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State markets/New York/Delaware County

COUNTY MORTGAGE MARKET · FIPS 36025

Delaware County, New York

Who lends in Delaware County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$123.2M

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

639

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

23.7%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

144

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 144 lenders that originated in Delaware County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

434

unconcentrated

Top-5 lender share

38.8%

of originations

Purchase

66.4%

310 loans

Refinance

33.6%

157 loans

Origination trend

Annual mortgage origination volume and loan count in Delaware County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Delaware County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Delaware County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR DELAWARE COUNTY →

TOP TEN LENDERS IN DELAWARE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

59$11.4M$11.4M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
107$10.3M$10.3M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
63$10.0M$10.0M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
59$8.2M$8.2M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
55$8.0M$8.0M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
18$7.8M$7.8M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
29$6.9M$6.9M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
12$3.6M$3.6M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
14$3.5M$3.5M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
2$2.9M$2.9M originated in Delaware County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Delaware County

All 47 ZIP Code Tabulation Areas that touch Delaware County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
47 OF 47 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
33 of the 6 Delaware County tracts this ZIP area touches sit mostly inside it.8,10616.3%2,085——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 8 Delaware County tracts this ZIP area touches sit mostly inside it.5,2709.6%1,444——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.4,92914.5%1,862——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Delaware County tracts this ZIP area touches sit mostly inside it.3,70713.8%813——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.3,33616.4%1,300——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Delaware County tracts this ZIP area touches sit mostly inside it.2,95510.6%913——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Delaware County tract this ZIP area touches sit mostly inside it.2,65810.9%843——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.2,2889.6%961——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.2,2519.5%814——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Delaware County tract this ZIP area touches sit mostly inside it.2,2478.3%875——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Delaware County tracts this ZIP area touches sit mostly inside it.1,8299.7%669——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Delaware County tracts this ZIP area touches sit mostly inside it.1,7918.9%610——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Delaware County tracts this ZIP area touches sit mostly inside it.1,78210.8%607——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Delaware County tract this ZIP area touches sit mostly inside it.1,44210.3%500——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Delaware County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

18 of Delaware County’s 18 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Delaware County

All 18 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

18 OF 18 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate67.1%1,44210.3%OPEN →
Middle96.8%2,95510.6%OPEN →
Middle109.0%3,0288.6%OPEN →
Moderate76.1%2,2889.6%OPEN →
Moderate61.3%1,8299.7%OPEN →
Middle92.7%3,70713.8%OPEN →
Middle85.0%2,16518.6%OPEN →
Middle93.1%1,7918.9%OPEN →
Moderate67.9%2,3989.9%OPEN →
Moderate75.7%2,8729.3%OPEN →
Upper121.7%2,2519.5%OPEN →
Middle119.7%3,52811.5%OPEN →
—0.0%1,55042.5%OPEN →
Middle102.4%2,65810.9%OPEN →
Middle103.8%2,2478.3%OPEN →
Middle110.2%3,33616.4%OPEN →
Middle107.3%1,78210.8%OPEN →
Middle87.9%2,76411.4%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

44,487

Median household income

$63,337

Median home value

$183,100

Median gross rent

$880

per month

Owner-occupied

77.3%

of occupied units

Housing units

30,057

36.1% vacant

Poverty rate

14.4%

Unemployment

6.4%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 83.3

Social vulnerability

Very High

Community resilience

Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

100

Declarations recorded

39

Incident types on record: Biological, Drought, Fire, Flood, Hurricane, Other, Severe Storm, Snowstorm, Tropical Storm.

Everything we hold on Delaware County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Delaware County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Delaware County →Every reported application and origination in FIPS 36025, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Delaware County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

13

—

Purchase share

53.8%

7 loans

IRRRL refinances

5

Cash-out refinances

1

202613—751
202515—915
202411—902
20236—402
2022——1046
202125—10141
202029—1793
201921—1416
201825—1627
201730—2145
201625—1168
201522—1048

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Delaware County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Delaware County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

108

+36.7% vs 2024

Multifamily · 2025

0

—

Total authorized · 2025

108

+36.7% vs 2024

Permit valuation · 2025

$32.9M

authorized construction value

Units authorized by year

Delaware County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
0631251882501990199219941996199820002002200420062008201020122014201620182020202220242025108 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Delaware County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Foreign - Other flows, FR———
inflow2223Foreign - Other flows, FR———
outflow2223Otsego County, NY197334$8.8M
outflow2223Other flows - South, DS183323$11.2M
inflow2223Otsego County, NY159279$7.6M
inflow2223Other flows - South, DS121187$7.0M
inflow2223Other flows - Northeast, DS120189$10.6M
outflow2223Other flows - Northeast, DS98136$9.4M
inflow2223Chenango County, NY90137$3.3M
outflow2223Chenango County, NY73119$3.5M
inflow2223Kings County, NY64105$9.9M
outflow2223Broome County, NY58118$2.2M
inflow2223Queens County, NY4884$4.5M
inflow2223Ulster County, NY4362$2.7M
inflow2223Other flows - West, DS4367$3.2M
inflow2223New York County, NY4271$6.3M
inflow2223Broome County, NY4272$1.4M
outflow2223Other flows - West, DS3965$2.0M
outflow2223Other flows - Midwest, DS3756$2.2M
inflow2223Sullivan County, NY3560$2.7M
outflow2223Kings County, NY3353$4.6M
outflow2223Schoharie County, NY3260$1.5M
inflow2223Suffolk County, NY2948$2.9M
inflow2223Nassau County, NY2941$2.8M
outflow2223New York County, NY2845$5.1M
inflow2223Schoharie County, NY2749$1.2M
inflow2223Westchester County, NY2232$2.5M
outflow2223Ulster County, NY2134$976K
inflow2223Other flows - Midwest, DS2126$920K
outflow2122Other flows - Midwest, DS———
inflow2122Foreign - Other flows, FR———
outflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS224395$13.5M
outflow2122Otsego County, NY203340$9.2M
inflow2122Otsego County, NY191326$8.0M
inflow2122Other flows - Northeast, DS124181$14.1M
inflow2122Other flows - South, DS117193$7.1M
outflow2122Other flows - Northeast, DS116185$8.6M
outflow2122Chenango County, NY86129$3.4M
inflow2122Kings County, NY79110$8.9M
outflow2122Broome County, NY69116$2.9M
inflow2122New York County, NY66101$8.8M
inflow2122Chenango County, NY64109$2.7M
outflow2122Other flows - West, DS5291$2.8M
inflow2122Suffolk County, NY5186$4.9M
inflow2122Queens County, NY4677$4.6M
inflow2122Broome County, NY46103$1.7M
inflow2122Other flows - West, DS4472$3.0M
inflow2122Nassau County, NY3962$3.3M
inflow2122Schoharie County, NY3453$1.5M
outflow2122Ulster County, NY3250$1.4M
outflow2122Schoharie County, NY3259$1.7M
inflow2122Ulster County, NY3249$2.0M
outflow2122New York County, NY2851$7.4M
inflow2122Sullivan County, NY2846$1.6M
inflow2122Orange County, NY2437$1.7M
inflow2122Other flows - Midwest, DS2441$1.7M
outflow2122Kings County, NY2135$1.4M
outflow2122Sullivan County, NY2030$454K
outflow2122Suffolk County, NY2024$808K
outflow2021Foreign - Other flows, FR———
outflow2021Otsego County, NY203361$7.7M
outflow2021Other flows - South, DS198339$17.7M
inflow2021Otsego County, NY177305$6.8M
inflow2021Kings County, NY134207$17.5M
inflow2021Other flows - Northeast, DS126209$12.2M
inflow2021Other flows - South, DS110176$4.4M
outflow2021Other flows - Northeast, DS101163$5.6M
inflow2021New York County, NY99164$20.0M
outflow2021Chenango County, NY81142$2.7M
inflow2021Chenango County, NY73109$2.2M
outflow2021Broome County, NY69137$2.7M
inflow2021Broome County, NY63128$2.7M
inflow2021Other flows - West, DS6195$4.2M
inflow2021Queens County, NY5292$6.5M
outflow2021Other flows - West, DS4976$2.9M
inflow2021Suffolk County, NY4476$3.5M
outflow2021Kings County, NY3359$3.1M
outflow2021Schoharie County, NY3157$1.2M
inflow2021Ulster County, NY3050$1.1M
outflow2021Suffolk County, NY2943$2.0M
outflow2021Ulster County, NY2639$1.9M
outflow2021Other flows - Midwest, DS2642$1.8M
inflow2021Schoharie County, NY2550$961K
inflow2021Nassau County, NY2435$1.6M
inflow2021Other flows - Midwest, DS2336$1.5M
inflow2021Westchester County, NY2336$2.5M
outflow2021New York County, NY2333$1.6M
inflow2021Orange County, NY2240$1.7M
inflow2021Sullivan County, NY2138$987K
inflow1920Foreign - Other flows, FR———
outflow1920Foreign - Other flows, FR———
inflow1920Other flows - Midwest, DS———
outflow1920Otsego County, NY212355$9.3M
outflow1920Other flows - South, DS194358$11.6M
inflow1920Otsego County, NY183370$7.3M
inflow1920Other flows - Northeast, DS125230$11.9M
inflow1920Other flows - South, DS113191$5.2M
inflow1920Kings County, NY112191$15.4M
inflow1920New York County, NY84142$22.7M
outflow1920Other flows - Northeast, DS81136$3.8M
inflow1920Chenango County, NY71128$2.0M
outflow1920Chenango County, NY69139$3.2M
outflow1920Broome County, NY61124$2.4M
inflow1920Broome County, NY5399$2.0M
inflow1920Suffolk County, NY4465$3.4M
outflow1920Schoharie County, NY4282$1.8M
outflow1920Other flows - West, DS4278$2.1M
inflow1920Other flows - West, DS4181$3.3M
inflow1920Schoharie County, NY3762$737K
inflow1920Queens County, NY3665$4.0M
inflow1920Ulster County, NY3459$2.6M
inflow1920Westchester County, NY3248$3.3M
inflow1920Nassau County, NY2947$2.6M
inflow1920Sullivan County, NY2445$1.6M
outflow1920Sullivan County, NY2351$919K
inflow1920Orange County, NY2236$1.5M
outflow1920Other flows - Midwest, DS2063$966K
outflow1920Suffolk County, NY2027$1.0M
inflow1819Foreign - Other flows, FR———
outflow1819Foreign - Other flows, FR———
inflow1819Other flows - Midwest, DS———
outflow1819Otsego County, NY206381$7.5M
outflow1819Other flows - South, DS200337$11.1M
inflow1819Otsego County, NY178331$6.6M
inflow1819Other flows - South, DS97152$5.2M
inflow1819Other flows - Northeast, DS94134$5.4M
outflow1819Other flows - Northeast, DS92137$5.7M
outflow1819Chenango County, NY78143$3.0M
outflow1819Broome County, NY70139$2.4M
inflow1819Chenango County, NY68113$2.3M
outflow1819Other flows - West, DS5496$4.2M
inflow1819Suffolk County, NY4368$2.9M
inflow1819Kings County, NY4166$3.1M
outflow1819Schoharie County, NY4180$1.8M
inflow1819Broome County, NY3975$1.7M
inflow1819New York County, NY3559$5.3M
inflow1819Other flows - West, DS3353$1.2M
inflow1819Schoharie County, NY3253$1.1M
outflow1819Sullivan County, NY2537$819K
outflow1819New York County, NY2332$1.5M
outflow1819Other flows - Midwest, DS2236$854K
inflow1819Ulster County, NY2131$1.3M
inflow1819Queens County, NY2136$923K
inflow1819Nassau County, NY2031$1.4M
inflow1819Orange County, NY2041$1.5M
outflow1718Foreign - Other flows, FR———
inflow1718Foreign - Other flows, FR———
inflow1718Otsego County, NY205370$7.3M
outflow1718Otsego County, NY202343$7.9M
outflow1718Other flows - South, DS184309$8.7M
inflow1718Other flows - South, DS119212$4.4M
inflow1718Other flows - Northeast, DS100161$7.2M
outflow1718Broome County, NY87174$3.3M
inflow1718Chenango County, NY84167$3.0M
outflow1718Chenango County, NY82163$3.4M
outflow1718Other flows - Northeast, DS80140$3.7M
inflow1718Broome County, NY67121$2.3M
inflow1718Kings County, NY4877$6.0M
inflow1718Schoharie County, NY4183$1.9M
outflow1718Schoharie County, NY4066$1.5M
outflow1718Other flows - West, DS3861$4.0M
inflow1718New York County, NY3652$3.2M
inflow1718Other flows - West, DS3679$1.8M
inflow1718Queens County, NY3256$2.3M
outflow1718Ulster County, NY2949$1.9M
inflow1718Ulster County, NY2544$1.5M
outflow1718Other flows - Midwest, DS2546$1.2M
inflow1718Sullivan County, NY2442$808K
inflow1718Suffolk County, NY2440$1.4M
inflow1718Other flows - Midwest, DS2441$1.5M
outflow1718Albany County, NY2239$765K
outflow1617Foreign - Other flows, FR———
inflow1617Foreign - Other flows, FR———
outflow1617Otsego County, NY310555$13.7M
inflow1617Otsego County, NY265440$9.2M
outflow1617Other flows - South, DS224397$9.5M
inflow1617Other flows - South, DS157300$6.9M
outflow1617Other flows - Northeast, DS134227$8.0M
outflow1617Chenango County, NY119226$4.4M
inflow1617Other flows - Northeast, DS116199$5.5M
inflow1617Chenango County, NY102169$3.0M
outflow1617Broome County, NY98188$3.9M
inflow1617Broome County, NY64122$1.7M
inflow1617Kings County, NY5181$3.9M
outflow1617Other flows - West, DS5171$1.4M
inflow1617Schoharie County, NY4484$1.7M
outflow1617Schoharie County, NY4369$1.4M
inflow1617Suffolk County, NY4274$3.5M
inflow1617Other flows - West, DS3985$2.2M
inflow1617New York County, NY3757$3.3M
inflow1617Ulster County, NY3764$1.4M
outflow1617Ulster County, NY3253$967K
inflow1617Sullivan County, NY3262$1.1M
outflow1617Other flows - Midwest, DS2951$1.5M
inflow1617Other flows - Midwest, DS2957$2.4M
inflow1617Queens County, NY2641$2.1M
outflow1617Sullivan County, NY2548$931K
outflow1617Suffolk County, NY2445$837K
inflow1617Westchester County, NY2136$2.3M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Delaware County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals193.0
2023PurchaseNo CharacteristicAll Appraisals0.2
2023RefinanceNo CharacteristicAll Appraisals78.0
2023PurchaseNo CharacteristicAll Appraisals1.1
2023BothNo CharacteristicAll Appraisals271.0
2023PurchaseNo CharacteristicAll Appraisals0.7
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals245,500.0
2023BothNo CharacteristicAll Appraisals254,000.0
2023PurchaseNo CharacteristicAll Appraisals260,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.1
2022BothNo CharacteristicAll Appraisals240,500.0
2022PurchaseNo CharacteristicAll Appraisals0.2
2022PurchaseNo CharacteristicAll Appraisals256,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals128.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.8
2022RefinanceNo CharacteristicAll Appraisals231,500.0
2022BothNo CharacteristicAll Appraisals384.0
2022PurchaseNo CharacteristicAll Appraisals256.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals240,000.0
2021BothNo CharacteristicAll Appraisals685.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals422.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021RefinanceNo CharacteristicAll Appraisals263.0
2021PurchaseNo CharacteristicAll Appraisals0.1
2021BothNo CharacteristicAll Appraisals265,000.0
2021PurchaseNo CharacteristicAll Appraisals0.7
2021PurchaseNo CharacteristicAll Appraisals271,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals639.0
2020PurchaseNo CharacteristicAll Appraisals418.0
2020PurchaseNo CharacteristicAll Appraisals0.7
2020BothNo CharacteristicAll Appraisals213,000.0
2020RefinanceNo CharacteristicAll Appraisals213,000.0
2020RefinanceNo CharacteristicAll Appraisals221.0
2020PurchaseNo CharacteristicAll Appraisals213,500.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals0.0
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals175,000.0
2019PurchaseNo CharacteristicAll Appraisals267.0
2019PurchaseNo CharacteristicAll Appraisals0.2
2019PurchaseNo CharacteristicAll Appraisals1.1
2019RefinanceNo CharacteristicAll Appraisals180,000.0
2019BothNo CharacteristicAll Appraisals405.0
2019RefinanceNo CharacteristicAll Appraisals138.0
2019PurchaseNo CharacteristicAll Appraisals165,000.0
2019PurchaseNo CharacteristicAll Appraisals0.8
2018RefinanceNo CharacteristicAll Appraisals176,000.0
2018BothNo CharacteristicAll Appraisals364.0
2018PurchaseNo CharacteristicAll Appraisals263.0
2018RefinanceNo CharacteristicAll Appraisals101.0
2018BothNo CharacteristicAll Appraisals172,800.0
2018PurchaseNo CharacteristicAll Appraisals168,000.0
2018PurchaseNo CharacteristicAll Appraisals0.7
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.2
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals155,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.2
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals355.0
2017PurchaseNo CharacteristicAll Appraisals242.0
2017PurchaseNo CharacteristicAll Appraisals176,500.0
2017RefinanceNo CharacteristicAll Appraisals113.0
2017PurchaseNo CharacteristicAll Appraisals0.7
2017BothNo CharacteristicAll Appraisals167,000.0
2016PurchaseNo CharacteristicAll Appraisals214.0
2016RefinanceNo CharacteristicAll Appraisals190,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals164,000.0
2016PurchaseNo CharacteristicAll Appraisals0.8
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals175,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.2
2016BothNo CharacteristicAll Appraisals342.0
2016RefinanceNo CharacteristicAll Appraisals128.0
2015PurchaseNo CharacteristicAll Appraisals1.1
2015PurchaseNo CharacteristicAll Appraisals154,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals177,500.0
2015BothNo CharacteristicAll Appraisals283.0
2015RefinanceNo CharacteristicAll Appraisals116.0
2015PurchaseNo CharacteristicAll Appraisals0.0
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals167.0
2015BothNo CharacteristicAll Appraisals160,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals160,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Delaware County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-0518,79817,9858134.3%
2026-0418,47117,6658064.4%
2026-0318,70117,7619405.0%
2026-0218,88917,8241,0655.6%
2026-0118,61317,6219925.3%
2025-1218,79817,9978014.3%
2025-1119,04018,2577834.1%
2025-0919,22518,4407854.1%
2025-0818,81618,0018154.3%
2025-0718,65317,8208334.5%
2025-0619,04418,3287163.8%
2025-0518,48417,8666183.3%
2025-0418,21917,5746453.5%
2025-0318,00817,1868224.6%
2025-0218,34517,4309155.0%
2025-0118,24117,3758664.7%
2024-1218,09617,3857113.9%
2024-1118,22217,5886343.5%
2024-1018,60918,0185913.2%
2024-0919,15218,5506023.1%
2024-0818,68317,9227614.1%
2024-0718,68717,8947934.2%
2024-0618,95118,2377143.8%
2024-0518,72418,0746503.5%
2024-0418,21017,5306803.7%
2024-0318,82317,9798444.5%
2024-0218,78017,8279535.1%
2024-0118,45517,5299265.0%
2023-1218,46017,6657954.3%
2023-1118,62117,9396823.7%
2023-1018,78718,0896983.7%
2023-0918,81118,1446673.5%
2023-0818,33917,5767634.2%
2023-0718,37217,6297434.0%
2023-0618,92418,2276973.7%
2023-0518,58017,9855953.2%
2023-0418,45617,8855713.1%
2023-0318,99918,2377624.0%
2023-0219,06118,1898724.6%
2023-0118,75817,8579014.8%
2022-1218,49617,8216753.6%
2022-1118,42317,8255983.2%
2022-1018,76518,2075583.0%
2022-0918,83818,2395993.2%
2022-0818,19717,4837143.9%
2022-0718,21317,4757384.1%
2022-0618,93818,2456933.7%
2022-0518,82118,2255963.2%
2022-0418,57517,9556203.3%
2022-0318,91318,1347794.1%
2022-0218,87818,0018774.6%
2022-0118,72417,8838414.5%
2021-1218,66518,0945713.1%
2021-1118,83518,2385973.2%
2021-1018,84518,1986473.4%
2021-0919,34318,6367073.7%
2021-0818,84417,9648804.7%
2021-0718,66117,6949675.2%
2021-0619,34518,3919544.9%
2021-0519,01518,1878284.4%
2021-0418,93718,0079304.9%
2021-0318,95517,7621,1936.3%
2021-0219,08117,8621,2196.4%
2021-0119,18517,9991,1866.2%
2020-1219,06118,0421,0195.3%
2020-1119,05818,1878714.6%
2020-1019,13018,2578734.6%
2020-0919,44118,4091,0325.3%
2020-0818,77417,6141,1606.2%
2020-0718,81917,3091,5108.0%
2020-0619,64718,0891,5587.9%
2020-0518,96417,0421,92210.1%
2020-0418,65516,0792,57613.8%
2020-0319,36018,1671,1936.2%
2020-0219,70218,6231,0795.5%
2020-0119,66718,6161,0515.3%
2019-1219,71518,8268894.5%
2019-1119,78618,9887984.0%
2019-1019,88219,1307523.8%
2019-0920,02019,3007203.6%
2019-0819,73518,8658704.4%
2019-0719,60318,6659384.8%
2019-0619,90519,0868194.1%
2019-0519,42118,7077143.7%
2019-0419,42818,6367924.1%
2019-0319,40918,4349755.0%
2019-0219,64218,5481,0945.6%
2019-0119,70518,6191,0865.5%
2018-1219,63518,8048314.2%
2018-1119,77219,0587143.6%
2018-1019,63018,9207103.6%
2018-0919,80619,1007063.6%
2018-0820,28619,4887983.9%
2018-0720,55119,6538984.4%
2018-0619,90618,9939134.6%
2018-0519,37418,5947804.0%
2018-0419,32918,3369935.1%
2018-0319,36218,2141,1485.9%
2018-0219,59118,2751,3166.7%
2018-0119,47118,1661,3056.7%

BEA Personal Income

2024$2.37B44,191$54K
2023$2.23B44,514$50K
2022$2.11B44,769$47K
2021$2.12B44,730$47K
2020$1.99B44,230$45K
2019$1.85B44,576$41K
2018$1.73B44,820$39K
2017$1.70B45,234$38K
2016$1.61B45,547$35K
2015$1.61B46,020$35K
2014$1.61B46,668$35K
2013$1.57B46,883$33K
2012$1.54B47,270$33K
2011$1.49B47,614$31K
2010$1.47B47,894$31K
2009$1.42B48,182$30K
2008$1.39B48,363$29K
2007$1.32B48,450$27K
2006$1.27B48,271$26K
2005$1.23B48,377$25K
2004$1.20B48,283$25K
2003$1.13B47,930$24K
2002$1.08B47,666$23K
2001$1.07B47,771$22K
2000$1.10B47,864$23K
1999$1.05B48,069$22K
1998$982.2M47,999$20K
1997$925.4M47,878$19K
1996$880.6M48,342$18K
1995$833.9M48,638$17K
1994$810.6M48,526$17K
1993$785.4M48,387$16K
1992$769.7M48,021$16K
1991——$15K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Delaware County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2025-06-07$0$0$0Yes
2024-08-09$11K$11K$0Yes
2024-08-09$28K$28K$0Yes
2024-08-09$9K$9K$0Yes
2024-08-09$42K$42K$0Yes
2024-08-09$30K$20K$9KNo
2024-08-09$9K$9K$0No
2024-08-09$0——Yes
2024-08-09$6K$6K$0No
2024-08-09$7K$7K$0Yes
2024-08-09$8K$8K$0Yes
2024-08-09$13K$13K$0Yes
2024-08-09$0$0$0Yes
2023-12-17$0——Yes
2023-04-30$133.95$133.95$0Yes
2020-12-25$5K$5K$0Yes
2020-12-24$8K$8K$0Yes
2019-05-05$0$0$0Yes
2019-04-18$0——No
2019-04-14$9K$9K$0No
2018-08-17$24K$24K$0Yes
2018-08-08$10K$10K$0Yes
2018-01-19$0——Yes
2017-07-14$0——Yes
2017-07-12$8K$8K$0No
2017-05-12$0——Yes
2015-01-12$0——No
2014-04-15$0——No
2013-09-02$13K$13K$0Yes
2013-09-02$4K$4K$0Yes
2013-08-01$0——Yes
2013-08-01$0——No
2013-06-27$0——No
2012-10-29$0——No
2012-10-29$0——Yes
2012-10-29$0——No
2012-06-25$0——No
2011-11-15$13K$13K$0Yes
2011-09-12$2K$2K$0Yes
2011-09-11$15K$15K$124.3Yes
2011-09-11$13K$13K$0Yes
2011-09-10$30K$30K$0No
2011-09-10$9K$9K$0No
2011-09-10$3K$3K$0Yes
2011-09-10$10K$10K$0No
2011-09-09$8K$8K$0Yes
2011-09-09$38K$31K$7KNo
2011-09-09$0——Yes
2011-09-09$7K$7K$0Yes
2011-09-09$3K$3K$0Yes
2011-09-09$9K$9K$0Yes
2011-09-08$12K$12K$0Yes
2011-09-08$31K$27K$4KYes
2011-09-08$28K$25K$3KYes
2011-09-08$68K$56K$11KYes
2011-09-08$47K$40K$7KYes
2011-09-08$46K$46K$0Yes
2011-09-08$51K$51K$0Yes
2011-09-08$0——No
2011-09-08$29K$29K$0Yes
2011-09-08$7K$7K$0Yes
2011-09-08$82K$82K$0Yes
2011-09-08$58K$58K$0No
2011-09-08$13K$13K$0Yes
2011-09-08$31K$31K$0No
2011-09-08$93.82$93.82$0Yes
2011-09-08$10K$10K$0No
2011-09-08$36K$36K$0Yes
2011-09-08$30K$30K$0Yes
2011-09-08$44K$33K$11KYes
2011-09-08$63K$60K$3KYes
2011-09-08$18K$18K$0No
2011-09-08$8K$8K$0Yes
2011-09-08$26K$26K$0No
2011-09-08$0——No
2011-09-08$45K$45K$0No
2011-09-08$10K$10K$0No
2011-09-08$89K$84K$5KYes
2011-09-08$55K$55K$0Yes
2011-09-08$3K$3K$0Yes
2011-09-08$44K$44K$0Yes
2011-09-08$4K$4K$0No
2011-09-08$70K$70K$0No
2011-09-08$71K$71K$0Yes
2011-09-08$18K$12K$5KYes
2011-09-08$53K$53K$0No
2011-09-08$5K$5K$0Yes
2011-09-08$10K$10K$0No
2011-09-08$24K$24K$0Yes
2011-09-08$14K$11K$4KNo
2011-09-08$64K$64K$0Yes
2011-09-08$11K$11K$0Yes
2011-09-08$25K$25K$0Yes
2011-09-08$89K$89K$0No
2011-09-08$79K$79K$0No
2011-09-08$11K$11K$0No
2011-09-08$29K$29K$0No
2011-09-08$41K$41K$0Yes
2011-09-08$6K$6K$0Yes
2011-09-08$0——No

ALSO CHECKED

18 more data areas were checked for Delaware County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the NY state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN DELAWARE COUNTY →Opens the loan explorer already filtered to county FIPS 36025.

See the New York state market profile for the statewide picture, the New York state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.