Skip to main content
MortRadarTERMINAL
State markets/New York/Cattaraugus County

COUNTY MORTGAGE MARKET · FIPS 36009

Cattaraugus County, New York

Who lends in Cattaraugus County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$149.9M

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

888

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

21.2%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

121

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 121 lenders that originated in Cattaraugus County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

544

unconcentrated

Top-5 lender share

45.1%

of originations

Purchase

73.7%

490 loans

Refinance

26.3%

175 loans

Origination trend

Annual mortgage origination volume and loan count in Cattaraugus County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Cattaraugus County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Cattaraugus County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR CATTARAUGUS COUNTY →

TOP TEN LENDERS IN CATTARAUGUS COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

179$18.4M$18.4M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
72$15.8M$15.8M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
82$14.5M$14.5M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
81$12.5M$12.5M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
45$6.5M$6.5M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
35$5.7M$5.7M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
24$5.3M$5.3M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
15$5.0M$5.0M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
15$4.5M$4.5M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
20$4.4M$4.4M originated in Cattaraugus County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Cattaraugus County

All 37 ZIP Code Tabulation Areas that touch Cattaraugus County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
37 OF 37 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
77 of the 9 Cattaraugus County tracts this ZIP area touches sit mostly inside it.24,22312.7%6,084——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Cattaraugus County tracts this ZIP area touches sit mostly inside it.10,85729.5%2,862——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Cattaraugus County tracts this ZIP area touches sit mostly inside it.5,0026.9%1,582——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Cattaraugus County tracts this ZIP area touches sit mostly inside it.4,8595.8%1,400——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 2 Cattaraugus County tracts this ZIP area touches sit mostly inside it.4,56515.2%1,402——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Cattaraugus County tracts this ZIP area touches sit mostly inside it.4,4276.8%1,396——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Cattaraugus County tracts this ZIP area touches sit mostly inside it.4,3446.0%1,768——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Cattaraugus County tracts this ZIP area touches sit mostly inside it.4,1207.3%1,341——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 6 Cattaraugus County tracts this ZIP area touches sit mostly inside it.3,9878.3%1,426——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Cattaraugus County tract this ZIP area touches sit mostly inside it.3,4153.7%1,231——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 5 Cattaraugus County tracts this ZIP area touches sit mostly inside it.3,3727.3%1,111——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Cattaraugus County tracts this ZIP area touches sit mostly inside it.2,7728.0%1,108——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Cattaraugus County tracts this ZIP area touches sit mostly inside it.1,0869.2%379——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 2 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 5 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 4 Cattaraugus County tracts this ZIP area touches sit mostly inside it.—————OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 3 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Cattaraugus County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

24 of Cattaraugus County’s 24 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Cattaraugus County

All 24 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

24 OF 24 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate80.0%49852.0%OPEN →
—0.0%——OPEN →
Moderate51.9%3,13649.6%OPEN →
Moderate62.3%3,52836.2%OPEN →
Middle85.5%3,4153.7%OPEN →
Middle80.1%4,4276.8%OPEN →
Middle104.8%4,3446.0%OPEN →
Middle99.1%4,06710.7%OPEN →
Middle82.7%4,8595.8%OPEN →
Middle89.0%3,3727.3%OPEN →
Middle96.6%1,75111.5%OPEN →
Middle111.1%1,0869.2%OPEN →
Middle97.3%4,1207.3%OPEN →
Middle102.4%4,3957.0%OPEN →
Upper131.3%3,9878.3%OPEN →
Middle100.2%3,4266.7%OPEN →
Middle98.0%2,4426.7%OPEN →
Moderate71.8%2,46513.9%OPEN →
Middle103.8%5,0026.9%OPEN →
Middle88.2%2,16512.0%OPEN →
Middle81.8%3,75215.9%OPEN →
Low44.9%3,55421.2%OPEN →
Middle103.7%4,46613.1%OPEN →
Middle92.7%2,7728.0%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

76,145

Median household income

$59,540

Median home value

$113,100

Median gross rent

$770

per month

Owner-occupied

75.2%

of occupied units

Housing units

40,356

21.0% vacant

Poverty rate

19.1%

Unemployment

5.0%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 81.6

Social vulnerability

Relatively High

Community resilience

Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

79

Declarations recorded

26

Incident types on record: Biological, Fire, Flood, Hurricane, Other, Severe Ice Storm, Severe Storm, Snowstorm, Winter Storm.

Everything we hold on Cattaraugus County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Cattaraugus County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Cattaraugus County →Every reported application and origination in FIPS 36009, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Cattaraugus County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

40

—

Purchase share

65.0%

26 loans

IRRRL refinances

8

Cash-out refinances

6

202640—2686
202554—38511
202446—3709
202356—39017
2022——471119
202176—422410
202058—32179
201954—38115
201866—41124
201765—43814
201652—33613
201544—21914

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Cattaraugus County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Cattaraugus County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

124

+29.2% vs 2024

Multifamily · 2025

26

+550.0% vs 2024

Total authorized · 2025

150

+50.0% vs 2024

Permit valuation · 2025

$34.5M

authorized construction value

Units authorized by year

Cattaraugus County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
01252503755001990199219941996199820002002200420062008201020122014201620182020202220242025150 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Cattaraugus County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Foreign - Other flows, FR———
inflow2223Foreign - Other flows, FR———
inflow2223Erie County, NY366586$20.4M
outflow2223Erie County, NY352527$16.1M
outflow2223Other flows - South, DS268443$17.0M
inflow2223Other flows - South, DS191290$10.8M
outflow2223Chautauqua County, NY163295$7.0M
inflow2223Allegany County, NY153254$6.5M
outflow2223Allegany County, NY137259$6.6M
inflow2223Chautauqua County, NY136209$5.7M
outflow2223Other flows - Northeast, DS97141$5.2M
inflow2223Other flows - Northeast, DS93136$5.5M
outflow2223McKean County, PA82130$3.7M
outflow2223Other flows - Midwest, DS75140$4.7M
inflow2223Other flows - West, DS75120$4.1M
outflow2223Other flows - West, DS72110$3.2M
inflow2223McKean County, PA71125$2.8M
inflow2223Wyoming County, NY6699$2.7M
outflow2223Wyoming County, NY60107$2.2M
inflow2223Other flows - Midwest, DS4483$3.2M
inflow2223Niagara County, NY3655$1.7M
outflow2223Monroe County, NY3142$1.3M
outflow2223Niagara County, NY2545$1.1M
inflow2223Monroe County, NY2429$2.0M
outflow2122Foreign - Other flows, FR———
inflow2122Foreign - Other flows, FR———
inflow2122Erie County, NY400656$34.6M
outflow2122Erie County, NY318519$17.4M
outflow2122Other flows - South, DS294497$23.2M
inflow2122Other flows - South, DS187359$9.4M
outflow2122Chautauqua County, NY154247$7.3M
inflow2122Chautauqua County, NY141248$6.1M
outflow2122Allegany County, NY137269$7.3M
inflow2122Allegany County, NY126200$5.0M
inflow2122Other flows - Northeast, DS93146$7.8M
inflow2122Other flows - West, DS90165$5.4M
outflow2122Other flows - Northeast, DS90126$7.3M
inflow2122Wyoming County, NY81108$3.4M
outflow2122McKean County, PA73144$3.3M
outflow2122Other flows - Midwest, DS71134$3.3M
inflow2122McKean County, PA65127$2.4M
outflow2122Wyoming County, NY58101$2.3M
outflow2122Other flows - West, DS5380$3.8M
inflow2122Other flows - Midwest, DS5089$3.1M
outflow2122Monroe County, NY3856$2.7M
inflow2122Monroe County, NY3048$1.7M
inflow2122Niagara County, NY2637$1.1M
outflow2122Niagara County, NY2351$721K
outflow2021Foreign - Other flows, FR———
inflow2021Foreign - Other flows, FR———
inflow2021Erie County, NY390676$20.6M
outflow2021Erie County, NY355529$15.6M
outflow2021Other flows - South, DS314610$17.6M
inflow2021Other flows - South, DS162263$7.3M
inflow2021Allegany County, NY142259$5.5M
outflow2021Chautauqua County, NY133232$5.9M
inflow2021Chautauqua County, NY132232$4.4M
outflow2021Allegany County, NY124235$5.3M
outflow2021Other flows - Northeast, DS104168$6.9M
inflow2021Other flows - Northeast, DS97165$4.7M
outflow2021Wyoming County, NY87158$4.3M
outflow2021Other flows - West, DS81126$4.3M
inflow2021Wyoming County, NY76133$4.3M
inflow2021Other flows - West, DS71131$3.6M
outflow2021Other flows - Midwest, DS66103$2.6M
inflow2021Other flows - Midwest, DS55105$2.7M
outflow2021McKean County, PA5595$2.6M
inflow2021McKean County, PA5082$1.7M
inflow2021Monroe County, NY3853$1.4M
outflow2021Monroe County, NY3643$1.4M
inflow2021Niagara County, NY3157$1.3M
outflow2021Niagara County, NY3058$761K
outflow1920Foreign - Other flows, FR———
inflow1920Foreign - Other flows, FR———
inflow1920Erie County, NY400716$19.7M
outflow1920Erie County, NY337599$16.6M
outflow1920Other flows - South, DS304547$15.6M
inflow1920Other flows - South, DS182348$8.7M
outflow1920Chautauqua County, NY155277$6.0M
outflow1920Allegany County, NY143290$5.8M
inflow1920Chautauqua County, NY135291$4.9M
inflow1920Allegany County, NY129251$4.8M
inflow1920Other flows - Northeast, DS111194$6.5M
outflow1920Other flows - Northeast, DS105167$4.1M
inflow1920Wyoming County, NY96197$3.9M
outflow1920Wyoming County, NY79150$3.2M
outflow1920Other flows - West, DS78130$3.6M
outflow1920McKean County, PA74128$2.4M
outflow1920Other flows - Midwest, DS70134$5.5M
inflow1920Other flows - West, DS65106$3.4M
inflow1920McKean County, PA59101$2.3M
inflow1920Other flows - Midwest, DS5178$2.4M
outflow1920Monroe County, NY3958$1.8M
inflow1920Niagara County, NY3052$1.4M
outflow1920Niagara County, NY2736$1.2M
inflow1920Monroe County, NY2339$826K
outflow1819Foreign - Other flows, FR———
inflow1819Foreign - Other flows, FR———
outflow1819Erie County, NY400631$15.6M
inflow1819Erie County, NY346603$18.3M
outflow1819Other flows - South, DS270505$16.0M
inflow1819Other flows - South, DS187316$7.6M
outflow1819Chautauqua County, NY159278$5.5M
inflow1819Allegany County, NY124238$5.0M
inflow1819Chautauqua County, NY124216$4.4M
outflow1819Allegany County, NY104216$4.2M
outflow1819Other flows - Northeast, DS96155$4.9M
inflow1819Other flows - Northeast, DS81143$4.0M
outflow1819Other flows - West, DS69102$17.6M
inflow1819Wyoming County, NY67124$2.5M
inflow1819Other flows - West, DS66118$2.9M
outflow1819Wyoming County, NY66122$2.2M
outflow1819McKean County, PA62108$2.1M
inflow1819McKean County, PA5592$1.9M
inflow1819Other flows - Midwest, DS4376$2.5M
outflow1819Monroe County, NY3443$1.3M
outflow1819Other flows - Midwest, DS3469$1.2M
inflow1819Niagara County, NY2745$1.1M
inflow1819Monroe County, NY2431$933K
outflow1819Niagara County, NY2143$621K
outflow1718Foreign - Other flows, FR———
inflow1718Foreign - Other flows, FR———
inflow1718Erie County, NY350629$15.4M
outflow1718Erie County, NY340601$15.4M
outflow1718Other flows - South, DS288515$14.7M
inflow1718Other flows - South, DS178339$9.2M
outflow1718Chautauqua County, NY161298$5.7M
outflow1718Allegany County, NY137260$6.7M
inflow1718Chautauqua County, NY124236$4.0M
inflow1718Allegany County, NY117228$4.3M
inflow1718Other flows - Northeast, DS90167$4.3M
outflow1718Other flows - Northeast, DS85135$3.8M
outflow1718Wyoming County, NY84168$3.2M
inflow1718Wyoming County, NY75126$2.1M
outflow1718Other flows - West, DS75116$3.3M
inflow1718McKean County, PA64118$2.8M
inflow1718Other flows - West, DS61117$2.6M
outflow1718McKean County, PA58101$3.5M
outflow1718Other flows - Midwest, DS5393$2.3M
inflow1718Other flows - Midwest, DS4671$3.3M
outflow1718Monroe County, NY3454$1.5M
inflow1718Niagara County, NY3256$1.5M
outflow1718Niagara County, NY2738$926K
inflow1718Monroe County, NY2129$765K
inflow1617Foreign - Other flows, FR———
outflow1617Foreign - Other flows, FR———
inflow1617Erie County, NY479911$21.2M
outflow1617Erie County, NY459763$17.7M
outflow1617Other flows - South, DS396700$16.1M
inflow1617Other flows - South, DS231425$11.2M
outflow1617Chautauqua County, NY206375$7.4M
outflow1617Allegany County, NY183348$6.1M
inflow1617Allegany County, NY182353$6.6M
inflow1617Chautauqua County, NY164287$5.1M
outflow1617Other flows - Northeast, DS147253$6.0M
outflow1617Wyoming County, NY107216$3.9M
inflow1617Other flows - Northeast, DS104201$5.5M
inflow1617Wyoming County, NY98179$3.7M
outflow1617Other flows - West, DS90141$4.7M
inflow1617Other flows - Midwest, DS88173$4.3M
inflow1617McKean County, PA76161$3.5M
inflow1617Other flows - West, DS72138$4.0M
outflow1617McKean County, PA69136$2.2M
outflow1617Other flows - Midwest, DS66112$3.9M
inflow1617Niagara County, NY4381$1.6M
outflow1617Monroe County, NY3649$1.4M
inflow1617Monroe County, NY2837$1.0M
outflow1617Niagara County, NY2537$986K
inflow1617Steuben County, NY2138$369K
inflow1516Foreign - Other flows, FR———
outflow1516Foreign - Other flows, FR———
outflow1516Erie County, NY341551$13.1M
inflow1516Erie County, NY340647$13.1M
outflow1516Other flows - South, DS302524$15.3M
inflow1516Allegany County, NY153291$6.9M
outflow1516Chautauqua County, NY147266$5.3M
inflow1516Chautauqua County, NY141269$4.5M
outflow1516Allegany County, NY141257$4.2M
inflow1516Other flows - South, DS126231$4.4M
outflow1516Other flows - Northeast, DS88136$3.9M
inflow1516Other flows - Northeast, DS86138$3.2M
outflow1516Other flows - West, DS86140$4.4M
outflow1516Wyoming County, NY73139$2.7M
outflow1516McKean County, PA70143$3.1M
inflow1516Wyoming County, NY69135$2.6M
inflow1516McKean County, PA67139$4.2M
outflow1516Other flows - Midwest, DS55105$3.4M
inflow1516Other flows - West, DS53100$2.6M
inflow1516Other flows - Midwest, DS4888$2.1M
outflow1516Monroe County, NY4154$1.2M
outflow1516Niagara County, NY2537$829K
inflow1516Monroe County, NY2342$929K
inflow1516Niagara County, NY2249$808K
inflow1415Foreign - Other flows, FR———
outflow1415Foreign - Other flows, FR———
outflow1415Erie County, NY330544$11.8M
inflow1415Erie County, NY260405$8.9M
outflow1415Other flows - South, DS196331$8.4M
inflow1415Allegany County, NY121208$3.2M
outflow1415Chautauqua County, NY116188$3.2M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Cattaraugus County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals207.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals58.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals265.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals179,000.0
2023BothNo CharacteristicAll Appraisals175,000.0
2023PurchaseNo CharacteristicAll Appraisals175,000.0
2023PurchaseNo CharacteristicAll Appraisals0.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals173,500.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals177,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals146.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.7
2022RefinanceNo CharacteristicAll Appraisals170,000.0
2022BothNo CharacteristicAll Appraisals428.0
2022PurchaseNo CharacteristicAll Appraisals282.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals174,000.0
2021BothNo CharacteristicAll Appraisals596.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals389.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals207.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals179,000.0
2021PurchaseNo CharacteristicAll Appraisals0.8
2021PurchaseNo CharacteristicAll Appraisals180,000.0
2020PurchaseNo CharacteristicAll Appraisals0.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals494.0
2020PurchaseNo CharacteristicAll Appraisals339.0
2020PurchaseNo CharacteristicAll Appraisals0.8
2020BothNo CharacteristicAll Appraisals179,000.0
2020RefinanceNo CharacteristicAll Appraisals215,000.0
2020RefinanceNo CharacteristicAll Appraisals155.0
2020PurchaseNo CharacteristicAll Appraisals163,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals145,000.0
2019PurchaseNo CharacteristicAll Appraisals266.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals150,000.0
2019BothNo CharacteristicAll Appraisals371.0
2019RefinanceNo CharacteristicAll Appraisals105.0
2019PurchaseNo CharacteristicAll Appraisals137,500.0
2019PurchaseNo CharacteristicAll Appraisals0.8
2018RefinanceNo CharacteristicAll Appraisals145,000.0
2018BothNo CharacteristicAll Appraisals271.0
2018PurchaseNo CharacteristicAll Appraisals196.0
2018RefinanceNo CharacteristicAll Appraisals75.0
2018BothNo CharacteristicAll Appraisals132,000.0
2018PurchaseNo CharacteristicAll Appraisals130,000.0
2018PurchaseNo CharacteristicAll Appraisals0.8
2018PurchaseNo CharacteristicAll Appraisals0.0
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.1
2017RefinanceNo CharacteristicAll Appraisals123,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.0
2017BothNo CharacteristicAll Appraisals277.0
2017PurchaseNo CharacteristicAll Appraisals188.0
2017PurchaseNo CharacteristicAll Appraisals128,800.0
2017RefinanceNo CharacteristicAll Appraisals89.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals126,000.0
2016PurchaseNo CharacteristicAll Appraisals171.0
2016RefinanceNo CharacteristicAll Appraisals133,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals126,000.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.0
2016BothNo CharacteristicAll Appraisals130,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals292.0
2016RefinanceNo CharacteristicAll Appraisals121.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals122,000.0
2015PurchaseNo CharacteristicAll Appraisals0.2
2015RefinanceNo CharacteristicAll Appraisals135,000.0
2015BothNo CharacteristicAll Appraisals260.0
2015RefinanceNo CharacteristicAll Appraisals105.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals155.0
2015BothNo CharacteristicAll Appraisals126,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals125,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Cattaraugus County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-0533,28931,9261,3634.1%
2026-0432,82831,4651,3634.2%
2026-0333,89332,2191,6744.9%
2026-0234,19732,2901,9075.6%
2026-0134,07132,2491,8225.3%
2025-1233,65732,1561,5014.5%
2025-1133,60632,2551,3514.0%
2025-0933,52132,1871,3344.0%
2025-0832,24730,8131,4344.4%
2025-0732,29530,8921,4034.3%
2025-0633,29432,0661,2283.7%
2025-0532,84231,7161,1263.4%
2025-0432,67431,4801,1943.7%
2025-0332,84531,3801,4654.5%
2025-0233,14231,4441,6985.1%
2025-0133,19731,5701,6274.9%
2024-1232,41131,0831,3284.1%
2024-1132,29431,1021,1923.7%
2024-1032,79531,6921,1033.4%
2024-0932,89331,8201,0733.3%
2024-0831,96830,6401,3284.2%
2024-0732,21830,8351,3834.3%
2024-0633,10131,8671,2343.7%
2024-0532,68931,5281,1613.6%
2024-0432,25331,0011,2523.9%
2024-0333,27331,7841,4894.5%
2024-0233,64031,9021,7385.2%
2024-0133,56231,8551,7075.1%
2023-1232,97831,4911,4874.5%
2023-1133,04931,7151,3344.0%
2023-1033,09831,8611,2373.7%
2023-0933,22632,0301,1963.6%
2023-0832,21130,8401,3714.3%
2023-0732,14030,8911,2493.9%
2023-0633,02831,8491,1793.6%
2023-0532,78731,6391,1483.5%
2023-0432,68931,5971,0923.3%
2023-0333,33031,8651,4654.4%
2023-0233,46031,7921,6685.0%
2023-0133,36131,7251,6364.9%
2022-1232,25630,9331,3234.1%
2022-1132,01830,8281,1903.7%
2022-1032,27731,2261,0513.3%
2022-0932,56131,4521,1093.4%
2022-0831,75630,3521,4044.4%
2022-0731,75130,4011,3504.3%
2022-0632,91131,6721,2393.8%
2022-0532,66231,5291,1333.5%
2022-0431,89730,6851,2123.8%
2022-0333,52032,0021,5184.5%
2022-0233,50231,8001,7025.1%
2022-0133,45931,8231,6364.9%
2021-1232,65331,4271,2263.8%
2021-1132,58431,3781,2063.7%
2021-1032,67531,4441,2313.8%
2021-0933,14231,8051,3374.0%
2021-0832,37830,6921,6865.2%
2021-0732,40930,6151,7945.5%
2021-0633,51231,6381,8745.6%
2021-0533,01031,3361,6745.1%
2021-0432,87631,0361,8405.6%
2021-0333,84331,5292,3146.8%
2021-0234,01431,5282,4867.3%
2021-0133,83931,4322,4077.1%
2020-1233,02430,9232,1016.4%
2020-1133,08131,2441,8375.6%
2020-1033,16831,3641,8045.4%
2020-0933,85931,6792,1806.4%
2020-0832,72330,1622,5617.8%
2020-0732,94929,5923,35710.2%
2020-0633,19129,2183,97312.0%
2020-0532,80427,6265,17815.8%
2020-0433,02526,0996,92621.0%
2020-0335,06932,5372,5327.2%
2020-0235,36333,1652,1986.2%
2020-0135,49133,2222,2696.4%
2019-1235,11233,1641,9485.5%
2019-1134,52132,9151,6064.7%
2019-1034,53133,0711,4604.2%
2019-0934,71433,3271,3874.0%
2019-0833,67632,0681,6084.8%
2019-0733,80032,1881,6124.8%
2019-0634,07432,6231,4514.3%
2019-0533,62732,2421,3854.1%
2019-0433,76832,2501,5184.5%
2019-0334,53432,6561,8785.4%
2019-0234,82832,8102,0185.8%
2019-0135,35633,2432,1136.0%
2018-1235,12933,2921,8375.2%
2018-1134,68033,2201,4604.2%
2018-1034,47933,1071,3724.0%
2018-0934,67733,2891,3884.0%
2018-0834,67633,0881,5884.6%
2018-0735,17933,5121,6674.7%
2018-0634,45732,8061,6514.8%
2018-0533,92532,3241,6014.7%
2018-0434,07032,1501,9205.6%
2018-0334,72032,4232,2976.6%
2018-0235,05132,4862,5657.3%
2018-0135,20032,6642,5367.2%

BEA Personal Income

2024$3.87B75,475$51K
2023$3.71B75,680$49K
2022$3.51B76,036$46K
2021$3.57B76,551$47K
2020$3.43B76,983$45K
2019$3.12B77,184$40K
2018$2.98B77,599$38K
2017$2.97B77,947$38K
2016$2.82B78,356$36K
2015$2.82B78,482$36K
2014$2.76B79,128$35K
2013$2.69B79,338$34K
2012$2.70B79,587$34K
2011$2.66B79,948$33K
2010$2.66B80,245$33K
2009$2.56B80,491$32K
2008$2.51B80,761$31K
2007$2.36B81,056$29K
2006$2.27B81,342$28K
2005$2.19B82,039$27K
2004$2.18B82,864$26K
2003$2.08B83,335$25K
2002$1.99B83,301$24K
2001$1.92B83,346$23K
2000$1.86B83,927$22K
1999$1.79B84,050$21K
1998$1.71B84,519$20K
1997$1.65B84,718$20K
1996$1.58B85,284$19K
1995$1.50B85,040$18K
1994$1.44B85,097$17K
1993$1.40B85,523$16K
1992$1.38B85,326$16K
1991——$15K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Cattaraugus County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-11-07$5K$5K$0Yes
2024-06-19$0——Yes
2022-02-18$4K$4K$0Yes
2022-02-17$15K$15K$0Yes
2021-07-17$0$0$0No
2019-07-04$43K$39K$3KYes
2018-01-12$33K$25K$8KYes
2017-01-12$0——Yes
2017-01-12$8K$8K$0Yes
2017-01-12$7K$7K$0Yes
2016-09-18$19K$19K$0Yes
2014-05-25$0——Yes
2014-05-13$4K$4K$0Yes
2014-05-13$2K$2K$0No
2014-05-13$892.07$892.07$0Yes
2014-05-13$16K$16K$0No
2014-05-13$0——Yes
2014-05-13$9K$9K$0No
2014-05-13$2K$2K$0No
2014-05-13$0——No
2014-05-13$1K$1K$0Yes
2014-05-13$0$0$0Yes
2014-05-13$4K$4K$0Yes
2014-05-13$4K$4K$0Yes
2014-05-13$3K$3K$0No
2014-05-13$6K$6K$0Yes
2014-05-13$0——Yes
2014-05-13$10K$10K$0No
2014-05-13$0——Yes
2014-05-13$19K$11K$9KYes
2014-05-13$5K$5K$0Yes
2014-05-12$0——Yes
2014-05-12$0——No
2012-10-30$7K$7K$0No
2012-10-29$8K$8K$0No
2011-05-13$11K$11K$0No
2011-02-28$0——Yes
2011-02-28$0——Yes
2010-12-04$18K$18K$0Yes
2010-12-03$3K$3K$0Yes
2010-12-03$1K$1K$0Yes
2010-12-02$11K$8K$3KYes
2010-12-02$2K$2K$0Yes
2010-12-02$7K$7K$0Yes
2010-12-02$18K$17K$1KYes
2010-12-02$4K$4K$0Yes
2010-12-02$0——No
2010-12-02$21K$34K$2KYes
2010-12-02$23K$23K$0Yes
2010-12-02$2K$2K$0No
2010-12-02$2K$2K$0Yes
2010-12-02$15K$15K$0Yes
2010-12-02$0——Yes
2010-12-02$23K$24K$0Yes
2010-12-02$2K$2K$0Yes
2010-12-02$39K$14K$2KNo
2010-12-01$4K$4K$0Yes
2010-12-01$7K$7K$0Yes
2010-12-01$73K$73K$0Yes
2010-12-01$4K$4K$0Yes
2010-12-01$20K$20K$0No
2010-12-01$9K$9K$0Yes
2010-12-01$3K$3K$0No
2010-12-01$10K$10K$280.93Yes
2010-12-01$0——Yes
2010-11-30$0——Yes
2009-08-16$0——No
2009-08-11$0——No
2009-08-10$29K$29K$0Yes
2009-08-10$18K$18K$0Yes
2009-08-10$7K$7K$0Yes
2009-08-10$20K$14K$6KYes
2009-08-10$13K$13K$0Yes
2009-08-10$21K$21K$0No
2009-08-10$35K$35K$0No
2009-08-10$994.89$994.89$0Yes
2009-08-10$14K$14K$0Yes
2009-08-10$38K$32K$6KYes
2009-08-10$25K$25K$0Yes
2009-08-10$14K$14K$0Yes
2009-08-10$5K$5K$0Yes
2009-08-10$2K$2K$0Yes
2009-08-10$12K$12K$0Yes
2009-08-10$7K$7K$0Yes
2009-08-10$13K$13K$0Yes
2009-08-10$8K$8K$0Yes
2009-08-10$12K$12K$0No
2009-08-10$7K$7K$0Yes
2009-08-10$50K$50K$0Yes
2009-08-10$11K$11K$757.4Yes
2009-08-10$500K$500K$0No
2009-08-10$21K$21K$0No
2009-08-10$0——Yes
2009-08-10$11K$11K$0Yes
2009-08-10$25K$21K$4KYes
2009-08-10$0——Yes
2009-08-10$10K$9K$1KYes
2009-08-10$10K$9K$775Yes
2009-08-10$15K$15K$0Yes
2009-08-10$6K$6K$570.79Yes

ALSO CHECKED

18 more data areas were checked for Cattaraugus County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the NY state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN CATTARAUGUS COUNTY →Opens the loan explorer already filtered to county FIPS 36009.

See the New York state market profile for the statewide picture, the New York state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.