Skip to main content
MortRadarTERMINAL
State markets/New York/Orange County

COUNTY MORTGAGE MARKET · FIPS 36071

Orange County, New York

Who lends in Orange County, how much, and to whom — built from HMDA public mortgage disclosure data, U.S. Census ACS housing estimates and FEMA's National Risk Index.

Origination volume · 2025

$2.41B

Origination volumeSum of loan amount over HMDA records with action taken = 1.

Originations · 2025

7,180

OriginationsCount of HMDA records with action taken = 1 (loan originated) in the activity year.

Denial rate · 2025

20.4%

Denial rateApplications denied (action taken = 3) divided by applications acted upon (actions 1-5).

Lenders active · 2025

284

Lenders activeDistinct LEIs with at least one application acted upon (HMDA action taken 1-5, 7 or 8) in the county and year.

Market structure

How spread out lending is across the 284 lenders that originated in Orange County in 2025. HHI is the Herfindahl-Hirschman index over lender shares.

Concentration (HHI)

285

unconcentrated

Top-5 lender share

31.0%

of originations

Purchase

63.8%

3,513 loans

Refinance

36.2%

1,996 loans

Origination trend

Annual mortgage origination volume and loan count in Orange County, 2023–2025. Pick a window, export the graph or its data, or click a year to open every record behind it.

Lenders in Orange County

Sort, filter, add columns, export, or open a row for the lender's card. Each row links to the lender's company page and to its Orange County loan records. The panel states which source answered and exactly which lenders that source covers.

ORIGINATION FLOOR
Hide the long tail of lenders with only a handful of loans here.
FULL RECORD LIST FOR ORANGE COUNTY →

TOP TEN LENDERS IN ORANGE COUNTY · 10

The ten largest lenders by origination volume — the precomputed county leaderboard, not the whole market.

1–10 OF 10 LENDERS

Loading every lender that acted on an application in this county. The rows below are the precomputed county leaderboard — the ten largest by volume, not the whole market.

452$179.2M$179.2M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
330$164.3M$164.3M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
559$146.0M$146.0M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
889$137.4M$137.4M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
308$119.1M$119.1M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
176$82.2M$82.2M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
191$65.2M$65.2M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
162$64.0M$64.0M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
279$61.2M$61.2M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—
137$58.7M$58.7M originated in Orange County, 2025—Share needs a county-wide denominator, which the narrower fallback source does not carry.—

Source: the precomputed county lender leaderboard (lender_county_year) — its ten largest lenders by origination volume, not the county. As of HMDA activity year 2025. Denial rate = denials / decisioned applications (originated + approved-but-not-accepted + denied).

ZIP areas in Orange County

All 52 ZIP Code Tabulation Areas that touch Orange County, built by grouping the county's census tracts through the Census 2020 crosswalk. A ZCTA approximates a USPS ZIP code; HMDA itself reports no postal geography, so each row opens the tracts behind it, where the records are exact.

TRACT FLOOR
Hide the ZIP areas that only clip a corner of this county.
52 OF 52 ZIP AREASEVERY ZIP AREA TOUCHING THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
1212 of the 18 Orange County tracts this ZIP area touches sit mostly inside it.62,09634.5%8,095——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1414 of the 17 Orange County tracts this ZIP area touches sit mostly inside it.55,96164.2%11,200——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
1212 of the 18 Orange County tracts this ZIP area touches sit mostly inside it.55,85161.5%12,073——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
66 of the 7 Orange County tracts this ZIP area touches sit mostly inside it.25,14723.4%7,357——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
55 of the 12 Orange County tracts this ZIP area touches sit mostly inside it.21,52051.5%5,639——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 8 Orange County tracts this ZIP area touches sit mostly inside it.18,44828.7%4,833——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 7 Orange County tracts this ZIP area touches sit mostly inside it.16,31954.4%3,788——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Orange County tracts this ZIP area touches sit mostly inside it.15,47335.4%3,978——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 7 Orange County tracts this ZIP area touches sit mostly inside it.14,57134.1%3,327——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
44 of the 6 Orange County tracts this ZIP area touches sit mostly inside it.13,46429.5%3,188——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 3 Orange County tracts this ZIP area touches sit mostly inside it.12,46334.3%1,336——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 6 Orange County tracts this ZIP area touches sit mostly inside it.11,93838.9%3,231——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
33 of the 8 Orange County tracts this ZIP area touches sit mostly inside it.10,59035.1%2,620——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
22 of the 3 Orange County tracts this ZIP area touches sit mostly inside it.9,69425.7%2,558——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 3 Orange County tracts this ZIP area touches sit mostly inside it.6,33742.4%1,733——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
22 of the 5 Orange County tracts this ZIP area touches sit mostly inside it.6,31535.9%1,449——TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
11 of the 5 Orange County tracts this ZIP area touches sit mostly inside it.5,41525.4%1,629——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 1 Orange County tract this ZIP area touches sit mostly inside it.5,18939.0%1,290——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Orange County tracts this ZIP area touches sit mostly inside it.4,88034.3%1,412——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Orange County tracts this ZIP area touches sit mostly inside it.4,62120.9%1,112——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Orange County tracts this ZIP area touches sit mostly inside it.3,92723.0%1,198——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Orange County tracts this ZIP area touches sit mostly inside it.3,84224.5%746——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Orange County tracts this ZIP area touches sit mostly inside it.3,81125.7%1,138——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Orange County tracts this ZIP area touches sit mostly inside it.3,58221.1%1,210——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 3 Orange County tracts this ZIP area touches sit mostly inside it.3,45823.6%800——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 2 Orange County tracts this ZIP area touches sit mostly inside it.3,19019.7%770——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
11 of the 4 Orange County tracts this ZIP area touches sit mostly inside it.2,73223.6%742——OPEN →This ZIP area is one census tract here, so its records open directly and exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 4 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 2 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 5 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 3 tracts of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.
0This ZIP area clips 1 tract of Orange County but is the dominant ZIP for none of them, so it owns no figures here.—————TRACTS →HMDA reports no ZIP. This opens the ZIP area's tract list, where each tract's records open exactly.

92 of Orange County’s 92 census tracts are grouped into the ZIP areas above, with none left over. The two add up to the county exactly, because each tract is counted once. A ZCTA — ZIP Code Tabulation Area — is the U.S. Census Bureau's area approximation of a USPS ZIP code, not the ZIP code itself. HMDA reports no postal geography at all, so these rows are census tracts grouped by the Census 2020 tract-to-ZCTA relationship file: each tract is counted once, in the single ZCTA covering the most of its land. Housing figures are HMDA tract attributes for activity year 2025, summed over the tracts each ZIP area owns — a ZIP area that owns no tract shows an em-dash, never a zero.

Census tracts in Orange County

All 92 tracts, with the FFIEC income character and HMDA housing attributes of each. Open a tract for its own lender ranking, or open its records directly.

92 OF 92 TRACTSEVERY TRACT IN THE COUNTY — NO ROWS WITHHELD
TOP LENDERRECORDS
Moderate55.8%3,13763.6%OPEN →
Middle90.3%2,63873.0%OPEN →
Low43.7%2,13694.2%OPEN →
Moderate74.2%4,32784.2%OPEN →
Low34.4%5,08684.9%OPEN →
Low33.7%3,31089.2%OPEN →
Moderate68.1%4,20890.5%OPEN →
Low44.0%4,01484.1%OPEN →
Moderate66.5%4,77576.9%OPEN →
Moderate68.4%2,56484.2%OPEN →
Middle118.6%3,37760.9%OPEN →
Moderate71.4%5,51473.5%OPEN →
Moderate74.0%5,29473.1%OPEN →
Moderate71.4%2,76262.6%OPEN →
Low45.0%3,25529.9%OPEN →
Moderate65.7%3,40137.5%OPEN →
Middle81.2%2,11932.4%OPEN →
Middle106.0%4,88034.3%OPEN →
Middle107.7%5,69041.3%OPEN →
Middle110.5%5,04238.5%OPEN →
Middle100.0%3,55444.1%OPEN →
Moderate75.5%4,20844.3%OPEN →
Middle87.1%3,52042.5%OPEN →
Middle95.5%5,09152.6%OPEN →
Upper137.4%3,50021.1%OPEN →
Middle91.3%3,77226.6%OPEN →
Middle105.4%2,57043.9%OPEN →
Middle88.3%4,24837.2%OPEN →
Middle98.5%3,97942.7%OPEN →
Middle102.5%5,29726.4%OPEN →
Middle80.9%3,45823.6%OPEN →
Middle107.9%5,67225.9%OPEN →
Middle94.5%5,11434.5%OPEN →
Middle98.6%3,09463.5%OPEN →
Middle87.4%4,65960.2%OPEN →
Moderate72.6%5,23667.0%OPEN →
Moderate77.7%4,69564.8%OPEN →
Moderate77.8%3,45267.9%OPEN →
Middle99.6%4,17036.9%OPEN →
Middle99.8%6,53737.6%OPEN →
Moderate69.0%3,92723.0%OPEN →
Moderate71.7%3,58221.1%OPEN →
Middle119.4%4,68922.1%OPEN →
Middle93.5%4,62120.9%OPEN →
Middle118.9%4,80233.6%OPEN →
Middle113.7%2,73223.6%OPEN →
Upper132.3%6,58135.2%OPEN →
Middle93.5%3,84439.7%OPEN →
Upper145.9%4,14627.1%OPEN →
Middle110.6%5,41525.4%OPEN →
Middle103.6%4,18452.6%OPEN →
Middle88.6%3,36862.6%OPEN →
Middle91.3%4,01250.5%OPEN →
Middle91.5%4,97543.3%OPEN →
Upper121.6%3,19019.7%OPEN →
Middle114.0%4,57829.3%OPEN →
Upper148.2%5,11622.5%OPEN →
Middle108.7%4,97539.5%OPEN →
Upper125.7%2,35441.9%OPEN →
Middle86.6%4,60936.6%OPEN →
Upper156.5%2,82732.0%OPEN →
Middle91.8%4,04631.8%OPEN →
Upper124.7%6,33742.4%OPEN →
Middle116.0%6,83027.4%OPEN →
Middle102.0%2,64056.3%OPEN →
Middle92.5%2,99330.7%OPEN →
Upper126.3%5,18939.0%OPEN →
Middle87.8%4,84951.3%OPEN →
Middle91.2%5,81953.9%OPEN →
Middle108.3%4,05935.9%OPEN →
Middle118.9%6,80133.9%OPEN →
Middle117.6%5,22943.4%OPEN →
Upper135.9%7,41731.1%OPEN →
Middle114.3%4,70327.9%OPEN →
Upper128.3%4,34921.7%OPEN →
Upper191.1%5,62418.7%OPEN →
Middle106.3%3,69416.1%OPEN →
Upper143.7%3,06623.5%OPEN →
Upper122.0%3,71134.3%OPEN →
Middle109.9%3,84224.5%OPEN →
Middle113.3%3,03825.6%OPEN →
Upper173.6%3,81125.7%OPEN →
Low39.3%8,36329.8%OPEN →
Low33.9%7,45232.6%OPEN →
Low36.8%5,31929.5%OPEN →
Low26.8%4,51726.5%OPEN →
Low36.5%2,72225.3%OPEN →
Moderate50.9%5,11131.4%OPEN →
Moderate51.5%6,12575.5%OPEN →
Upper145.2%4,54931.3%OPEN →
Upper128.1%4,98151.8%OPEN →
Upper147.7%1,76647.8%OPEN →

Source: FFIEC census-tract file (income level, MSA, urban/rural) and HMDA tract attributes (population, minority share, housing units), latest loaded activity year. The whole county is listed — the table is filtered and paged in the browser over the complete set, never a server-side slice of it.

Housing & households

U.S. Census American Community Survey 2024 estimates — the demand side behind the lending figures above.

Population

406,616

Median household income

$97,178

Median home value

$387,900

Median gross rent

$1,680

per month

Owner-occupied

67.8%

of occupied units

Housing units

149,699

7.4% vacant

Poverty rate

12.6%

Unemployment

5.5%

Natural-hazard exposure

FEMA National Risk Index ratings for this county — expected annual loss, social vulnerability and community resilience, plus the individual perils rated Relatively High or above.

Overall risk

Relatively Moderate

score 90.6

Social vulnerability

Relatively Low

Community resilience

Relatively High

ELEVATED PERILS

Inland flooding Relatively High · Strong wind Relatively High · Winter weather Relatively High

Federal disaster history

Months in which a FEMA disaster declaration was active in this county, from the declarations series.

Months with an active declaration

84

Declarations recorded

36

Incident types on record: Biological, Drought, Fire, Flood, Hurricane, Other, Severe Storm, Snowstorm.

Everything we hold on Orange County

12 data areas have rows for this county. Each one is one click away below; the 18 we checked and did not find at county grain are named at the end with the reason.

LOAN-LEVEL

The individual HMDA application and origination records behind every figure on this page, pre-filtered to Orange County.

HMDA loan-level (hmda_loan_wide, county_code)

Open the loan explorer for Orange County →Every reported application and origination in FIPS 36071, filterable on rate, amount, income, purpose and action taken. Loan-level tier.

VA

VA-guaranteed lending in Orange County by fiscal year — the veteran channel, which HMDA counts but does not separate from the rest of the government book at this grain.

VA Loan Guaranty geographic loan volume (va_geo_loan_volume, county_fips), folded to fiscal year

VA loans · FY2026

167

—

Purchase share

49.1%

82 loans

IRRRL refinances

48

Cash-out refinances

37

2026167—824837
2025212—1422842
2024153—1071234
2023181—140140
2022——23958132
2021721—271345105
2020522—24320475
2019337—2491276
2018353—2703350
2017409—2737066
2016362—2336762
2015352—2426050

The most recent fiscal year is partial until VA closes it. This file carries no lender key, so VA volume cannot be attributed to a company.

BUILDING PERMITS

New residential units authorised in Orange County — the supply-side leading indicator that runs ahead of purchase originations.

Census Building Permits Survey county series (census_building_permits, geo_id at geo_level 'county')

HOUSING SUPPLY · CENSUS BUILDING PERMITS

Orange County building permits

New privately-owned housing units authorized by building permits — the supply-side leading indicator that runs ahead of housing starts and the purchase-origination pipeline. Single-family (SF, 1-unit) vs. multifamily (MF, 2+ units), by year.

Single-family · 2025

549

+23.4% vs 2024

Multifamily · 2025

1,119

−35.2% vs 2024

Total authorized · 2025

1,668

−23.2% vs 2024

Permit valuation · 2025

$393.6M

authorized construction value

Units authorized by year

Orange County · total permitted units · hover for the single-family split

UNITS · SF IN TOOLTIP
06251.3K1.9K2.5K19901992199419961998200020022004200620082010201220142016201820202022202420251,668 units

Source: U.S. Census Bureau Building Permits Survey (BPS), imputed totals (the published “units authorized” headline). SF = 1-unit; MF = 2+ units. Public no-login Census data. Attribution.

MIGRATION & WEALTH

IRS county-to-county migration flows for Orange County, showing population movement and wealth transfer.

IRS county-to-county migration flows (irs_county_migration, self_geoid)

outflow2223Other flows - South, DS1,4682,658$112.1M
inflow2223Other flows - South, DS1,0131,707$61.7M
inflow2223Bronx County, NY8441,559$59.0M
outflow2223Ulster County, NY6801,154$45.0M
inflow2223Rockland County, NY6551,268$58.6M
inflow2223Kings County, NY6201,493$51.1M
inflow2223Ulster County, NY563909$33.5M
inflow2223Westchester County, NY538978$44.5M
inflow2223Queens County, NY536996$41.8M
outflow2223Other flows - Northeast, DS510820$40.6M
inflow2223Dutchess County, NY501750$35.2M
outflow2223Dutchess County, NY500745$59.3M
outflow2223Sullivan County, NY455897$28.0M
inflow2223Other flows - Northeast, DS445716$28.0M
outflow2223Rockland County, NY397764$30.4M
inflow2223New York County, NY395670$49.9M
inflow2223Other flows - West, DS373577$21.3M
outflow2223Other flows - West, DS352553$26.0M
inflow2223Sullivan County, NY338674$20.1M
outflow2223Westchester County, NY332532$26.5M
outflow2223Other flows - Midwest, DS282484$15.4M
outflow2223Kings County, NY257522$13.8M
outflow2223Bronx County, NY254416$11.4M
outflow2223Pike County, PA253426$17.3M
outflow2223Queens County, NY250351$17.9M
outflow2223New York County, NY233324$26.7M
outflow2223Bergen County, NJ231373$22.5M
inflow2223Other flows - Midwest, DS203319$11.0M
inflow2223Bergen County, NJ187320$16.0M
outflow2223Horry County, SC156259$13.9M
inflow2223Pike County, PA121214$7.7M
inflow2223Suffolk County, NY120226$12.5M
outflow2223Sussex County, NJ118184$10.3M
inflow2223Nassau County, NY107193$9.5M
inflow2223Passaic County, NJ101168$7.7M
outflow2223Albany County, NY98154$4.4M
outflow2223Hudson County, NJ95117$7.2M
inflow2223Sussex County, NJ90141$7.0M
outflow2223Suffolk County, NY88141$7.3M
outflow2223Palm Beach County, FL83134$7.2M
outflow2223Western Connecticut Planning Regi, CT77109$10.4M
outflow2223Morris County, NJ75109$6.5M
outflow2223Nassau County, NY74115$5.7M
outflow2223Hillsborough County, FL66115$4.8M
inflow2223Hudson County, NJ6696$6.8M
outflow2223Passaic County, NJ65108$5.1M
inflow2223Richmond County, NY63116$5.3M
outflow2223Foreign - Overseas, FR63115$4.3M
outflow2223Essex County, NJ6297$5.0M
outflow2223Los Angeles County, CA6087$4.3M
outflow2223Mecklenburg County, NC5994$5.0M
outflow2223Harris County, TX58109$3.2M
outflow2223Orange County, FL56104$3.5M
outflow2223Wake County, NC5479$2.9M
inflow2223Essex County, NJ5497$4.3M
inflow2223Albany County, NY5376$3.3M
outflow2223Broward County, FL5376$3.8M
inflow2223Los Angeles County, CA5172$2.9M
outflow2223Polk County, FL49104$3.6M
outflow2223Foreign - APO/FPO ZIPs, FR49112$4.1M
outflow2223Lee County, FL4785$5.5M
outflow2223Putnam County, NY4777$3.4M
outflow2223Onondaga County, NY4768$2.5M
inflow2223Putnam County, NY4671$3.0M
inflow2223Foreign - APO/FPO ZIPs, FR4487$3.1M
outflow2223Monroe County, NY4367$2.6M
inflow2223Foreign - Other flows, FR4293$1.7M
inflow2223Western Connecticut Planning Regi, CT4160$3.5M
outflow2223Capitol Planning Region, CT4159$2.7M
outflow2223Brevard County, FL4062$3.9M
outflow2223Maricopa County, AZ4067$2.0M
outflow2223Monmouth County, NJ4060$5.2M
outflow2223Osceola County, FL3979$2.7M
outflow2223Manatee County, FL3974$4.3M
outflow2223Pasco County, FL3965$2.8M
outflow2223Honolulu County, HI3878$2.1M
outflow2223Muscogee County, GA3855$1.3M
outflow2223Saratoga County, NY3759$3.0M
outflow2223Pinellas County, FL3755$2.2M
outflow2223Suffolk County, MA3740$2.0M
outflow2223Ocean County, NJ3657$3.8M
inflow2223Harris County, TX3660$2.2M
inflow2223Union County, NJ3663$3.2M
inflow2223San Diego County, CA3647$2.0M
outflow2223Sussex County, DE3665$3.6M
outflow2223Erie County, NY3645$1.5M
outflow2223St. Lucie County, FL3560$3.4M
inflow2223Maricopa County, AZ3443$2.0M
outflow2223Miami-Dade County, FL3347$2.5M
inflow2223Middlesex County, NJ3347$1.8M
outflow2223Philadelphia County, PA3342$2.1M
inflow2223Morris County, NJ3248$2.9M
outflow2223Wayne County, PA3258$3.8M
outflow2223Middlesex County, NJ3255$2.0M
outflow2223Clark County, NV3260$2.8M
outflow2223Duval County, FL3255$2.0M
inflow2223Broward County, FL3245$1.5M
inflow2223Fairfax County, VA3256$3.0M
outflow2223El Paso County, CO3161$2.5M
outflow2223San Diego County, CA3142$2.1M
outflow2223Monroe County, PA3159$2.4M
outflow2223Rensselaer County, NY3147$1.7M
outflow2223Cook County, IL3140$2.6M
outflow2223Union County, NJ3045$2.2M
outflow2223Volusia County, FL2955$2.7M
outflow2223Broome County, NY2943$1.1M
outflow2223Fairfax County, VA2957$2.7M
outflow2223Sarasota County, FL2850$2.4M
outflow2223Cumberland County, NC2758$2.0M
inflow2223Middlesex County, MA2744$1.8M
inflow2223Honolulu County, HI2750$1.4M
outflow2223Naugatuck Valley Planning Region, CT2749$2.0M
outflow2223Marion County, FL2748$1.9M
outflow2223Leavenworth County, KS26100$3.1M
outflow2223Gwinnett County, GA2646$1.1M
outflow2223Davidson County, TN2630$1.1M
outflow2223Richmond County, NY2637$1.5M
outflow2223Brunswick County, NC2648$2.9M
outflow2223St. Johns County, FL2552$2.5M
outflow2223Bexar County, TX2544$1.2M
outflow2223Luzerne County, PA2539$1.1M
inflow2223Hillsborough County, FL2540$953K
inflow2223South Central Connecticut Plannin, CT2442$1.0M
outflow2223Foreign - Other flows, FR2437$868K
outflow2223Middlesex County, MA2430$1.6M
outflow2223Greene County, NY2436$1.9M
outflow2223Tarrant County, TX2456$1.5M
inflow2223Clark County, NV2438$1.6M
inflow2223Palm Beach County, FL2336$1.4M
outflow2223Fulton County, GA2332$1.5M
inflow2223Mecklenburg County, NC2332$774K
inflow2223Horry County, SC2226$1.4M
inflow2223Orange County, FL2230$798K
outflow2223Lake County, FL2243$1.9M
outflow2223Travis County, TX2229$2.5M
outflow2223Berkeley County, SC2233$1.4M
outflow2223Lackawanna County, PA2258$1.2M
outflow2223Onslow County, NC2139$1.8M
outflow2223South Central Connecticut Plannin, CT2131$1.2M
inflow2223Pasco County, FL2131$1.4M
outflow2223District of Columbia, DC2022$1.5M
inflow2223Miami-Dade County, FL2031$1.3M
inflow2223Cook County, IL2025$1.4M
inflow2223Monmouth County, NJ2030$1.3M
outflow2223Northampton County, PA2026$1.4M
outflow2223Dallas County, TX2023$1.0M
outflow2223King County, WA2033$2.4M
outflow2223Lehigh County, PA2035$1.3M
outflow2223Schenectady County, NY2039$1.2M
inflow2223Erie County, NY2024$1.2M
inflow2122Foreign - Other flows, FR———
outflow2122Foreign - Other flows, FR———
outflow2122Other flows - South, DS1,4662,778$117.7M
inflow2122Bronx County, NY1,0992,196$77.4M
inflow2122Other flows - South, DS9561,725$66.8M
inflow2122Rockland County, NY7521,469$65.2M
inflow2122Kings County, NY6731,667$64.3M
outflow2122Ulster County, NY6651,087$40.2M
inflow2122Queens County, NY5931,053$51.2M
inflow2122Ulster County, NY585959$35.0M
inflow2122Westchester County, NY548989$35.6M
outflow2122Other flows - Northeast, DS531855$43.5M
outflow2122Dutchess County, NY516807$35.3M
inflow2122Dutchess County, NY503828$31.6M
outflow2122Sullivan County, NY465868$25.0M
inflow2122New York County, NY454822$67.4M
inflow2122Other flows - Northeast, DS423698$28.0M
outflow2122Other flows - West, DS373594$29.6M
outflow2122Rockland County, NY366673$27.1M
inflow2122Sullivan County, NY357679$20.0M
outflow2122Other flows - Midwest, DS334587$20.6M
inflow2122Other flows - West, DS333582$22.6M
outflow2122Pike County, PA302557$22.7M
outflow2122Westchester County, NY299429$23.9M
outflow2122Kings County, NY278483$15.5M
outflow2122New York County, NY259358$27.6M
outflow2122Bronx County, NY249408$13.3M
outflow2122Queens County, NY248352$14.8M
inflow2122Other flows - Midwest, DS228431$14.5M
outflow2122Bergen County, NJ228401$23.3M
outflow2122Horry County, SC179327$17.3M
inflow2122Bergen County, NJ169292$17.5M
outflow2122Sussex County, NJ140234$10.4M
inflow2122Suffolk County, NY134222$10.0M
inflow2122Nassau County, NY133251$12.9M
outflow2122Palm Beach County, FL116180$12.9M
outflow2122Hudson County, NJ112135$7.8M
outflow2122Albany County, NY107147$5.4M
inflow2122Passaic County, NJ98174$7.4M
outflow2122Passaic County, NJ95132$5.4M
outflow2122Suffolk County, NY92144$7.1M
inflow2122Pike County, PA87144$4.9M
inflow2122Sussex County, NJ87131$5.2M
inflow2122Hudson County, NJ82138$7.5M
outflow2122Hillsborough County, FL81154$6.3M
outflow2122Maricopa County, AZ75104$4.9M
inflow2122Richmond County, NY73148$6.9M
outflow2122Morris County, NJ73121$7.6M
outflow2122Broward County, FL73105$8.0M
outflow2122Nassau County, NY69114$5.6M

UAD APPRAISALS

FHFA Uniform Appraisal Dataset aggregates for Orange County.

FHFA UAD aggregate statistics (uad_aggregate_county, geoid) and appraisal-level public use file (uad_puf, county_fips)

2023PurchaseNo CharacteristicAll Appraisals2,220.0
2023PurchaseNo CharacteristicAll Appraisals0.4
2023RefinanceNo CharacteristicAll Appraisals857.0
2023PurchaseNo CharacteristicAll Appraisals1.0
2023BothNo CharacteristicAll Appraisals3,077.0
2023PurchaseNo CharacteristicAll Appraisals0.6
2023PurchaseNo CharacteristicAll Appraisals1.0
2023RefinanceNo CharacteristicAll Appraisals430,000.0
2023BothNo CharacteristicAll Appraisals430,000.0
2023PurchaseNo CharacteristicAll Appraisals430,000.0
2023PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals1.0
2022BothNo CharacteristicAll Appraisals420,000.0
2022PurchaseNo CharacteristicAll Appraisals0.3
2022PurchaseNo CharacteristicAll Appraisals425,000.0
2022PurchaseNo CharacteristicAll Appraisals1.0
2022RefinanceNo CharacteristicAll Appraisals1,707.0
2022PurchaseNo CharacteristicAll Appraisals0.1
2022PurchaseNo CharacteristicAll Appraisals0.5
2022RefinanceNo CharacteristicAll Appraisals414,000.0
2022BothNo CharacteristicAll Appraisals4,783.0
2022PurchaseNo CharacteristicAll Appraisals3,076.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021RefinanceNo CharacteristicAll Appraisals370,000.0
2021BothNo CharacteristicAll Appraisals7,349.0
2021PurchaseNo CharacteristicAll Appraisals1.0
2021PurchaseNo CharacteristicAll Appraisals3,943.0
2021PurchaseNo CharacteristicAll Appraisals0.3
2021RefinanceNo CharacteristicAll Appraisals3,406.0
2021PurchaseNo CharacteristicAll Appraisals0.2
2021BothNo CharacteristicAll Appraisals375,000.0
2021PurchaseNo CharacteristicAll Appraisals0.5
2021PurchaseNo CharacteristicAll Appraisals380,000.0
2020PurchaseNo CharacteristicAll Appraisals0.1
2020PurchaseNo CharacteristicAll Appraisals1.0
2020BothNo CharacteristicAll Appraisals6,799.0
2020PurchaseNo CharacteristicAll Appraisals3,514.0
2020PurchaseNo CharacteristicAll Appraisals0.6
2020BothNo CharacteristicAll Appraisals340,000.0
2020RefinanceNo CharacteristicAll Appraisals340,000.0
2020RefinanceNo CharacteristicAll Appraisals3,285.0
2020PurchaseNo CharacteristicAll Appraisals340,000.0
2020PurchaseNo CharacteristicAll Appraisals1.0
2020PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals0.1
2019PurchaseNo CharacteristicAll Appraisals1.0
2019BothNo CharacteristicAll Appraisals300,000.0
2019PurchaseNo CharacteristicAll Appraisals2,644.0
2019PurchaseNo CharacteristicAll Appraisals0.3
2019PurchaseNo CharacteristicAll Appraisals1.0
2019RefinanceNo CharacteristicAll Appraisals310,000.0
2019BothNo CharacteristicAll Appraisals4,603.0
2019RefinanceNo CharacteristicAll Appraisals1,959.0
2019PurchaseNo CharacteristicAll Appraisals297,300.0
2019PurchaseNo CharacteristicAll Appraisals0.6
2018RefinanceNo CharacteristicAll Appraisals290,000.0
2018BothNo CharacteristicAll Appraisals3,857.0
2018PurchaseNo CharacteristicAll Appraisals2,649.0
2018RefinanceNo CharacteristicAll Appraisals1,208.0
2018BothNo CharacteristicAll Appraisals290,000.0
2018PurchaseNo CharacteristicAll Appraisals290,000.0
2018PurchaseNo CharacteristicAll Appraisals0.6
2018PurchaseNo CharacteristicAll Appraisals0.1
2018PurchaseNo CharacteristicAll Appraisals0.3
2018PurchaseNo CharacteristicAll Appraisals1.0
2018PurchaseNo CharacteristicAll Appraisals1.0
2017RefinanceNo CharacteristicAll Appraisals275,000.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals1.0
2017PurchaseNo CharacteristicAll Appraisals0.3
2017PurchaseNo CharacteristicAll Appraisals0.1
2017BothNo CharacteristicAll Appraisals3,691.0
2017PurchaseNo CharacteristicAll Appraisals2,492.0
2017PurchaseNo CharacteristicAll Appraisals280,000.0
2017RefinanceNo CharacteristicAll Appraisals1,199.0
2017PurchaseNo CharacteristicAll Appraisals0.6
2017BothNo CharacteristicAll Appraisals277,000.0
2016PurchaseNo CharacteristicAll Appraisals2,184.0
2016RefinanceNo CharacteristicAll Appraisals280,500.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals268,000.0
2016PurchaseNo CharacteristicAll Appraisals0.6
2016PurchaseNo CharacteristicAll Appraisals0.1
2016BothNo CharacteristicAll Appraisals275,000.0
2016PurchaseNo CharacteristicAll Appraisals1.0
2016PurchaseNo CharacteristicAll Appraisals0.3
2016BothNo CharacteristicAll Appraisals3,894.0
2016RefinanceNo CharacteristicAll Appraisals1,710.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2015PurchaseNo CharacteristicAll Appraisals255,000.0
2015PurchaseNo CharacteristicAll Appraisals0.3
2015RefinanceNo CharacteristicAll Appraisals275,000.0
2015BothNo CharacteristicAll Appraisals3,177.0
2015RefinanceNo CharacteristicAll Appraisals1,419.0
2015PurchaseNo CharacteristicAll Appraisals0.1
2015PurchaseNo CharacteristicAll Appraisals0.7
2015PurchaseNo CharacteristicAll Appraisals1,758.0
2015BothNo CharacteristicAll Appraisals265,000.0
2015PurchaseNo CharacteristicAll Appraisals1.0
2014BothNo CharacteristicAll Appraisals265,000.0

ECONOMY & INCOME

Local economy indicators — BLS unemployment rates and BEA personal income for Orange County.

BLS Local Area Unemployment Statistics (bls_laus_county_month, geoid) and BEA personal income (bea_county_income, geo_fips)

BLS Local Area Unemployment

2026-05191,817184,1857,6324.0%
2026-04190,990183,8677,1233.7%
2026-03192,055184,4187,6374.0%
2026-02191,983183,2258,7584.6%
2026-01191,372183,5127,8604.1%
2025-12192,372185,4856,8873.6%
2025-11193,507186,4107,0973.7%
2025-09192,659184,7487,9114.1%
2025-08190,863182,5108,3534.4%
2025-07192,188184,0248,1644.2%
2025-06193,118185,8977,2213.7%
2025-05191,219184,5396,6803.5%
2025-04191,159184,8716,2883.3%
2025-03190,814183,5827,2323.8%
2025-02189,955181,8648,0914.3%
2025-01188,576181,0567,5204.0%
2024-12189,178182,7926,3863.4%
2024-11190,534184,0596,4753.4%
2024-10190,576184,1276,4493.4%
2024-09190,855184,5536,3023.3%
2024-08189,442181,7177,7254.1%
2024-07192,138184,3487,7904.1%
2024-06192,438185,4247,0143.6%
2024-05190,144183,5506,5943.5%
2024-04189,627183,3366,2913.3%
2024-03190,058182,6687,3903.9%
2024-02189,220181,0828,1384.3%
2024-01188,573180,8987,6754.1%
2023-12188,985182,0436,9423.7%
2023-11191,958185,2116,7473.5%
2023-10191,082184,0217,0613.7%
2023-09190,902184,1586,7443.5%
2023-08190,129182,5467,5834.0%
2023-07191,730184,9316,7993.5%
2023-06191,916185,6216,2953.3%
2023-05189,555183,6985,8573.1%
2023-04188,270183,2265,0442.7%
2023-03187,204181,0026,2023.3%
2023-02186,206179,2616,9453.7%
2023-01184,606177,7796,8273.7%
2022-12184,318178,7605,5583.0%
2022-11184,919179,3395,5803.0%
2022-10185,489180,0275,4622.9%
2022-09185,417179,6135,8043.1%
2022-08185,814178,5847,2303.9%
2022-07187,087180,0057,0823.8%
2022-06187,633181,2246,4093.4%
2022-05185,014179,2475,7673.1%
2022-04183,727177,9245,8033.2%
2022-03183,900177,1846,7163.7%
2022-02183,289175,8007,4894.1%
2022-01181,383174,2577,1263.9%
2021-12181,251175,7595,4923.0%
2021-11182,000175,8006,2003.4%
2021-10181,323174,3886,9353.8%
2021-09180,582173,0767,5064.2%
2021-08180,727171,5889,1395.1%
2021-07182,593172,9209,6735.3%
2021-06182,553172,6859,8685.4%
2021-05180,830171,9888,8424.9%
2021-04180,553171,1069,4475.2%
2021-03179,690168,78310,9076.1%
2021-02178,409166,58611,8236.6%
2021-01178,651167,02511,6266.5%
2020-12179,465168,93810,5275.9%
2020-11180,488170,6099,8795.5%
2020-10180,380169,95910,4215.8%
2020-09180,266167,19013,0767.3%
2020-08181,315166,19415,1218.3%
2020-07182,691163,21719,47410.7%
2020-06182,271161,34120,93011.5%
2020-05182,428157,38225,04613.7%
2020-04180,414148,50031,91417.7%
2020-03185,988176,8089,1804.9%
2020-02187,457179,3758,0824.3%
2020-01187,856179,9567,9004.2%
2019-12185,335178,1937,1423.9%
2019-11186,920179,9986,9223.7%
2019-10186,670179,5837,0873.8%
2019-09185,966179,0226,9443.7%
2019-08185,128177,1297,9994.3%
2019-07186,990179,0317,9594.3%
2019-06185,610178,7426,8683.7%
2019-05184,422178,0726,3503.4%
2019-04183,711177,5236,1883.4%
2019-03184,069176,9077,1623.9%
2019-02182,823175,2887,5354.1%
2019-01183,583176,1937,3904.0%
2018-12182,318175,8486,4703.5%
2018-11182,949176,8426,1073.3%
2018-10182,869176,4886,3813.5%
2018-09181,818175,3456,4733.6%
2018-08180,921173,3847,5374.2%
2018-07183,602175,7937,8094.3%
2018-06184,224176,5547,6704.2%
2018-05181,495174,6286,8673.8%
2018-04180,870173,5457,3254.0%
2018-03180,241172,1748,0674.5%
2018-02179,614170,5089,1065.1%
2018-01179,706170,9748,7324.9%

BEA Personal Income

2024$26.01B411,767$63K
2023$24.75B408,427$61K
2022$23.33B406,677$57K
2021$23.41B405,214$58K
2020$22.18B400,997$55K
2019$20.56B399,706$51K
2018$19.47B395,573$49K
2017$18.87B391,464$48K
2016$18.00B387,868$46K
2015$17.60B384,285$46K
2014$16.85B381,725$44K
2013$16.39B379,602$43K
2012$16.10B377,386$43K
2011$15.71B376,163$42K
2010$15.03B373,849$40K
2009$14.69B372,079$39K
2008$14.85B370,201$40K
2007$14.16B368,464$38K
2006$13.30B366,908$36K
2005$12.52B364,522$34K
2004$11.96B362,934$33K
2003$11.29B358,727$31K
2002$10.65B352,975$30K
2001$10.33B347,674$30K
2000$9.94B342,892$29K
1999$9.30B336,630$28K
1998$8.72B332,199$26K
1997$8.11B328,860$25K
1996$7.76B326,000$24K
1995$7.46B323,451$23K
1994$7.17B320,744$22K
1993$6.96B318,999$22K
1992$6.83B315,957$22K
1991——$21K

NFIP FLOOD CLAIMS

FEMA National Flood Insurance Program (NFIP) realised flood loss claims in Orange County.

FEMA NFIP redacted claims (nfip_claim, county_code)

2026-07-06$0$0$0Yes
2026-02-11$13K$13K$0Yes
2025-05-31$43K$43K$0No
2025-05-31$5K$5K$0No
2025-05-31$35K$0$35KNo
2025-05-30$7K$7K$0Yes
2025-05-10$0$0$0Yes
2025-05-09$11K$11K$0Yes
2025-05-07$0——No
2024-08-07$0$0$0Yes
2024-01-29$0——Yes
2024-01-10$0$0$0Yes
2023-12-27$664.38$664.38$0Yes
2023-12-19$7K$7K$0Yes
2023-12-18$32K$32K$0Yes
2023-12-18$0$0$0Yes
2023-12-18$0$0$0Yes
2023-12-18$78K$72K$7KYes
2023-12-18$26K$26K$0Yes
2023-12-18$7K$0$7KNo
2023-12-18$9K$9K$0Yes
2023-12-18$6K$6K$0No
2023-12-18$12K$7K$4KYes
2023-12-18$20K$20K$0Yes
2023-12-18$19K$19K$0Yes
2023-12-18$17K$17K$0Yes
2023-12-18$18K$11K$7KYes
2023-12-18$0$0$0Yes
2023-12-17$7K$7K$0Yes
2023-12-17$44K$44K$0No
2023-12-17$0——Yes
2023-12-17$88K$88K$0No
2023-12-10$2K$2K$0Yes
2023-09-09$110K$110K$0No
2023-09-08$26K$26K$0Yes
2023-09-08$0$0$0Yes
2023-09-08$0——Yes
2023-09-08$0$0$0Yes
2023-09-08$99K$99K$0Yes
2023-09-08$0——Yes
2023-08-07$33K$33K$0No
2023-07-17$9K$9K$0Yes
2023-07-16$45K$45K$0Yes
2023-07-15$0——Yes
2023-07-14$2K$2K$0Yes
2023-07-13$5K$5K$0Yes
2023-07-13$26K$26K$0Yes
2023-07-13$9K$9K$0Yes
2023-07-09$33K$33K$0Yes
2023-07-09$67K$60K$7KYes
2023-07-09$0$0$0Yes
2023-07-09$43K$38K$5KYes
2023-07-09$14K$14K$0Yes
2023-07-09$20K$20K$148.31Yes
2023-07-09$13K$13K$0Yes
2023-07-09$5K$5K$304.56Yes
2023-07-09$48K$48K$0Yes
2023-07-09$31K$31K$0Yes
2023-07-09$16K$16K$0Yes
2023-07-09$7K$7K$0Yes
2023-07-09$9K$9K$8.14Yes
2023-07-09$0$0$0Yes
2023-07-09$6K$6K$0Yes
2023-07-09$13K$13K$0Yes
2023-07-09$73K$66K$6KYes
2022-04-08$11K$11K$0Yes
2022-04-08$17K$5K$12KYes
2022-04-07$56K$45K$12KYes
2022-01-12$0——Yes
2021-10-26$23K$23K$0Yes
2021-10-26$9K$7K$2KYes
2021-10-25$877.9$877.9$0Yes
2021-10-25$2K$2K$0Yes
2021-10-16$2K$2K$0Yes
2021-09-07$0——Yes
2021-09-02$35K$35K$0Yes
2021-09-02$27K$27K$0Yes
2021-09-02$5K$5K$0Yes
2021-09-02$4K$4K$0Yes
2021-09-02$14K$14K$0Yes
2021-09-02$11K$11K$0Yes
2021-09-02$45K$45K$0Yes
2021-09-02$19K$19K$0No
2021-09-02$22K$22K$0Yes
2021-09-02$44K$44K$0Yes
2021-09-02$11K$10K$756.85Yes
2021-09-01$11K$11K$0Yes
2021-09-01$0——Yes
2021-09-01$4K$4K$0Yes
2021-09-01$45K$35K$10KYes
2021-09-01$0$0$0Yes
2021-09-01$4K$4K$0Yes
2021-09-01$60K$47K$14KYes
2021-09-01$12K$0$12KNo
2021-09-01$12K$12K$541.8No
2021-09-01$15K$15K$0Yes
2021-09-01$11K$11K$0Yes
2021-09-01$24K$24K$0Yes
2021-09-01$16K$7K$10KYes
2021-09-01$16K$16K$0Yes

ALSO CHECKED

18 more data areas were checked for Orange County and did not earn a tab. A missing tab and an unasked question look the same on screen, so each one is named with the reason it is missing.

  • WRONG GRAIN
    FHA

    FHA Neighborhood Watch DOES publish county rows, but keys them on a free-text county NAME (“CHITTENDEN|VT”), not a FIPS code, and the single-family endorsement snapshot's property_county is likewise free text. Joining either to a county FIPS by name would attribute one county's delinquency to another wherever a name repeats, so FHA is a state-grain tab only until a curated name→FIPS crosswalk exists

  • WRONG GRAIN
    Fannie / Freddie

    the FHFA public-use database publishes single-family acquisitions at STATE and CENSUS-TRACT grain; no county rollup is published or loaded, and rolling tracts up to counties would double-count the tracts that straddle a county line

  • WRONG GRAIN
    GSE credit-risk transfer

    CAS and STACR loan-level disclosures publish PROPERTY STATE and a 3-digit zip; neither carries a county code, so credit-risk-transfer collateral cannot be attributed to a county

  • WRONG GRAIN
    Ginnie Mae

    Ginnie Mae's loan-level disclosure publishes PROPERTY STATE and nothing finer — there is no county, ZIP or tract field in the file, so agency-pool collateral has no county grain at all. The same is true of the UMBS pool file (fhfa_mbs_pool), which carries only CA/NY/FL/TX/PR concentration percentages

  • WRONG GRAIN
    Housing finance agency

    a housing finance agency is a STATE-chartered body — county is not a grain it has. Its programmes reach counties, but the agency itself is one row per state: hfa_agency is keyed on state_code and carries no county column, and there is no county-level agency underneath it to aggregate from

  • WRONG GRAIN
    CUSO network

    the NCUA CUSO Registry publishes a CUSO's city and STATE and no county at all (cuso_registry, migration 0195). A county FIPS does exist on the member-credit-union side (cuso_credit_union_link.cu_county_fips), but it is the CREDIT UNION'S CHARTER ADDRESS — where the institution is registered, not where the mortgage service it buys is delivered — so a county tab built on it would pin a statewide, often multi-state, service relationship onto the one county a charter document happens to name

  • WRONG GRAIN
    Subservicing map

    the same absence, one grain finer: subservicing_relationships holds no property or collateral column at all, so there is nothing to aggregate to a county. Where a client is a state HFA, the state housing finance agency area on this hub carries that agency and its named master servicer at its own state grain

  • WRONG GRAIN
    Co-issue MSR

    the same absence, and worse at county grain: Ginnie's loan-level disclosure publishes property STATE and nothing finer — no county, ZIP or tract field exists in the file — so even the collateral split that is rejected above at state grain is not available here at all

  • WRONG GRAIN
    MSR transfer graph

    the same absence at a finer grain, with no additional route to one: ginnie_servicing_transfers has no county column and the Ginnie loan-level disclosure it would have to be joined to publishes property state and nothing finer — no county, ZIP or tract field exists in either file

  • WRONG GRAIN
    Builder & realtor JV

    the same absence, one grain finer: the affiliation corpus has no geographic column at all, so nothing can be aggregated to a county. The affiliate lender's actual county-level originations are on the HMDA area of the county hub, keyed on the lender rather than on its parent

  • WRONG GRAIN
    Non-QM deal calendar

    the same structural gap, one grain finer: a 144A non-QM deal publishes no asset-level file at all, so there is no loan, no property and therefore no county to attribute anything to. This is the one absence on this hub that no future load can close

  • WRONG GRAIN
    Agency-MBS demand

    the same absence, and Ginnie's disclosure has no county field at any grain, so even the collateral allocation that is rejected above at state grain cannot be computed here

  • WRONG GRAIN
    Complaints-rate stack

    the same broken denominator, plus a numerator that does not reach county either: the CFPB publishes a complaint's state and a partially redacted ZIP and no county, so neither half of this ratio exists at county grain

  • WRONG GRAIN
    NMLS licensing

    NMLS licences are issued by a STATE regulator and the industry report is published by state agency and quarter; there is no county in the licensing system to aggregate to

  • WRONG GRAIN
    CFPB complaints

    the CFPB publishes a complaint's STATE and a partially redacted ZIP; it publishes no county, and deriving one from a redacted ZIP would put complaints in the wrong county wherever a ZIP straddles a county line

  • WRONG GRAIN
    State enforcement

    enforcement orders are issued by a STATE regulator against a licensee; they carry no property or county

  • WRONG GRAIN
    WARN notices

    a WARN notice names an employer, a CITY and a region — no county code — and matching city to county by name is ambiguous in most states

  • WRONG GRAIN
    Mortgage employment

    the QCEW extract loaded here holds STATE and METRO area types only — the county-level QCEW file is a separate, far larger download that is not loaded, so county mortgage employment cannot be shown honestly

Several of the areas above are published only at state grain. They are all on the NY state hub, which carries the same registry at the grain those sources actually have.

Go deeper

EVERY HMDA RECORD IN ORANGE COUNTY →Opens the loan explorer already filtered to county FIPS 36071.

See the New York state market profile for the statewide picture, the New York state hub for every dataset we hold on the state in one place, or the national lender leaderboard for who is largest across every market.

Sources: HMDA public loan-level disclosure (CFPB/FFIEC) aggregated to county-year; U.S. Census Bureau American Community Survey; FEMA National Risk Index and disaster declarations. Figures are as loaded — see data attribution.

Fair-lending context: denial rates and demographic figures shown here are descriptive statistics derived from public HMDA and U.S. Census data. HMDA does not contain the credit, income, or underwriting variables that explain most lending outcomes, so a difference between lenders or areas is a statistical observation about published data — not evidence of, and not a determination of, discrimination or redlining by any institution.