1%

204BankProv1$2.9M0.0%—

205New Federal Mortgage7$2.8M0.0%

+2.7%

206Cardinal Financial Company, Li10$2.8M0.0%

−32.7%

207Plaza Home Mortgage11$2.8M0.0%

−39.5%

208Mortgage Assurance4$2.8M0.0%

+21.9%

209Sun West Mortgage7$2.8M0.0%

+939.6%

210Verus3$2.8M0.0%—

211Traditional Mortgage Acceptance12$2.7M0.0%

+111.9%

212Click n' Close13$2.7M0.0%

+13.1%

213RoundPoint Mortgage Servicing10$2.6M0.0%

+235.4%

214Mortgage Equity Partners8$2.6M0.0%

−24.3%

215Lakeview Community Capital8$2.6M0.0%

+109.0%

216Premia Mortgage5$2.6M0.0%

+47.3%

217Champions Funding8$2.5M0.0%

+167.4%

218Hanscom Federal Credit Union12$2.5M0.0%

−41.1%

219Temple View Capital Funding6$2.5M0.0%

+396.0%

220Loan Funder5$2.4M0.0%

+117.3%

221Firstrust Savings Bank1$2.4M0.0%—

222Merrimack County Savings Bank5$2.4M0.0%

+5.4%

223BoxCar Mortgage4$2.3M0.0%—

224Quorum Federal Credit Union13$2.3M0.0%

−3.9%

225Presidential Bank5$2.3M0.0%

+44.7%

226BARH Dunmore1$2.3M0.0%—

227Berkshire Bank5$2.3M0.0%

−68.8%

228American Internet Mortgage9$2.2M0.0%

+28.8%

229Loanunited.Com9$2.2M0.0%

+578.5%

230Armed Forces Bank4$2.2M0.0%

+47.8%

231Weichert Financial Services4$2.2M0.0%

+635.6%

232American Pacific Mortgage8$2.1M0.0%

+69.0%

233Towne Mortgage6$2.1M0.0%

+1051.4%

234Coast Line Credit Union17$2.1M0.0%

−40.3%

235Primis Bank5$2.1M0.0%—

236Dart Bank6$2.1M0.0%—

237Angel Oak Mortgage Solutions7$2.0M0.0%

+79.3%

238STG Mortgage4$2.0M0.0%—

239Eastern Bank1$2.0M0.0%

+441.9%

240Dedham Institution for Savings3$2.0M0.0%

+297.0%

241Re Investment Loans1$2.0M0.0%—

242Salem Five Cents Savings Bank9$1.9M0.0%

+23.1%

243Quontic Bank4$1.9M0.0%

+308.4%

244Profile Bank5$1.9M0.0%

+50.4%

245Jeanne D'arc Credit Union3$1.9M0.0%

+236.6%

246Berkadia Commercial Mortgage1$1.9M0.0%—

247Bison State Bank4$1.9M0.0%—

248Lowell Five Cent Savings Bank1$1.9M0.0%

+26.9%

249Central One Federal Credit Union5$1.8M0.0%

+58.5%

250Unibank for Savings4$1.8M0.0%

+156.7%

251Union Home Mortgage5$1.8M0.0%

−11.5%

252Real Genius6$1.8M0.0%—

253Society Mortgage8$1.8M0.0%

−15.6%

254Homestead Funding4$1.8M0.0%

+64.1%

255Allied Mortgage Group5$1.8M0.0%

+23.6%

256Arc Home4$1.8M0.0%

−44.0%

257Cake Mortgage2$1.7M0.0%—

258Nations Lending6$1.7M0.0%

+13.2%

259Bay Equity4$1.7M0.0%

−67.2%

260Triad Financial Services14$1.7M0.0%

−6.7%

261Genway Home Mortgage1$1.7M0.0%

+356.2%

262Amerant Mortgage6$1.6M0.0%

−85.7%

263Investor Mortgage Finance5$1.6M0.0%

−69.9%

264Drew Mortgage Associates4$1.6M0.0%

−10.4%

265Calcon Mutual Mortgage3$1.6M0.0%

+101.9%

266North American Savings Bank4$1.6M0.0%

−45.4%

267Flexpoint3$1.5M0.0%

+483.0%

268Institution for Savings3$1.5M0.0%

−57.4%

269Ross Mortgage3$1.5M0.0%—

270American Financial Network8$1.5M0.0%

−58.7%

271Everett Co-Operative Bank2$1.5M0.0%

−26.1%

272Shoreham Bank4$1.4M0.0%

+37.8%

273Fifth Third Bank4$1.4M0.0%

−80.6%

274Canopy Mortgage3$1.4M0.0%

+67.3%

275Stancorp Mortgage Investors1$1.4M0.0%—

276Cornerstone Bank3$1.4M0.0%

−35.0%

277Texana Bank5$1.3M0.0%

+210.5%

278Reliant Home Funding2$1.3M0.0%—

279Old National Bank3$1.3M0.0%

+79.3%

280Idb Global Federal Credit Union2$1.3M0.0%—

281Ameris Bank3$1.2M0.0%

+417.8%

282Ameritrust Mortgage3$1.1M0.0%

+13.4%

283Nationwide Mortgage Bankers3$1.1M0.0%

−8.2%

284Citadel Servicing2$1.1M0.0%

−44.6%

285Cornerstone Capital Bank3$1.1M0.0%—

286Encompass Lending Group, L.P1$1.1M0.0%—

287SIRVA Mortgage3$1.1M0.0%

+309.4%

288Luminate Home Loans2$1.1M0.0%

−86.4%

289RCN Capital5$1.1M0.0%

+126.6%

290Valon Mortgage10$1.1M0.0%

+169.2%

291Northwest Federal Credit Union4$1.1M0.0%

+854.5%

292Arvest Bank2$1.1M0.0%

+98.1%

293Haverhill Bank1$1.0M0.0%

−29.4%

294Bay State Savings Bank3$1.0M0.0%—

295Eastman Credit Union1$1.0M0.0%

−67.2%

296United Trust Bank4$1.0M0.0%

+23.5%

297Polaris Home Funding4$990K0.0%

+1.0%

298RBC Bank (Georgia)4$980K0.0%

−36.2%

299TJC Mortgage2$960K0.0%

+519.4%

300First Colony Mortgage Corporat4$940K0.0%

+0.5%

301Prosperity Home Mortgage4$920K0.0%

−8.5%

302American Bank & Trust1$915K0.0%—

303First National Bank of America4$910K0.0%

+85.7%

304Avidia Bank2$900K0.0%

−63.0%

305Bank Fund Staff Federal Credit4$890K0.0%—

306Norwich Commercial Group2$890K0.0%

−93.8%

307Mortgage Solutions of Colorado3$875K0.0%

−51.9%

308The Money Store2$870K0.0%

−60.8%

309ST. Mary's Bank Credit Union3$865K0.0%

+40.7%

310V.I.P. Mortgage2$840K0.0%—

311Navigant Credit Union3$835K0.0%

+24.6%

312PeoplesBank2$830K0.0%

−47.6%

313Axos Bank1$825K0.0%

−34.0%

314Magnolia Bank2$810K0.0%

−52.2%

315Carrollton Bank1$805K0.0%—

316Intercap Lending1$805K0.0%—

317BOKF2$800K0.0%—

318CV3 Financial Services5$795K0.0%—

319First Home Mortgage2$770K0.0%—

320Baxter Credit Union5$765K0.0%

−18.2%

321Harborone Bank1$755K0.0%

+387.1%

322RF Renovo Management2$750K0.0%

+105.5%

323Sierra Pacific Mortgage2$750K0.0%

−27.2%

324Goodleap5$745K0.0%

+7.2%

325Tower Federal Credit Union3$745K0.0%

+30.7%

326Align Credit Union4$740K0.0%

+138.7%

327Usalliance Federal Credit Union4$730K0.0%

+52.1%

328The Central Trust Bank2$730K0.0%

+23.7%

329University Bank1$725K0.0%—

330AmWest Funding3$715K0.0%

+27.7%

331CNB Bank1$705K0.0%—

332Meridian Bank1$705K0.0%—

333First Bank2$700K0.0%—

334Harvard Federal Credit Union3$695K0.0%

−50.0%

335Lima One Capital2$680K0.0%

+32.0%

336Ice Lender Holdings2$680K0.0%

+115.9%

337Acrisure Mortgage2$660K0.0%

−39.2%

338Campus USA Credit Union2$640K0.0%—

339Marlin Mortgage Capital2$610K0.0%—

340Logan Finance2$600K0.0%

−76.8%

341Congressional Federal Credit Union4$590K0.0%

+16.8%

342Monson Savings Bank2$590K0.0%

−40.4%

343COASTAL1 Credit Union2$590K0.0%—

344MSA Mortgage2$580K0.0%

−0.9%

345Brighton Bank2$580K0.0%—

346Pentucket Bank1$575K0.0%—

347Redwood Residential Acquisition1$575K0.0%

−62.3%

348Equity Resources2$570K0.0%—

349Ally Bank2$550K0.0%

−87.2%

350Mid-Island Mortgage2$550K0.0%

−36.0%

351RPE Home3$545K0.0%

+179.5%

352Resicentral1$545K0.0%—

353Peapack Private Bank & Trust1$545K0.0%—

354Teachers Federal Credit Union1$545K0.0%

+419.0%

355Easy Street Capital2$530K0.0%—

356Foundation Mortgage2$520K0.0%

+131.1%

357Chain Bridge Bank1$515K0.0%—

358Advancial Federal Credit Union1$505K0.0%

+65.6%

359Bank of Canton1$505K0.0%

−66.0%

360Goldwater Bank1$505K0.0%—

361Commerce Bank1$505K0.0%

−83.4%

362Homeowners Financial Group2$500K0.0%

−7.4%

363Mit Federal Credit Union2$500K0.0%

−81.0%

364Greenwood Credit Union6$480K0.0%

+772.7%

365Northern Credit Union1$475K0.0%

+1257.1%

366Utah Power Credit Union1$465K0.0%—

367Advisors Mortgage Group1$455K0.0%

−53.1%

368Bankwest1$455K0.0%—

369Toyota Financial Savings Bank1$455K0.0%—

370First State Bank of ST Charles1$455K0.0%

+2.2%

371Abbott Laboratories Employees Credit Union1$455K0.0%—

372Sovereign Bank1$445K0.0%—

373Ussfcu3$435K0.0%

−27.5%

374Vista Point Mortgage1$425K0.0%

+84.8%

375Flyhomes Mortgage1$425K0.0%—

376Ocean State Credit Union5$415K0.0%

−78.2%

377GTE Federal Credit Union3$415K0.0%—

378Credit Union Mortgage Associat2$410K0.0%

−75.3%

379Lafayette Federal Credit Union1$405K0.0%

−25.7%

380Republic State Mortgage1$395K0.0%

−28.8%

381Goprime Mortgage1$395K0.0%

−70.7%

382Onpath Federal Credit Union1$385K0.0%—

383Utilities Employees Credit Union2$380K0.0%

+49.0%

384The Union Bank1$375K0.0%

+36.4%

385National Police Federal Credit Union1$375K0.0%

+102.7%

386Affinity Federal Credit Union2$360K0.0%—

387BPL Mortgage2$360K0.0%

+89.5%

388First Technology Federal Credit Union2$360K0.0%

−52.0%

389East Cambridge Savings Bank1$345K0.0%

−8.0%

390First Central Savings Bank1$335K0.0%—

391Union Bank1$335K0.0%

−90.0%

392State Departmenet Federal Credit Union3$325K0.0%

−63.7%

393Summit Funding1$325K0.0%

−43.0%

394First Financial Bank1$325K0.0%—

395Go Mortgage1$315K0.0%

−25.0%

396Contour Mortgage1$315K0.0%

+70.3%

397Michigan Mutual1$315K0.0%

−52.3%

398Signature Federal Credit Union2$310K0.0%—

399SFMC1$305K0.0%

+29.8%

400Member First Mortgage1$305K0.0%—

401Emporium Tpo1$305K0.0%

−25.6%

402Dominion Financial Services2$300K0.0%

−52.0%

403AdvantageFirst Lending1$295K0.0%—

404Eagle Bank1$295K0.0%

−42.7%

405Fall River Five Cents Savings1$295K0.0%

−76.4%

406VanDyk Mortgage1$295K0.0%—

407Tammac Holdings4$290K0.0%

+123.1%

408Oceanside Mortgage2$290K0.0%

−53.2%

409Sun Federal Credit Union1$285K0.0%

+111.1%

410Vantage West Credit Union1$285K0.0%—

411Scient Federal Credit Union1$275K0.0%

−65.8%

412Beeline Loans1$275K0.0%—

413NQM Funding1$265K0.0%—

414Nicolet National Bank1$265K0.0%—

415Bancfirst1$265K0.0%—

416Climate First Bank1$255K0.0%—

417State Financial Network1$255K0.0%—

418ST Jean's Credit Union1$255K0.0%—

419Logix Federal Credit Union1$245K0.0%

−88.9%

420Needham Bank1$245K0.0%

−89.4%

421Northern Bank & Trust Company1$245K0.0%—

422Peoples Bank & Trust1$235K0.0%—

423First Intercontinental Bank1$225K0.0%—

424Gold Star Mortgage Financial Group1$215K0.0%—

425MassMutual FCU2$210K0.0%

+40.0%

426American Airlines Federal Cred1$205K0.0%

−16.3%

427Data Mortgage1$205K0.0%—

428Financial Resources Federal CR1$205K0.0%—

429Webster Five Cents Savings Bank1$205K0.0%

−73.2%

430AAA Capital Investment1$195K0.0%—

431Fidelity Co-Operative Bank1$195K0.0%

+11.4%

432United Mortgage1$195K0.0%

−48.0%

433First Atlantic Federal Credit Union1$195K0.0%—

434Ruoff Mortgage1$195K0.0%

−71.1%

435Dupaco Community Credit Union1$195K0.0%

−71.5%

436Nations Direct Mortgage1$185K0.0%

−81.5%

437Black Hills Community Bank1$175K0.0%—

438Valley National Bank1$175K0.0%—

439Watermark Capital1$165K0.0%—

440US Mortgage1$165K0.0%—

441Wings Financial Credit Union1$165K0.0%

+0.0%

442First Savings Bank1$165K0.0%

−32.7%

443MountainOne Bank1$155K0.0%—

444Elements Financial Federal Cre1$155K0.0%

−83.9%

445Chevron Federal Credit Union1$155K0.0%

−73.9%

446Peoples Bank1$145K0.0%

−43.1%

447Connexus Credit Union1$135K0.0%

−15.6%

448TowneBank1$135K0.0%—

449Tewksbury Federal Credit Union1$135K0.0%—

450Notre Dame Federal Credit Union1$125K0.0%—

451Operating Engineers Federal Credit Union1$115K0.0%—

452Semper Home Loans1$115K0.0%—

453FedChoice Federal Credit Union1$105K0.0%—

454Granite State Credit Union1$95K0.0%

+26.7%

455WSFS bank1$75K0.0%

−76.6%

456Smartfi Home Loans1$65K0.0%—

457MortgageCountry1$65K0.0%

−81.7%

458Northrop Grumman Federal Credit Union1$65K0.0%—

459Old Second National Bank1$65K0.0%—

460Chemung Canal Trust Company1$15K0.0%—

461Trustmark Bank0———

462HSBC Bank USA0———

463Lendz Financial0———

464Churchill Funding I0———

465Archwest Funding0———

466Johns Hopkins FCU0———

467First Alliance Credit Union0———

468Home Mortgage Alliance Corp (Hmac)0———

469Workers Federal Credit Union0———

470Neighborhood Loans0———

471Luxury Mortgage0———

472RCN Capital0———

473Assurance Financial Group, L.L.C0———

474MidFirst Bank0———

475Metro Credit Union0———

476Franklin Mint Federal Credit Union0———

477First Heritage Financial0———

478Servis One0———

479Southwest Stage Funding0———

480Georgia's Own Credit Union0———

481Evergreen Bank Group0———

482TruHome Solutions0———

483Interstate Home Loan Center0———

484Capital Bank0———

485Weststar Mortgage0———

486Anchor Loans0———

487Florida Credit Union0———

488Liberty Federal Credit Union0———

489Guaranty Bank & Trust Company0———

490NIH Federal Credit Union0———

491Direct Federal Credit Union0———

492PFN Lending Group0———

493Atlantic Coast Mortgage0———

494William Raveis Mortgage0———

495South Shore Bank0———

496Stanford Federal Credit Union0———

497State Employees Credit Union of MD0———

498Trunorth Bank0———

499Centennial Bank0———

500Regent Bank0———

501UIF Corporation0———

502Christian Community Credit Union0———

503EDIFI Credit Union0———

504Hightechlending0———

505Winchester Co-Operative Bank0———

506Nexera Holding0———

507Educational Systems FCU0———

508Unity Bank0———

509Infuze Credit Union0———

510The Bank of Tampa0———

511ClearEdge Lending0———

512Atlanta Postal Credit Union0———

513Midflorida Credit Union0———

514Farmers Insurance Federal Credit Union0———

515Community First National Bank0———

516Fidelity Bank0———

517Webster First Federal Credit Union0———

518First Bank0———

519Academy Bank0———

520Gfa Federal Credit Union0———

521Stride Bank0———

522Plainscapital Bank0———

523First National Bank Ames Iowa0———

524New Wave Lending Group0———

525Baycoast Bank0———

526Saxton Mortgage0———

527Central Bank0———

528Credit Union of America0———

529Members 1st FCU0———

530Visions Federal Credit Union0———

531Greenbox Loans0———

532Honda Federal Credit Union0———

533Hartford Funding0———

534Firstar Bank0———

535Truliant Federal Credit Union0———

536Bank Ozk0———

537Bellwether Community Credit Union0———

538Citadel Federal Credit Union0———

539Servbank0———

540Together Credit Union0———

541Merchants Mortgage & Trust0———

542First Premier Bank0———

543SouthState Bank0———

544Ardri0———

545Conventus Lending0———

546Success Lending0———

547Amerant Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the Maine state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for Maine in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations35,498$10.3B100.0%— the widest basis

1-4 family dwellings35,174$9.6B92.9%5+ unit multifamily · 324 loans · $739.9M

1-4 family, first lien25,897$8.6B82.9%junior and subordinate liens · 9,277 loans · $1.03B

1-4 family, first lien, closed-end(disclosure only)23,550$8.1B78.3%home-equity lines of credit · 2,347 loans · $478.9M

1-4 family, first lien, closed-end, consumer-purpose(disclosure only)22,274$7.7B74.0%business-purpose loans and reverse mortgages · 1,276 loans · $440.5M

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in Maine

Mortgage lending by county — 16 with enough origination volume to profile, largest first

Cumberland County 8,187 York County 6,776 Penobscot County 3,699 Kennebec County 3,330 Androscoggin County 2,557 Hancock County 1,431 Oxford County 1,471 Lincoln County 1,037 Knox County 1,046 Sagadahoc County 919 Waldo County 1,084 Somerset County 1,107 Aroostook County 1,101 Franklin County 618 Washington County 632 Piscataquis County 467

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

Maine in the full MortRadar app

Maine market benchmarks →Interactive year-by-year volume, rates, and channel-mix charts Maine state hub — every dataset →HMDA lender share, FHA, Fannie/Freddie, Ginnie Mae, VA, NMLS licensing, the state housing finance agency, CFPB complaints and market context, one tab each Top Mortgage Players →Cross-metric national leaderboard: HMDA, Ginnie, FHA, market cap National market hub →U.S. origination totals, movers, and the state map

Other state markets

Largest states by 2025 volume

California$344.74B Texas$186.23B Florida$183.52B New York$116.18B North Carolina$89.58B Washington$81.03B Georgia$79.74B Virginia$77.59B

All 50 states + DC →

Attribution & methodology. Maine figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.