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State markets/Massachusetts/Barnstable County

COUNTY MORTGAGE MARKET · FIPS 25001

Barnstable County, Massachusetts

Who lends in Barnstable County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$3.30B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

7,254

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.9%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

422

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 422 lenders that originated in Barnstable County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

391

unconcentrated

Top-5 lender share

33.3%

of originations

Purchase

55.1%

2,971 loans

Refinance

44.9%

2,423 loans

Origination trend

Annual mortgage origination volume and loan count in Barnstable County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Barnstable County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Barnstable County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR BARNSTABLE COUNTY →

TOP TEN LENDERS IN BARNSTABLE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

1,476$496.4M$496.4M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
710$220.5M$220.5M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
279$148.8M$148.8M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
340$120.8M$120.8M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
199$114.3M$114.3M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
188$108.2M$108.2M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
358$101.2M$101.2M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
160$90.4M$90.4M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
248$79.1M$79.1M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
152$72.4M$72.4M originated in Barnstable County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Barnstable County

All 48 ZIP Code Tabulation Areas that touch Barnstable County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
48 OF 48 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
44 of the 5 Barnstable County tracts this ZIP area touches sit mostly inside it.20,70615.5%7,242——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Barnstable County tracts this ZIP area touches sit mostly inside it.16,63244.1%3,115——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 5 Barnstable County tracts this ZIP area touches sit mostly inside it.15,05615.6%5,542——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Barnstable County tracts this ZIP area touches sit mostly inside it.13,44011.8%4,621——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Barnstable County tracts this ZIP area touches sit mostly inside it.13,13517.5%4,331——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Barnstable County tracts this ZIP area touches sit mostly inside it.10,3259.5%3,268——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Barnstable County tracts this ZIP area touches sit mostly inside it.10,3189.3%3,833——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Barnstable County tracts this ZIP area touches sit mostly inside it.10,1599.0%3,762——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Barnstable County tracts this ZIP area touches sit mostly inside it.9,24319.4%2,712——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Barnstable County tracts this ZIP area touches sit mostly inside it.8,87724.7%3,038——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Barnstable County tracts this ZIP area touches sit mostly inside it.7,21813.1%2,341——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Barnstable County tracts this ZIP area touches sit mostly inside it.7,18411.9%2,280——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Barnstable County tracts this ZIP area touches sit mostly inside it.6,90310.4%2,694——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Barnstable County tracts this ZIP area touches sit mostly inside it.6,5948.3%2,592——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Barnstable County tracts this ZIP area touches sit mostly inside it.6,3077.9%2,243——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Barnstable County tract this ZIP area touches sit mostly inside it.6,20311.5%2,028——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Barnstable County tracts this ZIP area touches sit mostly inside it.5,96911.8%2,020——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 2 Barnstable County tracts this ZIP area touches sit mostly inside it.5,7529.9%2,234——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Barnstable County tract this ZIP area touches sit mostly inside it.5,13711.5%1,883——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Barnstable County tracts this ZIP area touches sit mostly inside it.5,0557.7%1,593——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Barnstable County tracts this ZIP area touches sit mostly inside it.5,05410.6%1,666——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Barnstable County tract this ZIP area touches sit mostly inside it.4,5937.8%1,485——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Barnstable County tracts this ZIP area touches sit mostly inside it.4,28410.2%1,467——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Barnstable County tracts this ZIP area touches sit mostly inside it.3,8935.8%1,463——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Barnstable County tract this ZIP area touches sit mostly inside it.3,66415.0%1,298——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Barnstable County tract this ZIP area touches sit mostly inside it.3,5669.3%1,180——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Barnstable County tracts this ZIP area touches sit mostly inside it.3,00322.3%882——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Barnstable County tracts this ZIP area touches sit mostly inside it.2,98810.0%1,117——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Barnstable County tracts this ZIP area touches sit mostly inside it.2,5697.0%1,014——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Barnstable County tract this ZIP area touches sit mostly inside it.2,45410.4%591——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Barnstable County tract this ZIP area touches sit mostly inside it.1,91810.5%768——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 1 Barnstable County tract this ZIP area touches sit mostly inside it.—————OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Barnstable County tracts this ZIP area touches sit mostly inside it.—————OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Barnstable County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

57 of Barnstable County’s 57 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Barnstable County

All 57 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

57 OF 57 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle90.4%3,66415.0%OPEN →
Middle105.0%3,5669.3%OPEN →
Moderate75.3%2,45410.4%OPEN →
Middle97.4%2,6729.9%OPEN →
Middle82.3%3,0809.8%OPEN →
Middle91.9%3,3459.3%OPEN →
Upper121.0%2,9626.4%OPEN →
Middle92.0%3,1348.8%OPEN →
Middle119.2%3,4607.8%OPEN →
Middle97.2%4,9196.4%OPEN →
Middle108.7%5,39911.8%OPEN →
Middle82.4%4,60414.9%OPEN →
Middle106.0%5,07510.6%OPEN →
Middle104.5%3,7619.8%OPEN →
Middle91.0%2,5697.0%OPEN →
Middle105.6%3,0527.9%OPEN →
Middle80.2%4,13214.8%OPEN →
Moderate57.7%3,00322.3%OPEN →
Middle107.0%1,91810.5%OPEN →
Middle116.3%2,4435.4%OPEN →
Middle91.1%4,46013.1%OPEN →
Middle105.2%5,97817.2%OPEN →
Moderate63.0%3,26523.4%OPEN →
Moderate74.8%5,60824.6%OPEN →
Moderate71.8%3,26924.8%OPEN →
Upper121.0%5,0557.7%OPEN →
Moderate67.9%3,70935.7%OPEN →
Middle85.8%3,29834.3%OPEN →
Moderate78.7%5,66851.7%OPEN →
Middle93.8%4,64217.3%OPEN →
Middle119.0%4,12017.0%OPEN →
Upper122.2%4,37318.1%OPEN →
Middle106.1%2,98810.0%OPEN →
Middle115.5%5,96911.8%OPEN →
Middle99.8%5,13711.5%OPEN →
Upper130.3%3,2756.9%OPEN →
Middle117.6%3,8935.8%OPEN →
Upper143.5%6,88410.0%OPEN →
Upper123.0%6,20311.5%OPEN →
Middle95.0%5,43510.4%OPEN →
Middle105.1%5,05410.6%OPEN →
Middle97.3%4,8908.6%OPEN →
Middle99.6%4,28410.2%OPEN →
Low40.0%——OPEN →
Upper140.9%4,5937.8%OPEN →
Middle108.5%7,20115.0%OPEN →
Moderate77.6%5,48114.4%OPEN →
Middle89.4%4,37816.9%OPEN →
Moderate75.5%3,64616.1%OPEN →
Middle97.9%3,59114.8%OPEN →
Middle118.3%3,62711.3%OPEN →
Middle101.1%4,44919.7%OPEN →
Moderate66.8%4,14718.4%OPEN →
Upper128.5%4,19312.9%OPEN →
Upper152.3%2,2677.3%OPEN →
Moderate63.4%3,95749.5%OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

231,668

Median household income

$95,241

Median home value

$629,000

Median gross rent

$1,678

per month

Owner-occupied

81.1%

of occupied units

Housing units

166,215

36.4% vacant

Poverty rate

7.7%

Unemployment

5.0%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 89.1

Social vulnerability

Relatively Low

Community resilience

Very High

ELEVATED PERILS

Coastal flooding Very High · Hurricane Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

75

Declarations recorded

24

Incident types on record: Biological, Coastal Storm, Fishing Losses, Flood, Hurricane, Severe Storm, Snowstorm.

Everything we hold on Barnstable County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Barnstable County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Barnstable County →Every reported application and origination in FIPS 25001, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Barnstable County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

149

—

Purchase share

34.9%

52 loans

IRRRL refinances

65

Cash-out refinances

32

2026149—526532
2025156—783444
2024113—69935
202395—54140
2022——10165108
2021878—150552176
2020644—143356145
2019327—16253112
2018320—15728135
2017366—13796133
2016391—18797107
2015325—13682107

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Barnstable County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Barnstable County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

333

−22.6% vs 2024

Multifamily · 2025

297

+41.4% vs 2024

Total authorized · 2025

630

−1.6% vs 2024

Permit valuation · 2025

$354.5M

authorized construction value

Units authorized by year

Barnstable County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
06251.3K1.9K2.5K1990199219941996199820002002200420062008201020122014201620182020202220242025630 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Barnstable County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS8261,302$80.3M
outflow2223Plymouth County, MA8131,264$67.9M
inflow2223Other flows - South, DS6851,043$60.8M
inflow2223Middlesex County, MA6801,109$143.5M
outflow2223Other flows - Northeast, DS654946$57.5M
inflow2223Other flows - Northeast, DS598883$61.8M
inflow2223Norfolk County, MA575949$118.3M
inflow2223Plymouth County, MA556864$54.3M
outflow2223Suffolk County, MA439523$60.6M
outflow2223Middlesex County, MA438576$45.3M
inflow2223Suffolk County, MA405560$116.0M
outflow2223Norfolk County, MA372512$48.2M
outflow2223Other flows - West, DS349525$37.7M
inflow2223Other flows - West, DS308463$36.5M
outflow2223Bristol County, MA301464$18.4M
inflow2223Worcester County, MA296501$45.4M
inflow2223Bristol County, MA288488$32.8M
outflow2223Worcester County, MA208286$17.1M
outflow2223Other flows - Midwest, DS170248$10.4M
inflow2223Other flows - Midwest, DS151220$16.9M
inflow2223Essex County, MA137214$19.6M
outflow2223Essex County, MA123172$16.1M
outflow2223Collier County, FL113187$38.5M
outflow2223New York County, NY103120$15.2M
inflow2223Capitol Planning Region, CT100155$11.6M
outflow2223Palm Beach County, FL88150$28.5M
inflow2223Hampden County, MA87147$9.6M
outflow2223Providence County, RI81103$5.3M
inflow2223Palm Beach County, FL76100$10.9M
inflow2223Collier County, FL74110$11.3M
inflow2223New York County, NY74109$20.7M
inflow2223Dukes County, MA72144$9.5M
inflow2223Providence County, RI7295$4.9M
outflow2223Sarasota County, FL67111$28.5M
outflow2223Broward County, FL6798$17.8M
outflow2223Foreign - Other flows, FR6793$5.8M
inflow2223Lee County, FL6697$7.2M
outflow2223Lee County, FL6498$14.8M
outflow2223Capitol Planning Region, CT6296$4.7M
outflow2223Los Angeles County, CA5872$6.5M
outflow2223Cumberland County, ME5671$4.4M
inflow2223Broward County, FL5568$4.6M
inflow2223Western Connecticut Planning Regi, CT5397$10.7M
inflow2223Los Angeles County, CA5383$9.5M
inflow2223Hillsborough County, NH5184$7.1M
inflow2223Foreign - Other flows, FR5189$4.9M
outflow2223Kings County, NY5157$6.1M
inflow2223Nantucket County, MA4985$5.0M
inflow2223Hampshire County, MA4875$3.8M
outflow2223Pinellas County, FL4774$5.2M
outflow2223Hillsborough County, NH4671$7.8M
inflow2223Rockingham County, NH4473$8.6M
inflow2223Kings County, NY4458$6.0M
outflow2223Rockingham County, NH4262$3.8M
outflow2223Hillsborough County, FL4162$3.4M
outflow2223Maricopa County, AZ4055$3.1M
inflow2223Cook County, IL4051$3.7M
inflow2223District of Columbia, DC3963$16.5M
outflow2223Hampshire County, MA3953$2.6M
outflow2223District of Columbia, DC3950$4.3M
outflow2223San Diego County, CA3856$2.8M
outflow2223Dukes County, MA3557$2.1M
inflow2223San Diego County, CA3565$4.5M
outflow2223York County, ME3445$2.8M
inflow2223Sarasota County, FL3352$3.5M
outflow2223Nantucket County, MA3354$3.2M
outflow2223Cook County, IL3340$3.8M
outflow2223Western Connecticut Planning Regi, CT3246$8.8M
outflow2223Indian River County, FL3042$4.7M
outflow2223South Central Connecticut Plannin, CT3040$2.4M
inflow2223Queens County, NY3049$1.5M
outflow2223Charleston County, SC3043$4.5M
inflow2223Maricopa County, AZ2934$1.9M
outflow2223Kent County, RI2936$1.9M
inflow2223Pinellas County, FL2844$2.8M
inflow2223Westchester County, NY2645$4.3M
outflow2223Queens County, NY2627$875K
outflow2223Miami-Dade County, FL2539$1.9M
inflow2223South Central Connecticut Plannin, CT2537$2.0M
inflow2223Greater Bridgeport Planning Regio, CT2441$4.3M
outflow2223Orange County, FL2443$867K
outflow2223Chittenden County, VT2429$1.3M
outflow2223Martin County, FL2334$11.3M
outflow2223Newport County, RI2331$2.1M
inflow2223Montgomery County, MD2332$4.9M
inflow2223Miami-Dade County, FL2335$2.2M
inflow2223Naugatuck Valley Planning Region, CT2232$2.0M
outflow2223King County, WA2225$1.7M
outflow2223Clark County, NV2234$1.3M
outflow2223Horry County, SC2230$1.3M
outflow2223Travis County, TX2224$1.7M
inflow2223York County, ME2235$3.1M
inflow2223Nassau County, NY2230$2.3M
inflow2223Newport County, RI2133$2.0M
outflow2223Honolulu County, HI2132$1.5M
outflow2223Southeastern Connecticut Planning, CT2130$1.8M
outflow2223Manatee County, FL2137$3.0M
inflow2223Travis County, TX2024$2.1M
inflow2223Alameda County, CA2032$2.8M
inflow2122Foreign - Other flows, FR———
inflow2122Middlesex County, MA8421,343$190.3M
outflow2122Other flows - South, DS8331,348$84.4M
outflow2122Plymouth County, MA7861,303$68.1M
inflow2122Other flows - South, DS6831,096$82.6M
inflow2122Plymouth County, MA6481,029$72.1M
inflow2122Norfolk County, MA6091,010$129.5M
inflow2122Other flows - Northeast, DS608954$100.9M
outflow2122Other flows - Northeast, DS602913$71.4M
outflow2122Middlesex County, MA473646$99.2M
inflow2122Suffolk County, MA459648$132.3M
outflow2122Suffolk County, MA440542$77.5M
outflow2122Norfolk County, MA371541$73.3M
inflow2122Worcester County, MA367633$86.1M
outflow2122Other flows - West, DS360543$49.0M
inflow2122Other flows - West, DS337512$111.9M
outflow2122Bristol County, MA310495$17.7M
inflow2122Bristol County, MA275456$32.9M
outflow2122Worcester County, MA168241$14.4M
inflow2122Other flows - Midwest, DS167267$33.4M
inflow2122Essex County, MA157253$37.1M
outflow2122New York County, NY155193$31.8M
outflow2122Other flows - Midwest, DS144219$12.9M
outflow2122Essex County, MA118173$11.3M
outflow2122Collier County, FL114187$62.1M
outflow2122Palm Beach County, FL108179$34.3M
outflow2122Providence County, RI105140$9.1M
inflow2122Capitol Planning Region, CT93150$15.2M
inflow2122New York County, NY91136$24.5M
outflow2122Lee County, FL84135$18.3M
inflow2122Hampden County, MA81130$10.2M
inflow2122Providence County, RI69100$11.2M
outflow2122Capitol Planning Region, CT6998$5.8M
outflow2122Sarasota County, FL67108$9.9M
inflow2122Nantucket County, MA66115$6.2M
inflow2122Lee County, FL6598$7.1M
outflow2122Broward County, FL65105$12.1M
inflow2122Palm Beach County, FL64100$8.9M
outflow2122Hampden County, MA6191$4.6M
inflow2122Kings County, NY6083$9.6M
outflow2122Kings County, NY6067$4.1M
inflow2122Collier County, FL60103$7.5M
inflow2122Los Angeles County, CA5584$12.3M
inflow2122Hampshire County, MA5380$4.9M
inflow2122Western Connecticut Planning Regi, CT5395$13.6M
outflow2122Hillsborough County, NH5387$6.1M
outflow2122Pinellas County, FL5173$5.0M
inflow2122District of Columbia, DC4869$12.3M
outflow2122Los Angeles County, CA4677$4.9M
outflow2122Charlotte County, FL4672$7.2M
outflow2122San Diego County, CA4555$3.7M
outflow2122Hampshire County, MA4559$3.7M
outflow2122Cumberland County, ME4554$5.5M
inflow2122Dukes County, MA4183$3.1M
outflow2122Western Connecticut Planning Regi, CT4169$12.7M
inflow2122San Diego County, CA4062$3.2M
inflow2122Broward County, FL3953$3.6M
inflow2122Hillsborough County, NH3966$3.9M
outflow2122Rockingham County, NH3853$2.7M
outflow2122Miami-Dade County, FL3550$4.8M
inflow2122Queens County, NY3555$3.2M
inflow2122Westchester County, NY3459$7.4M
outflow2122Cook County, IL3442$2.3M
inflow2122South Central Connecticut Plannin, CT3447$5.3M
inflow2122Morris County, NJ3458$10.5M
inflow2122Maricopa County, AZ3354$4.9M
outflow2122Indian River County, FL3356$4.2M
outflow2122District of Columbia, DC3339$4.1M
outflow2122Southeastern Connecticut Planning, CT3246$2.9M
inflow2122Naugatuck Valley Planning Region, CT3044$3.9M
inflow2122Sarasota County, FL3051$4.5M
inflow2122Rockingham County, NH3047$3.5M
outflow2122York County, ME2839$1.5M
inflow2122Cumberland County, ME2749$1.7M
inflow2122Pinellas County, FL2636$2.6M
inflow2122Southeastern Connecticut Planning, CT2537$2.4M
outflow2122Berkshire County, MA2537$1.3M
inflow2122Montgomery County, MD2543$6.5M
outflow2122Orange County, FL2446$3.3M
outflow2122Manatee County, FL2450$6.9M
outflow2122Merrimack County, NH2334$3.5M
outflow2122Queens County, NY2327$1.8M
inflow2122Bergen County, NJ2334$3.6M
outflow2122Charleston County, SC2335$1.7M
outflow2122King County, WA2235$1.5M
outflow2122Marion County, FL2235$1.5M
outflow2122Naugatuck Valley Planning Region, CT2231$1.5M
outflow2122Denver County, CO2224$1.6M
inflow2122Fairfax County, VA2238$3.6M
outflow2122Washington County, RI2241$1.4M
outflow2122Chittenden County, VT2237$1.3M
outflow2122Volusia County, FL2143$2.2M
outflow2122Foreign - Other flows, FR2134$1.5M
outflow2122Westchester County, NY2134$5.3M
outflow2122Hudson County, NJ2127$2.7M
inflow2122Cook County, IL2136$5.9M
inflow2122Bronx County, NY2129$1.3M
inflow2122Chittenden County, VT2126$1.5M
outflow2122St. Lucie County, FL2136$1.6M
outflow2122Dukes County, MA2131$2.1M
outflow2122Montgomery County, MD2028$2.5M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Barnstable County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals1,760.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals691.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals2,451.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals703,000.0
2023BothNo CharacteristicAll Appraisals690,000.0
2023PurchaseNo CharacteristicAll Appraisals680,000.0
2023PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals660,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals650,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,781.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.6
2022RefinanceNo CharacteristicAll Appraisals670,000.0
2022BothNo CharacteristicAll Appraisals4,109.0
2022PurchaseNo CharacteristicAll Appraisals2,328.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals600,000.0
2021BothNo CharacteristicAll Appraisals8,719.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,335.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals5,384.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals590,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals580,000.0
2020PurchaseNo CharacteristicAll Appraisals0.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals9,722.0
2020PurchaseNo CharacteristicAll Appraisals3,814.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals490,000.0
2020RefinanceNo CharacteristicAll Appraisals495,000.0
2020RefinanceNo CharacteristicAll Appraisals5,908.0
2020PurchaseNo CharacteristicAll Appraisals481,500.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals440,000.0
2019PurchaseNo CharacteristicAll Appraisals3,100.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals460,000.0
2019BothNo CharacteristicAll Appraisals6,908.0
2019RefinanceNo CharacteristicAll Appraisals3,808.0
2019PurchaseNo CharacteristicAll Appraisals420,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals430,000.0
2018BothNo CharacteristicAll Appraisals5,087.0
2018PurchaseNo CharacteristicAll Appraisals2,919.0
2018RefinanceNo CharacteristicAll Appraisals2,168.0
2018BothNo CharacteristicAll Appraisals420,000.0
2018PurchaseNo CharacteristicAll Appraisals415,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals408,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals5,639.0
2017PurchaseNo CharacteristicAll Appraisals3,066.0
2017PurchaseNo CharacteristicAll Appraisals400,000.0
2017RefinanceNo CharacteristicAll Appraisals2,573.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals402,000.0
2016PurchaseNo CharacteristicAll Appraisals3,066.0
2016RefinanceNo CharacteristicAll Appraisals409,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals380,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals394,500.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals7,352.0
2016RefinanceNo CharacteristicAll Appraisals4,286.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals360,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals395,000.0
2015BothNo CharacteristicAll Appraisals6,344.0
2015RefinanceNo CharacteristicAll Appraisals3,617.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals2,727.0
2015BothNo CharacteristicAll Appraisals380,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals355,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Barnstable County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05117,634112,4565,1784.4%
2026-04113,808108,0685,7405.0%
2026-03113,347105,7797,5686.7%
2026-02113,111104,6838,4287.5%
2026-01114,394105,9748,4207.4%
2025-12115,380108,9286,4525.6%
2025-11116,590110,5915,9995.1%
2025-09121,567116,9614,6063.8%
2025-08133,296128,3514,9453.7%
2025-07134,852129,6225,2303.9%
2025-06127,897122,6345,2634.1%
2025-05118,690113,2715,4194.6%
2025-04112,897106,9555,9425.3%
2025-03111,073103,6257,4486.7%
2025-02109,781101,4218,3607.6%
2025-01110,900102,8818,0197.2%
2024-12112,524106,5545,9705.3%
2024-11112,678107,5975,0814.5%
2024-10117,391112,9394,4523.8%
2024-09120,617116,5294,0883.4%
2024-08132,640127,6934,9473.7%
2024-07133,868128,5445,3244.0%
2024-06127,284122,2305,0544.0%
2024-05116,483111,5054,9784.3%
2024-04111,222105,9925,2304.7%
2024-03110,078103,2336,8456.2%
2024-02108,092100,4627,6307.1%
2024-01108,317101,0097,3086.7%
2023-12110,152104,5235,6295.1%
2023-11110,482105,8804,6024.2%
2023-10114,193110,1534,0403.5%
2023-09117,109113,3583,7513.2%
2023-08129,437125,2824,1553.2%
2023-07129,844125,5854,2593.3%
2023-06124,225119,9214,3043.5%
2023-05113,983109,6394,3443.8%
2023-04108,884104,6034,2813.9%
2023-03107,394100,8606,5346.1%
2023-02106,58698,9577,6297.2%
2023-01106,29499,1297,1656.7%
2022-12107,622102,1135,5095.1%
2022-11108,142103,3434,7994.4%
2022-10112,437108,2174,2203.8%
2022-09116,082112,1013,9813.4%
2022-08127,921123,4364,4853.5%
2022-07128,787124,2564,5313.5%
2022-06122,724118,0524,6723.8%
2022-05113,314108,5314,7834.2%
2022-04108,740103,7704,9704.6%
2022-03107,179100,4616,7186.3%
2022-02106,30298,5087,7947.3%
2022-01105,72998,2127,5177.1%
2021-12107,002101,5745,4285.1%
2021-11107,730102,7165,0144.7%
2021-10111,163106,1485,0154.5%
2021-09114,479109,3005,1794.5%
2021-08125,699119,6076,0924.8%
2021-07127,984121,3506,6345.2%
2021-06121,271114,1537,1185.9%
2021-05113,479106,5706,9096.1%
2021-04108,753101,1597,5947.0%
2021-03105,93996,4429,4979.0%
2021-02104,65094,16910,48110.0%
2021-01104,68794,09510,59210.1%
2020-12106,71297,5519,1618.6%
2020-11106,74098,2918,4497.9%
2020-10111,471102,8478,6247.7%
2020-09115,142104,96410,1788.8%
2020-08121,709110,55611,1539.2%
2020-07122,806108,31714,48911.8%
2020-06116,60798,51718,09015.5%
2020-05104,79886,34518,45317.6%
2020-0498,54975,43023,11923.5%
2020-03106,21199,0857,1266.7%
2020-02107,163100,3136,8506.4%
2020-01107,548100,5387,0106.5%
2019-12109,530104,6284,9024.5%
2019-11109,680105,7023,9783.6%
2019-10114,856111,5473,3092.9%
2019-09119,191116,0113,1802.7%
2019-08133,008129,3803,6282.7%
2019-07134,818130,8463,9722.9%
2019-06126,886122,8774,0093.2%
2019-05116,554112,4974,0573.5%
2019-04110,930106,4434,4874.0%
2019-03108,419101,9546,4656.0%
2019-02108,513101,1367,3776.8%
2019-01109,857102,1417,7167.0%
2018-12111,963106,5455,4184.8%
2018-11111,618107,3844,2343.8%
2018-10115,863112,1803,6833.2%
2018-09120,498116,8983,6003.0%
2018-08133,415129,4863,9292.9%
2018-07135,119130,7634,3563.2%
2018-06127,481122,8364,6453.6%
2018-05116,721112,1154,6063.9%
2018-04111,359106,2485,1114.6%
2018-03108,370101,2687,1026.6%
2018-02108,03999,9408,0997.5%
2018-01108,590100,6097,9817.3%

BEA Personal Income

2024$22.51B232,570$97K
2023$21.37B232,759$92K
2022$19.98B232,571$86K
2021$19.70B232,379$85K
2020$17.90B228,060$78K
2019$16.55B227,436$73K
2018$15.20B226,724$67K
2017$14.45B225,233$64K
2016$13.94B223,614$62K
2015$13.42B222,252$60K
2014$12.81B221,066$58K
2013$12.18B219,709$55K
2012$12.06B218,386$55K
2011$11.59B217,348$53K
2010$11.14B216,300$52K
2009$10.74B215,994$50K
2008$10.77B217,066$50K
2007$10.47B218,380$48K
2006$10.16B220,037$46K
2005$9.78B221,995$44K
2004$9.79B224,264$44K
2003$9.18B226,011$41K
2002$8.92B225,421$40K
2001$8.87B224,087$40K
2000$8.07B223,031$36K
1999$7.65B218,960$35K
1998$7.06B214,497$33K
1997$6.50B210,380$31K
1996$6.14B206,852$30K
1995$5.71B202,874$28K
1994$5.34B198,533$27K
1993$5.02B194,830$26K
1992$4.69B191,595$24K
1991——$23K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Barnstable County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-06-23$0——No
2026-03-02$0——No
2026-02-24$0$0$0Yes
2026-02-24$0$0$0Yes
2026-02-23$0$0$0Yes
2026-02-23$0——Yes
2026-02-23$0$0$0No
2026-02-23$458.15$458.15$0No
2026-02-21$0$0$0No
2025-05-28$7K$7K$0Yes
2025-01-19$10K$10K$0Yes
2024-06-30$0$0$0Yes
2024-04-04$199K$176K$23KYes
2024-04-04$3K$3K$0No
2024-01-15$6K$6K$0No
2024-01-13$29K$29K$0No
2024-01-13$62K$62K$0No
2024-01-13$2K$2K$0No
2024-01-13$37K$37K$0No
2024-01-13$19K$19K$0No
2024-01-10$0$0$0Yes
2024-01-10$7K$7K$0Yes
2024-01-09$295K$295K$0No
2023-12-20$62K$62K$0Yes
2023-12-18$19K$18K$780.18Yes
2023-12-18$24K$23K$850.49No
2023-12-18$13K$13K$0No
2023-12-18$95K$91K$3KNo
2023-12-18$46K$46K$0Yes
2023-12-18$0$0$0No
2023-12-18$69K$69K$0No
2023-12-18$12K$11K$1KNo
2023-12-18$131K$131K$0No
2023-12-18$0——Yes
2023-12-18$0——No
2023-12-18$2K$2K$0No
2023-12-18$17K$17K$0No
2023-12-18$53K$49K$4KNo
2023-12-18$0$0$0No
2023-12-18$13K$13K$0No
2023-12-18$11K$11K$0No
2023-12-18$26K$26K$0No
2023-12-18$0$0$0No
2023-12-18$8K$8K$0No
2023-12-18$9K$8K$591.36Yes
2023-12-18$50K$50K$0No
2023-12-18$41K$38K$3KNo
2023-12-18$14K$14K$0No
2023-12-18$14K$14K$0No
2023-12-18$34K$34K$0No
2023-12-18$0$0$0No
2023-12-18$43K$43K$0No
2023-12-18$430.18$430.18$0Yes
2023-12-18$0$0$0No
2023-12-18$63K$63K$0No
2023-08-22$0$0$0No
2023-08-15$0$0$0No
2023-08-09$1K$1K$0Yes
2023-08-09$4K$4K$0No
2023-08-08$3K$3K$0No
2023-08-08$12K$11K$915.72No
2023-08-08$32K$32K$0No
2023-08-08$7K$7K$0No
2023-08-08$13K$12K$1KYes
2023-08-08$9K$9K$0No
2023-08-08$3K$3K$0Yes
2023-08-08$9K$5K$4KYes
2023-08-08$6K$6K$0Yes
2023-07-02$0$0$0No
2023-03-15$0$0$0No
2023-02-01$13K$13K$0No
2023-01-28$1K$1K$0No
2023-01-26$0$0$0No
2023-01-26$10K$10K$0No
2023-01-26$14K$14K$0No
2023-01-26$0——Yes
2023-01-25$6K$5K$1KYes
2023-01-25$0$0$0No
2023-01-24$0$0$0Yes
2023-01-23$0$0$0Yes
2022-12-24$0——No
2022-12-24$1K$1K$0Yes
2022-12-23$0$0$0No
2022-12-23$0$0$0Yes
2022-12-23$1K$1K$0Yes
2022-12-23$33K$12K$20KYes
2022-12-23$5K$5K$0No
2022-12-23$0——No
2022-12-23$252K$220K$32KNo
2022-12-23$7K$7K$0Yes
2022-12-23$0——No
2022-12-23$1K$1K$0No
2022-12-23$252K$218K$34KNo
2022-12-23$15K$15K$0No
2022-12-23$38K$34K$4KYes
2022-12-23$6K$6K$0No
2022-12-23$44K$32K$12KYes
2022-12-23$0——Yes
2022-12-23$116K$116K$0No
2022-12-23$2K$2K$0Yes

ALSO CHECKED

18 more data areas were checked for Barnstable County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the MA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN BARNSTABLE COUNTY →Opens the loan explorer already filtered to county FIPS 25001.

See the Massachusetts state market profile for the statewide picture, the Massachusetts state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.