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State markets/Massachusetts/Suffolk County

COUNTY MORTGAGE MARKET · FIPS 25025

Suffolk County, Massachusetts

Who lends in Suffolk County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$7.21B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

9,626

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

19.3%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

451

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 451 lenders that originated in Suffolk County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

190

unconcentrated

Top-5 lender share

22.4%

of originations

Purchase

66.3%

5,447 loans

Refinance

33.7%

2,767 loans

Origination trend

Annual mortgage origination volume and loan count in Suffolk County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Suffolk County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Suffolk County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR SUFFOLK COUNTY →

TOP TEN LENDERS IN SUFFOLK COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

656$390.8M$390.8M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
1$350.0M$350.0M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
420$318.4M$318.4M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
442$287.0M$287.0M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
439$266.5M$266.5M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
757$260.5M$260.5M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
170$192.8M$192.8M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
203$190.4M$190.4M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
261$159.0M$159.0M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
321$152.2M$152.2M originated in Suffolk County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Suffolk County

All 39 ZIP Code Tabulation Areas that touch Suffolk County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
39 OF 39 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1414 of the 15 Suffolk County tracts this ZIP area touches sit mostly inside it.62,18655.1%9,194——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 16 Suffolk County tracts this ZIP area touches sit mostly inside it.54,63837.6%4,934——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Suffolk County tracts this ZIP area touches sit mostly inside it.47,96386.3%6,923——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1313 of the 14 Suffolk County tracts this ZIP area touches sit mostly inside it.43,06663.4%4,380——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 9 Suffolk County tracts this ZIP area touches sit mostly inside it.40,78779.8%3,539——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 18 Suffolk County tracts this ZIP area touches sit mostly inside it.37,92323.2%7,419——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1515 of the 21 Suffolk County tracts this ZIP area touches sit mostly inside it.37,62143.8%8,138——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 13 Suffolk County tracts this ZIP area touches sit mostly inside it.37,50371.3%4,918——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 10 Suffolk County tracts this ZIP area touches sit mostly inside it.34,17277.7%7,893——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 13 Suffolk County tracts this ZIP area touches sit mostly inside it.33,59444.2%1,278——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
99 of the 12 Suffolk County tracts this ZIP area touches sit mostly inside it.31,43633.7%8,559——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 15 Suffolk County tracts this ZIP area touches sit mostly inside it.30,38287.1%3,159——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1010 of the 13 Suffolk County tracts this ZIP area touches sit mostly inside it.29,68352.7%6,539——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 12 Suffolk County tracts this ZIP area touches sit mostly inside it.27,74696.8%2,674——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1111 of the 16 Suffolk County tracts this ZIP area touches sit mostly inside it.26,29547.8%4,167——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 12 Suffolk County tracts this ZIP area touches sit mostly inside it.25,17061.1%4,254——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 14 Suffolk County tracts this ZIP area touches sit mostly inside it.23,98346.1%785——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 10 Suffolk County tracts this ZIP area touches sit mostly inside it.23,74393.8%3,725——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
88 of the 14 Suffolk County tracts this ZIP area touches sit mostly inside it.22,07631.0%4,163——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
77 of the 11 Suffolk County tracts this ZIP area touches sit mostly inside it.20,03150.4%961——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 8 Suffolk County tracts this ZIP area touches sit mostly inside it.19,84366.0%477——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 5 Suffolk County tracts this ZIP area touches sit mostly inside it.19,31621.1%4,501——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 6 Suffolk County tracts this ZIP area touches sit mostly inside it.19,12028.7%4,419——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 9 Suffolk County tracts this ZIP area touches sit mostly inside it.12,80231.2%1,472——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 4 Suffolk County tracts this ZIP area touches sit mostly inside it.8,09014.6%839——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 5 Suffolk County tracts this ZIP area touches sit mostly inside it.7,92626.3%1,587——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 4 Suffolk County tracts this ZIP area touches sit mostly inside it.6,21170.3%98——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Suffolk County tracts this ZIP area touches sit mostly inside it.5,57322.6%657——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 6 Suffolk County tracts this ZIP area touches sit mostly inside it.4,55919.0%739——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Suffolk County tracts this ZIP area touches sit mostly inside it.4,24729.2%1,345——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Suffolk County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

233 of Suffolk County’s 235 census tracts are grouped into the ZIP areas above; the other 2 lie in no ZCTA at all — water, parkland or unpopulated area the Census leaves outside every ZIP polygon — and are listed in the census-tract table below. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Suffolk County

All 235 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

235 OF 235 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Middle108.6%1,87635.5%OPEN →
Middle87.8%3,71457.9%OPEN →
Middle88.9%3,95331.4%OPEN →
Moderate69.5%4,14842.3%OPEN →
Middle96.8%3,13629.3%OPEN →
Middle82.1%3,07234.2%OPEN →
Moderate77.8%5,85336.5%OPEN →
Middle113.9%3,64430.7%OPEN →
Middle106.2%6,98626.2%OPEN →
Middle99.1%2,41833.0%OPEN →
Upper128.2%2,19637.0%OPEN →
Moderate72.7%2,89530.9%OPEN →
Middle113.0%3,75837.9%OPEN →
—0.0%1,75777.2%OPEN →
Moderate57.4%2,59146.9%OPEN →
Moderate64.3%4,51741.5%OPEN →
Upper125.7%2,44248.8%OPEN →
Middle80.1%5,31249.8%OPEN →
—0.0%3,81356.4%OPEN →
—0.0%4,61652.5%OPEN →
Moderate59.6%1,97251.9%OPEN →
—0.0%2,28246.3%OPEN →
Upper197.5%4,69743.4%OPEN →
Upper149.5%5,06338.1%OPEN →
—0.0%3,44350.9%OPEN →
Upper148.0%4,90652.2%OPEN →
—0.0%2,15451.7%OPEN →
Middle80.2%5,18630.9%OPEN →
Low47.2%3,17950.6%OPEN →
Moderate64.5%5,74742.7%OPEN →
Low42.7%6,85344.6%OPEN →
Middle85.5%1,43842.9%OPEN →
Moderate50.8%3,87646.2%OPEN →
Upper186.8%3,52929.9%OPEN →
Upper161.5%2,54322.8%OPEN →
Upper192.0%2,32820.3%OPEN →
Upper222.0%2,85621.7%OPEN →
Upper222.0%3,05819.8%OPEN →
Upper222.0%4,23514.0%OPEN →
Upper152.9%3,80424.6%OPEN →
Upper146.3%2,16640.5%OPEN →
Upper198.1%1,29322.1%OPEN →
Upper222.0%1,90633.4%OPEN →
Upper169.7%3,63334.6%OPEN →
Middle84.8%2,11512.9%OPEN →
Middle112.2%1,81514.2%OPEN →
Middle116.5%1,38516.7%OPEN →
Upper222.0%1,84429.5%OPEN →
Upper197.1%4,16015.6%OPEN →
Upper152.2%2,71511.8%OPEN →
Upper197.7%2,36013.1%OPEN →
Middle105.3%1,59447.5%OPEN →
Upper140.2%4,52522.5%OPEN →
Middle117.2%2,92224.5%OPEN →
Upper175.7%3,68319.1%OPEN →
Middle112.1%4,03649.3%OPEN →
Moderate62.2%4,91774.7%OPEN →
Low43.8%5,19771.8%OPEN →
Moderate53.8%3,25861.6%OPEN →
Low47.7%2,37254.0%OPEN →
Middle83.4%2,17457.1%OPEN →
Moderate52.9%2,07466.2%OPEN →
Low38.7%4,52072.0%OPEN →
Low49.7%4,24274.3%OPEN →
Moderate74.5%4,31755.9%OPEN →
Low44.2%6,46057.6%OPEN →
Middle86.5%3,45441.6%OPEN →
Upper163.7%3,6737.4%OPEN →
Upper133.6%2,3287.7%OPEN →
Upper139.0%3,6096.7%OPEN →
Upper146.9%5,1958.8%OPEN →
Upper123.1%4,73312.0%OPEN →
Upper208.6%2,00617.2%OPEN →
Upper188.0%33119.9%OPEN →
Upper170.6%1,50223.3%OPEN →
Upper222.0%2,80324.7%OPEN →
Low18.3%1,68986.4%OPEN →
Upper160.5%4,85913.5%OPEN →
Moderate56.1%2,41651.7%OPEN →
Low12.4%2,71081.0%OPEN →
—0.0%2,01322.2%OPEN →
—0.0%——OPEN →
Upper209.8%2,68626.6%OPEN →
Upper166.7%93716.0%OPEN →
—0.0%3,68740.5%OPEN →
Low46.4%75168.6%OPEN →
Upper218.8%2,86235.3%OPEN →
Low35.3%3,99044.1%OPEN →
Low31.6%5,46070.5%OPEN →
Upper210.4%2,21323.8%OPEN →
Upper217.8%2,09031.8%OPEN →
Low29.6%3,56158.6%OPEN →
Upper170.9%2,22327.1%OPEN →
Low32.6%3,39354.5%OPEN →
Upper219.6%2,28721.1%OPEN →
—0.0%2,52745.7%OPEN →
—0.0%1,05645.9%OPEN →
Upper174.0%2,68536.6%OPEN →
Low39.7%1,16575.0%OPEN →
Upper222.0%2,30047.7%OPEN →
Moderate74.0%4,11149.5%OPEN →
Moderate56.2%3,51458.7%OPEN →
Low45.8%2,90080.3%OPEN →
Moderate55.1%2,23693.5%OPEN →
Low16.6%3,39189.6%OPEN →
Low40.2%3,28890.6%OPEN →
Low24.5%4,73263.0%OPEN →
Low25.5%4,28271.1%OPEN →
Moderate69.7%4,37649.9%OPEN →
Low36.8%5,69565.7%OPEN →
Moderate68.7%1,48445.7%OPEN →
Middle89.3%3,16560.6%OPEN →
Low28.5%3,50683.5%OPEN →
Low45.4%2,39486.0%OPEN →
Low20.8%3,08091.7%OPEN →
Middle89.4%3,77469.0%OPEN →
Low49.4%2,44983.4%OPEN →
Low37.5%4,14193.9%OPEN →
Low38.9%3,56792.8%OPEN →
Moderate72.0%3,67196.5%OPEN →
Moderate71.4%3,19596.0%OPEN →
Low25.2%5,22496.9%OPEN →
Low29.4%5,17197.4%OPEN →
Low30.9%2,41295.7%OPEN →
Low39.6%3,79597.8%OPEN →
Low44.8%4,10195.9%OPEN →
Low47.9%2,45092.9%OPEN →
Middle115.3%4,67338.8%OPEN →
Low30.7%3,60072.0%OPEN →
Moderate68.2%3,25545.8%OPEN →
Middle105.9%4,91648.6%OPEN →
Middle86.9%3,14064.3%OPEN →
Low39.6%2,62688.7%OPEN →
Moderate50.4%2,88693.0%OPEN →
Low47.7%4,58886.5%OPEN →
Low44.5%3,20085.6%OPEN →
Low49.1%3,20393.5%OPEN →
Moderate56.2%3,71894.8%OPEN →
Moderate54.0%4,27896.7%OPEN →
Moderate58.2%5,18092.2%OPEN →
Moderate50.8%6,92172.5%OPEN →
Middle85.3%3,60279.2%OPEN →
Moderate70.4%3,30196.4%OPEN →
Low32.1%6,06797.0%OPEN →
Low31.9%5,72297.4%OPEN →
Moderate54.2%2,91998.4%OPEN →
Moderate63.3%3,73796.6%OPEN →
Middle83.9%5,06884.8%OPEN →
Moderate52.2%6,57685.8%OPEN →
Moderate69.7%5,34260.8%OPEN →
Middle83.2%2,17236.0%OPEN →
Upper130.9%4,33213.9%OPEN →
Middle97.4%5,79146.7%OPEN →
Middle88.3%4,14876.1%OPEN →
Moderate63.7%5,59598.1%OPEN →
Low39.2%5,71296.6%OPEN →
Low46.3%3,52296.9%OPEN →
Moderate53.5%4,76698.8%OPEN →
Low41.2%2,17780.1%OPEN →
Middle118.8%2,12041.8%OPEN →
—0.0%1,35647.6%OPEN →
Moderate64.2%2,09183.8%OPEN →
Moderate78.7%2,50059.1%OPEN →
Moderate74.4%3,62564.6%OPEN →
Upper122.1%4,43752.2%OPEN →
Middle111.2%3,30232.3%OPEN →
Middle95.2%4,00045.5%OPEN →
Upper174.3%2,63918.0%OPEN →
Upper124.0%5,27622.8%OPEN →
Upper186.7%1,64221.1%OPEN →
Middle103.5%2,37333.8%OPEN →
Upper179.1%2,49223.9%OPEN →
Middle103.2%4,36046.0%OPEN →
Middle109.8%5,12055.6%OPEN →
Upper145.9%6,00627.6%OPEN →
Moderate79.3%2,42361.9%OPEN →
Upper150.8%2,56627.8%OPEN →
Upper125.9%2,13940.6%OPEN →
Upper147.5%6,04824.9%OPEN →
Upper140.1%4,70820.1%OPEN →
Upper145.4%4,49621.2%OPEN →
Upper127.6%4,83329.8%OPEN →
Middle92.8%3,07340.5%OPEN →
Low46.5%5,63971.4%OPEN →
Middle95.8%4,95868.5%OPEN →
Middle80.4%3,59268.5%OPEN →
Moderate51.5%2,17885.0%OPEN →
Middle86.5%2,77873.1%OPEN →
Middle86.6%2,31166.8%OPEN →
Middle103.3%5,82465.5%OPEN →
Moderate63.4%6,84386.6%OPEN →
Moderate59.8%7,85993.7%OPEN →
Moderate56.8%3,82389.9%OPEN →
Moderate60.2%4,64685.3%OPEN →
Low45.0%4,15490.5%OPEN →
Middle98.5%2,75344.2%OPEN →
Moderate53.8%3,87878.9%OPEN →
Moderate73.0%6,10588.0%OPEN →
Low45.7%5,60481.3%OPEN →
Moderate66.5%4,33172.2%OPEN →
Moderate57.8%5,49373.7%OPEN →
Moderate76.1%4,02356.0%OPEN →
Moderate71.8%5,01562.5%OPEN →
Low44.2%5,30547.1%OPEN →
Middle91.2%7,04542.4%OPEN →
Moderate72.6%4,05157.3%OPEN →
Middle94.5%5,76155.3%OPEN →
Moderate77.7%3,40734.1%OPEN →
Moderate66.6%1,69843.6%OPEN →
Middle95.9%3,15752.1%OPEN →
Middle84.0%6,24759.0%OPEN →
Moderate55.5%2,70255.6%OPEN →
Low39.8%7,99575.2%OPEN →
Moderate66.7%5,77353.5%OPEN →
Moderate70.4%5,80422.4%OPEN →
Middle101.3%4,32622.1%OPEN →
Middle107.0%3,16914.0%OPEN →
Middle114.6%1,92819.4%OPEN →
Middle96.0%4,08924.4%OPEN →
—0.0%——OPEN →
—0.0%——OPEN →
—0.0%771.4%OPEN →
—0.0%——OPEN →
—0.0%1181.8%OPEN →
—0.0%9772.2%OPEN →
—0.0%——OPEN →
—0.0%683.3%OPEN →
—0.0%7931.6%OPEN →
—0.0%00.0%OPEN →
—0.0%7100.0%OPEN →
—0.0%2100.0%OPEN →
—0.0%475.0%OPEN →
—0.0%2334.8%OPEN →
—0.0%——OPEN →
—0.0%——OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

785,121

Median household income

$95,631

Median home value

$705,800

Median gross rent

$2,129

per month

Owner-occupied

36.5%

of occupied units

Housing units

357,290

8.4% vacant

Poverty rate

16.2%

Unemployment

6.3%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 93.5

Social vulnerability

Relatively High

Community resilience

Very High

ELEVATED PERILS

Inland flooding Relatively High · Coastal flooding Relatively High · Hurricane Relatively High · Heat wave Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

89

Declarations recorded

38

Incident types on record: Biological, Coastal Storm, Fire, Fishing Losses, Flood, Hurricane, Other, Severe Storm, Snowstorm, Terrorist.

Everything we hold on Suffolk County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Suffolk County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Suffolk County →Every reported application and origination in FIPS 25025, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Suffolk County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

167

—

Purchase share

45.5%

76 loans

IRRRL refinances

73

Cash-out refinances

18

2026167—767318
2025167—1143419
2024119—831323
2023106—79126
2022——1275782
2021620—134351135
2020523—127269127
2019196—754081
2018182—732386
2017283—10774102
2016280—1019287
2015251—1088063

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Suffolk County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Suffolk County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

231

+212.2% vs 2024

Multifamily · 2025

2,107

+9.0% vs 2024

Total authorized · 2025

2,338

+16.5% vs 2024

Permit valuation · 2025

$791.3M

authorized construction value

Units authorized by year

Suffolk County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
02.5K5K7.5K10K19901992199419961998200020022004200620082010201220142016201820202022202420252,338 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Suffolk County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Middlesex County, MA9,67413,242$1.13B
inflow2223Middlesex County, MA7,5129,405$859.5M
outflow2223Norfolk County, MA5,9659,272$750.9M
inflow2223Norfolk County, MA4,2175,512$409.4M
outflow2223Essex County, MA2,6934,352$317.4M
inflow2223Essex County, MA1,9492,736$183.2M
outflow2223Plymouth County, MA1,7632,958$210.8M
inflow2223Other flows - South, DS1,3351,631$76.1M
outflow2223New York County, NY1,2461,361$187.6M
outflow2223Other flows - South, DS1,2341,863$204.0M
inflow2223Plymouth County, MA1,1671,592$106.7M
outflow2223Worcester County, MA9601,438$89.0M
inflow2223Worcester County, MA9211,125$68.2M
outflow2223Bristol County, MA8911,444$78.5M
inflow2223New York County, NY731844$139.5M
outflow2223Other flows - Northeast, DS710947$81.3M
inflow2223Other flows - Northeast, DS689779$45.6M
outflow2223Providence County, RI6761,016$50.7M
inflow2223Other flows - Midwest, DS674755$37.1M
outflow2223Kings County, NY641690$58.3M
inflow2223Bristol County, MA601821$42.9M
outflow2223Foreign - Overseas, FR585774$72.2M
inflow2223Other flows - West, DS558665$37.2M
outflow2223Los Angeles County, CA540640$56.6M
outflow2223Cook County, IL494576$53.2M
outflow2223Other flows - West, DS494636$47.4M
outflow2223Other flows - Midwest, DS478655$39.6M
inflow2223Providence County, RI474618$31.2M
inflow2223Barnstable County, MA439523$60.6M
inflow2223Los Angeles County, CA430497$37.2M
inflow2223Capitol Planning Region, CT420471$30.9M
inflow2223Cook County, IL406464$46.4M
outflow2223Barnstable County, MA405560$116.0M
outflow2223King County, WA387443$43.8M
inflow2223Foreign - Overseas, FR344420$62.7M
outflow2223District of Columbia, DC314359$36.9M
outflow2223Hillsborough County, NH304404$32.4M
outflow2223San Francisco County, CA300337$46.2M
outflow2223Miami-Dade County, FL289370$118.0M
inflow2223Kings County, NY288351$34.6M
inflow2223Western Connecticut Planning Regi, CT285318$27.0M
inflow2223Hillsborough County, NH284329$20.5M
outflow2223Rockingham County, NH284391$112.0M
outflow2223Santa Clara County, CA282340$35.6M
outflow2223Philadelphia County, PA275314$27.6M
inflow2223Rockingham County, NH273305$25.9M
outflow2223San Diego County, CA267329$32.1M
inflow2223Philadelphia County, PA252297$26.7M
inflow2223District of Columbia, DC248267$28.2M
inflow2223South Central Connecticut Plannin, CT247273$17.6M
outflow2223Hudson County, NJ230264$24.1M
inflow2223Miami-Dade County, FL228292$22.6M
outflow2223Queens County, NY225258$20.3M
outflow2223Capitol Planning Region, CT224288$24.9M
inflow2223King County, WA224267$26.7M
inflow2223Hampden County, MA220260$17.7M
outflow2223Travis County, TX210247$26.9M
inflow2223Suffolk County, NY208228$16.4M
outflow2223Cumberland County, ME207271$25.5M
outflow2223Hampden County, MA206333$14.9M
inflow2223Cumberland County, ME196218$13.3M
inflow2223San Diego County, CA190215$14.1M
inflow2223Queens County, NY190233$14.9M
inflow2223Westchester County, NY187207$24.5M
inflow2223San Francisco County, CA183226$37.8M
outflow2223Broward County, FL182258$23.6M
inflow2223Santa Clara County, CA180217$38.3M
inflow2223Bergen County, NJ174190$12.2M
outflow2223Palm Beach County, FL171254$101.8M
outflow2223Harris County, TX171254$14.9M
inflow2223Harris County, TX169227$14.2M
inflow2223Orange County, CA166203$18.5M
inflow2223Broward County, FL163207$8.0M
outflow2223South Central Connecticut Plannin, CT160199$17.5M
outflow2223Western Connecticut Planning Regi, CT160193$20.3M
outflow2223Denver County, CO158176$18.1M
inflow2223Montgomery County, MD158183$11.9M
inflow2223Nassau County, NY158171$9.4M
inflow2223Hampshire County, MA157173$9.2M
inflow2223Palm Beach County, FL148196$13.6M
outflow2223Dallas County, TX145189$17.0M
outflow2223Alameda County, CA142172$14.2M
inflow2223Travis County, TX140163$15.9M
outflow2223Fulton County, GA133165$13.6M
inflow2223Maricopa County, AZ133150$10.0M
inflow2223Allegheny County, PA132158$9.6M
inflow2223Fulton County, GA131151$12.1M
inflow2223Dallas County, TX126165$13.3M
outflow2223Maricopa County, AZ123152$14.9M
inflow2223Orange County, FL123174$7.2M
outflow2223Mecklenburg County, NC123171$13.2M
inflow2223York County, ME121136$14.2M
inflow2223Washington County, RI117129$9.4M
inflow2223Greater Bridgeport Planning Regio, CT117125$13.7M
inflow2223Wake County, NC116141$13.3M
inflow2223Monroe County, NY116135$8.1M
inflow2223Chittenden County, VT116125$6.6M
inflow2223Alameda County, CA114134$11.4M
outflow2223Montgomery County, MD112150$11.5M
outflow2223Orange County, CA111138$14.2M
inflow2223Hudson County, NJ110137$14.2M
outflow2223Orange County, FL110176$8.5M
inflow2223Fairfax County, VA106130$9.2M
outflow2223York County, ME106166$26.6M
inflow2223Naugatuck Valley Planning Region, CT104116$6.0M
inflow2223Hennepin County, MN103111$7.0M
outflow2223Westchester County, NY102140$16.9M
outflow2223Hillsborough County, FL101134$10.0M
outflow2223Davidson County, TN101116$8.3M
inflow2223Baltimore city, MD100112$6.2M
inflow2223Denver County, CO100116$10.1M
inflow2223Southeastern Connecticut Planning, CT100116$6.7M
inflow2223Mecklenburg County, NC100120$9.0M
outflow2223Wake County, NC99140$16.2M
outflow2223Hampshire County, MA95126$9.6M
inflow2223Bronx County, NY95123$3.9M
inflow2223Erie County, NY95101$6.1M
inflow2223Hillsborough County, FL94116$6.0M
inflow2223Morris County, NJ9497$7.2M
inflow2223Oakland County, MI93117$9.1M
inflow2223Lower Connecticut River Valley Pl, CT9194$5.6M
outflow2223Pinellas County, FL90122$11.2M
inflow2223Monmouth County, NJ8890$5.3M
inflow2223Berkshire County, MA87100$7.9M
outflow2223Fairfax County, VA87129$12.8M
inflow2223Franklin County, OH87103$5.4M
inflow2223Grafton County, NH85102$13.1M
inflow2223Montgomery County, PA8595$7.4M
outflow2223Chittenden County, VT84113$16.7M
outflow2223Arlington County, VA8498$8.4M
outflow2223San Mateo County, CA83113$12.1M
inflow2223Albany County, NY8288$6.3M
outflow2223Bergen County, NJ82111$13.5M
outflow2223Durham County, NC82108$7.0M
inflow2223Cuyahoga County, OH82104$7.3M
inflow2223Durham County, NC8192$5.6M
outflow2223Nassau County, NY8196$8.3M
inflow2223Newport County, RI8087$7.2M
outflow2223Grafton County, NH79113$22.4M
inflow2223Merrimack County, NH7982$5.0M
outflow2223Charleston County, SC78102$21.0M
inflow2223Washtenaw County, MI7788$5.1M
outflow2223Hennepin County, MN77119$8.8M
outflow2223Allegheny County, PA7790$6.4M
outflow2223Newport County, RI77101$14.9M
inflow2223Onondaga County, NY7682$4.5M
inflow2223Arlington County, VA7585$8.2M
inflow2223Somerset County, NJ7582$5.3M
inflow2223San Mateo County, CA7493$10.7M
outflow2223Franklin County, OH73113$6.2M
outflow2223Monroe County, NY7395$7.8M
outflow2223Baltimore city, MD7389$6.1M
inflow2223Strafford County, NH7282$5.2M
inflow2223Middlesex County, NJ6978$4.7M
outflow2223Suffolk County, NY6993$6.7M
inflow2223Kent County, RI6976$5.1M
outflow2223Cuyahoga County, OH6995$7.7M
inflow2223Essex County, NJ6678$3.6M
inflow2223Saratoga County, NY6473$4.5M
outflow2223Clark County, NV6488$14.4M
inflow2223Multnomah County, OR6475$5.4M
inflow2223Bucks County, PA6366$6.3M
inflow2223Davidson County, TN6379$6.1M
inflow2223DeKalb County, GA6282$5.6M
inflow2223Delaware County, PA6270$4.7M
outflow2223Southeastern Connecticut Planning, CT6281$5.8M
inflow2223Union County, NJ6167$4.1M
inflow2223Dane County, WI6171$4.4M
outflow2223Middlesex County, NJ6076$5.0M
outflow2223Collier County, FL5997$30.7M
inflow2223Pinellas County, FL5870$4.4M
inflow2223Hamilton County, OH5866$4.6M
outflow2223Multnomah County, OR5776$6.1M
outflow2223Strafford County, NH5688$6.2M
outflow2223Bronx County, NY5677$3.0M
outflow2223Washtenaw County, MI5676$8.4M
outflow2223Salt Lake County, UT5579$6.0M
inflow2223Chester County, PA5564$4.3M
outflow2223Kent County, RI5577$8.4M
outflow2223Montgomery County, PA5469$6.0M
inflow2223Tompkins County, NY5464$3.6M
inflow2223Mercer County, NJ5360$3.2M
outflow2223Essex County, NJ5369$4.6M
outflow2223Merrimack County, NH5372$10.0M
inflow2223Collier County, FL5371$5.9M
inflow2223Collin County, TX5363$4.0M
inflow2223Marion County, IN5160$3.8M
inflow2223DuPage County, IL5163$3.5M
inflow2223Lee County, FL5166$3.8M
outflow2223Berkshire County, MA5069$3.8M
outflow2223Foreign - Puerto Rico, FR4960$2.6M
outflow2223DeKalb County, GA4971$5.1M
inflow2223Wayne County, MI4956$3.3M
inflow2223Salt Lake County, UT4978$6.1M
outflow2223Washington County, RI4860$6.1M
outflow2223Erie County, NY4862$6.0M
outflow2223Oakland County, MI4862$4.7M
outflow2223Sarasota County, FL4864$24.0M
outflow2223Morris County, NJ4761$12.5M
inflow2223St. Louis County, MO4754$3.1M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Suffolk County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals821.0
2023PurchaseNo CharacteristicAll Appraisals0.4
2023RefinanceNo CharacteristicAll Appraisals279.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals1,100.0
2023PurchaseNo CharacteristicAll Appraisals0.5
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals680,000.0
2023BothNo CharacteristicAll Appraisals700,000.0
2023PurchaseNo CharacteristicAll Appraisals700,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals725,000.0
2022PurchaseNo CharacteristicAll Appraisals0.4
2022PurchaseNo CharacteristicAll Appraisals715,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals654.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.5
2022RefinanceNo CharacteristicAll Appraisals747,500.0
2022BothNo CharacteristicAll Appraisals1,815.0
2022PurchaseNo CharacteristicAll Appraisals1,161.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals700,000.0
2021BothNo CharacteristicAll Appraisals3,516.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals1,443.0
2021PurchaseNo CharacteristicAll Appraisals0.4
2021RefinanceNo CharacteristicAll Appraisals2,073.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals700,000.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals693,000.0
2020PurchaseNo CharacteristicAll Appraisals0.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals3,801.0
2020PurchaseNo CharacteristicAll Appraisals1,093.0
2020PurchaseNo CharacteristicAll Appraisals0.5
2020BothNo CharacteristicAll Appraisals650,000.0
2020RefinanceNo CharacteristicAll Appraisals660,000.0
2020RefinanceNo CharacteristicAll Appraisals2,708.0
2020PurchaseNo CharacteristicAll Appraisals630,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.4
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals586,000.0
2019PurchaseNo CharacteristicAll Appraisals1,251.0
2019PurchaseNo CharacteristicAll Appraisals0.4
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals590,000.0
2019BothNo CharacteristicAll Appraisals3,197.0
2019RefinanceNo CharacteristicAll Appraisals1,946.0
2019PurchaseNo CharacteristicAll Appraisals580,000.0
2019PurchaseNo CharacteristicAll Appraisals0.5
2018RefinanceNo CharacteristicAll Appraisals530,000.0
2018BothNo CharacteristicAll Appraisals2,127.0
2018PurchaseNo CharacteristicAll Appraisals1,142.0
2018RefinanceNo CharacteristicAll Appraisals985.0
2018BothNo CharacteristicAll Appraisals540,000.0
2018PurchaseNo CharacteristicAll Appraisals550,000.0
2018PurchaseNo CharacteristicAll Appraisals0.5
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.4
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals490,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.5
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals2,496.0
2017PurchaseNo CharacteristicAll Appraisals1,125.0
2017PurchaseNo CharacteristicAll Appraisals510,000.0
2017RefinanceNo CharacteristicAll Appraisals1,371.0
2017PurchaseNo CharacteristicAll Appraisals0.5
2017BothNo CharacteristicAll Appraisals500,000.0
2016PurchaseNo CharacteristicAll Appraisals1,096.0
2016RefinanceNo CharacteristicAll Appraisals470,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals453,500.0
2016PurchaseNo CharacteristicAll Appraisals0.5
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals465,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.5
2016BothNo CharacteristicAll Appraisals3,616.0
2016RefinanceNo CharacteristicAll Appraisals2,520.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals415,000.0
2015PurchaseNo CharacteristicAll Appraisals0.4
2015RefinanceNo CharacteristicAll Appraisals435,000.0
2015BothNo CharacteristicAll Appraisals3,064.0
2015RefinanceNo CharacteristicAll Appraisals1,969.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.5
2015PurchaseNo CharacteristicAll Appraisals1,095.0
2015BothNo CharacteristicAll Appraisals430,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals414,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Suffolk County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05463,030443,96619,0644.1%
2026-04464,524445,94118,5834.0%
2026-03463,359443,90219,4574.2%
2026-02464,506442,65721,8494.7%
2026-01465,877442,83423,0434.9%
2025-12468,206447,23720,9694.5%
2025-11470,380448,66921,7114.6%
2025-09472,450451,18721,2634.5%
2025-08477,677455,27122,4064.7%
2025-07480,053457,14822,9054.8%
2025-06477,747455,69222,0554.6%
2025-05473,592452,76620,8264.4%
2025-04475,851457,43118,4203.9%
2025-03475,513455,68019,8334.2%
2025-02474,690454,40620,2844.3%
2025-01474,926455,08319,8434.2%
2024-12473,547455,58817,9593.8%
2024-11472,891454,90817,9833.8%
2024-10471,984453,80718,1773.9%
2024-09469,235451,58217,6533.8%
2024-08474,492454,08520,4074.3%
2024-07477,348455,90521,4434.5%
2024-06475,570455,55920,0114.2%
2024-05467,532449,55017,9823.8%
2024-04467,745452,59815,1473.2%
2024-03469,731452,85716,8743.6%
2024-02466,668448,82617,8423.8%
2024-01465,181447,71417,4673.8%
2023-12461,468445,86615,6023.4%
2023-11463,842449,09614,7463.2%
2023-10459,966444,41115,5553.4%
2023-09457,473442,30715,1663.3%
2023-08461,981444,96217,0193.7%
2023-07461,049443,99717,0523.7%
2023-06458,208441,30816,9003.7%
2023-05451,294436,25615,0383.3%
2023-04451,117439,10412,0132.7%
2023-03453,281438,81114,4703.2%
2023-02453,693437,74915,9443.5%
2023-01452,458436,40016,0583.5%
2022-12449,239435,36113,8783.1%
2022-11449,984435,93914,0453.1%
2022-10450,727435,81314,9143.3%
2022-09447,260432,41214,8483.3%
2022-08454,441436,38218,0594.0%
2022-07454,542436,02318,5194.1%
2022-06452,165434,44117,7243.9%
2022-05445,979430,34915,6303.5%
2022-04445,004431,18713,8173.1%
2022-03449,057433,70615,3513.4%
2022-02448,248431,27916,9693.8%
2022-01447,660429,26218,3984.1%
2021-12446,776430,90215,8743.6%
2021-11449,696432,79716,8993.8%
2021-10446,250427,05519,1954.3%
2021-09442,263421,53620,7274.7%
2021-08449,903425,73724,1665.4%
2021-07450,211423,44626,7655.9%
2021-06448,396419,97028,4266.3%
2021-05440,850415,17925,6715.8%
2021-04441,475415,58825,8875.9%
2021-03441,908413,49228,4166.4%
2021-02441,922410,64831,2747.1%
2021-01442,626409,17333,4537.6%
2020-12453,141418,27334,8687.7%
2020-11456,160419,56836,5928.0%
2020-10459,662418,07841,5849.0%
2020-09461,881409,45052,43111.4%
2020-08468,044410,93857,10612.2%
2020-07470,608399,60171,00715.1%
2020-06469,468390,60078,86816.8%
2020-05440,889372,47068,41915.5%
2020-04425,033352,81572,21817.0%
2020-03458,271443,22115,0503.3%
2020-02464,326451,47812,8482.8%
2020-01465,028451,31313,7152.9%
2019-12467,403456,51310,8902.3%
2019-11469,354458,62510,7292.3%
2019-10468,541457,07511,4662.4%
2019-09464,633452,85811,7752.5%
2019-08472,014458,56613,4482.8%
2019-07472,980458,05014,9303.2%
2019-06472,289457,98914,3003.0%
2019-05465,044452,36012,6842.7%
2019-04464,882454,25410,6282.3%
2019-03466,911454,00912,9022.8%
2019-02466,235452,78013,4552.9%
2019-01466,399451,19715,2023.3%
2018-12466,074453,70012,3742.7%
2018-11466,375454,74511,6302.5%
2018-10465,450452,66212,7882.7%
2018-09461,422448,27013,1522.9%
2018-08466,746451,75714,9893.2%
2018-07471,177454,32716,8503.6%
2018-06470,248453,17617,0723.6%
2018-05462,253448,24314,0103.0%
2018-04460,991448,40012,5912.7%
2018-03461,720447,19614,5243.1%
2018-02459,787444,19315,5943.4%
2018-01456,046440,14315,9033.5%

BEA Personal Income

2024$86.81B793,144$109K
2023$82.54B781,678$106K
2022$77.97B777,266$100K
2021$76.61B776,280$99K
2020$70.15B797,239$88K
2019$65.19B801,027$81K
2018$64.20B799,663$80K
2017$60.56B797,437$76K
2016$56.19B789,716$71K
2015$51.72B780,403$66K
2014$47.75B771,868$62K
2013$46.45B761,145$61K
2012$46.81B750,181$62K
2011$46.73B736,625$63K
2010$46.76B725,654$64K
2009$41.95B716,214$59K
2008$38.53B702,201$55K
2007$37.53B693,368$54K
2006$36.25B687,192$53K
2005$33.08B686,600$48K
2004$31.44B691,272$45K
2003$29.84B697,080$43K
2002$29.67B701,333$42K
2001$29.90B700,232$43K
2000$27.52B692,745$40K
1999$24.98B689,109$36K
1998$23.30B682,208$34K
1997$21.78B677,311$32K
1996$20.55B672,915$31K
1995$19.32B670,605$29K
1994$18.31B656,845$28K
1993$17.47B653,754$27K
1992$17.03B649,953$26K
1991——$25K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Suffolk County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-06-10$0$0$0Yes
2026-03-04$23K$23K$0Yes
2026-03-04$0$0$0No
2025-06-07$0——Yes
2025-05-22$0$0$0Yes
2024-12-24$0$0$0No
2024-12-18$0——No
2024-12-17$159K$159K$0No
2024-12-11$0$0$0Yes
2024-07-03$0$0$0Yes
2024-05-24$0$0$0Yes
2024-04-13$50K$0$50KNo
2024-04-05$0——Yes
2024-04-04$24K$16K$7KNo
2024-04-04$32K$32K$0No
2024-04-04$241K$241K$0No
2024-04-04$10K$10K$0No
2024-04-04$23K$23K$0No
2024-04-04$264K$264K$0No
2024-04-04$25K$25K$0Yes
2024-03-01$4K$4K$0Yes
2024-01-23$7K$7K$0Yes
2024-01-14$2K$2K$0Yes
2024-01-13$0——No
2024-01-13$10K$10K$0Yes
2024-01-13$57K$55K$2KNo
2024-01-13$12K$12K$0Yes
2024-01-13$28K$28K$0Yes
2024-01-13$82K$82K$0No
2024-01-13$7K$7K$0Yes
2024-01-13$51K$51K$0No
2024-01-10$7K$7K$0Yes
2024-01-10$31K$31K$0No
2024-01-10$7K$7K$0Yes
2024-01-10$6K$6K$0No
2024-01-10$22K$22K$0No
2024-01-09$2K$2K$0Yes
2023-12-18$20K$20K$0Yes
2023-12-11$0——Yes
2023-10-28$0$0$0Yes
2023-08-08$4K$4K$0No
2023-08-08$53K$53K$0No
2023-08-08$0$0$0Yes
2023-07-29$2K$2K$0Yes
2023-07-29$5K$5K$0Yes
2023-07-29$3K$3K$319.2No
2023-07-21$5K$5K$0No
2023-07-21$15K$14K$1KYes
2023-07-21$57K$57K$0No
2023-07-21$21K$20K$1KYes
2023-05-25$0$0$0No
2023-02-04$0$0$0Yes
2023-01-26$4K$4K$0Yes
2022-12-23$2K$2K$0Yes
2022-12-23$22K$22K$0No
2022-03-21$0$0$0Yes
2022-03-11$0——No
2022-02-03$0——No
2022-01-15$0——Yes
2022-01-14$0$0$0Yes
2021-11-24$0$0$0No
2021-10-29$6K$6K$0No
2021-09-20$0——No
2021-09-03$3K$3K$280.99Yes
2021-09-02$0——Yes
2021-09-02$0$0$0Yes
2021-09-02$1K$1K$0No
2021-09-02$2K$2K$0Yes
2021-09-02$3K$3K$0No
2021-09-02$6K$6K$0Yes
2021-09-02$7K$7K$0Yes
2021-09-01$0$0$0Yes
2021-09-01$3K$3K$0No
2021-09-01$14K$14K$0No
2021-08-24$1K$1K$0Yes
2021-08-19$2K$2K$0Yes
2021-08-17$722.2$722.2$0Yes
2021-07-10$26K$26K$0Yes
2021-07-09$101K$101K$0No
2021-07-09$20K$20K$0No
2021-07-08$1K$1K$0No
2021-07-02$3K$3K$0Yes
2021-07-02$3K$3K$0Yes
2021-07-02$4K$4K$0Yes
2021-07-02$6K$6K$0Yes
2021-07-02$7K$7K$0Yes
2021-06-01$0——Yes
2021-02-16$0$0$0No
2021-02-01$0$0$0Yes
2020-12-28$0$0$0No
2020-07-18$0——No
2020-06-28$2K$2K$0No
2020-05-06$0$0$0No
2020-01-06$5K$5K$0No
2020-01-02$0——No
2019-08-05$5K$5K$0Yes
2019-07-22$0$0$0Yes
2019-06-30$2K$2K$0No
2019-06-29$0——No
2019-04-22$0——Yes

ALSO CHECKED

18 more data areas were checked for Suffolk County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the MA state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN SUFFOLK COUNTY →Opens the loan explorer already filtered to county FIPS 25025.

See the Massachusetts state market profile for the statewide picture, the Massachusetts state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.