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State markets/Massachusetts/Hampden County

COUNTY MORTGAGE MARKET · FIPS 25013

Hampden County, Massachusetts

Who lends in Hampden County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$2.21B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

9,026

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

16.6%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

369

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 369 lenders that originated in Hampden County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

223

unconcentrated

Top-5 lender share

24.3%

of originations

Purchase

64.1%

4,563 loans

Refinance

35.9%

2,553 loans

Origination trend

Annual mortgage origination volume and loan count in Hampden County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Hampden County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Hampden County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR HAMPDEN COUNTY

TOP TEN LENDERS IN HAMPDEN COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

636$132.3M$132.3M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
352$108.7M$108.7M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
478$104.4M$104.4M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
333$96.2M$96.2M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
456$95.3M$95.3M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
499$86.8M$86.8M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
364$75.3M$75.3M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
1$71.1M$71.1M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
251$68.7M$68.7M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.
140$52.9M$52.9M originated in Hampden County, 2025Share needs a county-wide denominator, which the narrower fallback source does not carry.

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Hampden County

All 42 ZIP Code Tabulation Areas that touch Hampden County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
42 OF 42 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
88 of the 9 Hampden County tracts this ZIP area touches sit mostly inside it.40,83417.9%10,271TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 11 Hampden County tracts this ZIP area touches sit mostly inside it.38,23857.9%6,189TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 9 Hampden County tracts this ZIP area touches sit mostly inside it.32,39581.2%4,352TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Hampden County tracts this ZIP area touches sit mostly inside it.28,83528.0%7,033TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 9 Hampden County tracts this ZIP area touches sit mostly inside it.27,40428.7%7,455TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Hampden County tracts this ZIP area touches sit mostly inside it.26,17673.5%4,203TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 8 Hampden County tracts this ZIP area touches sit mostly inside it.25,77275.3%4,590TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Hampden County tracts this ZIP area touches sit mostly inside it.22,59641.5%4,485TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 4 Hampden County tracts this ZIP area touches sit mostly inside it.21,00215.4%6,252TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Hampden County tracts this ZIP area touches sit mostly inside it.16,43014.7%4,772TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Hampden County tracts this ZIP area touches sit mostly inside it.15,85316.7%5,206TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Hampden County tracts this ZIP area touches sit mostly inside it.15,16848.4%4,716TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Hampden County tracts this ZIP area touches sit mostly inside it.14,61314.0%4,775TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Hampden County tracts this ZIP area touches sit mostly inside it.14,58212.6%4,649TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Hampden County tracts this ZIP area touches sit mostly inside it.14,20856.1%3,161TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 7 Hampden County tracts this ZIP area touches sit mostly inside it.14,12785.7%668TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Hampden County tracts this ZIP area touches sit mostly inside it.14,11016.2%4,184TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Hampden County tracts this ZIP area touches sit mostly inside it.12,44514.2%3,710TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Hampden County tracts this ZIP area touches sit mostly inside it.9,71889.5%1,015TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Hampden County tracts this ZIP area touches sit mostly inside it.9,2329.0%3,124TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Hampden County tracts this ZIP area touches sit mostly inside it.8,52768.5%1,495TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Hampden County tracts this ZIP area touches sit mostly inside it.8,1538.5%3,012TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 5 Hampden County tracts this ZIP area touches sit mostly inside it.7,84541.6%2,705TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 2 Hampden County tracts this ZIP area touches sit mostly inside it.5,56022.2%1,870OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Hampden County tract this ZIP area touches sit mostly inside it.4,9668.3%1,878OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Hampden County tract this ZIP area touches sit mostly inside it.4,4358.4%1,631OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Hampden County tracts this ZIP area touches sit mostly inside it.4,0007.3%1,497OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Hampden County tract this ZIP area touches sit mostly inside it.3,69410.4%1,296OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Hampden County tracts this ZIP area touches sit mostly inside it.2,9148.2%1,024OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Hampden County tracts this ZIP area touches sit mostly inside it.1,99384.5%28OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Hampden County but is the dominant ZIP for none of them, so it owns no figures here.TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

104 of Hampden County’s 104 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Hampden County

All 104 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

104 OF 104 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate59.9%4,08964.3%OPEN →
Moderate58.0%4,43872.3%OPEN →
Middle87.5%6,57765.7%OPEN →
Middle80.8%1,43557.8%OPEN →
Middle93.7%4,92171.6%OPEN →
Moderate67.3%6,63275.5%OPEN →
Middle89.6%3,54178.0%OPEN →
Low24.9%2,27595.1%OPEN →
Low46.4%3,90296.8%OPEN →
Low30.5%1,98292.6%OPEN →
Low36.1%4,22592.2%OPEN →
Low25.6%1,99384.5%OPEN →
0.0%1,15568.3%OPEN →
Low37.8%2,72681.6%OPEN →
Moderate57.4%4,85988.0%OPEN →
Moderate51.8%4,26992.8%OPEN →
Moderate78.5%2,14581.4%OPEN →
Middle80.8%5,52374.3%OPEN →
Moderate58.5%3,40377.4%OPEN →
Moderate66.7%4,22570.0%OPEN →
Middle98.3%4,95946.0%OPEN →
Middle88.8%5,02454.4%OPEN →
Middle112.5%4,12247.7%OPEN →
Middle119.9%3,72334.9%OPEN →
Moderate76.9%4,56658.9%OPEN →
Low43.4%7,84572.0%OPEN →
Low44.5%4,35190.5%OPEN →
Low33.6%3,95491.3%OPEN →
Moderate63.5%3,55685.0%OPEN →
Low28.2%2,73690.1%OPEN →
Middle81.4%6,17666.2%OPEN →
Moderate53.5%3,59486.5%OPEN →
Moderate63.2%7,03387.1%OPEN →
Upper137.8%3,62939.8%OPEN →
Middle102.7%6,97346.0%OPEN →
Moderate75.5%7,35170.9%OPEN →
Middle116.7%2,02235.3%OPEN →
Upper132.7%6,15614.2%OPEN →
Moderate70.2%2,95012.6%OPEN →
Middle108.3%3,33915.7%OPEN →
Middle80.4%4,03322.6%OPEN →
Middle108.2%3,61112.4%OPEN →
Middle114.1%6,01810.4%OPEN →
Upper164.3%7,34017.0%OPEN →
Moderate64.4%4,15929.4%OPEN →
Upper145.6%2,57312.2%OPEN →
Moderate72.7%6,24733.0%OPEN →
Moderate67.6%4,08042.2%OPEN →
Moderate55.7%1,98961.1%OPEN →
Middle90.9%4,60139.8%OPEN →
Middle106.6%4,86221.1%OPEN →
Moderate67.2%5,15048.5%OPEN →
Moderate77.8%5,99446.9%OPEN →
Middle95.2%4,76722.1%OPEN →
Middle90.8%5,57827.0%OPEN →
Middle102.6%5,56022.2%OPEN →
Low29.7%2,29090.8%OPEN →
Low25.1%2,20293.4%OPEN →
Low39.9%3,50191.4%OPEN →
Low44.2%2,05082.8%OPEN →
Moderate55.3%3,99066.6%OPEN →
Upper145.5%3,46420.1%OPEN →
Low42.4%3,45062.2%OPEN →
Middle95.5%4,43852.4%OPEN →
Middle108.2%4,92119.6%OPEN →
Middle90.6%3,57957.5%OPEN →
Moderate77.8%4,35352.1%OPEN →
Moderate65.8%4,79033.4%OPEN →
Middle92.6%3,70833.5%OPEN →
Moderate61.9%6,13345.1%OPEN →
Upper174.4%6,36513.2%OPEN →
Middle93.0%3,95722.0%OPEN →
Upper150.2%3,88219.8%OPEN →
Upper121.1%7,68821.0%OPEN →
Upper151.5%6,63912.7%OPEN →
Middle85.4%3,96623.7%OPEN →
Middle85.0%5,24230.5%OPEN →
Upper137.6%7,11214.2%OPEN →
Middle105.6%3,09212.7%OPEN →
Upper154.8%4,8809.1%OPEN →
0.0%2,21520.4%OPEN →
Middle110.1%2,9148.2%OPEN →
Upper126.8%4,0007.3%OPEN →
Upper142.1%5,6308.7%OPEN →
Upper155.6%3,6029.4%OPEN →
Upper158.3%3,3489.9%OPEN →
Upper129.1%7,25412.9%OPEN →
Upper156.6%3,98014.3%OPEN →
Middle86.4%5,30218.8%OPEN →
Middle119.3%2,95614.9%OPEN →
Upper130.1%5,85214.5%OPEN →
Upper193.3%7,27314.6%OPEN →
Upper241.5%4,44917.5%OPEN →
Upper202.5%4,13119.5%OPEN →
Middle118.6%5,34117.3%OPEN →
Upper163.4%4,15612.9%OPEN →
Upper171.2%6,93313.7%OPEN →
Upper140.7%4,9668.3%OPEN →
Upper153.4%8,33216.1%OPEN →
Upper203.1%6,28111.2%OPEN →
Upper132.3%3,3588.7%OPEN →
Upper140.6%4,7958.4%OPEN →
Upper121.1%4,4358.4%OPEN →
Upper145.9%3,69410.4%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

462,815

Median household income

$71,306

Median home value

$298,800

Median gross rent

$1,136

per month

Owner-occupied

62.2%

of occupied units

Housing units

197,591

6.6% vacant

Poverty rate

16.3%

Unemployment

6.0%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 92.8

Social vulnerability

Relatively High

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Hurricane Relatively High · Strong wind Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

75

Declarations recorded

24

Incident types on record: Biological, Flood, Hurricane, Severe Ice Storm, Severe Storm, Snowstorm, Tornado.

Everything we hold on Hampden County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Hampden County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Hampden CountyEvery reported application and origination in FIPS 25013, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Hampden County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

431

Purchase share

44.1%

190 loans

IRRRL refinances

165

Cash-out refinances

76

202643119016576
202546125312286
20243682296277
2023343255979
2022328137190
20211,249357745147
20201,048342565141
201951731466137
201855534357155
2017638350152136
2016593303168122
2015521280139102

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Hampden County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Hampden County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

286

−1.0% vs 2024

Multifamily · 2025

32

−79.2% vs 2024

Total authorized · 2025

318

−28.2% vs 2024

Permit valuation · 2025

$94.5M

authorized construction value

Units authorized by year

Hampden County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
05001K1.5K2K1990199219941996199820002002200420062008201020122014201620182020202220242025318 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Hampden County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

inflow2223Hampshire County, MA1,2331,878$72.0M
outflow2223Capitol Planning Region, CT1,1621,800$83.1M
outflow2223Hampshire County, MA1,0631,616$63.6M
outflow2223Other flows - South, DS1,0191,779$75.3M
inflow2223Other flows - South, DS8291,472$48.7M
inflow2223Capitol Planning Region, CT7751,231$47.3M
inflow2223Other flows - Northeast, DS6761,060$36.2M
outflow2223Other flows - Northeast, DS609989$43.4M
inflow2223Worcester County, MA561905$33.4M
outflow2223Worcester County, MA459696$29.1M
inflow2223Middlesex County, MA314500$22.5M
outflow2223Other flows - West, DS310467$20.3M
inflow2223Other flows - West, DS264470$19.2M
outflow2223Other flows - Midwest, DS262450$21.0M
outflow2223Middlesex County, MA240310$17.4M
outflow2223Suffolk County, MA220260$17.7M
inflow2223Other flows - Midwest, DS213360$12.8M
inflow2223Suffolk County, MA206333$14.9M
inflow2223Franklin County, MA182274$8.7M
outflow2223Franklin County, MA152225$7.1M
inflow2223Essex County, MA134254$7.1M
outflow2223Norfolk County, MA125167$8.9M
outflow2223Berkshire County, MA122197$9.5M
inflow2223Berkshire County, MA117187$9.4M
inflow2223Norfolk County, MA104159$7.8M
outflow2223Essex County, MA94131$6.0M
outflow2223Barnstable County, MA87147$9.6M
outflow2223Foreign - Puerto Rico, FR87136$1.7M
outflow2223New York County, NY7987$5.9M
inflow2223Bristol County, MA79151$3.7M
inflow2223Foreign - Puerto Rico, FR67162$1.1M
outflow2223Orange County, FL67126$4.4M
outflow2223Southeastern Connecticut Planning, CT6595$4.0M
inflow2223Providence County, RI65112$3.4M
outflow2223Polk County, FL64122$3.6M
outflow2223Bristol County, MA6492$3.0M
outflow2223South Central Connecticut Plannin, CT6384$2.9M
outflow2223Providence County, RI6190$3.3M
inflow2223Bronx County, NY61134$1.6M
inflow2223Plymouth County, MA6099$4.3M
inflow2223South Central Connecticut Plannin, CT5876$2.7M
inflow2223Naugatuck Valley Planning Region, CT5794$2.2M
outflow2223Naugatuck Valley Planning Region, CT5479$3.2M
outflow2223Foreign - Other flows, FR5276$2.5M
outflow2223Hillsborough County, FL5292$2.3M
outflow2223Kings County, NY5167$2.7M
inflow2223Queens County, NY4695$2.6M
inflow2223Polk County, FL4691$1.4M
outflow2223Lee County, FL4368$3.6M
inflow2223Kings County, NY4365$3.0M
inflow2223Hillsborough County, NH4367$2.2M
outflow2223Horry County, SC4380$3.8M
inflow2223New York County, NY4265$2.3M
inflow2223Orange County, FL4276$1.8M
outflow2223Pinellas County, FL4160$5.7M
outflow2223Hillsborough County, NH4056$2.5M
outflow2223Brevard County, FL3975$2.9M
inflow2223Los Angeles County, CA3850$2.1M
outflow2223Maricopa County, AZ3752$1.8M
outflow2223Lower Connecticut River Valley Pl, CT3650$2.9M
inflow2223Lower Connecticut River Valley Pl, CT3653$2.1M
outflow2223Los Angeles County, CA3645$2.4M
outflow2223Northwest Hills Planning Region, CT3556$2.2M
outflow2223Palm Beach County, FL3542$8.0M
inflow2223Foreign - Other flows, FR3456$1.6M
outflow2223San Diego County, CA3443$1.7M
inflow2223Southeastern Connecticut Planning, CT3444$1.6M
inflow2223San Diego County, CA3357$1.5M
outflow2223Broward County, FL3348$3.7M
outflow2223Spartanburg County, SC32102$2.5M
outflow2223Queens County, NY3244$1.7M
outflow2223Cumberland County, ME3250$2.7M
inflow2223Volusia County, FL3256$1.5M
inflow2223Maricopa County, AZ3144$1.7M
inflow2223Northwest Hills Planning Region, CT3152$2.1M
outflow2223Western Connecticut Planning Regi, CT3134$3.4M
inflow2223Broward County, FL3143$1.2M
outflow2223Bronx County, NY3051$790K
outflow2223Osceola County, FL3072$1.2M
outflow2223Marion County, FL3050$1.3M
outflow2223Rockingham County, NH2938$2.6M
inflow2223Hillsborough County, FL2962$954K
outflow2223Duval County, FL2952$1.2M
outflow2223Harris County, TX2841$2.5M
outflow2223Volusia County, FL2853$2.2M
inflow2223Osceola County, FL2863$1.0M
outflow2223Sarasota County, FL2754$2.5M
inflow2223Lee County, FL2640$1.3M
outflow2223Philadelphia County, PA2638$1.1M
outflow2223Mecklenburg County, NC2637$1.2M
outflow2223York County, ME2647$2.1M
outflow2223Washington County, RI2534$2.6M
inflow2223Sarasota County, FL2539$1.6M
inflow2223Philadelphia County, PA2441$958K
outflow2223Northeastern Connecticut Planning, CT2437$1.8M
outflow2223Miami-Dade County, FL2429$1.2M
outflow2223District of Columbia, DC2431$2.3M
inflow2223Pinellas County, FL2435$961K
inflow2223Palm Beach County, FL2443$1.7M
outflow2223Charlotte County, FL2335$1.6M
outflow2223Cumberland County, PA2269$703K
outflow2223Manatee County, FL2237$1.6M
outflow2223Dauphin County, PA2253$908K
outflow2223Dallas County, TX2128$1.1M
outflow2223Pasco County, FL2154$1.5M
outflow2223Onslow County, NC2135$994K
outflow2223Cheshire County, NH2030$1.2M
outflow2223Albany County, NY2024$860K
outflow2223King County, WA2023$1.0M
inflow2223Northeastern Connecticut Planning, CT2028$1.1M
inflow2223Brevard County, FL2038$1.3M
outflow2122Foreign - Other flows, FR
outflow2122Capitol Planning Region, CT1,3322,153$101.7M
inflow2122Hampshire County, MA1,3002,028$74.2M
outflow2122Hampshire County, MA1,0791,721$81.2M
outflow2122Other flows - South, DS1,0461,862$83.8M
inflow2122Other flows - South, DS7881,449$43.4M
inflow2122Capitol Planning Region, CT7791,202$57.5M
outflow2122Other flows - Northeast, DS6451,009$38.4M
inflow2122Other flows - Northeast, DS645986$38.5M
inflow2122Worcester County, MA6191,048$37.6M
outflow2122Worcester County, MA462701$29.0M
outflow2122Other flows - West, DS309491$20.0M
inflow2122Other flows - West, DS299517$20.9M
inflow2122Middlesex County, MA279448$21.8M
outflow2122Other flows - Midwest, DS261511$13.5M
outflow2122Middlesex County, MA251332$17.7M
inflow2122Other flows - Midwest, DS223369$11.6M
inflow2122Suffolk County, MA220301$17.3M
inflow2122Franklin County, MA181283$8.4M
outflow2122Suffolk County, MA175222$10.5M
outflow2122Franklin County, MA149228$7.1M
inflow2122Berkshire County, MA130195$6.6M
inflow2122Essex County, MA126221$7.0M
inflow2122Norfolk County, MA111186$9.1M
outflow2122Berkshire County, MA100157$4.9M
outflow2122Foreign - Puerto Rico, FR94134$1.6M
outflow2122Essex County, MA90146$7.8M
outflow2122Norfolk County, MA86117$6.4M
inflow2122Bristol County, MA83149$4.8M
outflow2122Barnstable County, MA81130$10.2M
outflow2122Polk County, FL80166$4.2M
inflow2122Bronx County, NY78147$3.2M
outflow2122Hillsborough County, FL75140$4.2M
outflow2122Orange County, FL75152$3.5M
inflow2122Providence County, RI69111$4.3M
inflow2122New York County, NY6791$4.1M
inflow2122Kings County, NY66118$3.6M
inflow2122Plymouth County, MA64102$3.7M
inflow2122Barnstable County, MA6191$4.6M
outflow2122Bristol County, MA6086$3.6M
outflow2122Lee County, FL5895$3.9M
outflow2122Providence County, RI5878$3.3M
outflow2122Horry County, SC5893$4.8M
outflow2122Southeastern Connecticut Planning, CT5589$4.4M
outflow2122Pinellas County, FL5385$4.4M
outflow2122Palm Beach County, FL5385$8.4M
outflow2122Volusia County, FL5292$3.3M
outflow2122New York County, NY5053$4.8M
outflow2122Osceola County, FL49103$2.8M
inflow2122South Central Connecticut Plannin, CT4972$2.1M
inflow2122Naugatuck Valley Planning Region, CT4870$2.2M
inflow2122Queens County, NY4757$2.3M
outflow2122Kings County, NY4752$2.9M
outflow2122Los Angeles County, CA4764$2.9M
inflow2122Orange County, FL4676$1.4M
outflow2122Broward County, FL4672$2.7M
outflow2122South Central Connecticut Plannin, CT4555$2.4M
inflow2122Hillsborough County, NH4479$2.2M
outflow2122Maricopa County, AZ4389$3.6M
outflow2122Lower Connecticut River Valley Pl, CT4360$3.2M
inflow2122Polk County, FL4385$1.1M
outflow2122Naugatuck Valley Planning Region, CT4259$1.7M
outflow2122Plymouth County, MA4158$2.9M
inflow2122Southeastern Connecticut Planning, CT4162$1.5M
inflow2122Foreign - Puerto Rico, FR4078$1.1M
outflow2122Hillsborough County, NH4052$2.5M
outflow2122Sarasota County, FL4084$5.5M
outflow2122Duval County, FL3984$1.1M
inflow2122Hillsborough County, FL3966$1.9M
outflow2122Wake County, NC3663$2.0M
outflow2122Cumberland County, ME3545$2.2M
outflow2122San Diego County, CA3545$2.3M
inflow2122Los Angeles County, CA3456$3.0M
outflow2122Brevard County, FL3465$3.3M
inflow2122Maricopa County, AZ3447$1.9M
inflow2122Palm Beach County, FL3357$3.0M
outflow2122Northwest Hills Planning Region, CT3257$1.8M
outflow2122Philadelphia County, PA3150$964K
outflow2122Queens County, NY3144$1.3M
outflow2122Mecklenburg County, NC3067$3.4M
inflow2122Lower Connecticut River Valley Pl, CT3035$1.6M
inflow2122Philadelphia County, PA3054$1.1M
outflow2122Gwinnett County, GA2963$788K
outflow2122Harris County, TX2853$1.3M
inflow2122Broward County, FL2747$3.2M
outflow2122Cook County, IL2735$1.4M
inflow2122Miami-Dade County, FL2745$1.2M
outflow2122Spartanburg County, SC2692$1.2M
inflow2122Osceola County, FL2656$711K

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Hampden County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals2,327.0
2023PurchaseNo CharacteristicAll Appraisals0.3
2023RefinanceNo CharacteristicAll Appraisals748.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals3,075.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals305,000.0
2023BothNo CharacteristicAll Appraisals309,000.0
2023PurchaseNo CharacteristicAll Appraisals310,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals295,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals300,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,721.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals290,000.0
2022BothNo CharacteristicAll Appraisals4,876.0
2022PurchaseNo CharacteristicAll Appraisals3,155.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals280,000.0
2021BothNo CharacteristicAll Appraisals8,055.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,630.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals4,425.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals276,000.0
2021PurchaseNo CharacteristicAll Appraisals0.6
2021PurchaseNo CharacteristicAll Appraisals273,500.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals7,581.0
2020PurchaseNo CharacteristicAll Appraisals3,572.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals252,000.0
2020RefinanceNo CharacteristicAll Appraisals265,000.0
2020RefinanceNo CharacteristicAll Appraisals4,009.0
2020PurchaseNo CharacteristicAll Appraisals240,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals230,000.0
2019PurchaseNo CharacteristicAll Appraisals3,286.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals240,000.0
2019BothNo CharacteristicAll Appraisals5,366.0
2019RefinanceNo CharacteristicAll Appraisals2,080.0
2019PurchaseNo CharacteristicAll Appraisals225,000.0
2019PurchaseNo CharacteristicAll Appraisals0.7
2018RefinanceNo CharacteristicAll Appraisals220,000.0
2018BothNo CharacteristicAll Appraisals4,537.0
2018PurchaseNo CharacteristicAll Appraisals3,150.0
2018RefinanceNo CharacteristicAll Appraisals1,387.0
2018BothNo CharacteristicAll Appraisals215,000.0
2018PurchaseNo CharacteristicAll Appraisals213,500.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals220,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals4,697.0
2017PurchaseNo CharacteristicAll Appraisals2,914.0
2017PurchaseNo CharacteristicAll Appraisals210,000.0
2017RefinanceNo CharacteristicAll Appraisals1,783.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals213,800.0
2016PurchaseNo CharacteristicAll Appraisals2,781.0
2016RefinanceNo CharacteristicAll Appraisals233,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals200,000.0
2016PurchaseNo CharacteristicAll Appraisals0.7
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals215,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals5,257.0
2016RefinanceNo CharacteristicAll Appraisals2,476.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals192,500.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals218,000.0
2015BothNo CharacteristicAll Appraisals4,425.0
2015RefinanceNo CharacteristicAll Appraisals2,075.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals2,350.0
2015BothNo CharacteristicAll Appraisals205,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals200,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Hampden County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05223,679212,70310,9764.9%
2026-04223,831212,57811,2535.0%
2026-03224,514211,98912,5255.6%
2026-02225,771211,80013,9716.2%
2026-01225,786211,50514,2816.3%
2025-12225,945213,33812,6075.6%
2025-11227,021214,65512,3665.4%
2025-09227,113215,06812,0455.3%
2025-08228,731215,36513,3665.8%
2025-07229,334215,72313,6115.9%
2025-06228,104215,67712,4275.4%
2025-05226,832214,94811,8845.2%
2025-04227,838216,71111,1274.9%
2025-03228,419215,96412,4555.5%
2025-02227,624214,52013,1045.8%
2025-01227,581214,86212,7195.6%
2024-12227,053216,13810,9154.8%
2024-11226,853216,34810,5054.6%
2024-10227,682217,11810,5644.6%
2024-09226,968216,45210,5164.6%
2024-08228,449215,91212,5375.5%
2024-07229,321216,16413,1575.7%
2024-06228,088216,33611,7525.2%
2024-05225,117214,40010,7174.8%
2024-04225,521215,8129,7094.3%
2024-03226,902215,59111,3115.0%
2024-02224,825212,70112,1245.4%
2024-01223,851212,06511,7865.3%
2023-12222,999212,71610,2834.6%
2023-11223,794214,5649,2304.1%
2023-10222,251212,9519,3004.2%
2023-09221,170212,1359,0354.1%
2023-08222,423212,06510,3584.7%
2023-07221,502211,16610,3364.7%
2023-06221,357211,5389,8194.4%
2023-05219,341210,3369,0054.1%
2023-04220,175212,3587,8173.6%
2023-03222,644212,42010,2244.6%
2023-02222,413210,89911,5145.2%
2023-01221,246209,92811,3185.1%
2022-12220,766211,1419,6254.4%
2022-11221,227211,9779,2504.2%
2022-10220,977211,4799,4984.3%
2022-09222,565212,8979,6684.3%
2022-08224,453212,62511,8285.3%
2022-07223,962212,28911,6735.2%
2022-06225,264214,17011,0944.9%
2022-05223,583213,53810,0454.5%
2022-04223,054213,5359,5194.3%
2022-03226,278215,21411,0644.9%
2022-02225,394212,91612,4785.5%
2022-01223,019210,16612,8535.8%
2021-12225,244214,52810,7164.8%
2021-11225,131214,34710,7844.8%
2021-10224,758212,75512,0035.3%
2021-09224,497211,55612,9415.8%
2021-08224,943209,71315,2306.8%
2021-07226,493209,79316,7007.4%
2021-06228,217210,61317,6047.7%
2021-05225,230209,17816,0527.1%
2021-04225,781209,25916,5227.3%
2021-03226,604208,49818,1068.0%
2021-02226,117206,58419,5338.6%
2021-01225,135204,83920,2969.0%
2020-12227,794207,37420,4209.0%
2020-11227,555207,63119,9248.8%
2020-10227,802206,58921,2139.3%
2020-09225,276199,64925,62711.4%
2020-08225,229197,58727,64212.3%
2020-07226,407192,04434,36315.2%
2020-06227,360189,19838,16216.8%
2020-05215,023180,00735,01616.3%
2020-04209,879169,50540,37419.2%
2020-03226,933215,96910,9644.8%
2020-02229,258218,74710,5114.6%
2020-01226,947216,00110,9464.8%
2019-12231,390222,3389,0523.9%
2019-11230,793222,6778,1163.5%
2019-10230,631222,1608,4713.7%
2019-09228,652220,0298,6233.8%
2019-08226,688216,05910,6294.7%
2019-07226,793215,68711,1064.9%
2019-06228,070217,53110,5394.6%
2019-05227,485218,0499,4364.1%
2019-04231,049222,4608,5893.7%
2019-03231,840221,13210,7084.6%
2019-02232,068220,45411,6145.0%
2019-01229,447216,92812,5195.5%
2018-12232,051221,86810,1834.4%
2018-11231,197222,2598,9383.9%
2018-10230,905221,2939,6124.2%
2018-09229,782219,8319,9514.3%
2018-08226,492215,12311,3695.0%
2018-07226,358213,91812,4405.5%
2018-06227,272215,02312,2495.4%
2018-05227,695216,97310,7224.7%
2018-04228,189218,01510,1744.5%
2018-03228,156216,09512,0615.3%
2018-02227,389214,45512,9345.7%
2018-01223,555210,45713,0985.9%

BEA Personal Income

2024$30.74B464,151$66K
2023$29.59B462,128$64K
2022$28.09B461,440$61K
2021$28.36B462,640$61K
2020$26.76B463,714$58K
2019$24.69B466,774$53K
2018$23.83B468,989$51K
2017$22.82B468,355$49K
2016$22.30B468,567$48K
2015$21.85B469,832$47K
2014$20.70B470,032$44K
2013$20.10B468,188$43K
2012$19.78B467,258$42K
2011$19.01B466,329$41K
2010$18.18B464,276$39K
2009$17.72B462,777$38K
2008$17.58B462,053$38K
2007$16.73B461,434$36K
2006$15.94B461,408$35K
2005$15.26B461,147$33K
2004$14.68B460,841$32K
2003$14.21B460,673$31K
2002$13.76B458,780$30K
2001$13.39B456,557$29K
2000$12.71B456,533$28K
1999$11.93B455,391$26K
1998$11.43B454,758$25K
1997$11.12B453,772$25K
1996$10.63B452,809$23K
1995$10.26B453,491$23K
1994$9.84B454,787$22K
1993$9.47B455,530$21K
1992$9.27B455,705$20K
1991$20K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Hampden County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-03-17$1K$1K$0Yes
2024-06-14$0$0$0Yes
2023-12-18$5K$5K$0Yes
2023-12-18$0Yes
2023-12-17$122K$122K$0No
2023-09-29$9K$9K$0Yes
2023-07-05$134K$134K$0No
2021-09-02$25K$25K$0No
2021-09-01$0No
2021-07-18$4K$4K$0Yes
2021-07-02$0Yes
2020-12-01$20K$20K$0No
2020-10-30$0Yes
2020-09-04$0No
2019-07-13$0Yes
2018-12-17$0Yes
2018-10-03$0No
2017-10-30$13K$13K$0Yes
2016-02-25$1K$1K$0No
2015-04-07$0No
2015-01-19$18K$18K$0Yes
2014-08-13$590.26$590.26$0Yes
2014-03-31$0Yes
2014-03-31$0Yes
2013-06-12$0Yes
2012-10-29$0Yes
2012-02-17$0Yes
2011-09-07$351.16$351.16$0Yes
2011-09-06$7K$7K$0Yes
2011-08-29$6K$6K$0Yes
2011-08-28$390.6$390.6$0Yes
2011-08-28$600K$338K$263KNo
2011-08-28$74K$74K$0No
2011-08-28$0No
2011-08-28$917.92$917.92$0Yes
2011-08-28$3K$3K$0Yes
2011-08-28$25K$25K$0No
2011-08-28$8K$8K$0Yes
2011-08-28$3K$3K$0Yes
2011-08-28$0Yes
2011-08-28$6K$6K$0Yes
2011-08-28$2K$2K$0Yes
2011-08-28$7K$7K$0Yes
2011-08-28$5K$5K$0Yes
2011-08-28$11K$11K$0No
2011-08-28$20K$20K$0Yes
2011-08-28$5K$5K$0Yes
2011-08-28$12K$11K$787Yes
2011-08-28$9K$9K$0Yes
2011-08-28$48K$48K$0No
2011-08-28$9K$9K$0No
2011-08-28$125K$125K$0No
2011-04-17$0No
2011-04-17$0Yes
2011-04-10$12K$11K$1KYes
2011-03-11$3K$3K$0Yes
2011-03-07$0Yes
2011-03-07$2K$2K$0Yes
2011-03-07$0Yes
2011-03-07$882.89$882.89$0No
2011-03-07$1K$1K$0Yes
2011-03-07$9K$9K$0No
2011-03-06$0No
2009-07-31$0Yes
2009-07-24$2K$2K$0Yes
2008-09-07$5K$5K$0Yes
2008-09-07$6K$6K$0Yes
2008-09-06$68K$57K$11KYes
2008-09-06$8K$8K$0Yes
2008-08-08$945.6$945.6$0Yes
2008-08-06$2K$2K$0No
2008-07-24$0No
2008-07-24$9K$9K$0Yes
2007-04-24$0Yes
2007-04-16$0No
2007-04-16$80K$80K$0No
2007-04-16$0No
2007-04-15$19K$19K$269.65Yes
2007-04-15$0No
2006-02-02$0Yes
2005-10-16$11K$11K$0Yes
2005-10-15$9K$9K$0Yes
2005-10-15$0No
2005-10-15$30K$26K$4KNo
2005-10-15$27K$22K$6KYes
2005-10-15$8K$8K$0No
2005-10-15$2K$2K$0Yes
2005-10-15$0No
2005-10-15$0Yes
2005-10-15$2K$2K$0Yes
2005-10-15$198K$170K$0Yes
2005-10-15$17K$7K$10KYes
2005-10-15$17K$17K$0Yes
2005-10-15$2K$2K$0No
2005-10-15$546.07$546.07$0No
2005-10-15$2K$2K$0Yes
2005-10-15$67K$67K$0Yes
2005-10-15$14K$14K$0Yes
2005-10-15$4K$4K$0Yes
2005-10-15$28K$21K$7KYes

ALSO CHECKED

18 more data areas were checked for Hampden County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the MA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN HAMPDEN COUNTYOpens the loan explorer already filtered to county FIPS 25013.

See the Massachusetts state market profile for the statewide picture, the Massachusetts state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.