STATE MARKET PROFILE · HMDA PUBLIC DATA

New York mortgage market

Name: New York Mortgage Market 2025
Creator: MortRadar
License: https://mortradar.com/legal/attribution

Who lends in New York, how much, and how it is changing — origination volume, denial rates, the top lenders by volume, and the purchase vs refinance mix, 2018–2025, from HMDA public data. Figures are as of activity year 2025 (latest available). Free — no account required.

Origination volume · 2025

$116.18B

+24.9% vs 2024

Originations · 2025

232,239

+11.2% vs 2024

Denial rate · 2025

19.8%

denied / actioned

HMDA reporters · 2025

756

HMDA reporters

Rank among states & territories

of 54 states & territories by volume

Share of U.S. volume

4.8%

U.S. $2.41T

Median loan amount

$255K

U.S. $245K

Top lender

JPMorgan Chase Bank

8.3% of the state

◈

MARKET SHARE

JPMorgan Chase Bank led New York in 2025 with $9.59B — 8.3% of the state's disclosed volume. New York ranks #4 of 54 states & territories by origination volume, 4.8% of the national total. Statewide volume rose +24.9% from 2024.

Origination volume by year

New York dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS

Loan purpose mix

Share of 2025 ORIGINATED LOANS — a unit mix. No source publishes purpose-level dollars, so this is never a $ share.

Purchase52%

Refinance25%

Other purposes24%

Denial rate by year

New York vs the U.S. · denials / actioned applications

% · STATE VS U.S.

Agency channel mix

Share of 2025 originations

Conventional91%

FHA7%

VA2%

USDA / RHS0%

Lenders in New York · 2025

All 756 lenders that reported in New York, ranked by origination volume · sort, filter and export any of them · each row opens the company profile

EVERY NEW YORK RECORD →

1JPMorgan Chase Bank9,163$9.59B8.3%

+54.7%

2Wells Fargo Bank2,733$8.56B7.4%

+38.9%

3United Wholesale Mortgage11,158$5.28B4.5%

+2.9%

4Citizens Bank11,000$4.86B4.2%

+42.6%

5Rocket Mortgage13,729$3.49B3.0%

+20.7%

6Citibank3,687$3.26B2.8%

+14.0%

7CrossCountry Mortgage5,429$2.53B2.2%

+18.5%

8Bank of America3,897$2.43B2.1%

+21.3%

9TD Bank4,324$2.21B1.9%

+11.5%

10M&T Bank7,073$1.83B1.6%

+36.1%

11Walker & Dunlop34$1.36B1.2%

+528.2%

12Premium Mortgage5,094$1.34B1.2%

+16.0%

13NewRez3,123$1.29B1.1%

+86.9%

14Morgan Stanley Private Bank947$1.27B1.1%

+1.5%

15Merchants Capital13$1.27B1.1%

+66.1%

16Arbor Realty Trust51$1.26B1.1%

+232.3%

17M&T Realty Capital43$1.20B1.0%

+27.0%

18Nationwide Mortgage Bankers2,070$1.18B1.0%

+27.0%

19Homestead Funding4,005$1.17B1.0%

+10.6%

20Fourleaf Federal Credit Union4,085$1.14B1.0%

−4.3%

21PennyMac Loan Services2,278$1.11B1.0%

+54.9%

22U.S. Bank1,313$1.07B0.9%

+14.9%

23Contour Mortgage1,919$1.03B0.9%

−2.0%

24Deutsche Bank Trust Company Americas18$1.01B0.9%

+673.7%

25Loan Funder1,689$996.7M0.9%

−5.9%

26loanDepot2,612$870.8M0.7%

+39.5%

27NewPoint Real Estate Capital15$865.9M0.7%

+197.8%

28Webster Bank564$749.1M0.6%

−27.4%

29CMG Mortgage1,410$715.5M0.6%

+79.8%

30FM Home Loans882$713.5M0.6%

+26.7%

31SEFCU Services2,334$705.1M0.6%

−14.2%

32ESL Federal Credit Union5,532$690.7M0.6%

+7.3%

33Ice Lender Holdings338$667.9M0.6%

+24.7%

34Keybank2,485$657.6M0.6%

+31.8%

35National Cooperative Bank317$655.4M0.6%

+22.8%

36Community Bank3,851$629.8M0.5%

+5.7%

37HSBC Bank USA538$621.7M0.5%

−5.6%

38Hudson Valley Credit Union3,660$619.3M0.5%

+33.7%

39Greystone Servicing30$617.4M0.5%

−19.8%

40Guaranteed Rate1,116$615.0M0.5%

+18.7%

41Cathay Bank757$579.2M0.5%

+27.9%

42UBS Bank USA308$569.9M0.5%

+83.3%

43United Mortgage956$564.4M0.5%

+14.6%

44Valley National Bank656$560.1M0.5%

+27.4%

45Champions Funding950$554.9M0.5%

+536.5%

46HomeBridge Financial Services1,590$554.0M0.5%

+64.6%

47Norwich Commercial Group927$526.1M0.5%

+0.5%

48Cliffco842$508.0M0.4%

+5.4%

49American Financial Network827$503.0M0.4%

+24.9%

50Merchants Bank of Indiana10$501.9M0.4%

+124.6%

51Broadview Federal Credit Union4,585$499.9M0.4%

+48.0%

52East Coast Capital808$498.4M0.4%

+28.0%

53Tompkins Community Bank1,209$496.0M0.4%

+33.1%

541st Priority Mortgage1,691$496.0M0.4%

+28.0%

55Northwestern Mutual4$495.0M0.4%

+200.0%

56Plaza Home Mortgage1,222$493.4M0.4%

−19.3%

57A&D Mortgage948$489.6M0.4%

+38.6%

58New American Funding937$460.8M0.4%

+150.9%

59Meadowbrook Financial Mortgage Bankers744$440.3M0.4%

−10.0%

60Jovia Financial Federal Credit1,841$438.6M0.4%

+38.6%

61Berkeley Point Capital10$420.6M0.4%

+2917.5%

62Genesee Regional Bank1,705$419.4M0.4%

+17.9%

63Hometown Equity Mortgage714$412.6M0.4%

+103.6%

64PGIM Real Estate Agency Financing13$412.0M0.4%

+362.8%

65Trustco Bank1,749$408.4M0.4%

+43.0%

66Empower Federal Credit Union3,103$395.7M0.3%

+16.5%

67Ark Mortgage605$388.3M0.3%

+7.3%

68NBT Bank1,922$385.2M0.3%

+18.8%

69Movement Mortgage1,485$382.5M0.3%

−26.1%

70Emporium Tpo532$375.0M0.3%

+143.3%

71Ridgewood Savings Bank343$373.1M0.3%

+7.0%

72Teachers Federal Credit Union1,805$369.9M0.3%

+1.8%

73Navy Federal Credit Union1,476$358.6M0.3%

+9.3%

74East West Bank799$357.2M0.3%

+0.5%

75Interstate Home Loan Center609$354.4M0.3%

+202.6%

76Americu Credit Union2,316$351.1M0.3%

+30.8%

77Arc Home503$347.5M0.3%

+59.7%

78PrimeLending1,278$347.4M0.3%

−3.7%

79Logan Finance575$340.2M0.3%

−1.6%

80The620$336.6M0.3%

−15.7%

81American Neighborhood Mortgage Acceptance768$336.2M0.3%

+228.8%

82Amalgamated Bank223$336.0M0.3%

+34.3%

83Five Star Bank700$325.7M0.3%

+49.7%

84Bank of Hope498$322.9M0.3%

+50.8%

85Customers Bank63$316.8M0.3%

+56.2%

86Berkadia Commercial Mortgage24$312.7M0.3%

+212.9%

87First Central Savings Bank448$301.3M0.3%

+26.8%

88Fairway Independent Mortgage749$301.3M0.3%

+4.5%

89PNC Bank454$298.6M0.3%

−55.9%

90CNB Mortgage1,062$298.1M0.3%

+8.3%

91Guaranteed Rate Affinity381$282.6M0.2%

+75.5%

92Nationstar Mortgage959$282.5M0.2%

+20.2%

93NQM Funding343$281.1M0.2%

+37.0%

94Mortgage Research Center849$279.8M0.2%

+26.4%

95Carrington Mortgage Services576$278.7M0.2%

+72.2%

96Metro City Bank576$274.6M0.2%

+27.2%

97UNMB Home Loans546$269.8M0.2%

−16.4%

98Goldman Sachs Bank USA91$269.2M0.2%

−80.7%

99Quontic Bank550$266.9M0.2%

−2.8%

100Suffolk Federal Credit Union1,182$260.4M0.2%

+89.6%

101PGIM Real Estate Finance4$254.7M0.2%

+163.9%

102Arrow Bank845$251.5M0.2%

+111.0%

103Hanover Community Bank358$251.5M0.2%

+103.8%

104Flagstar Bank367$238.4M0.2%

−33.4%

105Hunt Mortgage884$236.9M0.2%

+3.1%

106The Loan Store343$233.9M0.2%

+440.7%

107Lyons National Bank1,164$231.4M0.2%

+12.7%

108Sidney Federal Credit Union1,061$229.6M0.2%

+75.4%

109Municipal Credit Union867$222.5M0.2%

+24.4%

110Dime Community Bank271$217.6M0.2%

+41.6%

111Citadel Servicing358$215.4M0.2%

+105.1%

112Lument Real Estate Capital15$215.1M0.2%

+48.9%

113Charles Schwab Bank192$212.1M0.2%

+90.3%

114Dart Bank372$210.1M0.2%—

115City National Bank146$208.4M0.2%

+157.0%

116Popular Bank104$203.6M0.2%

+24.2%

117Cardinal Financial Company, Li378$199.6M0.2%

−60.1%

118Hartford Funding339$195.8M0.2%

+17.1%

119Sunmark Credit Union933$193.9M0.2%

+37.2%

120Royal Business Bank297$189.7M0.2%

+94.9%

121Luxury Mortgage176$184.2M0.2%

+101.6%

122Canandaigua National Bank & Trust735$180.7M0.2%

+5.4%

123Provident Bank56$179.9M0.2%

+322.9%

124Reliance First Capital644$179.7M0.2%

+12.6%

125Northwest Bank1,021$178.7M0.2%

+19.4%

126Reliant Home Funding325$178.4M0.2%

+47.7%

127GuardHill Financial188$168.4M0.1%—

128Velocity Commercial Capital356$166.4M0.1%

+25.6%

129Freedom Mortgage531$166.3M0.1%

+66.4%

130Power Expre182$165.8M0.1%

+2.2%

131Truist Bank38$164.0M0.1%

+1295.0%

132Everett Financial748$160.5M0.1%

+11.3%

133Embrace Home Loans269$156.9M0.1%

−50.5%

134Jet Direct Funding258$151.3M0.1%

+2.3%

135Summit Mortgage Bankers260$150.2M0.1%

−3.2%

136Zions Bancorporation7$145.6M0.1%

+1467.3%

137Finance of America Reverse368$144.8M0.1%

+7.0%

138Greystone Servicing3$143.4M0.1%

+556.8%

139Ulster Savings Bank496$142.4M0.1%

+23.9%

140Self Reliance (NY) FCU117$142.2M0.1%

+39.2%

141Peapack Private Bank & Trust59$142.1M0.1%

+199.9%

142United Nations Federal Credit Union244$140.0M0.1%

−16.2%

143Kiavi Funding442$136.9M0.1%

+32.3%

144Stancorp Mortgage Investors41$136.9M0.1%

+433.7%

145Northmarq Capital Finance, L.L.C8$136.6M0.1%

+638.3%

146Conventus Lending70$134.2M0.1%

+74.0%

147US Mortgage292$134.0M0.1%

+23.8%

148Apple Bank30$126.9M0.1%

+0.1%

149Mid-Hudson Valley Federal C.U659$126.3M0.1%

+21.6%

150Raymond James Bank75$123.1M0.1%

+88.0%

151General Mortgage Capital229$123.0M0.1%

+276.5%

152Planet Home Lending290$120.8M0.1%

+46.3%

153Chemung Canal Trust Company251$120.5M0.1%

+16.0%

154Luminate Bank198$119.1M0.1%—

155Visions Federal Credit Union1,022$117.3M0.1%

+81.0%

156Farm Credit East ACA409$116.8M0.1%

+15.4%

157Prosperity Home Mortgage237$115.0M0.1%

+28.9%

158Better Mortgage445$114.9M0.1%

+36.4%

159Mid-Island Mortgage256$113.0M0.1%

−0.2%

160The Adirondack Trust Company138$109.9M0.1%

+42.2%

161Island Federal Credit Union532$109.7M0.1%

+29.5%

162Quorum Federal Credit Union460$108.8M0.1%

+96.5%

163STG Mortgage139$108.4M0.1%

+3898.3%

164CNB Bank320$107.9M0.1%

+5.7%

165Bayport Funding63$106.6M0.1%

−13.9%

166Northfield Bank178$104.6M0.1%

+299.1%

167Guidance Residential250$102.7M0.1%

+68.1%

168First Source Federal Credit Un946$102.2M0.1%

+7.9%

169Cornerstone Community FCU756$102.1M0.1%

−3.7%

170Stifel Bank & Trust138$100.5M0.1%

+9.3%

171Berkshire Bank84$100.3M0.1%

−5.2%

172NJ Lenders180$100.1M0.1%

−51.2%

173Orange Bank and Trust Company57$100.0M0.1%

+11.4%

174Lynx Mortgage Bank186$99.9M0.1%

−7.3%

175BPL Mortgage241$99.6M0.1%

−1.5%

176Northern Credit Union752$99.0M0.1%

+37.8%

177Ponce Bank58$98.4M0.1%

−30.7%

178Corning Credit Union787$97.6M0.1%

+39.7%

179Geddes Federal Savings and Loan Association373$93.5M0.1%

+29.4%

180Habib American Bank67$91.8M0.1%

+71.0%

181Longbridge Financial235$91.2M0.1%

+43.1%

182The Summit Federal Credit Union942$91.2M0.1%

+29.5%

183JLL Real Estate Capital3$88.7M0.1%

−95.0%

184Shinhan Bank America163$88.6M0.1%

+22.1%

185The Bank of Greene County351$88.3M0.1%

+29.6%

186RCN Capital314$85.7M0.1%

−9.1%

187First New York Federal Credit Union486$85.4M0.1%

+14.2%

188Absolute Home Mortgage298$85.1M0.1%

+18.3%

189Woori America Bank126$85.0M0.1%

+6.1%

190NorthEast Community Bank25$83.0M0.1%

+1080.4%

191NexTier Bank28$82.6M0.1%

+265.8%

192Beginnings Credit Union379$79.7M0.1%

+2.8%

193USAA Federal Savings Bank252$79.2M0.1%

−8.3%

194First Technology Federal Credit Union33$78.5M0.1%

+879.6%

195Continental Mortgage Bankers146$77.3M0.1%

+4.6%

196American Heritage Lending256$77.0M0.1%

+99.2%

197Flushing Bank68$76.3M0.1%

−31.7%

198Total Mortgage Services185$75.1M0.1%

+37.9%

199Pentagon Federal Credit Union281$74.2M0.1%

+19.5%

200Deephaven Mortgage155$73.6M0.1%

+126.1%

201Community28$73.6M0.1%

+3.2%

202Genesis Capital14$72.9M0.1%

−40.0%

203First Citizens Bank & Trust47$72.8M0.1%

−64.7%

204LendingOne123$72.6M0.1%

+33.3%

205Investor Mortgage Finance203$71.1M0.1%

−0.3%

206Spencer Savings Bank, Sla23$70.7M0.1%

+31.1%

207Reliant Community FCU705$70.4M0.1%

+9.3%

208Heritage Financial Credit Union351$68.5M0.1%

−12.0%

209Ballston Spa National Bank240$68.1M0.1%

+5.7%

210TEG Federal Credit Union192$67.8M0.1%

+11.7%

211Bny Mellon40$67.0M0.1%

+26.0%

212Axos Bank38$65.7M0.1%

+57.5%

213Walden Savings Bank167$65.3M0.1%

+17.0%

214Nationwide Equities98$65.3M0.1%

+18.2%

215Sun West Mortgage115$63.8M0.1%

+84.3%

216Metropolitan Life Insurance Co1$61.2M0.1%—

217Family First of NY FCU415$60.1M0.1%

+9.9%

218Pioneer Bank257$60.0M0.1%

+0.2%

219Allied Mortgage Group109$57.8M0.0%

+37.3%

220BMO Harris Bank26$57.5M0.0%

+1.6%

221Oceanfirst Bank25$55.6M0.0%

+273.4%

222UIF Corporation161$55.6M0.0%

+0.9%

223Alliant Credit Union99$55.1M0.0%

+103.4%

224Connectone Bank21$54.7M0.0%

+81.2%

225Pathfinder Bank180$54.0M0.0%

+64.7%

226Royal United Mortgage318$54.0M0.0%

+49.5%

227Solvay Bank214$54.0M0.0%

+24.8%

228New Millennium Bank87$53.9M0.0%

+5.8%

229Sofi Bank122$53.1M0.0%

+78.6%

230Preferred Bank6$53.1M0.0%

+386.8%

231Blair Services of America82$52.9M0.0%—

232NVR Mortgage Finance167$52.4M0.0%

−24.7%

233RF Renovo Management53$52.3M0.0%

−1.7%

234Wayne Bank247$51.5M0.0%

+2.5%

235Barrington Bank & Trust Company179$51.3M0.0%

+15.3%

236Global Bank86$51.2M0.0%

+260.6%

237AmWest Funding119$50.5M0.0%

+45.8%

238CTBC Bank USA76$50.1M0.0%

+22.4%

239Adirondack Bank220$49.9M0.0%

+1.1%

240Third Federal Savings & Loan288$49.3M0.0%

+113.8%

241Tioga State Bank238$49.3M0.0%

+42.0%

242Emigrant Funding53$48.8M0.0%

+0.3%

243Usalliance Federal Credit Union99$48.5M0.0%

−34.9%

244Advantage Federal Credit Union421$48.3M0.0%

+46.7%

245Pike Creek Mortgage Services114$47.9M0.0%—

246Polish & Slavic Federal Credit86$47.6M0.0%

−2.4%

247Discover Bank467$47.3M0.0%

−68.4%

248Constructive Loans108$47.2M0.0%

+6.8%

249Patriot One Mortgage Bankers77$47.1M0.0%

+20.9%

250CBRE Multifamily Capital3$46.5M0.0%—

251PHH Mortgage124$46.4M0.0%

+89.5%

252Pittsford Federal Credit Union327$46.1M0.0%

+53.3%

253Rhinebeck Bank82$45.8M0.0%

−18.0%

254Maspeth Federal Savings and Loan Association74$44.9M0.0%

+15.4%

255Foundation Mortgage59$44.9M0.0%

−26.1%

256Wallkill Valley Federal Savings & Loan Association101$44.8M0.0%

+36.0%

25721st Mortgage373$43.7M0.0%

+4.2%

258Figure Lending363$43.3M0.0%

+1085.6%

259Ixonia Bank108$43.0M0.0%

+217.7%

260Equity Prime Mortgage89$42.5M0.0%

−52.3%

261ServU Federal Credit Union460$42.2M0.0%

+70.1%

262GPO Federal Credit Union318$40.9M0.0%

+48.2%

263First Colony Mortgage Corporat65$40.6M0.0%

+1097.2%

264Colorado40$40.5M0.0%

−34.9%

265NBKC Bank92$39.5M0.0%

−20.1%

266First National Bank of America88$39.4M0.0%

−6.8%

267First National Bank of Scotia136$38.3M0.0%

+36.0%

268Temple View Capital Funding42$37.9M0.0%

+0.7%

269Kearny Bank15$37.3M0.0%

+122.0%

270First Heritage Federal Credit Union343$36.6M0.0%

+8.7%

271Presidential Bank62$36.0M0.0%

+1554.3%

272MLB Residential Lending78$35.6M0.0%

+0.5%

273ABL RPC Residential Credit Acquisition68$35.3M0.0%

−13.9%

274Associated Mortgage Bankers65$35.0M0.0%

−2.0%

275Greenway Mortgage Funding45$34.7M0.0%

−8.7%

276Watertown Savings Bank158$33.8M0.0%

−7.2%

277First County Bank4$33.4M0.0%

+90.9%

278Abacus75$33.4M0.0%

−21.0%

279MidFirst Bank24$33.0M0.0%

+96.3%

280William Raveis Mortgage67$32.5M0.0%

+45.8%

281PCSB Bank100$31.9M0.0%

−14.4%

282Fulton Savings Bank192$31.8M0.0%

+8.4%

283Lake Shore Bank117$31.1M0.0%

+16.1%

284EMM Loans78$31.0M0.0%

−14.8%

285Alden State Bank123$31.0M0.0%

+55.0%

286Parke Bank7$30.3M0.0%—

287First Horizon Bank24$29.3M0.0%

+51.4%

288International Finance Bank6$29.3M0.0%

+242.0%

289Western Division Federal Credit Union304$29.0M0.0%

+0.4%

2901st 2nd Mortgage Company of N.J45$28.6M0.0%

+34.5%

291Anchor Loans20$28.6M0.0%

+76.4%

292CoreVestAmericanFinanceLenderLLC22$28.4M0.0%

−26.8%

293Dominion Financial Services90$27.8M0.0%

+40.0%

294Industrial and Commercial Bank of China (USA)5$27.4M0.0%

−23.2%

295Re Investment Loans26$27.3M0.0%—

296Carthage Savings and Loan164$26.9M0.0%

+1.3%

297Magnolia Bank79$26.1M0.0%

+16.1%

298Regions Bank10$25.9M0.0%

−13.7%

299Affinity Federal Credit Union106$25.9M0.0%

+264.7%

300Lafayette Federal Credit Union86$24.9M0.0%

+8.0%

301Evans Bank104$24.9M0.0%

−78.8%

302The Bank of Princeton1$24.0M0.0%

−70.1%

303Farmers Bank & Trust40$23.7M0.0%

−3.2%

304Texana Bank56$23.6M0.0%

+1079.6%

305American Community Bank38$23.6M0.0%—

306Triad Financial Services296$23.5M0.0%

−4.6%

307Sierra Pacific Mortgage33$22.2M0.0%

+345.2%

308Bradesco Bank12$22.1M0.0%

+7.6%

309Suma Federal Credit Union44$21.9M0.0%

+20.2%

310Rondout Savings Bank54$21.6M0.0%

−7.0%

311Hudson River Community Credit Union166$21.2M0.0%

+67.8%

312Gouverneur Savings & Loan139$20.8M0.0%

+68.6%

313Empire State Bank26$20.8M0.0%

+5.7%

314Beacon Bank & Trust73$20.6M0.0%

+3986.1%

315Northpointe Bank49$20.4M0.0%

+68.7%

316Cross County Savings Bank21$20.3M0.0%

+138.4%

317Toll Brothers Mortgage50$20.3M0.0%

+5.8%

318Emigrant Bank47$19.8M0.0%

−44.5%

319SeaComm Federal Credit Union129$19.6M0.0%

+16.1%

320Jeff Bank74$19.6M0.0%

+5.3%

321Seneca Savings80$19.5M0.0%

+58.0%

322Union Savings Bank10$19.1M0.0%

−23.0%

323Skyrock Mortgage31$18.8M0.0%

+4312.9%

324Leader Bank35$18.2M0.0%

+35.6%

325Sawyer Savings Bank61$18.1M0.0%

+40.2%

326Advisors Mortgage Group29$17.7M0.0%

+58.8%

327Bank of Holland91$17.5M0.0%

−23.1%

328American Airlines Federal Cred78$16.7M0.0%

−24.1%

329Interaudi Bank12$16.5M0.0%

−12.6%

330NCPD Federal Credit Union33$16.4M0.0%

+15.0%

331Utica Gas & Electric FCU92$15.7M0.0%

+21.4%

332Credit Union Mortgage Associat60$15.3M0.0%

+43.7%

333The Money Store37$15.0M0.0%

−16.1%

334Advancial Federal Credit Union27$14.9M0.0%

+3.2%

335American Federal Mortgage27$14.8M0.0%

+46.3%

336Protective Life2$14.7M0.0%—

337Developer's Mortgage19$14.6M0.0%

+16.3%

338Kinecta Federal Credit Union116$14.3M0.0%

−16.6%

339Planet Managment Group24$14.0M0.0%

−32.0%

340RoundPoint Mortgage Servicing39$13.8M0.0%

+115.4%

341Niagara's Choice FCU136$13.6M0.0%

+239.1%

342Bond Street Mortgage28$13.5M0.0%

+30.4%

343City National Bank of Florida14$13.5M0.0%

+9.0%

344Citizens & Northern Bank94$13.4M0.0%

−9.0%

345First Citizens Community Bank11$13.4M0.0%

+414.6%

346Lendsure Mortgage30$13.4M0.0%

+228.0%

347Pinnacle Bank5$13.4M0.0%

+66.4%

348American Financing53$13.2M0.0%

+3.0%

349Ukrainian Federal Credit Union75$13.0M0.0%

+3.6%

350OwnersChoice Funding70$12.8M0.0%

−12.5%

351Silver Hill Funding29$12.7M0.0%

−48.8%

352National Bank of Coxsackie55$12.7M0.0%

+53.4%

353Bank of New Hampshire1$12.6M0.0%—

354New Wave Lending Group22$12.5M0.0%

+405.6%

355Hanmi Bank9$12.3M0.0%

+143.4%

356Ally Bank13$11.9M0.0%

−85.7%

357Unity Bank20$11.9M0.0%

+112.3%

358AAA Capital Investment23$11.8M0.0%

+143.7%

359Rain City Capital13$11.8M0.0%—

360Weichert Financial Services30$11.7M0.0%

−5.9%

361ReadyCap Commercial4$11.6M0.0%

−78.4%

362Bank of Millbrook22$11.6M0.0%

+27.6%

363Cattaraugus County Bank50$11.6M0.0%

+57.2%

364SECNY Federal Credit Union76$11.4M0.0%

+2.8%

365First National Bank of Dryden61$11.4M0.0%

+13.9%

366Finger Lakes Federal Credit Union96$11.3M0.0%

+57.8%

367Great Erie Federal Credit Union90$11.3M0.0%

+17.4%

368Ontario Shores FCU146$11.2M0.0%

−25.2%

369RBC Bank (Georgia)23$11.1M0.0%

+22.1%

370Credit Human Federal Credit Un122$11.1M0.0%

−11.1%

371Lyons Mortgage Services20$10.9M0.0%

+115.5%

372The First Bank of Greenwich9$10.9M0.0%

+6.3%

373Banco do Brasil Americas1$10.6M0.0%

+493.6%

374Consumers Federal Credit Union21$10.5M0.0%—

375Moog Employees FCU55$10.5M0.0%

+54.2%

376Merchants Mortgage & Trust13$10.4M0.0%

+839.2%

377Digital Federal Credit Union45$10.4M0.0%

+70.6%

378RPE Home32$10.3M0.0%

+30.0%

379The Northern Trust Co5$10.3M0.0%

−73.3%

380PFN Lending Group15$10.2M0.0%

−17.2%

381BARH Dunmore6$9.9M0.0%—

382Churchill Funding I5$9.8M0.0%

−31.8%

383The First National Bank of Groton68$9.6M0.0%

+17.2%

384New York University Federal Credit Union24$9.6M0.0%

+20.4%

385Baxter Credit Union37$9.5M0.0%

+73.1%

386Premia Mortgage21$9.3M0.0%

+34.3%

387Tammac Holdings106$9.3M0.0%

+6.1%

388Cayuga Lake National Bank62$9.1M0.0%

−41.9%

389First Intercontinental Bank16$9.0M0.0%

−38.9%

390Greater Woodlawn Federal Credit Union58$9.0M0.0%

−31.9%

391Ubank3$9.0M0.0%—

392First Federal Bank25$8.9M0.0%

+4.2%

393Evolve Bank & Trust22$8.8M0.0%

−86.7%

394Financial Trust Federal Credit Union75$8.6M0.0%

+177.3%

395RCN Capital23$8.5M0.0%

−52.6%

396CIBC Bank USA8$8.4M0.0%

−24.4%

397PCB Bank3$8.2M0.0%

+829.4%

398Genesee Valley Federal Credit97$8.0M0.0%

+49.7%

399Fifth Third Bank26$8.0M0.0%

−53.1%

400Huntington National Bank13$7.7M0.0%

−27.8%

401Armed Forces Bank21$7.5M0.0%

+12.0%

402Greylock Federal Credit Union44$7.2M0.0%

−9.2%

403Lima One Capital34$7.1M0.0%

−83.8%

404International Bank of Chicago10$7.0M0.0%

−43.9%

405Ocean Financial FCU19$6.9M0.0%

+30.0%

406Oswego County FCU103$6.9M0.0%

+12.8%

407United Trust Bank24$6.8M0.0%

+808.0%

408Southern Bank4$6.8M0.0%—

409First Alliance Home Mortgage25$6.6M0.0%

−52.7%

410American Internet Mortgage15$6.6M0.0%

+1679.7%

411Compass Federal Credit Union63$6.5M0.0%

+49.9%

412ACCESS Federal Credit Union58$6.0M0.0%—

413SIRVA Mortgage15$6.0M0.0%

−18.7%

414First National Bank of Pennsylvania12$5.9M0.0%

−70.8%

415Millenium Home Mortgage8$5.8M0.0%

+195.2%

416Tower Federal Credit Union31$5.8M0.0%

+25.4%

417Ardri13$5.7M0.0%—

418Toyota Financial Savings Bank8$5.6M0.0%

−23.4%

419Ameritrust Mortgage12$5.5M0.0%

−64.5%

420Capital Bank9$5.5M0.0%

+146.5%

421Center Street Lending Fund VIII SPE9$5.5M0.0%

−8.4%

422Amerant Bank1$5.4M0.0%—

423Union Savings Bank7$5.4M0.0%

−33.6%

424GHS Federal Credit Union78$5.4M0.0%

+99.6%

425Bank of Richmondville44$5.4M0.0%

−19.1%

426Utilities Employees Credit Union40$5.4M0.0%

−3.0%

427WSFS bank9$5.3M0.0%

+37.6%

428Kwik Mortgage10$5.3M0.0%

+126.8%

429Lendz Financial8$5.2M0.0%

−29.0%

430Five Star Bank5$5.1M0.0%

+22.4%

431CCG Fund 11$5.0M0.0%—

432Peoples Security Bank and Trust Company16$4.9M0.0%

+91.8%

433Selfreliance Federal Credit Union3$4.8M0.0%

+661.1%

434Ives Bank4$4.8M0.0%

+22.7%

435Cornerstone First Mortgage6$4.7M0.0%—

436Meridia Community Federal Credit Union73$4.7M0.0%—

437Auburn Community Federal Credit Union74$4.5M0.0%

−4.2%

438Flexpoint11$4.3M0.0%—

439Community Resource Federal Credit Union39$4.3M0.0%

+51.6%

440Heritage Bank6$4.3M0.0%

+569.8%

441Residential Home Mortgage11$4.3M0.0%

−45.1%

442Greenwood Credit Union53$4.2M0.0%

+5.1%

443ClearEdge Lending9$4.2M0.0%

+566.4%

444Plains Commerce Bank6$4.1M0.0%

−92.8%

445Fulton Bank1$4.1M0.0%—

446Fairfield County Bank5$4.1M0.0%

−40.3%

447Greenbox Loans3$4.0M0.0%—

448Freedom Bank1$4.0M0.0%

+69.3%

449University Bank7$4.0M0.0%—

450St. Josephs Parish Federal Credit Union22$3.9M0.0%

+30.3%

451Actors Federal Credit Union12$3.8M0.0%

+15.7%

452Savannah Bank21$3.8M0.0%

−32.1%

453Greenstate Credit Union3$3.7M0.0%

+17.6%

454Alternatives Federal Credit Union41$3.7M0.0%

+10.9%

455Syracuse Fire Department EMPL FCU63$3.7M0.0%

−38.3%

456First Western Trust Bank3$3.6M0.0%

+91.2%

457FNBC Bank3$3.6M0.0%—

458Service Federal Credit Union7$3.5M0.0%

+175.7%

459Renasant Bank1$3.5M0.0%—

460Emprise Bank2$3.5M0.0%—

461Archwest Funding5$3.3M0.0%

+78.8%

462Azuza1$3.3M0.0%—

463Commerce Bank3$3.3M0.0%

+260.1%

464First National Bank1$3.2M0.0%—

465The People's Credit Union36$3.2M0.0%

+18.7%

466Nations Lending8$3.2M0.0%

−61.0%

467PromiseOne Bank2$3.1M0.0%—

468Bellwether Enterprise Real Estate Capital1$3.1M0.0%

−97.7%

469Together Credit Union12$3.1M0.0%

−34.1%

470United Community Bank1$3.0M0.0%—

471Ukrainian National F.C.U12$3.0M0.0%

−39.2%

472Stanford Federal Credit Union8$2.9M0.0%

−0.2%

473First Credit Corporation of Ny38$2.9M0.0%—

474Bank Fund Staff Federal Credit6$2.9M0.0%

−18.9%

475People's Alliance Federal Credit Union9$2.9M0.0%

+38.5%

476Ion Bank1$2.9M0.0%—

477Brighton Bank7$2.8M0.0%

−36.4%

478Verus4$2.8M0.0%—

479RT Federal Credit Union41$2.7M0.0%

−7.2%

480Heartland Bank & Trust Company1$2.7M0.0%—

481Ingersoll-Rand Federal Credit Union20$2.6M0.0%

+242.5%

482The Honesdale National Bank9$2.5M0.0%

−35.4%

483Centra Credit Union22$2.5M0.0%

+103.3%

484Radius Federal Credit Union9$2.4M0.0%

−17.0%

485Bank of Whittier5$2.4M0.0%

−21.7%

486Veritex Community Bank1$2.3M0.0%

+186.3%

487Wintrust Bank1$2.3M0.0%—

488Meridian Bank5$2.2M0.0%

+76.7%

489MassMutual FCU8$2.2M0.0%

+54.2%

490Delta Community Credit Union6$2.2M0.0%

−42.1%

491Adams Community Bank6$2.2M0.0%

−5.7%

492Eastman Credit Union3$2.1M0.0%

+1432.1%

493Ivy Mortgage3$2.1M0.0%

+284.7%

494Milo Credit2$2.1M0.0%—

495NextStep FCU30$2.1M0.0%

−18.5%

496Justice Federal Credit Union10$2.1M0.0%

+85.7%

497Elements Financial Federal Cre7$2.1M0.0%

+1151.5%

498Oaktree Funding3$2.0M0.0%

+557.4%

499Salt City Federal Credit Union33$2.0M0.0%

+6.4%

500Kenmore N.Y. Teachers Federal Credit Union29$2.0M0.0%

+36.9%

501First Merchants Bank5$2.0M0.0%—

5025th Sreet Capital1$1.9M0.0%—

503Tolleson Private Bank1$1.8M0.0%—

504Lakeview Loan Servicing7$1.8M0.0%

+6.6%

505All Credit Considered Mortgage4$1.8M0.0%—

506Sun East Federal Credit Union1$1.7M0.0%—

507Eastern Savings Bank2$1.7M0.0%—

508First Capital Bank1$1.7M0.0%

+6.2%

509Univest Bank and Trust Co2$1.7M0.0%

−29.7%

510Paramount Bank3$1.7M0.0%

+540.4%

511Click n' Close6$1.6M0.0%

+57.9%

512Manasquan Bank1$1.6M0.0%

+239.2%

513Oswego Teachers Employees Federal Credit Union15$1.6M0.0%

+50.0%

514The Dime Bank9$1.6M0.0%

−16.7%

515North American Savings Bank3$1.6M0.0%

+25.9%

516Wings Financial Credit Union6$1.5M0.0%

+69.1%

517Network Capital Funding6$1.5M0.0%

−67.1%

518American Heritage Federal Credit Union5$1.5M0.0%

+527.1%

519Bridgeway Lending Partners1$1.5M0.0%—

520American Broadcast Employees FCU10$1.4M0.0%

−47.2%

521Servbank5$1.4M0.0%

−55.5%

522State Departmenet Federal Credit Union6$1.4M0.0%

−76.9%

523XCEL Federal Credit Union13$1.3M0.0%

−29.6%

524Bank of England4$1.3M0.0%

−94.6%

525Connexus Credit Union14$1.3M0.0%

−41.6%

526Waterman Bank2$1.3M0.0%

+232.5%

527CrossRoads Community Federal Credit Union19$1.3M0.0%—

528Signature Federal Credit Union9$1.3M0.0%

−21.3%

529Pittsfield Cooperative Bank3$1.3M0.0%—

530Old Second National Bank15$1.2M0.0%

−92.2%

531Local Bank2$1.2M0.0%—

532General Electric Employees Federal Credit Union11$1.2M0.0%

−27.8%

533Servisfirst Bank2$1.2M0.0%

+19.4%

534FineMark National Bank & Trust2$1.2M0.0%

−68.4%

535Northrop Grumman Federal Credit Union4$1.2M0.0%—

536Encore Bank2$1.1M0.0%

+125.7%

537Northwest Federal Credit Union6$1.1M0.0%

−41.6%

538Community First National Bank4$1.1M0.0%

−49.9%

539Shoreham Bank5$1.1M0.0%

−24.7%

540Superior National Bank2$1.1M0.0%—

541Dollar Bank1$1.1M0.0%—

542Citizens National Bank of Texas1$995K0.0%—

543Ark-La-Tex Financial Services3$985K0.0%

+107.4%

544NorthCountry Federal Credit Union8$980K0.0%

+176.1%

545Asian Bank1$975K0.0%—

546Ussfcu5$945K0.0%

+11.8%

547Farmers Insurance Federal Credit Union7$915K0.0%

+35.6%

548Andrews Federal Credit Union3$915K0.0%

−49.2%

549Consumers Credit Union1$885K0.0%—

550Evergreen Bank Group7$875K0.0%

−52.1%

551PS Bank9$855K0.0%

−45.0%

552Garden Savings Federal Credit Union4$790K0.0%

+110.7%

553Proponent FCU1$785K0.0%

−62.1%

554Royal Pacific Funding2$770K0.0%—

555Congressional Federal Credit Union3$765K0.0%

−56.7%

556BOKF1$745K0.0%

+263.4%

557Climate First Bank1$665K0.0%—

558Peoples Bank2$640K0.0%—

559NRL Federal Credit Union2$620K0.0%—

560Cogent Bank1$615K0.0%

+51.9%

561Navigant Credit Union1$605K0.0%—

562Belmont Savings Bank1$595K0.0%—

563Fidelity Deposit & Discount Bank1$595K0.0%—

564Firstbank2$590K0.0%

+96.7%

565Greater Alliance Federal Credit Union2$580K0.0%

−10.8%

566National Police Federal Credit Union1$575K0.0%

+57.5%

567Gold Coast Bank2$560K0.0%

+348.0%

568Valon Mortgage4$550K0.0%

+307.4%

569Ahl Funding1$545K0.0%—

570Diya Finance1$545K0.0%—

571Mit Federal Credit Union2$530K0.0%

+404.8%

572Alerus Financial1$525K0.0%

−2.8%

573American Pride Bank1$505K0.0%—

574First United Bank and Trust Co1$485K0.0%

+148.7%

575Empeople Credit Union3$475K0.0%

+86.3%

576Scient Federal Credit Union1$465K0.0%

+38.8%

577United Poles FCU3$455K0.0%

+31.9%

578First Hope Bank1$455K0.0%

−81.5%

579American First National Bank1$455K0.0%—

580The Paducah Bank and Trust Company1$455K0.0%—

581The Freedom Bank of Virginia1$435K0.0%—

582Land Home Financial Services1$435K0.0%

+102.3%

583The Farmers Bank & Savings Com1$425K0.0%—

584Fidelity Bank1$415K0.0%—

585Old Dominion National Bank1$415K0.0%

+36.1%

586Communityamerica Federal Credit Union2$410K0.0%—

587Bank of Clarke1$405K0.0%

−24.3%

588Midwest Bankcentre1$405K0.0%

−84.6%

589Wesbanco Bank1$405K0.0%

−83.8%

590Builder Finance1$395K0.0%—

591Prism Bank1$395K0.0%

−13.2%

592Orrstown Bank1$375K0.0%

+15.4%

593Ithink Financial Credit Union3$365K0.0%—

594Superior Credit Union1$355K0.0%—

595Byline Bank1$355K0.0%—

596Semper Home Loans1$355K0.0%

+91.9%

597Members 1st FCU1$345K0.0%

−16.9%

598Lufthansa Employee Federal Credit Union5$335K0.0%

+81.1%

599Webster Five Cents Savings Bank2$310K0.0%—

600Baycoast Bank5$305K0.0%

−56.4%

601Rosedale Bank1$305K0.0%—

602United Federal Credit Union3$295K0.0%—

603Cache Valley Bank1$295K0.0%—

604First Atlantic Federal Credit Union2$290K0.0%—

605First Heritage Financial1$285K0.0%—

606Monson Savings Bank1$285K0.0%—

607Southwest Airlines FCU1$275K0.0%

+120.0%

608Horizon Farm Credit, ACA2$270K0.0%

−23.9%

609Atlanta Postal Credit Union2$270K0.0%—

610Gardner Financial Services1$265K0.0%—

611Atlantic Union Bank1$265K0.0%

−13.1%

612Fidelity Bank1$245K0.0%—

613Quaint Oak Mortgage1$245K0.0%—

614NASA Federal Credit Union1$245K0.0%

+32.4%

615Capital Credit Union1$245K0.0%—

616Corry Federal Credit Union2$240K0.0%

−36.0%

617Savers Cooperative Bank1$235K0.0%—

618Century FCU1$225K0.0%—

619Crews Bank & Trust1$225K0.0%—

620Midwest Heritage Bank1$205K0.0%—

621Griffin Funding2$200K0.0%

−76.7%

622Agfirst Farm Credit Bank1$185K0.0%

−43.9%

623Generations Bank4$180K0.0%

−69.2%

624Franklin Mint Federal Credit Union1$175K0.0%

−28.6%

625Clearview Federal Credit Union1$175K0.0%—

626The Park National Bank1$175K0.0%—

627Fed Ex Employees Credit Association1$175K0.0%—

628Bank of Springfield1$175K0.0%

−85.2%

629Christian Community Credit Union2$160K0.0%—

630BMI Federal Credit Union1$155K0.0%

−80.7%

631Fidelity Lending Solutions1$155K0.0%—

632Ardent Federal Credit Union1$125K0.0%

−65.3%

633Star One Credit Union1$125K0.0%

−69.1%

634Everbank1$105K0.0%—

635First National Bank of Omaha1$105K0.0%

−78.4%

636State Financial Network1$95K0.0%—

637Financial Resources Federal CR1$75K0.0%

−87.8%

638APCI Federal Credit Union1$65K0.0%—

639FedChoice Federal Credit Union1$55K0.0%

−59.3%

640Thrivent Bank1$45K0.0%—

641Star USA Federal Credit Union1$35K0.0%

−79.4%

642Trademark FCU1$35K0.0%

−68.2%

643Trustmark Bank0———

644Acu0———

645Unitus Community Credit Union0———

646Black Hills Community Bank0———

647United Bank of Michigan0———

648Lamar National Bank0———

649Queensborough National Bank and Trust0———

650CV3 Financial Services0———

651Notre Dame Federal Credit Union0———

652Deseret First Credit Union0———

653Tomo Mortgage0———

654CorePlus Federal Credit Union0———

655Summit Credit Union0———

656The Focus Federal Credit Union0———

657Transportation Federal Credit Union0———

658MembersAlliance Credit Union0———

659Radiant Credit Union0———

660Credit Union of Texas0———

661Shore United Bank0———

662Vanderbilt Mortgage & Finance0———

663Old Plank Trail Community Bank0———

664Founders Federal Credit Union0———

665Sea West Coast Gurad FCU0———

666Idaho Central Credit Union0———

667Georgia's Own Credit Union0———

668Citizens Bank0———

669Copper State Credit Union0———

670German American Bank0———

671Corporate America Family Credit Union0———

672JSC FCU0———

673Everence Federal Credit Union0———

674First American Bank0———

675TruMark Financial Credit Union0———

676Florida Credit Union0———

677Western and Southern Financial Grou0———

678Nusenda Federal Credit Union0———

679America First Federal Credit Union0———

680Superior Choice Credit Union0———

681Bellco Credit Union0———

682Direct Federal Credit Union0———

683Bogota Savings Bank0———

684Altra Federal Credit Union0———

685First State Bank and Trust0———

686Old National Bank0———

687Robins Financial Credit Union0———

688State Employees Credit Union of MD0———

689Goldenwest Federal Credit Union0———

690Centennial Bank0———

691Capitol0———

692HomeTrust Bank0———

693Prosperity Bank0———

694Grand Bank for Savings0———

695Bayfirst Financial0———

696First Bank0———

697Philadelphia Federal Credit Un0———

698NuMark Credit Union0———

699Compeer Financial0———

700Erie Federal Credit Union0———

701Lennar Mortgage0———

702Arkansas Federal Credit Union0———

703Hughes Federal Credit Union0———

704ResMac0———

705First Community Bank0———

706All in Credit Union0———

707Envoy Mortgage0———

708Industrial Bank0———

709Midflorida Credit Union0———

710Tib0———

711Funding Resources Mortgage Cor0———

712Arcstone Financial0———

713Coastal Federal Credit Union0———

714Liberty Savings Bank0———

715Central One Federal Credit Union0———

716Stride Bank0———

717Plainscapital Bank0———

718Abnb Federal Credit Union0———

719Spring EQ0———

720Southern First Bank0———

721Partners Federal Credit Union0———

722Blaze Credit Union0———

723Nations Direct Mortgage0———

724Ony Glo0———

725Merck Employees FCU0———

726Union Home Mortgage0———

727Indiana Members Credit Union0———

728Studio Bank0———

729Allegacy Federal Credit Union0———

730Spokane Teachers Credit Union0———

731Midland States Bank0———

732Purdue Federal Cu0———

733The Camden National Bank0———

734Bar Harbor Bank & Trust0———

735Chevron Federal Credit Union0———

736Truliant Federal Credit Union0———

737Bank Ozk0———

738DFCU Financial0———

739Skyla Federal Credit Union0———

740Thrivent Federal Credit Union0———

741Citadel Federal Credit Union0———

742VanDyk Mortgage0———

743Citizens Equity First Credit U0———

744First Bank0———

745First Premier Bank0———

746Cfbank0———

747Florida Capital Bank0———

748Beehive Federal Credit Union0———

749Canopy Mortgage0———

750Uncle Credit Union0———

751SouthState Bank0———

752City & County Credit Union0———

753Ameris Bank0———

754S&T Bank0———

755Firstrust Savings Bank0———

756First Savings Bank0———

1-4 family dwellings: Originations whose derived dwelling category is Single Family (1-4 Units) — site-built or manufactured.

ON THIS PAGE · This page is published for search and is served from cache, so it cannot read a scope from the address bar. The pills open the New York state hub, which honours the rung; the figures here stay on the full HMDA basis and the ladder below states exactly what that includes.

What “originations” counts

Every rung below is a strict subset of the one above it, for New York in 2025. No single HMDA slice equals the industry origination figure, so this shows the whole ladder rather than picking one and claiming it matches.

All HMDA originations232,239$116.2B100.0%— the widest basis

1-4 family dwellings228,892$87.3B75.1%5+ unit multifamily · 3,347 loans · $28.93B

1-4 family, first lien170,598$79.1B68.1%junior and subordinate liens · 58,294 loans · $8.12B

1-4 family, first lien, closed-end(disclosure only)156,537$76.3B65.7%home-equity lines of credit · 14,061 loans · $2.83B

1-4 family, first lien, closed-end, consumer-purpose(disclosure only)137,034$65.4B56.3%business-purpose loans and reverse mortgages · 19,503 loans · $10.93B

Source: HMDA public loan-application data (CFPB/FFIEC), action taken = 1, activity year 2025. The two lowest rungs are shown for disclosure and are not selectable — a HELOC flag or a business-purpose flag that the filer claimed the partial exemption on arrives unreported, so those two rungs keep unreported records rather than guessing.

Counties in New York

Mortgage lending by county — 62 with enough origination volume to profile, largest first

New York County 7,521 Kings County 12,900 Suffolk County 26,413 Queens County 13,999 Nassau County 19,230 Westchester County 12,211 Bronx County 3,990 Erie County 16,228 Monroe County 15,921 Richmond County 5,384 Rockland County 4,849 Orange County 7,180 Onondaga County 8,764 Dutchess County 5,064 Saratoga County 4,929 Albany County 5,656 Ulster County 3,041 Niagara County 3,894 Rensselaer County 3,088 Putnam County 1,878 Schenectady County 3,227 Oneida County 3,752 Ontario County 2,413 Sullivan County 1,638 Broome County 2,919 Jefferson County 1,984 Tompkins County 1,122 Columbia County 1,160 Warren County 1,270 Oswego County 2,252 Wayne County 2,022 Greene County 988 Chautauqua County 1,656 Steuben County 1,685 Madison County 1,246 Cayuga County 1,226 Washington County 1,008 Clinton County 891 Chemung County 1,394 Livingston County 1,096 Montgomery County 832 Herkimer County 1,043 Genesee County 927 Cattaraugus County 888 Fulton County 894 Otsego County 818 Essex County 553 St. Lawrence County 899 Delaware County 639 Tioga County 821 Wyoming County 667 Yates County 416 Orleans County 718 Cortland County 647 Chenango County 697 Schoharie County 535 Seneca County 513 Franklin County 380 Allegany County 528 Lewis County 462 Schuyler County 310 Hamilton County 145

COUNTY PROFILES INCLUDE

Origination volume and denial rate, market concentration, the top lenders operating there, ACS housing and income context, and FEMA natural-hazard exposure.

Go deeper

New York in the full MortRadar app

New York market benchmarks →Interactive year-by-year volume, rates, and channel-mix charts New York state hub — every dataset →HMDA lender share, FHA, Fannie/Freddie, Ginnie Mae, VA, NMLS licensing, the state housing finance agency, CFPB complaints and market context, one tab each Top Mortgage Players →Cross-metric national leaderboard: HMDA, Ginnie, FHA, market cap National market hub →U.S. origination totals, movers, and the state map

Other state markets

Largest states by 2025 volume

California$344.74B Texas$186.23B Florida$183.52B North Carolina$89.58B Washington$81.03B Georgia$79.74B Virginia$77.59B New Jersey$75.63B

All 50 states + DC →

Attribution & methodology. New York figures are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); “state share” is a lender’s share of the state’s disclosed origination volume; loan amounts are the public files’ midpoint-rounded values. MortRadar’s aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.